Commerce Bank, N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Commerce Bank, N.A. 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Commerce Bank, N.A. 922 Walnut, Tb 12-1 Kansas City, MO 64106 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 6,451 |
| Total Mortgage Loan Application Amount | $617,395,000 |
| Average Mortgage Loan Application Amount | $90,333 |
| Highest Mortgage Loan Application Amount | $2,000,000 |
| Average Applicant Income | $87,000 |
| Highest Applicant Income | $3,138,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Commerce Bank, N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Commerce Bank, N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Commerce Bank, N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Commerce Bank, N.A. serves its applicants.
Each category highlights the total number of mortgage applications processed by Commerce Bank, N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Commerce Bank, N.A.'s mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis County Missouri | 598 | $ 68,197,000 | $ 114,000 | $ 123,000 |
| Jackson County Missouri | 506 | $ 33,407,000 | $ 66,000 | $ 86,000 |
| Boone County Missouri | 293 | $ 39,964,000 | $ 136,000 | $ 78,000 |
| Johnson County Kansas | 286 | $ 42,328,000 | $ 148,000 | $ 136,000 |
| Buchanan County Missouri | 282 | $ 23,017,000 | $ 81,000 | $ 82,000 |
| Jefferson County Missouri | 275 | $ 14,957,000 | $ 54,000 | $ 76,000 |
| St. Charles County Missouri | 267 | $ 18,264,000 | $ 68,000 | $ 82,000 |
| Greene County Missouri | 257 | $ 25,246,000 | $ 98,000 | $ 70,000 |
| St. Louis City County Missouri | 182 | $ 12,665,000 | $ 69,000 | $ 84,000 |
| St. Clair County Illinois | 175 | $ 14,213,000 | $ 81,000 | $ 103,000 |
| Sedgwick County Kansas | 150 | $ 11,814,000 | $ 78,000 | $ 97,000 |
| Cape Girardeau County Missouri | 132 | $ 12,951,000 | $ 98,000 | $ 62,000 |
| Clay County Missouri | 124 | $ 10,007,000 | $ 80,000 | $ 73,000 |
| McLean County Illinois | 119 | $ 12,533,000 | $ 105,000 | $ 104,000 |
| St. Francois County Missouri | 116 | $ 4,990,000 | $ 43,000 | $ 60,000 |
| Randolph County Missouri | 112 | $ 6,883,000 | $ 61,000 | $ 63,000 |
| Peoria County Illinois | 96 | $ 8,098,000 | $ 84,000 | $ 68,000 |
| Butler County Missouri | 88 | $ 6,691,000 | $ 76,000 | $ 58,000 |
| Laclede County Missouri | 80 | $ 7,656,000 | $ 95,000 | $ 55,000 |
| Crawford County Kansas | 76 | $ 5,920,000 | $ 77,000 | $ 191,000 |
| Jasper County Missouri | 76 | $ 7,997,000 | $ 105,000 | $ 64,000 |
| Cass County Missouri | 72 | $ 4,600,000 | $ 63,000 | $ 72,000 |
| Christian County Missouri | 72 | $ 7,315,000 | $ 101,000 | $ 74,000 |
| Polk County Missouri | 66 | $ 5,451,000 | $ 82,000 | $ 71,000 |
| Audrain County Missouri | 64 | $ 4,486,000 | $ 70,000 | $ 66,000 |
