Colonial Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Colonial Bank 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Colonial Bank P. O Box 1108 Montgomery, AL 36101 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 |
| Total Number of Mortgage Applications | 10,067 |
| Total Mortgage Loan Application Amount | $1,821,530,000 |
| Average Mortgage Loan Application Amount | $170,000 |
| Highest Mortgage Loan Application Amount | $6,600,000 |
| Average Applicant Income | $76,666 |
| Highest Applicant Income | $7,892,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Colonial Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Colonial Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Colonial Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Colonial Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Colonial Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Colonial Bank's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fulton County Georgia | 572 | $ 99,862,000 | $ 174,000 | $ 63,000 |
| Houston County Georgia | 344 | $ 50,260,000 | $ 146,000 | $ 60,000 |
| Miami-Dade County Florida | 286 | $ 107,202,000 | $ 374,000 | $ 206,000 |
| DeKalb County Georgia | 281 | $ 51,873,000 | $ 184,000 | $ 63,000 |
| Bonneville County Idaho | 274 | $ 39,959,000 | $ 145,000 | $ 56,000 |
| Henry County Georgia | 273 | $ 45,709,000 | $ 167,000 | $ 61,000 |
| Montgomery County Alabama | 262 | $ 34,047,000 | $ 129,000 | $ 65,000 |
| Gwinnett County Georgia | 245 | $ 49,244,000 | $ 200,000 | $ 70,000 |
| Clark County Nevada | 236 | $ 115,649,000 | $ 490,000 | $ 313,000 |
| Clayton County Georgia | 235 | $ 34,522,000 | $ 146,000 | $ 54,000 |
| Muscogee County Georgia | 231 | $ 26,800,000 | $ 116,000 | $ 83,000 |
| Lake County Florida | 224 | $ 31,617,000 | $ 141,000 | $ 76,000 |
| Travis County Texas | 202 | $ 46,815,000 | $ 231,000 | $ 131,000 |
| Mobile County Alabama | 198 | $ 23,505,000 | $ 118,000 | $ 72,000 |
| Pinellas County Florida | 193 | $ 42,695,000 | $ 221,000 | $ 116,000 |
| Jefferson County Alabama | 168 | $ 18,554,000 | $ 110,000 | $ 75,000 |
| Broward County Florida | 162 | $ 47,579,000 | $ 293,000 | $ 86,000 |
| Lee County Alabama | 157 | $ 23,686,000 | $ 150,000 | $ 98,000 |
| Hillsborough County Florida | 157 | $ 31,075,000 | $ 197,000 | $ 124,000 |
| Polk County Florida | 154 | $ 17,120,000 | $ 111,000 | $ 56,000 |
| Orange County Florida | 151 | $ 37,225,000 | $ 246,000 | $ 123,000 |
| Baldwin County Alabama | 139 | $ 26,823,000 | $ 192,000 | $ 143,000 |
| Bartow County Georgia | 139 | $ 20,811,000 | $ 149,000 | $ 58,000 |
| Bibb County Georgia | 134 | $ 16,153,000 | $ 120,000 | $ 61,000 |
| Gordon County Georgia | 131 | $ 16,437,000 | $ 125,000 | $ 47,000 |
| Lee County Florida | 127 | $ 21,126,000 | $ 166,000 | $ 75,000 |
| Newton County Georgia | 127 | $ 21,778,000 | $ 171,000 | $ 60,000 |
| Washoe County Nevada | 122 | $ 30,398,000 | $ 249,000 | $ 97,000 |
| Elmore County Alabama | 121 | $ 17,343,000 | $ 143,000 | $ 61,000 |
| Madison County Alabama | 119 | $ 17,333,000 | $ 145,000 | $ 80,000 |
| Williamson County Texas | 115 | $ 20,232,000 | $ 175,000 | $ 85,000 |
| Russell County Alabama | 114 | $ 17,015,000 | $ 149,000 | $ 53,000 |
| Palm Beach County Florida | 104 | $ 42,217,000 | $ 405,000 | $ 172,000 |
