Comerica Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Comerica Bank 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Comerica Bank 500 Woodward Ave - Mc 3352 Detroit, MI 48226 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 12,557 |
| Total Mortgage Loan Application Amount | $1,225,670,000 |
| Average Mortgage Loan Application Amount | $420,615 |
| Highest Mortgage Loan Application Amount | $23,250,000 |
| Average Applicant Income | $532,961 |
| Highest Applicant Income | $9,863,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Comerica Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Comerica Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Comerica Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Comerica Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Comerica Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Comerica Bank's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Wayne County Michigan | 3,556 | $ 147,949,000 | $ 41,000 | $ 61,000 |
| Oakland County Michigan | 1,980 | $ 236,655,000 | $ 119,000 | $ 98,000 |
| Macomb County Michigan | 1,304 | $ 64,035,000 | $ 49,000 | $ 60,000 |
| Washtenaw County Michigan | 517 | $ 57,125,000 | $ 110,000 | $ 104,000 |
| Kent County Michigan | 467 | $ 37,598,000 | $ 80,000 | $ 57,000 |
| Jackson County Michigan | 258 | $ 14,395,000 | $ 55,000 | $ 52,000 |
| Ingham County Michigan | 255 | $ 16,936,000 | $ 66,000 | $ 67,000 |
| Ottawa County Michigan | 246 | $ 22,634,000 | $ 92,000 | $ 51,000 |
| Livingston County Michigan | 221 | $ 14,537,000 | $ 65,000 | $ 69,000 |
| Dallas County Texas | 213 | $ 39,514,000 | $ 185,000 | $ 116,000 |
| Genesee County Michigan | 212 | $ 5,929,000 | $ 27,000 | $ 50,000 |
| Monroe County Michigan | 198 | $ 6,348,000 | $ 32,000 | $ 63,000 |
| St. Clair County Michigan | 183 | $ 7,657,000 | $ 41,000 | $ 59,000 |
| Muskegon County Michigan | 153 | $ 13,954,000 | $ 91,000 | $ 58,000 |
| Kalamazoo County Michigan | 141 | $ 7,578,000 | $ 53,000 | $ 50,000 |
| Calhoun County Michigan | 125 | $ 7,439,000 | $ 59,000 | $ 56,000 |
| Palm Beach County Florida | 109 | $ 50,226,000 | $ 460,000 | $ 403,000 |
| Lapeer County Michigan | 109 | $ 7,796,000 | $ 71,000 | $ 64,000 |
| Lucas County Ohio | 103 | $ 536,000 | $ 5,000 | $ 46,000 |
| Lenawee County Michigan | 95 | $ 2,519,000 | $ 26,000 | $ 44,000 |
| Harris County Texas | 94 | $ 8,770,000 | $ 93,000 | $ 92,000 |
| Los Angeles County California | 92 | $ 99,566,000 | $ 1,082,000 | $ 658,000 |
| Eaton County Michigan | 86 | $ 3,655,000 | $ 42,000 | $ 56,000 |
| Broward County Florida | 71 | $ 17,443,000 | $ 245,000 | $ 63,000 |
| Midland County Michigan | 64 | $ 7,205,000 | $ 112,000 | $ 92,000 |
| Clinton County Michigan | 58 | $ 2,820,000 | $ 48,000 | $ 62,000 |
| Allegan County Michigan | 51 | $ 3,436,000 | $ 67,000 | $ 54,000 |
