Comerica Bank Mortgage Lending & HMDA Data, 2015

In 2015, Comerica Bank of Farmington Hills, MI reported 2,465 mortgage applications totaling $936.4 million, up 2% from 2014. The average application was for $379,872, and applicants reported an average income of $173,156. 47% of its applications resulted in an originated loan and 31% were denied. Its largest markets were Warren-Troy-Farmington Hills, MI (597), Houston-The Woodlands-Sugar Land, TX (282) and Detroit-Dearborn-Livonia, MI (251) (applications in parentheses).

Mortgage Company & Address Comerica Bank

Farmington Hills, MI 48331
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 2,465
Total Mortgage Loan Application Amount $936,385,000
Average Mortgage Loan Application Amount $379,872
Highest Mortgage Loan Application Amount $40,000,000
Average Applicant Income $173,156
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Comerica Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Comerica Bank by County in 2015

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Oakland, Michigan 337 $ 89,192,000 $ 264,664 $ 139,000
Wayne, Michigan 251 $ 30,250,000 $ 120,517 $ 87,000
Macomb, Michigan 217 $ 26,037,000 $ 119,986 $ 72,000
Harris, Texas 211 $ 48,814,000 $ 231,345 $ 124,000
Dallas, Texas 124 $ 67,082,000 $ 540,983 $ 155,000
Los Angeles, California 115 $ 126,769,000 $ 1,102,339 $ 580,000
Maricopa, Arizona 59 $ 29,599,000 $ 501,677 $ 165,000
Washtenaw, Michigan 58 $ 12,749,000 $ 219,810 $ 155,000
Jackson, Michigan 52 $ 5,304,000 $ 102,000 $ 70,000
Kent, Michigan 49 $ 6,735,000 $ 137,448 $ 93,000
Tarrant, Texas 49 $ 8,857,000 $ 180,755 $ 93,000
Palm Beach, Florida 44 $ 16,964,000 $ 385,545 $ 123,000
San Diego, California 38 $ 32,255,000 $ 848,815 $ 339,000
Ingham, Michigan 38 $ 6,203,000 $ 163,236 $ 61,000
Travis, Texas 36 $ 16,406,000 $ 455,722 $ 154,000
Muskegon, Michigan 35 $ 4,603,000 $ 131,514 $ 68,000
Fort Bend, Texas 33 $ 10,196,000 $ 308,969 $ 132,000
Broward, Florida 32 $ 6,000,000 $ 187,500 $ 79,000
Livingston, Michigan 32 $ 5,986,000 $ 187,062 $ 93,000
Collin, Texas 30 $ 11,050,000 $ 368,333 $ 197,000
Orange, California 26 $ 28,233,000 $ 1,085,884 $ 292,000
Kalamazoo, Michigan 26 $ 4,655,000 $ 179,038 $ 81,000
Bexar, Texas 24 $ 4,825,000 $ 201,041 $ 97,000
Ottawa, Michigan 22 $ 3,051,000 $ 138,681 $ 76,000
Montgomery, Texas 21 $ 6,475,000 $ 308,333 $ 136,000
Santa Cruz, California 20 $ 27,625,000 $ 1,381,250 $ 144,000
Calhoun, Michigan 19 $ 2,123,000 $ 111,736 $ 64,000
Santa Clara, California 18 $ 15,393,000 $ 855,166 $ 359,000
Denton, Texas 17 $ 43,614,000 $ 2,565,529 $ 86,000
Williamson, Texas 17 $ 3,937,000 $ 231,588 $ 105,000
Collier, Florida 15 $ 5,437,000 $ 362,466 $ 207,000
San Mateo, California 14 $ 12,655,000 $ 903,928 $ 173,000
Ellis, Texas 13 $ 1,390,000 $ 106,923 $ 147,000
Alameda, California 12 $ 7,513,000 $ 626,083 $ 178,000
Monterey, California 12 $ 11,455,000 $ 954,583 $ 150,000
Clinton, Michigan 12 $ 1,304,000 $ 108,666 $ 54,000
Gladwin, Michigan 12 $ 968,000 $ 80,666 $ 67,000
