Columbia Home Loans, Llc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Columbia Home Loans, Llc. 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Columbia Home Loans, Llc. C/O Ocean First Bank, 975 Hooper Avenue Toms River, NJ 08753 |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 1,876 |
| Total Mortgage Loan Application Amount | $520,619,000 |
| Average Mortgage Loan Application Amount | $285,000 |
| Highest Mortgage Loan Application Amount | $2,200,000 |
| Average Applicant Income | $156,666 |
| Highest Applicant Income | $7,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Columbia Home Loans, Llc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Columbia Home Loans, Llc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Columbia Home Loans, Llc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Columbia Home Loans, Llc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Columbia Home Loans, Llc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Columbia Home Loans, Llc.'s mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Suffolk County New York | 324 | $ 86,049,000 | $ 265,000 | $ 134,000 |
| Queens County New York | 160 | $ 57,693,000 | $ 360,000 | $ 127,000 |
| Westchester County New York | 157 | $ 44,778,000 | $ 285,000 | $ 197,000 |
| Kings County New York | 143 | $ 50,952,000 | $ 356,000 | $ 143,000 |
| Nassau County New York | 84 | $ 26,888,000 | $ 320,000 | $ 141,000 |
| Ocean County New Jersey | 71 | $ 18,461,000 | $ 260,000 | $ 113,000 |
| Bronx County New York | 65 | $ 22,069,000 | $ 339,000 | $ 155,000 |
| Bergen County New Jersey | 40 | $ 16,637,000 | $ 415,000 | $ 181,000 |
| Essex County New Jersey | 38 | $ 9,323,000 | $ 245,000 | $ 111,000 |
| Orange County New York | 38 | $ 7,974,000 | $ 209,000 | $ 100,000 |
| Monmouth County New Jersey | 36 | $ 8,800,000 | $ 244,000 | $ 116,000 |
| Union County New Jersey | 35 | $ 10,573,000 | $ 302,000 | $ 112,000 |
| Dutchess County New York | 25 | $ 5,239,000 | $ 209,000 | $ 110,000 |
| Middlesex County New Jersey | 24 | $ 5,575,000 | $ 232,000 | $ 94,000 |
| New York County New York | 22 | $ 14,424,000 | $ 655,000 | $ 321,000 |
| Rockland County New York | 22 | $ 7,149,000 | $ 324,000 | $ 197,000 |
| Miami-Dade County Florida | 21 | $ 5,740,000 | $ 273,000 | $ 146,000 |
| Ulster County New York | 21 | $ 2,916,000 | $ 138,000 | $ 133,000 |
| Hudson County New Jersey | 18 | $ 6,117,000 | $ 339,000 | $ 138,000 |
| Palm Beach County Florida | 15 | $ 3,545,000 | $ 236,000 | $ 190,000 |
| Passaic County New Jersey | 15 | $ 4,472,000 | $ 298,000 | $ 89,000 |
| Putnam County New York | 15 | $ 5,958,000 | $ 397,000 | $ 168,000 |
| Richmond County New York | 15 | $ 4,453,000 | $ 296,000 | $ 123,000 |
| Fairfield County Connecticut | 14 | $ 4,114,000 | $ 293,000 | $ 143,000 |
| New Haven County Connecticut | 14 | $ 2,047,000 | $ 146,000 | $ 101,000 |