| Finney County Kansas | 63 | $ 6,666,000 | $ 105,000 | $ 76,000 |
| Moniteau County Missouri | 63 | $ 4,647,000 | $ 73,000 | $ 51,000 |
| Leavenworth County Kansas | 61 | $ 4,260,000 | $ 69,000 | $ 109,000 |
| Platte County Missouri | 60 | $ 6,233,000 | $ 103,000 | $ 133,000 |
| Marion County Missouri | 56 | $ 2,719,000 | $ 48,000 | $ 70,000 |
| Wyandotte County Kansas | 53 | $ 1,980,000 | $ 37,000 | $ 59,000 |
| Douglas County Kansas | 51 | $ 5,556,000 | $ 108,000 | $ 93,000 |
| Riley County Kansas | 50 | $ 11,171,000 | $ 223,000 | $ 92,000 |
| Andrew County Missouri | 44 | $ 5,531,000 | $ 125,000 | $ 72,000 |
| Tazewell County Illinois | 41 | $ 3,240,000 | $ 79,000 | $ 126,000 |
| Madison County Illinois | 40 | $ 3,635,000 | $ 90,000 | $ 84,000 |
| Butler County Kansas | 39 | $ 4,176,000 | $ 107,000 | $ 113,000 |
| Barry County Missouri | 33 | $ 3,229,000 | $ 97,000 | $ 81,000 |
| Ellis County Kansas | 32 | $ 3,111,000 | $ 97,000 | $ 84,000 |
| Tulsa County Oklahoma | 32 | $ 6,126,000 | $ 191,000 | $ 125,000 |
| Camden County Missouri | 30 | $ 6,197,000 | $ 206,000 | $ 103,000 |
| Newton County Missouri | 30 | $ 2,211,000 | $ 73,000 | $ 77,000 |
| Cherokee County Kansas | 27 | $ 1,241,000 | $ 45,000 | $ 55,000 |
| Woodford County Illinois | 23 | $ 2,819,000 | $ 122,000 | $ 120,000 |
| Ripley County Missouri | 18 | $ 2,562,000 | $ 142,000 | $ 67,000 |
| Callaway County Missouri | 16 | $ 1,140,000 | $ 71,000 | $ 52,000 |
| Champaign County Illinois | 15 | $ 2,050,000 | $ 136,000 | $ 103,000 |
| Monroe County Illinois | 15 | $ 1,119,000 | $ 74,000 | $ 73,000 |
| Scott County Missouri | 15 | $ 1,336,000 | $ 89,000 | $ 67,000 |
| Warren County Missouri | 15 | $ 1,283,000 | $ 85,000 | $ 75,000 |
| Taney County Missouri | 14 | $ 1,967,000 | $ 140,000 | $ 163,000 |
| Wayne County Missouri | 14 | $ 938,000 | $ 67,000 | $ 75,000 |
| Montgomery County Kansas | 13 | $ 1,063,000 | $ 81,000 | $ 95,000 |
| Carter County Missouri | 13 | $ 1,027,000 | $ 79,000 | $ 52,000 |
| DeKalb County Missouri | 13 | $ 945,000 | $ 72,000 | $ 80,000 |
| Denver County Colorado | 12 | $ 2,384,000 | $ 198,000 | $ 20,000 |
| Jefferson County Kansas | 12 | $ 1,474,000 | $ 122,000 | $ 77,000 |
| Stone County Missouri | 12 | $ 1,571,000 | $ 130,000 | $ 111,000 |
| Cooper County Missouri | 11 | $ 1,152,000 | $ 104,000 | $ 66,000 |
| Hickory County Missouri | 11 | $ 1,032,000 | $ 93,000 | $ 60,000 |
| Lawrence County Missouri | 11 | $ 452,000 | $ 41,000 | $ 42,000 |
| Reno County Kansas | 10 | $ 208,000 | $ 20,000 | $ 77,000 |
| Cole County Missouri | 10 | $ 908,000 | $ 90,000 | $ 57,000 |
| Dallas County Missouri | 10 | $ 892,000 | $ 89,000 | $ 111,000 |
| Lincoln County Missouri | 10 | $ 2,169,000 | $ 216,000 | $ 201,000 |
