Commerce Bank, NA Mortgage Lending & HMDA Data, 2006
In 2006, Commerce Bank, NA of Cherry Hill, NJ reported 32,698 mortgage applications totaling $3.5 billion, up 15% from 2005. The average application was for $106,219, and applicants reported an average income of $101,407. 52% of its applications resulted in an originated loan and 35% were denied. Its largest markets were Camden, NJ (7,313), Philadelphia, PA (7,003) and Edison, NJ (5,331) (applications in parentheses).
| Mortgage Company & Address | Commerce Bank, NA 2059 Spingdale Road Cherry Hill, NJ 08003 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 32,698 |
| Total Mortgage Loan Application Amount | $3,473,160,000 |
| Average Mortgage Loan Application Amount | $106,219 |
| Highest Mortgage Loan Application Amount | $15,600,000 |
| Average Applicant Income | $101,407 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Commerce Bank, NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Camden, New Jersey | 3,212 | $ 216,142,000 | $ 67,292 | $ 82,000 |
| Ocean, New Jersey | 2,381 | $ 215,999,000 | $ 90,717 | $ 91,000 |
| Philadelphia, Pennsylvania | 2,262 | $ 165,776,000 | $ 73,287 | $ 72,000 |
| Gloucester, New Jersey | 2,103 | $ 141,053,000 | $ 67,072 | $ 86,000 |
| Burlington, New Jersey | 1,998 | $ 165,614,000 | $ 82,889 | $ 96,000 |
| Montgomery, Pennsylvania | 1,500 | $ 142,020,000 | $ 94,680 | $ 105,000 |
| Atlantic, New Jersey | 1,497 | $ 129,146,000 | $ 86,269 | $ 83,000 |
| Delaware, Pennsylvania | 1,351 | $ 92,829,000 | $ 68,711 | $ 88,000 |
| Bucks, Pennsylvania | 1,321 | $ 109,210,000 | $ 82,672 | $ 96,000 |
| Middlesex, New Jersey | 1,281 | $ 122,108,000 | $ 95,322 | $ 109,000 |
| Monmouth, New Jersey | 1,237 | $ 161,979,000 | $ 130,945 | $ 120,000 |
| Nassau, New York | 1,052 | $ 160,103,000 | $ 152,189 | $ 137,000 |
| New Castle, Delaware | 990 | $ 66,476,000 | $ 67,147 | $ 79,000 |
| Suffolk, New York | 876 | $ 143,320,000 | $ 163,607 | $ 138,000 |
| Queens, New York | 755 | $ 87,263,000 | $ 115,580 | $ 84,000 |
| Kings, New York | 590 | $ 93,360,000 | $ 158,237 | $ 85,000 |
| Chester, Pennsylvania | 569 | $ 67,634,000 | $ 118,864 | $ 132,000 |
| Richmond, New York | 533 | $ 63,416,000 | $ 118,979 | $ 98,000 |
| Cape May, New Jersey | 511 | $ 94,141,000 | $ 184,228 | $ 175,000 |
| Morris, New Jersey | 473 | $ 64,139,000 | $ 135,600 | $ 128,000 |
| Union, New Jersey | 461 | $ 49,496,000 | $ 107,366 | $ 99,000 |
| Mercer, New Jersey | 438 | $ 38,205,000 | $ 87,226 | $ 105,000 |
| Somerset, New Jersey | 432 | $ 44,781,000 | $ 103,659 | $ 104,000 |
| Cumberland, New Jersey | 431 | $ 23,276,000 | $ 54,004 | $ 58,000 |
| New York, New York | 400 | $ 152,547,000 | $ 381,367 | $ 207,000 |