| Santa Clara County California | 44 | $ 23,512,000 | $ 534,000 | $ 295,000 |
| Denton County Texas | 44 | $ 4,031,000 | $ 91,000 | $ 152,000 |
| Orange County California | 43 | $ 28,633,000 | $ 665,000 | $ 413,000 |
| Collier County Florida | 41 | $ 12,287,000 | $ 299,000 | $ 195,000 |
| Saginaw County Michigan | 41 | $ 1,022,000 | $ 24,000 | $ 49,000 |
| Collin County Texas | 39 | $ 4,148,000 | $ 106,000 | $ 126,000 |
| Gladwin County Michigan | 35 | $ 2,579,000 | $ 73,000 | $ 61,000 |
| Shiawassee County Michigan | 34 | $ 1,282,000 | $ 37,000 | $ 49,000 |
| Grand Traverse County Michigan | 33 | $ 1,509,000 | $ 45,000 | $ 33,000 |
| Berrien County Michigan | 32 | $ 630,000 | $ 19,000 | $ 45,000 |
| Barry County Michigan | 30 | $ 2,596,000 | $ 86,000 | $ 67,000 |
| Tarrant County Texas | 30 | $ 3,396,000 | $ 113,000 | $ 125,000 |
| Sanilac County Michigan | 27 | $ 1,296,000 | $ 48,000 | $ 80,000 |
| Bay County Michigan | 25 | $ 1,077,000 | $ 43,000 | $ 40,000 |
| Hillsdale County Michigan | 24 | $ 936,000 | $ 39,000 | $ 58,000 |
| Ionia County Michigan | 23 | $ 835,000 | $ 36,000 | $ 38,000 |
| Fort Bend County Texas | 23 | $ 2,341,000 | $ 101,000 | $ 133,000 |
| Santa Cruz County California | 21 | $ 10,447,000 | $ 497,000 | $ 212,000 |
| Wood County Ohio | 20 | $ 142,000 | $ 7,000 | $ 57,000 |
| Newaygo County Michigan | 19 | $ 1,183,000 | $ 62,000 | $ 67,000 |
| Lee County Florida | 18 | $ 9,840,000 | $ 546,000 | $ 306,000 |
| Sarasota County Florida | 18 | $ 7,593,000 | $ 421,000 | $ 309,000 |
| Montcalm County Michigan | 18 | $ 1,343,000 | $ 74,000 | $ 88,000 |
| San Diego County California | 16 | $ 9,323,000 | $ 582,000 | $ 340,000 |
| Miami-Dade County Florida | 16 | $ 7,692,000 | $ 480,000 | $ 342,000 |
| San Mateo County California | 14 | $ 10,929,000 | $ 780,000 | $ 340,000 |
| Martin County Florida | 13 | $ 6,987,000 | $ 537,000 | $ 273,000 |
| Emmet County Michigan | 12 | $ 9,581,000 | $ 798,000 | $ 397,000 |
| Huron County Michigan | 12 | $ 398,000 | $ 33,000 | $ 74,000 |
| Mecosta County Michigan | 12 | $ 548,000 | $ 45,000 | $ 50,000 |
| Tuscola County Michigan | 12 | $ 485,000 | $ 40,000 | $ 61,000 |
| Wexford County Michigan | 12 | $ 1,406,000 | $ 117,000 | $ 66,000 |
| Ellis County Texas | 12 | $ 865,000 | $ 72,000 | $ 94,000 |
| Travis County Texas | 12 | $ 1,689,000 | $ 140,000 | $ 115,000 |
| Monterey County California | 11 | $ 7,434,000 | $ 675,000 | $ 142,000 |
| Charlevoix County Michigan | 11 | $ 4,257,000 | $ 387,000 | $ 510,000 |
| St. Joseph County Michigan | 11 | $ 912,000 | $ 82,000 | $ 52,000 |
| Fulton County Ohio | 11 | $ 47,000 | $ 4,000 | $ 39,000 |
| Ottawa County Ohio | 11 | $ 55,000 | $ 5,000 | $ 55,000 |
| Antrim County Michigan | 10 | $ 4,235,000 | $ 423,000 | $ 244,000 |
| Van Buren County Michigan | 10 | $ 580,000 | $ 58,000 | $ 62,000 |