| Cobb County Georgia | 101 | $ 18,096,000 | $ 179,000 | $ 69,000 |
| Lowndes County Georgia | 101 | $ 15,904,000 | $ 157,000 | $ 63,000 |
| Cherokee County Georgia | 96 | $ 17,543,000 | $ 182,000 | $ 69,000 |
| Dallas County Texas | 96 | $ 26,049,000 | $ 271,000 | $ 207,000 |
| St. Clair County Alabama | 83 | $ 6,604,000 | $ 79,000 | $ 61,000 |
| Calhoun County Alabama | 79 | $ 4,910,000 | $ 62,000 | $ 43,000 |
| Brevard County Florida | 77 | $ 12,994,000 | $ 168,000 | $ 74,000 |
| Covington County Alabama | 71 | $ 4,704,000 | $ 66,000 | $ 42,000 |
| Paulding County Georgia | 70 | $ 10,619,000 | $ 151,000 | $ 93,000 |
| Bay County Florida | 65 | $ 18,129,000 | $ 278,000 | $ 135,000 |
| Rockdale County Georgia | 63 | $ 11,832,000 | $ 187,000 | $ 70,000 |
| Sumter County Florida | 62 | $ 7,918,000 | $ 127,000 | $ 73,000 |
| Volusia County Florida | 62 | $ 12,191,000 | $ 196,000 | $ 99,000 |
| Bexar County Texas | 55 | $ 12,212,000 | $ 222,000 | $ 124,000 |
| Tuscaloosa County Alabama | 54 | $ 8,337,000 | $ 154,000 | $ 75,000 |
| Whitfield County Georgia | 54 | $ 5,689,000 | $ 105,000 | $ 43,000 |
| Denton County Texas | 54 | $ 10,253,000 | $ 189,000 | $ 116,000 |
| St. Johns County Florida | 53 | $ 11,408,000 | $ 215,000 | $ 71,000 |
| Pasco County Florida | 50 | $ 8,724,000 | $ 174,000 | $ 96,000 |
| Peach County Georgia | 47 | $ 6,405,000 | $ 136,000 | $ 54,000 |
| Coweta County Georgia | 46 | $ 7,589,000 | $ 164,000 | $ 175,000 |
| Chilton County Alabama | 45 | $ 1,768,000 | $ 39,000 | $ 42,000 |
| Seminole County Florida | 45 | $ 13,342,000 | $ 296,000 | $ 88,000 |
| Douglas County Georgia | 45 | $ 8,285,000 | $ 184,000 | $ 67,000 |
| Jefferson County Idaho | 45 | $ 6,774,000 | $ 150,000 | $ 57,000 |
| Cleburne County Alabama | 43 | $ 1,390,000 | $ 32,000 | $ 32,000 |
| Osceola County Florida | 42 | $ 7,356,000 | $ 175,000 | $ 124,000 |
| Chambers County Alabama | 40 | $ 1,628,000 | $ 40,000 | $ 48,000 |
| Sarasota County Florida | 39 | $ 7,476,000 | $ 191,000 | $ 76,000 |
| Shelby County Alabama | 38 | $ 5,929,000 | $ 156,000 | $ 88,000 |
| Flagler County Florida | 36 | $ 6,439,000 | $ 178,000 | $ 73,000 |
| Autauga County Alabama | 34 | $ 4,244,000 | $ 124,000 | $ 66,000 |
| Clay County Alabama | 34 | $ 2,793,000 | $ 82,000 | $ 74,000 |
| Walton County Georgia | 33 | $ 5,951,000 | $ 180,000 | $ 66,000 |
| Tallapoosa County Alabama | 32 | $ 3,215,000 | $ 100,000 | $ 66,000 |
| Duval County Florida | 32 | $ 4,853,000 | $ 151,000 | $ 68,000 |
| Bingham County Idaho | 32 | $ 4,077,000 | $ 127,000 | $ 47,000 |
| Churchill County Nevada | 32 | $ 5,579,000 | $ 174,000 | $ 88,000 |
| Coffee County Alabama | 30 | $ 2,505,000 | $ 83,000 | $ 46,000 |
| Houston County Alabama | 30 | $ 3,050,000 | $ 101,000 | $ 42,000 |
| Marshall County Alabama | 30 | $ 1,953,000 | $ 65,000 | $ 65,000 |
| Collin County Texas | 30 | $ 6,868,000 | $ 228,000 | $ 184,000 |
| Etowah County Alabama | 29 | $ 4,241,000 | $ 146,000 | $ 112,000 |
| Collier County Florida | 27 | $ 5,822,000 | $ 215,000 | $ 73,000 |
| Jackson County Georgia | 27 | $ 4,472,000 | $ 165,000 | $ 55,000 |
| Limestone County Alabama | 26 | $ 5,103,000 | $ 196,000 | $ 72,000 |
| Murray County Georgia | 26 | $ 3,344,000 | $ 128,000 | $ 47,000 |
| Tarrant County Texas | 26 | $ 3,778,000 | $ 145,000 | $ 135,000 |
