Colonial Bank, N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Colonial Bank, N.A. 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Colonial Bank, N.A. Po Box 1108 - Corporate Compliance Montgomery, AL 36101 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 7,706 |
| Total Mortgage Loan Application Amount | $1,505,027,000 |
| Average Mortgage Loan Application Amount | $167,666 |
| Highest Mortgage Loan Application Amount | $16,669,000 |
| Average Applicant Income | $93,000 |
| Highest Applicant Income | $8,925,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Colonial Bank, N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Colonial Bank, N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Colonial Bank, N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Colonial Bank, N.A. serves its applicants.
Each category highlights the total number of mortgage applications processed by Colonial Bank, N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Colonial Bank, N.A.'s mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lake County Florida | 342 | $ 50,423,000 | $ 147,000 | $ 79,000 |
| Travis County Texas | 272 | $ 59,942,000 | $ 220,000 | $ 133,000 |
| Polk County Florida | 237 | $ 29,719,000 | $ 125,000 | $ 66,000 |
| Hillsborough County Florida | 232 | $ 101,200,000 | $ 436,000 | $ 156,000 |
| Broward County Florida | 228 | $ 71,865,000 | $ 315,000 | $ 116,000 |
| Miami-Dade County Florida | 228 | $ 84,354,000 | $ 369,000 | $ 171,000 |
| Bonneville County Idaho | 215 | $ 29,555,000 | $ 137,000 | $ 55,000 |
| Lee County Florida | 209 | $ 45,775,000 | $ 219,000 | $ 130,000 |
| Jefferson County Alabama | 199 | $ 28,021,000 | $ 140,000 | $ 92,000 |
| Pinellas County Florida | 198 | $ 53,810,000 | $ 271,000 | $ 158,000 |
| Orange County Florida | 193 | $ 55,311,000 | $ 286,000 | $ 146,000 |
| Palm Beach County Florida | 190 | $ 64,950,000 | $ 341,000 | $ 160,000 |
| Mobile County Alabama | 189 | $ 24,478,000 | $ 129,000 | $ 63,000 |
| Washoe County Nevada | 168 | $ 39,440,000 | $ 234,000 | $ 82,000 |
| Houston County Georgia | 165 | $ 22,237,000 | $ 134,000 | $ 61,000 |
| Muscogee County Georgia | 163 | $ 16,871,000 | $ 103,000 | $ 121,000 |
| Montgomery County Alabama | 146 | $ 18,116,000 | $ 124,000 | $ 58,000 |
| Dallas County Texas | 137 | $ 39,524,000 | $ 288,000 | $ 268,000 |
| Baldwin County Alabama | 127 | $ 22,599,000 | $ 177,000 | $ 104,000 |
| Madison County Alabama | 127 | $ 20,279,000 | $ 159,000 | $ 103,000 |
| Calhoun County Alabama | 121 | $ 7,675,000 | $ 63,000 | $ 58,000 |
| Lee County Alabama | 121 | $ 17,449,000 | $ 144,000 | $ 86,000 |
| Williamson County Texas | 118 | $ 15,828,000 | $ 134,000 | $ 93,000 |
| St. Clair County Alabama | 113 | $ 8,471,000 | $ 74,000 | $ 62,000 |
| Volusia County Florida | 113 | $ 22,509,000 | $ 199,000 | $ 114,000 |
| Clark County Nevada | 97 | $ 36,422,000 | $ 375,000 | $ 200,000 |
| Elmore County Alabama | 90 | $ 8,738,000 | $ 97,000 | $ 55,000 |
| Bibb County Georgia | 84 | $ 9,884,000 | $ 117,000 | $ 74,000 |
| Sumter County Florida | 83 | $ 9,331,000 | $ 112,000 | $ 65,000 |
