Comerica Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Comerica Bank 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Comerica Bank 500 Woodward Ave - Mc 3352 Detroit, MI 48226 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,758 |
| Total Mortgage Loan Application Amount | $854,539,000 |
| Average Mortgage Loan Application Amount | $598,000 |
| Highest Mortgage Loan Application Amount | $10,000,000 |
| Average Applicant Income | $704,609 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Comerica Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Comerica Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Comerica Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Comerica Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Comerica Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Comerica Bank's mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Wayne County Michigan | 1,447 | $ 80,266,000 | $ 55,000 | $ 58,000 |
| Oakland County Michigan | 759 | $ 134,010,000 | $ 176,000 | $ 90,000 |
| Macomb County Michigan | 557 | $ 39,212,000 | $ 70,000 | $ 64,000 |
| Kent County Michigan | 365 | $ 42,666,000 | $ 116,000 | $ 73,000 |
| Dallas County Texas | 265 | $ 47,889,000 | $ 180,000 | $ 125,000 |
| Washtenaw County Michigan | 194 | $ 27,640,000 | $ 142,000 | $ 79,000 |
| Harris County Texas | 145 | $ 13,383,000 | $ 92,000 | $ 109,000 |
| Jackson County Michigan | 139 | $ 11,722,000 | $ 84,000 | $ 50,000 |
| Ottawa County Michigan | 124 | $ 12,668,000 | $ 102,000 | $ 51,000 |
| Muskegon County Michigan | 102 | $ 8,818,000 | $ 86,000 | $ 52,000 |
| Kalamazoo County Michigan | 91 | $ 7,881,000 | $ 86,000 | $ 68,000 |
| Calhoun County Michigan | 90 | $ 8,348,000 | $ 92,000 | $ 61,000 |
| Ingham County Michigan | 86 | $ 11,623,000 | $ 135,000 | $ 106,000 |
| Livingston County Michigan | 83 | $ 12,970,000 | $ 156,000 | $ 88,000 |
| Palm Beach County Florida | 73 | $ 31,507,000 | $ 431,000 | $ 189,000 |
| Broward County Florida | 66 | $ 20,511,000 | $ 310,000 | $ 171,000 |
| Los Angeles County California | 63 | $ 63,666,000 | $ 1,010,000 | $ 764,000 |
| St. Clair County Michigan | 49 | $ 2,913,000 | $ 59,000 | $ 65,000 |
| Lucas County Ohio | 46 | $ 210,000 | $ 4,000 | $ 56,000 |
| Collin County Texas | 44 | $ 7,159,000 | $ 162,000 | $ 173,000 |
| Genesee County Michigan | 42 | $ 4,166,000 | $ 99,000 | $ 68,000 |
| Monroe County Michigan | 36 | $ 1,578,000 | $ 43,000 | $ 58,000 |
| Fort Bend County Texas | 33 | $ 2,713,000 | $ 82,000 | $ 92,000 |
| Lenawee County Michigan | 30 | $ 2,546,000 | $ 84,000 | $ 52,000 |
| Denton County Texas | 30 | $ 2,155,000 | $ 71,000 | $ 111,000 |
| Gladwin County Michigan | 29 | $ 2,424,000 | $ 83,000 | $ 52,000 |
| Tarrant County Texas | 29 | $ 2,648,000 | $ 91,000 | $ 129,000 |
| Santa Clara County California | 27 | $ 25,125,000 | $ 930,000 | $ 407,000 |