| Marion County Florida | 25 | $ 2,742,000 | $ 109,000 | $ 51,000 |
| Harris County Georgia | 25 | $ 4,316,000 | $ 172,000 | $ 108,000 |
| Spalding County Georgia | 25 | $ 2,573,000 | $ 102,000 | $ 42,000 |
| Lyon County Nevada | 25 | $ 4,011,000 | $ 160,000 | $ 54,000 |
| Pike County Alabama | 24 | $ 1,114,000 | $ 46,000 | $ 27,000 |
| Randolph County Alabama | 24 | $ 1,608,000 | $ 67,000 | $ 42,000 |
| Blount County Alabama | 23 | $ 2,063,000 | $ 89,000 | $ 54,000 |
| St. Lucie County Florida | 23 | $ 7,149,000 | $ 310,000 | $ 84,000 |
| Butler County Alabama | 22 | $ 1,374,000 | $ 62,000 | $ 48,000 |
| Conecuh County Alabama | 22 | $ 361,000 | $ 16,000 | $ 31,000 |
| Fayette County Georgia | 21 | $ 4,961,000 | $ 236,000 | $ 101,000 |
| Hays County Texas | 21 | $ 4,747,000 | $ 226,000 | $ 106,000 |
| Dale County Alabama | 20 | $ 1,749,000 | $ 87,000 | $ 50,000 |
| Butts County Georgia | 20 | $ 2,484,000 | $ 124,000 | $ 47,000 |
| Carroll County Georgia | 20 | $ 1,972,000 | $ 98,000 | $ 53,000 |
| Walker County Alabama | 19 | $ 530,000 | $ 27,000 | $ 33,000 |
| Charlotte County Florida | 19 | $ 3,108,000 | $ 163,000 | $ 85,000 |
| Forsyth County Georgia | 19 | $ 3,974,000 | $ 209,000 | $ 83,000 |
| Walton County Florida | 18 | $ 7,465,000 | $ 414,000 | $ 455,000 |
| Dawson County Georgia | 17 | $ 2,633,000 | $ 154,000 | $ 60,000 |
| Hall County Georgia | 17 | $ 3,104,000 | $ 182,000 | $ 76,000 |
| Monroe County Georgia | 17 | $ 3,923,000 | $ 230,000 | $ 100,000 |
| Barrow County Georgia | 15 | $ 2,354,000 | $ 156,000 | $ 60,000 |
| Comal County Texas | 15 | $ 5,787,000 | $ 385,000 | $ 180,000 |
| Rockwall County Texas | 15 | $ 3,072,000 | $ 204,000 | $ 93,000 |
| Talladega County Alabama | 14 | $ 1,208,000 | $ 86,000 | $ 73,000 |
| Citrus County Florida | 14 | $ 1,992,000 | $ 142,000 | $ 56,000 |
| Clay County Florida | 14 | $ 2,720,000 | $ 194,000 | $ 56,000 |
| Leon County Florida | 14 | $ 3,243,000 | $ 231,000 | $ 242,000 |
| Crawford County Georgia | 14 | $ 1,969,000 | $ 140,000 | $ 63,000 |
| Barbour County Alabama | 13 | $ 1,478,000 | $ 113,000 | $ 72,000 |
| Jackson County Alabama | 13 | $ 941,000 | $ 72,000 | $ 39,000 |
| Manatee County Florida | 12 | $ 9,234,000 | $ 769,000 | $ 56,000 |
| Troup County Georgia | 12 | $ 1,731,000 | $ 144,000 | $ 64,000 |
| Floyd County Georgia | 11 | $ 1,190,000 | $ 108,000 | $ 37,000 |
| Elko County Nevada | 11 | $ 1,905,000 | $ 173,000 | $ 70,000 |
| Martin County Florida | 10 | $ 1,987,000 | $ 198,000 | $ 79,000 |
| Lanier County Georgia | 10 | $ 1,388,000 | $ 138,000 | $ 50,000 |
| DeKalb County Alabama | 9 | $ 1,679,000 | $ 186,000 | $ 113,000 |
| Escambia County Alabama | 9 | $ 775,000 | $ 86,000 | $ 62,000 |
| Berrien County Georgia | 9 | $ 737,000 | $ 81,000 | $ 30,000 |
| Madison County Idaho | 9 | $ 1,197,000 | $ 133,000 | $ 48,000 |
| Carson City County Nevada | 9 | $ 2,499,000 | $ 277,000 | $ 200,000 |
| Humboldt County Nevada | 9 | $ 1,312,000 | $ 145,000 | $ 83,000 |
| Okaloosa County Florida | 8 | $ 7,406,000 | $ 925,000 | $ 857,000 |
| Jones County Georgia | 8 | $ 988,000 | $ 123,000 | $ 53,000 |
| Pulaski County Georgia | 8 | $ 1,217,000 | $ 152,000 | $ 59,000 |
| Hinds County Mississippi | 8 | $ 495,000 | $ 61,000 | $ 75,000 |
| Lowndes County Alabama | 7 | $ 803,000 | $ 114,000 | $ 43,000 |
