Columbia State Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Columbia State Bank 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Columbia State Bank 1301 A Street Tacoma, WA 98402 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 647 |
| Total Mortgage Loan Application Amount | $157,311,000 |
| Average Mortgage Loan Application Amount | $222,333 |
| Highest Mortgage Loan Application Amount | $3,250,000 |
| Average Applicant Income | $127,000 |
| Highest Applicant Income | $2,839,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Columbia State Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Columbia State Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Columbia State Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Columbia State Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Columbia State Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Columbia State Bank's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Pierce County Washington | 339 | $ 67,434,000 | $ 198,000 | $ 91,000 |
| King County Washington | 109 | $ 45,078,000 | $ 413,000 | $ 239,000 |
| Clackamas County Oregon | 40 | $ 9,851,000 | $ 246,000 | $ 95,000 |
| Multnomah County Oregon | 27 | $ 4,730,000 | $ 175,000 | $ 76,000 |
| Cowlitz County Washington | 20 | $ 2,856,000 | $ 142,000 | $ 54,000 |
| Washington County Oregon | 13 | $ 3,622,000 | $ 278,000 | $ 78,000 |
| Clark County Washington | 12 | $ 2,001,000 | $ 166,000 | $ 39,000 |
| Thurston County Washington | 9 | $ 2,332,000 | $ 259,000 | $ 116,000 |
| Kitsap County Washington | 8 | $ 2,121,000 | $ 265,000 | $ 74,000 |
| Mason County Washington | 7 | $ 1,521,000 | $ 217,000 | $ 114,000 |
| Chelan County Washington | 4 | $ 1,146,000 | $ 286,000 | $ 295,000 |
| Kittitas County Washington | 4 | $ 1,214,000 | $ 303,000 | $ 117,000 |
| Marion County Oregon | 3 | $ 321,000 | $ 107,000 | $ 64,000 |
| Grays Harbor County Washington | 3 | $ 369,000 | $ 123,000 | $ 124,000 |
| Lewis County Washington | 3 | $ 743,000 | $ 247,000 | $ 64,000 |
| Pacific County Washington | 3 | $ 161,000 | $ 53,000 | $ 84,000 |
| Whatcom County Washington | 3 | $ 572,000 | $ 190,000 | $ 119,000 |
| Maricopa County Arizona | 2 | $ 400,000 | $ 200,000 | $ 50,000 |
| San Diego County California | 2 | $ 596,000 | $ 298,000 | $ 211,000 |
| Clatsop County Oregon | 2 | $ 516,000 | $ 258,000 | $ 228,000 |
| Lincoln County Oregon | 2 | $ 299,000 | $ 149,000 | $ 87,000 |
| Washington County Utah | 2 | $ 760,000 | $ 380,000 | $ 360,000 |
| Skagit County Washington | 2 | $ 654,000 | $ 327,000 | $ 169,000 |
| Snohomish County Washington | 2 | $ 790,000 | $ 395,000 | $ 116,000 |
| Spokane County Washington | 2 | $ 134,000 | $ 67,000 | $ 27,000 |
| Mohave County Arizona | 1 | $ 212,000 | $ 212,000 | $ 0 |
| Broward County Florida | 1 | $ 160,000 | $ 160,000 | $ 82,000 |
| Lee County Florida | 1 | $ 860,000 | $ 860,000 | $ 430,000 |
| Honolulu County Hawaii | 1 | $ 536,000 | $ 536,000 | $ 139,000 |
| Kauai County Hawaii | 1 | $ 684,000 | $ 684,000 | $ 250,000 |
| Valley County Idaho | 1 | $ 1,449,000 | $ 1,449,000 | $ 662,000 |
| Orleans County Louisiana | 1 | $ 25,000 | $ 25,000 | $ 49,000 |
| Howard County Maryland | 1 | $ 120,000 | $ 120,000 | $ 237,000 |
| Keweenaw County Michigan | 1 | $ 540,000 | $ 540,000 | $ 667,000 |
| Gloucester County New Jersey | 1 | $ 120,000 | $ 120,000 | $ 49,000 |