| Ste. Genevieve County Missouri | 10 | $ 260,000 | $ 26,000 | $ 58,000 |
| Cook County Illinois | 9 | $ 3,070,000 | $ 341,000 | $ 444,000 |
| Cedar County Missouri | 9 | $ 608,000 | $ 67,000 | $ 27,000 |
| Howard County Missouri | 9 | $ 668,000 | $ 74,000 | $ 45,000 |
| Johnson County Missouri | 9 | $ 1,363,000 | $ 151,000 | $ 103,000 |
| Adams County Colorado | 8 | $ 610,000 | $ 76,000 | $ 14,000 |
| Pottawatomie County Kansas | 8 | $ 795,000 | $ 99,000 | $ 61,000 |
| Clinton County Missouri | 8 | $ 920,000 | $ 115,000 | $ 113,000 |
| Miller County Missouri | 8 | $ 1,061,000 | $ 132,000 | $ 191,000 |
| Monroe County Missouri | 8 | $ 639,000 | $ 79,000 | $ 51,000 |
| Ralls County Missouri | 8 | $ 526,000 | $ 65,000 | $ 86,000 |
| Stoddard County Missouri | 8 | $ 404,000 | $ 50,000 | $ 48,000 |
| Kearny County Kansas | 7 | $ 603,000 | $ 86,000 | $ 60,000 |
| Miami County Kansas | 7 | $ 944,000 | $ 134,000 | $ 73,000 |
| Webster County Missouri | 7 | $ 680,000 | $ 97,000 | $ 52,000 |
| Arapahoe County Colorado | 6 | $ 896,000 | $ 149,000 | $ 24,000 |
| Alexander County Illinois | 6 | $ 271,000 | $ 45,000 | $ 54,000 |
| Doniphan County Kansas | 6 | $ 216,000 | $ 36,000 | $ 56,000 |
| Labette County Kansas | 6 | $ 144,000 | $ 24,000 | $ 36,000 |
| Perry County Missouri | 6 | $ 459,000 | $ 76,000 | $ 52,000 |
| Pulaski County Missouri | 6 | $ 762,000 | $ 127,000 | $ 569,000 |
| Washington County Missouri | 6 | $ 447,000 | $ 74,000 | $ 44,000 |
| La Plata County Colorado | 5 | $ 373,000 | $ 74,000 | $ 0 |
| Dunklin County Missouri | 5 | $ 237,000 | $ 47,000 | $ 108,000 |
| Franklin County Missouri | 5 | $ 639,000 | $ 127,000 | $ 91,000 |
| Holt County Missouri | 5 | $ 583,000 | $ 116,000 | $ 90,000 |
| Iron County Missouri | 5 | $ 303,000 | $ 60,000 | $ 47,000 |
| Montgomery County Missouri | 5 | $ 529,000 | $ 105,000 | $ 96,000 |
| Douglas County Colorado | 4 | $ 645,000 | $ 161,000 | $ 63,000 |
| Neosho County Kansas | 4 | $ 166,000 | $ 41,000 | $ 58,000 |
| Dade County Missouri | 4 | $ 58,000 | $ 14,000 | $ 55,000 |
| Morgan County Missouri | 4 | $ 711,000 | $ 177,000 | $ 45,000 |
| Maricopa County Arizona | 3 | $ 1,937,000 | $ 645,000 | $ 321,000 |
| Jefferson County Colorado | 3 | $ 806,000 | $ 268,000 | $ 66,000 |
| Lee County Florida | 3 | $ 809,000 | $ 269,000 | $ 523,000 |
| Clinton County Illinois | 3 | $ 1,018,000 | $ 339,000 | $ 128,000 |
| Randolph County Illinois | 3 | $ 222,000 | $ 74,000 | $ 46,000 |
| Franklin County Kansas | 3 | $ 125,000 | $ 41,000 | $ 54,000 |
| Sumner County Kansas | 3 | $ 25,000 | $ 8,000 | $ 133,000 |
| Barton County Missouri | 3 | $ 184,000 | $ 61,000 | $ 55,000 |
| Benton County Missouri | 3 | $ 63,000 | $ 21,000 | $ 129,000 |
| Bollinger County Missouri | 3 | $ 186,000 | $ 62,000 | $ 65,000 |
