Comerica Bank Mortgage Lending & HMDA Data, 2003
In 2003, Comerica Bank of Detroit, MI reported 12,557 mortgage applications totaling $1.2 billion. The average application was for $97,608, and applicants reported an average income of $91,868. 51% of its applications resulted in an originated loan and 39% were denied. Its largest markets were Detroit, MI (7,330), Grand Rapids-Muskegon-Holland, MI (917) and Ann Arbor, MI (833) (applications in parentheses).
| Mortgage Company & Address | Comerica Bank 500 Woodward Ave - Mc 3352 Detroit, MI 48226 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 12,557 |
| Total Mortgage Loan Application Amount | $1,225,670,000 |
| Average Mortgage Loan Application Amount | $97,608 |
| Highest Mortgage Loan Application Amount | $23,250,000 |
| Average Applicant Income | $91,868 |
| Highest Applicant Income | $9,863,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Comerica Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Wayne, Michigan | 3,556 | $ 147,949,000 | $ 41,605 | $ 61,000 |
| Oakland, Michigan | 1,980 | $ 236,655,000 | $ 119,522 | $ 98,000 |
| Macomb, Michigan | 1,304 | $ 64,035,000 | $ 49,106 | $ 60,000 |
| Washtenaw, Michigan | 517 | $ 57,125,000 | $ 110,493 | $ 104,000 |
| Kent, Michigan | 467 | $ 37,598,000 | $ 80,509 | $ 57,000 |
| Jackson, Michigan | 258 | $ 14,395,000 | $ 55,794 | $ 52,000 |
| Ingham, Michigan | 255 | $ 16,936,000 | $ 66,415 | $ 67,000 |
| Ottawa, Michigan | 246 | $ 22,634,000 | $ 92,008 | $ 51,000 |
| Livingston, Michigan | 221 | $ 14,537,000 | $ 65,778 | $ 69,000 |
| Dallas, Texas | 213 | $ 39,514,000 | $ 185,511 | $ 116,000 |
| Genesee, Michigan | 212 | $ 5,929,000 | $ 27,966 | $ 50,000 |
| Monroe, Michigan | 198 | $ 6,348,000 | $ 32,060 | $ 63,000 |
| St. Clair, Michigan | 183 | $ 7,657,000 | $ 41,841 | $ 59,000 |
| Muskegon, Michigan | 153 | $ 13,954,000 | $ 91,202 | $ 58,000 |
| Kalamazoo, Michigan | 141 | $ 7,578,000 | $ 53,744 | $ 50,000 |
| Calhoun, Michigan | 125 | $ 7,439,000 | $ 59,512 | $ 56,000 |
| Palm Beach, Florida | 109 | $ 50,226,000 | $ 460,788 | $ 403,000 |
| Lapeer, Michigan | 109 | $ 7,796,000 | $ 71,522 | $ 64,000 |
| Lucas, Ohio | 103 | $ 536,000 | $ 5,203 | $ 46,000 |
| Lenawee, Michigan | 95 | $ 2,519,000 | $ 26,515 | $ 44,000 |
| Harris, Texas | 94 | $ 8,770,000 | $ 93,297 | $ 92,000 |
| Los Angeles, California | 92 | $ 99,566,000 | $ 1,082,239 | $ 658,000 |
| Eaton, Michigan | 86 | $ 3,655,000 | $ 42,500 | $ 56,000 |
| Broward, Florida | 71 | $ 17,443,000 | $ 245,676 | $ 63,000 |
| Midland, Michigan | 64 | $ 7,205,000 | $ 112,578 | $ 92,000 |
| Clinton, Michigan | 58 | $ 2,820,000 | $ 48,620 | $ 62,000 |