| Hunterdon, New Jersey | 298 | $ 33,453,000 | $ 112,258 | $ 118,000 |
| Westchester, New York | 251 | $ 58,711,000 | $ 233,908 | $ 171,000 |
| Bergen, New Jersey | 248 | $ 101,311,000 | $ 408,512 | $ 223,000 |
| Palm Beach, Florida | 245 | $ 51,256,000 | $ 209,208 | $ 170,000 |
| Bronx, New York | 198 | $ 15,355,000 | $ 77,550 | $ 70,000 |
| Rockland, New York | 183 | $ 19,567,000 | $ 106,923 | $ 115,000 |
| Essex, New Jersey | 150 | $ 35,938,000 | $ 239,586 | $ 148,000 |
| Kent, Delaware | 146 | $ 9,732,000 | $ 66,657 | $ 60,000 |
| Fairfield, Connecticut | 127 | $ 28,056,000 | $ 220,913 | $ 151,000 |
| Salem, New Jersey | 125 | $ 10,325,000 | $ 82,600 | $ 81,000 |
| Lehigh, Pennsylvania | 118 | $ 7,875,000 | $ 66,737 | $ 69,000 |
| Passaic, New Jersey | 113 | $ 27,118,000 | $ 239,982 | $ 88,000 |
| Northampton, Pennsylvania | 109 | $ 9,066,000 | $ 83,174 | $ 72,000 |
| Hudson, New Jersey | 90 | $ 23,974,000 | $ 266,377 | $ 169,000 |
| Warren, New Jersey | 87 | $ 8,941,000 | $ 102,770 | $ 93,000 |
| Fairfax, Virginia | 86 | $ 12,031,000 | $ 139,895 | $ 126,000 |
| Sussex, New Jersey | 71 | $ 7,283,000 | $ 102,577 | $ 101,000 |
| Berks, Pennsylvania | 70 | $ 5,488,000 | $ 78,400 | $ 64,000 |
| Orange, New York | 63 | $ 7,879,000 | $ 125,063 | $ 118,000 |
| Broward, Florida | 55 | $ 9,626,000 | $ 175,018 | $ 177,000 |
| Prince William, Virginia | 45 | $ 4,950,000 | $ 110,000 | $ 98,000 |
| Monroe, Pennsylvania | 36 | $ 3,803,000 | $ 105,638 | $ 98,000 |
| New Haven, Connecticut | 35 | $ 2,834,000 | $ 80,971 | $ 90,000 |
| Sussex, Delaware | 35 | $ 3,657,000 | $ 104,485 | $ 116,000 |
| Cecil, Maryland | 34 | $ 2,609,000 | $ 76,735 | $ 78,000 |
| District of Columbia, District Of Columbia | 33 | $ 6,739,000 | $ 204,212 | $ 157,000 |
| Lee, Florida | 24 | $ 4,758,000 | $ 198,250 | $ 206,000 |
| Miami-Dade, Florida | 23 | $ 4,150,000 | $ 180,434 | $ 133,000 |
| Manassas, Virginia | 22 | $ 2,410,000 | $ 109,545 | $ 62,000 |
| Putnam, New York | 21 | $ 2,680,000 | $ 127,619 | $ 126,000 |
| Pike, Pennsylvania | 19 | $ 1,956,000 | $ 102,947 | $ 88,000 |
| Prince George's, Maryland | 18 | $ 1,594,000 | $ 88,555 | $ 89,000 |
| Carbon, Pennsylvania | 18 | $ 1,535,000 | $ 85,277 | $ 99,000 |
| Collier, Florida | 17 | $ 6,439,000 | $ 378,764 | $ 260,000 |
| Lancaster, Pennsylvania | 17 | $ 1,840,000 | $ 108,235 | $ 70,000 |
| Osceola, Florida | 16 | $ 1,890,000 | $ 118,125 | $ 92,000 |
| Dutchess, New York | 16 | $ 1,956,000 | $ 122,250 | $ 107,000 |
| Lackawanna, Pennsylvania | 15 | $ 917,000 | $ 61,133 | $ 67,000 |
| Arlington, Virginia | 15 | $ 3,238,000 | $ 215,866 | $ 151,000 |
| Loudoun, Virginia | 15 | $ 3,910,000 | $ 260,666 | $ 156,000 |
