Colonial Bank, N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Colonial Bank, N.A. 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Colonial Bank, N.A. Po Box 1108 - Corporate Compliance Montgomery, AL 36101 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 7,759 |
| Total Mortgage Loan Application Amount | $1,319,925,000 |
| Average Mortgage Loan Application Amount | $186,911 |
| Highest Mortgage Loan Application Amount | $9,690,000 |
| Average Applicant Income | $139,600 |
| Highest Applicant Income | $9,099,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Colonial Bank, N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Colonial Bank, N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Colonial Bank, N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Colonial Bank, N.A. serves its applicants.
Each category highlights the total number of mortgage applications processed by Colonial Bank, N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Colonial Bank, N.A.'s mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Washoe County Nevada | 313 | $ 51,371,000 | $ 164,000 | $ 61,000 |
| Miami-Dade County Florida | 297 | $ 110,867,000 | $ 373,000 | $ 152,000 |
| Hillsborough County Florida | 292 | $ 107,185,000 | $ 367,000 | $ 94,000 |
| Baldwin County Alabama | 284 | $ 54,298,000 | $ 191,000 | $ 87,000 |
| Lee County Florida | 282 | $ 52,636,000 | $ 186,000 | $ 52,000 |
| Lee County Alabama | 235 | $ 30,832,000 | $ 131,000 | $ 56,000 |
| Madison County Alabama | 223 | $ 35,961,000 | $ 161,000 | $ 71,000 |
| Muscogee County Georgia | 222 | $ 26,351,000 | $ 118,000 | $ 62,000 |
| Jefferson County Alabama | 204 | $ 23,692,000 | $ 116,000 | $ 63,000 |
| Mobile County Alabama | 197 | $ 22,037,000 | $ 111,000 | $ 51,000 |
| Pinellas County Florida | 191 | $ 76,186,000 | $ 398,000 | $ 75,000 |
| Calhoun County Alabama | 183 | $ 16,130,000 | $ 88,000 | $ 56,000 |
| Dallas County Texas | 166 | $ 31,025,000 | $ 186,000 | $ 243,000 |
| Bonneville County Idaho | 162 | $ 16,060,000 | $ 99,000 | $ 38,000 |
| Palm Beach County Florida | 149 | $ 40,460,000 | $ 271,000 | $ 180,000 |
| Elmore County Alabama | 148 | $ 13,517,000 | $ 91,000 | $ 46,000 |
| St. Clair County Alabama | 127 | $ 11,283,000 | $ 88,000 | $ 39,000 |
| Lauderdale County Alabama | 122 | $ 7,636,000 | $ 62,000 | $ 63,000 |
| Volusia County Florida | 117 | $ 15,447,000 | $ 132,000 | $ 80,000 |
| Cleburne County Alabama | 114 | $ 5,957,000 | $ 52,000 | $ 49,000 |
| Montgomery County Alabama | 112 | $ 16,744,000 | $ 149,000 | $ 53,000 |
| Lake County Florida | 105 | $ 12,056,000 | $ 114,000 | $ 63,000 |
| Orange County Florida | 101 | $ 20,850,000 | $ 206,000 | $ 88,000 |
| Covington County Alabama | 94 | $ 7,139,000 | $ 75,000 | $ 40,000 |
| Broward County Florida | 90 | $ 27,163,000 | $ 301,000 | $ 70,000 |
| Russell County Alabama | 88 | $ 8,301,000 | $ 94,000 | $ 55,000 |
| Polk County Florida | 86 | $ 6,465,000 | $ 75,000 | $ 62,000 |
