Colonial Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Colonial Bank 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Colonial Bank P.O. Box 1988 Elizabeth, CO 80107 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2005 2004 2003 |
| Total Number of Mortgage Applications | 726 |
| Total Mortgage Loan Application Amount | $10,424,000 |
| Average Mortgage Loan Application Amount | $147,800 |
| Highest Mortgage Loan Application Amount | $2,000,000 |
| Average Applicant Income | $76,000 |
| Highest Applicant Income | $968,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Colonial Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Colonial Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Colonial Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Colonial Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Colonial Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Colonial Bank's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Arapahoe County Colorado | 113 | $ 1,215,000 | $ 10,000 | $ 77,000 |
| Denver County Colorado | 101 | $ 1,288,000 | $ 12,000 | $ 56,000 |
| Adams County Colorado | 96 | $ 900,000 | $ 9,000 | $ 49,000 |
| El Paso County Colorado | 72 | $ 619,000 | $ 8,000 | $ 48,000 |
| Jefferson County Colorado | 72 | $ 812,000 | $ 11,000 | $ 57,000 |
| Weld County Colorado | 35 | $ 398,000 | $ 11,000 | $ 69,000 |
| Pueblo County Colorado | 30 | $ 257,000 | $ 8,000 | $ 45,000 |
| Douglas County Colorado | 15 | $ 347,000 | $ 23,000 | $ 69,000 |
| Laramie County Wyoming | 12 | $ 130,000 | $ 10,000 | $ 38,000 |
| Boulder County Colorado | 11 | $ 134,000 | $ 12,000 | $ 76,000 |
| Larimer County Colorado | 11 | $ 89,000 | $ 8,000 | $ 59,000 |
| Natrona County Wyoming | 10 | $ 90,000 | $ 9,000 | $ 42,000 |
| Custer County Nebraska | 8 | $ 50,000 | $ 6,000 | $ 33,000 |
| Dawson County Nebraska | 8 | $ 77,000 | $ 9,000 | $ 47,000 |
| Lincoln County Nebraska | 8 | $ 86,000 | $ 10,000 | $ 41,000 |
| Scotts Bluff County Nebraska | 7 | $ 101,000 | $ 14,000 | $ 81,000 |
| Fremont County Wyoming | 6 | $ 67,000 | $ 11,000 | $ 62,000 |
| Sweetwater County Wyoming | 6 | $ 81,000 | $ 13,000 | $ 79,000 |
| Rio Grande County Colorado | 5 | $ 27,000 | $ 5,000 | $ 26,000 |
| Cheyenne County Nebraska | 5 | $ 62,000 | $ 12,000 | $ 28,000 |
| Las Animas County Colorado | 4 | $ 45,000 | $ 11,000 | $ 49,000 |
| Campbell County Wyoming | 4 | $ 52,000 | $ 13,000 | $ 74,000 |
| Fremont County Colorado | 3 | $ 28,000 | $ 9,000 | $ 25,000 |
| Logan County Colorado | 3 | $ 34,000 | $ 11,000 | $ 60,000 |
| Mesa County Colorado | 3 | $ 26,000 | $ 8,000 | $ 48,000 |
| Franklin County Nebraska | 3 | $ 19,000 | $ 6,000 | $ 21,000 |
| Carbon County Wyoming | 3 | $ 33,000 | $ 11,000 | $ 40,000 |
| Converse County Wyoming | 3 | $ 29,000 | $ 9,000 | $ 67,000 |
| Platte County Wyoming | 3 | $ 26,000 | $ 8,000 | $ 29,000 |
| Washakie County Wyoming | 3 | $ 22,000 | $ 7,000 | $ 31,000 |
| Chaffee County Colorado | 2 | $ 16,000 | $ 8,000 | $ 28,000 |
| Elbert County Colorado | 2 | $ 40,000 | $ 20,000 | $ 71,000 |
| Huerfano County Colorado | 2 | $ 27,000 | $ 13,000 | $ 25,000 |
| Otero County Colorado | 2 | $ 11,000 | $ 5,000 | $ 37,000 |
| Park County Colorado | 2 | $ 2,005,000 | $ 1,002,000 | $ 509,000 |
| Prowers County Colorado | 2 | $ 22,000 | $ 11,000 | $ 27,000 |
| Yuma County Colorado | 2 | $ 15,000 | $ 7,000 | $ 29,000 |
| Adams County Nebraska | 2 | $ 16,000 | $ 8,000 | $ 36,000 |
| Buffalo County Nebraska | 2 | $ 16,000 | $ 8,000 | $ 87,000 |
| Keith County Nebraska | 2 | $ 18,000 | $ 9,000 | $ 32,000 |
| Kimball County Nebraska | 2 | $ 21,000 | $ 10,000 | $ 43,000 |
| Perkins County Nebraska | 2 | $ 16,000 | $ 8,000 | $ 52,000 |
