Columbia Home Loans, Llc. Mortgage Lending & HMDA Data, 2006
In 2006, Columbia Home Loans, Llc. of Toms River, NJ reported 4,926 mortgage applications totaling $1.3 billion, up 51% from 2005. The average application was for $268,234, and applicants reported an average income of $131,215. 54% of its applications resulted in an originated loan and 15% were denied. Its largest markets were New York-White Plains-Wayne, NY-NJ (1,799), Nassau-Suffolk, NY (954) and Edison, NJ (238) (applications in parentheses).
| Mortgage Company & Address | Columbia Home Loans, Llc. C/O Ocean First Bank, 975 Hooper Avenue Toms River, NJ 08753 |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 4,926 |
| Total Mortgage Loan Application Amount | $1,321,325,000 |
| Average Mortgage Loan Application Amount | $268,234 |
| Highest Mortgage Loan Application Amount | $9,000,000 |
| Average Applicant Income | $131,215 |
| Highest Applicant Income | $2,482,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Columbia Home Loans, Llc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Suffolk, New York | 693 | $ 180,168,000 | $ 259,982 | $ 129,000 |
| Westchester, New York | 479 | $ 151,416,000 | $ 316,108 | $ 170,000 |
| Queens, New York | 412 | $ 138,531,000 | $ 336,240 | $ 137,000 |
| Kings, New York | 362 | $ 131,909,000 | $ 364,389 | $ 161,000 |
| Nassau, New York | 261 | $ 74,888,000 | $ 286,927 | $ 134,000 |
| Bronx, New York | 186 | $ 53,395,000 | $ 287,069 | $ 136,000 |
| Ocean, New Jersey | 117 | $ 23,920,000 | $ 204,444 | $ 102,000 |
| Essex, New Jersey | 98 | $ 24,778,000 | $ 252,836 | $ 113,000 |
| Orange, New York | 96 | $ 18,965,000 | $ 197,552 | $ 102,000 |
| Dutchess, New York | 72 | $ 15,669,000 | $ 217,625 | $ 103,000 |
| Rockland, New York | 72 | $ 17,711,000 | $ 245,986 | $ 133,000 |
| Richmond, New York | 71 | $ 18,832,000 | $ 265,239 | $ 107,000 |
| Monmouth, New Jersey | 67 | $ 18,187,000 | $ 271,447 | $ 145,000 |
| Bergen, New Jersey | 61 | $ 19,898,000 | $ 326,196 | $ 150,000 |
| Union, New Jersey | 54 | $ 15,807,000 | $ 292,722 | $ 133,000 |
| Collier, Florida | 51 | $ 10,576,000 | $ 207,372 | $ 160,000 |
| Hudson, New Jersey | 49 | $ 13,164,000 | $ 268,653 | $ 108,000 |
| Palm Beach, Florida | 48 | $ 13,567,000 | $ 282,645 | $ 180,000 |
| Broward, Florida | 44 | $ 10,202,000 | $ 231,863 | $ 123,000 |
| New York, New York | 44 | $ 25,763,000 | $ 585,522 | $ 296,000 |
| Fairfield, Connecticut | 43 | $ 20,193,000 | $ 469,604 | $ 202,000 |
| Middlesex, New Jersey | 42 | $ 9,519,000 | $ 226,642 | $ 92,000 |
| Miami-Dade, Florida | 37 | $ 11,328,000 | $ 306,162 | $ 180,000 |
| Passaic, New Jersey | 35 | $ 10,017,000 | $ 286,200 | $ 129,000 |
| New Haven, Connecticut | 31 | $ 5,077,000 | $ 163,774 | $ 90,000 |
| Morris, New Jersey | 31 | $ 9,707,000 | $ 313,129 | $ 140,000 |
| Putnam, New York | 28 | $ 6,833,000 | $ 244,035 | $ 104,000 |
| Ulster, New York | 23 | $ 4,258,000 | $ 185,130 | $ 87,000 |
| Lee, Florida | 22 | $ 3,913,000 | $ 177,863 | $ 155,000 |
| Prince George's, Maryland | 22 | $ 5,705,000 | $ 259,318 | $ 115,000 |
| Polk, Florida | 19 | $ 2,555,000 | $ 134,473 | $ 72,000 |
| Fulton, Georgia | 18 | $ 2,970,000 | $ 165,000 | $ 104,000 |