| Monroe County Florida | 9 | $ 4,222,000 | $ 469,000 | $ 120,000 |
| Branch County Michigan | 9 | $ 289,000 | $ 32,000 | $ 45,000 |
| Clark County Nevada | 9 | $ 2,435,000 | $ 270,000 | $ 176,000 |
| Alameda County California | 8 | $ 3,191,000 | $ 398,000 | $ 347,000 |
| San Francisco County California | 8 | $ 8,906,000 | $ 1,113,000 | $ 861,000 |
| Isabella County Michigan | 8 | $ 290,000 | $ 36,000 | $ 69,000 |
| Mason County Michigan | 8 | $ 862,000 | $ 107,000 | $ 123,000 |
| Oceana County Michigan | 8 | $ 438,000 | $ 54,000 | $ 44,000 |
| San Bernardino County California | 7 | $ 2,933,000 | $ 419,000 | $ 486,000 |
| Ventura County California | 7 | $ 6,053,000 | $ 864,000 | $ 332,000 |
| Cheboygan County Michigan | 7 | $ 4,688,000 | $ 669,000 | $ 263,000 |
| Ogemaw County Michigan | 7 | $ 375,000 | $ 53,000 | $ 48,000 |
| Kaufman County Texas | 7 | $ 1,103,000 | $ 157,000 | $ 124,000 |
| Maricopa County Arizona | 6 | $ 3,663,000 | $ 610,000 | $ 354,000 |
| Contra Costa County California | 6 | $ 3,049,000 | $ 508,000 | $ 144,000 |
| Riverside County California | 6 | $ 4,767,000 | $ 794,000 | $ 219,000 |
| Gratiot County Michigan | 6 | $ 175,000 | $ 29,000 | $ 48,000 |
| Montgomery County Texas | 6 | $ 536,000 | $ 89,000 | $ 86,000 |
| Fresno County California | 5 | $ 448,000 | $ 89,000 | $ 245,000 |
| Eagle County Colorado | 5 | $ 2,967,000 | $ 593,000 | $ 1,879,000 |
| Hillsborough County Florida | 5 | $ 1,389,000 | $ 277,000 | $ 258,000 |
| Cook County Illinois | 5 | $ 3,914,000 | $ 782,000 | $ 306,000 |
| Arenac County Michigan | 5 | $ 219,000 | $ 43,000 | $ 63,000 |
| Benzie County Michigan | 5 | $ 451,000 | $ 90,000 | $ 78,000 |
| Iosco County Michigan | 5 | $ 520,000 | $ 104,000 | $ 133,000 |
| Erie County Ohio | 5 | $ 17,000 | $ 3,000 | $ 50,000 |
| Hancock County Ohio | 5 | $ 37,000 | $ 7,000 | $ 44,000 |
| Henry County Ohio | 5 | $ 23,000 | $ 4,000 | $ 72,000 |
| Seneca County Ohio | 5 | $ 19,000 | $ 3,000 | $ 43,000 |
| San Luis Obispo County California | 4 | $ 2,176,000 | $ 544,000 | $ 527,000 |
| Cass County Michigan | 4 | $ 163,000 | $ 40,000 | $ 61,000 |
| Clare County Michigan | 4 | $ 298,000 | $ 74,000 | $ 74,000 |
| Crawford County Michigan | 4 | $ 298,000 | $ 74,000 | $ 56,000 |
| Kalkaska County Michigan | 4 | $ 555,000 | $ 138,000 | $ 129,000 |
| Lake County Michigan | 4 | $ 512,000 | $ 128,000 | $ 114,000 |
| Leelanau County Michigan | 4 | $ 567,000 | $ 141,000 | $ 215,000 |
| Roscommon County Michigan | 4 | $ 1,332,000 | $ 333,000 | $ 387,000 |
| Sandusky County Ohio | 4 | $ 26,000 | $ 6,000 | $ 65,000 |
| Rockwall County Texas | 4 | $ 739,000 | $ 184,000 | $ 120,000 |
| Williamson County Texas | 4 | $ 435,000 | $ 108,000 | $ 82,000 |
| Summit County Utah | 4 | $ 4,830,000 | $ 1,207,000 | $ 4,403,000 |