| Chariton County Missouri | 3 | $ 266,000 | $ 88,000 | $ 50,000 |
| Lafayette County Missouri | 3 | $ 145,000 | $ 48,000 | $ 30,000 |
| Macon County Missouri | 3 | $ 215,000 | $ 71,000 | $ 53,000 |
| Madison County Missouri | 3 | $ 120,000 | $ 40,000 | $ 43,000 |
| Ray County Missouri | 3 | $ 214,000 | $ 71,000 | $ 44,000 |
| St. Clair County Missouri | 3 | $ 140,000 | $ 46,000 | $ 50,000 |
| Wright County Missouri | 3 | $ 166,000 | $ 55,000 | $ 48,000 |
| Delaware County Oklahoma | 3 | $ 323,000 | $ 107,000 | $ 80,000 |
| Dallas County Texas | 3 | $ 1,399,000 | $ 466,000 | $ 197,000 |
| Boulder County Colorado | 2 | $ 1,085,000 | $ 542,000 | $ 221,000 |
| Summit County Colorado | 2 | $ 1,399,000 | $ 699,000 | $ 491,000 |
| Bay County Florida | 2 | $ 422,000 | $ 211,000 | $ 117,000 |
| Collier County Florida | 2 | $ 1,500,000 | $ 750,000 | $ 1,074,000 |
| Leon County Florida | 2 | $ 484,000 | $ 242,000 | $ 64,000 |
| De Witt County Illinois | 2 | $ 90,000 | $ 45,000 | $ 62,000 |
| Lake County Illinois | 2 | $ 440,000 | $ 220,000 | $ 244,000 |
| Marshall County Illinois | 2 | $ 30,000 | $ 15,000 | $ 48,000 |
| Pike County Illinois | 2 | $ 32,000 | $ 16,000 | $ 71,000 |
| Washington County Illinois | 2 | $ 94,000 | $ 47,000 | $ 82,000 |
| Atchison County Kansas | 2 | $ 69,000 | $ 34,000 | $ 62,000 |
| Dickinson County Kansas | 2 | $ 16,000 | $ 8,000 | $ 34,000 |
| Geary County Kansas | 2 | $ 213,000 | $ 106,000 | $ 82,000 |
| Greenwood County Kansas | 2 | $ 8,000 | $ 4,000 | $ 64,000 |
| Haskell County Kansas | 2 | $ 154,000 | $ 77,000 | $ 92,000 |
| Linn County Kansas | 2 | $ 24,000 | $ 12,000 | $ 9,000 |
| Marion County Kansas | 2 | $ 240,000 | $ 120,000 | $ 83,000 |
| McPherson County Kansas | 2 | $ 160,000 | $ 80,000 | $ 109,000 |
| Morris County Kansas | 2 | $ 104,000 | $ 52,000 | $ 56,000 |
| Seward County Kansas | 2 | $ 231,000 | $ 115,000 | $ 82,000 |
| Stevens County Kansas | 2 | $ 145,000 | $ 72,000 | $ 55,000 |
| Bates County Missouri | 2 | $ 370,000 | $ 185,000 | $ 65,000 |
| Henry County Missouri | 2 | $ 106,000 | $ 53,000 | $ 81,000 |
| McDonald County Missouri | 2 | $ 115,000 | $ 57,000 | $ 21,000 |
| Nodaway County Missouri | 2 | $ 235,000 | $ 117,000 | $ 78,000 |
| Osage County Missouri | 2 | $ 278,000 | $ 139,000 | $ 67,000 |
| Reynolds County Missouri | 2 | $ 377,000 | $ 188,000 | $ 80,000 |
| Lauderdale County Alabama | 1 | $ 100,000 | $ 100,000 | $ 262,000 |
| Baxter County Arkansas | 1 | $ 120,000 | $ 120,000 | $ 36,000 |
| Benton County Arkansas | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Boone County Arkansas | 1 | $ 68,000 | $ 68,000 | $ 91,000 |
| Garland County Arkansas | 1 | $ 417,000 | $ 417,000 | $ 465,000 |
| Los Angeles County California | 1 | $ 992,000 | $ 992,000 | $ 600,000 |
