Rawlins County, KS Mortgage Lenders & HMDA Data, 2008
In 2008, lenders reported 30 mortgage applications in Rawlins County, KS totaling $2.6 million, down 33% from 2007. The average application was for $86,000, and applicants reported an average income of $55,000. 27% of applications resulted in an originated loan and 40% were denied. The most active lender was Countrywide Bank FSB, with 3 applications, followed by Wells Fargo Bank, NA and Capital One NA.
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 30 |
| Total Mortgage Loan Application Amount | $2,585,000 |
| Average Mortgage Loan Application Amount | $86,000 |
| Highest Mortgage Loan Application Amount | $882,000 |
| Average Applicant Income | $55,000 |
| Highest Applicant Income | $142,000 |
Top Mortgage Lenders in Rawlins County, KS (2008)
Ranked by the number of mortgage applications each lender reported in Rawlins County, KS in 2008.
| # | Mortgage Lender | Mortgage Applications | Total Dollar Amount | Average Loan Amount | Average Applicant Income |
|---|---|---|---|---|---|
| 1 | Countrywide Bank FSB Westlake Village, CA |
3 | $278,000 | $92,000 | $60,000 |
| 2 | Wells Fargo Bank, NA Des Moines, IA |
2 | $66,000 | $33,000 | $27,000 |
| 3 | Capital One NA Baton Rouge, LA |
2 | $22,000 | $11,000 | $112,000 |
| 4 | Wells Fargo Fin'l Kansas, Inc Des Moines, IA |
2 | $85,000 | $42,000 | $26,000 |
| 5 | Beneficial Company LLC Mettawa, IL |
2 | $128,000 | $64,000 | $61,000 |
| 6 | Citifinancial, Inc. Baltimore, MD |
2 | $56,000 | $28,000 | $23,000 |
| 7 | Thrivent Financial Bank Appleton, WI |
2 | $60,000 | $30,000 | $35,000 |
| 8 | US Bank, N.A. Milwaukee, WI |
1 | $64,000 | $64,000 | $0 |
| 9 | Hfc Company LLC Mettawa, IL |
1 | $35,000 | $35,000 | $20,000 |
| 10 | USAA Federal Savings Bank San Antonio, TX |
1 | $64,000 | $64,000 | $142,000 |
The tables below break down 2008 mortgage applications in Rawlins County, KS by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Rawlins County, KS in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 19 | $1,779,000 | $93,000 | $882,000 | $38,000 | $135,000 |
| Home Purchase | 9 | $784,000 | $87,000 | $138,000 | $78,000 | $142,000 |
| Home Improvement | 2 | $22,000 | $11,000 | $18,000 | $112,000 | $125,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 21 | $1,306,000 | $62,000 | $138,000 | $57,000 | $135,000 |
| Not Provided | 6 | $255,000 | $42,000 | $68,000 | $60,000 | $142,000 |
| Not applicable | 3 | $1,024,000 | $341,000 | $882,000 | $30,000 | $92,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 28 | $2,430,000 | $86,000 | $882,000 | $53,000 | $142,000 |
| FHA-insured (Federal Housing Administration) | 2 | $155,000 | $77,000 | $109,000 | $78,000 | $135,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 12 | $625,000 | $52,000 | $138,000 | $60,000 | $135,000 |
| Loan Originated | 8 | $1,426,000 | $178,000 | $882,000 | $67,000 | $142,000 |
| Application Approved But Not Accepted | 4 | $192,000 | $48,000 | $76,000 | $38,000 | $48,000 |
| Application Withdrawn By Applicant | 3 | $165,000 | $55,000 | $78,000 | $37,000 | $67,000 |
| Loan Purchased By The Institution | 3 | $177,000 | $59,000 | $78,000 | $42,000 | $92,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 2 | $22,000 | $11,000 | $18,000 | $66,000 | $100,000 |
| Collateral | 2 | $176,000 | $88,000 | $138,000 | $71,000 | $106,000 |
| Other | 2 | $133,000 | $66,000 | $105,000 | $30,000 | $42,000 |
| Credit History | 1 | $18,000 | $18,000 | $18,000 | $125,000 | $125,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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