Commerce Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011
Commerce Bank 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Commerce Bank 922 Walnut, Tb 12-1 Kansas City, MO 64106 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 5,083 |
| Total Mortgage Loan Application Amount | $760,420,000 |
| Average Mortgage Loan Application Amount | $141,666 |
| Highest Mortgage Loan Application Amount | $21,816,000 |
| Average Applicant Income | $99,000 |
| Highest Applicant Income | $4,650,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with Commerce Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Commerce Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down Commerce Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Commerce Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Commerce Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Commerce Bank's mortgage activity for 2011.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis County Missouri | 543 | $ 98,081,000 | $ 180,000 | $ 159,000 |
| Jackson County Missouri | 367 | $ 36,339,000 | $ 99,000 | $ 90,000 |
| Boone County Missouri | 292 | $ 50,900,000 | $ 174,000 | $ 102,000 |
| Johnson County Kansas | 285 | $ 76,826,000 | $ 269,000 | $ 168,000 |
| Greene County Missouri | 251 | $ 106,914,000 | $ 425,000 | $ 62,000 |
| Buchanan County Missouri | 228 | $ 23,985,000 | $ 105,000 | $ 82,000 |
| St. Charles County Missouri | 214 | $ 20,316,000 | $ 94,000 | $ 102,000 |
| Jefferson County Missouri | 208 | $ 12,738,000 | $ 61,000 | $ 65,000 |
| St. Louis City County Missouri | 133 | $ 10,195,000 | $ 76,000 | $ 76,000 |
| Sedgwick County Kansas | 131 | $ 11,751,000 | $ 89,000 | $ 101,000 |
| St. Clair County Illinois | 125 | $ 11,857,000 | $ 94,000 | $ 65,000 |
| Clay County Missouri | 109 | $ 11,391,000 | $ 104,000 | $ 94,000 |
| Randolph County Missouri | 106 | $ 7,448,000 | $ 70,000 | $ 56,000 |
| St. Francois County Missouri | 104 | $ 4,961,000 | $ 47,000 | $ 52,000 |
| McLean County Illinois | 92 | $ 13,043,000 | $ 141,000 | $ 140,000 |
| Peoria County Illinois | 87 | $ 8,779,000 | $ 100,000 | $ 115,000 |
| Audrain County Missouri | 85 | $ 5,551,000 | $ 65,000 | $ 32,000 |
| Cass County Missouri | 85 | $ 11,039,000 | $ 129,000 | $ 73,000 |
| Crawford County Kansas | 67 | $ 7,279,000 | $ 108,000 | $ 94,000 |
| Laclede County Missouri | 65 | $ 6,350,000 | $ 97,000 | $ 55,000 |
| Jasper County Missouri | 60 | $ 6,169,000 | $ 102,000 | $ 47,000 |
| Platte County Missouri | 60 | $ 10,592,000 | $ 176,000 | $ 104,000 |
| Douglas County Kansas | 59 | $ 11,813,000 | $ 200,000 | $ 104,000 |
| Cape Girardeau County Missouri | 57 | $ 5,561,000 | $ 97,000 | $ 82,000 |
| Polk County Missouri | 53 | $ 4,045,000 | $ 76,000 | $ 52,000 |
| Tulsa County Oklahoma | 52 | $ 16,827,000 | $ 323,000 | $ 337,000 |
| Christian County Missouri | 51 | $ 6,115,000 | $ 119,000 | $ 68,000 |
| Riley County Kansas | 50 | $ 9,667,000 | $ 193,000 | $ 87,000 |