| Allegan, Michigan | 51 | $ 3,436,000 | $ 67,372 | $ 54,000 |
| Santa Clara, California | 44 | $ 23,512,000 | $ 534,363 | $ 295,000 |
| Denton, Texas | 44 | $ 4,031,000 | $ 91,613 | $ 152,000 |
| Orange, California | 43 | $ 28,633,000 | $ 665,883 | $ 413,000 |
| Collier, Florida | 41 | $ 12,287,000 | $ 299,682 | $ 195,000 |
| Saginaw, Michigan | 41 | $ 1,022,000 | $ 24,926 | $ 49,000 |
| Collin, Texas | 39 | $ 4,148,000 | $ 106,358 | $ 126,000 |
| Gladwin, Michigan | 35 | $ 2,579,000 | $ 73,685 | $ 61,000 |
| Shiawassee, Michigan | 34 | $ 1,282,000 | $ 37,705 | $ 49,000 |
| Grand Traverse, Michigan | 33 | $ 1,509,000 | $ 45,727 | $ 33,000 |
| Berrien, Michigan | 32 | $ 630,000 | $ 19,687 | $ 45,000 |
| Barry, Michigan | 30 | $ 2,596,000 | $ 86,533 | $ 67,000 |
| Tarrant, Texas | 30 | $ 3,396,000 | $ 113,200 | $ 125,000 |
| Sanilac, Michigan | 27 | $ 1,296,000 | $ 48,000 | $ 80,000 |
| Bay, Michigan | 25 | $ 1,077,000 | $ 43,080 | $ 40,000 |
| Hillsdale, Michigan | 24 | $ 936,000 | $ 39,000 | $ 58,000 |
| Ionia, Michigan | 23 | $ 835,000 | $ 36,304 | $ 38,000 |
| Fort Bend, Texas | 23 | $ 2,341,000 | $ 101,782 | $ 133,000 |
| Santa Cruz, California | 21 | $ 10,447,000 | $ 497,476 | $ 212,000 |
| Wood, Ohio | 20 | $ 142,000 | $ 7,100 | $ 57,000 |
| Newaygo, Michigan | 19 | $ 1,183,000 | $ 62,263 | $ 67,000 |
| Lee, Florida | 18 | $ 9,840,000 | $ 546,666 | $ 306,000 |
| Sarasota, Florida | 18 | $ 7,593,000 | $ 421,833 | $ 309,000 |
| Montcalm, Michigan | 18 | $ 1,343,000 | $ 74,611 | $ 88,000 |
| San Diego, California | 16 | $ 9,323,000 | $ 582,687 | $ 340,000 |
| Miami-Dade, Florida | 16 | $ 7,692,000 | $ 480,750 | $ 342,000 |
| San Mateo, California | 14 | $ 10,929,000 | $ 780,642 | $ 340,000 |
| Martin, Florida | 13 | $ 6,987,000 | $ 537,461 | $ 273,000 |
| Emmet, Michigan | 12 | $ 9,581,000 | $ 798,416 | $ 397,000 |
| Huron, Michigan | 12 | $ 398,000 | $ 33,166 | $ 74,000 |
| Mecosta, Michigan | 12 | $ 548,000 | $ 45,666 | $ 50,000 |
| Tuscola, Michigan | 12 | $ 485,000 | $ 40,416 | $ 61,000 |
| Wexford, Michigan | 12 | $ 1,406,000 | $ 117,166 | $ 66,000 |
| Ellis, Texas | 12 | $ 865,000 | $ 72,083 | $ 94,000 |
| Travis, Texas | 12 | $ 1,689,000 | $ 140,750 | $ 115,000 |
| Monterey, California | 11 | $ 7,434,000 | $ 675,818 | $ 142,000 |
| Charlevoix, Michigan | 11 | $ 4,257,000 | $ 387,000 | $ 510,000 |
| St. Joseph, Michigan | 11 | $ 912,000 | $ 82,909 | $ 52,000 |
| Fulton, Ohio | 11 | $ 47,000 | $ 4,272 | $ 39,000 |
| Ottawa, Ohio | 11 | $ 55,000 | $ 5,000 | $ 55,000 |
| Antrim, Michigan | 10 | $ 4,235,000 | $ 423,500 | $ 244,000 |
