Columbia State Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Columbia State Bank 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Columbia State Bank 1301 A Street Tacoma, WA 98402 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,565 |
| Total Mortgage Loan Application Amount | $1,087,725,000 |
| Average Mortgage Loan Application Amount | $416,800 |
| Highest Mortgage Loan Application Amount | $53,955,000 |
| Average Applicant Income | $194,600 |
| Highest Applicant Income | $6,936,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Columbia State Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Columbia State Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Columbia State Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Columbia State Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Columbia State Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Columbia State Bank's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Pierce County Washington | 303 | $ 110,675,000 | $ 365,000 | $ 184,000 |
| King County Washington | 273 | $ 189,995,000 | $ 695,000 | $ 327,000 |
| Marion County Oregon | 158 | $ 100,970,000 | $ 639,000 | $ 118,000 |
| Snohomish County Washington | 138 | $ 46,720,000 | $ 338,000 | $ 191,000 |
| Clackamas County Oregon | 119 | $ 43,255,000 | $ 363,000 | $ 167,000 |
| Washington County Oregon | 82 | $ 31,960,000 | $ 389,000 | $ 212,000 |
| Bonner County Idaho | 73 | $ 37,805,000 | $ 517,000 | $ 149,000 |
| Lincoln County Oregon | 67 | $ 16,695,000 | $ 249,000 | $ 99,000 |
| Clark County Washington | 64 | $ 21,860,000 | $ 341,000 | $ 362,000 |
| Spokane County Washington | 62 | $ 26,440,000 | $ 426,000 | $ 220,000 |
| Multnomah County Oregon | 61 | $ 37,625,000 | $ 616,000 | $ 223,000 |
| Kootenai County Idaho | 54 | $ 18,520,000 | $ 342,000 | $ 162,000 |
| Deschutes County Oregon | 54 | $ 30,460,000 | $ 564,000 | $ 224,000 |
| Lane County Oregon | 51 | $ 18,925,000 | $ 371,000 | $ 138,000 |
| Kitsap County Washington | 50 | $ 18,130,000 | $ 362,000 | $ 183,000 |
| Clatsop County Oregon | 41 | $ 9,195,000 | $ 224,000 | $ 169,000 |
| Yamhill County Oregon | 39 | $ 11,605,000 | $ 297,000 | $ 132,000 |
| Thurston County Washington | 31 | $ 19,115,000 | $ 616,000 | $ 210,000 |
| Klickitat County Washington | 29 | $ 6,005,000 | $ 207,000 | $ 101,000 |
| Yakima County Washington | 29 | $ 8,605,000 | $ 296,000 | $ 128,000 |
| Polk County Oregon | 27 | $ 5,895,000 | $ 218,000 | $ 121,000 |
| Wasco County Oregon | 27 | $ 4,845,000 | $ 179,000 | $ 113,000 |
| Umatilla County Oregon | 26 | $ 21,540,000 | $ 828,000 | $ 132,000 |
| Benton County Washington | 26 | $ 6,580,000 | $ 253,000 | $ 111,000 |
| Canyon County Idaho | 25 | $ 6,405,000 | $ 256,000 | $ 113,000 |
| Hood River County Oregon | 25 | $ 7,765,000 | $ 310,000 | $ 157,000 |
| Tillamook County Oregon | 25 | $ 10,985,000 | $ 439,000 | $ 95,000 |
| Payette County Idaho | 23 | $ 3,565,000 | $ 155,000 | $ 103,000 |
| Cowlitz County Washington | 21 | $ 4,425,000 | $ 210,000 | $ 84,000 |
| Lewis County Washington | 21 | $ 5,075,000 | $ 241,000 | $ 190,000 |
| Shasta County California | 20 | $ 4,110,000 | $ 205,000 | $ 519,000 |
| Boundary County Idaho | 18 | $ 3,650,000 | $ 202,000 | $ 139,000 |