| Lapeer County Michigan | 27 | $ 4,575,000 | $ 169,000 | $ 98,000 |
| Midland County Michigan | 24 | $ 2,144,000 | $ 89,000 | $ 65,000 |
| Allegan County Michigan | 22 | $ 2,180,000 | $ 99,000 | $ 57,000 |
| Orange County California | 21 | $ 12,681,000 | $ 603,000 | $ 319,000 |
| San Diego County California | 21 | $ 10,918,000 | $ 519,000 | $ 383,000 |
| Collier County Florida | 21 | $ 7,627,000 | $ 363,000 | $ 212,000 |
| Sarasota County Florida | 21 | $ 8,386,000 | $ 399,000 | $ 468,000 |
| Travis County Texas | 21 | $ 6,931,000 | $ 330,000 | $ 184,000 |
| Clinton County Michigan | 16 | $ 2,263,000 | $ 141,000 | $ 108,000 |
| Eaton County Michigan | 15 | $ 1,941,000 | $ 129,000 | $ 63,000 |
| Santa Cruz County California | 13 | $ 8,460,000 | $ 650,000 | $ 226,000 |
| Lee County Florida | 11 | $ 7,001,000 | $ 636,000 | $ 331,000 |
| Ionia County Michigan | 11 | $ 766,000 | $ 69,000 | $ 64,000 |
| Montcalm County Michigan | 11 | $ 1,159,000 | $ 105,000 | $ 77,000 |
| Shiawassee County Michigan | 10 | $ 1,318,000 | $ 131,000 | $ 72,000 |
| Ellis County Texas | 10 | $ 2,541,000 | $ 254,000 | $ 250,000 |
| Berrien County Michigan | 9 | $ 422,000 | $ 46,000 | $ 32,000 |
| Van Buren County Michigan | 9 | $ 1,015,000 | $ 112,000 | $ 90,000 |
| San Mateo County California | 8 | $ 7,557,000 | $ 944,000 | $ 499,000 |
| Pinellas County Florida | 8 | $ 1,461,000 | $ 182,000 | $ 946,000 |
| Riverside County California | 7 | $ 4,253,000 | $ 607,000 | $ 304,000 |
| Barry County Michigan | 7 | $ 689,000 | $ 98,000 | $ 51,000 |
| Branch County Michigan | 7 | $ 620,000 | $ 88,000 | $ 64,000 |
| Grand Traverse County Michigan | 7 | $ 963,000 | $ 137,000 | $ 83,000 |
| Hillsdale County Michigan | 7 | $ 1,009,000 | $ 144,000 | $ 77,000 |
| Newaygo County Michigan | 7 | $ 797,000 | $ 113,000 | $ 150,000 |
| Saginaw County Michigan | 7 | $ 884,000 | $ 126,000 | $ 124,000 |
| Sanilac County Michigan | 7 | $ 187,000 | $ 26,000 | $ 56,000 |
| Monterey County California | 6 | $ 3,910,000 | $ 651,000 | $ 116,000 |
| San Bernardino County California | 6 | $ 3,732,000 | $ 622,000 | $ 145,000 |
| Cook County Illinois | 6 | $ 2,933,000 | $ 488,000 | $ 973,000 |
| Clark County Nevada | 6 | $ 3,304,000 | $ 550,000 | $ 280,000 |
| Kaufman County Texas | 6 | $ 401,000 | $ 66,000 | $ 71,000 |
| Miami-Dade County Florida | 5 | $ 4,513,000 | $ 902,000 | $ 2,703,000 |
| Antrim County Michigan | 5 | $ 1,195,000 | $ 239,000 | $ 273,000 |
| Charlevoix County Michigan | 5 | $ 1,431,000 | $ 286,000 | $ 252,000 |
| Oceana County Michigan | 5 | $ 524,000 | $ 104,000 | $ 91,000 |
| Wexford County Michigan | 5 | $ 608,000 | $ 121,000 | $ 98,000 |
| Galveston County Texas | 5 | $ 592,000 | $ 118,000 | $ 93,000 |
| Montgomery County Texas | 5 | $ 445,000 | $ 89,000 | $ 71,000 |
| Waller County Texas | 5 | $ 419,000 | $ 83,000 | $ 126,000 |
| Maricopa County Arizona | 4 | $ 2,467,000 | $ 616,000 | $ 188,000 |
