Collateral Real Estate Capital
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Collateral Real Estate Capital 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Collateral Real Estate Capital 1900 Crestwood Boulevard Birmingham, AL 35210 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 144 |
| Total Mortgage Loan Application Amount | $1,374,594,000 |
| Average Mortgage Loan Application Amount | $9,545,000 |
| Highest Mortgage Loan Application Amount | $99,000,000 |
| Average Applicant Income | $0 |
| Highest Applicant Income | $0 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Collateral Real Estate Capital. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Collateral Real Estate Capital's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Collateral Real Estate Capital's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Collateral Real Estate Capital serves its applicants.
Each category highlights the total number of mortgage applications processed by Collateral Real Estate Capital, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Collateral Real Estate Capital's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dallas County Texas | 9 | $ 63,146,000 | $ 7,016,000 | $ 0 |
| Milwaukee County Wisconsin | 8 | $ 74,845,000 | $ 9,355,000 | $ 0 |
| Jefferson County Alabama | 5 | $ 13,046,000 | $ 2,609,000 | $ 0 |
| Johnson County Kansas | 5 | $ 92,520,000 | $ 18,504,000 | $ 0 |
| Tarrant County Texas | 5 | $ 55,020,000 | $ 11,004,000 | $ 0 |
| Cook County Illinois | 4 | $ 9,837,000 | $ 2,459,000 | $ 0 |
| Bexar County Texas | 4 | $ 33,129,000 | $ 8,282,000 | $ 0 |
| Broward County Florida | 3 | $ 65,954,000 | $ 21,984,000 | $ 0 |
| Chatham County Georgia | 3 | $ 32,320,000 | $ 10,773,000 | $ 0 |
| Franklin County Ohio | 3 | $ 6,295,000 | $ 2,098,000 | $ 0 |
| Shelby County Tennessee | 3 | $ 46,542,000 | $ 15,514,000 | $ 0 |
| Montgomery County Alabama | 2 | $ 11,730,000 | $ 5,865,000 | $ 0 |
| Talladega County Alabama | 2 | $ 2,190,000 | $ 1,095,000 | $ 0 |
| Alameda County California | 2 | $ 16,320,000 | $ 8,160,000 | $ 0 |
| San Bernardino County California | 2 | $ 23,955,000 | $ 11,977,000 | $ 0 |
| Sonoma County California | 2 | $ 42,952,000 | $ 21,476,000 | $ 0 |
| Sarasota County Florida | 2 | $ 23,989,000 | $ 11,994,000 | $ 0 |
| St. Clair County Illinois | 2 | $ 11,803,000 | $ 5,901,000 | $ 0 |
| Sedgwick County Kansas | 2 | $ 20,192,000 | $ 10,096,000 | $ 0 |
| East Baton Rouge County Louisiana | 2 | $ 20,500,000 | $ 10,250,000 | $ 0 |
| Lafayette County Louisiana | 2 | $ 9,059,000 | $ 4,529,000 | $ 0 |
| Douglas County Minnesota | 2 | $ 3,260,000 | $ 1,630,000 | $ 0 |
| Hennepin County Minnesota | 2 | $ 20,885,000 | $ 10,442,000 | $ 0 |
| Greene County Missouri | 2 | $ 11,400,000 | $ 5,700,000 | $ 0 |
| Lenoir County North Carolina | 2 | $ 5,315,000 | $ 2,657,000 | $ 0 |
| Mecklenburg County North Carolina | 2 | $ 58,972,000 | $ 29,486,000 | $ 0 |
| Greenville County South Carolina | 2 | $ 21,803,000 | $ 10,901,000 | $ 0 |
| La Crosse County Wisconsin | 2 | $ 5,490,000 | $ 2,745,000 | $ 0 |
| Waukesha County Wisconsin | 2 | $ 31,355,000 | $ 15,677,000 | $ 0 |
| Mobile County Alabama | 1 | $ 15,000,000 | $ 15,000,000 | $ 0 |
| Tallapoosa County Alabama | 1 | $ 1,768,000 | $ 1,768,000 | $ 0 |
| Tuscaloosa County Alabama | 1 | $ 9,054,000 | $ 9,054,000 | $ 0 |
| Maricopa County Arizona | 1 | $ 11,432,000 | $ 11,432,000 | $ 0 |
| Pinal County Arizona | 1 | $ 9,410,000 | $ 9,410,000 | $ 0 |
| Jefferson County Arkansas | 1 | $ 2,171,000 | $ 2,171,000 | $ 0 |
| Kern County California | 1 | $ 7,962,000 | $ 7,962,000 | $ 0 |
| Alachua County Florida | 1 | $ 10,000,000 | $ 10,000,000 | $ 0 |
| Duval County Florida | 1 | $ 5,000,000 | $ 5,000,000 | $ 0 |
| Hillsborough County Florida | 1 | $ 10,405,000 | $ 10,405,000 | $ 0 |
| Indian River County Florida | 1 | $ 14,263,000 | $ 14,263,000 | $ 0 |
| Leon County Florida | 1 | $ 4,200,000 | $ 4,200,000 | $ 0 |
| Okaloosa County Florida | 1 | $ 6,156,000 | $ 6,156,000 | $ 0 |