| Baltimore, Maryland | 14 | $ 1,458,000 | $ 104,142 | $ 72,000 |
| Luzerne, Pennsylvania | 14 | $ 1,486,000 | $ 106,142 | $ 85,000 |
| Montgomery, Maryland | 12 | $ 2,216,000 | $ 184,666 | $ 123,000 |
| Sullivan, New York | 11 | $ 1,102,000 | $ 100,181 | $ 137,000 |
| Manassas Park, Virginia | 11 | $ 901,000 | $ 81,909 | $ 86,000 |
| Brevard, Florida | 9 | $ 722,000 | $ 80,222 | $ 65,000 |
| Orange, Florida | 9 | $ 1,414,000 | $ 157,111 | $ 91,000 |
| Susquehanna, Pennsylvania | 9 | $ 680,000 | $ 75,555 | $ 133,000 |
| York, Pennsylvania | 9 | $ 487,000 | $ 54,111 | $ 41,000 |
| Cumberland, Pennsylvania | 8 | $ 701,000 | $ 87,625 | $ 85,000 |
| Wayne, Pennsylvania | 8 | $ 830,000 | $ 103,750 | $ 98,000 |
| Charlotte, Florida | 7 | $ 1,402,000 | $ 200,285 | $ 141,000 |
| Hillsborough, Florida | 7 | $ 1,053,000 | $ 150,428 | $ 130,000 |
| Pasco, Florida | 7 | $ 714,000 | $ 102,000 | $ 100,000 |
| St. Johns, Florida | 7 | $ 1,017,000 | $ 145,285 | $ 112,000 |
| Sumter, Florida | 7 | $ 1,007,000 | $ 143,857 | $ 144,000 |
| Greene, New York | 7 | $ 780,000 | $ 111,428 | $ 110,000 |
| Ulster, New York | 7 | $ 985,000 | $ 140,714 | $ 129,000 |
| Horry, South Carolina | 7 | $ 1,078,000 | $ 154,000 | $ 141,000 |
| Fauquier, Virginia | 7 | $ 1,064,000 | $ 152,000 | $ 126,000 |
| Manatee, Florida | 6 | $ 562,000 | $ 93,666 | $ 100,000 |
| Pinellas, Florida | 6 | $ 799,000 | $ 133,166 | $ 84,000 |
| Sarasota, Florida | 6 | $ 1,163,000 | $ 193,833 | $ 175,000 |
| Charles, Maryland | 6 | $ 528,000 | $ 88,000 | $ 77,000 |
| Harford, Maryland | 6 | $ 945,000 | $ 157,500 | $ 88,000 |
| Delaware, New York | 6 | $ 862,000 | $ 143,666 | $ 106,000 |
| Indian River, Florida | 5 | $ 1,096,000 | $ 219,200 | $ 107,000 |
| Lake, Florida | 5 | $ 623,000 | $ 124,600 | $ 47,000 |
| Martin, Florida | 5 | $ 1,878,000 | $ 375,600 | $ 166,000 |
| Polk, Florida | 5 | $ 690,000 | $ 138,000 | $ 83,000 |
| St. Lucie, Florida | 5 | $ 695,000 | $ 139,000 | $ 69,000 |
| Volusia, Florida | 5 | $ 582,000 | $ 116,400 | $ 174,000 |
| Anne Arundel, Maryland | 5 | $ 320,000 | $ 64,000 | $ 69,000 |
| Mecklenburg, North Carolina | 5 | $ 334,000 | $ 66,800 | $ 63,000 |
| Allegheny, Pennsylvania | 5 | $ 331,000 | $ 66,200 | $ 85,000 |
| Dauphin, Pennsylvania | 5 | $ 336,000 | $ 67,200 | $ 67,000 |
| Alexandria, Virginia | 5 | $ 1,019,000 | $ 203,800 | $ 124,000 |
| Chesterfield, Virginia | 5 | $ 350,000 | $ 70,000 | $ 102,000 |
| Maricopa, Arizona | 4 | $ 633,000 | $ 158,250 | $ 83,000 |
| Clark, Nevada | 4 | $ 1,495,000 | $ 373,750 | $ 358,000 |
| Erie, New York | 4 | $ 355,000 | $ 88,750 | $ 79,000 |
| Schenectady, New York | 4 | $ 279,000 | $ 69,750 | $ 67,000 |
| Bradford, Pennsylvania | 4 | $ 367,000 | $ 91,750 | $ 98,000 |