| Goshen County Wyoming | 2 | $ 14,000 | $ 7,000 | $ 33,000 |
| Hot Springs County Wyoming | 2 | $ 17,000 | $ 8,000 | $ 17,000 |
| Park County Wyoming | 2 | $ 14,000 | $ 7,000 | $ 34,000 |
| Sheridan County Wyoming | 2 | $ 23,000 | $ 11,000 | $ 48,000 |
| Uinta County Wyoming | 2 | $ 21,000 | $ 10,000 | $ 24,000 |
| Weston County Wyoming | 2 | $ 21,000 | $ 10,000 | $ 77,000 |
| Alamosa County Colorado | 1 | $ 8,000 | $ 8,000 | $ 75,000 |
| Crowley County Colorado | 1 | $ 48,000 | $ 48,000 | $ 60,000 |
| Delta County Colorado | 1 | $ 9,000 | $ 9,000 | $ 60,000 |
| Lincoln County Colorado | 1 | $ 17,000 | $ 17,000 | $ 60,000 |
| Moffat County Colorado | 1 | $ 10,000 | $ 10,000 | $ 50,000 |
| Morgan County Colorado | 1 | $ 25,000 | $ 25,000 | $ 89,000 |
| Rio Blanco County Colorado | 1 | $ 8,000 | $ 8,000 | $ 99,000 |
| Saguache County Colorado | 1 | $ 12,000 | $ 12,000 | $ 40,000 |
| Summit County Colorado | 1 | $ 240,000 | $ 240,000 | $ 8,000 |
| Teller County Colorado | 1 | $ 20,000 | $ 20,000 | $ 88,000 |
| Washington County Colorado | 1 | $ 7,000 | $ 7,000 | $ 99,000 |
| Cherry County Nebraska | 1 | $ 11,000 | $ 11,000 | $ 13,000 |
| Dawes County Nebraska | 1 | $ 17,000 | $ 17,000 | $ 26,000 |
| Deuel County Nebraska | 1 | $ 4,000 | $ 4,000 | $ 90,000 |
| Dundy County Nebraska | 1 | $ 3,000 | $ 3,000 | $ 62,000 |
| Furnas County Nebraska | 1 | $ 8,000 | $ 8,000 | $ 64,000 |
| Hall County Nebraska | 1 | $ 4,000 | $ 4,000 | $ 21,000 |
| Harlan County Nebraska | 1 | $ 9,000 | $ 9,000 | $ 35,000 |
| Morrill County Nebraska | 1 | $ 9,000 | $ 9,000 | $ 29,000 |
| Red Willow County Nebraska | 1 | $ 12,000 | $ 12,000 | $ 26,000 |
| Sheridan County Nebraska | 1 | $ 5,000 | $ 5,000 | $ 30,000 |
| Webster County Nebraska | 1 | $ 11,000 | $ 11,000 | $ 65,000 |
| York County Nebraska | 1 | $ 7,000 | $ 7,000 | $ 23,000 |
| Albany County Wyoming | 1 | $ 10,000 | $ 10,000 | $ 16,000 |
| Big Horn County Wyoming | 1 | $ 9,000 | $ 9,000 | $ 45,000 |
Mortgage Loan Application Detail Totals for Colonial Bank in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement (one-to-four family) | 715 | $6,721,000 | $9,333 | $77,000 | $46,666 | $300,000 |
| Home Purchase (one-to-four family) | 10 | $3,324,000 | $332,000 | $2,000,000 | $180,000 | $968,000 |
| Refinancing (home purchase or home improvement, one-to-four family) | 1 | $379,000 | $379,000 | $379,000 | $60,000 | $60,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 535 | $7,951,000 | $11,333 | $2,000,000 | $56,000 | $968,000 |
| Hispanic | 128 | $1,162,000 | $15,333 | $66,000 | $47,666 | $131,000 |
| Black | 38 | $359,000 | $8,500 | $38,000 | $39,500 | $125,000 |
| American Indian or Alaskan Native | 12 | $89,000 | $8,000 | $17,000 | $43,000 | $106,000 |
| Information not provided by applicant in mail or telephone application | 6 | $749,000 | $124,000 | $356,000 | $44,000 | $81,000 |
| Asian or Pacific Islander | 5 | $98,000 | $19,000 | $41,000 | $39,000 | $78,000 |
| Other | 2 | $16,000 | $8,000 | $9,000 | $79,000 | $85,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 726 | $10,424,000 | $11,333 | $2,000,000 | $50,333 | $968,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 581 | $5,105,000 | $9,000 | $39,000 | $47,333 | $300,000 |
| Loan Originated | 137 | $5,233,000 | $19,666 | $2,000,000 | $49,666 | $968,000 |
| Application Withdrawn By Applicant | 8 | $86,000 | $10,000 | $17,000 | $72,500 | $100,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Colonial Bank's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Colonial Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Colorado, download the full spreadsheet
with aggregated HMDA statistics today.