| Orange County California | 1 | $ 1,217,000 | $ 1,217,000 | $ 321,000 |
| Eagle County Colorado | 1 | $ 915,000 | $ 915,000 | $ 1,867,000 |
| El Paso County Colorado | 1 | $ 5,000 | $ 5,000 | $ 50,000 |
| Grand County Colorado | 1 | $ 830,000 | $ 830,000 | $ 392,000 |
| Gunnison County Colorado | 1 | $ 400,000 | $ 400,000 | $ 123,000 |
| Larimer County Colorado | 1 | $ 154,000 | $ 154,000 | $ 355,000 |
| Mineral County Colorado | 1 | $ 224,000 | $ 224,000 | $ 296,000 |
| Teller County Colorado | 1 | $ 210,000 | $ 210,000 | $ 3,000 |
| Manatee County Florida | 1 | $ 144,000 | $ 144,000 | $ 800,000 |
| Miami-Dade County Florida | 1 | $ 968,000 | $ 968,000 | $ 512,000 |
| Orange County Florida | 1 | $ 62,000 | $ 62,000 | $ 33,000 |
| Osceola County Florida | 1 | $ 224,000 | $ 224,000 | $ 0 |
| Volusia County Florida | 1 | $ 106,000 | $ 106,000 | $ 144,000 |
| Cobb County Georgia | 1 | $ 20,000 | $ 20,000 | $ 32,000 |
| Maui County Hawaii | 1 | $ 201,000 | $ 201,000 | $ 0 |
| Blaine County Idaho | 1 | $ 1,100,000 | $ 1,100,000 | $ 427,000 |
| Henderson County Illinois | 1 | $ 154,000 | $ 154,000 | $ 42,000 |
| Knox County Illinois | 1 | $ 255,000 | $ 255,000 | $ 160,000 |
| Livingston County Illinois | 1 | $ 30,000 | $ 30,000 | $ 67,000 |
| Marion County Illinois | 1 | $ 28,000 | $ 28,000 | $ 127,000 |
| Mason County Illinois | 1 | $ 50,000 | $ 50,000 | $ 29,000 |
| Menard County Illinois | 1 | $ 15,000 | $ 15,000 | $ 130,000 |
| Montgomery County Illinois | 1 | $ 55,000 | $ 55,000 | $ 63,000 |
| Morgan County Illinois | 1 | $ 7,000 | $ 7,000 | $ 21,000 |
| Sangamon County Illinois | 1 | $ 77,000 | $ 77,000 | $ 77,000 |
| Will County Illinois | 1 | $ 8,000 | $ 8,000 | $ 80,000 |
| Williamson County Illinois | 1 | $ 40,000 | $ 40,000 | $ 18,000 |
| Vanderburgh County Indiana | 1 | $ 112,000 | $ 112,000 | $ 155,000 |
| Anderson County Kansas | 1 | $ 150,000 | $ 150,000 | $ 102,000 |
| Barton County Kansas | 1 | $ 78,000 | $ 78,000 | $ 114,000 |
| Bourbon County Kansas | 1 | $ 60,000 | $ 60,000 | $ 58,000 |
| Chautauqua County Kansas | 1 | $ 18,000 | $ 18,000 | $ 44,000 |
| Clay County Kansas | 1 | $ 10,000 | $ 10,000 | $ 46,000 |
| Cowley County Kansas | 1 | $ 30,000 | $ 30,000 | $ 100,000 |
| Ford County Kansas | 1 | $ 64,000 | $ 64,000 | $ 50,000 |
| Grant County Kansas | 1 | $ 33,000 | $ 33,000 | $ 95,000 |
| Gray County Kansas | 1 | $ 135,000 | $ 135,000 | $ 101,000 |
| Harvey County Kansas | 1 | $ 111,000 | $ 111,000 | $ 60,000 |
| Lane County Kansas | 1 | $ 35,000 | $ 35,000 | $ 288,000 |
| Logan County Kansas | 1 | $ 38,000 | $ 38,000 | $ 23,000 |
| Rawlins County Kansas | 1 | $ 18,000 | $ 18,000 | $ 32,000 |
| Rooks County Kansas | 1 | $ 132,000 | $ 132,000 | $ 108,000 |
| Saline County Kansas | 1 | $ 122,000 | $ 122,000 | $ 50,000 |