| Columbia, Pennsylvania | 4 | $ 397,000 | $ 99,250 | $ 36,000 |
| Lebanon, Pennsylvania | 4 | $ 5,663,000 | $ 1,415,750 | $ 33,000 |
| Stafford, Virginia | 4 | $ 551,000 | $ 137,750 | $ 82,000 |
| Sonoma, California | 3 | $ 735,000 | $ 245,000 | $ 91,000 |
| Hartford, Connecticut | 3 | $ 70,000 | $ 23,333 | $ 92,000 |
| Litchfield, Connecticut | 3 | $ 1,159,000 | $ 386,333 | $ 263,000 |
| New London, Connecticut | 3 | $ 94,000 | $ 31,333 | $ 50,000 |
| Duval, Florida | 3 | $ 426,000 | $ 142,000 | $ 53,000 |
| Flagler, Florida | 3 | $ 305,000 | $ 101,666 | $ 68,000 |
| Marion, Florida | 3 | $ 217,000 | $ 72,333 | $ 50,000 |
| Shawnee, Kansas | 3 | $ 82,000 | $ 27,333 | $ 27,000 |
| Wicomico, Maryland | 3 | $ 92,000 | $ 30,666 | $ 58,000 |
| Worcester, Maryland | 3 | $ 447,000 | $ 149,000 | $ 138,000 |
| Essex, Massachusetts | 3 | $ 228,000 | $ 76,000 | $ 62,000 |
| Chenango, New York | 3 | $ 140,000 | $ 46,666 | $ 84,000 |
| Jefferson, New York | 3 | $ 150,000 | $ 50,000 | $ 38,000 |
| Warren, New York | 3 | $ 253,000 | $ 84,333 | $ 121,000 |
| Wake, North Carolina | 3 | $ 428,000 | $ 142,666 | $ 101,000 |
| Centre, Pennsylvania | 3 | $ 542,000 | $ 180,666 | $ 151,000 |
| Northumberland, Pennsylvania | 3 | $ 128,000 | $ 42,666 | $ 67,000 |
| Potter, Pennsylvania | 3 | $ 130,000 | $ 43,333 | $ 73,000 |
| Newport, Rhode Island | 3 | $ 957,000 | $ 319,000 | $ 297,000 |
| Travis, Texas | 3 | $ 195,000 | $ 65,000 | $ 47,000 |
| Henrico, Virginia | 3 | $ 416,000 | $ 138,666 | $ 75,000 |
| Spotsylvania, Virginia | 3 | $ 250,000 | $ 83,333 | $ 78,000 |
| Virginia Beach, Virginia | 3 | $ 245,000 | $ 81,666 | $ 75,000 |
| Navajo, Arizona | 2 | $ 254,000 | $ 127,000 | $ 126,000 |
| Orange, California | 2 | $ 2,642,000 | $ 1,321,000 | $ 202,000 |
| San Bernardino, California | 2 | $ 105,000 | $ 52,500 | $ 70,000 |
| San Diego, California | 2 | $ 160,000 | $ 80,000 | $ 38,000 |
| Middlesex, Connecticut | 2 | $ 594,000 | $ 297,000 | $ 310,000 |
| Monroe, Florida | 2 | $ 554,000 | $ 277,000 | $ 206,000 |
| Okeechobee, Florida | 2 | $ 600,000 | $ 300,000 | $ 168,000 |
| Gwinnett, Georgia | 2 | $ 160,000 | $ 80,000 | $ 78,000 |
| Idaho, Idaho | 2 | $ 53,000 | $ 26,500 | $ 29,000 |
| Douglas, Kansas | 2 | $ 185,000 | $ 92,500 | $ 54,000 |
| East Baton Rouge, Louisiana | 2 | $ 176,000 | $ 88,000 | $ 45,000 |
| Jefferson, Louisiana | 2 | $ 65,000 | $ 32,500 | $ 62,000 |
| Calvert, Maryland | 2 | $ 220,000 | $ 110,000 | $ 53,000 |
| Somerset, Maryland | 2 | $ 100,000 | $ 50,000 | $ 9,000 |
| Berkshire, Massachusetts | 2 | $ 252,000 | $ 126,000 | $ 61,000 |
| Middlesex, Massachusetts | 2 | $ 1,720,000 | $ 860,000 | $ 264,000 |