| Van Buren, Michigan | 10 | $ 580,000 | $ 58,000 | $ 62,000 |
| Monroe, Florida | 9 | $ 4,222,000 | $ 469,111 | $ 120,000 |
| Branch, Michigan | 9 | $ 289,000 | $ 32,111 | $ 45,000 |
| Clark, Nevada | 9 | $ 2,435,000 | $ 270,555 | $ 176,000 |
| Alameda, California | 8 | $ 3,191,000 | $ 398,875 | $ 347,000 |
| San Francisco, California | 8 | $ 8,906,000 | $ 1,113,250 | $ 861,000 |
| Isabella, Michigan | 8 | $ 290,000 | $ 36,250 | $ 69,000 |
| Mason, Michigan | 8 | $ 862,000 | $ 107,750 | $ 123,000 |
| Oceana, Michigan | 8 | $ 438,000 | $ 54,750 | $ 44,000 |
| San Bernardino, California | 7 | $ 2,933,000 | $ 419,000 | $ 486,000 |
| Ventura, California | 7 | $ 6,053,000 | $ 864,714 | $ 332,000 |
| Cheboygan, Michigan | 7 | $ 4,688,000 | $ 669,714 | $ 263,000 |
| Ogemaw, Michigan | 7 | $ 375,000 | $ 53,571 | $ 48,000 |
| Kaufman, Texas | 7 | $ 1,103,000 | $ 157,571 | $ 124,000 |
| Maricopa, Arizona | 6 | $ 3,663,000 | $ 610,500 | $ 354,000 |
| Contra Costa, California | 6 | $ 3,049,000 | $ 508,166 | $ 144,000 |
| Riverside, California | 6 | $ 4,767,000 | $ 794,500 | $ 219,000 |
| Gratiot, Michigan | 6 | $ 175,000 | $ 29,166 | $ 48,000 |
| Montgomery, Texas | 6 | $ 536,000 | $ 89,333 | $ 86,000 |
| Fresno, California | 5 | $ 448,000 | $ 89,600 | $ 245,000 |
| Eagle, Colorado | 5 | $ 2,967,000 | $ 593,400 | $ 1,879,000 |
| Hillsborough, Florida | 5 | $ 1,389,000 | $ 277,800 | $ 258,000 |
| Cook, Illinois | 5 | $ 3,914,000 | $ 782,800 | $ 306,000 |
| Arenac, Michigan | 5 | $ 219,000 | $ 43,800 | $ 63,000 |
| Benzie, Michigan | 5 | $ 451,000 | $ 90,200 | $ 78,000 |
| Iosco, Michigan | 5 | $ 520,000 | $ 104,000 | $ 133,000 |
| Erie, Ohio | 5 | $ 17,000 | $ 3,400 | $ 50,000 |
| Hancock, Ohio | 5 | $ 37,000 | $ 7,400 | $ 44,000 |
| Henry, Ohio | 5 | $ 23,000 | $ 4,600 | $ 72,000 |
| Seneca, Ohio | 5 | $ 19,000 | $ 3,800 | $ 43,000 |
| San Luis Obispo, California | 4 | $ 2,176,000 | $ 544,000 | $ 527,000 |
| Cass, Michigan | 4 | $ 163,000 | $ 40,750 | $ 61,000 |
| Clare, Michigan | 4 | $ 298,000 | $ 74,500 | $ 74,000 |
| Crawford, Michigan | 4 | $ 298,000 | $ 74,500 | $ 56,000 |
| Kalkaska, Michigan | 4 | $ 555,000 | $ 138,750 | $ 129,000 |
| Lake, Michigan | 4 | $ 512,000 | $ 128,000 | $ 114,000 |
| Leelanau, Michigan | 4 | $ 567,000 | $ 141,750 | $ 215,000 |
| Roscommon, Michigan | 4 | $ 1,332,000 | $ 333,000 | $ 387,000 |
| Sandusky, Ohio | 4 | $ 26,000 | $ 6,500 | $ 65,000 |
| Rockwall, Texas | 4 | $ 739,000 | $ 184,750 | $ 120,000 |
| Williamson, Texas | 4 | $ 435,000 | $ 108,750 | $ 82,000 |
| Summit, Utah | 4 | $ 4,830,000 | $ 1,207,500 | $ 4,403,000 |
| El Dorado, California | 3 | $ 652,000 | $ 217,333 | $ 298,000 |