| Hernando County Florida | 7 | $ 1,048,000 | $ 149,000 | $ 79,000 |
| Dooly County Georgia | 7 | $ 494,000 | $ 70,000 | $ 36,000 |
| Dougherty County Georgia | 7 | $ 780,000 | $ 111,000 | $ 71,000 |
| Kaufman County Texas | 7 | $ 582,000 | $ 83,000 | $ 1,747,000 |
| Bibb County Alabama | 6 | $ 1,888,000 | $ 314,000 | $ 69,000 |
| Escambia County Florida | 6 | $ 706,000 | $ 117,000 | $ 51,000 |
| Bleckley County Georgia | 6 | $ 918,000 | $ 153,000 | $ 63,000 |
| Chatham County Georgia | 6 | $ 2,302,000 | $ 383,000 | $ 91,000 |
| Tift County Georgia | 6 | $ 423,000 | $ 70,000 | $ 32,000 |
| Douglas County Nevada | 6 | $ 4,591,000 | $ 765,000 | $ 454,000 |
| Davidson County Tennessee | 6 | $ 726,000 | $ 121,000 | $ 49,000 |
| Harris County Texas | 6 | $ 664,000 | $ 110,000 | $ 67,000 |
| Cullman County Alabama | 5 | $ 1,331,000 | $ 266,000 | $ 68,000 |
| Henry County Alabama | 5 | $ 626,000 | $ 125,000 | $ 51,000 |
| Morgan County Alabama | 5 | $ 552,000 | $ 110,000 | $ 69,000 |
| Alachua County Florida | 5 | $ 1,128,000 | $ 225,000 | $ 249,000 |
| Dodge County Georgia | 5 | $ 560,000 | $ 112,000 | $ 48,000 |
| Pickens County Georgia | 5 | $ 1,125,000 | $ 225,000 | $ 174,000 |
| Pike County Georgia | 5 | $ 976,000 | $ 195,000 | $ 64,000 |
| Twiggs County Georgia | 5 | $ 390,000 | $ 78,000 | $ 71,000 |
| Pershing County Nevada | 5 | $ 569,000 | $ 113,000 | $ 48,000 |
| Bastrop County Texas | 5 | $ 833,000 | $ 166,000 | $ 106,000 |
| Hunt County Texas | 5 | $ 704,000 | $ 140,000 | $ 128,000 |
| Bullock County Alabama | 4 | $ 687,000 | $ 171,000 | $ 76,000 |
| Crenshaw County Alabama | 4 | $ 397,000 | $ 99,000 | $ 37,000 |
| Geneva County Alabama | 4 | $ 418,000 | $ 104,000 | $ 63,000 |
| Ventura County California | 4 | $ 1,303,000 | $ 325,000 | $ 118,000 |
| Brooks County Georgia | 4 | $ 503,000 | $ 125,000 | $ 46,000 |
| Hart County Georgia | 4 | $ 432,000 | $ 108,000 | $ 50,000 |
| Jasper County Georgia | 4 | $ 418,000 | $ 104,000 | $ 93,000 |
| Lamar County Georgia | 4 | $ 502,000 | $ 125,000 | $ 89,000 |
| Putnam County Georgia | 4 | $ 424,000 | $ 106,000 | $ 82,000 |
| Thomas County Georgia | 4 | $ 664,000 | $ 166,000 | $ 174,000 |
| Walker County Georgia | 4 | $ 496,000 | $ 124,000 | $ 42,000 |
| Fremont County Idaho | 4 | $ 514,000 | $ 128,000 | $ 45,000 |
| Kendall County Texas | 4 | $ 1,267,000 | $ 316,000 | $ 150,000 |
| Dallas County Alabama | 3 | $ 213,000 | $ 71,000 | $ 27,000 |
| Lauderdale County Alabama | 3 | $ 215,000 | $ 71,000 | $ 56,000 |
| Macon County Alabama | 3 | $ 184,000 | $ 61,000 | $ 44,000 |
| El Dorado County California | 3 | $ 551,000 | $ 183,000 | $ 50,000 |
| Nassau County Florida | 3 | $ 513,000 | $ 171,000 | $ 62,000 |
| Chattahoochee County Georgia | 3 | $ 80,000 | $ 26,000 | $ 46,000 |
| Elbert County Georgia | 3 | $ 214,000 | $ 71,000 | $ 22,000 |
| Franklin County Georgia | 3 | $ 386,000 | $ 128,000 | $ 52,000 |
| Haralson County Georgia | 3 | $ 239,000 | $ 79,000 | $ 37,000 |
| Laurens County Georgia | 3 | $ 527,000 | $ 175,000 | $ 105,000 |
| Lee County Georgia | 3 | $ 438,000 | $ 146,000 | $ 62,000 |
| Lumpkin County Georgia | 3 | $ 650,000 | $ 216,000 | $ 97,000 |
| Stewart County Georgia | 3 | $ 187,000 | $ 62,000 | $ 32,000 |
| Lander County Nevada | 3 | $ 260,000 | $ 86,000 | $ 65,000 |
| Storey County Nevada | 3 | $ 1,066,000 | $ 355,000 | $ 75,000 |