| Pasco County Florida | 72 | $ 7,595,000 | $ 105,000 | $ 63,000 |
| Fulton County Georgia | 70 | $ 15,819,000 | $ 225,000 | $ 80,000 |
| Seminole County Florida | 62 | $ 14,169,000 | $ 228,000 | $ 97,000 |
| Clayton County Georgia | 61 | $ 10,201,000 | $ 167,000 | $ 55,000 |
| Tuscaloosa County Alabama | 56 | $ 9,501,000 | $ 169,000 | $ 98,000 |
| Chilton County Alabama | 55 | $ 2,074,000 | $ 37,000 | $ 45,000 |
| Cleburne County Alabama | 51 | $ 1,437,000 | $ 28,000 | $ 40,000 |
| Russell County Alabama | 51 | $ 4,200,000 | $ 82,000 | $ 65,000 |
| Henry County Georgia | 50 | $ 9,201,000 | $ 184,000 | $ 77,000 |
| Brevard County Florida | 49 | $ 7,148,000 | $ 145,000 | $ 83,000 |
| Sarasota County Florida | 49 | $ 11,403,000 | $ 232,000 | $ 139,000 |
| Chambers County Alabama | 48 | $ 2,001,000 | $ 41,000 | $ 49,000 |
| Covington County Alabama | 47 | $ 3,338,000 | $ 71,000 | $ 37,000 |
| Tallapoosa County Alabama | 47 | $ 4,434,000 | $ 94,000 | $ 56,000 |
| Bay County Florida | 45 | $ 11,614,000 | $ 258,000 | $ 170,000 |
| Tarrant County Texas | 45 | $ 31,868,000 | $ 708,000 | $ 139,000 |
| Shelby County Alabama | 44 | $ 7,040,000 | $ 160,000 | $ 88,000 |
| Osceola County Florida | 42 | $ 6,079,000 | $ 144,000 | $ 53,000 |
| Marion County Florida | 41 | $ 4,441,000 | $ 108,000 | $ 57,000 |
| Citrus County Florida | 39 | $ 3,698,000 | $ 94,000 | $ 62,000 |
| Autauga County Alabama | 38 | $ 3,340,000 | $ 87,000 | $ 58,000 |
| Collin County Texas | 37 | $ 12,149,000 | $ 328,000 | $ 326,000 |
| Flagler County Florida | 36 | $ 7,511,000 | $ 208,000 | $ 120,000 |
| Bartow County Georgia | 36 | $ 5,458,000 | $ 151,000 | $ 63,000 |
| DeKalb County Georgia | 36 | $ 8,903,000 | $ 247,000 | $ 112,000 |
| Charlotte County Florida | 35 | $ 7,433,000 | $ 212,000 | $ 56,000 |
| Conecuh County Alabama | 34 | $ 788,000 | $ 23,000 | $ 36,000 |
| Houston County Alabama | 33 | $ 5,149,000 | $ 156,000 | $ 68,000 |
| Walker County Alabama | 33 | $ 2,445,000 | $ 74,000 | $ 41,000 |
| Gwinnett County Georgia | 32 | $ 5,456,000 | $ 170,000 | $ 55,000 |
| Lowndes County Georgia | 32 | $ 5,212,000 | $ 162,000 | $ 71,000 |
| Denton County Texas | 31 | $ 10,151,000 | $ 327,000 | $ 166,000 |
| Pike County Alabama | 30 | $ 1,639,000 | $ 54,000 | $ 44,000 |
| Randolph County Alabama | 30 | $ 1,183,000 | $ 39,000 | $ 39,000 |
| Collier County Florida | 30 | $ 14,531,000 | $ 484,000 | $ 131,000 |
| Blount County Alabama | 29 | $ 3,171,000 | $ 109,000 | $ 65,000 |
| Clay County Alabama | 29 | $ 1,527,000 | $ 52,000 | $ 43,000 |
| Dale County Alabama | 29 | $ 2,083,000 | $ 71,000 | $ 62,000 |
| Jackson County Alabama | 29 | $ 2,688,000 | $ 92,000 | $ 48,000 |
| St. Johns County Florida | 29 | $ 12,806,000 | $ 441,000 | $ 186,000 |
| Cherokee County Georgia | 29 | $ 4,698,000 | $ 162,000 | $ 60,000 |
| Harris County Georgia | 29 | $ 4,859,000 | $ 167,000 | $ 102,000 |
| Jefferson County Idaho | 29 | $ 4,067,000 | $ 140,000 | $ 58,000 |
| Bingham County Idaho | 28 | $ 3,560,000 | $ 127,000 | $ 52,000 |