| Plymouth, Massachusetts | 2 | $ 338,000 | $ 169,000 | $ 43,000 |
| Wayne, Michigan | 2 | $ 36,000 | $ 18,000 | $ 11,000 |
| Anoka, Minnesota | 2 | $ 29,000 | $ 14,500 | $ 48,000 |
| Hinds, Mississippi | 2 | $ 145,000 | $ 72,500 | $ 51,000 |
| Clay, Missouri | 2 | $ 30,000 | $ 15,000 | $ 34,000 |
| Greene, Missouri | 2 | $ 34,000 | $ 17,000 | $ 52,000 |
| Jackson, Missouri | 2 | $ 12,000 | $ 6,000 | $ 48,000 |
| Jefferson, Missouri | 2 | $ 40,000 | $ 20,000 | $ 41,000 |
| Cedar, Nebraska | 2 | $ 120,000 | $ 60,000 | $ 33,000 |
| Columbia, New York | 2 | $ 150,000 | $ 75,000 | $ 81,000 |
| Hamilton, New York | 2 | $ 164,000 | $ 82,000 | $ 142,000 |
| Onondaga, New York | 2 | $ 256,000 | $ 128,000 | $ 69,000 |
| Ontario, New York | 2 | $ 69,000 | $ 34,500 | $ 38,000 |
| Rensselaer, New York | 2 | $ 229,000 | $ 114,500 | $ 47,000 |
| Brunswick, North Carolina | 2 | $ 409,000 | $ 204,500 | $ 221,000 |
| Guilford, North Carolina | 2 | $ 210,000 | $ 105,000 | $ 65,000 |
| Iredell, North Carolina | 2 | $ 387,000 | $ 193,500 | $ 32,000 |
| New Hanover, North Carolina | 2 | $ 193,000 | $ 96,500 | $ 128,000 |
| Lincoln, Oregon | 2 | $ 305,000 | $ 152,500 | $ 45,000 |
| Franklin, Pennsylvania | 2 | $ 180,000 | $ 90,000 | $ 40,000 |
| Schuylkill, Pennsylvania | 2 | $ 84,000 | $ 42,000 | $ 20,000 |
| Wyoming, Pennsylvania | 2 | $ 220,000 | $ 110,000 | $ 195,000 |
| Beaufort, South Carolina | 2 | $ 3,856,000 | $ 1,928,000 | $ 541,000 |
| Hamilton, Tennessee | 2 | $ 137,000 | $ 68,500 | $ 34,000 |
| Bexar, Texas | 2 | $ 150,000 | $ 75,000 | $ 47,000 |
| Albemarle, Virginia | 2 | $ 516,000 | $ 258,000 | $ 203,000 |
| Culpeper, Virginia | 2 | $ 19,000 | $ 9,500 | $ 65,000 |
| Frederick, Virginia | 2 | $ 144,000 | $ 72,000 | $ 52,000 |
| Harrisonburg, Virginia | 2 | $ 252,000 | $ 126,000 | $ 64,000 |
| Sweetwater, Wyoming | 2 | $ 191,000 | $ 95,500 | $ 55,000 |
| St. Clair, Alabama | 1 | $ 80,000 | $ 80,000 | $ 60,000 |
| Tallapoosa, Alabama | 1 | $ 7,000 | $ 7,000 | $ 24,000 |
| Cochise, Arizona | 1 | $ 7,000 | $ 7,000 | $ 19,000 |
| Coconino, Arizona | 1 | $ 752,000 | $ 752,000 | $ 215,000 |
| Mohave, Arizona | 1 | $ 40,000 | $ 40,000 | $ 47,000 |
| Benton, Arkansas | 1 | $ 8,000 | $ 8,000 | $ 48,000 |
| Franklin, Arkansas | 1 | $ 2,000 | $ 2,000 | $ 32,000 |
| Pulaski, Arkansas | 1 | $ 400,000 | $ 400,000 | $ 30,000 |
| Butte, California | 1 | $ 9,000 | $ 9,000 | $ 22,000 |
| Calaveras, California | 1 | $ 5,000 | $ 5,000 | $ 19,000 |
| El Dorado, California | 1 | $ 150,000 | $ 150,000 | $ 70,000 |
| Kern, California | 1 | $ 210,000 | $ 210,000 | $ 72,000 |
| Los Angeles, California | 1 | $ 5,520,000 | $ 5,520,000 | $ 1,538,000 |
| Riverside, California | 1 | $ 80,000 | $ 80,000 | $ 55,000 |