| Burlington, New Jersey | 18 | $ 4,660,000 | $ 258,888 | $ 93,000 |
| Hernando, Florida | 16 | $ 2,082,000 | $ 130,125 | $ 11,000 |
| Atlantic, New Jersey | 16 | $ 3,814,000 | $ 238,375 | $ 68,000 |
| Hartford, Connecticut | 15 | $ 2,423,000 | $ 161,533 | $ 119,000 |
| Hillsborough, Florida | 14 | $ 2,453,000 | $ 175,214 | $ 33,000 |
| Osceola, Florida | 14 | $ 2,998,000 | $ 214,142 | $ 76,000 |
| Camden, New Jersey | 14 | $ 2,910,000 | $ 207,857 | $ 82,000 |
| Mercer, New Jersey | 14 | $ 2,138,000 | $ 152,714 | $ 54,000 |
| Cook, Illinois | 13 | $ 3,964,000 | $ 304,923 | $ 96,000 |
| Sullivan, New York | 13 | $ 2,099,000 | $ 161,461 | $ 96,000 |
| Mecklenburg, North Carolina | 13 | $ 1,270,000 | $ 97,692 | $ 78,000 |
| DeKalb, Georgia | 12 | $ 950,000 | $ 79,166 | $ 120,000 |
| Barnstable, Massachusetts | 12 | $ 2,245,000 | $ 187,083 | $ 60,000 |
| Somerset, New Jersey | 12 | $ 3,783,000 | $ 315,250 | $ 204,000 |
| Philadelphia, Pennsylvania | 12 | $ 4,522,000 | $ 376,833 | $ 173,000 |
| Litchfield, Connecticut | 11 | $ 1,999,000 | $ 181,727 | $ 68,000 |
| District of Columbia, District Of Columbia | 11 | $ 3,216,000 | $ 292,363 | $ 99,000 |
| Sussex, New Jersey | 11 | $ 2,446,000 | $ 222,363 | $ 95,000 |
| Cuyahoga, Ohio | 11 | $ 2,672,000 | $ 242,909 | $ 207,000 |
| Pima, Arizona | 10 | $ 1,433,000 | $ 143,300 | $ 56,000 |
| New London, Connecticut | 10 | $ 2,017,000 | $ 201,700 | $ 83,000 |
| Baltimore City, Maryland | 10 | $ 1,934,000 | $ 193,400 | $ 157,000 |
| Warren, New Jersey | 10 | $ 2,790,000 | $ 279,000 | $ 120,000 |
| Albany, New York | 10 | $ 854,000 | $ 85,400 | $ 79,000 |
| Flagler, Florida | 9 | $ 1,822,000 | $ 202,444 | $ 94,000 |
| Orange, Florida | 9 | $ 2,933,000 | $ 325,888 | $ 100,000 |
| Maricopa, Arizona | 8 | $ 1,824,000 | $ 228,000 | $ 87,000 |
| Brevard, Florida | 8 | $ 1,810,000 | $ 226,250 | $ 243,000 |
| Pasco, Florida | 8 | $ 1,219,000 | $ 152,375 | $ 74,000 |
| Gwinnett, Georgia | 8 | $ 2,105,000 | $ 263,125 | $ 99,000 |
| Howard, Maryland | 8 | $ 2,546,000 | $ 318,250 | $ 131,000 |
| Gloucester, New Jersey | 8 | $ 1,467,000 | $ 183,375 | $ 84,000 |
| Erie, New York | 8 | $ 824,000 | $ 103,000 | $ 141,000 |
| Oneida, New York | 8 | $ 552,000 | $ 69,000 | $ 191,000 |
| Franklin, Ohio | 8 | $ 527,000 | $ 65,875 | $ 153,000 |
| Harris, Texas | 8 | $ 3,149,000 | $ 393,625 | $ 279,000 |
| St. Lucie, Florida | 7 | $ 1,125,000 | $ 160,714 | $ 142,000 |
| Volusia, Florida | 7 | $ 1,024,000 | $ 146,285 | $ 83,000 |
| Wayne, Michigan | 7 | $ 619,000 | $ 88,428 | $ 42,000 |
| Wake, North Carolina | 7 | $ 1,039,000 | $ 148,428 | $ 84,000 |
| Northampton, Pennsylvania | 7 | $ 793,000 | $ 113,285 | $ 91,000 |
| Prince William, Virginia | 7 | $ 1,743,000 | $ 249,000 | $ 79,000 |
| San Bernardino, California | 6 | $ 2,672,000 | $ 445,333 | $ 128,000 |
| Lake, Florida | 6 | $ 1,473,000 | $ 245,500 | $ 112,000 |
| Cobb, Georgia | 6 | $ 740,000 | $ 123,333 | $ 88,000 |
| Walton, Georgia | 6 | $ 541,000 | $ 90,166 | $ 75,000 |
| St. Clair, Illinois | 6 | $ 386,000 | $ 64,333 | $ 222,000 |
| Worcester, Massachusetts | 6 | $ 1,249,000 | $ 208,166 | $ 70,000 |
| Chester, Pennsylvania | 6 | $ 1,453,000 | $ 242,166 | $ 153,000 |