| Seminole County Florida | 1 | $ 14,526,000 | $ 14,526,000 | $ 0 |
| St. Lucie County Florida | 1 | $ 12,483,000 | $ 12,483,000 | $ 0 |
| Volusia County Florida | 1 | $ 8,384,000 | $ 8,384,000 | $ 0 |
| Carroll County Georgia | 1 | $ 7,165,000 | $ 7,165,000 | $ 0 |
| Coweta County Georgia | 1 | $ 52,000,000 | $ 52,000,000 | $ 0 |
| Fayette County Georgia | 1 | $ 21,600,000 | $ 21,600,000 | $ 0 |
| Floyd County Georgia | 1 | $ 9,523,000 | $ 9,523,000 | $ 0 |
| Marion County Indiana | 1 | $ 2,458,000 | $ 2,458,000 | $ 0 |
| Polk County Iowa | 1 | $ 15,000,000 | $ 15,000,000 | $ 0 |
| McPherson County Kansas | 1 | $ 1,100,000 | $ 1,100,000 | $ 0 |
| Reno County Kansas | 1 | $ 2,304,000 | $ 2,304,000 | $ 0 |
| Shawnee County Kansas | 1 | $ 8,300,000 | $ 8,300,000 | $ 0 |
| Bullitt County Kentucky | 1 | $ 1,240,000 | $ 1,240,000 | $ 0 |
| Bossier County Louisiana | 1 | $ 9,570,000 | $ 9,570,000 | $ 0 |
| St. Clair County Michigan | 1 | $ 3,000,000 | $ 3,000,000 | $ 0 |
| Wayne County Michigan | 1 | $ 3,510,000 | $ 3,510,000 | $ 0 |
| Ramsey County Minnesota | 1 | $ 544,000 | $ 544,000 | $ 0 |
| Hinds County Mississippi | 1 | $ 1,456,000 | $ 1,456,000 | $ 0 |
| Lowndes County Mississippi | 1 | $ 1,410,000 | $ 1,410,000 | $ 0 |
| Rankin County Mississippi | 1 | $ 6,550,000 | $ 6,550,000 | $ 0 |
| Cass County Missouri | 1 | $ 1,540,000 | $ 1,540,000 | $ 0 |
| Jackson County Missouri | 1 | $ 24,400,000 | $ 24,400,000 | $ 0 |
| Platte County Missouri | 1 | $ 5,476,000 | $ 5,476,000 | $ 0 |
| St. Louis County Missouri | 1 | $ 10,703,000 | $ 10,703,000 | $ 0 |
| Douglas County Nebraska | 1 | $ 6,400,000 | $ 6,400,000 | $ 0 |
| Jackson County North Carolina | 1 | $ 896,000 | $ 896,000 | $ 0 |
| Delaware County Ohio | 1 | $ 3,600,000 | $ 3,600,000 | $ 0 |
| Lucas County Ohio | 1 | $ 1,900,000 | $ 1,900,000 | $ 0 |
| Comanche County Oklahoma | 1 | $ 6,503,000 | $ 6,503,000 | $ 0 |
| Lane County Oregon | 1 | $ 99,000,000 | $ 99,000,000 | $ 0 |
| Wilson County Tennessee | 1 | $ 10,520,000 | $ 10,520,000 | $ 0 |
| Bell County Texas | 1 | $ 6,300,000 | $ 6,300,000 | $ 0 |
| Denton County Texas | 1 | $ 6,000,000 | $ 6,000,000 | $ 0 |
| Harris County Texas | 1 | $ 6,400,000 | $ 6,400,000 | $ 0 |
| Hays County Texas | 1 | $ 9,036,000 | $ 9,036,000 | $ 0 |
| Nueces County Texas | 1 | $ 9,200,000 | $ 9,200,000 | $ 0 |
| Wichita County Texas | 1 | $ 4,285,000 | $ 4,285,000 | $ 0 |
| Williamson County Texas | 1 | $ 9,999,000 | $ 9,999,000 | $ 0 |
| Young County Texas | 1 | $ 7,509,000 | $ 7,509,000 | $ 0 |
| Henrico County Virginia | 1 | $ 7,700,000 | $ 7,700,000 | $ 0 |
| Fond du Lac County Wisconsin | 1 | $ 1,959,000 | $ 1,959,000 | $ 0 |
| Monroe County Wisconsin | 1 | $ 6,000,000 | $ 6,000,000 | $ 0 |
| Winnebago County Wisconsin | 1 | $ 6,500,000 | $ 6,500,000 | $ 0 |
Mortgage Loan Application Detail Totals for Collateral Real Estate Capital in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 144 | $1,374,594,000 | $9,545,000 | $99,000,000 | $0 | $0 |
| Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 144 | $1,374,594,000 | $9,545,000 | $99,000,000 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
| White | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 131 | $1,327,719,000 | $10,135,000 | $99,000,000 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 13 | $46,875,000 | $3,605,000 | $8,300,000 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 134 | $1,297,747,000 | $9,684,000 | $99,000,000 | $0 | $0 |
| Application Withdrawn By Applicant | 8 | $62,897,000 | $7,862,000 | $22,000,000 | $0 | $0 |
| Application Denied By Financial Institution | 2 | $13,950,000 | $6,975,000 | $8,300,000 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 2 | $13,950,000 | $6,975,000 | $8,300,000 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Collateral Real Estate Capital's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Collateral Real Estate Capital's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Alabama, download the full spreadsheet
with aggregated HMDA statistics today.