| San Francisco, California | 1 | $ 450,000 | $ 450,000 | $ 251,000 |
| San Joaquin, California | 1 | $ 280,000 | $ 280,000 | $ 75,000 |
| San Luis Obispo, California | 1 | $ 75,000 | $ 75,000 | $ 120,000 |
| Santa Clara, California | 1 | $ 200,000 | $ 200,000 | $ 50,000 |
| Tulare, California | 1 | $ 100,000 | $ 100,000 | $ 69,000 |
| Tuolumne, California | 1 | $ 217,000 | $ 217,000 | $ 47,000 |
| Ventura, California | 1 | $ 155,000 | $ 155,000 | $ 55,000 |
| El Paso, Colorado | 1 | $ 40,000 | $ 40,000 | $ 45,000 |
| Larimer, Colorado | 1 | $ 265,000 | $ 265,000 | $ 246,000 |
| Otero, Colorado | 1 | $ 30,000 | $ 30,000 | $ 36,000 |
| Pitkin, Colorado | 1 | $ 1,000,000 | $ 1,000,000 | $ 470,000 |
| Alachua, Florida | 1 | $ 60,000 | $ 60,000 | $ 30,000 |
| Bay, Florida | 1 | $ 71,000 | $ 71,000 | $ 83,000 |
| Citrus, Florida | 1 | $ 236,000 | $ 236,000 | $ 96,000 |
| Escambia, Florida | 1 | $ 60,000 | $ 60,000 | $ 49,000 |
| Gadsden, Florida | 1 | $ 80,000 | $ 80,000 | $ 32,000 |
| Holmes, Florida | 1 | $ 140,000 | $ 140,000 | $ 150,000 |
| Nassau, Florida | 1 | $ 516,000 | $ 516,000 | $ 418,000 |
| Putnam, Florida | 1 | $ 40,000 | $ 40,000 | $ 2,000 |
| Chatham, Georgia | 1 | $ 245,000 | $ 245,000 | $ 9,999,000 |
| Chattahoochee, Georgia | 1 | $ 50,000 | $ 50,000 | $ 78,000 |
| Crawford, Georgia | 1 | $ 87,000 | $ 87,000 | $ 19,000 |
| Haralson, Georgia | 1 | $ 50,000 | $ 50,000 | $ 84,000 |
| Liberty, Georgia | 1 | $ 80,000 | $ 80,000 | $ 30,000 |
| Telfair, Georgia | 1 | $ 30,000 | $ 30,000 | $ 60,000 |
| Toombs, Georgia | 1 | $ 40,000 | $ 40,000 | $ 86,000 |
| Honolulu, Hawaii | 1 | $ 130,000 | $ 130,000 | $ 59,000 |
| Twin Falls, Idaho | 1 | $ 95,000 | $ 95,000 | $ 31,000 |
| Cook, Illinois | 1 | $ 150,000 | $ 150,000 | $ 30,000 |
| Iroquois, Illinois | 1 | $ 98,000 | $ 98,000 | $ 65,000 |
| Kankakee, Illinois | 1 | $ 80,000 | $ 80,000 | $ 65,000 |
| LaSalle, Illinois | 1 | $ 70,000 | $ 70,000 | $ 30,000 |
| Macon, Illinois | 1 | $ 6,000 | $ 6,000 | $ 23,000 |
| Peoria, Illinois | 1 | $ 25,000 | $ 25,000 | $ 38,000 |
| Rock Island, Illinois | 1 | $ 15,000 | $ 15,000 | $ 80,000 |
| Williamson, Illinois | 1 | $ 80,000 | $ 80,000 | $ 48,000 |
| Allen, Indiana | 1 | $ 50,000 | $ 50,000 | $ 36,000 |
| Hancock, Indiana | 1 | $ 120,000 | $ 120,000 | $ 51,000 |
| Hendricks, Indiana | 1 | $ 10,000 | $ 10,000 | $ 85,000 |
| Johnson, Indiana | 1 | $ 108,000 | $ 108,000 | $ 198,000 |
| LaPorte, Indiana | 1 | $ 25,000 | $ 25,000 | $ 122,000 |
| Marion, Indiana | 1 | $ 10,000 | $ 10,000 | $ 27,000 |
| Barton, Kansas | 1 | $ 22,000 | $ 22,000 | $ 51,000 |
| Leavenworth, Kansas | 1 | $ 48,000 | $ 48,000 | $ 82,000 |
| Clark, Kentucky | 1 | $ 70,000 | $ 70,000 | $ 23,000 |