| Morris County New Jersey | 11 | $ 5,186,000 | $ 471,000 | $ 258,000 |
| Monroe County New York | 11 | $ 791,000 | $ 71,000 | $ 127,000 |
| Hartford County Connecticut | 10 | $ 1,469,000 | $ 146,000 | $ 88,000 |
| Hillsborough County Florida | 10 | $ 1,587,000 | $ 158,000 | $ 800,000 |
| Fulton County Georgia | 10 | $ 1,577,000 | $ 157,000 | $ 139,000 |
| Burlington County New Jersey | 10 | $ 2,181,000 | $ 218,000 | $ 64,000 |
| Broward County Florida | 9 | $ 3,016,000 | $ 335,000 | $ 195,000 |
| Prince George's County Maryland | 9 | $ 2,318,000 | $ 257,000 | $ 118,000 |
| Atlantic County New Jersey | 9 | $ 2,465,000 | $ 273,000 | $ 123,000 |
| Albany County New York | 9 | $ 919,000 | $ 102,000 | $ 97,000 |
| Monroe County Pennsylvania | 9 | $ 1,161,000 | $ 129,000 | $ 97,000 |
| Lee County Florida | 8 | $ 1,973,000 | $ 246,000 | $ 89,000 |
| Baltimore County Maryland | 8 | $ 2,395,000 | $ 299,000 | $ 124,000 |
| Camden County New Jersey | 8 | $ 1,664,000 | $ 208,000 | $ 89,000 |
| New London County Connecticut | 7 | $ 1,244,000 | $ 177,000 | $ 72,000 |
| Broome County New York | 7 | $ 447,000 | $ 63,000 | $ 163,000 |
| Philadelphia County Pennsylvania | 7 | $ 640,000 | $ 91,000 | $ 443,000 |
| District of Columbia County District Of Columbia | 6 | $ 1,407,000 | $ 234,000 | $ 67,000 |
| Osceola County Florida | 6 | $ 1,206,000 | $ 201,000 | $ 127,000 |
| Seminole County Florida | 6 | $ 966,000 | $ 161,000 | $ 100,000 |
| Charles County Maryland | 6 | $ 1,868,000 | $ 311,000 | $ 105,000 |
| Mercer County New Jersey | 6 | $ 967,000 | $ 161,000 | $ 217,000 |
| Warren County New Jersey | 6 | $ 1,192,000 | $ 198,000 | $ 78,000 |
| Schenectady County New York | 6 | $ 577,000 | $ 96,000 | $ 37,000 |
| Flagler County Florida | 5 | $ 1,167,000 | $ 233,000 | $ 117,000 |
| Somerset County New Jersey | 5 | $ 1,058,000 | $ 211,000 | $ 244,000 |
| Onondaga County New York | 5 | $ 250,000 | $ 50,000 | $ 11,000 |
| Orange County Florida | 4 | $ 911,000 | $ 227,000 | $ 187,000 |
| Jefferson County New York | 4 | $ 427,000 | $ 106,000 | $ 38,000 |
| Sullivan County New York | 4 | $ 955,000 | $ 238,000 | $ 102,000 |
| Mecklenburg County North Carolina | 4 | $ 458,000 | $ 114,000 | $ 81,000 |
| Wake County North Carolina | 4 | $ 769,000 | $ 192,000 | $ 171,000 |
| Pike County Pennsylvania | 4 | $ 674,000 | $ 168,000 | $ 84,000 |
| Horry County South Carolina | 4 | $ 312,000 | $ 78,000 | $ 95,000 |
| Los Angeles County California | 3 | $ 1,217,000 | $ 405,000 | $ 172,000 |
| Litchfield County Connecticut | 3 | $ 580,000 | $ 193,000 | $ 61,000 |
| Charlotte County Florida | 3 | $ 361,000 | $ 120,000 | $ 66,000 |
| Marion County Florida | 3 | $ 513,000 | $ 171,000 | $ 49,000 |
| Pasco County Florida | 3 | $ 635,000 | $ 211,000 | $ 50,000 |
| Polk County Florida | 3 | $ 466,000 | $ 155,000 | $ 32,000 |
| Montgomery County Maryland | 3 | $ 1,192,000 | $ 397,000 | $ 113,000 |