| Delaware, Pennsylvania | 6 | $ 1,009,000 | $ 168,166 | $ 113,000 |
| Pike, Pennsylvania | 6 | $ 761,000 | $ 126,833 | $ 63,000 |
| Los Angeles, California | 5 | $ 2,810,000 | $ 562,000 | $ 487,000 |
| Monroe, Florida | 5 | $ 1,619,000 | $ 323,800 | $ 586,000 |
| Kane, Illinois | 5 | $ 687,000 | $ 137,400 | $ 105,000 |
| Baltimore, Maryland | 5 | $ 1,387,000 | $ 277,400 | $ 92,000 |
| Montgomery, Maryland | 5 | $ 1,685,000 | $ 337,000 | $ 92,000 |
| Cape May, New Jersey | 5 | $ 1,379,000 | $ 275,800 | $ 164,000 |
| Cumberland, New Jersey | 5 | $ 755,000 | $ 151,000 | $ 55,000 |
| Hunterdon, New Jersey | 5 | $ 1,563,000 | $ 312,600 | $ 112,000 |
| Monroe, New York | 5 | $ 283,000 | $ 56,600 | $ 68,000 |
| Hamilton, Ohio | 5 | $ 484,000 | $ 96,800 | $ 92,000 |
| Providence, Rhode Island | 5 | $ 763,000 | $ 152,600 | $ 93,000 |
| Horry, South Carolina | 5 | $ 773,000 | $ 154,600 | $ 147,000 |
| Travis, Texas | 5 | $ 459,000 | $ 91,800 | $ 8,000 |
| Williamson, Texas | 5 | $ 509,000 | $ 101,800 | $ 12,000 |
| Fairfax, Virginia | 5 | $ 1,548,000 | $ 309,600 | $ 75,000 |
| Duval, Florida | 4 | $ 510,000 | $ 127,500 | $ 46,000 |
| Leon, Florida | 4 | $ 1,288,000 | $ 322,000 | $ 147,000 |
| Cherokee, Georgia | 4 | $ 464,000 | $ 116,000 | $ 70,000 |
| Hillsborough, New Hampshire | 4 | $ 873,000 | $ 218,250 | $ 85,000 |
| Salem, New Jersey | 4 | $ 870,000 | $ 217,500 | $ 77,000 |
| Broome, New York | 4 | $ 273,000 | $ 68,250 | $ 55,000 |
| Tompkins, New York | 4 | $ 741,000 | $ 185,250 | $ 297,000 |
| Warren, New York | 4 | $ 383,000 | $ 95,750 | $ 55,000 |
| New Hanover, North Carolina | 4 | $ 397,000 | $ 99,250 | $ 143,000 |
| Bucks, Pennsylvania | 4 | $ 1,258,000 | $ 314,500 | $ 74,000 |
| Lackawanna, Pennsylvania | 4 | $ 315,000 | $ 78,750 | $ 64,000 |
| Monroe, Pennsylvania | 4 | $ 742,000 | $ 185,500 | $ 54,000 |
| Montgomery, Pennsylvania | 4 | $ 1,093,000 | $ 273,250 | $ 98,000 |
| Richmond City, Virginia | 4 | $ 332,000 | $ 83,000 | $ 158,000 |
| San Diego, California | 3 | $ 1,147,000 | $ 382,333 | $ 369,000 |
| Kent, Delaware | 3 | $ 402,000 | $ 134,000 | $ 53,000 |
| Sussex, Delaware | 3 | $ 577,000 | $ 192,333 | $ 0 |
| Charlotte, Florida | 3 | $ 530,000 | $ 176,666 | $ 111,000 |
| Martin, Florida | 3 | $ 790,000 | $ 263,333 | $ 214,000 |
| Pinellas, Florida | 3 | $ 415,000 | $ 138,333 | $ 43,000 |
| Douglas, Georgia | 3 | $ 528,000 | $ 176,000 | $ 122,000 |
| Rockdale, Georgia | 3 | $ 246,000 | $ 82,000 | $ 84,000 |
| McHenry, Illinois | 3 | $ 473,000 | $ 157,666 | $ 130,000 |
| Allegany, Maryland | 3 | $ 572,000 | $ 190,666 | $ 96,000 |
| Anne Arundel, Maryland | 3 | $ 787,000 | $ 262,333 | $ 62,000 |
| Calvert, Maryland | 3 | $ 741,000 | $ 247,000 | $ 73,000 |
| Plymouth, Massachusetts | 3 | $ 618,000 | $ 206,000 | $ 127,000 |
| Oakland, Michigan | 3 | $ 363,000 | $ 121,000 | $ 29,000 |
| Rockingham, New Hampshire | 3 | $ 367,000 | $ 122,333 | $ 159,000 |
| Chemung, New York | 3 | $ 331,000 | $ 110,333 | $ 86,000 |
| Chenango, New York | 3 | $ 326,000 | $ 108,666 | $ 80,000 |
| Columbia, New York | 3 | $ 353,000 | $ 117,666 | $ 45,000 |
| Greene, New York | 3 | $ 687,000 | $ 229,000 | $ 179,000 |
| Montgomery, New York | 3 | $ 251,000 | $ 83,666 | $ 86,000 |