| Hillsborough County Florida | 4 | $ 2,567,000 | $ 641,000 | $ 261,000 |
| Leelanau County Michigan | 4 | $ 1,098,000 | $ 274,000 | $ 244,000 |
| Otsego County Michigan | 4 | $ 315,000 | $ 78,000 | $ 89,000 |
| Roscommon County Michigan | 4 | $ 391,000 | $ 97,000 | $ 40,000 |
| St. Joseph County Michigan | 4 | $ 22,000 | $ 5,000 | $ 80,000 |
| Tuscola County Michigan | 4 | $ 55,000 | $ 13,000 | $ 37,000 |
| Wood County Ohio | 4 | $ 17,000 | $ 4,000 | $ 55,000 |
| Polk County Texas | 4 | $ 226,000 | $ 56,000 | $ 100,000 |
| Rockwall County Texas | 4 | $ 152,000 | $ 38,000 | $ 92,000 |
| Williamson County Texas | 4 | $ 353,000 | $ 88,000 | $ 123,000 |
| Alameda County California | 3 | $ 1,410,000 | $ 470,000 | $ 167,000 |
| Contra Costa County California | 3 | $ 5,258,000 | $ 1,752,000 | $ 3,130,000 |
| Mono County California | 3 | $ 2,773,000 | $ 924,000 | $ 169,000 |
| Napa County California | 3 | $ 10,517,000 | $ 3,505,000 | $ 884,000 |
| San Luis Obispo County California | 3 | $ 2,345,000 | $ 781,000 | $ 867,000 |
| Ventura County California | 3 | $ 4,862,000 | $ 1,620,000 | $ 504,000 |
| Martin County Florida | 3 | $ 1,450,000 | $ 483,000 | $ 405,000 |
| Cheboygan County Michigan | 3 | $ 1,295,000 | $ 431,000 | $ 384,000 |
| Emmet County Michigan | 3 | $ 980,000 | $ 326,000 | $ 156,000 |
| Lake County Michigan | 3 | $ 396,000 | $ 132,000 | $ 132,000 |
| El Dorado County California | 2 | $ 695,000 | $ 347,000 | $ 116,000 |
| Marin County California | 2 | $ 4,150,000 | $ 2,075,000 | $ 226,000 |
| Placer County California | 2 | $ 800,000 | $ 400,000 | $ 119,000 |
| Eagle County Colorado | 2 | $ 3,650,000 | $ 1,825,000 | $ 1,250,000 |
| Pitkin County Colorado | 2 | $ 2,500,000 | $ 1,250,000 | $ 776,000 |
| Charlotte County Florida | 2 | $ 424,000 | $ 212,000 | $ 346,000 |
| Manatee County Florida | 2 | $ 766,000 | $ 383,000 | $ 93,000 |
| Hawaii County Hawaii | 2 | $ 4,050,000 | $ 2,025,000 | $ 636,000 |
| Bay County Michigan | 2 | $ 200,000 | $ 100,000 | $ 88,000 |
| Benzie County Michigan | 2 | $ 440,000 | $ 220,000 | $ 147,000 |
| Iosco County Michigan | 2 | $ 221,000 | $ 110,000 | $ 88,000 |
| Mason County Michigan | 2 | $ 109,000 | $ 54,000 | $ 103,000 |
| Mecosta County Michigan | 2 | $ 294,000 | $ 147,000 | $ 83,000 |
| Ogemaw County Michigan | 2 | $ 340,000 | $ 170,000 | $ 91,000 |
| Osceola County Michigan | 2 | $ 214,000 | $ 107,000 | $ 250,000 |
| Defiance County Ohio | 2 | $ 27,000 | $ 13,000 | $ 27,000 |
| Franklin County Ohio | 2 | $ 32,000 | $ 16,000 | $ 18,000 |
| Fulton County Ohio | 2 | $ 10,000 | $ 5,000 | $ 48,000 |
| Lorain County Ohio | 2 | $ 32,000 | $ 16,000 | $ 39,000 |
| Ottawa County Ohio | 2 | $ 8,000 | $ 4,000 | $ 66,000 |
| Putnam County Ohio | 2 | $ 26,000 | $ 13,000 | $ 21,000 |
| Sandusky County Ohio | 2 | $ 11,000 | $ 5,000 | $ 79,000 |