| Marion County Missouri | 50 | $ 2,947,000 | $ 58,000 | $ 61,000 |
| Leavenworth County Kansas | 48 | $ 4,823,000 | $ 100,000 | $ 136,000 |
| Moniteau County Missouri | 46 | $ 4,096,000 | $ 89,000 | $ 58,000 |
| Butler County Missouri | 43 | $ 3,415,000 | $ 79,000 | $ 62,000 |
| Tazewell County Illinois | 34 | $ 3,331,000 | $ 97,000 | $ 80,000 |
| Finney County Kansas | 34 | $ 4,112,000 | $ 120,000 | $ 104,000 |
| Andrew County Missouri | 28 | $ 5,005,000 | $ 178,000 | $ 215,000 |
| Ellis County Kansas | 27 | $ 3,591,000 | $ 133,000 | $ 83,000 |
| Camden County Missouri | 27 | $ 5,163,000 | $ 191,000 | $ 201,000 |
| Woodford County Illinois | 25 | $ 1,579,000 | $ 63,000 | $ 68,000 |
| Denver County Colorado | 24 | $ 5,042,000 | $ 210,000 | $ 23,000 |
| Madison County Illinois | 24 | $ 2,568,000 | $ 107,000 | $ 164,000 |
| Cherokee County Kansas | 23 | $ 865,000 | $ 37,000 | $ 82,000 |
| Wyandotte County Kansas | 23 | $ 1,704,000 | $ 74,000 | $ 91,000 |
| Champaign County Illinois | 20 | $ 7,730,000 | $ 386,000 | $ 241,000 |
| Butler County Kansas | 20 | $ 2,242,000 | $ 112,000 | $ 139,000 |
| Newton County Missouri | 20 | $ 3,257,000 | $ 162,000 | $ 107,000 |
| Barry County Missouri | 19 | $ 2,206,000 | $ 116,000 | $ 46,000 |
| Taney County Missouri | 16 | $ 2,827,000 | $ 176,000 | $ 74,000 |
| Warren County Missouri | 15 | $ 1,380,000 | $ 92,000 | $ 83,000 |
| Morgan County Missouri | 14 | $ 1,670,000 | $ 119,000 | $ 142,000 |
| Ste. Genevieve County Missouri | 14 | $ 705,000 | $ 50,000 | $ 58,000 |
| Arapahoe County Colorado | 13 | $ 1,266,000 | $ 97,000 | $ 54,000 |
| Ralls County Missouri | 13 | $ 816,000 | $ 62,000 | $ 81,000 |
| Callaway County Missouri | 12 | $ 1,722,000 | $ 143,000 | $ 48,000 |
| Monroe County Illinois | 11 | $ 1,756,000 | $ 159,000 | $ 143,000 |
| Pottawatomie County Kansas | 11 | $ 1,099,000 | $ 99,000 | $ 76,000 |
| Franklin County Missouri | 11 | $ 1,053,000 | $ 95,000 | $ 90,000 |
| Lincoln County Missouri | 11 | $ 1,196,000 | $ 108,000 | $ 93,000 |
| Cook County Illinois | 10 | $ 1,898,000 | $ 189,000 | $ 257,000 |
| Reno County Kansas | 10 | $ 847,000 | $ 84,000 | $ 88,000 |
| Stone County Missouri | 10 | $ 1,251,000 | $ 125,000 | $ 112,000 |
| Webster County Missouri | 9 | $ 448,000 | $ 49,000 | $ 57,000 |
| Jefferson County Kansas | 8 | $ 870,000 | $ 108,000 | $ 85,000 |
| Labette County Kansas | 8 | $ 245,000 | $ 30,000 | $ 9,000 |
| Eagle County Colorado | 7 | $ 4,854,000 | $ 693,000 | $ 732,000 |
| Clinton County Missouri | 7 | $ 1,174,000 | $ 167,000 | $ 119,000 |
| Cooper County Missouri | 7 | $ 794,000 | $ 113,000 | $ 76,000 |
| Hickory County Missouri | 7 | $ 462,000 | $ 66,000 | $ 28,000 |
| Ripley County Missouri | 7 | $ 679,000 | $ 97,000 | $ 218,000 |
| Scott County Missouri | 7 | $ 333,000 | $ 47,000 | $ 62,000 |
| Wayne County Missouri | 7 | $ 456,000 | $ 65,000 | $ 87,000 |