| El Dorado County California | 3 | $ 652,000 | $ 217,000 | $ 298,000 |
| Solano County California | 3 | $ 1,252,000 | $ 417,000 | $ 747,000 |
| Pinellas County Florida | 3 | $ 554,000 | $ 184,000 | $ 311,000 |
| Polk County Florida | 3 | $ 492,000 | $ 164,000 | $ 134,000 |
| Elkhart County Indiana | 3 | $ 106,000 | $ 35,000 | $ 31,000 |
| Alcona County Michigan | 3 | $ 1,439,000 | $ 479,000 | $ 68,000 |
| Montmorency County Michigan | 3 | $ 174,000 | $ 58,000 | $ 106,000 |
| Osceola County Michigan | 3 | $ 433,000 | $ 144,000 | $ 99,000 |
| Otsego County Michigan | 3 | $ 275,000 | $ 91,000 | $ 73,000 |
| Franklin County Ohio | 3 | $ 176,000 | $ 58,000 | $ 55,000 |
| Lane County Oregon | 3 | $ 1,200,000 | $ 400,000 | $ 450,000 |
| Bucks County Pennsylvania | 3 | $ 850,000 | $ 283,000 | $ 67,000 |
| King County Washington | 3 | $ 1,201,000 | $ 400,000 | $ 72,000 |
| Yavapai County Arizona | 2 | $ 2,400,000 | $ 1,200,000 | $ 8,195,000 |
| Ouachita County Arkansas | 2 | $ 130,000 | $ 65,000 | $ 50,000 |
| Marin County California | 2 | $ 2,401,000 | $ 1,200,000 | $ 357,000 |
| Placer County California | 2 | $ 2,850,000 | $ 1,425,000 | $ 1,550,000 |
| Sacramento County California | 2 | $ 1,270,000 | $ 635,000 | $ 2,209,000 |
| Arapahoe County Colorado | 2 | $ 338,000 | $ 169,000 | $ 29,000 |
| Pitkin County Colorado | 2 | $ 1,108,000 | $ 554,000 | $ 131,000 |
| Indian River County Florida | 2 | $ 1,143,000 | $ 571,000 | $ 824,000 |
| Manatee County Florida | 2 | $ 545,000 | $ 272,000 | $ 300,000 |
| Orange County Florida | 2 | $ 827,000 | $ 413,000 | $ 351,000 |
| St. Lucie County Florida | 2 | $ 186,000 | $ 93,000 | $ 43,000 |
| Honolulu County Hawaii | 2 | $ 724,000 | $ 362,000 | $ 0 |
| Mackinac County Michigan | 2 | $ 581,000 | $ 290,000 | $ 551,000 |
| Oscoda County Michigan | 2 | $ 164,000 | $ 82,000 | $ 68,000 |
| Anoka County Minnesota | 2 | $ 34,000 | $ 17,000 | $ 24,000 |
| Cuyahoga County Ohio | 2 | $ 555,000 | $ 277,000 | $ 76,000 |
| Defiance County Ohio | 2 | $ 42,000 | $ 21,000 | $ 41,000 |
| Wyandot County Ohio | 2 | $ 6,000 | $ 3,000 | $ 60,000 |
| Beaufort County South Carolina | 2 | $ 818,000 | $ 409,000 | $ 466,000 |
| Austin County Texas | 2 | $ 557,000 | $ 278,000 | $ 574,000 |
| Bexar County Texas | 2 | $ 140,000 | $ 70,000 | $ 25,000 |
| Baldwin County Alabama | 1 | $ 100,000 | $ 100,000 | $ 54,000 |
| Matanuska-Susitna County Alaska | 1 | $ 100,000 | $ 100,000 | $ 139,000 |
| Pima County Arizona | 1 | $ 96,000 | $ 96,000 | $ 198,000 |
| Pinal County Arizona | 1 | $ 1,350,000 | $ 1,350,000 | $ 2,106,000 |
| Santa Cruz County Arizona | 1 | $ 196,000 | $ 196,000 | $ 614,000 |
| Sebastian County Arkansas | 1 | $ 288,000 | $ 288,000 | $ 219,000 |
| Amador County California | 1 | $ 711,000 | $ 711,000 | $ 1,627,000 |
| Kern County California | 1 | $ 131,000 | $ 131,000 | $ 262,000 |