| Beaufort County South Carolina | 2 | $ 1,220,000 | $ 610,000 | $ 172,000 |
| Austin County Texas | 2 | $ 151,000 | $ 75,000 | $ 38,000 |
| Falls County Texas | 2 | $ 23,000 | $ 11,000 | $ 59,000 |
| Grayson County Texas | 2 | $ 52,000 | $ 26,000 | $ 69,000 |
| Henderson County Texas | 2 | $ 705,000 | $ 352,000 | $ 1,163,000 |
| Hunt County Texas | 2 | $ 74,000 | $ 37,000 | $ 46,000 |
| San Jacinto County Texas | 2 | $ 413,000 | $ 206,000 | $ 42,000 |
| Yavapai County Arizona | 1 | $ 1,400,000 | $ 1,400,000 | $ 9,999,000 |
| Sacramento County California | 1 | $ 212,000 | $ 212,000 | $ 57,000 |
| San Joaquin County California | 1 | $ 687,000 | $ 687,000 | $ 180,000 |
| Tuolumne County California | 1 | $ 255,000 | $ 255,000 | $ 87,000 |
| Gunnison County Colorado | 1 | $ 532,000 | $ 532,000 | $ 106,000 |
| Fairfield County Connecticut | 1 | $ 1,919,000 | $ 1,919,000 | $ 150,000 |
| Brevard County Florida | 1 | $ 1,000,000 | $ 1,000,000 | $ 526,000 |
| Flagler County Florida | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Hernando County Florida | 1 | $ 133,000 | $ 133,000 | $ 40,000 |
| Highlands County Florida | 1 | $ 100,000 | $ 100,000 | $ 118,000 |
| Lake County Florida | 1 | $ 108,000 | $ 108,000 | $ 223,000 |
| Marion County Florida | 1 | $ 67,000 | $ 67,000 | $ 41,000 |
| Monroe County Florida | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Okaloosa County Florida | 1 | $ 338,000 | $ 338,000 | $ 261,000 |
| Pasco County Florida | 1 | $ 100,000 | $ 100,000 | $ 31,000 |
| Polk County Florida | 1 | $ 121,000 | $ 121,000 | $ 111,000 |
| Seminole County Florida | 1 | $ 280,000 | $ 280,000 | $ 158,000 |
| St. Johns County Florida | 1 | $ 350,000 | $ 350,000 | $ 164,000 |
| St. Lucie County Florida | 1 | $ 170,000 | $ 170,000 | $ 253,000 |
| Volusia County Florida | 1 | $ 288,000 | $ 288,000 | $ 0 |
| Fulton County Georgia | 1 | $ 1,000,000 | $ 1,000,000 | $ 2,000,000 |
| Maui County Hawaii | 1 | $ 445,000 | $ 445,000 | $ 76,000 |
| McHenry County Illinois | 1 | $ 200,000 | $ 200,000 | $ 194,000 |
| Hamilton County Indiana | 1 | $ 800,000 | $ 800,000 | $ 485,000 |
| Johnson County Kansas | 1 | $ 473,000 | $ 473,000 | $ 397,000 |
| Logan County Kentucky | 1 | $ 34,000 | $ 34,000 | $ 33,000 |
| Woodford County Kentucky | 1 | $ 330,000 | $ 330,000 | $ 571,000 |
| Ouachita County Louisiana | 1 | $ 73,000 | $ 73,000 | $ 15,000 |
| Alcona County Michigan | 1 | $ 220,000 | $ 220,000 | $ 146,000 |
| Alpena County Michigan | 1 | $ 250,000 | $ 250,000 | $ 0 |
| Arenac County Michigan | 1 | $ 52,000 | $ 52,000 | $ 16,000 |
| Clare County Michigan | 1 | $ 50,000 | $ 50,000 | $ 50,000 |
| Crawford County Michigan | 1 | $ 76,000 | $ 76,000 | $ 59,000 |
| Isabella County Michigan | 1 | $ 67,000 | $ 67,000 | $ 53,000 |
| Kalkaska County Michigan | 1 | $ 131,000 | $ 131,000 | $ 106,000 |
| Luce County Michigan | 1 | $ 92,000 | $ 92,000 | $ 0 |