| Marshall County Alabama | 26 | $ 1,375,000 | $ 52,000 | $ 60,000 |
| Etowah County Alabama | 25 | $ 2,232,000 | $ 89,000 | $ 54,000 |
| St. Lucie County Florida | 25 | $ 5,681,000 | $ 227,000 | $ 97,000 |
| Walton County Florida | 24 | $ 11,264,000 | $ 469,000 | $ 755,000 |
| Gordon County Georgia | 24 | $ 3,177,000 | $ 132,000 | $ 59,000 |
| Peach County Georgia | 24 | $ 3,245,000 | $ 135,000 | $ 69,000 |
| Churchill County Nevada | 24 | $ 3,842,000 | $ 160,000 | $ 119,000 |
| Talladega County Alabama | 22 | $ 1,412,000 | $ 64,000 | $ 50,000 |
| Leon County Florida | 22 | $ 7,294,000 | $ 331,000 | $ 111,000 |
| Newton County Georgia | 21 | $ 3,865,000 | $ 184,000 | $ 63,000 |
| Lyon County Nevada | 21 | $ 5,325,000 | $ 253,000 | $ 118,000 |
| Manatee County Florida | 20 | $ 6,950,000 | $ 347,000 | $ 95,000 |
| Martin County Florida | 19 | $ 4,761,000 | $ 250,000 | $ 135,000 |
| Paulding County Georgia | 19 | $ 3,180,000 | $ 167,000 | $ 58,000 |
| Crenshaw County Alabama | 18 | $ 923,000 | $ 51,000 | $ 38,000 |
| Escambia County Alabama | 18 | $ 1,029,000 | $ 57,000 | $ 50,000 |
| Hernando County Florida | 18 | $ 2,310,000 | $ 128,000 | $ 68,000 |
| Humboldt County Nevada | 17 | $ 1,926,000 | $ 113,000 | $ 74,000 |
| Coffee County Alabama | 16 | $ 1,649,000 | $ 103,000 | $ 50,000 |
| Hays County Texas | 16 | $ 3,159,000 | $ 197,000 | $ 132,000 |
| Butler County Alabama | 15 | $ 294,000 | $ 19,000 | $ 56,000 |
| DeKalb County Alabama | 14 | $ 1,159,000 | $ 82,000 | $ 57,000 |
| Geneva County Alabama | 13 | $ 1,488,000 | $ 114,000 | $ 57,000 |
| Monroe County Georgia | 13 | $ 2,407,000 | $ 185,000 | $ 69,000 |
| Whitfield County Georgia | 13 | $ 1,477,000 | $ 113,000 | $ 38,000 |
| Cobb County Georgia | 12 | $ 2,137,000 | $ 178,000 | $ 75,000 |
| Escambia County Florida | 11 | $ 6,148,000 | $ 558,000 | $ 276,000 |
| Limestone County Alabama | 10 | $ 1,409,000 | $ 140,000 | $ 68,000 |
| Barbour County Alabama | 9 | $ 359,000 | $ 39,000 | $ 38,000 |
| Carroll County Georgia | 9 | $ 406,000 | $ 45,000 | $ 40,000 |
| Harris County Texas | 9 | $ 1,151,000 | $ 127,000 | $ 154,000 |
| Rockwall County Texas | 9 | $ 1,836,000 | $ 204,000 | $ 184,000 |
| Okaloosa County Florida | 8 | $ 5,343,000 | $ 667,000 | $ 238,000 |
| Jones County Georgia | 8 | $ 961,000 | $ 120,000 | $ 52,000 |
| Rockdale County Georgia | 8 | $ 1,626,000 | $ 203,000 | $ 52,000 |
| Madison County Idaho | 8 | $ 1,214,000 | $ 151,000 | $ 91,000 |
| Carson City County Nevada | 8 | $ 2,383,000 | $ 297,000 | $ 123,000 |
| Elko County Nevada | 8 | $ 1,064,000 | $ 133,000 | $ 60,000 |
| Bexar County Texas | 8 | $ 1,054,000 | $ 131,000 | $ 75,000 |
| Kaufman County Texas | 8 | $ 1,030,000 | $ 128,000 | $ 95,000 |
| Alachua County Florida | 7 | $ 1,189,000 | $ 169,000 | $ 156,000 |
| Henderson County Texas | 7 | $ 2,187,000 | $ 312,000 | $ 213,000 |
| Bibb County Alabama | 6 | $ 763,000 | $ 127,000 | $ 37,000 |
| Winston County Alabama | 6 | $ 1,212,000 | $ 202,000 | $ 101,000 |
| Monroe County Florida | 6 | $ 3,892,000 | $ 648,000 | $ 366,000 |
| Coweta County Georgia | 6 | $ 852,000 | $ 142,000 | $ 57,000 |