| Lake County California | 1 | $ 500,000 | $ 500,000 | $ 550,000 |
| Mendocino County California | 1 | $ 556,000 | $ 556,000 | $ 588,000 |
| Mono County California | 1 | $ 584,000 | $ 584,000 | $ 693,000 |
| Napa County California | 1 | $ 456,000 | $ 456,000 | $ 213,000 |
| Santa Barbara County California | 1 | $ 544,000 | $ 544,000 | $ 174,000 |
| Sonoma County California | 1 | $ 436,000 | $ 436,000 | $ 306,000 |
| Stanislaus County California | 1 | $ 387,000 | $ 387,000 | $ 1,124,000 |
| Tuolumne County California | 1 | $ 113,000 | $ 113,000 | $ 278,000 |
| Yolo County California | 1 | $ 100,000 | $ 100,000 | $ 263,000 |
| Boulder County Colorado | 1 | $ 59,000 | $ 59,000 | $ 46,000 |
| Douglas County Colorado | 1 | $ 1,239,000 | $ 1,239,000 | $ 350,000 |
| Gunnison County Colorado | 1 | $ 275,000 | $ 275,000 | $ 100,000 |
| Weld County Colorado | 1 | $ 284,000 | $ 284,000 | $ 76,000 |
| Bay County Florida | 1 | $ 70,000 | $ 70,000 | $ 70,000 |
| Brevard County Florida | 1 | $ 155,000 | $ 155,000 | $ 231,000 |
| Clay County Florida | 1 | $ 109,000 | $ 109,000 | $ 1,453,000 |
| Duval County Florida | 1 | $ 1,000,000 | $ 1,000,000 | $ 619,000 |
| Franklin County Florida | 1 | $ 1,480,000 | $ 1,480,000 | $ 260,000 |
| Nassau County Florida | 1 | $ 86,000 | $ 86,000 | $ 34,000 |
| Cobb County Georgia | 1 | $ 22,000 | $ 22,000 | $ 56,000 |
| Fulton County Georgia | 1 | $ 1,030,000 | $ 1,030,000 | $ 3,003,000 |
| Kauai County Hawaii | 1 | $ 320,000 | $ 320,000 | $ 251,000 |
| Maui County Hawaii | 1 | $ 188,000 | $ 188,000 | $ 262,000 |
| Allen County Indiana | 1 | $ 32,000 | $ 32,000 | $ 22,000 |
| Hamilton County Indiana | 1 | $ 103,000 | $ 103,000 | $ 45,000 |
| Huntington County Indiana | 1 | $ 32,000 | $ 32,000 | $ 34,000 |
| LaGrange County Indiana | 1 | $ 159,000 | $ 159,000 | $ 92,000 |
| St. Joseph County Indiana | 1 | $ 38,000 | $ 38,000 | $ 50,000 |
| Douglas County Kansas | 1 | $ 270,000 | $ 270,000 | $ 168,000 |
| Johnson County Kansas | 1 | $ 700,000 | $ 700,000 | $ 1,200,000 |
| Stafford County Kansas | 1 | $ 46,000 | $ 46,000 | $ 0 |
| Lincoln County Maine | 1 | $ 330,000 | $ 330,000 | $ 150,000 |
| Baltimore County Maryland | 1 | $ 168,000 | $ 168,000 | $ 472,000 |
| Alpena County Michigan | 1 | $ 144,000 | $ 144,000 | $ 116,000 |
| Chippewa County Michigan | 1 | $ 667,000 | $ 667,000 | $ 400,000 |
| Gogebic County Michigan | 1 | $ 8,000 | $ 8,000 | $ 25,000 |
| Luce County Michigan | 1 | $ 214,000 | $ 214,000 | $ 250,000 |
| Manistee County Michigan | 1 | $ 650,000 | $ 650,000 | $ 244,000 |
| Marquette County Michigan | 1 | $ 91,000 | $ 91,000 | $ 60,000 |
| Menominee County Michigan | 1 | $ 140,000 | $ 140,000 | $ 77,000 |
| Ontonagon County Michigan | 1 | $ 265,000 | $ 265,000 | $ 200,000 |
| Blue Earth County Minnesota | 1 | $ 31,000 | $ 31,000 | $ 49,000 |
