Comerica Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Comerica Bank 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Comerica Bank 500 Woodward Ave - Mc 3352 Detroit, MI 48226 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,086 |
| Total Mortgage Loan Application Amount | $782,923,000 |
| Average Mortgage Loan Application Amount | $198,666 |
| Highest Mortgage Loan Application Amount | $19,600,000 |
| Average Applicant Income | $140,333 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Comerica Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Comerica Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Comerica Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Comerica Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Comerica Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Comerica Bank's mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Oakland County Michigan | 464 | $ 74,587,000 | $ 160,000 | $ 124,000 |
| Wayne County Michigan | 439 | $ 48,260,000 | $ 109,000 | $ 83,000 |
| Macomb County Michigan | 326 | $ 37,448,000 | $ 114,000 | $ 72,000 |
| Dallas County Texas | 167 | $ 35,562,000 | $ 212,000 | $ 159,000 |
| Harris County Texas | 164 | $ 23,463,000 | $ 143,000 | $ 120,000 |
| Los Angeles County California | 88 | $ 140,792,000 | $ 1,599,000 | $ 822,000 |
| Washtenaw County Michigan | 78 | $ 12,449,000 | $ 159,000 | $ 97,000 |
| Jackson County Michigan | 73 | $ 7,143,000 | $ 97,000 | $ 62,000 |
| Kent County Michigan | 69 | $ 8,588,000 | $ 124,000 | $ 77,000 |
| Collin County Texas | 60 | $ 11,853,000 | $ 197,000 | $ 132,000 |
| Tarrant County Texas | 51 | $ 7,535,000 | $ 147,000 | $ 99,000 |
| Travis County Texas | 51 | $ 13,129,000 | $ 257,000 | $ 173,000 |
| Palm Beach County Florida | 47 | $ 24,989,000 | $ 531,000 | $ 294,000 |
| Fort Bend County Texas | 46 | $ 8,572,000 | $ 186,000 | $ 129,000 |
| Livingston County Michigan | 45 | $ 7,818,000 | $ 173,000 | $ 97,000 |
| Calhoun County Michigan | 43 | $ 5,100,000 | $ 118,000 | $ 84,000 |
| Broward County Florida | 41 | $ 6,418,000 | $ 156,000 | $ 76,000 |
| Muskegon County Michigan | 41 | $ 4,071,000 | $ 99,000 | $ 69,000 |
| Santa Clara County California | 36 | $ 22,994,000 | $ 638,000 | $ 264,000 |
| Kalamazoo County Michigan | 35 | $ 4,671,000 | $ 133,000 | $ 120,000 |
| Ingham County Michigan | 34 | $ 3,452,000 | $ 101,000 | $ 267,000 |
| Ottawa County Michigan | 34 | $ 5,520,000 | $ 162,000 | $ 100,000 |
| Maricopa County Arizona | 32 | $ 11,442,000 | $ 357,000 | $ 303,000 |
| San Diego County California | 31 | $ 17,194,000 | $ 554,000 | $ 167,000 |
| Santa Cruz County California | 29 | $ 13,537,000 | $ 466,000 | $ 198,000 |
| Denton County Texas | 27 | $ 7,109,000 | $ 263,000 | $ 124,000 |
| San Mateo County California | 24 | $ 14,082,000 | $ 586,000 | $ 250,000 |
| Orange County California | 23 | $ 18,977,000 | $ 825,000 | $ 778,000 |
| Midland County Michigan | 20 | $ 2,280,000 | $ 114,000 | $ 111,000 |
