Coastal Banc Ssb
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Coastal Banc Ssb 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Coastal Banc Ssb P O Box 3402 Lake Charles, LA 70602 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2004 |
| Total Number of Mortgage Applications | 496 |
| Total Mortgage Loan Application Amount | $132,362,000 |
| Average Mortgage Loan Application Amount | $409,921 |
| Highest Mortgage Loan Application Amount | $3,550,000 |
| Average Applicant Income | $3,568 |
| Highest Applicant Income | $479,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Coastal Banc Ssb. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Coastal Banc Ssb's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Coastal Banc Ssb's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Coastal Banc Ssb serves its applicants.
Each category highlights the total number of mortgage applications processed by Coastal Banc Ssb, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Coastal Banc Ssb's mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Harris County Texas | 54 | $ 4,650,000 | $ 86,000 | $ 84,000 |
| Hidalgo County Texas | 32 | $ 1,598,000 | $ 49,000 | $ 46,000 |
| Santa Cruz County California | 30 | $ 4,982,000 | $ 166,000 | $ 0 |
| Los Angeles County California | 28 | $ 12,544,000 | $ 448,000 | $ 0 |
| Cameron County Texas | 24 | $ 1,915,000 | $ 79,000 | $ 51,000 |
| Alameda County California | 20 | $ 7,040,000 | $ 352,000 | $ 0 |
| Orange County California | 20 | $ 8,498,000 | $ 424,000 | $ 0 |
| Santa Clara County California | 16 | $ 7,157,000 | $ 447,000 | $ 0 |
| San Diego County California | 15 | $ 7,034,000 | $ 468,000 | $ 0 |
| Yolo County California | 13 | $ 3,330,000 | $ 256,000 | $ 0 |
| Fort Bend County Texas | 13 | $ 417,000 | $ 32,000 | $ 74,000 |
| Riverside County California | 11 | $ 1,971,000 | $ 179,000 | $ 0 |
| Calhoun County Texas | 9 | $ 260,000 | $ 28,000 | $ 80,000 |
| Santa Barbara County California | 8 | $ 4,010,000 | $ 501,000 | $ 0 |
| Travis County Texas | 8 | $ 908,000 | $ 113,000 | $ 70,000 |
| San Francisco County California | 7 | $ 4,248,000 | $ 606,000 | $ 0 |
| Colorado County Texas | 7 | $ 308,000 | $ 44,000 | $ 63,000 |
| Wharton County Texas | 7 | $ 386,000 | $ 55,000 | $ 44,000 |
| Contra Costa County California | 6 | $ 2,525,000 | $ 420,000 | $ 0 |
| Sacramento County California | 6 | $ 1,556,000 | $ 259,000 | $ 0 |
| Cook County Illinois | 6 | $ 2,552,000 | $ 425,000 | $ 0 |
| Oakland County Michigan | 6 | $ 3,212,000 | $ 535,000 | $ 0 |
| Montgomery County Texas | 6 | $ 421,000 | $ 70,000 | $ 76,000 |
| Dallas County Texas | 5 | $ 1,949,000 | $ 389,000 | $ 0 |
| Lee County Texas | 5 | $ 183,000 | $ 36,000 | $ 39,000 |
| Middlesex County Massachusetts | 4 | $ 2,011,000 | $ 502,000 | $ 0 |
| King County Washington | 4 | $ 1,601,000 | $ 400,000 | $ 0 |
| Larimer County Colorado | 3 | $ 913,000 | $ 304,000 | $ 0 |
| Broward County Florida | 3 | $ 1,396,000 | $ 465,000 | $ 0 |
| DuPage County Illinois | 3 | $ 1,243,000 | $ 414,000 | $ 0 |
| Lake County Illinois | 3 | $ 1,400,000 | $ 466,000 | $ 0 |
| Bergen County New Jersey | 3 | $ 1,317,000 | $ 439,000 | $ 0 |
| Austin County Texas | 3 | $ 131,000 | $ 43,000 | $ 50,000 |
| Fayette County Texas | 3 | $ 115,000 | $ 38,000 | $ 75,000 |
| Nueces County Texas | 3 | $ 3,606,000 | $ 1,202,000 | $ 37,000 |
| San Mateo County California | 2 | $ 787,000 | $ 393,000 | $ 0 |
| Solano County California | 2 | $ 421,000 | $ 210,000 | $ 0 |
| Ventura County California | 2 | $ 818,000 | $ 409,000 | $ 0 |
| Montgomery County Maryland | 2 | $ 1,621,000 | $ 810,000 | $ 0 |
| St. Louis County Missouri | 2 | $ 783,000 | $ 391,000 | $ 0 |