| Dakota County Minnesota | 1 | $ 46,000 | $ 46,000 | $ 37,000 |
| Washington County Minnesota | 1 | $ 48,000 | $ 48,000 | $ 132,000 |
| Lea County New Mexico | 1 | $ 43,000 | $ 43,000 | $ 31,000 |
| Santa Fe County New Mexico | 1 | $ 938,000 | $ 938,000 | $ 566,000 |
| Buncombe County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 43,000 |
| Watauga County North Carolina | 1 | $ 176,000 | $ 176,000 | $ 1,035,000 |
| Crawford County Ohio | 1 | $ 7,000 | $ 7,000 | $ 34,000 |
| Delaware County Ohio | 1 | $ 273,000 | $ 273,000 | $ 81,000 |
| Geauga County Ohio | 1 | $ 49,000 | $ 49,000 | $ 61,000 |
| Huron County Ohio | 1 | $ 6,000 | $ 6,000 | $ 60,000 |
| Lorain County Ohio | 1 | $ 15,000 | $ 15,000 | $ 12,000 |
| Pickaway County Ohio | 1 | $ 6,000 | $ 6,000 | $ 17,000 |
| Portage County Ohio | 1 | $ 40,000 | $ 40,000 | $ 22,000 |
| Putnam County Ohio | 1 | $ 5,000 | $ 5,000 | $ 37,000 |
| Stark County Ohio | 1 | $ 125,000 | $ 125,000 | $ 66,000 |
| Warren County Ohio | 1 | $ 17,000 | $ 17,000 | $ 60,000 |
| Williams County Ohio | 1 | $ 4,000 | $ 4,000 | $ 42,000 |
| Wayne County Pennsylvania | 1 | $ 173,000 | $ 173,000 | $ 396,000 |
| Shelby County Tennessee | 1 | $ 10,000 | $ 10,000 | $ 80,000 |
| Anderson County Texas | 1 | $ 1,000,000 | $ 1,000,000 | $ 9,863,000 |
| Aransas County Texas | 1 | $ 170,000 | $ 170,000 | $ 192,000 |
| Brazoria County Texas | 1 | $ 32,000 | $ 32,000 | $ 50,000 |
| Cameron County Texas | 1 | $ 480,000 | $ 480,000 | $ 983,000 |
| Comal County Texas | 1 | $ 89,000 | $ 89,000 | $ 240,000 |
| Cooke County Texas | 1 | $ 22,000 | $ 22,000 | $ 76,000 |
| Henderson County Texas | 1 | $ 181,000 | $ 181,000 | $ 216,000 |
| Hill County Texas | 1 | $ 132,000 | $ 132,000 | $ 33,000 |
| Johnson County Texas | 1 | $ 25,000 | $ 25,000 | $ 36,000 |
| Llano County Texas | 1 | $ 230,000 | $ 230,000 | $ 97,000 |
| Nueces County Texas | 1 | $ 172,000 | $ 172,000 | $ 120,000 |
| Walker County Texas | 1 | $ 147,000 | $ 147,000 | $ 156,000 |
| Waller County Texas | 1 | $ 47,000 | $ 47,000 | $ 70,000 |
| Wichita County Texas | 1 | $ 30,000 | $ 30,000 | $ 39,000 |
| Wise County Texas | 1 | $ 152,000 | $ 152,000 | $ 87,000 |
| Alexandria County Virginia | 1 | $ 520,000 | $ 520,000 | $ 975,000 |
| Campbell County Virginia | 1 | $ 110,000 | $ 110,000 | $ 53,000 |
Mortgage Loan Application Detail Totals for Comerica Bank in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement (one-to-four family) | 6,093 | $43,934,000 | $236,428 | $4,500,000 | $171,285 | $872,000 |
| Refinancing (home purchase or home improvement, one-to-four family) | 3,935 | $809,378,000 | $412,230 | $10,000,000 | $607,115 | $9,863,000 |