| Solano, California | 3 | $ 1,252,000 | $ 417,333 | $ 747,000 |
| Pinellas, Florida | 3 | $ 554,000 | $ 184,666 | $ 311,000 |
| Polk, Florida | 3 | $ 492,000 | $ 164,000 | $ 134,000 |
| Elkhart, Indiana | 3 | $ 106,000 | $ 35,333 | $ 31,000 |
| Alcona, Michigan | 3 | $ 1,439,000 | $ 479,666 | $ 68,000 |
| Montmorency, Michigan | 3 | $ 174,000 | $ 58,000 | $ 106,000 |
| Osceola, Michigan | 3 | $ 433,000 | $ 144,333 | $ 99,000 |
| Otsego, Michigan | 3 | $ 275,000 | $ 91,666 | $ 73,000 |
| Franklin, Ohio | 3 | $ 176,000 | $ 58,666 | $ 55,000 |
| Lane, Oregon | 3 | $ 1,200,000 | $ 400,000 | $ 450,000 |
| Bucks, Pennsylvania | 3 | $ 850,000 | $ 283,333 | $ 67,000 |
| King, Washington | 3 | $ 1,201,000 | $ 400,333 | $ 72,000 |
| Yavapai, Arizona | 2 | $ 2,400,000 | $ 1,200,000 | $ 8,195,000 |
| Ouachita, Arkansas | 2 | $ 130,000 | $ 65,000 | $ 50,000 |
| Marin, California | 2 | $ 2,401,000 | $ 1,200,500 | $ 357,000 |
| Placer, California | 2 | $ 2,850,000 | $ 1,425,000 | $ 1,550,000 |
| Sacramento, California | 2 | $ 1,270,000 | $ 635,000 | $ 2,209,000 |
| Arapahoe, Colorado | 2 | $ 338,000 | $ 169,000 | $ 29,000 |
| Pitkin, Colorado | 2 | $ 1,108,000 | $ 554,000 | $ 131,000 |
| Indian River, Florida | 2 | $ 1,143,000 | $ 571,500 | $ 824,000 |
| Manatee, Florida | 2 | $ 545,000 | $ 272,500 | $ 300,000 |
| Orange, Florida | 2 | $ 827,000 | $ 413,500 | $ 351,000 |
| St. Lucie, Florida | 2 | $ 186,000 | $ 93,000 | $ 43,000 |
| Honolulu, Hawaii | 2 | $ 724,000 | $ 362,000 | $ 0 |
| Mackinac, Michigan | 2 | $ 581,000 | $ 290,500 | $ 551,000 |
| Oscoda, Michigan | 2 | $ 164,000 | $ 82,000 | $ 68,000 |
| Anoka, Minnesota | 2 | $ 34,000 | $ 17,000 | $ 24,000 |
| Cuyahoga, Ohio | 2 | $ 555,000 | $ 277,500 | $ 76,000 |
| Defiance, Ohio | 2 | $ 42,000 | $ 21,000 | $ 41,000 |
| Wyandot, Ohio | 2 | $ 6,000 | $ 3,000 | $ 60,000 |
| Beaufort, South Carolina | 2 | $ 818,000 | $ 409,000 | $ 466,000 |
| Austin, Texas | 2 | $ 557,000 | $ 278,500 | $ 574,000 |
| Bexar, Texas | 2 | $ 140,000 | $ 70,000 | $ 25,000 |
| Baldwin, Alabama | 1 | $ 100,000 | $ 100,000 | $ 54,000 |
| Matanuska-Susitna, Alaska | 1 | $ 100,000 | $ 100,000 | $ 139,000 |
| Pima, Arizona | 1 | $ 96,000 | $ 96,000 | $ 198,000 |
| Pinal, Arizona | 1 | $ 1,350,000 | $ 1,350,000 | $ 2,106,000 |
| Santa Cruz, Arizona | 1 | $ 196,000 | $ 196,000 | $ 614,000 |
| Sebastian, Arkansas | 1 | $ 288,000 | $ 288,000 | $ 219,000 |
| Amador, California | 1 | $ 711,000 | $ 711,000 | $ 1,627,000 |
| Kern, California | 1 | $ 131,000 | $ 131,000 | $ 262,000 |
| Lake, California | 1 | $ 500,000 | $ 500,000 | $ 550,000 |