Lenawee, Michigan 12 $ 1,410,000 $ 117,500 $ 68,000
Eaton, Michigan 11 $ 895,000 $ 81,363 $ 55,000
Genesee, Michigan 11 $ 2,456,000 $ 223,272 $ 141,000
Riverside, California 10 $ 6,006,000 $ 600,600 $ 249,000
San Bernardino, California 10 $ 5,171,000 $ 517,100 $ 225,000
Galveston, Texas 8 $ 1,890,000 $ 236,250 $ 147,000
Contra Costa, California 7 $ 2,448,000 $ 349,714 $ 162,000
Lee, Florida 7 $ 4,470,000 $ 638,571 $ 336,000
Pinellas, Florida 7 $ 7,656,000 $ 1,093,714 $ 511,000
St. Clair, Michigan 7 $ 1,467,000 $ 209,571 $ 213,000
Kerr, Texas 7 $ 1,242,000 $ 177,428 $ 63,000
San Francisco, California 6 $ 5,541,000 $ 923,500 $ 1,139,000
Antrim, Michigan 6 $ 1,640,000 $ 273,333 $ 130,000
Hillsdale, Michigan 6 $ 690,000 $ 115,000 $ 77,000
Santa Barbara, California 5 $ 32,077,000 $ 6,415,400 $ 1,108,000
Midland, Michigan 5 $ 2,001,000 $ 400,200 $ 50,000
Brazoria, Texas 5 $ 728,000 $ 145,600 $ 89,000
Pinal, Arizona 4 $ 439,000 $ 109,750 $ 61,000
Arapahoe, Colorado 4 $ 7,255,000 $ 1,813,750 $ 1,103,000
Allegan, Michigan 4 $ 688,000 $ 172,000 $ 62,000
Bay, Michigan 4 $ 409,000 $ 102,250 $ 38,000
Lapeer, Michigan 4 $ 668,000 $ 167,000 $ 626,000
Van Buren, Michigan 4 $ 1,100,000 $ 275,000 $ 120,000
Sonoma, California 3 $ 5,394,000 $ 1,798,000 $ 840,000
Pitkin, Colorado 3 $ 4,825,000 $ 1,608,333 $ 918,000
Miami-Dade, Florida 3 $ 3,802,000 $ 1,267,333 $ 1,221,000
Orange, Florida 3 $ 2,468,000 $ 822,666 $ 3,438,000
Barry, Michigan 3 $ 2,016,000 $ 672,000 $ 332,000
Iosco, Michigan 3 $ 187,000 $ 62,333 $ 50,000
Sanilac, Michigan 3 $ 308,000 $ 102,666 $ 75,000
Shiawassee, Michigan 3 $ 396,000 $ 132,000 $ 75,000
Wake, North Carolina 3 $ 2,227,000 $ 742,333 $ 596,000
Bastrop, Texas 3 $ 274,000 $ 91,333 $ 55,000
Hunt, Texas 3 $ 310,000 $ 103,333 $ 79,000
Mohave, Arizona 2 $ 237,000 $ 118,500 $ 129,000
Yavapai, Arizona 2 $ 2,987,000 $ 1,493,500 $ 489,000
Fresno, California 2 $ 348,000 $ 174,000 $ 157,000
Napa, California 2 $ 1,685,000 $ 842,500 $ 261,000
Sacramento, California 2 $ 231,000 $ 115,500 $ 38,000
Yolo, California 2 $ 484,000 $ 242,000 $ 202,000
Boulder, Colorado 2 $ 1,630,000 $ 815,000 $ 2,795,000
Eagle, Colorado 2 $ 4,882,000 $ 2,441,000 $ 3,347,000
Charlotte, Florida 2 $ 648,000 $ 324,000 $ 279,000
Escambia, Florida 2 $ 6,800,000 $ 3,400,000 $ 0
Martin, Florida 2 $ 4,100,000 $ 2,050,000 $ 214,000
Sarasota, Florida 2 $ 1,264,000 $ 632,000 $ 226,000
Cook, Illinois 2 $ 1,440,000 $ 720,000 $ 796,000
Clare, Michigan 2 $ 192,000 $ 96,000 $ 43,000
Kalkaska, Michigan 2 $ 450,000 $ 225,000 $ 96,000
Leelanau, Michigan 2 $ 641,000 $ 320,500 $ 362,000
Mason, Michigan 2 $ 1,152,000 $ 576,000 $ 0
Roscommon, Michigan 2 $ 752,000 $ 376,000 $ 300,000
Gallatin, Montana 2 $ 1,172,000 $ 586,000 $ 0
Clark, Nevada 2 $ 428,000 $ 214,000 $ 181,000
Lincoln, New Mexico 2 $ 715,000 $ 357,500 $ 463,000
Austin, Texas 2 $ 254,000 $ 127,000 $ 90,000
Brazos, Texas 2 $ 71,000 $ 35,500 $ 40,000
Comal, Texas 2 $ 802,000 $ 401,000 $ 58,000
Kendall, Texas 2 $ 369,000 $ 184,500 $ 79,000
Nueces, Texas 2 $ 366,000 $ 183,000 $ 292,000