| Home Purchase (one-to-four family) | 2,523 | $348,130,000 | $303,388 | $5,500,000 | $596,111 | $9,137,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 6 | $24,228,000 | $4,038,000 | $23,250,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 8,647 | $748,405,000 | $378,681 | $5,500,000 | $550,136 | $9,863,000 |
| Black | 2,149 | $44,821,000 | $118,625 | $1,440,000 | $95,500 | $1,000,000 |
| Information not provided by applicant in mail or telephone application | 968 | $323,308,000 | $393,947 | $10,000,000 | $912,105 | $9,137,000 |
| Hispanic | 339 | $17,011,000 | $196,800 | $1,350,000 | $261,400 | $2,106,000 |
| Not applicable | 166 | $60,591,000 | $483,714 | $23,250,000 | $15,428 | $108,000 |
| Asian or Pacific Islander | 135 | $20,986,000 | $195,833 | $4,500,000 | $122,500 | $1,500,000 |
| Other | 111 | $7,461,000 | $140,500 | $515,000 | $128,500 | $708,000 |
| American Indian or Alaskan Native | 42 | $3,087,000 | $157,600 | $810,000 | $97,600 | $408,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 12,538 | $1,223,390,000 | $324,241 | $23,250,000 | $501,034 | $9,863,000 |
| FHA-insured (Federal Housing Administration) | 16 | $1,834,000 | $122,500 | $184,000 | $25,500 | $96,000 |
| VA-guaranteed (Veterans Administration) | 3 | $446,000 | $148,000 | $181,000 | $61,000 | $87,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,410 | $900,151,000 | $413,846 | $23,250,000 | $634,038 | $9,863,000 |
| Application Denied By Financial Institution | 4,847 | $151,158,000 | $178,692 | $10,000,000 | $100,461 | $1,023,000 |
| Application Approved But Not Accepted | 1,020 | $108,919,000 | $232,222 | $3,650,000 | $149,666 | $2,946,000 |
| Loan Purchased By The Institution | 131 | $19,943,000 | $430,875 | $4,063,000 | $0 | $0 |
| Application Withdrawn By Applicant | 121 | $34,845,000 | $201,333 | $5,500,000 | $139,833 | $5,288,000 |
| File Closed For Incompleteness | 28 | $10,654,000 | $851,000 | $1,763,000 | $1,693,800 | $7,200,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 2,282 | $42,548,000 | $121,125 | $710,000 | $80,875 | $540,000 |
| Debt-To-Income Ratio | 1,426 | $54,652,000 | $253,428 | $10,000,000 | $70,000 | $1,023,000 |
| Unverifiable Information | 522 | $21,697,000 | $440,600 | $1,988,000 | $140,800 | $452,000 |
| Other | 232 | $13,984,000 | $98,100 | $1,480,000 | $97,300 | $934,000 |
| Employment History | 179 | $6,160,000 | $31,750 | $250,000 | $25,250 | $480,000 |
| Collateral | 120 | $9,102,000 | $73,250 | $720,000 | $79,500 | $315,000 |
| Credit Application Incomplete | 55 | $1,865,000 | $50,200 | $350,000 | $61,200 | $294,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 31 | $1,150,000 | $91,333 | $190,000 | $129,333 | $295,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Comerica Bank's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Comerica Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Michigan, download the full spreadsheet
with aggregated HMDA statistics today.