| Franklin County Kansas | 6 | $ 856,000 | $ 142,000 | $ 112,000 |
| Miami County Kansas | 6 | $ 750,000 | $ 125,000 | $ 110,000 |
| Cole County Missouri | 6 | $ 993,000 | $ 165,000 | $ 91,000 |
| DeKalb County Missouri | 6 | $ 515,000 | $ 85,000 | $ 174,000 |
| Howard County Missouri | 6 | $ 252,000 | $ 42,000 | $ 36,000 |
| Lafayette County Missouri | 6 | $ 1,140,000 | $ 190,000 | $ 113,000 |
| Washington County Missouri | 6 | $ 351,000 | $ 58,000 | $ 50,000 |
| Maricopa County Arizona | 5 | $ 2,143,000 | $ 428,000 | $ 335,000 |
| Adams County Colorado | 5 | $ 6,775,000 | $ 1,355,000 | $ 16,000 |
| Jefferson County Colorado | 5 | $ 810,000 | $ 162,000 | $ 12,000 |
| Doniphan County Kansas | 5 | $ 380,000 | $ 76,000 | $ 42,000 |
| Benton County Missouri | 5 | $ 364,000 | $ 72,000 | $ 157,000 |
| Iron County Missouri | 5 | $ 184,000 | $ 36,000 | $ 51,000 |
| Lawrence County Missouri | 5 | $ 332,000 | $ 66,000 | $ 51,000 |
| Delaware County Oklahoma | 5 | $ 1,597,000 | $ 319,000 | $ 474,000 |
| Boulder County Colorado | 4 | $ 1,281,000 | $ 320,000 | $ 65,000 |
| Kearny County Kansas | 4 | $ 439,000 | $ 109,000 | $ 119,000 |
| Shawnee County Kansas | 4 | $ 3,756,000 | $ 939,000 | $ 16,000 |
| Carter County Missouri | 4 | $ 331,000 | $ 82,000 | $ 47,000 |
| Dallas County Missouri | 4 | $ 516,000 | $ 129,000 | $ 46,000 |
| Montgomery County Missouri | 4 | $ 408,000 | $ 102,000 | $ 83,000 |
| Cowley County Kansas | 3 | $ 123,000 | $ 41,000 | $ 72,000 |
| Linn County Kansas | 3 | $ 107,000 | $ 35,000 | $ 78,000 |
| Trego County Kansas | 3 | $ 126,000 | $ 42,000 | $ 35,000 |
| Gentry County Missouri | 3 | $ 207,000 | $ 69,000 | $ 38,000 |
| Johnson County Missouri | 3 | $ 368,000 | $ 122,000 | $ 73,000 |
| Madison County Missouri | 3 | $ 291,000 | $ 97,000 | $ 32,000 |
| Nodaway County Missouri | 3 | $ 175,000 | $ 58,000 | $ 53,000 |
| Ray County Missouri | 3 | $ 78,000 | $ 26,000 | $ 56,000 |
| St. Clair County Missouri | 3 | $ 460,000 | $ 153,000 | $ 88,000 |
| Collin County Texas | 3 | $ 1,109,000 | $ 369,000 | $ 95,000 |
| Douglas County Colorado | 2 | $ 233,000 | $ 116,000 | $ 87,000 |
| El Paso County Colorado | 2 | $ 483,000 | $ 241,000 | $ 54,000 |
| Park County Colorado | 2 | $ 335,000 | $ 167,000 | $ 278,000 |
| Summit County Colorado | 2 | $ 1,607,000 | $ 803,000 | $ 380,000 |
| Weld County Colorado | 2 | $ 63,000 | $ 31,000 | $ 29,000 |
| Lee County Florida | 2 | $ 2,013,000 | $ 1,006,000 | $ 277,000 |
| Martin County Florida | 2 | $ 1,563,000 | $ 781,000 | $ 300,000 |
| DeKalb County Illinois | 2 | $ 330,000 | $ 165,000 | $ 0 |
| Fulton County Illinois | 2 | $ 126,000 | $ 63,000 | $ 27,000 |
| Knox County Illinois | 2 | $ 245,000 | $ 122,000 | $ 263,000 |
| Macoupin County Illinois | 2 | $ 90,000 | $ 45,000 | $ 75,000 |
| Piatt County Illinois | 2 | $ 216,000 | $ 108,000 | $ 130,000 |
| Randolph County Illinois | 2 | $ 93,000 | $ 46,000 | $ 38,000 |
