Colombo Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Colombo Bank 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Colombo Bank 14801 Southlawn Lane Rockville, MD 20850 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 721 |
| Total Mortgage Loan Application Amount | $124,896,000 |
| Average Mortgage Loan Application Amount | $155,733 |
| Highest Mortgage Loan Application Amount | $910,000 |
| Average Applicant Income | $111,866 |
| Highest Applicant Income | $891,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Colombo Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Colombo Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Colombo Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Colombo Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Colombo Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Colombo Bank's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Montgomery County Maryland | 156 | $ 29,780,000 | $ 190,000 | $ 130,000 |
| Prince George's County Maryland | 99 | $ 14,843,000 | $ 149,000 | $ 93,000 |
| District of Columbia County District Of Columbia | 57 | $ 9,085,000 | $ 159,000 | $ 127,000 |
| Fairfax County Virginia | 47 | $ 8,196,000 | $ 174,000 | $ 148,000 |
| Frederick County Maryland | 38 | $ 6,953,000 | $ 182,000 | $ 86,000 |
| Jefferson County West Virginia | 35 | $ 6,372,000 | $ 182,000 | $ 82,000 |
| Anne Arundel County Maryland | 28 | $ 4,702,000 | $ 167,000 | $ 95,000 |
| Howard County Maryland | 22 | $ 5,310,000 | $ 241,000 | $ 128,000 |
| Baltimore County Maryland | 20 | $ 3,377,000 | $ 168,000 | $ 115,000 |
| Loudoun County Virginia | 17 | $ 3,587,000 | $ 211,000 | $ 145,000 |
| Prince William County Virginia | 16 | $ 2,736,000 | $ 171,000 | $ 99,000 |
| Baltimore City County Maryland | 14 | $ 1,345,000 | $ 96,000 | $ 51,000 |
| Berkeley County West Virginia | 12 | $ 2,130,000 | $ 177,000 | $ 69,000 |
| Carroll County Maryland | 11 | $ 2,334,000 | $ 212,000 | $ 136,000 |
| Alexandria County Virginia | 10 | $ 1,221,000 | $ 122,000 | $ 139,000 |
| Hartford County Connecticut | 8 | $ 1,342,000 | $ 167,000 | $ 70,000 |
| Charles County Maryland | 8 | $ 1,397,000 | $ 174,000 | $ 100,000 |
| Harford County Maryland | 6 | $ 1,538,000 | $ 256,000 | $ 116,000 |
| Chester County Pennsylvania | 6 | $ 1,207,000 | $ 201,000 | $ 118,000 |
| Delaware County Pennsylvania | 6 | $ 702,000 | $ 117,000 | $ 55,000 |
| Arlington County Virginia | 6 | $ 906,000 | $ 151,000 | $ 112,000 |
| New Haven County Connecticut | 5 | $ 708,000 | $ 141,000 | $ 77,000 |
| New Castle County Delaware | 5 | $ 814,000 | $ 162,000 | $ 55,000 |
| Montgomery County Pennsylvania | 5 | $ 846,000 | $ 169,000 | $ 61,000 |
| Chesterfield County Virginia | 5 | $ 525,000 | $ 105,000 | $ 44,000 |
| Stafford County Virginia | 5 | $ 839,000 | $ 167,000 | $ 105,000 |
| Litchfield County Connecticut | 4 | $ 802,000 | $ 200,000 | $ 136,000 |
| Cecil County Maryland | 4 | $ 574,000 | $ 143,000 | $ 41,000 |
| Fairfield County Connecticut | 3 | $ 685,000 | $ 228,000 | $ 146,000 |
| Calvert County Maryland | 3 | $ 557,000 | $ 185,000 | $ 157,000 |
| St. Mary's County Maryland | 3 | $ 428,000 | $ 142,000 | $ 84,000 |
| Washington County Maryland | 3 | $ 771,000 | $ 257,000 | $ 92,000 |
| Worcester County Maryland | 3 | $ 708,000 | $ 236,000 | $ 126,000 |
| Berks County Pennsylvania | 3 | $ 331,000 | $ 110,000 | $ 58,000 |
| Bucks County Pennsylvania | 3 | $ 393,000 | $ 131,000 | $ 52,000 |
| Cumberland County Pennsylvania | 3 | $ 800,000 | $ 266,000 | $ 177,000 |
| Middlesex County Connecticut | 2 | $ 316,000 | $ 158,000 | $ 60,000 |
| New London County Connecticut | 2 | $ 281,000 | $ 140,000 | $ 98,000 |
| Monroe County Pennsylvania | 2 | $ 235,000 | $ 117,000 | $ 77,000 |
| Clarke County Virginia | 2 | $ 216,000 | $ 108,000 | $ 69,000 |
| Fauquier County Virginia | 2 | $ 501,000 | $ 250,000 | $ 103,000 |
| Virginia Beach County Virginia | 2 | $ 352,000 | $ 176,000 | $ 55,000 |