| Alameda County California | 19 | $ 6,524,000 | $ 343,000 | $ 113,000 |
| Collier County Florida | 19 | $ 13,519,000 | $ 711,000 | $ 385,000 |
| Monterey County California | 17 | $ 23,902,000 | $ 1,406,000 | $ 532,000 |
| Gladwin County Michigan | 16 | $ 2,004,000 | $ 125,000 | $ 79,000 |
| Williamson County Texas | 16 | $ 2,953,000 | $ 184,000 | $ 146,000 |
| Lenawee County Michigan | 15 | $ 1,859,000 | $ 123,000 | $ 78,000 |
| St. Clair County Michigan | 14 | $ 1,845,000 | $ 131,000 | $ 105,000 |
| Orange County Florida | 13 | $ 2,530,000 | $ 194,000 | $ 93,000 |
| Genesee County Michigan | 13 | $ 1,311,000 | $ 100,000 | $ 64,000 |
| Barry County Michigan | 11 | $ 1,751,000 | $ 159,000 | $ 96,000 |
| Riverside County California | 10 | $ 3,174,000 | $ 317,000 | $ 286,000 |
| San Francisco County California | 10 | $ 5,688,000 | $ 568,000 | $ 293,000 |
| Clinton County Michigan | 10 | $ 1,509,000 | $ 150,000 | $ 83,000 |
| Lapeer County Michigan | 10 | $ 1,600,000 | $ 160,000 | $ 61,000 |
| Ellis County Texas | 10 | $ 1,162,000 | $ 116,000 | $ 76,000 |
| San Bernardino County California | 9 | $ 2,013,000 | $ 223,000 | $ 102,000 |
| Montgomery County Texas | 9 | $ 1,760,000 | $ 195,000 | $ 87,000 |
| Lee County Florida | 8 | $ 5,129,000 | $ 641,000 | $ 333,000 |
| Galveston County Texas | 8 | $ 1,468,000 | $ 183,000 | $ 226,000 |
| Contra Costa County California | 7 | $ 4,924,000 | $ 703,000 | $ 237,000 |
| Bay County Michigan | 7 | $ 1,661,000 | $ 237,000 | $ 40,000 |
| Eaton County Michigan | 7 | $ 664,000 | $ 94,000 | $ 67,000 |
| Allegan County Michigan | 6 | $ 1,026,000 | $ 171,000 | $ 169,000 |
| Brazoria County Texas | 6 | $ 1,626,000 | $ 271,000 | $ 131,000 |
| Marin County California | 5 | $ 9,992,000 | $ 1,998,000 | $ 400,000 |
| Charlevoix County Michigan | 5 | $ 1,178,000 | $ 235,000 | $ 276,000 |
| Kaufman County Texas | 5 | $ 609,000 | $ 121,000 | $ 83,000 |
| Ventura County California | 4 | $ 2,866,000 | $ 716,000 | $ 257,000 |
| Martin County Florida | 4 | $ 6,077,000 | $ 1,519,000 | $ 676,000 |
| Pinellas County Florida | 4 | $ 1,162,000 | $ 290,000 | $ 347,000 |
| St. Lucie County Florida | 4 | $ 381,000 | $ 95,000 | $ 55,000 |
| Huron County Michigan | 4 | $ 577,000 | $ 144,000 | $ 206,000 |
| Monroe County Michigan | 4 | $ 425,000 | $ 106,000 | $ 56,000 |
| Sanilac County Michigan | 4 | $ 442,000 | $ 110,000 | $ 77,000 |
| Rockwall County Texas | 4 | $ 554,000 | $ 138,000 | $ 110,000 |
| Solano County California | 3 | $ 1,348,000 | $ 449,000 | $ 57,000 |
| Manatee County Florida | 3 | $ 892,000 | $ 297,000 | $ 95,000 |
| Miami-Dade County Florida | 3 | $ 7,026,000 | $ 2,342,000 | $ 974,000 |
| Antrim County Michigan | 3 | $ 728,000 | $ 242,000 | $ 292,000 |
| Clare County Michigan | 3 | $ 367,000 | $ 122,000 | $ 108,000 |
| Grand Traverse County Michigan | 3 | $ 910,000 | $ 303,000 | $ 190,000 |
| Hillsdale County Michigan | 3 | $ 168,000 | $ 56,000 | $ 49,000 |