Parker, Texas 2 $ 514,000 $ 257,000 $ 136,000
Waller, Texas 2 $ 401,000 $ 200,500 $ 75,000
Summit, Utah 2 $ 1,896,000 $ 948,000 $ 433,000
King, Washington 2 $ 5,538,000 $ 2,769,000 $ 1,264,000
Snohomish, Washington 2 $ 450,000 $ 225,000 $ 249,000
Etowah, Alabama 1 $ 114,000 $ 114,000 $ 67,000
Santa Cruz, Arizona 1 $ 1,160,000 $ 1,160,000 $ 322,000
Polk, Arkansas 1 $ 76,000 $ 76,000 $ 72,000
Calaveras, California 1 $ 597,000 $ 597,000 $ 102,000
El Dorado, California 1 $ 3,850,000 $ 3,850,000 $ 2,395,000
Kern, California 1 $ 60,000 $ 60,000 $ 149,000
Placer, California 1 $ 1,065,000 $ 1,065,000 $ 618,000
San Joaquin, California 1 $ 158,000 $ 158,000 $ 156,000
San Luis Obispo, California 1 $ 300,000 $ 300,000 $ 1,634,000
Stanislaus, California 1 $ 173,000 $ 173,000 $ 57,000
Tulare, California 1 $ 151,000 $ 151,000 $ 100,000
Denver, Colorado 1 $ 219,000 $ 219,000 $ 254,000
El Paso, Colorado 1 $ 158,000 $ 158,000 $ 4,000
Gunnison, Colorado 1 $ 375,000 $ 375,000 $ 329,000
Larimer, Colorado 1 $ 224,000 $ 224,000 $ 66,000
Bay, Florida 1 $ 128,000 $ 128,000 $ 24,000
Duval, Florida 1 $ 124,000 $ 124,000 $ 731,000
Hernando, Florida 1 $ 224,000 $ 224,000 $ 89,000
Indian River, Florida 1 $ 560,000 $ 560,000 $ 527,000
Okaloosa, Florida 1 $ 268,000 $ 268,000 $ 136,000
Polk, Florida 1 $ 85,000 $ 85,000 $ 126,000
St. Johns, Florida 1 $ 144,000 $ 144,000 $ 0
Volusia, Florida 1 $ 125,000 $ 125,000 $ 43,000
Gwinnett, Georgia 1 $ 251,000 $ 251,000 $ 85,000
Kauai, Hawaii 1 $ 1,575,000 $ 1,575,000 $ 1,902,000
Fayette, Kentucky 1 $ 170,000 $ 170,000 $ 205,000
Bossier, Louisiana 1 $ 437,000 $ 437,000 $ 196,000
Pointe Coupee, Louisiana 1 $ 123,000 $ 123,000 $ 67,000
Alcona, Michigan 1 $ 46,000 $ 46,000 $ 282,000
Arenac, Michigan 1 $ 32,000 $ 32,000 $ 50,000
Benzie, Michigan 1 $ 336,000 $ 336,000 $ 163,000
Charlevoix, Michigan 1 $ 132,000 $ 132,000 $ 63,000
Chippewa, Michigan 1 $ 83,000 $ 83,000 $ 20,000
Delta, Michigan 1 $ 88,000 $ 88,000 $ 96,000
Emmet, Michigan 1 $ 417,000 $ 417,000 $ 67,000
Grand Traverse, Michigan 1 $ 150,000 $ 150,000 $ 63,000
Ionia, Michigan 1 $ 119,000 $ 119,000 $ 38,000
Mackinac, Michigan 1 $ 41,000 $ 41,000 $ 62,000
Manistee, Michigan 1 $ 200,000 $ 200,000 $ 470,000
Monroe, Michigan 1 $ 228,000 $ 228,000 $ 111,000
Newaygo, Michigan 1 $ 292,000 $ 292,000 $ 103,000
Oceana, Michigan 1 $ 348,000 $ 348,000 $ 1,007,000
Saginaw, Michigan 1 $ 67,000 $ 67,000 $ 53,000
Schoolcraft, Michigan 1 $ 78,000 $ 78,000 $ 84,000
Douglas, Nevada 1 $ 2,037,000 $ 2,037,000 $ 2,066,000
Cape May, New Jersey 1 $ 1,925,000 $ 1,925,000 $ 354,000
Bernalillo, New Mexico 1 $ 98,000 $ 98,000 $ 392,000
Sandoval, New Mexico 1 $ 275,000 $ 275,000 $ 76,000
Nash, North Carolina 1 $ 77,000 $ 77,000 $ 42,000
New Hanover, North Carolina 1 $ 638,000 $ 638,000 $ 102,000
Cuyahoga, Ohio 1 $ 110,000 $ 110,000 $ 135,000
Franklin, Ohio 1 $ 112,000 $ 112,000 $ 142,000
Oklahoma, Oklahoma 1 $ 10,360,000 $ 10,360,000 $ 0
Deschutes, Oregon 1 $ 489,000 $ 489,000 $ 0
Allegheny, Pennsylvania 1 $ 2,310,000 $ 2,310,000 $ 0