| Tallapoosa County Alabama | 83 | $ 8,429,000 | $ 101,000 | $ 50,000 |
| Chilton County Alabama | 80 | $ 6,070,000 | $ 75,000 | $ 48,000 |
| Collin County Texas | 79 | $ 13,939,000 | $ 176,000 | $ 100,000 |
| Franklin County Alabama | 74 | $ 5,429,000 | $ 73,000 | $ 41,000 |
| Lyon County Nevada | 73 | $ 10,414,000 | $ 142,000 | $ 59,000 |
| Limestone County Alabama | 70 | $ 7,524,000 | $ 107,000 | $ 46,000 |
| Tuscaloosa County Alabama | 70 | $ 8,105,000 | $ 115,000 | $ 50,000 |
| Sarasota County Florida | 70 | $ 18,971,000 | $ 271,000 | $ 114,000 |
| Bibb County Georgia | 69 | $ 6,900,000 | $ 100,000 | $ 216,000 |
| Lincoln County Tennessee | 66 | $ 4,837,000 | $ 73,000 | $ 45,000 |
| Marshall County Alabama | 65 | $ 5,381,000 | $ 82,000 | $ 51,000 |
| Seminole County Florida | 65 | $ 13,627,000 | $ 209,000 | $ 118,000 |
| Denton County Texas | 64 | $ 9,815,000 | $ 153,000 | $ 95,000 |
| St. Johns County Florida | 60 | $ 14,099,000 | $ 234,000 | $ 86,000 |
| Walker County Alabama | 59 | $ 3,349,000 | $ 56,000 | $ 45,000 |
| Collier County Florida | 55 | $ 15,794,000 | $ 287,000 | $ 102,000 |
| Clark County Nevada | 55 | $ 11,940,000 | $ 217,000 | $ 97,000 |
| Autauga County Alabama | 54 | $ 5,817,000 | $ 107,000 | $ 48,000 |
| Clay County Alabama | 54 | $ 4,592,000 | $ 85,000 | $ 46,000 |
| Harris County Georgia | 54 | $ 10,336,000 | $ 191,000 | $ 88,000 |
| Shelby County Alabama | 53 | $ 8,972,000 | $ 169,000 | $ 75,000 |
| Dale County Alabama | 52 | $ 5,027,000 | $ 96,000 | $ 45,000 |
| Chambers County Alabama | 51 | $ 4,557,000 | $ 89,000 | $ 84,000 |
| Randolph County Alabama | 49 | $ 4,140,000 | $ 84,000 | $ 56,000 |
| Colbert County Alabama | 47 | $ 3,977,000 | $ 84,000 | $ 51,000 |
| Tarrant County Texas | 47 | $ 11,913,000 | $ 253,000 | $ 98,000 |
| Walton County Florida | 46 | $ 22,390,000 | $ 486,000 | $ 257,000 |
| Etowah County Alabama | 45 | $ 3,233,000 | $ 71,000 | $ 54,000 |
| Carson City County Nevada | 45 | $ 7,945,000 | $ 176,000 | $ 62,000 |
| Blount County Alabama | 44 | $ 4,776,000 | $ 108,000 | $ 71,000 |
| Houston County Alabama | 37 | $ 4,519,000 | $ 122,000 | $ 48,000 |
| Pike County Alabama | 37 | $ 2,881,000 | $ 77,000 | $ 45,000 |
| Cobb County Georgia | 37 | $ 10,684,000 | $ 288,000 | $ 174,000 |
| Bay County Florida | 36 | $ 14,856,000 | $ 412,000 | $ 232,000 |
| Osceola County Florida | 35 | $ 6,945,000 | $ 198,000 | $ 235,000 |
| Lawrence County Alabama | 34 | $ 2,011,000 | $ 59,000 | $ 48,000 |
| Brevard County Florida | 34 | $ 6,430,000 | $ 189,000 | $ 92,000 |
| Okaloosa County Florida | 32 | $ 9,965,000 | $ 311,000 | $ 120,000 |
| Bingham County Idaho | 32 | $ 3,039,000 | $ 94,000 | $ 45,000 |
| Coffee County Alabama | 31 | $ 2,881,000 | $ 92,000 | $ 67,000 |
| Pasco County Florida | 30 | $ 8,083,000 | $ 269,000 | $ 72,000 |
| Butler County Alabama | 29 | $ 1,044,000 | $ 36,000 | $ 37,000 |