| Mecklenburg County North Carolina | 3 | $ 504,000 | $ 168,000 | $ 56,000 |
| Franklin County Ohio | 3 | $ 640,000 | $ 213,000 | $ 85,000 |
| Anderson County South Carolina | 3 | $ 387,000 | $ 129,000 | $ 38,000 |
| Richland County South Carolina | 3 | $ 504,000 | $ 168,000 | $ 71,000 |
| Lincoln County Tennessee | 3 | $ 245,000 | $ 81,000 | $ 48,000 |
| Sevier County Tennessee | 3 | $ 518,000 | $ 172,000 | $ 100,000 |
| Llano County Texas | 3 | $ 1,038,000 | $ 346,000 | $ 296,000 |
| Cherokee County Alabama | 2 | $ 48,000 | $ 24,000 | $ 19,000 |
| Coosa County Alabama | 2 | $ 41,000 | $ 20,000 | $ 45,000 |
| Pickens County Alabama | 2 | $ 167,000 | $ 83,000 | $ 51,000 |
| Washington County Alabama | 2 | $ 133,000 | $ 66,000 | $ 46,000 |
| Winston County Alabama | 2 | $ 507,000 | $ 253,000 | $ 103,000 |
| San Bernardino County California | 2 | $ 576,000 | $ 288,000 | $ 54,000 |
| San Diego County California | 2 | $ 1,017,000 | $ 508,000 | $ 478,000 |
| Franklin County Florida | 2 | $ 2,297,000 | $ 1,148,000 | $ 70,000 |
| Gadsden County Florida | 2 | $ 317,000 | $ 158,000 | $ 76,000 |
| Gulf County Florida | 2 | $ 211,000 | $ 105,000 | $ 47,000 |
| Highlands County Florida | 2 | $ 475,000 | $ 237,000 | $ 112,000 |
| Santa Rosa County Florida | 2 | $ 216,000 | $ 108,000 | $ 27,000 |
| Catoosa County Georgia | 2 | $ 236,000 | $ 118,000 | $ 46,000 |
| Cook County Georgia | 2 | $ 310,000 | $ 155,000 | $ 47,000 |
| Gilmer County Georgia | 2 | $ 271,000 | $ 135,000 | $ 47,000 |
| Grady County Georgia | 2 | $ 349,000 | $ 174,000 | $ 81,000 |
| Hancock County Georgia | 2 | $ 328,000 | $ 164,000 | $ 104,000 |
| Macon County Georgia | 2 | $ 327,000 | $ 163,000 | $ 45,000 |
| Marion County Georgia | 2 | $ 56,000 | $ 28,000 | $ 33,000 |
| Polk County Georgia | 2 | $ 184,000 | $ 92,000 | $ 33,000 |
| Taylor County Georgia | 2 | $ 318,000 | $ 159,000 | $ 63,000 |
| Upson County Georgia | 2 | $ 187,000 | $ 93,000 | $ 47,000 |
| Ware County Georgia | 2 | $ 115,000 | $ 57,000 | $ 33,000 |
| Wilkinson County Georgia | 2 | $ 297,000 | $ 148,000 | $ 54,000 |
| Bannock County Idaho | 2 | $ 318,000 | $ 159,000 | $ 64,000 |
| Nye County Nevada | 2 | $ 264,000 | $ 132,000 | $ 70,000 |
| Iredell County North Carolina | 2 | $ 369,000 | $ 184,000 | $ 155,000 |
| Bryan County Oklahoma | 2 | $ 282,000 | $ 141,000 | $ 89,000 |
| Oconee County South Carolina | 2 | $ 525,000 | $ 262,000 | $ 539,000 |
| Bradley County Tennessee | 2 | $ 255,000 | $ 127,000 | $ 76,000 |
| Atascosa County Texas | 2 | $ 337,000 | $ 168,000 | $ 90,000 |
| Brazos County Texas | 2 | $ 165,000 | $ 82,000 | $ 71,000 |
| El Paso County Texas | 2 | $ 572,000 | $ 286,000 | $ 310,000 |
| Fort Bend County Texas | 2 | $ 465,000 | $ 232,000 | $ 135,000 |
| Henderson County Texas | 2 | $ 208,000 | $ 104,000 | $ 56,000 |
| Hidalgo County Texas | 2 | $ 2,000,000 | $ 1,000,000 | $ 561,000 |
| Kerr County Texas | 2 | $ 622,000 | $ 311,000 | $ 174,000 |
| Montgomery County Texas | 2 | $ 249,000 | $ 124,000 | $ 84,000 |
| Nueces County Texas | 2 | $ 244,000 | $ 122,000 | $ 45,000 |
| Taylor County Texas | 2 | $ 286,000 | $ 143,000 | $ 65,000 |
| Val Verde County Texas | 2 | $ 282,000 | $ 141,000 | $ 61,000 |
| Wilson County Texas | 2 | $ 396,000 | $ 198,000 | $ 150,000 |
| Wise County Texas | 2 | $ 181,000 | $ 90,000 | $ 91,000 |