| Washington County Idaho | 18 | $ 1,670,000 | $ 92,000 | $ 72,000 |
| Malheur County Oregon | 18 | $ 2,610,000 | $ 145,000 | $ 75,000 |
| Whatcom County Washington | 18 | $ 7,840,000 | $ 435,000 | $ 244,000 |
| Whitman County Washington | 18 | $ 5,980,000 | $ 332,000 | $ 144,000 |
| Franklin County Washington | 17 | $ 11,095,000 | $ 652,000 | $ 117,000 |
| Grant County Washington | 16 | $ 8,500,000 | $ 531,000 | $ 181,000 |
| Skagit County Washington | 16 | $ 7,270,000 | $ 454,000 | $ 153,000 |
| Ada County Idaho | 14 | $ 5,340,000 | $ 381,000 | $ 148,000 |
| Shoshone County Idaho | 14 | $ 2,290,000 | $ 163,000 | $ 67,000 |
| Asotin County Washington | 14 | $ 3,890,000 | $ 277,000 | $ 129,000 |
| Mason County Washington | 14 | $ 3,430,000 | $ 245,000 | $ 97,000 |
| Adams County Washington | 13 | $ 3,135,000 | $ 241,000 | $ 117,000 |
| Jefferson County Oregon | 11 | $ 1,995,000 | $ 181,000 | $ 86,000 |
| Maricopa County Arizona | 10 | $ 4,410,000 | $ 441,000 | $ 199,000 |
| Kittitas County Washington | 10 | $ 4,370,000 | $ 437,000 | $ 526,000 |
| Siskiyou County California | 8 | $ 1,480,000 | $ 185,000 | $ 434,000 |
| Linn County Oregon | 8 | $ 2,010,000 | $ 251,000 | $ 125,000 |
| Chelan County Washington | 8 | $ 4,060,000 | $ 507,000 | $ 172,000 |
| Island County Washington | 8 | $ 2,520,000 | $ 315,000 | $ 163,000 |
| Gooding County Idaho | 7 | $ 1,375,000 | $ 196,000 | $ 91,000 |
| Nez Perce County Idaho | 7 | $ 2,215,000 | $ 316,000 | $ 120,000 |
| Crook County Oregon | 7 | $ 3,705,000 | $ 529,000 | $ 259,000 |
| Lincoln County Washington | 7 | $ 1,525,000 | $ 217,000 | $ 157,000 |
| Walla Walla County Washington | 7 | $ 1,355,000 | $ 193,000 | $ 264,000 |
| Riverside County California | 5 | $ 3,275,000 | $ 655,000 | $ 500,000 |
| Tehama County California | 5 | $ 685,000 | $ 137,000 | $ 45,000 |
| Latah County Idaho | 5 | $ 2,435,000 | $ 487,000 | $ 288,000 |
| Clallam County Washington | 5 | $ 1,845,000 | $ 369,000 | $ 108,000 |
| Los Angeles County California | 4 | $ 2,170,000 | $ 542,000 | $ 316,000 |
| Placer County California | 4 | $ 1,640,000 | $ 410,000 | $ 159,000 |
| Benton County Oregon | 4 | $ 2,180,000 | $ 545,000 | $ 240,000 |
| Jefferson County Washington | 4 | $ 3,930,000 | $ 982,000 | $ 1,603,000 |
| San Juan County Washington | 4 | $ 1,960,000 | $ 490,000 | $ 267,000 |
| Baker County Oregon | 3 | $ 605,000 | $ 201,000 | $ 42,000 |
| Columbia County Oregon | 3 | $ 355,000 | $ 118,000 | $ 79,000 |
| Coos County Oregon | 3 | $ 1,825,000 | $ 608,000 | $ 389,000 |
| Jackson County Oregon | 3 | $ 1,485,000 | $ 495,000 | $ 345,000 |
| Sherman County Oregon | 3 | $ 235,000 | $ 78,000 | $ 37,000 |
| Pacific County Washington | 3 | $ 1,255,000 | $ 418,000 | $ 264,000 |
| Colusa County California | 2 | $ 440,000 | $ 220,000 | $ 87,000 |
| Marin County California | 2 | $ 310,000 | $ 155,000 | $ 82,000 |
| Sacramento County California | 2 | $ 880,000 | $ 440,000 | $ 160,000 |
| Lincoln County Idaho | 2 | $ 80,000 | $ 40,000 | $ 34,000 |
| Valley County Idaho | 2 | $ 1,050,000 | $ 525,000 | $ 478,000 |
| Yellowstone County Montana | 2 | $ 580,000 | $ 290,000 | $ 82,000 |
| Klamath County Oregon | 2 | $ 540,000 | $ 270,000 | $ 698,000 |
