Greene County, AR Mortgage Lenders & HMDA Data, 2011

In 2011, lenders reported 1,752 mortgage applications in Greene County, AR totaling $174.6 million, about the same as 2010. The average application was for $99,000, and applicants reported an average income of $57,000. 55% of applications resulted in an originated loan and 13% were denied. The most active lender was Cadence Bank, with 203 applications, followed by Liberty Bank of Arkansas and Wells Fargo Bank NA.

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Total Number of Mortgage Applications 1,752
Total Mortgage Loan Application Amount $174,603,000
Average Mortgage Loan Application Amount $99,000
Highest Mortgage Loan Application Amount $4,875,000
Average Applicant Income $57,000
Highest Applicant Income $1,104,000
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Top Mortgage Lenders in Greene County, AR (2011)

Ranked by the number of mortgage applications each lender reported in Greene County, AR in 2011.

# Mortgage Lender Mortgage Applications Total Dollar Amount Average Loan Amount Average Applicant Income
1 Cadence Bank
Tupelo, MS
203 $12,318,000 $60,000 $60,000
2 Liberty Bank of Arkansas
Jonesboro, AR
157 $19,907,000 $126,000 $86,000
3 Wells Fargo Bank NA
Minneapolis, MN
154 $15,947,000 $103,000 $54,000
4 Focus Bank
Charleston, MO
140 $11,943,000 $85,000 $63,000
5 JPMorgan Chase Bank, NA
Columbus, OH
117 $11,987,000 $102,000 $38,000
6 Simmons First Bank-Nea
Jonesboro, AR
101 $9,281,000 $91,000 $66,000
7 Bank of America NA
Westlake Village, CA
95 $10,514,000 $110,000 $58,000
8 Regions Bank
Birmingham, AL
74 $5,507,000 $74,000 $55,000
9 Embrace Home Loans, Inc.
Middletown, RI
72 $6,220,000 $86,000 $53,000
10 US Bank, N.A.
Cincinnati, OH
50 $5,675,000 $113,000 $10,000

See every lender active in Greene County, AR in 2011 »

The tables below break down 2011 mortgage applications in Greene County, AR by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Greene County, AR in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 943 $102,758,000 $108,000 $4,875,000 $61,000 $1,104,000
Home Purchase 719 $68,900,000 $95,000 $700,000 $52,000 $744,000
Home Improvement 90 $2,945,000 $32,000 $302,000 $55,000 $289,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,456 $139,256,000 $95,000 $710,000 $63,000 $1,104,000
Not applicable 192 $25,772,000 $134,000 $4,875,000 $11,000 $125,000
Not Provided 83 $8,276,000 $99,000 $339,000 $52,000 $253,000
Hispanic 13 $857,000 $65,000 $124,000 $60,000 $212,000
Black or African American 4 $233,000 $58,000 $121,000 $37,000 $49,000
American Indian or Alaskan Native 2 $81,000 $40,000 $56,000 $66,000 $103,000
Asian 2 $128,000 $64,000 $69,000 $44,000 $55,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,143 $112,229,000 $98,000 $4,875,000 $67,000 $1,104,000
FHA-insured (Federal Housing Administration) 288 $29,064,000 $100,000 $339,000 $43,000 $172,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 242 $23,277,000 $96,000 $240,000 $32,000 $94,000
VA-guaranteed (Veterans Administration) 79 $10,033,000 $127,000 $240,000 $47,000 $117,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 955 $95,250,000 $99,000 $4,875,000 $65,000 $750,000
Loan Purchased By The Institution 358 $37,857,000 $105,000 $398,000 $37,000 $172,000
Application Denied By Financial Institution 221 $18,720,000 $84,000 $380,000 $47,000 $386,000
Application Withdrawn By Applicant 119 $13,908,000 $116,000 $700,000 $71,000 $1,104,000
Application Approved But Not Accepted 79 $7,015,000 $88,000 $480,000 $62,000 $334,000
File Closed For Incompleteness 20 $1,853,000 $92,000 $138,000 $52,000 $186,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 55 $3,313,000 $60,000 $208,000 $44,000 $157,000
Debt-To-Income Ratio 17 $1,965,000 $115,000 $273,000 $35,000 $74,000
Collateral 17 $1,845,000 $108,000 $243,000 $79,000 $204,000
Credit Application Incomplete 11 $1,593,000 $144,000 $299,000 $69,000 $243,000
Other 9 $773,000 $85,000 $127,000 $33,000 $67,000
Employment History 3 $219,000 $73,000 $95,000 $51,000 $72,000
Unverifiable Information 2 $267,000 $133,000 $163,000 $70,000 $79,000
Insufficient Cash (Downpayment, Closing Cost) 1 $75,000 $75,000 $75,000 $53,000 $53,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the Arkansas Lender List