| Forsyth County Georgia | 6 | $ 1,078,000 | $ 179,000 | $ 66,000 |
| Douglas County Nevada | 6 | $ 2,429,000 | $ 404,000 | $ 396,000 |
| Mecklenburg County North Carolina | 6 | $ 743,000 | $ 123,000 | $ 139,000 |
| Lincoln County Tennessee | 6 | $ 560,000 | $ 93,000 | $ 50,000 |
| Henry County Alabama | 5 | $ 982,000 | $ 196,000 | $ 105,000 |
| Macon County Alabama | 5 | $ 301,000 | $ 60,000 | $ 42,000 |
| Duval County Florida | 5 | $ 1,098,000 | $ 219,000 | $ 224,000 |
| Dawson County Georgia | 5 | $ 1,287,000 | $ 257,000 | $ 44,000 |
| Douglas County Georgia | 5 | $ 1,103,000 | $ 220,000 | $ 58,000 |
| Hall County Georgia | 5 | $ 984,000 | $ 196,000 | $ 651,000 |
| Sevier County Tennessee | 5 | $ 586,000 | $ 117,000 | $ 68,000 |
| Brazos County Texas | 5 | $ 471,000 | $ 94,000 | $ 73,000 |
| Fort Bend County Texas | 5 | $ 1,145,000 | $ 229,000 | $ 222,000 |
| Hunt County Texas | 5 | $ 385,000 | $ 77,000 | $ 75,000 |
| Nueces County Texas | 5 | $ 735,000 | $ 147,000 | $ 134,000 |
| Lowndes County Alabama | 4 | $ 609,000 | $ 152,000 | $ 60,000 |
| Morgan County Alabama | 4 | $ 513,000 | $ 128,000 | $ 190,000 |
| Barrow County Georgia | 4 | $ 829,000 | $ 207,000 | $ 76,000 |
| Fayette County Georgia | 4 | $ 565,000 | $ 141,000 | $ 62,000 |
| Floyd County Georgia | 4 | $ 499,000 | $ 124,000 | $ 58,000 |
| Glynn County Georgia | 4 | $ 1,462,000 | $ 365,000 | $ 346,000 |
| Ada County Idaho | 4 | $ 743,000 | $ 185,000 | $ 34,000 |
| Fremont County Idaho | 4 | $ 552,000 | $ 138,000 | $ 68,000 |
| Pershing County Nevada | 4 | $ 578,000 | $ 144,000 | $ 59,000 |
| Ellis County Texas | 4 | $ 864,000 | $ 216,000 | $ 266,000 |
| Hood County Texas | 4 | $ 286,000 | $ 71,000 | $ 222,000 |
| Llano County Texas | 4 | $ 93,000 | $ 23,000 | $ 30,000 |
| Montgomery County Texas | 4 | $ 530,000 | $ 132,000 | $ 737,000 |
| Bullock County Alabama | 3 | $ 381,000 | $ 127,000 | $ 54,000 |
| Coosa County Alabama | 3 | $ 230,000 | $ 76,000 | $ 23,000 |
| Maricopa County Arizona | 3 | $ 769,000 | $ 256,000 | $ 353,000 |
| Los Angeles County California | 3 | $ 990,000 | $ 330,000 | $ 45,000 |
| Levy County Florida | 3 | $ 341,000 | $ 113,000 | $ 60,000 |
| Crawford County Georgia | 3 | $ 440,000 | $ 146,000 | $ 75,000 |
| Murray County Georgia | 3 | $ 355,000 | $ 118,000 | $ 30,000 |
| Troup County Georgia | 3 | $ 376,000 | $ 125,000 | $ 56,000 |
| Bannock County Idaho | 3 | $ 390,000 | $ 130,000 | $ 47,000 |
| Jackson County Mississippi | 3 | $ 263,000 | $ 87,000 | $ 0 |
| Colfax County New Mexico | 3 | $ 672,000 | $ 224,000 | $ 161,000 |
| Catawba County North Carolina | 3 | $ 1,289,000 | $ 429,000 | $ 9,000 |
| Bastrop County Texas | 3 | $ 581,000 | $ 193,000 | $ 86,000 |
| Comal County Texas | 3 | $ 1,447,000 | $ 482,000 | $ 228,000 |
| Van Zandt County Texas | 3 | $ 207,000 | $ 69,000 | $ 51,000 |
| Lauderdale County Alabama | 2 | $ 147,000 | $ 73,000 | $ 46,000 |
| Pickens County Alabama | 2 | $ 247,000 | $ 123,000 | $ 76,000 |
| El Dorado County California | 2 | $ 541,000 | $ 270,000 | $ 64,000 |