| Rensselaer, New York | 3 | $ 462,000 | $ 154,000 | $ 103,000 |
| Saratoga, New York | 3 | $ 1,064,000 | $ 354,666 | $ 208,000 |
| Schoharie, New York | 3 | $ 449,000 | $ 149,666 | $ 73,000 |
| Onslow, North Carolina | 3 | $ 341,000 | $ 113,666 | $ 48,000 |
| Pender, North Carolina | 3 | $ 443,000 | $ 147,666 | $ 80,000 |
| Union, North Carolina | 3 | $ 286,000 | $ 95,333 | $ 25,000 |
| Lorain, Ohio | 3 | $ 397,000 | $ 132,333 | $ 46,000 |
| Berks, Pennsylvania | 3 | $ 506,000 | $ 168,666 | $ 94,000 |
| Lancaster, Pennsylvania | 3 | $ 436,000 | $ 145,333 | $ 58,000 |
| Wayne, Pennsylvania | 3 | $ 255,000 | $ 85,000 | $ 69,000 |
| Greenville, South Carolina | 3 | $ 354,000 | $ 118,000 | $ 141,000 |
| Collin, Texas | 3 | $ 916,000 | $ 305,333 | $ 117,000 |
| Henrico, Virginia | 3 | $ 354,000 | $ 118,000 | $ 67,000 |
| Baldwin, Alabama | 2 | $ 243,000 | $ 121,500 | $ 0 |
| Pinal, Arizona | 2 | $ 302,000 | $ 151,000 | $ 44,000 |
| Amador, California | 2 | $ 450,000 | $ 225,000 | $ 108,000 |
| Orange, California | 2 | $ 450,000 | $ 225,000 | $ 144,000 |
| Sacramento, California | 2 | $ 440,000 | $ 220,000 | $ 128,000 |
| Pitkin, Colorado | 2 | $ 615,000 | $ 307,500 | $ 780,000 |
| New Castle, Delaware | 2 | $ 614,000 | $ 307,000 | $ 91,000 |
| Citrus, Florida | 2 | $ 488,000 | $ 244,000 | $ 76,000 |
| Clay, Florida | 2 | $ 246,000 | $ 123,000 | $ 38,000 |
| Manatee, Florida | 2 | $ 203,000 | $ 101,500 | $ 176,000 |
| Marion, Florida | 2 | $ 180,000 | $ 90,000 | $ 74,000 |
| Okeechobee, Florida | 2 | $ 726,000 | $ 363,000 | $ 114,000 |
| Santa Rosa, Florida | 2 | $ 681,000 | $ 340,500 | $ 99,000 |
| Sarasota, Florida | 2 | $ 309,000 | $ 154,500 | $ 544,000 |
| Seminole, Florida | 2 | $ 216,000 | $ 108,000 | $ 54,000 |
| St. Johns, Florida | 2 | $ 256,000 | $ 128,000 | $ 0 |
| Clayton, Georgia | 2 | $ 251,000 | $ 125,500 | $ 72,000 |
| Columbia, Georgia | 2 | $ 410,000 | $ 205,000 | $ 112,000 |
| Franklin, Georgia | 2 | $ 195,000 | $ 97,500 | $ 48,000 |
| Liberty, Georgia | 2 | $ 222,000 | $ 111,000 | $ 112,000 |
| Polk, Georgia | 2 | $ 154,000 | $ 77,000 | $ 55,000 |
| Logan, Illinois | 2 | $ 129,000 | $ 64,500 | $ 72,000 |
| Peoria, Illinois | 2 | $ 124,000 | $ 62,000 | $ 180,000 |
| Will, Illinois | 2 | $ 269,000 | $ 134,500 | $ 0 |
| Mercer, Kentucky | 2 | $ 123,000 | $ 61,500 | $ 48,000 |
| Cumberland, Maine | 2 | $ 467,000 | $ 233,500 | $ 43,000 |
| Caroline, Maryland | 2 | $ 539,000 | $ 269,500 | $ 65,000 |
| Washington, Maryland | 2 | $ 520,000 | $ 260,000 | $ 126,000 |
| Bristol, Massachusetts | 2 | $ 668,000 | $ 334,000 | $ 122,000 |
| Hampden, Massachusetts | 2 | $ 335,000 | $ 167,500 | $ 138,000 |
| Nantucket, Massachusetts | 2 | $ 2,750,000 | $ 1,375,000 | $ 0 |
| Suffolk, Massachusetts | 2 | $ 924,000 | $ 462,000 | $ 111,000 |
| St. Joseph, Michigan | 2 | $ 158,000 | $ 79,000 | $ 41,000 |
| Crow Wing, Minnesota | 2 | $ 348,000 | $ 174,000 | $ 48,000 |
| St. Louis, Missouri | 2 | $ 159,000 | $ 79,500 | $ 42,000 |
| Douglas, Nebraska | 2 | $ 182,000 | $ 91,000 | $ 54,000 |
| Merrimack, New Hampshire | 2 | $ 540,000 | $ 270,000 | $ 130,000 |
| Cattaraugus, New York | 2 | $ 81,000 | $ 40,500 | $ 49,000 |