| Jackson County Alabama | 29 | $ 2,641,000 | $ 91,000 | $ 41,000 |
| Talladega County Alabama | 29 | $ 3,031,000 | $ 104,000 | $ 66,000 |
| Giles County Tennessee | 29 | $ 1,836,000 | $ 63,000 | $ 43,000 |
| Carroll County Georgia | 28 | $ 3,150,000 | $ 112,000 | $ 40,000 |
| Fulton County Georgia | 27 | $ 8,508,000 | $ 315,000 | $ 211,000 |
| Crenshaw County Alabama | 25 | $ 2,147,000 | $ 85,000 | $ 43,000 |
| Escambia County Alabama | 25 | $ 1,341,000 | $ 53,000 | $ 39,000 |
| Morgan County Alabama | 25 | $ 2,406,000 | $ 96,000 | $ 65,000 |
| Barbour County Alabama | 23 | $ 1,926,000 | $ 83,000 | $ 57,000 |
| Jefferson County Idaho | 22 | $ 2,166,000 | $ 98,000 | $ 47,000 |
| Conecuh County Alabama | 20 | $ 2,061,000 | $ 103,000 | $ 49,000 |
| Manatee County Florida | 20 | $ 5,185,000 | $ 259,000 | $ 105,000 |
| DeKalb County Georgia | 17 | $ 3,004,000 | $ 176,000 | $ 110,000 |
| Gwinnett County Georgia | 17 | $ 3,005,000 | $ 176,000 | $ 81,000 |
| Douglas County Nevada | 17 | $ 5,936,000 | $ 349,000 | $ 172,000 |
| Churchill County Nevada | 14 | $ 1,484,000 | $ 106,000 | $ 37,000 |
| Houston County Georgia | 13 | $ 1,306,000 | $ 100,000 | $ 35,000 |
| Winston County Alabama | 12 | $ 1,736,000 | $ 144,000 | $ 107,000 |
| Charlotte County Florida | 12 | $ 1,977,000 | $ 164,000 | $ 36,000 |
| Flagler County Florida | 12 | $ 2,683,000 | $ 223,000 | $ 196,000 |
| Kaufman County Texas | 12 | $ 1,689,000 | $ 140,000 | $ 70,000 |
| DeKalb County Alabama | 11 | $ 833,000 | $ 75,000 | $ 38,000 |
| Monroe County Florida | 11 | $ 7,625,000 | $ 693,000 | $ 227,000 |
| Harrison County Mississippi | 11 | $ 1,776,000 | $ 161,000 | $ 136,000 |
| Escambia County Florida | 10 | $ 2,143,000 | $ 214,000 | $ 108,000 |
| Marion County Florida | 10 | $ 848,000 | $ 84,000 | $ 43,000 |
| Martin County Florida | 10 | $ 3,099,000 | $ 309,000 | $ 196,000 |
| Henderson County Texas | 10 | $ 1,766,000 | $ 176,000 | $ 109,000 |
| Santa Rosa County Florida | 9 | $ 2,004,000 | $ 222,000 | $ 95,000 |
| Geneva County Alabama | 8 | $ 673,000 | $ 84,000 | $ 46,000 |
| Macon County Alabama | 8 | $ 774,000 | $ 96,000 | $ 43,000 |
| Monroe County Georgia | 8 | $ 944,000 | $ 118,000 | $ 69,000 |
| Elko County Nevada | 8 | $ 676,000 | $ 84,000 | $ 60,000 |
| Humboldt County Nevada | 8 | $ 881,000 | $ 110,000 | $ 82,000 |
| Navarro County Texas | 8 | $ 682,000 | $ 85,000 | $ 47,000 |
| Rockwall County Texas | 8 | $ 1,216,000 | $ 152,000 | $ 53,000 |
| Cullman County Alabama | 7 | $ 820,000 | $ 117,000 | $ 56,000 |
| St. Lucie County Florida | 7 | $ 1,150,000 | $ 164,000 | $ 56,000 |
| Haralson County Georgia | 7 | $ 885,000 | $ 126,000 | $ 127,000 |
| Ellis County Texas | 7 | $ 937,000 | $ 133,000 | $ 49,000 |
| Hernando County Florida | 6 | $ 955,000 | $ 159,000 | $ 57,000 |
| Sumter County Florida | 6 | $ 917,000 | $ 152,000 | $ 115,000 |
| Crawford County Georgia | 6 | $ 460,000 | $ 76,000 | $ 28,000 |
| Itawamba County Mississippi | 6 | $ 136,000 | $ 22,000 | $ 40,000 |