| Mendocino, California | 1 | $ 556,000 | $ 556,000 | $ 588,000 |
| Mono, California | 1 | $ 584,000 | $ 584,000 | $ 693,000 |
| Napa, California | 1 | $ 456,000 | $ 456,000 | $ 213,000 |
| Santa Barbara, California | 1 | $ 544,000 | $ 544,000 | $ 174,000 |
| Sonoma, California | 1 | $ 436,000 | $ 436,000 | $ 306,000 |
| Stanislaus, California | 1 | $ 387,000 | $ 387,000 | $ 1,124,000 |
| Tuolumne, California | 1 | $ 113,000 | $ 113,000 | $ 278,000 |
| Yolo, California | 1 | $ 100,000 | $ 100,000 | $ 263,000 |
| Boulder, Colorado | 1 | $ 59,000 | $ 59,000 | $ 46,000 |
| Douglas, Colorado | 1 | $ 1,239,000 | $ 1,239,000 | $ 350,000 |
| Gunnison, Colorado | 1 | $ 275,000 | $ 275,000 | $ 100,000 |
| Weld, Colorado | 1 | $ 284,000 | $ 284,000 | $ 76,000 |
| Bay, Florida | 1 | $ 70,000 | $ 70,000 | $ 70,000 |
| Brevard, Florida | 1 | $ 155,000 | $ 155,000 | $ 231,000 |
| Clay, Florida | 1 | $ 109,000 | $ 109,000 | $ 1,453,000 |
| Duval, Florida | 1 | $ 1,000,000 | $ 1,000,000 | $ 619,000 |
| Franklin, Florida | 1 | $ 1,480,000 | $ 1,480,000 | $ 260,000 |
| Nassau, Florida | 1 | $ 86,000 | $ 86,000 | $ 34,000 |
| Cobb, Georgia | 1 | $ 22,000 | $ 22,000 | $ 56,000 |
| Fulton, Georgia | 1 | $ 1,030,000 | $ 1,030,000 | $ 3,003,000 |
| Kauai, Hawaii | 1 | $ 320,000 | $ 320,000 | $ 251,000 |
| Maui, Hawaii | 1 | $ 188,000 | $ 188,000 | $ 262,000 |
| Allen, Indiana | 1 | $ 32,000 | $ 32,000 | $ 22,000 |
| Hamilton, Indiana | 1 | $ 103,000 | $ 103,000 | $ 45,000 |
| Huntington, Indiana | 1 | $ 32,000 | $ 32,000 | $ 34,000 |
| LaGrange, Indiana | 1 | $ 159,000 | $ 159,000 | $ 92,000 |
| St. Joseph, Indiana | 1 | $ 38,000 | $ 38,000 | $ 50,000 |
| Douglas, Kansas | 1 | $ 270,000 | $ 270,000 | $ 168,000 |
| Johnson, Kansas | 1 | $ 700,000 | $ 700,000 | $ 1,200,000 |
| Stafford, Kansas | 1 | $ 46,000 | $ 46,000 | $ 0 |
| Lincoln, Maine | 1 | $ 330,000 | $ 330,000 | $ 150,000 |
| Baltimore, Maryland | 1 | $ 168,000 | $ 168,000 | $ 472,000 |
| Alpena, Michigan | 1 | $ 144,000 | $ 144,000 | $ 116,000 |
| Chippewa, Michigan | 1 | $ 667,000 | $ 667,000 | $ 400,000 |
| Gogebic, Michigan | 1 | $ 8,000 | $ 8,000 | $ 25,000 |
| Luce, Michigan | 1 | $ 214,000 | $ 214,000 | $ 250,000 |
| Manistee, Michigan | 1 | $ 650,000 | $ 650,000 | $ 244,000 |
| Marquette, Michigan | 1 | $ 91,000 | $ 91,000 | $ 60,000 |
| Menominee, Michigan | 1 | $ 140,000 | $ 140,000 | $ 77,000 |
| Ontonagon, Michigan | 1 | $ 265,000 | $ 265,000 | $ 200,000 |
| Blue Earth, Minnesota | 1 | $ 31,000 | $ 31,000 | $ 49,000 |
| Dakota, Minnesota | 1 | $ 46,000 | $ 46,000 | $ 37,000 |
| Washington, Minnesota | 1 | $ 48,000 | $ 48,000 | $ 132,000 |