| Chautauqua, New York | 2 | $ 69,000 | $ 34,500 | $ 0 |
| Clinton, New York | 2 | $ 286,000 | $ 143,000 | $ 62,000 |
| Delaware, New York | 2 | $ 298,000 | $ 149,000 | $ 82,000 |
| Fulton, New York | 2 | $ 84,000 | $ 42,000 | $ 47,000 |
| Jefferson, New York | 2 | $ 174,000 | $ 87,000 | $ 191,000 |
| Onondaga, New York | 2 | $ 127,000 | $ 63,500 | $ 68,000 |
| Schenectady, New York | 2 | $ 253,000 | $ 126,500 | $ 54,000 |
| Tioga, New York | 2 | $ 124,000 | $ 62,000 | $ 46,000 |
| Alexander, North Carolina | 2 | $ 199,000 | $ 99,500 | $ 68,000 |
| Iredell, North Carolina | 2 | $ 88,000 | $ 44,000 | $ 22,000 |
| Perquimans, North Carolina | 2 | $ 255,000 | $ 127,500 | $ 81,000 |
| Pitt, North Carolina | 2 | $ 106,000 | $ 53,000 | $ 40,000 |
| Fairfield, Ohio | 2 | $ 158,000 | $ 79,000 | $ 0 |
| Scioto, Ohio | 2 | $ 133,000 | $ 66,500 | $ 80,000 |
| Stark, Ohio | 2 | $ 118,000 | $ 59,000 | $ 72,000 |
| Lehigh, Pennsylvania | 2 | $ 126,000 | $ 63,000 | $ 58,000 |
| Charleston, South Carolina | 2 | $ 2,062,000 | $ 1,031,000 | $ 55,000 |
| Galveston, Texas | 2 | $ 115,000 | $ 57,500 | $ 107,000 |
| Windsor, Vermont | 2 | $ 314,000 | $ 157,000 | $ 190,000 |
| Arlington, Virginia | 2 | $ 664,000 | $ 332,000 | $ 181,000 |
| Roanoke, Virginia | 2 | $ 176,000 | $ 88,000 | $ 56,000 |
| Roanoke City, Virginia | 2 | $ 185,000 | $ 92,500 | $ 42,000 |
| Stafford, Virginia | 2 | $ 418,000 | $ 209,000 | $ 50,000 |
| Warren, Virginia | 2 | $ 455,000 | $ 227,500 | $ 107,000 |
| Clark, Washington | 2 | $ 524,000 | $ 262,000 | $ 101,000 |
| King, Washington | 2 | $ 752,000 | $ 376,000 | $ 86,000 |
| Stevens, Washington | 2 | $ 274,000 | $ 137,000 | $ 0 |
| Milwaukee, Wisconsin | 2 | $ 395,000 | $ 197,500 | $ 99,000 |
| Mobile, Alabama | 1 | $ 151,000 | $ 151,000 | $ 90,000 |
| Matanuska-Susitna, Alaska | 1 | $ 131,000 | $ 131,000 | $ 65,000 |
| Coconino, Arizona | 1 | $ 129,000 | $ 129,000 | $ 28,000 |
| Mohave, Arizona | 1 | $ 84,000 | $ 84,000 | $ 45,000 |
| Navajo, Arizona | 1 | $ 140,000 | $ 140,000 | $ 62,000 |
| Yavapai, Arizona | 1 | $ 250,000 | $ 250,000 | $ 71,000 |
| Yuma, Arizona | 1 | $ 103,000 | $ 103,000 | $ 37,000 |
| Alameda, California | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Contra Costa, California | 1 | $ 68,000 | $ 68,000 | $ 158,000 |
| Fresno, California | 1 | $ 234,000 | $ 234,000 | $ 67,000 |
| Kern, California | 1 | $ 266,000 | $ 266,000 | $ 54,000 |
| San Francisco, California | 1 | $ 700,000 | $ 700,000 | $ 1,368,000 |
| Stanislaus, California | 1 | $ 192,000 | $ 192,000 | $ 0 |
| Middlesex, Connecticut | 1 | $ 273,000 | $ 273,000 | $ 84,000 |
| Glades, Florida | 1 | $ 65,000 | $ 65,000 | $ 48,000 |
| Indian River, Florida | 1 | $ 133,000 | $ 133,000 | $ 57,000 |
| Putnam, Florida | 1 | $ 120,000 | $ 120,000 | $ 58,000 |
| Sumter, Florida | 1 | $ 144,000 | $ 144,000 | $ 118,000 |
| Suwannee, Florida | 1 | $ 65,000 | $ 65,000 | $ 60,000 |
| Glynn, Georgia | 1 | $ 86,000 | $ 86,000 | $ 49,000 |
| Henry, Georgia | 1 | $ 128,000 | $ 128,000 | $ 71,000 |
| Richmond, Georgia | 1 | $ 134,000 | $ 134,000 | $ 53,000 |
| Teton, Idaho | 1 | $ 125,000 | $ 125,000 | $ 39,000 |
| Coles, Illinois | 1 | $ 195,000 | $ 195,000 | $ 141,000 |