| Wicomico County Maryland | 3 | $ 1,102,000 | $ 367,000 | $ 210,000 |
| Rankin County Mississippi | 3 | $ 368,000 | $ 122,000 | $ 86,000 |
| Erie County New York | 3 | $ 319,000 | $ 106,000 | $ 300,000 |
| Chester County Pennsylvania | 3 | $ 526,000 | $ 175,000 | $ 85,000 |
| Delaware County Pennsylvania | 3 | $ 504,000 | $ 168,000 | $ 112,000 |
| Montgomery County Pennsylvania | 3 | $ 303,000 | $ 101,000 | $ 84,000 |
| Mohave County Arizona | 2 | $ 323,000 | $ 161,000 | $ 84,000 |
| Pinal County Arizona | 2 | $ 297,000 | $ 148,000 | $ 97,000 |
| Middlesex County Connecticut | 2 | $ 493,000 | $ 246,000 | $ 93,000 |
| New Castle County Delaware | 2 | $ 515,000 | $ 257,000 | $ 132,000 |
| Citrus County Florida | 2 | $ 334,000 | $ 167,000 | $ 133,000 |
| Collier County Florida | 2 | $ 754,000 | $ 377,000 | $ 910,000 |
| Lake County Florida | 2 | $ 505,000 | $ 252,000 | $ 293,000 |
| Pinellas County Florida | 2 | $ 148,000 | $ 74,000 | $ 133,000 |
| St. Lucie County Florida | 2 | $ 210,000 | $ 105,000 | $ 240,000 |
| Volusia County Florida | 2 | $ 404,000 | $ 202,000 | $ 239,000 |
| Clarke County Georgia | 2 | $ 302,000 | $ 151,000 | $ 132,000 |
| Gwinnett County Georgia | 2 | $ 154,000 | $ 77,000 | $ 51,000 |
| Walton County Georgia | 2 | $ 307,000 | $ 153,000 | $ 64,000 |
| Honolulu County Hawaii | 2 | $ 308,000 | $ 154,000 | $ 128,000 |
| Maui County Hawaii | 2 | $ 160,000 | $ 80,000 | $ 180,000 |
| Ada County Idaho | 2 | $ 953,000 | $ 476,000 | $ 742,000 |
| Cook County Illinois | 2 | $ 404,000 | $ 202,000 | $ 66,000 |
| Grundy County Illinois | 2 | $ 260,000 | $ 130,000 | $ 111,000 |
| Ascension County Louisiana | 2 | $ 294,000 | $ 147,000 | $ 126,000 |
| York County Maine | 2 | $ 422,000 | $ 211,000 | $ 59,000 |
| Anne Arundel County Maryland | 2 | $ 622,000 | $ 311,000 | $ 197,000 |
| Baltimore City County Maryland | 2 | $ 498,000 | $ 249,000 | $ 80,000 |
| Cecil County Maryland | 2 | $ 564,000 | $ 282,000 | $ 124,000 |
| Frederick County Maryland | 2 | $ 591,000 | $ 295,000 | $ 76,000 |
| Suffolk County Massachusetts | 2 | $ 517,000 | $ 258,000 | $ 131,000 |
| Oakland County Michigan | 2 | $ 745,000 | $ 372,000 | $ 42,000 |
| St. Joseph County Michigan | 2 | $ 145,000 | $ 72,000 | $ 35,000 |
| Wayne County Michigan | 2 | $ 260,000 | $ 130,000 | $ 82,000 |
| Merrimack County New Hampshire | 2 | $ 434,000 | $ 217,000 | $ 116,000 |
| Cumberland County New Jersey | 2 | $ 180,000 | $ 90,000 | $ 114,000 |
| Gloucester County New Jersey | 2 | $ 110,000 | $ 55,000 | $ 104,000 |
| Sussex County New Jersey | 2 | $ 447,000 | $ 223,000 | $ 147,000 |
| Clinton County New York | 2 | $ 135,000 | $ 67,000 | $ 29,000 |
| Lewis County New York | 2 | $ 177,000 | $ 88,000 | $ 51,000 |
| Madison County New York | 2 | $ 199,000 | $ 99,000 | $ 49,000 |
| Oswego County New York | 2 | $ 278,000 | $ 139,000 | $ 18,000 |