| Isabella County Michigan | 3 | $ 276,000 | $ 92,000 | $ 47,000 |
| Mecosta County Michigan | 3 | $ 347,000 | $ 115,000 | $ 64,000 |
| Oceana County Michigan | 3 | $ 218,000 | $ 72,000 | $ 78,000 |
| Ogemaw County Michigan | 3 | $ 221,000 | $ 73,000 | $ 81,000 |
| Shiawassee County Michigan | 3 | $ 256,000 | $ 85,000 | $ 39,000 |
| Grayson County Texas | 3 | $ 281,000 | $ 93,000 | $ 61,000 |
| Henderson County Texas | 3 | $ 1,065,000 | $ 355,000 | $ 185,000 |
| Placer County California | 2 | $ 1,810,000 | $ 905,000 | $ 342,000 |
| Sacramento County California | 2 | $ 396,000 | $ 198,000 | $ 68,000 |
| San Luis Obispo County California | 2 | $ 598,000 | $ 299,000 | $ 429,000 |
| Eagle County Colorado | 2 | $ 3,352,000 | $ 1,676,000 | $ 539,000 |
| Charlotte County Florida | 2 | $ 402,000 | $ 201,000 | $ 134,000 |
| Hillsborough County Florida | 2 | $ 249,000 | $ 124,000 | $ 57,000 |
| Marion County Florida | 2 | $ 147,000 | $ 73,000 | $ 76,000 |
| Polk County Florida | 2 | $ 152,000 | $ 76,000 | $ 73,000 |
| Branch County Michigan | 2 | $ 117,000 | $ 58,000 | $ 30,000 |
| Emmet County Michigan | 2 | $ 907,000 | $ 453,000 | $ 155,000 |
| Leelanau County Michigan | 2 | $ 291,000 | $ 145,000 | $ 124,000 |
| Ontonagon County Michigan | 2 | $ 289,000 | $ 144,000 | $ 84,000 |
| Osceola County Michigan | 2 | $ 282,000 | $ 141,000 | $ 77,000 |
| Roscommon County Michigan | 2 | $ 176,000 | $ 88,000 | $ 104,000 |
| Brazos County Texas | 2 | $ 247,000 | $ 123,000 | $ 59,000 |
| Harrison County Texas | 2 | $ 140,000 | $ 70,000 | $ 156,000 |
| Hays County Texas | 2 | $ 526,000 | $ 263,000 | $ 313,000 |
| Palo Pinto County Texas | 2 | $ 171,000 | $ 85,000 | $ 85,000 |
| Mohave County Arizona | 1 | $ 150,000 | $ 150,000 | $ 100,000 |
| Pima County Arizona | 1 | $ 35,000 | $ 35,000 | $ 56,000 |
| Pinal County Arizona | 1 | $ 36,000 | $ 36,000 | $ 160,000 |
| Yavapai County Arizona | 1 | $ 237,000 | $ 237,000 | $ 30,000 |
| Calaveras County California | 1 | $ 105,000 | $ 105,000 | $ 320,000 |
| Napa County California | 1 | $ 153,000 | $ 153,000 | $ 116,000 |
| San Benito County California | 1 | $ 234,000 | $ 234,000 | $ 92,000 |
| San Joaquin County California | 1 | $ 237,000 | $ 237,000 | $ 51,000 |
| Santa Barbara County California | 1 | $ 1,500,000 | $ 1,500,000 | $ 605,000 |
| Sonoma County California | 1 | $ 768,000 | $ 768,000 | $ 520,000 |
| Yolo County California | 1 | $ 126,000 | $ 126,000 | $ 50,000 |
| Delta County Colorado | 1 | $ 360,000 | $ 360,000 | $ 171,000 |
| Pitkin County Colorado | 1 | $ 19,600,000 | $ 19,600,000 | $ 0 |
| Routt County Colorado | 1 | $ 2,320,000 | $ 2,320,000 | $ 214,000 |
| Franklin County Florida | 1 | $ 975,000 | $ 975,000 | $ 0 |
| Monroe County Florida | 1 | $ 260,000 | $ 260,000 | $ 413,000 |
| Pasco County Florida | 1 | $ 41,000 | $ 41,000 | $ 45,000 |
| Sarasota County Florida | 1 | $ 224,000 | $ 224,000 | $ 63,000 |
| Sumter County Florida | 1 | $ 30,000 | $ 30,000 | $ 24,000 |