| Scott County Kansas | 1 | $ 39,000 | $ 39,000 | $ 117,000 |
| Shawnee County Kansas | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Trego County Kansas | 1 | $ 40,000 | $ 40,000 | $ 32,000 |
| Wabaunsee County Kansas | 1 | $ 5,000 | $ 5,000 | $ 27,000 |
| Lyon County Kentucky | 1 | $ 400,000 | $ 400,000 | $ 330,000 |
| Oldham County Kentucky | 1 | $ 80,000 | $ 80,000 | $ 47,000 |
| Carroll County Missouri | 1 | $ 50,000 | $ 50,000 | $ 63,000 |
| Crawford County Missouri | 1 | $ 106,000 | $ 106,000 | $ 51,000 |
| Daviess County Missouri | 1 | $ 192,000 | $ 192,000 | $ 590,000 |
| Dent County Missouri | 1 | $ 67,000 | $ 67,000 | $ 30,000 |
| Gentry County Missouri | 1 | $ 60,000 | $ 60,000 | $ 40,000 |
| Grundy County Missouri | 1 | $ 100,000 | $ 100,000 | $ 108,000 |
| Howell County Missouri | 1 | $ 215,000 | $ 215,000 | $ 78,000 |
| Knox County Missouri | 1 | $ 12,000 | $ 12,000 | $ 80,000 |
| Linn County Missouri | 1 | $ 43,000 | $ 43,000 | $ 42,000 |
| Maries County Missouri | 1 | $ 3,000 | $ 3,000 | $ 22,000 |
| Pike County Missouri | 1 | $ 20,000 | $ 20,000 | $ 80,000 |
| Putnam County Missouri | 1 | $ 10,000 | $ 10,000 | $ 60,000 |
| Saline County Missouri | 1 | $ 14,000 | $ 14,000 | $ 74,000 |
| Shannon County Missouri | 1 | $ 145,000 | $ 145,000 | $ 84,000 |
| Shelby County Missouri | 1 | $ 10,000 | $ 10,000 | $ 63,000 |
| Douglas County Nebraska | 1 | $ 96,000 | $ 96,000 | $ 189,000 |
| Lancaster County Nebraska | 1 | $ 165,000 | $ 165,000 | $ 119,000 |
| Mercer County New Jersey | 1 | $ 12,000 | $ 12,000 | $ 24,000 |
| New York County New York | 1 | $ 1,520,000 | $ 1,520,000 | $ 336,000 |
| Creek County Oklahoma | 1 | $ 400,000 | $ 400,000 | $ 170,000 |
| Oklahoma County Oklahoma | 1 | $ 5,000 | $ 5,000 | $ 53,000 |
| Ottawa County Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 48,000 |
| Payne County Oklahoma | 1 | $ 135,000 | $ 135,000 | $ 143,000 |
| Rogers County Oklahoma | 1 | $ 966,000 | $ 966,000 | $ 322,000 |
| Allegheny County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 9,000 |
| Delaware County Pennsylvania | 1 | $ 1,000 | $ 1,000 | $ 28,000 |
| Newport County Rhode Island | 1 | $ 128,000 | $ 128,000 | $ 76,000 |
| Sevier County Tennessee | 1 | $ 121,000 | $ 121,000 | $ 0 |
| Lubbock County Texas | 1 | $ 80,000 | $ 80,000 | $ 14,000 |
| Travis County Texas | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Summit County Utah | 1 | $ 202,000 | $ 202,000 | $ 202,000 |
| Milwaukee County Wisconsin | 1 | $ 123,000 | $ 123,000 | $ 150,000 |
| Washburn County Wisconsin | 1 | $ 250,000 | $ 250,000 | $ 375,000 |
Mortgage Loan Application Detail Totals for Commerce Bank, N.A. in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,190 | $347,271,000 | $108,000 | $1,900,000 | $92,000 | $3,138,000 |