Pickens, South Carolina 1 $ 709,000 $ 709,000 $ 172,000
Hamilton, Tennessee 1 $ 538,000 $ 538,000 $ 400,000
Williamson, Tennessee 1 $ 900,000 $ 900,000 $ 507,000
Blanco, Texas 1 $ 318,000 $ 318,000 $ 174,000
Brown, Texas 1 $ 85,000 $ 85,000 $ 63,000
Cameron, Texas 1 $ 120,000 $ 120,000 $ 84,000
Freestone, Texas 1 $ 100,000 $ 100,000 $ 1,316,000
Gillespie, Texas 1 $ 240,000 $ 240,000 $ 255,000
Grayson, Texas 1 $ 850,000 $ 850,000 $ 285,000
Hays, Texas 1 $ 160,000 $ 160,000 $ 64,000
Henderson, Texas 1 $ 1,248,000 $ 1,248,000 $ 130,000
Kaufman, Texas 1 $ 360,000 $ 360,000 $ 234,000
Lamar, Texas 1 $ 38,000 $ 38,000 $ 56,000
Lampasas, Texas 1 $ 228,000 $ 228,000 $ 211,000
Limestone, Texas 1 $ 92,000 $ 92,000 $ 140,000
McLennan, Texas 1 $ 137,000 $ 137,000 $ 167,000
Rockwall, Texas 1 $ 173,000 $ 173,000 $ 64,000
Walker, Texas 1 $ 260,000 $ 260,000 $ 0
Webb, Texas 1 $ 375,000 $ 375,000 $ 848,000
Wilson, Texas 1 $ 267,000 $ 267,000 $ 152,000
Whitman, Washington 1 $ 48,000 $ 48,000 $ 109,000

Mortgage Loan Application Detail Totals for Comerica Bank in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,333 $474,186,000 $355,000 $40,000,000 $154,000 $9,999,000
Home Purchase 1,011 $447,616,000 $442,000 $33,201,000 $211,000 $6,907,000
Home Improvement 121 $14,583,000 $120,000 $7,883,000 $68,000 $671,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,179 $313,864,000 $266,000 $7,400,000 $145,000 $9,999,000
Not Provided 654 $345,462,000 $528,000 $15,000,000 $287,000 $6,758,000
Not applicable 181 $185,600,000 $1,025,000 $40,000,000 $35,000 $222,000
Black or African American 159 $17,397,000 $109,000 $2,138,000 $108,000 $6,907,000
Hispanic 149 $25,136,000 $168,000 $1,500,000 $158,000 $6,776,000
Asian 134 $46,708,000 $348,000 $8,200,000 $147,000 $3,117,000
American Indian or Alaskan Native 5 $447,000 $89,000 $141,000 $70,000 $177,000
Native Hawaiian or Other Pacific Islander 4 $1,771,000 $442,000 $1,035,000 $120,000 $258,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,305 $917,950,000 $398,000 $40,000,000 $181,000 $9,999,000
FHA-insured (Federal Housing Administration) 153 $17,194,000 $112,000 $304,000 $54,000 $379,000
VA-guaranteed (Veterans Administration) 7 $1,241,000 $177,000 $267,000 $67,000 $152,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,147 $588,249,000 $512,000 $40,000,000 $222,000 $9,999,000
Application Denied By Financial Institution 757 $188,595,000 $249,000 $7,400,000 $103,000 $1,765,000
Application Withdrawn By Applicant 280 $98,016,000 $350,000 $5,600,000 $225,000 $6,758,000
File Closed For Incompleteness 130 $36,717,000 $282,000 $3,308,000 $133,000 $2,000,000
Loan Purchased By The Institution 130 $14,668,000 $112,000 $294,000 $49,000 $222,000
Application Approved But Not Accepted 21 $10,140,000 $482,000 $1,644,000 $356,000 $4,487,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Comerica Bank's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Comerica Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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