| Clarke County Alabama | 1 | $ 116,000 | $ 116,000 | $ 30,000 |
| Colbert County Alabama | 1 | $ 70,000 | $ 70,000 | $ 56,000 |
| Franklin County Alabama | 1 | $ 53,000 | $ 53,000 | $ 30,000 |
| Hale County Alabama | 1 | $ 3,000 | $ 3,000 | $ 56,000 |
| Lamar County Alabama | 1 | $ 14,000 | $ 14,000 | $ 28,000 |
| Lawrence County Alabama | 1 | $ 95,000 | $ 95,000 | $ 44,000 |
| Maricopa County Arizona | 1 | $ 187,000 | $ 187,000 | $ 71,000 |
| Plumas County California | 1 | $ 354,000 | $ 354,000 | $ 79,000 |
| Arapahoe County Colorado | 1 | $ 218,000 | $ 218,000 | $ 50,000 |
| Larimer County Colorado | 1 | $ 220,000 | $ 220,000 | $ 97,000 |
| Baker County Florida | 1 | $ 259,000 | $ 259,000 | $ 104,000 |
| Holmes County Florida | 1 | $ 109,000 | $ 109,000 | $ 55,000 |
| Jackson County Florida | 1 | $ 33,000 | $ 33,000 | $ 29,000 |
| Jefferson County Florida | 1 | $ 163,000 | $ 163,000 | $ 77,000 |
| Madison County Florida | 1 | $ 250,000 | $ 250,000 | $ 585,000 |
| Okeechobee County Florida | 1 | $ 146,000 | $ 146,000 | $ 671,000 |
| Putnam County Florida | 1 | $ 37,000 | $ 37,000 | $ 27,000 |
| Suwannee County Florida | 1 | $ 64,000 | $ 64,000 | $ 60,000 |
| Washington County Florida | 1 | $ 200,000 | $ 200,000 | $ 105,000 |
| Atkinson County Georgia | 1 | $ 100,000 | $ 100,000 | $ 35,000 |
| Baldwin County Georgia | 1 | $ 179,000 | $ 179,000 | $ 0 |
| Ben Hill County Georgia | 1 | $ 160,000 | $ 160,000 | $ 150,000 |
| Bryan County Georgia | 1 | $ 154,000 | $ 154,000 | $ 94,000 |
| Coffee County Georgia | 1 | $ 62,000 | $ 62,000 | $ 19,000 |
| Early County Georgia | 1 | $ 212,000 | $ 212,000 | $ 73,000 |
| Effingham County Georgia | 1 | $ 184,000 | $ 184,000 | $ 77,000 |
| Glynn County Georgia | 1 | $ 101,000 | $ 101,000 | $ 590,000 |
| Greene County Georgia | 1 | $ 160,000 | $ 160,000 | $ 66,000 |
| Irwin County Georgia | 1 | $ 130,000 | $ 130,000 | $ 32,000 |
| Jeff Davis County Georgia | 1 | $ 65,000 | $ 65,000 | $ 31,000 |
| Madison County Georgia | 1 | $ 102,000 | $ 102,000 | $ 31,000 |
| Meriwether County Georgia | 1 | $ 123,000 | $ 123,000 | $ 38,000 |
| Mitchell County Georgia | 1 | $ 219,000 | $ 219,000 | $ 87,000 |
| Rabun County Georgia | 1 | $ 260,000 | $ 260,000 | $ 119,000 |
| Stephens County Georgia | 1 | $ 417,000 | $ 417,000 | $ 136,000 |
| Sumter County Georgia | 1 | $ 217,000 | $ 217,000 | $ 111,000 |
| Turner County Georgia | 1 | $ 99,000 | $ 99,000 | $ 50,000 |
| Union County Georgia | 1 | $ 160,000 | $ 160,000 | $ 132,000 |
| Wayne County Georgia | 1 | $ 129,000 | $ 129,000 | $ 44,000 |
| Webster County Georgia | 1 | $ 62,000 | $ 62,000 | $ 20,000 |
| Wilcox County Georgia | 1 | $ 32,000 | $ 32,000 | $ 21,000 |
| Worth County Georgia | 1 | $ 62,000 | $ 62,000 | $ 43,000 |
| Maui County Hawaii | 1 | $ 2,625,000 | $ 2,625,000 | $ 4,544,000 |
| Franklin County Idaho | 1 | $ 111,000 | $ 111,000 | $ 75,000 |
| Nez Perce County Idaho | 1 | $ 167,000 | $ 167,000 | $ 56,000 |
| Montgomery County Indiana | 1 | $ 56,000 | $ 56,000 | $ 15,000 |
| Boone County Kentucky | 1 | $ 182,000 | $ 182,000 | $ 65,000 |
| Boyd County Kentucky | 1 | $ 7,000 | $ 7,000 | $ 57,000 |
| Graves County Kentucky | 1 | $ 170,000 | $ 170,000 | $ 72,000 |
| Green County Kentucky | 1 | $ 150,000 | $ 150,000 | $ 74,000 |