| Missaukee County Michigan | 1 | $ 255,000 | $ 255,000 | $ 250,000 |
| Montmorency County Michigan | 1 | $ 121,000 | $ 121,000 | $ 62,000 |
| Presque Isle County Michigan | 1 | $ 140,000 | $ 140,000 | $ 38,000 |
| Park County Montana | 1 | $ 1,600,000 | $ 1,600,000 | $ 500,000 |
| Washoe County Nevada | 1 | $ 775,000 | $ 775,000 | $ 240,000 |
| Bernalillo County New Mexico | 1 | $ 60,000 | $ 60,000 | $ 40,000 |
| Cuyahoga County Ohio | 1 | $ 253,000 | $ 253,000 | $ 89,000 |
| Erie County Ohio | 1 | $ 5,000 | $ 5,000 | $ 36,000 |
| Greene County Ohio | 1 | $ 7,000 | $ 7,000 | $ 37,000 |
| Hancock County Ohio | 1 | $ 4,000 | $ 4,000 | $ 54,000 |
| Henry County Ohio | 1 | $ 5,000 | $ 5,000 | $ 27,000 |
| Portage County Ohio | 1 | $ 29,000 | $ 29,000 | $ 37,000 |
| Warren County Ohio | 1 | $ 150,000 | $ 150,000 | $ 82,000 |
| Wayne County Ohio | 1 | $ 124,000 | $ 124,000 | $ 36,000 |
| Williams County Ohio | 1 | $ 9,000 | $ 9,000 | $ 41,000 |
| Wyandot County Ohio | 1 | $ 3,000 | $ 3,000 | $ 61,000 |
| McIntosh County Oklahoma | 1 | $ 121,000 | $ 121,000 | $ 90,000 |
| Deschutes County Oregon | 1 | $ 254,000 | $ 254,000 | $ 48,000 |
| Multnomah County Oregon | 1 | $ 200,000 | $ 200,000 | $ 473,000 |
| Allegheny County Pennsylvania | 1 | $ 2,000,000 | $ 2,000,000 | $ 1,500,000 |
| Providence County Rhode Island | 1 | $ 148,000 | $ 148,000 | $ 57,000 |
| Knox County Tennessee | 1 | $ 120,000 | $ 120,000 | $ 45,000 |
| Sevier County Tennessee | 1 | $ 300,000 | $ 300,000 | $ 0 |
| Bastrop County Texas | 1 | $ 119,000 | $ 119,000 | $ 41,000 |
| Brazoria County Texas | 1 | $ 94,000 | $ 94,000 | $ 22,000 |
| Colorado County Texas | 1 | $ 1,900,000 | $ 1,900,000 | $ 708,000 |
| Comal County Texas | 1 | $ 125,000 | $ 125,000 | $ 467,000 |
| Cooke County Texas | 1 | $ 22,000 | $ 22,000 | $ 110,000 |
| Fayette County Texas | 1 | $ 196,000 | $ 196,000 | $ 124,000 |
| Hays County Texas | 1 | $ 155,000 | $ 155,000 | $ 63,000 |
| Hood County Texas | 1 | $ 120,000 | $ 120,000 | $ 172,000 |
| Johnson County Texas | 1 | $ 100,000 | $ 100,000 | $ 111,000 |
| Lampasas County Texas | 1 | $ 96,000 | $ 96,000 | $ 53,000 |
| Randall County Texas | 1 | $ 40,000 | $ 40,000 | $ 62,000 |
| Van Zandt County Texas | 1 | $ 27,000 | $ 27,000 | $ 25,000 |
| Wise County Texas | 1 | $ 25,000 | $ 25,000 | $ 171,000 |
| Summit County Utah | 1 | $ 1,800,000 | $ 1,800,000 | $ 9,999,000 |
| King County Washington | 1 | $ 600,000 | $ 600,000 | $ 169,000 |
| Kitsap County Washington | 1 | $ 2,000,000 | $ 2,000,000 | $ 2,590,000 |
Mortgage Loan Application Detail Totals for Comerica Bank in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,916 | $529,986,000 | $801,714 | $10,000,000 | $1,468,571 | $9,999,000 |
| Home Improvement | 1,745 | $16,712,000 | $114,800 | $1,160,000 | $124,800 | $4,400,000 |