| Lea, New Mexico | 1 | $ 43,000 | $ 43,000 | $ 31,000 |
| Santa Fe, New Mexico | 1 | $ 938,000 | $ 938,000 | $ 566,000 |
| Buncombe, North Carolina | 1 | $ 205,000 | $ 205,000 | $ 43,000 |
| Watauga, North Carolina | 1 | $ 176,000 | $ 176,000 | $ 1,035,000 |
| Crawford, Ohio | 1 | $ 7,000 | $ 7,000 | $ 34,000 |
| Delaware, Ohio | 1 | $ 273,000 | $ 273,000 | $ 81,000 |
| Geauga, Ohio | 1 | $ 49,000 | $ 49,000 | $ 61,000 |
| Huron, Ohio | 1 | $ 6,000 | $ 6,000 | $ 60,000 |
| Lorain, Ohio | 1 | $ 15,000 | $ 15,000 | $ 12,000 |
| Pickaway, Ohio | 1 | $ 6,000 | $ 6,000 | $ 17,000 |
| Portage, Ohio | 1 | $ 40,000 | $ 40,000 | $ 22,000 |
| Putnam, Ohio | 1 | $ 5,000 | $ 5,000 | $ 37,000 |
| Stark, Ohio | 1 | $ 125,000 | $ 125,000 | $ 66,000 |
| Warren, Ohio | 1 | $ 17,000 | $ 17,000 | $ 60,000 |
| Williams, Ohio | 1 | $ 4,000 | $ 4,000 | $ 42,000 |
| Wayne, Pennsylvania | 1 | $ 173,000 | $ 173,000 | $ 396,000 |
| Shelby, Tennessee | 1 | $ 10,000 | $ 10,000 | $ 80,000 |
| Anderson, Texas | 1 | $ 1,000,000 | $ 1,000,000 | $ 9,863,000 |
| Aransas, Texas | 1 | $ 170,000 | $ 170,000 | $ 192,000 |
| Brazoria, Texas | 1 | $ 32,000 | $ 32,000 | $ 50,000 |
| Cameron, Texas | 1 | $ 480,000 | $ 480,000 | $ 983,000 |
| Comal, Texas | 1 | $ 89,000 | $ 89,000 | $ 240,000 |
| Cooke, Texas | 1 | $ 22,000 | $ 22,000 | $ 76,000 |
| Henderson, Texas | 1 | $ 181,000 | $ 181,000 | $ 216,000 |
| Hill, Texas | 1 | $ 132,000 | $ 132,000 | $ 33,000 |
| Johnson, Texas | 1 | $ 25,000 | $ 25,000 | $ 36,000 |
| Llano, Texas | 1 | $ 230,000 | $ 230,000 | $ 97,000 |
| Nueces, Texas | 1 | $ 172,000 | $ 172,000 | $ 120,000 |
| Walker, Texas | 1 | $ 147,000 | $ 147,000 | $ 156,000 |
| Waller, Texas | 1 | $ 47,000 | $ 47,000 | $ 70,000 |
| Wichita, Texas | 1 | $ 30,000 | $ 30,000 | $ 39,000 |
| Wise, Texas | 1 | $ 152,000 | $ 152,000 | $ 87,000 |
| Alexandria, Virginia | 1 | $ 520,000 | $ 520,000 | $ 975,000 |
| Campbell, Virginia | 1 | $ 110,000 | $ 110,000 | $ 53,000 |
Mortgage Loan Application Detail Totals for Comerica Bank in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement (one-to-four family) | 6,093 | $43,934,000 | $236,428 | $4,500,000 | $171,285 | $872,000 |
| Refinancing (home purchase or home improvement, one-to-four family) | 3,935 | $809,378,000 | $412,230 | $10,000,000 | $607,115 | $9,863,000 |
| Home Purchase (one-to-four family) | 2,523 | $348,130,000 | $303,388 | $5,500,000 | $596,111 | $9,137,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 6 | $24,228,000 | $4,038,000 | $23,250,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 8,647 | $748,405,000 | $378,681 | $5,500,000 | $550,136 | $9,863,000 |