| Union County Oregon | 2 | $ 750,000 | $ 375,000 | $ 180,000 |
| Galveston County Texas | 2 | $ 640,000 | $ 320,000 | $ 156,000 |
| Tarrant County Texas | 2 | $ 680,000 | $ 340,000 | $ 105,000 |
| Douglas County Washington | 2 | $ 1,330,000 | $ 665,000 | $ 1,042,000 |
| Grays Harbor County Washington | 2 | $ 850,000 | $ 425,000 | $ 199,000 |
| Skamania County Washington | 2 | $ 610,000 | $ 305,000 | $ 111,000 |
| Coconino County Arizona | 1 | $ 485,000 | $ 485,000 | $ 231,000 |
| La Paz County Arizona | 1 | $ 95,000 | $ 95,000 | $ 37,000 |
| Pima County Arizona | 1 | $ 465,000 | $ 465,000 | $ 175,000 |
| Pinal County Arizona | 1 | $ 605,000 | $ 605,000 | $ 140,000 |
| Nevada County California | 1 | $ 245,000 | $ 245,000 | $ 161,000 |
| Orange County California | 1 | $ 555,000 | $ 555,000 | $ 126,000 |
| Sonoma County California | 1 | $ 1,305,000 | $ 1,305,000 | $ 0 |
| Hawaii County Hawaii | 1 | $ 755,000 | $ 755,000 | $ 150,000 |
| Blaine County Idaho | 1 | $ 1,825,000 | $ 1,825,000 | $ 666,000 |
| Bonneville County Idaho | 1 | $ 415,000 | $ 415,000 | $ 70,000 |
| Elmore County Idaho | 1 | $ 385,000 | $ 385,000 | $ 1,372,000 |
| Gem County Idaho | 1 | $ 25,000 | $ 25,000 | $ 98,000 |
| Idaho County Idaho | 1 | $ 315,000 | $ 315,000 | $ 79,000 |
| Owyhee County Idaho | 1 | $ 255,000 | $ 255,000 | $ 76,000 |
| Twin Falls County Idaho | 1 | $ 65,000 | $ 65,000 | $ 16,000 |
| Whitley County Kentucky | 1 | $ 205,000 | $ 205,000 | $ 96,000 |
| Montgomery County Maryland | 1 | $ 725,000 | $ 725,000 | $ 134,000 |
| Cascade County Montana | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Flathead County Montana | 1 | $ 435,000 | $ 435,000 | $ 108,000 |
| Lincoln County Montana | 1 | $ 475,000 | $ 475,000 | $ 91,000 |
| Ravalli County Montana | 1 | $ 305,000 | $ 305,000 | $ 392,000 |
| York County Nebraska | 1 | $ 235,000 | $ 235,000 | $ 80,000 |
| Churchill County Nevada | 1 | $ 7,455,000 | $ 7,455,000 | $ 0 |
| Suffolk County New York | 1 | $ 485,000 | $ 485,000 | $ 179,000 |
| Morrow County Oregon | 1 | $ 325,000 | $ 325,000 | $ 127,000 |
| Wallowa County Oregon | 1 | $ 325,000 | $ 325,000 | $ 346,000 |
| Cannon County Tennessee | 1 | $ 525,000 | $ 525,000 | $ 140,000 |
| Wilson County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 135,000 |
| Fort Bend County Texas | 1 | $ 265,000 | $ 265,000 | $ 73,000 |
| Parker County Texas | 1 | $ 355,000 | $ 355,000 | $ 120,000 |
| Wilson County Texas | 1 | $ 785,000 | $ 785,000 | $ 0 |
| Utah County Utah | 1 | $ 695,000 | $ 695,000 | $ 187,000 |
| Okanogan County Washington | 1 | $ 295,000 | $ 295,000 | $ 124,000 |
| Pend Oreille County Washington | 1 | $ 665,000 | $ 665,000 | $ 81,000 |
| Stevens County Washington | 1 | $ 105,000 | $ 105,000 | $ 8,000 |
| Washakie County Wyoming | 1 | $ 55,000 | $ 55,000 | $ 25,000 |
Mortgage Loan Application Detail Totals for Columbia State Bank in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 934 | $208,980,000 | $223,000 | $2,555,000 | $167,000 | $3,498,000 |
| Home Purchase | 684 | $536,910,000 | $784,000 | $53,955,000 | $234,000 | $6,936,000 |
| Refinancing | 390 | $167,310,000 | $429,000 | $3,155,000 | $205,000 | $1,265,000 |