| Home Purchase | 1,097 | $307,841,000 | $578,181 | $4,960,000 | $350,227 | $7,141,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,831 | $565,794,000 | $911,764 | $4,960,000 | $1,173,058 | $9,999,000 |
| Black or African American | 927 | $35,862,000 | $111,250 | $1,500,000 | $106,000 | $1,007,000 |
| Not Provided | 444 | $155,608,000 | $585,250 | $7,000,000 | $410,937 | $8,458,000 |
| Hispanic | 250 | $25,012,000 | $267,875 | $2,026,000 | $197,250 | $2,646,000 |
| Not applicable | 168 | $46,117,000 | $603,285 | $10,000,000 | $4,142 | $231,000 |
| Asian | 94 | $20,157,000 | $231,000 | $2,000,000 | $135,833 | $1,000,000 |
| American Indian or Alaskan Native | 36 | $4,575,000 | $225,000 | $1,300,000 | $126,000 | $788,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $1,414,000 | $276,500 | $500,000 | $93,250 | $144,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,735 | $851,874,000 | $699,074 | $10,000,000 | $848,111 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 20 | $2,262,000 | $127,000 | $175,000 | $49,500 | $296,000 |
| VA-guaranteed (Veterans Administration) | 3 | $403,000 | $134,000 | $199,000 | $58,000 | $79,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,362 | $602,521,000 | $687,120 | $4,960,000 | $925,520 | $9,999,000 |
| Application Denied By Financial Institution | 1,742 | $121,107,000 | $384,714 | $7,000,000 | $158,285 | $3,852,000 |
| Application Approved But Not Accepted | 392 | $77,253,000 | $511,875 | $3,000,000 | $196,500 | $1,500,000 |
| Loan Purchased By The Institution | 123 | $12,053,000 | $96,000 | $333,000 | $0 | $0 |
| Application Withdrawn By Applicant | 70 | $23,078,000 | $542,600 | $10,000,000 | $237,200 | $8,458,000 |
| Preapproval Denied by Financial Institution | 51 | $12,875,000 | $252,000 | $2,600,000 | $49,000 | $291,000 |
| File Closed For Incompleteness | 18 | $5,652,000 | $397,000 | $1,000,000 | $156,500 | $522,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 881 | $35,763,000 | $203,666 | $1,210,000 | $211,000 | $3,852,000 |
| Debt-To-Income Ratio | 494 | $54,798,000 | $452,142 | $7,000,000 | $110,714 | $1,049,000 |
| Unverifiable Information | 158 | $13,504,000 | $779,666 | $4,000,000 | $393,666 | $2,000,000 |
| Collateral | 139 | $15,986,000 | $156,666 | $1,500,000 | $111,000 | $1,007,000 |
| Other | 91 | $12,569,000 | $419,400 | $2,072,000 | $124,800 | $372,000 |
| Employment History | 18 | $605,000 | $19,666 | $143,000 | $32,333 | $96,000 |
| Credit Application Incomplete | 7 | $209,000 | $25,500 | $100,000 | $73,500 | $115,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $521,000 | $160,000 | $251,000 | $36,500 | $67,000 |
| Mortgage Insurance Denied | 1 | $27,000 | $27,000 | $27,000 | $66,000 | $66,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Comerica Bank's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Comerica Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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