| Harris County Texas | 6 | $ 900,000 | $ 150,000 | $ 144,000 |
| Travis County Texas | 6 | $ 643,000 | $ 107,000 | $ 69,000 |
| Duval County Florida | 5 | $ 815,000 | $ 163,000 | $ 76,000 |
| Highlands County Florida | 5 | $ 988,000 | $ 197,000 | $ 361,000 |
| Jones County Georgia | 5 | $ 624,000 | $ 124,000 | $ 59,000 |
| Quitman County Georgia | 5 | $ 850,000 | $ 170,000 | $ 123,000 |
| Troup County Georgia | 5 | $ 1,631,000 | $ 326,000 | $ 132,000 |
| Fremont County Idaho | 5 | $ 468,000 | $ 93,000 | $ 45,000 |
| Lawrence County Tennessee | 5 | $ 278,000 | $ 55,000 | $ 61,000 |
| Lowndes County Alabama | 4 | $ 320,000 | $ 80,000 | $ 47,000 |
| Marion County Alabama | 4 | $ 212,000 | $ 53,000 | $ 43,000 |
| Monroe County Alabama | 4 | $ 265,000 | $ 66,000 | $ 67,000 |
| Alachua County Florida | 4 | $ 511,000 | $ 127,000 | $ 128,000 |
| Cherokee County Georgia | 4 | $ 706,000 | $ 176,000 | $ 98,000 |
| Clayton County Georgia | 4 | $ 289,000 | $ 72,000 | $ 103,000 |
| Forsyth County Georgia | 4 | $ 1,550,000 | $ 387,000 | $ 165,000 |
| Twiggs County Georgia | 4 | $ 249,000 | $ 62,000 | $ 46,000 |
| Bexar County Texas | 4 | $ 848,000 | $ 212,000 | $ 135,000 |
| Henry County Alabama | 3 | $ 255,000 | $ 85,000 | $ 107,000 |
| Indian River County Florida | 3 | $ 314,000 | $ 104,000 | $ 81,000 |
| Glynn County Georgia | 3 | $ 860,000 | $ 286,000 | $ 160,000 |
| Madison County Idaho | 3 | $ 267,000 | $ 89,000 | $ 38,000 |
| Storey County Nevada | 3 | $ 287,000 | $ 95,000 | $ 110,000 |
| Franklin County Tennessee | 3 | $ 568,000 | $ 189,000 | $ 192,000 |
| Fort Bend County Texas | 3 | $ 273,000 | $ 91,000 | $ 80,000 |
| Fairfax County Virginia | 3 | $ 723,000 | $ 241,000 | $ 153,000 |
| Fayette County Alabama | 2 | $ 54,000 | $ 27,000 | $ 86,000 |
| Marengo County Alabama | 2 | $ 155,000 | $ 77,000 | $ 106,000 |
| Maricopa County Arizona | 2 | $ 539,000 | $ 269,000 | $ 111,000 |
| Pinal County Arizona | 2 | $ 197,000 | $ 98,000 | $ 16,000 |
| El Dorado County California | 2 | $ 257,000 | $ 128,000 | $ 28,000 |
| Los Angeles County California | 2 | $ 750,000 | $ 375,000 | $ 52,000 |
| Sacramento County California | 2 | $ 371,000 | $ 185,000 | $ 55,000 |
| Eagle County Colorado | 2 | $ 898,000 | $ 449,000 | $ 162,000 |
| Leon County Florida | 2 | $ 309,000 | $ 154,000 | $ 81,000 |
| Putnam County Florida | 2 | $ 194,000 | $ 97,000 | $ 148,000 |
| Barrow County Georgia | 2 | $ 127,000 | $ 63,000 | $ 37,000 |
| Chatham County Georgia | 2 | $ 385,000 | $ 192,000 | $ 90,000 |
| Douglas County Georgia | 2 | $ 332,000 | $ 166,000 | $ 29,000 |
| Fayette County Georgia | 2 | $ 506,000 | $ 253,000 | $ 102,000 |
| Ada County Idaho | 2 | $ 251,000 | $ 125,000 | $ 69,000 |
| Peoria County Illinois | 2 | $ 224,000 | $ 112,000 | $ 209,000 |
| Tishomingo County Mississippi | 2 | $ 109,000 | $ 54,000 | $ 77,000 |
| Hamilton County Tennessee | 2 | $ 231,000 | $ 115,000 | $ 26,000 |