| DuPage, Illinois | 1 | $ 245,000 | $ 245,000 | $ 85,000 |
| Grundy, Illinois | 1 | $ 25,000 | $ 25,000 | $ 31,000 |
| Monroe, Illinois | 1 | $ 147,000 | $ 147,000 | $ 97,000 |
| Winnebago, Illinois | 1 | $ 161,000 | $ 161,000 | $ 0 |
| Madison, Indiana | 1 | $ 111,000 | $ 111,000 | $ 65,000 |
| St. Joseph, Indiana | 1 | $ 200,000 | $ 200,000 | $ 72,000 |
| Montgomery, Iowa | 1 | $ 68,000 | $ 68,000 | $ 98,000 |
| Bracken, Kentucky | 1 | $ 102,000 | $ 102,000 | $ 45,000 |
| Rockcastle, Kentucky | 1 | $ 140,000 | $ 140,000 | $ 48,000 |
| St. Tammany, Louisiana | 1 | $ 127,000 | $ 127,000 | $ 207,000 |
| Knox, Maine | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Cecil, Maryland | 1 | $ 221,000 | $ 221,000 | $ 66,000 |
| Charles, Maryland | 1 | $ 165,000 | $ 165,000 | $ 93,000 |
| Dorchester, Maryland | 1 | $ 375,000 | $ 375,000 | $ 72,000 |
| Frederick, Maryland | 1 | $ 220,000 | $ 220,000 | $ 66,000 |
| Harford, Maryland | 1 | $ 257,000 | $ 257,000 | $ 80,000 |
| Kent, Maryland | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Berkshire, Massachusetts | 1 | $ 218,000 | $ 218,000 | $ 216,000 |
| Dukes, Massachusetts | 1 | $ 485,000 | $ 485,000 | $ 300,000 |
| Essex, Massachusetts | 1 | $ 350,000 | $ 350,000 | $ 84,000 |
| Hampshire, Massachusetts | 1 | $ 224,000 | $ 224,000 | $ 51,000 |
| Middlesex, Massachusetts | 1 | $ 336,000 | $ 336,000 | $ 120,000 |
| Calhoun, Michigan | 1 | $ 77,000 | $ 77,000 | $ 27,000 |
| Cass, Michigan | 1 | $ 70,000 | $ 70,000 | $ 44,000 |
| Clinton, Michigan | 1 | $ 143,000 | $ 143,000 | $ 82,000 |
| Genesee, Michigan | 1 | $ 76,000 | $ 76,000 | $ 19,000 |
| Hillsdale, Michigan | 1 | $ 66,000 | $ 66,000 | $ 43,000 |
| Ingham, Michigan | 1 | $ 99,000 | $ 99,000 | $ 58,000 |
| Isabella, Michigan | 1 | $ 76,000 | $ 76,000 | $ 39,000 |
| Otsego, Michigan | 1 | $ 92,000 | $ 92,000 | $ 27,000 |
| Ottawa, Michigan | 1 | $ 131,000 | $ 131,000 | $ 45,000 |
| Washtenaw, Michigan | 1 | $ 299,000 | $ 299,000 | $ 78,000 |
| Faribault, Minnesota | 1 | $ 70,000 | $ 70,000 | $ 77,000 |
| Marshall, Minnesota | 1 | $ 108,000 | $ 108,000 | $ 28,000 |
| Harrison, Mississippi | 1 | $ 150,000 | $ 150,000 | $ 134,000 |
| Pearl River, Mississippi | 1 | $ 57,000 | $ 57,000 | $ 57,000 |
| Yellowstone, Montana | 1 | $ 150,000 | $ 150,000 | $ 56,000 |
| Buffalo, Nebraska | 1 | $ 101,000 | $ 101,000 | $ 64,000 |
| Madison, Nebraska | 1 | $ 104,000 | $ 104,000 | $ 72,000 |
| Otoe, Nebraska | 1 | $ 72,000 | $ 72,000 | $ 39,000 |
| Sarpy, Nebraska | 1 | $ 61,000 | $ 61,000 | $ 142,000 |
| Belknap, New Hampshire | 1 | $ 45,000 | $ 45,000 | $ 41,000 |
| Cortland, New York | 1 | $ 64,000 | $ 64,000 | $ 24,000 |
| Essex, New York | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Hamilton, New York | 1 | $ 125,000 | $ 125,000 | $ 90,000 |
| Herkimer, New York | 1 | $ 46,000 | $ 46,000 | $ 146,000 |
| Lewis, New York | 1 | $ 90,000 | $ 90,000 | $ 51,000 |
| Niagara, New York | 1 | $ 75,000 | $ 75,000 | $ 120,000 |
| Oswego, New York | 1 | $ 70,000 | $ 70,000 | $ 61,000 |
| Otsego, New York | 1 | $ 92,000 | $ 92,000 | $ 80,000 |
| Schuyler, New York | 1 | $ 172,000 | $ 172,000 | $ 258,000 |
| Washington, New York | 1 | $ 276,000 | $ 276,000 | $ 101,000 |
