Columbia Equities, Ltd.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Columbia Equities, Ltd. 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Columbia Equities, Ltd. 400 Columbus Avenue Valhalla, NY 10595 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2003 |
| Total Number of Mortgage Applications | 2,394 |
| Total Mortgage Loan Application Amount | $533,241,000 |
| Average Mortgage Loan Application Amount | $173,680 |
| Highest Mortgage Loan Application Amount | $1,730,000 |
| Average Applicant Income | $94,440 |
| Highest Applicant Income | $1,641,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Columbia Equities, Ltd.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Columbia Equities, Ltd.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Columbia Equities, Ltd.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Columbia Equities, Ltd. serves its applicants.
Each category highlights the total number of mortgage applications processed by Columbia Equities, Ltd., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Columbia Equities, Ltd.'s mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Suffolk County New York | 546 | $ 121,668,000 | $ 222,000 | $ 97,000 |
| Westchester County New York | 376 | $ 91,946,000 | $ 244,000 | $ 134,000 |
| Bergen County New Jersey | 121 | $ 27,566,000 | $ 227,000 | $ 111,000 |
| Nassau County New York | 114 | $ 29,929,000 | $ 262,000 | $ 136,000 |
| Kings County New York | 110 | $ 26,587,000 | $ 241,000 | $ 82,000 |
| Orange County New York | 91 | $ 14,957,000 | $ 164,000 | $ 80,000 |
| Bronx County New York | 85 | $ 19,741,000 | $ 232,000 | $ 81,000 |
| Ocean County New Jersey | 74 | $ 13,790,000 | $ 186,000 | $ 80,000 |
| Fairfield County Connecticut | 68 | $ 16,585,000 | $ 243,000 | $ 92,000 |
| Rockland County New York | 59 | $ 12,589,000 | $ 213,000 | $ 80,000 |
| Passaic County New Jersey | 57 | $ 10,579,000 | $ 185,000 | $ 70,000 |
| Putnam County New York | 46 | $ 9,460,000 | $ 205,000 | $ 95,000 |
| Dutchess County New York | 44 | $ 9,173,000 | $ 208,000 | $ 95,000 |
| Monmouth County New Jersey | 43 | $ 9,794,000 | $ 227,000 | $ 87,000 |
| Morris County New Jersey | 41 | $ 9,322,000 | $ 227,000 | $ 141,000 |
| Queens County New York | 40 | $ 9,053,000 | $ 226,000 | $ 81,000 |
| New York County New York | 27 | $ 7,855,000 | $ 290,000 | $ 144,000 |
| Essex County New Jersey | 26 | $ 5,999,000 | $ 230,000 | $ 92,000 |
| Middlesex County New Jersey | 23 | $ 4,750,000 | $ 206,000 | $ 84,000 |
| Richmond County New York | 23 | $ 4,871,000 | $ 211,000 | $ 108,000 |
| Bristol County Massachusetts | 19 | $ 2,772,000 | $ 145,000 | $ 69,000 |
| Hudson County New Jersey | 18 | $ 3,673,000 | $ 204,000 | $ 95,000 |
| Union County New Jersey | 15 | $ 3,537,000 | $ 235,000 | $ 125,000 |
| New Haven County Connecticut | 14 | $ 1,923,000 | $ 137,000 | $ 66,000 |
| Palm Beach County Florida | 7 | $ 1,206,000 | $ 172,000 | $ 81,000 |
| Essex County Massachusetts | 7 | $ 1,509,000 | $ 215,000 | $ 54,000 |
| Norfolk County Massachusetts | 7 | $ 1,346,000 | $ 192,000 | $ 46,000 |
| Broward County Florida | 6 | $ 1,011,000 | $ 168,000 | $ 104,000 |
| Mercer County New Jersey | 6 | $ 779,000 | $ 129,000 | $ 66,000 |
| Providence County Rhode Island | 6 | $ 942,000 | $ 157,000 | $ 55,000 |
| Suffolk County Massachusetts | 5 | $ 1,396,000 | $ 279,000 | $ 74,000 |