| Saratoga County New York | 2 | $ 383,000 | $ 191,000 | $ 83,000 |
| Cabarrus County North Carolina | 2 | $ 209,000 | $ 104,000 | $ 79,000 |
| Carteret County North Carolina | 2 | $ 389,000 | $ 194,000 | $ 87,000 |
| Forsyth County North Carolina | 2 | $ 120,000 | $ 60,000 | $ 122,000 |
| Union County North Carolina | 2 | $ 304,000 | $ 152,000 | $ 129,000 |
| Lackawanna County Pennsylvania | 2 | $ 210,000 | $ 105,000 | $ 105,000 |
| Northampton County Pennsylvania | 2 | $ 443,000 | $ 221,000 | $ 169,000 |
| Berkeley County South Carolina | 2 | $ 309,000 | $ 154,000 | $ 101,000 |
| Stafford County Virginia | 2 | $ 385,000 | $ 192,000 | $ 100,000 |
| Pierce County Washington | 2 | $ 426,000 | $ 213,000 | $ 60,000 |
| Anchorage County Alaska | 1 | $ 185,000 | $ 185,000 | $ 52,000 |
| Nome County Alaska | 1 | $ 291,000 | $ 291,000 | $ 132,000 |
| Skagway-Hoonah-Angoon County Alaska | 1 | $ 127,000 | $ 127,000 | $ 64,000 |
| Maricopa County Arizona | 1 | $ 145,000 | $ 145,000 | $ 60,000 |
| Navajo County Arizona | 1 | $ 154,000 | $ 154,000 | $ 47,000 |
| Pima County Arizona | 1 | $ 277,000 | $ 277,000 | $ 0 |
| Alameda County California | 1 | $ 549,000 | $ 549,000 | $ 92,000 |
| Butte County California | 1 | $ 191,000 | $ 191,000 | $ 150,000 |
| Kern County California | 1 | $ 192,000 | $ 192,000 | $ 58,000 |
| Marin County California | 1 | $ 700,000 | $ 700,000 | $ 328,000 |
| Santa Clara County California | 1 | $ 420,000 | $ 420,000 | $ 146,000 |
| Sonoma County California | 1 | $ 300,000 | $ 300,000 | $ 0 |
| Tolland County Connecticut | 1 | $ 198,000 | $ 198,000 | $ 66,000 |
| Kent County Delaware | 1 | $ 349,000 | $ 349,000 | $ 75,000 |
| Alachua County Florida | 1 | $ 301,000 | $ 301,000 | $ 79,000 |
| Bay County Florida | 1 | $ 255,000 | $ 255,000 | $ 96,000 |
| Brevard County Florida | 1 | $ 227,000 | $ 227,000 | $ 119,000 |
| Columbia County Florida | 1 | $ 250,000 | $ 250,000 | $ 108,000 |
| Duval County Florida | 1 | $ 280,000 | $ 280,000 | $ 240,000 |
| Franklin County Florida | 1 | $ 327,000 | $ 327,000 | $ 222,000 |
| Indian River County Florida | 1 | $ 61,000 | $ 61,000 | $ 0 |
| Martin County Florida | 1 | $ 174,000 | $ 174,000 | $ 77,000 |
| Okaloosa County Florida | 1 | $ 290,000 | $ 290,000 | $ 58,000 |
| Okeechobee County Florida | 1 | $ 221,000 | $ 221,000 | $ 116,000 |
| Sarasota County Florida | 1 | $ 43,000 | $ 43,000 | $ 150,000 |
| DeKalb County Georgia | 1 | $ 132,000 | $ 132,000 | $ 60,000 |
| Winnebago County Illinois | 1 | $ 116,000 | $ 116,000 | $ 336,000 |
| Marion County Indiana | 1 | $ 122,000 | $ 122,000 | $ 54,000 |
| Howard County Iowa | 1 | $ 192,000 | $ 192,000 | $ 117,000 |
| Muscatine County Iowa | 1 | $ 252,000 | $ 252,000 | $ 1,102,000 |
| Butler County Kentucky | 1 | $ 26,000 | $ 26,000 | $ 18,000 |
| Sagadahoc County Maine | 1 | $ 130,000 | $ 130,000 | $ 119,000 |