| Ascension County Louisiana | 1 | $ 162,000 | $ 162,000 | $ 51,000 |
| East Baton Rouge County Louisiana | 1 | $ 330,000 | $ 330,000 | $ 95,000 |
| Natchitoches County Louisiana | 1 | $ 242,000 | $ 242,000 | $ 70,000 |
| Forrest County Mississippi | 1 | $ 130,000 | $ 130,000 | $ 68,000 |
| Jackson County Mississippi | 1 | $ 130,000 | $ 130,000 | $ 87,000 |
| Lowndes County Mississippi | 1 | $ 326,000 | $ 326,000 | $ 120,000 |
| Clay County Missouri | 1 | $ 143,000 | $ 143,000 | $ 51,000 |
| Lewis and Clark County Montana | 1 | $ 152,000 | $ 152,000 | $ 66,000 |
| Missoula County Montana | 1 | $ 544,000 | $ 544,000 | $ 240,000 |
| Santa Fe County New Mexico | 1 | $ 250,000 | $ 250,000 | $ 311,000 |
| Buncombe County North Carolina | 1 | $ 134,000 | $ 134,000 | $ 21,000 |
| Cumberland County North Carolina | 1 | $ 159,000 | $ 159,000 | $ 57,000 |
| Guilford County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 120,000 |
| Wake County North Carolina | 1 | $ 171,000 | $ 171,000 | $ 41,000 |
| Oklahoma County Oklahoma | 1 | $ 166,000 | $ 166,000 | $ 115,000 |
| Bucks County Pennsylvania | 1 | $ 60,000 | $ 60,000 | $ 55,000 |
| Luzerne County Pennsylvania | 1 | $ 278,000 | $ 278,000 | $ 205,000 |
| Aiken County South Carolina | 1 | $ 100,000 | $ 100,000 | $ 45,000 |
| Horry County South Carolina | 1 | $ 517,000 | $ 517,000 | $ 0 |
| Lancaster County South Carolina | 1 | $ 417,000 | $ 417,000 | $ 203,000 |
| Lexington County South Carolina | 1 | $ 230,000 | $ 230,000 | $ 120,000 |
| York County South Carolina | 1 | $ 148,000 | $ 148,000 | $ 43,000 |
| Carter County Tennessee | 1 | $ 250,000 | $ 250,000 | $ 120,000 |
| Franklin County Tennessee | 1 | $ 500,000 | $ 500,000 | $ 400,000 |
| Hamblen County Tennessee | 1 | $ 181,000 | $ 181,000 | $ 99,000 |
| Hamilton County Tennessee | 1 | $ 209,000 | $ 209,000 | $ 105,000 |
| Lawrence County Tennessee | 1 | $ 42,000 | $ 42,000 | $ 15,000 |
| Madison County Tennessee | 1 | $ 93,000 | $ 93,000 | $ 36,000 |
| Maury County Tennessee | 1 | $ 392,000 | $ 392,000 | $ 128,000 |
| Overton County Tennessee | 1 | $ 86,000 | $ 86,000 | $ 84,000 |
| Aransas County Texas | 1 | $ 208,000 | $ 208,000 | $ 200,000 |
| Bandera County Texas | 1 | $ 141,000 | $ 141,000 | $ 30,000 |
| Bell County Texas | 1 | $ 10,000 | $ 10,000 | $ 109,000 |
| Blanco County Texas | 1 | $ 280,000 | $ 280,000 | $ 94,000 |
| Burnet County Texas | 1 | $ 224,000 | $ 224,000 | $ 105,000 |
| Chambers County Texas | 1 | $ 26,000 | $ 26,000 | $ 39,000 |
| Ellis County Texas | 1 | $ 147,000 | $ 147,000 | $ 51,000 |
| Grayson County Texas | 1 | $ 123,000 | $ 123,000 | $ 67,000 |
| Guadalupe County Texas | 1 | $ 444,000 | $ 444,000 | $ 189,000 |
| Howard County Texas | 1 | $ 50,000 | $ 50,000 | $ 30,000 |
| Lubbock County Texas | 1 | $ 124,000 | $ 124,000 | $ 155,000 |
| Midland County Texas | 1 | $ 280,000 | $ 280,000 | $ 130,000 |
| Navarro County Texas | 1 | $ 85,000 | $ 85,000 | $ 62,000 |
| Parker County Texas | 1 | $ 650,000 | $ 650,000 | $ 247,000 |
| Potter County Texas | 1 | $ 80,000 | $ 80,000 | $ 514,000 |
| Smith County Texas | 1 | $ 114,000 | $ 114,000 | $ 74,000 |
| Van Zandt County Texas | 1 | $ 109,000 | $ 109,000 | $ 60,000 |
| Waller County Texas | 1 | $ 346,000 | $ 346,000 | $ 140,000 |
| Wichita County Texas | 1 | $ 212,000 | $ 212,000 | $ 90,000 |