| Brunswick, North Carolina | 1 | $ 924,000 | $ 924,000 | $ 360,000 |
| Cabarrus, North Carolina | 1 | $ 112,000 | $ 112,000 | $ 81,000 |
| Catawba, North Carolina | 1 | $ 107,000 | $ 107,000 | $ 48,000 |
| Franklin, North Carolina | 1 | $ 123,000 | $ 123,000 | $ 120,000 |
| Gaston, North Carolina | 1 | $ 70,000 | $ 70,000 | $ 97,000 |
| Guilford, North Carolina | 1 | $ 124,000 | $ 124,000 | $ 102,000 |
| Harnett, North Carolina | 1 | $ 245,000 | $ 245,000 | $ 94,000 |
| Henderson, North Carolina | 1 | $ 217,000 | $ 217,000 | $ 71,000 |
| Montgomery, North Carolina | 1 | $ 143,000 | $ 143,000 | $ 122,000 |
| Randolph, North Carolina | 1 | $ 189,000 | $ 189,000 | $ 74,000 |
| Robeson, North Carolina | 1 | $ 60,000 | $ 60,000 | $ 28,000 |
| Stanly, North Carolina | 1 | $ 261,000 | $ 261,000 | $ 270,000 |
| Wilson, North Carolina | 1 | $ 95,000 | $ 95,000 | $ 20,000 |
| Ashtabula, Ohio | 1 | $ 119,000 | $ 119,000 | $ 0 |
| Clark, Ohio | 1 | $ 114,000 | $ 114,000 | $ 38,000 |
| Morrow, Ohio | 1 | $ 66,000 | $ 66,000 | $ 209,000 |
| Seneca, Ohio | 1 | $ 116,000 | $ 116,000 | $ 84,000 |
| Trumbull, Ohio | 1 | $ 153,000 | $ 153,000 | $ 59,000 |
| Oklahoma, Oklahoma | 1 | $ 153,000 | $ 153,000 | $ 0 |
| Linn, Oregon | 1 | $ 169,000 | $ 169,000 | $ 28,000 |
| Marion, Oregon | 1 | $ 112,000 | $ 112,000 | $ 0 |
| Yamhill, Oregon | 1 | $ 118,000 | $ 118,000 | $ 0 |
| Allegheny, Pennsylvania | 1 | $ 153,000 | $ 153,000 | $ 0 |
| Blair, Pennsylvania | 1 | $ 73,000 | $ 73,000 | $ 21,000 |
| Carbon, Pennsylvania | 1 | $ 121,000 | $ 121,000 | $ 90,000 |
| Luzerne, Pennsylvania | 1 | $ 288,000 | $ 288,000 | $ 252,000 |
| Westmoreland, Pennsylvania | 1 | $ 220,000 | $ 220,000 | $ 135,000 |
| York, Pennsylvania | 1 | $ 172,000 | $ 172,000 | $ 86,000 |
| San Juan, Puerto Rico | 1 | $ 342,000 | $ 342,000 | $ 95,000 |
| Anderson, South Carolina | 1 | $ 88,000 | $ 88,000 | $ 132,000 |
| Beaufort, South Carolina | 1 | $ 110,000 | $ 110,000 | $ 57,000 |
| Colleton, South Carolina | 1 | $ 90,000 | $ 90,000 | $ 36,000 |
| Dorchester, South Carolina | 1 | $ 178,000 | $ 178,000 | $ 70,000 |
| Georgetown, South Carolina | 1 | $ 222,000 | $ 222,000 | $ 180,000 |
| Richland, South Carolina | 1 | $ 70,000 | $ 70,000 | $ 0 |
| York, South Carolina | 1 | $ 123,000 | $ 123,000 | $ 57,000 |
| Jefferson, Tennessee | 1 | $ 212,000 | $ 212,000 | $ 322,000 |
| Montgomery, Tennessee | 1 | $ 169,000 | $ 169,000 | $ 60,000 |
| Shelby, Tennessee | 1 | $ 93,000 | $ 93,000 | $ 38,000 |
| Montgomery, Texas | 1 | $ 185,000 | $ 185,000 | $ 90,000 |
| Addison, Vermont | 1 | $ 20,000 | $ 20,000 | $ 60,000 |
| Lamoille, Vermont | 1 | $ 133,000 | $ 133,000 | $ 45,000 |
| Orange, Vermont | 1 | $ 162,000 | $ 162,000 | $ 72,000 |
| Windham, Vermont | 1 | $ 65,000 | $ 65,000 | $ 126,000 |
| Chesapeake, Virginia | 1 | $ 198,000 | $ 198,000 | $ 98,000 |
| Chesterfield, Virginia | 1 | $ 142,000 | $ 142,000 | $ 113,000 |
| Danville, Virginia | 1 | $ 65,000 | $ 65,000 | $ 63,000 |
| Fluvanna, Virginia | 1 | $ 239,000 | $ 239,000 | $ 78,000 |
| Loudoun, Virginia | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Norfolk, Virginia | 1 | $ 167,000 | $ 167,000 | $ 60,000 |
| Portsmouth, Virginia | 1 | $ 252,000 | $ 252,000 | $ 59,000 |