| Calvert County Maryland | 1 | $ 290,000 | $ 290,000 | $ 64,000 |
| Harford County Maryland | 1 | $ 405,000 | $ 405,000 | $ 129,000 |
| St. Mary's County Maryland | 1 | $ 421,000 | $ 421,000 | $ 89,000 |
| Talbot County Maryland | 1 | $ 1,000,000 | $ 1,000,000 | $ 465,000 |
| Bristol County Massachusetts | 1 | $ 311,000 | $ 311,000 | $ 59,000 |
| Worcester County Massachusetts | 1 | $ 286,000 | $ 286,000 | $ 194,000 |
| Harrison County Mississippi | 1 | $ 161,000 | $ 161,000 | $ 146,000 |
| Jackson County Missouri | 1 | $ 148,000 | $ 148,000 | $ 159,000 |
| Ralls County Missouri | 1 | $ 57,000 | $ 57,000 | $ 20,000 |
| Gallatin County Montana | 1 | $ 133,000 | $ 133,000 | $ 38,000 |
| Otoe County Nebraska | 1 | $ 110,000 | $ 110,000 | $ 44,000 |
| Clark County Nevada | 1 | $ 400,000 | $ 400,000 | $ 95,000 |
| Cape May County New Jersey | 1 | $ 299,000 | $ 299,000 | $ 121,000 |
| Cattaraugus County New York | 1 | $ 128,000 | $ 128,000 | $ 64,000 |
| Columbia County New York | 1 | $ 280,000 | $ 280,000 | $ 265,000 |
| Delaware County New York | 1 | $ 92,000 | $ 92,000 | $ 33,000 |
| Essex County New York | 1 | $ 91,000 | $ 91,000 | $ 72,000 |
| Franklin County New York | 1 | $ 600,000 | $ 600,000 | $ 655,000 |
| Fulton County New York | 1 | $ 174,000 | $ 174,000 | $ 51,000 |
| Herkimer County New York | 1 | $ 86,000 | $ 86,000 | $ 35,000 |
| St. Lawrence County New York | 1 | $ 86,000 | $ 86,000 | $ 79,000 |
| Steuben County New York | 1 | $ 203,000 | $ 203,000 | $ 132,000 |
| Warren County New York | 1 | $ 154,000 | $ 154,000 | $ 66,000 |
| Wyoming County New York | 1 | $ 140,000 | $ 140,000 | $ 86,000 |
| Yates County New York | 1 | $ 109,000 | $ 109,000 | $ 68,000 |
| McDowell County North Carolina | 1 | $ 83,000 | $ 83,000 | $ 0 |
| Orange County North Carolina | 1 | $ 250,000 | $ 250,000 | $ 216,000 |
| Rowan County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 93,000 |
| Stanly County North Carolina | 1 | $ 150,000 | $ 150,000 | $ 42,000 |
| Jackson County Oregon | 1 | $ 312,000 | $ 312,000 | $ 84,000 |
| Washington County Oregon | 1 | $ 225,000 | $ 225,000 | $ 78,000 |
| Adams County Pennsylvania | 1 | $ 156,000 | $ 156,000 | $ 45,000 |
| Wayne County Pennsylvania | 1 | $ 113,000 | $ 113,000 | $ 45,000 |
| Darlington County South Carolina | 1 | $ 91,000 | $ 91,000 | $ 70,000 |
| Greenville County South Carolina | 1 | $ 103,000 | $ 103,000 | $ 0 |
| Richland County South Carolina | 1 | $ 274,000 | $ 274,000 | $ 0 |
| Wood County Texas | 1 | $ 99,000 | $ 99,000 | $ 69,000 |
| Bennington County Vermont | 1 | $ 144,000 | $ 144,000 | $ 138,000 |
| Windsor County Vermont | 1 | $ 340,000 | $ 340,000 | $ 0 |
| Chesapeake County Virginia | 1 | $ 258,000 | $ 258,000 | $ 124,000 |
| Fairfax County Virginia | 1 | $ 460,000 | $ 460,000 | $ 102,000 |
| Patrick County Virginia | 1 | $ 254,000 | $ 254,000 | $ 103,000 |