| Black | 2,149 | $44,821,000 | $118,625 | $1,440,000 | $95,500 | $1,000,000 |
| Information not provided by applicant in mail or telephone application | 968 | $323,308,000 | $393,947 | $10,000,000 | $912,105 | $9,137,000 |
| Hispanic | 339 | $17,011,000 | $196,800 | $1,350,000 | $261,400 | $2,106,000 |
| Not applicable | 166 | $60,591,000 | $483,714 | $23,250,000 | $15,428 | $108,000 |
| Asian or Pacific Islander | 135 | $20,986,000 | $195,833 | $4,500,000 | $122,500 | $1,500,000 |
| Other | 111 | $7,461,000 | $140,500 | $515,000 | $128,500 | $708,000 |
| American Indian or Alaskan Native | 42 | $3,087,000 | $157,600 | $810,000 | $97,600 | $408,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 12,538 | $1,223,390,000 | $324,241 | $23,250,000 | $501,034 | $9,863,000 |
| FHA-insured (Federal Housing Administration) | 16 | $1,834,000 | $122,500 | $184,000 | $25,500 | $96,000 |
| VA-guaranteed (Veterans Administration) | 3 | $446,000 | $148,000 | $181,000 | $61,000 | $87,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,410 | $900,151,000 | $413,846 | $23,250,000 | $634,038 | $9,863,000 |
| Application Denied By Financial Institution | 4,847 | $151,158,000 | $178,692 | $10,000,000 | $100,461 | $1,023,000 |
| Application Approved But Not Accepted | 1,020 | $108,919,000 | $232,222 | $3,650,000 | $149,666 | $2,946,000 |
| Loan Purchased By The Institution | 131 | $19,943,000 | $430,875 | $4,063,000 | $0 | $0 |
| Application Withdrawn By Applicant | 121 | $34,845,000 | $201,333 | $5,500,000 | $139,833 | $5,288,000 |
| File Closed For Incompleteness | 28 | $10,654,000 | $851,000 | $1,763,000 | $1,693,800 | $7,200,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 2,282 | $42,548,000 | $121,125 | $710,000 | $80,875 | $540,000 |
| Debt-To-Income Ratio | 1,426 | $54,652,000 | $253,428 | $10,000,000 | $70,000 | $1,023,000 |
| Unverifiable Information | 522 | $21,697,000 | $440,600 | $1,988,000 | $140,800 | $452,000 |
| Other | 232 | $13,984,000 | $98,100 | $1,480,000 | $97,300 | $934,000 |
| Employment History | 179 | $6,160,000 | $31,750 | $250,000 | $25,250 | $480,000 |
| Collateral | 120 | $9,102,000 | $73,250 | $720,000 | $79,500 | $315,000 |
| Credit Application Incomplete | 55 | $1,865,000 | $50,200 | $350,000 | $61,200 | $294,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 31 | $1,150,000 | $91,333 | $190,000 | $129,333 | $295,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Comerica Bank's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Comerica Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Michigan, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About