| Cobb County Georgia | 1 | $ 567,000 | $ 567,000 | $ 317,000 |
| Orleans County Louisiana | 1 | $ 695,000 | $ 695,000 | $ 333,000 |
| Middlesex County Massachusetts | 1 | $ 440,000 | $ 440,000 | $ 75,000 |
| Alcona County Michigan | 1 | $ 140,000 | $ 140,000 | $ 135,000 |
| Benzie County Michigan | 1 | $ 372,000 | $ 372,000 | $ 850,000 |
| Berrien County Michigan | 1 | $ 190,000 | $ 190,000 | $ 55,000 |
| Cheboygan County Michigan | 1 | $ 123,000 | $ 123,000 | $ 7,000 |
| Chippewa County Michigan | 1 | $ 82,000 | $ 82,000 | $ 316,000 |
| Delta County Michigan | 1 | $ 65,000 | $ 65,000 | $ 163,000 |
| Gratiot County Michigan | 1 | $ 138,000 | $ 138,000 | $ 220,000 |
| Ionia County Michigan | 1 | $ 150,000 | $ 150,000 | $ 51,000 |
| Mason County Michigan | 1 | $ 164,000 | $ 164,000 | $ 103,000 |
| Montcalm County Michigan | 1 | $ 116,000 | $ 116,000 | $ 21,000 |
| Newaygo County Michigan | 1 | $ 68,000 | $ 68,000 | $ 65,000 |
| Otsego County Michigan | 1 | $ 139,000 | $ 139,000 | $ 72,000 |
| Presque Isle County Michigan | 1 | $ 176,000 | $ 176,000 | $ 73,000 |
| Saginaw County Michigan | 1 | $ 116,000 | $ 116,000 | $ 40,000 |
| Schoolcraft County Michigan | 1 | $ 134,000 | $ 134,000 | $ 99,000 |
| Tuscola County Michigan | 1 | $ 86,000 | $ 86,000 | $ 82,000 |
| Van Buren County Michigan | 1 | $ 197,000 | $ 197,000 | $ 69,000 |
| Wexford County Michigan | 1 | $ 248,000 | $ 248,000 | $ 144,000 |
| Washoe County Nevada | 1 | $ 600,000 | $ 600,000 | $ 564,000 |
| Santa Fe County New Mexico | 1 | $ 417,000 | $ 417,000 | $ 223,000 |
| Chatham County North Carolina | 1 | $ 322,000 | $ 322,000 | $ 435,000 |
| Watauga County North Carolina | 1 | $ 240,000 | $ 240,000 | $ 110,000 |
| Franklin County Ohio | 1 | $ 815,000 | $ 815,000 | $ 214,000 |
| Bastrop County Texas | 1 | $ 280,000 | $ 280,000 | $ 60,000 |
| Bexar County Texas | 1 | $ 30,000 | $ 30,000 | $ 80,000 |
| Brown County Texas | 1 | $ 109,000 | $ 109,000 | $ 40,000 |
| Caldwell County Texas | 1 | $ 74,000 | $ 74,000 | $ 131,000 |
| Cameron County Texas | 1 | $ 94,000 | $ 94,000 | $ 40,000 |
| Chambers County Texas | 1 | $ 116,000 | $ 116,000 | $ 64,000 |
| El Paso County Texas | 1 | $ 77,000 | $ 77,000 | $ 14,000 |
| Fannin County Texas | 1 | $ 164,000 | $ 164,000 | $ 106,000 |
| Fayette County Texas | 1 | $ 349,000 | $ 349,000 | $ 220,000 |
| Gregg County Texas | 1 | $ 50,000 | $ 50,000 | $ 90,000 |
| Guadalupe County Texas | 1 | $ 91,000 | $ 91,000 | $ 27,000 |
| Hardin County Texas | 1 | $ 223,000 | $ 223,000 | $ 60,000 |
| Hood County Texas | 1 | $ 479,000 | $ 479,000 | $ 240,000 |
| Hunt County Texas | 1 | $ 68,000 | $ 68,000 | $ 90,000 |
| Jackson County Texas | 1 | $ 36,000 | $ 36,000 | $ 150,000 |
| Jefferson County Texas | 1 | $ 54,000 | $ 54,000 | $ 29,000 |
| Johnson County Texas | 1 | $ 88,000 | $ 88,000 | $ 66,000 |
| Llano County Texas | 1 | $ 123,000 | $ 123,000 | $ 200,000 |