| Williamson County Illinois | 2 | $ 229,000 | $ 114,000 | $ 109,000 |
| Anderson County Kansas | 2 | $ 300,000 | $ 150,000 | $ 61,000 |
| Barton County Kansas | 2 | $ 48,000 | $ 24,000 | $ 97,000 |
| Ford County Kansas | 2 | $ 600,000 | $ 300,000 | $ 144,000 |
| Geary County Kansas | 2 | $ 272,000 | $ 136,000 | $ 51,000 |
| Montgomery County Kansas | 2 | $ 132,000 | $ 66,000 | $ 27,000 |
| Neosho County Kansas | 2 | $ 85,000 | $ 42,000 | $ 24,000 |
| Barnstable County Massachusetts | 2 | $ 941,000 | $ 470,000 | $ 609,000 |
| Cedar County Missouri | 2 | $ 128,000 | $ 64,000 | $ 49,000 |
| Dade County Missouri | 2 | $ 122,000 | $ 61,000 | $ 27,000 |
| Daviess County Missouri | 2 | $ 470,000 | $ 235,000 | $ 171,000 |
| Monroe County Missouri | 2 | $ 207,000 | $ 103,000 | $ 37,000 |
| Phelps County Missouri | 2 | $ 126,000 | $ 63,000 | $ 79,000 |
| Reynolds County Missouri | 2 | $ 100,000 | $ 50,000 | $ 50,000 |
| Stoddard County Missouri | 2 | $ 102,000 | $ 51,000 | $ 76,000 |
| Wright County Missouri | 2 | $ 69,000 | $ 34,000 | $ 29,000 |
| Douglas County Nebraska | 2 | $ 365,000 | $ 182,000 | $ 137,000 |
| Caldwell County North Carolina | 2 | $ 152,000 | $ 76,000 | $ 241,000 |
| Mayes County Oklahoma | 2 | $ 81,000 | $ 40,000 | $ 68,000 |
| Summit County Utah | 2 | $ 1,361,000 | $ 680,000 | $ 900,000 |
| Cochise County Arizona | 1 | $ 16,000 | $ 16,000 | $ 0 |
| Pima County Arizona | 1 | $ 166,000 | $ 166,000 | $ 108,000 |
| Yavapai County Arizona | 1 | $ 332,000 | $ 332,000 | $ 154,000 |
| Benton County Arkansas | 1 | $ 326,000 | $ 326,000 | $ 133,000 |
| Greene County Arkansas | 1 | $ 7,000 | $ 7,000 | $ 15,000 |
| Sebastian County Arkansas | 1 | $ 256,000 | $ 256,000 | $ 494,000 |
| Washington County Arkansas | 1 | $ 220,000 | $ 220,000 | $ 88,000 |
| Sonoma County California | 1 | $ 996,000 | $ 996,000 | $ 300,000 |
| Chaffee County Colorado | 1 | $ 248,000 | $ 248,000 | $ 158,000 |
| Clear Creek County Colorado | 1 | $ 249,000 | $ 249,000 | $ 0 |
| Grand County Colorado | 1 | $ 326,000 | $ 326,000 | $ 110,000 |
| Gunnison County Colorado | 1 | $ 385,000 | $ 385,000 | $ 105,000 |
| Broward County Florida | 1 | $ 86,000 | $ 86,000 | $ 58,000 |
| Collier County Florida | 1 | $ 250,000 | $ 250,000 | $ 276,000 |
| Duval County Florida | 1 | $ 767,000 | $ 767,000 | $ 0 |
| Hillsborough County Florida | 1 | $ 572,000 | $ 572,000 | $ 372,000 |
| Pinellas County Florida | 1 | $ 139,000 | $ 139,000 | $ 465,000 |
| Santa Rosa County Florida | 1 | $ 142,000 | $ 142,000 | $ 49,000 |
| Sarasota County Florida | 1 | $ 1,300,000 | $ 1,300,000 | $ 0 |
| Walton County Florida | 1 | $ 200,000 | $ 200,000 | $ 284,000 |
| Coweta County Georgia | 1 | $ 299,000 | $ 299,000 | $ 157,000 |
| Adams County Illinois | 1 | $ 24,000 | $ 24,000 | $ 325,000 |
| Alexander County Illinois | 1 | $ 25,000 | $ 25,000 | $ 42,000 |
| Kane County Illinois | 1 | $ 7,000 | $ 7,000 | $ 109,000 |
| Macon County Illinois | 1 | $ 78,000 | $ 78,000 | $ 40,000 |