| Sevier County Tennessee | 2 | $ 245,000 | $ 122,000 | $ 128,000 |
| Bell County Texas | 2 | $ 137,000 | $ 68,000 | $ 27,000 |
| Cooke County Texas | 2 | $ 560,000 | $ 280,000 | $ 311,000 |
| Van Zandt County Texas | 2 | $ 179,000 | $ 89,000 | $ 623,000 |
| Salt Lake County Utah | 2 | $ 293,000 | $ 146,000 | $ 121,000 |
| Summit County Utah | 2 | $ 1,438,000 | $ 719,000 | $ 0 |
| Rockingham County Virginia | 2 | $ 333,000 | $ 166,000 | $ 56,000 |
| Bibb County Alabama | 1 | $ 88,000 | $ 88,000 | $ 50,000 |
| Cherokee County Alabama | 1 | $ 75,000 | $ 75,000 | $ 33,000 |
| Choctaw County Alabama | 1 | $ 60,000 | $ 60,000 | $ 65,000 |
| Coosa County Alabama | 1 | $ 182,000 | $ 182,000 | $ 38,000 |
| Dallas County Alabama | 1 | $ 227,000 | $ 227,000 | $ 76,000 |
| Hale County Alabama | 1 | $ 185,000 | $ 185,000 | $ 57,000 |
| Pima County Arizona | 1 | $ 102,000 | $ 102,000 | $ 32,000 |
| Yavapai County Arizona | 1 | $ 85,000 | $ 85,000 | $ 45,000 |
| Butte County California | 1 | $ 144,000 | $ 144,000 | $ 167,000 |
| Nevada County California | 1 | $ 134,000 | $ 134,000 | $ 42,000 |
| Plumas County California | 1 | $ 210,000 | $ 210,000 | $ 118,000 |
| San Bernardino County California | 1 | $ 187,000 | $ 187,000 | $ 68,000 |
| San Francisco County California | 1 | $ 650,000 | $ 650,000 | $ 260,000 |
| Arapahoe County Colorado | 1 | $ 1,000,000 | $ 1,000,000 | $ 3,000,000 |
| Pitkin County Colorado | 1 | $ 450,000 | $ 450,000 | $ 632,000 |
| New Haven County Connecticut | 1 | $ 130,000 | $ 130,000 | $ 2,000 |
| Citrus County Florida | 1 | $ 240,000 | $ 240,000 | $ 597,000 |
| Franklin County Florida | 1 | $ 118,000 | $ 118,000 | $ 138,000 |
| Holmes County Florida | 1 | $ 90,000 | $ 90,000 | $ 58,000 |
| Levy County Florida | 1 | $ 157,000 | $ 157,000 | $ 45,000 |
| Nassau County Florida | 1 | $ 528,000 | $ 528,000 | $ 157,000 |
| Taylor County Florida | 1 | $ 110,000 | $ 110,000 | $ 169,000 |
| Bartow County Georgia | 1 | $ 450,000 | $ 450,000 | $ 0 |
| Bleckley County Georgia | 1 | $ 124,000 | $ 124,000 | $ 36,000 |
| Chattahoochee County Georgia | 1 | $ 190,000 | $ 190,000 | $ 78,000 |
| Clay County Georgia | 1 | $ 43,000 | $ 43,000 | $ 19,000 |
| Coffee County Georgia | 1 | $ 75,000 | $ 75,000 | $ 27,000 |
| Dooly County Georgia | 1 | $ 26,000 | $ 26,000 | $ 22,000 |
| Dougherty County Georgia | 1 | $ 36,000 | $ 36,000 | $ 38,000 |
| Gilmer County Georgia | 1 | $ 40,000 | $ 40,000 | $ 62,000 |
| Macon County Georgia | 1 | $ 39,000 | $ 39,000 | $ 51,000 |
| Marion County Georgia | 1 | $ 133,000 | $ 133,000 | $ 48,000 |
| Paulding County Georgia | 1 | $ 104,000 | $ 104,000 | $ 28,000 |
| Peach County Georgia | 1 | $ 95,000 | $ 95,000 | $ 47,000 |
| Pickens County Georgia | 1 | $ 672,000 | $ 672,000 | $ 368,000 |
| Pike County Georgia | 1 | $ 197,000 | $ 197,000 | $ 61,000 |
| Pulaski County Georgia | 1 | $ 90,000 | $ 90,000 | $ 270,000 |
| Rockdale County Georgia | 1 | $ 172,000 | $ 172,000 | $ 122,000 |