| Clark County Nevada | 2 | $ 633,000 | $ 316,000 | $ 0 |
| Middlesex County New Jersey | 2 | $ 682,000 | $ 341,000 | $ 0 |
| Wake County North Carolina | 2 | $ 787,000 | $ 393,000 | $ 0 |
| Tulsa County Oklahoma | 2 | $ 2,512,000 | $ 1,256,000 | $ 0 |
| Clackamas County Oregon | 2 | $ 1,242,000 | $ 621,000 | $ 0 |
| Brazoria County Texas | 2 | $ 190,000 | $ 95,000 | $ 89,000 |
| Matagorda County Texas | 2 | $ 231,000 | $ 115,000 | $ 57,000 |
| Victoria County Texas | 2 | $ 94,000 | $ 47,000 | $ 61,000 |
| Washington County Texas | 2 | $ 635,000 | $ 317,000 | $ 39,000 |
| Williamson County Texas | 2 | $ 120,000 | $ 60,000 | $ 0 |
| Jefferson County Alabama | 1 | $ 34,000 | $ 34,000 | $ 15,000 |
| Limestone County Alabama | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Shelby County Alabama | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Maricopa County Arizona | 1 | $ 464,000 | $ 464,000 | $ 0 |
| Pima County Arizona | 1 | $ 599,000 | $ 599,000 | $ 0 |
| Marin County California | 1 | $ 356,000 | $ 356,000 | $ 0 |
| Mono County California | 1 | $ 344,000 | $ 344,000 | $ 0 |
| San Joaquin County California | 1 | $ 611,000 | $ 611,000 | $ 0 |
| Sonoma County California | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Arapahoe County Colorado | 1 | $ 208,000 | $ 208,000 | $ 0 |
| Boulder County Colorado | 1 | $ 386,000 | $ 386,000 | $ 0 |
| Denver County Colorado | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Douglas County Colorado | 1 | $ 378,000 | $ 378,000 | $ 0 |
| Eagle County Colorado | 1 | $ 307,000 | $ 307,000 | $ 0 |
| El Paso County Colorado | 1 | $ 194,000 | $ 194,000 | $ 0 |
| Grand County Colorado | 1 | $ 410,000 | $ 410,000 | $ 0 |
| Pueblo County Colorado | 1 | $ 61,000 | $ 61,000 | $ 0 |
| Summit County Colorado | 1 | $ 367,000 | $ 367,000 | $ 0 |
| Fairfield County Connecticut | 1 | $ 698,000 | $ 698,000 | $ 0 |
| New Haven County Connecticut | 1 | $ 430,000 | $ 430,000 | $ 0 |
| District of Columbia County District Of Columbia | 1 | $ 351,000 | $ 351,000 | $ 0 |
| Highlands County Florida | 1 | $ 460,000 | $ 460,000 | $ 0 |
| Okaloosa County Florida | 1 | $ 219,000 | $ 219,000 | $ 0 |
| Fulton County Georgia | 1 | $ 487,000 | $ 487,000 | $ 0 |
| Glynn County Georgia | 1 | $ 388,000 | $ 388,000 | $ 0 |
| Kane County Illinois | 1 | $ 388,000 | $ 388,000 | $ 0 |
| Rock Island County Illinois | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Johnson County Kansas | 1 | $ 614,000 | $ 614,000 | $ 0 |
| Fayette County Kentucky | 1 | $ 501,000 | $ 501,000 | $ 0 |
| Jefferson County Kentucky | 1 | $ 423,000 | $ 423,000 | $ 0 |
| Oxford County Maine | 1 | $ 378,000 | $ 378,000 | $ 0 |
| Waldo County Maine | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Essex County Massachusetts | 1 | $ 208,000 | $ 208,000 | $ 0 |
| Worcester County Massachusetts | 1 | $ 224,000 | $ 224,000 | $ 0 |
| Genesee County Michigan | 1 | $ 594,000 | $ 594,000 | $ 0 |
| Grand Traverse County Michigan | 1 | $ 108,000 | $ 108,000 | $ 0 |
| Iosco County Michigan | 1 | $ 76,000 | $ 76,000 | $ 0 |
| Wayne County Michigan | 1 | $ 359,000 | $ 359,000 | $ 0 |
| Dakota County Minnesota | 1 | $ 243,000 | $ 243,000 | $ 0 |
| Olmsted County Minnesota | 1 | $ 359,000 | $ 359,000 | $ 0 |
| Park County Montana | 1 | $ 296,000 | $ 296,000 | $ 0 |
| Washoe County Nevada | 1 | $ 354,000 | $ 354,000 | $ 0 |
| Morris County New Jersey | 1 | $ 452,000 | $ 452,000 | $ 0 |
| Sussex County New Jersey | 1 | $ 397,000 | $ 397,000 | $ 0 |
| Bernalillo County New Mexico | 1 | $ 557,000 | $ 557,000 | $ 0 |
| New York County New York | 1 | $ 414,000 | $ 414,000 | $ 0 |
| Westchester County New York | 1 | $ 492,000 | $ 492,000 | $ 0 |
| Franklin County Ohio | 1 | $ 599,000 | $ 599,000 | $ 0 |