| Nueces County Texas | 1 | $ 369,000 | $ 369,000 | $ 300,000 |
| Scurry County Texas | 1 | $ 124,000 | $ 124,000 | $ 197,000 |
| Van Zandt County Texas | 1 | $ 22,000 | $ 22,000 | $ 50,000 |
| Waller County Texas | 1 | $ 142,000 | $ 142,000 | $ 40,000 |
| Washington County Texas | 1 | $ 102,000 | $ 102,000 | $ 492,000 |
| Summit County Utah | 1 | $ 980,000 | $ 980,000 | $ 134,000 |
| Alexandria County Virginia | 1 | $ 417,000 | $ 417,000 | $ 453,000 |
| Fairfax County Virginia | 1 | $ 1,300,000 | $ 1,300,000 | $ 982,000 |
| King County Washington | 1 | $ 3,300,000 | $ 3,300,000 | $ 3,539,000 |
| Snohomish County Washington | 1 | $ 216,000 | $ 216,000 | $ 80,000 |
Mortgage Loan Application Detail Totals for Comerica Bank in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,807 | $522,938,000 | $289,000 | $19,600,000 | $162,000 | $7,800,000 |
| Home Purchase | 1,126 | $246,273,000 | $218,000 | $7,500,000 | $143,000 | $9,999,000 |
| Home Improvement | 153 | $13,712,000 | $89,000 | $3,000,000 | $116,000 | $2,273,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,823 | $404,663,000 | $221,000 | $19,600,000 | $131,000 | $6,267,000 |
| Not Provided | 671 | $272,615,000 | $406,000 | $8,700,000 | $273,000 | $9,999,000 |
| Black or African American | 202 | $19,692,000 | $97,000 | $640,000 | $70,000 | $1,050,000 |
| Hispanic | 165 | $27,341,000 | $165,000 | $4,000,000 | $98,000 | $1,577,000 |
| Asian | 123 | $23,862,000 | $194,000 | $730,000 | $105,000 | $1,720,000 |
| Not applicable | 70 | $30,088,000 | $429,000 | $12,300,000 | $44,000 | $279,000 |
| American Indian or Alaskan Native | 22 | $2,218,000 | $100,000 | $296,000 | $70,000 | $250,000 |
| Native Hawaiian or Other Pacific Islander | 10 | $2,444,000 | $244,000 | $592,000 | $89,000 | $280,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,570 | $720,440,000 | $280,000 | $19,600,000 | $171,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 515 | $62,367,000 | $121,000 | $704,000 | $59,000 | $389,000 |
| VA-guaranteed (Veterans Administration) | 1 | $116,000 | $116,000 | $116,000 | $35,000 | $35,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,176 | $375,699,000 | $319,000 | $19,600,000 | $185,000 | $9,999,000 |
| Application Denied By Financial Institution | 1,004 | $223,025,000 | $222,000 | $7,126,000 | $128,000 | $7,800,000 |
| Application Approved But Not Accepted | 796 | $147,438,000 | $185,000 | $3,000,000 | $122,000 | $2,400,000 |
| Loan Purchased By The Institution | 63 | $8,492,000 | $134,000 | $341,000 | $49,000 | $279,000 |
| Application Withdrawn By Applicant | 27 | $25,073,000 | $928,000 | $7,500,000 | $759,000 | $9,900,000 |
| File Closed For Incompleteness | 20 | $3,196,000 | $159,000 | $417,000 | $192,000 | $535,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Comerica Bank's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Comerica Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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