| Mason County Illinois | 1 | $ 8,000 | $ 8,000 | $ 64,000 |
| Massac County Illinois | 1 | $ 7,000 | $ 7,000 | $ 18,000 |
| Rock Island County Illinois | 1 | $ 75,000 | $ 75,000 | $ 153,000 |
| Schuyler County Illinois | 1 | $ 7,000 | $ 7,000 | $ 22,000 |
| Will County Illinois | 1 | $ 135,000 | $ 135,000 | $ 46,000 |
| Porter County Indiana | 1 | $ 93,000 | $ 93,000 | $ 79,000 |
| Story County Iowa | 1 | $ 5,100,000 | $ 5,100,000 | $ 0 |
| Atchison County Kansas | 1 | $ 60,000 | $ 60,000 | $ 37,000 |
| Chase County Kansas | 1 | $ 150,000 | $ 150,000 | $ 360,000 |
| Clay County Kansas | 1 | $ 97,000 | $ 97,000 | $ 51,000 |
| Coffey County Kansas | 1 | $ 130,000 | $ 130,000 | $ 97,000 |
| Gray County Kansas | 1 | $ 63,000 | $ 63,000 | $ 21,000 |
| Harvey County Kansas | 1 | $ 75,000 | $ 75,000 | $ 73,000 |
| Haskell County Kansas | 1 | $ 100,000 | $ 100,000 | $ 43,000 |
| McPherson County Kansas | 1 | $ 7,000 | $ 7,000 | $ 6,000 |
| Morris County Kansas | 1 | $ 159,000 | $ 159,000 | $ 79,000 |
| Pratt County Kansas | 1 | $ 24,000 | $ 24,000 | $ 36,000 |
| Rice County Kansas | 1 | $ 87,000 | $ 87,000 | $ 77,000 |
| Rooks County Kansas | 1 | $ 29,000 | $ 29,000 | $ 0 |
| Saline County Kansas | 1 | $ 17,000 | $ 17,000 | $ 36,000 |
| Smith County Kansas | 1 | $ 47,000 | $ 47,000 | $ 106,000 |
| Sumner County Kansas | 1 | $ 8,000 | $ 8,000 | $ 140,000 |
| Orleans County Louisiana | 1 | $ 25,000 | $ 25,000 | $ 4,000 |
| Suffolk County Massachusetts | 1 | $ 545,000 | $ 545,000 | $ 358,000 |
| Lafayette County Mississippi | 1 | $ 230,000 | $ 230,000 | $ 0 |
| Adair County Missouri | 1 | $ 384,000 | $ 384,000 | $ 198,000 |
| Chariton County Missouri | 1 | $ 51,000 | $ 51,000 | $ 167,000 |
| Crawford County Missouri | 1 | $ 175,000 | $ 175,000 | $ 243,000 |
| Dunklin County Missouri | 1 | $ 32,000 | $ 32,000 | $ 181,000 |
| Gasconade County Missouri | 1 | $ 37,000 | $ 37,000 | $ 42,000 |
| Holt County Missouri | 1 | $ 80,000 | $ 80,000 | $ 76,000 |
| Howell County Missouri | 1 | $ 118,000 | $ 118,000 | $ 24,000 |
| Knox County Missouri | 1 | $ 250,000 | $ 250,000 | $ 57,000 |
| Livingston County Missouri | 1 | $ 81,000 | $ 81,000 | $ 41,000 |
| Macon County Missouri | 1 | $ 33,000 | $ 33,000 | $ 17,000 |
| Mercer County Missouri | 1 | $ 7,000 | $ 7,000 | $ 53,000 |
| Miller County Missouri | 1 | $ 150,000 | $ 150,000 | $ 48,000 |
| New Madrid County Missouri | 1 | $ 7,000 | $ 7,000 | $ 25,000 |
| Perry County Missouri | 1 | $ 20,000 | $ 20,000 | $ 480,000 |
| Pike County Missouri | 1 | $ 29,000 | $ 29,000 | $ 35,000 |
| Pulaski County Missouri | 1 | $ 60,000 | $ 60,000 | $ 126,000 |
| Sullivan County Missouri | 1 | $ 90,000 | $ 90,000 | $ 25,000 |
| Vernon County Missouri | 1 | $ 131,000 | $ 131,000 | $ 148,000 |
| Worth County Missouri | 1 | $ 24,000 | $ 24,000 | $ 38,000 |
| Kings County New York | 1 | $ 500,000 | $ 500,000 | $ 169,000 |