| Virginia Beach County Virginia | 1 | $ 247,000 | $ 247,000 | $ 62,000 |
| Berkeley County West Virginia | 1 | $ 308,000 | $ 308,000 | $ 90,000 |
Mortgage Loan Application Detail Totals for Columbia Home Loans, Llc. in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,027 | $269,459,000 | $262,000 | $2,200,000 | $144,000 | $3,404,000 |
| Refinancing | 847 | $250,563,000 | $295,000 | $1,732,000 | $142,000 | $7,999,000 |
| Home Improvement | 2 | $597,000 | $298,000 | $363,000 | $184,000 | $225,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 822 | $224,005,000 | $272,000 | $2,200,000 | $147,000 | $1,878,000 |
| Not Provided | 438 | $113,074,000 | $258,000 | $1,803,000 | $155,000 | $7,999,000 |
| Black or African American | 298 | $88,868,000 | $298,000 | $975,000 | $120,000 | $537,000 |
| Hispanic | 260 | $76,315,000 | $293,000 | $1,980,000 | $135,000 | $1,887,000 |
| Asian | 30 | $9,657,000 | $321,000 | $855,000 | $130,000 | $300,000 |
| Native Hawaiian or Other Pacific Islander | 18 | $5,433,000 | $301,000 | $594,000 | $165,000 | $257,000 |
| American Indian or Alaskan Native | 10 | $3,267,000 | $326,000 | $704,000 | $192,000 | $540,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,801 | $504,243,000 | $279,000 | $2,200,000 | $145,000 | $7,999,000 |
| FHA-insured (Federal Housing Administration) | 74 | $16,085,000 | $217,000 | $368,000 | $86,000 | $613,000 |
| VA-guaranteed (Veterans Administration) | 1 | $291,000 | $291,000 | $291,000 | $132,000 | $132,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 792 | $221,686,000 | $279,000 | $1,803,000 | $133,000 | $1,887,000 |
| Loan Originated | 733 | $184,875,000 | $252,000 | $2,000,000 | $133,000 | $1,878,000 |
| Application Denied By Financial Institution | 329 | $105,170,000 | $319,000 | $2,200,000 | $186,000 | $7,999,000 |
| File Closed For Incompleteness | 21 | $8,713,000 | $414,000 | $2,079,000 | $161,000 | $1,032,000 |
| Application Approved But Not Accepted | 1 | $175,000 | $175,000 | $175,000 | $382,000 | $382,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 93 | $30,079,000 | $323,000 | $900,000 | $213,000 | $7,999,000 |
| Other | 93 | $29,681,000 | $319,000 | $2,200,000 | $222,000 | $3,404,000 |
| Collateral | 72 | $21,806,000 | $302,000 | $1,500,000 | $166,000 | $1,102,000 |
| Unverifiable Information | 36 | $12,640,000 | $351,000 | $868,000 | $125,000 | $352,000 |
| Debt-To-Income Ratio | 26 | $8,073,000 | $310,000 | $707,000 | $112,000 | $286,000 |
| Employment History | 5 | $1,588,000 | $317,000 | $520,000 | $198,000 | $437,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $1,303,000 | $325,000 | $489,000 | $102,000 | $164,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Columbia Home Loans, Llc.'s 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Columbia Home Loans, Llc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet
with aggregated HMDA statistics today.