| Chesterfield County Virginia | 1 | $ 263,000 | $ 263,000 | $ 94,000 |
| Cumberland County Virginia | 1 | $ 242,000 | $ 242,000 | $ 88,000 |
| Fluvanna County Virginia | 1 | $ 417,000 | $ 417,000 | $ 639,000 |
Mortgage Loan Application Detail Totals for Colonial Bank in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 6,666 | $1,217,304,000 | $182,000 | $4,200,000 | $93,000 | $7,892,000 |
| Refinancing | 2,600 | $492,589,000 | $189,000 | $6,600,000 | $103,000 | $5,400,000 |
| Home Improvement | 801 | $111,637,000 | $139,000 | $6,000,000 | $34,000 | $649,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,997 | $1,026,515,000 | $171,000 | $6,600,000 | $102,000 | $6,036,000 |
| Black or African American | 2,502 | $394,353,000 | $157,000 | $4,000,000 | $59,000 | $1,185,000 |
| Hispanic | 662 | $128,520,000 | $194,000 | $2,625,000 | $121,000 | $7,892,000 |
| Not applicable | 411 | $159,791,000 | $388,000 | $6,000,000 | $6,000 | $1,400,000 |
| Not Provided | 325 | $82,201,000 | $252,000 | $3,135,000 | $170,000 | $4,533,000 |
| Asian | 136 | $25,470,000 | $187,000 | $1,080,000 | $116,000 | $982,000 |
| American Indian or Alaskan Native | 21 | $2,619,000 | $124,000 | $486,000 | $53,000 | $168,000 |
| Native Hawaiian or Other Pacific Islander | 13 | $2,061,000 | $158,000 | $880,000 | $85,000 | $551,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,389 | $1,083,687,000 | $201,000 | $6,600,000 | $119,000 | $7,892,000 |
| FHA-insured (Federal Housing Administration) | 3,955 | $615,285,000 | $155,000 | $409,000 | $57,000 | $528,000 |
| VA-guaranteed (Veterans Administration) | 596 | $107,773,000 | $180,000 | $1,467,000 | $65,000 | $716,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 127 | $14,785,000 | $116,000 | $247,000 | $40,000 | $85,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 7,898 | $1,322,414,000 | $167,000 | $5,000,000 | $83,000 | $5,250,000 |
| Application Withdrawn By Applicant | 882 | $208,708,000 | $236,000 | $6,000,000 | $108,000 | $4,440,000 |
| Application Denied By Financial Institution | 820 | $164,893,000 | $201,000 | $6,600,000 | $87,000 | $5,400,000 |
| Application Approved But Not Accepted | 381 | $92,841,000 | $243,000 | $4,770,000 | $200,000 | $7,892,000 |
| File Closed For Incompleteness | 86 | $32,674,000 | $379,000 | $3,540,000 | $199,000 | $1,555,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 341 | $23,784,000 | $69,000 | $1,200,000 | $52,000 | $814,000 |
| Debt-To-Income Ratio | 269 | $87,598,000 | $325,000 | $5,500,000 | $79,000 | $1,109,000 |
| Collateral | 113 | $26,932,000 | $238,000 | $6,600,000 | $146,000 | $2,944,000 |
| Other | 28 | $13,716,000 | $489,000 | $4,100,000 | $369,000 | $5,400,000 |
| Unverifiable Information | 24 | $5,222,000 | $217,000 | $1,265,000 | $91,000 | $491,000 |
| Credit Application Incomplete | 22 | $2,873,000 | $130,000 | $293,000 | $82,000 | $326,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 12 | $3,561,000 | $296,000 | $1,550,000 | $66,000 | $174,000 |
| Employment History | 11 | $1,207,000 | $109,000 | $372,000 | $54,000 | $199,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Colonial Bank's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Colonial Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Alabama, download the full spreadsheet
with aggregated HMDA statistics today.