| Fresno County California | 2 | $ 616,000 | $ 308,000 | $ 102,000 |
| Sierra County California | 2 | $ 544,000 | $ 272,000 | $ 83,000 |
| Hardee County Florida | 2 | $ 425,000 | $ 212,000 | $ 117,000 |
| Indian River County Florida | 2 | $ 1,248,000 | $ 624,000 | $ 200,000 |
| Nassau County Florida | 2 | $ 358,000 | $ 179,000 | $ 88,000 |
| Santa Rosa County Florida | 2 | $ 502,000 | $ 251,000 | $ 134,000 |
| Berrien County Georgia | 2 | $ 255,000 | $ 127,000 | $ 54,000 |
| Bleckley County Georgia | 2 | $ 123,000 | $ 61,000 | $ 37,000 |
| Brooks County Georgia | 2 | $ 102,000 | $ 51,000 | $ 51,000 |
| Butts County Georgia | 2 | $ 187,000 | $ 93,000 | $ 38,000 |
| Chatham County Georgia | 2 | $ 398,000 | $ 199,000 | $ 24,000 |
| Dougherty County Georgia | 2 | $ 186,000 | $ 93,000 | $ 44,000 |
| Gilmer County Georgia | 2 | $ 422,000 | $ 211,000 | $ 115,000 |
| Lanier County Georgia | 2 | $ 331,000 | $ 165,000 | $ 66,000 |
| Macon County Georgia | 2 | $ 198,000 | $ 99,000 | $ 32,000 |
| Meriwether County Georgia | 2 | $ 134,000 | $ 67,000 | $ 55,000 |
| Putnam County Georgia | 2 | $ 625,000 | $ 312,000 | $ 111,000 |
| Spalding County Georgia | 2 | $ 229,000 | $ 114,000 | $ 54,000 |
| Twiggs County Georgia | 2 | $ 160,000 | $ 80,000 | $ 33,000 |
| Union County Georgia | 2 | $ 291,000 | $ 145,000 | $ 79,000 |
| Walton County Georgia | 2 | $ 463,000 | $ 231,000 | $ 69,000 |
| Elmore County Idaho | 2 | $ 299,000 | $ 149,000 | $ 83,000 |
| Johnson County Kansas | 2 | $ 360,000 | $ 180,000 | $ 74,000 |
| Jackson County Missouri | 2 | $ 153,000 | $ 76,000 | $ 105,000 |
| Nye County Nevada | 2 | $ 144,000 | $ 72,000 | $ 77,000 |
| Storey County Nevada | 2 | $ 572,000 | $ 286,000 | $ 33,000 |
| Cherokee County North Carolina | 2 | $ 230,000 | $ 115,000 | $ 168,000 |
| Henderson County North Carolina | 2 | $ 388,000 | $ 194,000 | $ 209,000 |
| Lincoln County North Carolina | 2 | $ 1,305,000 | $ 652,000 | $ 0 |
| Rogers County Oklahoma | 2 | $ 194,000 | $ 97,000 | $ 115,000 |
| Beaufort County South Carolina | 2 | $ 3,345,000 | $ 1,672,000 | $ 150,000 |
| Davidson County Tennessee | 2 | $ 311,000 | $ 155,000 | $ 139,000 |
| Shelby County Tennessee | 2 | $ 223,000 | $ 111,000 | $ 78,000 |
| Burnet County Texas | 2 | $ 341,000 | $ 170,000 | $ 247,000 |
| Cherokee County Alabama | 1 | $ 354,000 | $ 354,000 | $ 110,000 |
| Clarke County Alabama | 1 | $ 125,000 | $ 125,000 | $ 44,000 |
| Colbert County Alabama | 1 | $ 45,000 | $ 45,000 | $ 34,000 |
| Cullman County Alabama | 1 | $ 149,000 | $ 149,000 | $ 39,000 |
| Fayette County Alabama | 1 | $ 43,000 | $ 43,000 | $ 46,000 |
| Hale County Alabama | 1 | $ 150,000 | $ 150,000 | $ 149,000 |
| Lamar County Alabama | 1 | $ 112,000 | $ 112,000 | $ 97,000 |
| Mohave County Arizona | 1 | $ 234,000 | $ 234,000 | $ 120,000 |
| Plumas County California | 1 | $ 417,000 | $ 417,000 | $ 115,000 |
| San Luis Obispo County California | 1 | $ 949,000 | $ 949,000 | $ 356,000 |
| Chaffee County Colorado | 1 | $ 446,000 | $ 446,000 | $ 155,000 |
| Douglas County Colorado | 1 | $ 400,000 | $ 400,000 | $ 0 |