| Spotsylvania, Virginia | 1 | $ 156,000 | $ 156,000 | $ 250,000 |
| Asotin, Washington | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Clallam, Washington | 1 | $ 390,000 | $ 390,000 | $ 90,000 |
| Kenosha, Wisconsin | 1 | $ 62,000 | $ 62,000 | $ 46,000 |
| Oneida, Wisconsin | 1 | $ 180,000 | $ 180,000 | $ 0 |
Mortgage Loan Application Detail Totals for Columbia Home Loans, Llc. in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,640 | $680,320,000 | $257,000 | $2,500,000 | $134,000 | $2,482,000 |
| Refinancing | 2,286 | $641,005,000 | $280,000 | $9,000,000 | $128,000 | $2,300,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,966 | $544,488,000 | $276,000 | $9,000,000 | $146,000 | $2,482,000 |
| Not Provided | 1,101 | $272,048,000 | $247,000 | $2,700,000 | $118,000 | $1,275,000 |
| Black or African American | 980 | $261,627,000 | $266,000 | $851,000 | $117,000 | $443,000 |
| Hispanic | 740 | $197,377,000 | $266,000 | $836,000 | $122,000 | $546,000 |
| Asian | 99 | $35,635,000 | $359,000 | $2,240,000 | $216,000 | $2,300,000 |
| Native Hawaiian or Other Pacific Islander | 21 | $5,991,000 | $285,000 | $880,000 | $138,000 | $360,000 |
| American Indian or Alaskan Native | 17 | $3,852,000 | $226,000 | $600,000 | $123,000 | $206,000 |
| Not applicable | 2 | $307,000 | $153,000 | $209,000 | $100,000 | $201,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,826 | $1,301,869,000 | $269,000 | $9,000,000 | $133,000 | $2,482,000 |
| FHA-insured (Federal Housing Administration) | 100 | $19,456,000 | $194,000 | $381,000 | $69,000 | $147,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,653 | $667,428,000 | $251,000 | $2,500,000 | $134,000 | $2,482,000 |
| Application Withdrawn By Applicant | 1,419 | $398,686,000 | $280,000 | $9,000,000 | $127,000 | $1,842,000 |
| Application Denied By Financial Institution | 724 | $211,347,000 | $291,000 | $2,500,000 | $128,000 | $1,360,000 |
| Preapproval Denied by Financial Institution | 79 | $21,936,000 | $277,000 | $640,000 | $139,000 | $348,000 |
| File Closed For Incompleteness | 50 | $21,748,000 | $434,000 | $3,300,000 | $146,000 | $1,200,000 |
| Application Approved But Not Accepted | 1 | $180,000 | $180,000 | $180,000 | $125,000 | $125,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 269 | $74,756,000 | $277,000 | $1,000,000 | $117,000 | $540,000 |
| Other | 195 | $60,758,000 | $311,000 | $2,500,000 | $146,000 | $1,360,000 |
| Collateral | 144 | $41,393,000 | $287,000 | $960,000 | $139,000 | $1,089,000 |
| Unverifiable Information | 101 | $30,019,000 | $297,000 | $1,350,000 | $147,000 | $382,000 |
| Debt-To-Income Ratio | 79 | $21,826,000 | $276,000 | $672,000 | $92,000 | $443,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $3,226,000 | $403,000 | $646,000 | $150,000 | $264,000 |
| Employment History | 5 | $1,035,000 | $207,000 | $300,000 | $130,000 | $200,000 |
| Credit Application Incomplete | 2 | $270,000 | $135,000 | $215,000 | $83,000 | $114,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Columbia Home Loans, Llc.'s 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Columbia Home Loans, Llc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About