| Home Purchase | 1,648 | $231,748,000 | $140,000 | $2,000,000 | $97,000 | $3,019,000 |
| Home Improvement | 1,613 | $38,376,000 | $23,000 | $417,000 | $72,000 | $1,908,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,926 | $464,311,000 | $94,000 | $1,900,000 | $92,000 | $3,138,000 |
| Not Provided | 768 | $90,948,000 | $118,000 | $2,000,000 | $101,000 | $1,698,000 |
| Black or African American | 274 | $13,036,000 | $47,000 | $417,000 | $64,000 | $2,490,000 |
| Hispanic | 188 | $13,028,000 | $69,000 | $819,000 | $60,000 | $552,000 |
| Not applicable | 174 | $25,323,000 | $145,000 | $1,781,000 | $0 | $0 |
| Asian | 93 | $9,321,000 | $100,000 | $658,000 | $77,000 | $621,000 |
| American Indian or Alaskan Native | 23 | $1,308,000 | $56,000 | $163,000 | $53,000 | $160,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $120,000 | $24,000 | $50,000 | $57,000 | $100,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,996 | $569,522,000 | $94,000 | $2,000,000 | $91,000 | $3,138,000 |
| FHA-insured (Federal Housing Administration) | 414 | $42,929,000 | $103,000 | $285,000 | $50,000 | $410,000 |
| VA-guaranteed (Veterans Administration) | 41 | $4,944,000 | $120,000 | $352,000 | $52,000 | $190,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,607 | $363,149,000 | $100,000 | $2,000,000 | $98,000 | $3,138,000 |
| Application Denied By Financial Institution | 1,469 | $80,927,000 | $55,000 | $1,400,000 | $66,000 | $1,596,000 |
| Application Approved But Not Accepted | 591 | $66,839,000 | $113,000 | $1,792,000 | $97,000 | $1,358,000 |
| Preapproval Denied by Financial Institution | 379 | $41,199,000 | $108,000 | $819,000 | $47,000 | $513,000 |
| Application Withdrawn By Applicant | 300 | $51,169,000 | $170,000 | $1,600,000 | $119,000 | $2,160,000 |
| File Closed For Incompleteness | 105 | $14,112,000 | $134,000 | $650,000 | $72,000 | $262,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 767 | $35,972,000 | $46,000 | $380,000 | $54,000 | $840,000 |
| Debt-To-Income Ratio | 571 | $51,999,000 | $91,000 | $1,217,000 | $51,000 | $727,000 |
| Collateral | 285 | $17,828,000 | $62,000 | $417,000 | $83,000 | $834,000 |
| Credit Application Incomplete | 140 | $4,393,000 | $31,000 | $400,000 | $104,000 | $1,596,000 |
| Other | 56 | $8,150,000 | $145,000 | $1,400,000 | $69,000 | $500,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 18 | $2,226,000 | $123,000 | $254,000 | $58,000 | $123,000 |
| Employment History | 10 | $1,508,000 | $150,000 | $637,000 | $64,000 | $199,000 |
| Unverifiable Information | 1 | $50,000 | $50,000 | $50,000 | $110,000 | $110,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Commerce Bank, N.A.'s 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Commerce Bank, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.