| Passaic County New Jersey | 1 | $ 120,000 | $ 120,000 | $ 64,000 |
| Deschutes County Oregon | 1 | $ 236,000 | $ 236,000 | $ 111,000 |
| Nueces County Texas | 1 | $ 118,000 | $ 118,000 | $ 34,000 |
| Benton County Washington | 1 | $ 148,000 | $ 148,000 | $ 280,000 |
| Ferry County Washington | 1 | $ 67,000 | $ 67,000 | $ 55,000 |
| Grant County Washington | 1 | $ 40,000 | $ 40,000 | $ 46,000 |
| Pend Oreille County Washington | 1 | $ 280,000 | $ 280,000 | $ 68,000 |
| Yakima County Washington | 1 | $ 147,000 | $ 147,000 | $ 76,000 |
Mortgage Loan Application Detail Totals for Columbia State Bank in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 326 | $84,516,000 | $259,000 | $2,010,000 | $112,000 | $1,536,000 |
| Home Purchase | 220 | $58,241,000 | $264,000 | $2,250,000 | $110,000 | $634,000 |
| Home Improvement | 101 | $14,554,000 | $144,000 | $3,250,000 | $159,000 | $2,839,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 539 | $117,675,000 | $218,000 | $3,250,000 | $122,000 | $2,839,000 |
| Not Provided | 45 | $13,929,000 | $309,000 | $1,500,000 | $168,000 | $1,379,000 |
| Not applicable | 21 | $12,310,000 | $586,000 | $2,250,000 | $0 | $0 |
| Hispanic | 20 | $5,187,000 | $259,000 | $1,200,000 | $99,000 | $350,000 |
| Asian | 9 | $5,123,000 | $569,000 | $1,300,000 | $119,000 | $351,000 |
| Black or African American | 9 | $1,430,000 | $158,000 | $375,000 | $72,000 | $139,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $1,222,000 | $611,000 | $1,100,000 | $8,000 | $16,000 |
| American Indian or Alaskan Native | 2 | $435,000 | $217,000 | $343,000 | $56,000 | $72,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 640 | $156,070,000 | $243,000 | $3,250,000 | $120,000 | $2,839,000 |
| FHA-insured (Federal Housing Administration) | 7 | $1,241,000 | $177,000 | $273,000 | $51,000 | $73,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 431 | $94,995,000 | $220,000 | $3,250,000 | $122,000 | $2,839,000 |
| Application Denied By Financial Institution | 96 | $27,353,000 | $284,000 | $1,424,000 | $114,000 | $1,379,000 |
| Application Approved But Not Accepted | 75 | $24,589,000 | $327,000 | $1,500,000 | $131,000 | $850,000 |
| Application Withdrawn By Applicant | 34 | $8,302,000 | $244,000 | $700,000 | $83,000 | $351,000 |
| Preapproval Denied by Financial Institution | 6 | $1,228,000 | $204,000 | $350,000 | $59,000 | $114,000 |
| File Closed For Incompleteness | 5 | $844,000 | $168,000 | $199,000 | $54,000 | $120,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 39 | $15,095,000 | $387,000 | $1,424,000 | $88,000 | $360,000 |
| Collateral | 25 | $6,043,000 | $241,000 | $1,000,000 | $137,000 | $667,000 |
| Credit History | 25 | $4,145,000 | $165,000 | $756,000 | $71,000 | $231,000 |
| Other | 4 | $426,000 | $106,000 | $228,000 | $38,000 | $71,000 |
| Unverifiable Information | 3 | $776,000 | $258,000 | $407,000 | $511,000 | $1,379,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $1,419,000 | $473,000 | $712,000 | $154,000 | $350,000 |
| Credit Application Incomplete | 3 | $677,000 | $225,000 | $348,000 | $165,000 | $310,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Columbia State Bank's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Columbia State Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Washington, download the full spreadsheet
with aggregated HMDA statistics today.