| Licking County Ohio | 1 | $ 373,000 | $ 373,000 | $ 0 |
| Deschutes County Oregon | 1 | $ 359,000 | $ 359,000 | $ 0 |
| Kent County Rhode Island | 1 | $ 218,000 | $ 218,000 | $ 0 |
| Anderson County South Carolina | 1 | $ 409,000 | $ 409,000 | $ 0 |
| Charleston County South Carolina | 1 | $ 542,000 | $ 542,000 | $ 0 |
| Brazos County Texas | 1 | $ 30,000 | $ 30,000 | $ 71,000 |
| Galveston County Texas | 1 | $ 21,000 | $ 21,000 | $ 66,000 |
| Grimes County Texas | 1 | $ 72,000 | $ 72,000 | $ 132,000 |
| Guadalupe County Texas | 1 | $ 40,000 | $ 40,000 | $ 50,000 |
| Hays County Texas | 1 | $ 50,000 | $ 50,000 | $ 132,000 |
| Jefferson County Texas | 1 | $ 10,000 | $ 10,000 | $ 25,000 |
| Kendall County Texas | 1 | $ 374,000 | $ 374,000 | $ 0 |
| Liberty County Texas | 1 | $ 46,000 | $ 46,000 | $ 126,000 |
| Van Zandt County Texas | 1 | $ 14,000 | $ 14,000 | $ 119,000 |
| Salt Lake County Utah | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Summit County Utah | 1 | $ 359,000 | $ 359,000 | $ 0 |
| Fairfax County Virginia | 1 | $ 512,000 | $ 512,000 | $ 0 |
| Loudoun County Virginia | 1 | $ 254,000 | $ 254,000 | $ 0 |
| Chelan County Washington | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Pierce County Washington | 1 | $ 462,000 | $ 462,000 | $ 0 |
| Spokane County Washington | 1 | $ 452,000 | $ 452,000 | $ 0 |
| Ozaukee County Wisconsin | 1 | $ 397,000 | $ 397,000 | $ 0 |
| Waukesha County Wisconsin | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Campbell County Wyoming | 1 | $ 654,000 | $ 654,000 | $ 0 |
Mortgage Loan Application Detail Totals for Coastal Banc Ssb in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 203 | $65,508,000 | $401,050 | $3,550,000 | $3,000 | $420,000 |
| Refinancing | 165 | $61,627,000 | $440,896 | $2,390,000 | $1,620 | $479,000 |
| Home Improvement | 128 | $5,227,000 | $49,500 | $460,000 | $37,500 | $420,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 326 | $122,286,000 | $443,205 | $3,550,000 | $205 | $479,000 |
| White | 88 | $5,852,000 | $66,000 | $550,000 | $72,000 | $420,000 |
| Hispanic | 51 | $2,394,000 | $46,000 | $311,000 | $52,000 | $222,000 |
| Not Provided | 23 | $1,353,000 | $58,000 | $379,000 | $99,000 | $420,000 |
| Asian | 4 | $157,000 | $39,000 | $100,000 | $92,000 | $112,000 |
| Black or African American | 4 | $320,000 | $64,500 | $240,000 | $45,500 | $120,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 494 | $132,109,000 | $436,117 | $3,550,000 | $2,000 | $479,000 |
| FHA-insured (Federal Housing Administration) | 2 | $253,000 | $126,000 | $162,000 | $40,000 | $55,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 306 | $114,886,000 | $411,941 | $1,000,000 | $0 | $0 |
| Loan Originated | 95 | $13,208,000 | $846,333 | $3,550,000 | $24,666 | $479,000 |
| Application Approved But Not Accepted | 52 | $2,486,000 | $47,000 | $379,000 | $91,000 | $420,000 |
| Application Denied By Financial Institution | 40 | $1,428,000 | $35,000 | $240,000 | $61,000 | $248,000 |
| Application Withdrawn By Applicant | 2 | $334,000 | $167,000 | $175,000 | $55,000 | $58,000 |
| File Closed For Incompleteness | 1 | $20,000 | $20,000 | $20,000 | $21,000 | $21,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 20 | $805,000 | $40,000 | $240,000 | $66,000 | $248,000 |
| Debt-To-Income Ratio | 9 | $316,000 | $35,000 | $90,000 | $43,000 | $83,000 |
| Other | 6 | $116,000 | $19,000 | $32,000 | $87,000 | $126,000 |
| Collateral | 5 | $191,000 | $38,000 | $44,000 | $42,000 | $84,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Coastal Banc Ssb's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Coastal Banc Ssb's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.