| Spalding County Georgia | 1 | $ 6,000 | $ 6,000 | $ 0 |
| Walker County Georgia | 1 | $ 104,000 | $ 104,000 | $ 71,000 |
| Wilkinson County Georgia | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Butte County Idaho | 1 | $ 68,000 | $ 68,000 | $ 47,000 |
| Shoshone County Idaho | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Bossier County Louisiana | 1 | $ 190,000 | $ 190,000 | $ 75,000 |
| Knox County Maine | 1 | $ 296,000 | $ 296,000 | $ 328,000 |
| Lafayette County Mississippi | 1 | $ 70,000 | $ 70,000 | $ 330,000 |
| Oktibbeha County Mississippi | 1 | $ 63,000 | $ 63,000 | $ 51,000 |
| Wayne County Mississippi | 1 | $ 108,000 | $ 108,000 | $ 69,000 |
| Jackson County Missouri | 1 | $ 220,000 | $ 220,000 | $ 91,000 |
| Phelps County Missouri | 1 | $ 226,000 | $ 226,000 | $ 93,000 |
| Nye County Nevada | 1 | $ 84,000 | $ 84,000 | $ 21,000 |
| Hunterdon County New Jersey | 1 | $ 170,000 | $ 170,000 | $ 55,000 |
| Buncombe County North Carolina | 1 | $ 149,000 | $ 149,000 | $ 283,000 |
| Caldwell County North Carolina | 1 | $ 1,520,000 | $ 1,520,000 | $ 2,296,000 |
| Transylvania County North Carolina | 1 | $ 400,000 | $ 400,000 | $ 982,000 |
| Watauga County North Carolina | 1 | $ 109,000 | $ 109,000 | $ 163,000 |
| Delaware County Ohio | 1 | $ 145,000 | $ 145,000 | $ 72,000 |
| Greene County Ohio | 1 | $ 201,000 | $ 201,000 | $ 113,000 |
| Hamilton County Ohio | 1 | $ 210,000 | $ 210,000 | $ 98,000 |
| Licking County Ohio | 1 | $ 87,000 | $ 87,000 | $ 22,000 |
| Scioto County Ohio | 1 | $ 15,000 | $ 15,000 | $ 37,000 |
| Horry County South Carolina | 1 | $ 580,000 | $ 580,000 | $ 718,000 |
| Lexington County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 37,000 |
| Richland County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 79,000 |
| Bedford County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 32,000 |
| Davidson County Tennessee | 1 | $ 104,000 | $ 104,000 | $ 61,000 |
| Fentress County Tennessee | 1 | $ 98,000 | $ 98,000 | $ 44,000 |
| Maury County Tennessee | 1 | $ 5,000 | $ 5,000 | $ 23,000 |
| Rutherford County Tennessee | 1 | $ 82,000 | $ 82,000 | $ 33,000 |
| Williamson County Tennessee | 1 | $ 61,000 | $ 61,000 | $ 29,000 |
| Bosque County Texas | 1 | $ 170,000 | $ 170,000 | $ 396,000 |
| Grayson County Texas | 1 | $ 59,000 | $ 59,000 | $ 0 |
| Hunt County Texas | 1 | $ 328,000 | $ 328,000 | $ 120,000 |
| McLennan County Texas | 1 | $ 4,350,000 | $ 4,350,000 | $ 0 |
| Nueces County Texas | 1 | $ 145,000 | $ 145,000 | $ 215,000 |
| Parker County Texas | 1 | $ 695,000 | $ 695,000 | $ 141,000 |
| Iron County Utah | 1 | $ 1,028,000 | $ 1,028,000 | $ 269,000 |
| Vilas County Wisconsin | 1 | $ 165,000 | $ 165,000 | $ 192,000 |
Mortgage Loan Application Detail Totals for Colonial Bank, N.A. in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,909 | $796,790,000 | $236,000 | $9,690,000 | $208,454 | $9,099,000 |