| Worcester County Massachusetts | 5 | $ 761,000 | $ 152,000 | $ 84,000 |
| Ulster County New York | 5 | $ 1,124,000 | $ 224,000 | $ 165,000 |
| Middlesex County Connecticut | 4 | $ 859,000 | $ 214,000 | $ 127,000 |
| Flagler County Florida | 4 | $ 337,000 | $ 84,000 | $ 44,000 |
| Plymouth County Massachusetts | 4 | $ 888,000 | $ 222,000 | $ 92,000 |
| Somerset County New Jersey | 4 | $ 2,450,000 | $ 612,000 | $ 101,000 |
| Sussex County New Jersey | 4 | $ 725,000 | $ 181,000 | $ 85,000 |
| Pike County Pennsylvania | 4 | $ 478,000 | $ 119,000 | $ 84,000 |
| Hartford County Connecticut | 3 | $ 560,000 | $ 186,000 | $ 80,000 |
| Brevard County Florida | 3 | $ 393,000 | $ 131,000 | $ 126,000 |
| Pinellas County Florida | 3 | $ 421,000 | $ 140,000 | $ 39,000 |
| Barnstable County Massachusetts | 3 | $ 524,000 | $ 174,000 | $ 100,000 |
| Middlesex County Massachusetts | 3 | $ 477,000 | $ 159,000 | $ 59,000 |
| Burlington County New Jersey | 3 | $ 848,000 | $ 282,000 | $ 106,000 |
| Hunterdon County New Jersey | 3 | $ 789,000 | $ 263,000 | $ 79,000 |
| Albany County New York | 3 | $ 598,000 | $ 199,000 | $ 127,000 |
| Litchfield County Connecticut | 2 | $ 272,000 | $ 136,000 | $ 53,000 |
| New London County Connecticut | 2 | $ 293,000 | $ 146,000 | $ 22,000 |
| Miami-Dade County Florida | 2 | $ 308,000 | $ 154,000 | $ 20,000 |
| Orange County Florida | 2 | $ 128,000 | $ 64,000 | $ 77,000 |
| Atlantic County New Jersey | 2 | $ 244,000 | $ 122,000 | $ 74,000 |
| Warren County New Jersey | 2 | $ 412,000 | $ 206,000 | $ 29,000 |
| Clinton County New York | 2 | $ 244,000 | $ 122,000 | $ 76,000 |
| Monroe County New York | 2 | $ 145,000 | $ 72,000 | $ 25,000 |
| Saratoga County New York | 2 | $ 364,000 | $ 182,000 | $ 73,000 |
| Lehigh County Pennsylvania | 2 | $ 287,000 | $ 143,000 | $ 76,000 |
| Philadelphia County Pennsylvania | 2 | $ 82,000 | $ 41,000 | $ 80,000 |
| Kent County Rhode Island | 2 | $ 399,000 | $ 199,000 | $ 60,000 |
| Washington County Rhode Island | 2 | $ 400,000 | $ 200,000 | $ 71,000 |
| Windham County Connecticut | 1 | $ 78,000 | $ 78,000 | $ 31,000 |
| Clay County Florida | 1 | $ 128,000 | $ 128,000 | $ 50,000 |
| Manatee County Florida | 1 | $ 102,000 | $ 102,000 | $ 0 |
| Santa Rosa County Florida | 1 | $ 74,000 | $ 74,000 | $ 35,000 |
| St. Johns County Florida | 1 | $ 150,000 | $ 150,000 | $ 48,000 |
| York County Maine | 1 | $ 70,000 | $ 70,000 | $ 252,000 |
| Berkshire County Massachusetts | 1 | $ 112,000 | $ 112,000 | $ 31,000 |
| Belknap County New Hampshire | 1 | $ 120,000 | $ 120,000 | $ 28,000 |
| Camden County New Jersey | 1 | $ 135,000 | $ 135,000 | $ 111,000 |
| Cape May County New Jersey | 1 | $ 257,000 | $ 257,000 | $ 136,000 |
| Chautauqua County New York | 1 | $ 67,000 | $ 67,000 | $ 59,000 |
| Columbia County New York | 1 | $ 200,000 | $ 200,000 | $ 94,000 |
| Franklin County New York | 1 | $ 104,000 | $ 104,000 | $ 53,000 |
| Greene County New York | 1 | $ 448,000 | $ 448,000 | $ 125,000 |
| Onondaga County New York | 1 | $ 100,000 | $ 100,000 | $ 74,000 |
| Schenectady County New York | 1 | $ 147,000 | $ 147,000 | $ 72,000 |
| Sullivan County New York | 1 | $ 212,000 | $ 212,000 | $ 126,000 |
| Warren County New York | 1 | $ 165,000 | $ 165,000 | $ 131,000 |
| Rutherford County North Carolina | 1 | $ 74,000 | $ 74,000 | $ 0 |