| York County Virginia | 2 | $ 286,000 | $ 143,000 | $ 56,000 |
| Tolland County Connecticut | 1 | $ 195,000 | $ 195,000 | $ 117,000 |
| Sussex County Delaware | 1 | $ 349,000 | $ 349,000 | $ 349,000 |
| Allegany County Maryland | 1 | $ 100,000 | $ 100,000 | $ 150,000 |
| Caroline County Maryland | 1 | $ 53,000 | $ 53,000 | $ 53,000 |
| Kent County Maryland | 1 | $ 128,000 | $ 128,000 | $ 56,000 |
| Queen Anne's County Maryland | 1 | $ 107,000 | $ 107,000 | $ 87,000 |
| Allegheny County Pennsylvania | 1 | $ 68,000 | $ 68,000 | $ 48,000 |
| Dauphin County Pennsylvania | 1 | $ 132,000 | $ 132,000 | $ 131,000 |
| Franklin County Pennsylvania | 1 | $ 128,000 | $ 128,000 | $ 32,000 |
| Lancaster County Pennsylvania | 1 | $ 96,000 | $ 96,000 | $ 73,000 |
| Lebanon County Pennsylvania | 1 | $ 103,000 | $ 103,000 | $ 52,000 |
| Lehigh County Pennsylvania | 1 | $ 43,000 | $ 43,000 | $ 42,000 |
| Lycoming County Pennsylvania | 1 | $ 81,000 | $ 81,000 | $ 34,000 |
| Northampton County Pennsylvania | 1 | $ 240,000 | $ 240,000 | $ 53,000 |
| Philadelphia County Pennsylvania | 1 | $ 80,000 | $ 80,000 | $ 75,000 |
| York County Pennsylvania | 1 | $ 132,000 | $ 132,000 | $ 120,000 |
| Chesapeake County Virginia | 1 | $ 114,000 | $ 114,000 | $ 77,000 |
| Colonial Heights County Virginia | 1 | $ 296,000 | $ 296,000 | $ 142,000 |
| Fairfax City County Virginia | 1 | $ 232,000 | $ 232,000 | $ 56,000 |
| Hampton County Virginia | 1 | $ 156,000 | $ 156,000 | $ 67,000 |
| Hanover County Virginia | 1 | $ 118,000 | $ 118,000 | $ 38,000 |
| Henrico County Virginia | 1 | $ 140,000 | $ 140,000 | $ 62,000 |
| Manassas County Virginia | 1 | $ 80,000 | $ 80,000 | $ 124,000 |
| Manassas Park County Virginia | 1 | $ 218,000 | $ 218,000 | $ 77,000 |
| Newport News County Virginia | 1 | $ 51,000 | $ 51,000 | $ 30,000 |
| Powhatan County Virginia | 1 | $ 129,000 | $ 129,000 | $ 86,000 |
| Spotsylvania County Virginia | 1 | $ 126,000 | $ 126,000 | $ 46,000 |
| Winchester County Virginia | 1 | $ 170,000 | $ 170,000 | $ 49,000 |
Mortgage Loan Application Detail Totals for Colombo Bank in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 611 | $108,726,000 | $176,285 | $910,000 | $103,142 | $650,000 |
| Home Purchase (one-to-four family) | 101 | $14,759,000 | $144,800 | $570,000 | $124,800 | $891,000 |
| Home Improvement (one-to-four family) | 8 | $1,292,000 | $129,500 | $850,000 | $166,000 | $724,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 1 | $119,000 | $119,000 | $119,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 332 | $60,169,000 | $176,714 | $910,000 | $99,714 | $891,000 |
| Information not provided by applicant in mail or telephone application | 291 | $49,394,000 | $164,500 | $593,000 | $104,333 | $420,000 |
| Black | 49 | $6,733,000 | $175,800 | $488,000 | $114,800 | $272,000 |
| Asian or Pacific Islander | 23 | $4,132,000 | $173,000 | $443,000 | $90,666 | $217,000 |
| Hispanic | 17 | $3,250,000 | $210,500 | $535,000 | $98,000 | $207,000 |
| Other | 6 | $606,000 | $132,000 | $183,000 | $90,500 | $147,000 |
| American Indian or Alaskan Native | 3 | $612,000 | $187,500 | $238,000 | $92,500 | $107,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 721 | $124,896,000 | $171,000 | $910,000 | $103,428 | $891,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 708 | $123,075,000 | $171,714 | $910,000 | $103,285 | $891,000 |
| Application Withdrawn By Applicant | 11 | $1,713,000 | $148,333 | $443,000 | $172,000 | $442,000 |
| Application Denied By Financial Institution | 2 | $108,000 | $54,000 | $58,000 | $116,000 | $147,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 1 | $50,000 | $50,000 | $50,000 | $85,000 | $85,000 |
| Debt-To-Income Ratio | 1 | $58,000 | $58,000 | $58,000 | $147,000 | $147,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Colombo Bank's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Colombo Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.