| Other Purpose | 318 | $78,080,000 | $245,000 | $2,905,000 | $205,000 | $6,725,000 |
| Cash-out Refinancing | 239 | $96,445,000 | $403,000 | $2,005,000 | $162,000 | $2,839,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,703 | $504,105,000 | $296,000 | $3,155,000 | $181,000 | $6,936,000 |
| Not Provided | 439 | $190,315,000 | $433,000 | $2,555,000 | $244,000 | $3,498,000 |
| Not applicable | 169 | $306,785,000 | $1,815,000 | $53,955,000 | $0 | $0 |
| Asian | 115 | $54,755,000 | $476,000 | $3,005,000 | $260,000 | $1,137,000 |
| Hispanic | 87 | $19,705,000 | $226,000 | $905,000 | $124,000 | $1,147,000 |
| Black or African American | 18 | $3,390,000 | $188,000 | $605,000 | $120,000 | $230,000 |
| American Indian or Alaskan Native | 18 | $3,910,000 | $217,000 | $605,000 | $117,000 | $463,000 |
| Native Hawaiian or Other Pacific Islander | 11 | $3,085,000 | $280,000 | $965,000 | $167,000 | $446,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,525 | $1,073,445,000 | $425,000 | $53,955,000 | $195,000 | $6,936,000 |
| VA-guaranteed (Veterans Administration) | 35 | $12,985,000 | $371,000 | $1,195,000 | $90,000 | $299,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 4 | $1,060,000 | $265,000 | $305,000 | $43,000 | $67,000 |
| FHA-insured (Federal Housing Administration) | 1 | $235,000 | $235,000 | $235,000 | $76,000 | $76,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,500 | $741,740,000 | $494,000 | $53,955,000 | $225,000 | $6,936,000 |
| Application Denied By Financial Institution | 728 | $194,990,000 | $267,000 | $2,905,000 | $135,000 | $3,498,000 |
| Application Withdrawn By Applicant | 122 | $47,000,000 | $385,000 | $4,825,000 | $179,000 | $1,278,000 |
| Preapproval Approved but not Accepted | 84 | $45,190,000 | $537,000 | $2,005,000 | $207,000 | $2,054,000 |
| Application Approved But Not Accepted | 74 | $29,790,000 | $402,000 | $3,005,000 | $193,000 | $1,663,000 |
| File Closed For Incompleteness | 30 | $18,770,000 | $625,000 | $3,005,000 | $214,000 | $770,000 |
| Preapproval Denied by Financial Institution | 27 | $10,245,000 | $379,000 | $805,000 | $83,000 | $310,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,810 | $882,490,000 | $487,000 | $53,955,000 | $220,000 | $6,936,000 |
| Debt-To-Income Ratio | 301 | $83,435,000 | $277,000 | $2,905,000 | $81,000 | $592,000 |
| Credit History | 144 | $26,910,000 | $186,000 | $1,705,000 | $99,000 | $495,000 |
| Credit Application Incomplete | 121 | $34,675,000 | $286,000 | $1,835,000 | $170,000 | $1,080,000 |
| Collateral | 109 | $27,345,000 | $250,000 | $1,805,000 | $264,000 | $3,498,000 |
| Other | 64 | $25,810,000 | $403,000 | $1,405,000 | $168,000 | $1,092,000 |
| Unverifiable Information | 9 | $2,245,000 | $249,000 | $775,000 | $115,000 | $316,000 |
| Employment History | 4 | $1,690,000 | $422,000 | $805,000 | $131,000 | $231,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $3,125,000 | $1,041,000 | $2,005,000 | $123,000 | $123,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Columbia State Bank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Columbia State Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Washington, download the full spreadsheet
with aggregated HMDA statistics today.