| Grand County Colorado | 1 | $ 487,000 | $ 487,000 | $ 530,000 |
| Montezuma County Colorado | 1 | $ 222,000 | $ 222,000 | $ 78,000 |
| Fairfield County Connecticut | 1 | $ 560,000 | $ 560,000 | $ 442,000 |
| Clay County Florida | 1 | $ 100,000 | $ 100,000 | $ 167,000 |
| Franklin County Florida | 1 | $ 729,000 | $ 729,000 | $ 404,000 |
| Gadsden County Florida | 1 | $ 225,000 | $ 225,000 | $ 89,000 |
| Jefferson County Florida | 1 | $ 260,000 | $ 260,000 | $ 78,000 |
| Washington County Florida | 1 | $ 24,000 | $ 24,000 | $ 432,000 |
| Baldwin County Georgia | 1 | $ 110,000 | $ 110,000 | $ 43,000 |
| Catoosa County Georgia | 1 | $ 212,000 | $ 212,000 | $ 92,000 |
| Clay County Georgia | 1 | $ 2,000 | $ 2,000 | $ 12,000 |
| Colquitt County Georgia | 1 | $ 137,000 | $ 137,000 | $ 42,000 |
| Columbia County Georgia | 1 | $ 77,000 | $ 77,000 | $ 34,000 |
| Cook County Georgia | 1 | $ 178,000 | $ 178,000 | $ 59,000 |
| Decatur County Georgia | 1 | $ 72,000 | $ 72,000 | $ 50,000 |
| Hancock County Georgia | 1 | $ 74,000 | $ 74,000 | $ 30,000 |
| Heard County Georgia | 1 | $ 228,000 | $ 228,000 | $ 81,000 |
| Johnson County Georgia | 1 | $ 54,000 | $ 54,000 | $ 17,000 |
| Lamar County Georgia | 1 | $ 181,000 | $ 181,000 | $ 73,000 |
| Lumpkin County Georgia | 1 | $ 160,000 | $ 160,000 | $ 36,000 |
| Marion County Georgia | 1 | $ 36,000 | $ 36,000 | $ 62,000 |
| Pike County Georgia | 1 | $ 30,000 | $ 30,000 | $ 60,000 |
| Polk County Georgia | 1 | $ 143,000 | $ 143,000 | $ 76,000 |
| Pulaski County Georgia | 1 | $ 272,000 | $ 272,000 | $ 77,000 |
| Richmond County Georgia | 1 | $ 89,000 | $ 89,000 | $ 30,000 |
| Sumter County Georgia | 1 | $ 62,000 | $ 62,000 | $ 25,000 |
| Talbot County Georgia | 1 | $ 166,000 | $ 166,000 | $ 68,000 |
| Taylor County Georgia | 1 | $ 198,000 | $ 198,000 | $ 90,000 |
| Tift County Georgia | 1 | $ 64,000 | $ 64,000 | $ 26,000 |
| Butte County Idaho | 1 | $ 98,000 | $ 98,000 | $ 66,000 |
| Latah County Idaho | 1 | $ 154,000 | $ 154,000 | $ 125,000 |
| Lake County Illinois | 1 | $ 150,000 | $ 150,000 | $ 81,000 |
| Will County Illinois | 1 | $ 124,000 | $ 124,000 | $ 80,000 |
| Lake County Indiana | 1 | $ 80,000 | $ 80,000 | $ 50,000 |
| Madison County Indiana | 1 | $ 33,000 | $ 33,000 | $ 60,000 |
| Middlesex County Massachusetts | 1 | $ 417,000 | $ 417,000 | $ 560,000 |
| Macomb County Michigan | 1 | $ 116,000 | $ 116,000 | $ 144,000 |
| Harrison County Mississippi | 1 | $ 340,000 | $ 340,000 | $ 108,000 |
| Lowndes County Mississippi | 1 | $ 140,000 | $ 140,000 | $ 41,000 |
| Clay County Missouri | 1 | $ 699,000 | $ 699,000 | $ 350,000 |
| Eureka County Nevada | 1 | $ 177,000 | $ 177,000 | $ 72,000 |
| Lander County Nevada | 1 | $ 168,000 | $ 168,000 | $ 221,000 |
| Lincoln County Nevada | 1 | $ 194,000 | $ 194,000 | $ 93,000 |
| Mineral County Nevada | 1 | $ 104,000 | $ 104,000 | $ 31,000 |
| Carroll County New Hampshire | 1 | $ 255,000 | $ 255,000 | $ 180,000 |
| Forsyth County North Carolina | 1 | $ 250,000 | $ 250,000 | $ 61,000 |
| Franklin County North Carolina | 1 | $ 257,000 | $ 257,000 | $ 77,000 |