| Cuyahoga County Ohio | 1 | $ 153,000 | $ 153,000 | $ 575,000 |
| Nowata County Oklahoma | 1 | $ 113,000 | $ 113,000 | $ 45,000 |
| Okmulgee County Oklahoma | 1 | $ 30,000 | $ 30,000 | $ 53,000 |
| Rogers County Oklahoma | 1 | $ 102,000 | $ 102,000 | $ 0 |
| Clatsop County Oregon | 1 | $ 120,000 | $ 120,000 | $ 3,700,000 |
| Newport County Rhode Island | 1 | $ 100,000 | $ 100,000 | $ 74,000 |
| Beaufort County South Carolina | 1 | $ 417,000 | $ 417,000 | $ 338,000 |
| Berkeley County South Carolina | 1 | $ 193,000 | $ 193,000 | $ 411,000 |
| Wilson County Tennessee | 1 | $ 963,000 | $ 963,000 | $ 0 |
| Dallas County Texas | 1 | $ 308,000 | $ 308,000 | $ 1,082,000 |
| Parker County Texas | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Travis County Texas | 1 | $ 250,000 | $ 250,000 | $ 76,000 |
Mortgage Loan Application Detail Totals for Commerce Bank in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,125 | $479,107,000 | $153,000 | $5,316,000 | $111,000 | $4,650,000 |
| Home Purchase | 1,050 | $250,032,000 | $238,000 | $21,816,000 | $101,000 | $2,039,000 |
| Home Improvement | 908 | $31,281,000 | $34,000 | $6,525,000 | $85,000 | $2,400,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,694 | $418,460,000 | $113,000 | $1,980,000 | $108,000 | $4,650,000 |
| Not Provided | 661 | $105,759,000 | $159,000 | $2,800,000 | $161,000 | $2,833,000 |
| Not applicable | 387 | $206,772,000 | $534,000 | $21,816,000 | $0 | $0 |
| Black or African American | 152 | $9,195,000 | $60,000 | $555,000 | $61,000 | $411,000 |
| Hispanic | 101 | $10,350,000 | $102,000 | $976,000 | $78,000 | $657,000 |
| Asian | 62 | $7,294,000 | $117,000 | $336,000 | $106,000 | $697,000 |
| American Indian or Alaskan Native | 20 | $2,172,000 | $108,000 | $729,000 | $83,000 | $350,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $418,000 | $69,000 | $250,000 | $40,000 | $61,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,915 | $742,748,000 | $151,000 | $21,816,000 | $106,000 | $4,650,000 |
| FHA-insured (Federal Housing Administration) | 146 | $15,031,000 | $102,000 | $251,000 | $58,000 | $469,000 |
| VA-guaranteed (Veterans Administration) | 22 | $2,641,000 | $120,000 | $225,000 | $51,000 | $125,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,243 | $584,294,000 | $180,000 | $21,816,000 | $113,000 | $4,650,000 |
| Application Denied By Financial Institution | 1,190 | $82,080,000 | $68,000 | $800,000 | $74,000 | $1,764,000 |
| Application Withdrawn By Applicant | 415 | $66,042,000 | $159,000 | $1,426,000 | $115,000 | $1,550,000 |
| Application Approved But Not Accepted | 162 | $16,062,000 | $99,000 | $863,000 | $127,000 | $2,400,000 |
| File Closed For Incompleteness | 73 | $11,942,000 | $163,000 | $900,000 | $90,000 | $398,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Commerce Bank's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Commerce Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.