| Wake County North Carolina | 1 | $ 269,000 | $ 269,000 | $ 177,000 |
| Bucks County Pennsylvania | 1 | $ 257,000 | $ 257,000 | $ 88,000 |
| Monroe County Pennsylvania | 1 | $ 109,000 | $ 109,000 | $ 37,000 |
| Bristol County Rhode Island | 1 | $ 216,000 | $ 216,000 | $ 70,000 |
| Newport County Rhode Island | 1 | $ 50,000 | $ 50,000 | $ 75,000 |
| Berkeley County South Carolina | 1 | $ 265,000 | $ 265,000 | $ 85,000 |
| Bennington County Vermont | 1 | $ 256,000 | $ 256,000 | $ 232,000 |
| Rutland County Vermont | 1 | $ 124,000 | $ 124,000 | $ 367,000 |
Mortgage Loan Application Detail Totals for Columbia Equities, Ltd. in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase (one-to-four family) | 1,608 | $368,897,000 | $187,833 | $1,097,000 | $98,416 | $1,641,000 |
| Refinancing (home purchase or home improvement, one-to-four family) | 784 | $163,894,000 | $148,909 | $1,730,000 | $97,818 | $1,072,000 |
| Home Improvement (one-to-four family) | 1 | $280,000 | $280,000 | $280,000 | $104,000 | $104,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 1 | $170,000 | $170,000 | $170,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,519 | $338,908,000 | $172,357 | $1,730,000 | $106,428 | $1,072,000 |
| Information not provided by applicant in mail or telephone application | 409 | $89,799,000 | $171,500 | $680,000 | $80,750 | $1,641,000 |
| Hispanic | 220 | $48,198,000 | $203,750 | $554,000 | $78,750 | $317,000 |
| Black | 170 | $38,172,000 | $180,666 | $555,000 | $46,833 | $272,000 |
| Asian or Pacific Islander | 49 | $12,073,000 | $190,400 | $1,097,000 | $101,800 | $597,000 |
| Other | 23 | $5,596,000 | $246,666 | $477,000 | $101,000 | $262,000 |
| American Indian or Alaskan Native | 4 | $495,000 | $98,500 | $216,000 | $58,500 | $88,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,257 | $503,313,000 | $162,800 | $1,730,000 | $104,000 | $1,641,000 |
| FHA-insured (Federal Housing Administration) | 137 | $29,928,000 | $200,500 | $356,000 | $71,250 | $272,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,059 | $451,307,000 | $167,571 | $1,500,000 | $89,142 | $1,641,000 |
| Application Withdrawn By Applicant | 250 | $62,091,000 | $205,000 | $1,730,000 | $95,666 | $1,072,000 |
| Application Denied By Financial Institution | 77 | $18,005,000 | $204,200 | $956,000 | $137,800 | $505,000 |
| Application Approved But Not Accepted | 8 | $1,838,000 | $194,500 | $425,000 | $168,500 | $341,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 19 | $5,031,000 | $219,800 | $555,000 | $152,800 | $340,000 |
| Other | 18 | $3,211,000 | $206,000 | $500,000 | $102,333 | $272,000 |
| Credit History | 16 | $2,958,000 | $229,000 | $460,000 | $127,666 | $505,000 |
| Debt-To-Income Ratio | 10 | $2,158,000 | $165,333 | $638,000 | $103,333 | $331,000 |
| Credit Application Incomplete | 5 | $1,475,000 | $257,500 | $385,000 | $78,500 | $145,000 |
| Unverifiable Information | 5 | $1,223,000 | $223,666 | $385,000 | $83,666 | $127,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $1,669,000 | $569,000 | $956,000 | $173,000 | $274,000 |
| Employment History | 1 | $280,000 | $280,000 | $280,000 | $104,000 | $104,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Columbia Equities, Ltd.'s 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Columbia Equities, Ltd.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.