| Guilford County North Carolina | 1 | $ 1,290,000 | $ 1,290,000 | $ 798,000 |
| Iredell County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 8,400,000 |
| Pender County North Carolina | 1 | $ 870,000 | $ 870,000 | $ 640,000 |
| Watauga County North Carolina | 1 | $ 304,000 | $ 304,000 | $ 0 |
| Franklin County Ohio | 1 | $ 172,000 | $ 172,000 | $ 78,000 |
| Knox County Ohio | 1 | $ 77,000 | $ 77,000 | $ 72,000 |
| Marshall County Oklahoma | 1 | $ 486,000 | $ 486,000 | $ 440,000 |
| Tulsa County Oklahoma | 1 | $ 142,000 | $ 142,000 | $ 48,000 |
| Wagoner County Oklahoma | 1 | $ 252,000 | $ 252,000 | $ 190,000 |
| Chester County Pennsylvania | 1 | $ 495,000 | $ 495,000 | $ 0 |
| Philadelphia County Pennsylvania | 1 | $ 218,000 | $ 218,000 | $ 180,000 |
| Charleston County South Carolina | 1 | $ 304,000 | $ 304,000 | $ 101,000 |
| Darlington County South Carolina | 1 | $ 124,000 | $ 124,000 | $ 126,000 |
| Horry County South Carolina | 1 | $ 102,000 | $ 102,000 | $ 312,000 |
| Orangeburg County South Carolina | 1 | $ 144,000 | $ 144,000 | $ 67,000 |
| York County South Carolina | 1 | $ 194,000 | $ 194,000 | $ 76,000 |
| Franklin County Tennessee | 1 | $ 448,000 | $ 448,000 | $ 600,000 |
| Hamilton County Tennessee | 1 | $ 163,000 | $ 163,000 | $ 42,000 |
| Jefferson County Tennessee | 1 | $ 266,000 | $ 266,000 | $ 113,000 |
| Knox County Tennessee | 1 | $ 91,000 | $ 91,000 | $ 38,000 |
| Lawrence County Tennessee | 1 | $ 60,000 | $ 60,000 | $ 20,000 |
| Monroe County Tennessee | 1 | $ 59,000 | $ 59,000 | $ 13,000 |
| Robertson County Tennessee | 1 | $ 107,000 | $ 107,000 | $ 52,000 |
| Sullivan County Tennessee | 1 | $ 184,000 | $ 184,000 | $ 78,000 |
| Williamson County Tennessee | 1 | $ 169,000 | $ 169,000 | $ 0 |
| Bosque County Texas | 1 | $ 39,000 | $ 39,000 | $ 116,000 |
| Bowie County Texas | 1 | $ 400,000 | $ 400,000 | $ 397,000 |
| Cameron County Texas | 1 | $ 388,000 | $ 388,000 | $ 286,000 |
| Cherokee County Texas | 1 | $ 210,000 | $ 210,000 | $ 70,000 |
| Grayson County Texas | 1 | $ 546,000 | $ 546,000 | $ 580,000 |
| Guadalupe County Texas | 1 | $ 240,000 | $ 240,000 | $ 94,000 |
| Kerr County Texas | 1 | $ 104,000 | $ 104,000 | $ 42,000 |
| Liberty County Texas | 1 | $ 164,000 | $ 164,000 | $ 49,000 |
| Milam County Texas | 1 | $ 82,000 | $ 82,000 | $ 43,000 |
| Navarro County Texas | 1 | $ 150,000 | $ 150,000 | $ 93,000 |
| Palo Pinto County Texas | 1 | $ 372,000 | $ 372,000 | $ 0 |
| Parker County Texas | 1 | $ 169,000 | $ 169,000 | $ 77,000 |
| Robertson County Texas | 1 | $ 161,000 | $ 161,000 | $ 121,000 |
| Smith County Texas | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Upshur County Texas | 1 | $ 132,000 | $ 132,000 | $ 67,000 |
| Summit County Utah | 1 | $ 1,400,000 | $ 1,400,000 | $ 838,000 |
| Salem County Virginia | 1 | $ 404,000 | $ 404,000 | $ 128,000 |
| Clallam County Washington | 1 | $ 178,000 | $ 178,000 | $ 82,000 |
| King County Washington | 1 | $ 109,000 | $ 109,000 | $ 80,000 |
| Pierce County Washington | 1 | $ 40,000 | $ 40,000 | $ 125,000 |
| Stevens County Washington | 1 | $ 78,000 | $ 78,000 | $ 80,000 |