| Refinancing | 3,257 | $509,680,000 | $199,666 | $6,200,000 | $84,866 | $6,216,000 |
| Home Improvement | 593 | $13,455,000 | $28,000 | $500,000 | $52,875 | $399,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,099 | $950,747,000 | $208,521 | $6,200,000 | $192,565 | $9,099,000 |
| Hispanic | 494 | $99,398,000 | $133,000 | $2,000,000 | $53,500 | $2,940,000 |
| Not applicable | 462 | $183,432,000 | $409,888 | $9,690,000 | $139,444 | $1,122,000 |
| Black or African American | 443 | $41,774,000 | $108,500 | $581,000 | $62,333 | $583,000 |
| Not Provided | 114 | $19,991,000 | $232,833 | $960,000 | $212,166 | $5,281,000 |
| Asian | 98 | $18,374,000 | $158,666 | $550,000 | $94,666 | $2,292,000 |
| American Indian or Alaskan Native | 36 | $4,908,000 | $192,142 | $650,000 | $86,000 | $758,000 |
| Native Hawaiian or Other Pacific Islander | 13 | $1,301,000 | $101,333 | $196,000 | $39,166 | $101,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,291 | $1,264,672,000 | $225,565 | $9,690,000 | $186,521 | $9,099,000 |
| FHA-insured (Federal Housing Administration) | 320 | $34,614,000 | $97,571 | $246,000 | $40,428 | $207,000 |
| VA-guaranteed (Veterans Administration) | 146 | $20,407,000 | $136,111 | $248,000 | $41,222 | $141,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $232,000 | $116,000 | $227,000 | $249,000 | $463,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,035 | $1,054,501,000 | $224,954 | $9,690,000 | $192,181 | $8,224,000 |
| Application Withdrawn By Applicant | 897 | $168,848,000 | $169,000 | $6,200,000 | $96,250 | $9,099,000 |
| Application Denied By Financial Institution | 621 | $62,733,000 | $122,900 | $3,500,000 | $59,400 | $780,000 |
| Application Approved But Not Accepted | 179 | $30,256,000 | $257,375 | $1,390,000 | $94,375 | $1,400,000 |
| File Closed For Incompleteness | 27 | $3,587,000 | $144,833 | $575,000 | $64,166 | $214,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 347 | $23,543,000 | $73,250 | $1,530,000 | $41,625 | $500,000 |
| Debt-To-Income Ratio | 166 | $21,840,000 | $114,375 | $1,925,000 | $57,500 | $780,000 |
| Collateral | 49 | $5,646,000 | $143,000 | $778,000 | $73,833 | $576,000 |
| Other | 35 | $9,751,000 | $340,800 | $3,500,000 | $47,800 | $467,000 |
| Employment History | 11 | $672,000 | $56,000 | $149,000 | $26,250 | $48,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $438,000 | $74,333 | $104,000 | $48,666 | $72,000 |
| Unverifiable Information | 3 | $325,000 | $108,333 | $112,000 | $25,333 | $35,000 |
| Credit Application Incomplete | 3 | $248,000 | $76,000 | $145,000 | $30,500 | $35,000 |
| Mortgage Insurance Denied | 1 | $270,000 | $270,000 | $270,000 | $72,000 | $72,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Colonial Bank, N.A.'s 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Colonial Bank, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Alabama, download the full spreadsheet
with aggregated HMDA statistics today.