| Thurston County Washington | 1 | $ 246,000 | $ 246,000 | $ 96,000 |
Mortgage Loan Application Detail Totals for Colonial Bank, N.A. in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,798 | $830,660,000 | $218,000 | $16,669,000 | $120,000 | $8,925,000 |
| Refinancing | 2,798 | $592,016,000 | $211,000 | $8,400,000 | $106,000 | $7,723,000 |
| Home Improvement | 1,110 | $82,351,000 | $74,000 | $3,500,000 | $53,000 | $3,325,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,567 | $966,668,000 | $173,000 | $4,875,000 | $112,000 | $8,400,000 |
| Black or African American | 805 | $101,697,000 | $126,000 | $1,755,000 | $56,000 | $502,000 |
| Hispanic | 576 | $121,422,000 | $210,000 | $2,500,000 | $114,000 | $2,024,000 |
| Not applicable | 376 | $210,468,000 | $559,000 | $16,669,000 | $0 | $0 |
| Not Provided | 196 | $61,456,000 | $313,000 | $5,400,000 | $251,000 | $8,925,000 |
| Asian | 146 | $33,785,000 | $231,000 | $1,489,000 | $176,000 | $2,554,000 |
| American Indian or Alaskan Native | 26 | $6,056,000 | $232,000 | $2,000,000 | $58,000 | $132,000 |
| Native Hawaiian or Other Pacific Islander | 14 | $3,475,000 | $248,000 | $592,000 | $138,000 | $312,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,796 | $1,367,144,000 | $201,000 | $16,669,000 | $112,000 | $8,925,000 |
| FHA-insured (Federal Housing Administration) | 744 | $109,668,000 | $147,000 | $368,000 | $55,000 | $224,000 |
| VA-guaranteed (Veterans Administration) | 166 | $28,215,000 | $169,000 | $417,000 | $62,000 | $140,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,916 | $1,166,547,000 | $197,000 | $16,669,000 | $108,000 | $8,925,000 |
| Application Denied By Financial Institution | 779 | $74,161,000 | $95,000 | $2,000,000 | $56,000 | $1,259,000 |
| Application Withdrawn By Applicant | 738 | $196,030,000 | $265,000 | $5,400,000 | $121,000 | $2,750,000 |
| Application Approved But Not Accepted | 237 | $58,670,000 | $247,000 | $2,500,000 | $147,000 | $2,050,000 |
| File Closed For Incompleteness | 36 | $9,619,000 | $267,000 | $990,000 | $126,000 | $576,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 457 | $23,976,000 | $52,000 | $469,000 | $45,000 | $268,000 |
| Debt-To-Income Ratio | 163 | $18,447,000 | $113,000 | $1,223,000 | $55,000 | $832,000 |
| Collateral | 94 | $16,360,000 | $174,000 | $935,000 | $104,000 | $1,259,000 |
| Other | 36 | $8,494,000 | $235,000 | $1,067,000 | $68,000 | $267,000 |
| Unverifiable Information | 14 | $2,189,000 | $156,000 | $553,000 | $55,000 | $180,000 |
| Credit Application Incomplete | 6 | $3,501,000 | $583,000 | $2,000,000 | $71,000 | $236,000 |
| Employment History | 5 | $680,000 | $136,000 | $295,000 | $82,000 | $192,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $514,000 | $128,000 | $205,000 | $41,000 | $73,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Colonial Bank, N.A.'s 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Colonial Bank, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Alabama, download the full spreadsheet
with aggregated HMDA statistics today.