| Johnson, Kentucky | 1 | $ 6,000 | $ 6,000 | $ 70,000 |
| Whitley, Kentucky | 1 | $ 46,000 | $ 46,000 | $ 69,000 |
| Avoyelles, Louisiana | 1 | $ 50,000 | $ 50,000 | $ 40,000 |
| St. John the Baptist, Louisiana | 1 | $ 25,000 | $ 25,000 | $ 43,000 |
| Cumberland, Maine | 1 | $ 64,000 | $ 64,000 | $ 46,000 |
| Knox, Maine | 1 | $ 266,000 | $ 266,000 | $ 600,000 |
| Lincoln, Maine | 1 | $ 1,360,000 | $ 1,360,000 | $ 1,275,000 |
| York, Maine | 1 | $ 80,000 | $ 80,000 | $ 52,000 |
| Baltimore City, Maryland | 1 | $ 40,000 | $ 40,000 | $ 50,000 |
| Dorchester, Maryland | 1 | $ 20,000 | $ 20,000 | $ 30,000 |
| Kent, Maryland | 1 | $ 215,000 | $ 215,000 | $ 58,000 |
| Talbot, Maryland | 1 | $ 750,000 | $ 750,000 | $ 180,000 |
| Barnstable, Massachusetts | 1 | $ 400,000 | $ 400,000 | $ 235,000 |
| Suffolk, Massachusetts | 1 | $ 125,000 | $ 125,000 | $ 60,000 |
| Macomb, Michigan | 1 | $ 80,000 | $ 80,000 | $ 40,000 |
| Monroe, Michigan | 1 | $ 170,000 | $ 170,000 | $ 44,000 |
| Oakland, Michigan | 1 | $ 20,000 | $ 20,000 | $ 43,000 |
| Washtenaw, Michigan | 1 | $ 50,000 | $ 50,000 | $ 106,000 |
| Mower, Minnesota | 1 | $ 15,000 | $ 15,000 | $ 19,000 |
| Marion, Mississippi | 1 | $ 15,000 | $ 15,000 | $ 16,000 |
| Rankin, Mississippi | 1 | $ 40,000 | $ 40,000 | $ 26,000 |
| Walthall, Mississippi | 1 | $ 5,000 | $ 5,000 | $ 0 |
| Wayne, Mississippi | 1 | $ 37,000 | $ 37,000 | $ 52,000 |
| Callaway, Missouri | 1 | $ 30,000 | $ 30,000 | $ 32,000 |
| St. Charles, Missouri | 1 | $ 20,000 | $ 20,000 | $ 50,000 |
| St. Francois, Missouri | 1 | $ 8,000 | $ 8,000 | $ 63,000 |
| St. Louis, Missouri | 1 | $ 5,000 | $ 5,000 | $ 24,000 |
| St. Louis City, Missouri | 1 | $ 50,000 | $ 50,000 | $ 13,000 |
| Lewis and Clark, Montana | 1 | $ 10,000 | $ 10,000 | $ 60,000 |
| Pawnee, Nebraska | 1 | $ 20,000 | $ 20,000 | $ 37,000 |
| Douglas, Nevada | 1 | $ 10,000 | $ 10,000 | $ 33,000 |
| Strafford, New Hampshire | 1 | $ 20,000 | $ 20,000 | $ 86,000 |
| Albany, New York | 1 | $ 21,000 | $ 21,000 | $ 103,000 |
| Chemung, New York | 1 | $ 15,000 | $ 15,000 | $ 45,000 |
| Clinton, New York | 1 | $ 65,000 | $ 65,000 | $ 21,000 |
| Essex, New York | 1 | $ 160,000 | $ 160,000 | $ 47,000 |
| Monroe, New York | 1 | $ 103,000 | $ 103,000 | $ 44,000 |
| Niagara, New York | 1 | $ 55,000 | $ 55,000 | $ 63,000 |
| Oneida, New York | 1 | $ 40,000 | $ 40,000 | $ 66,000 |
| Oswego, New York | 1 | $ 10,000 | $ 10,000 | $ 0 |
| Otsego, New York | 1 | $ 150,000 | $ 150,000 | $ 12,000 |
| St. Lawrence, New York | 1 | $ 120,000 | $ 120,000 | $ 125,000 |
| Wayne, New York | 1 | $ 10,000 | $ 10,000 | $ 57,000 |
| Buncombe, North Carolina | 1 | $ 5,000 | $ 5,000 | $ 15,000 |
| Carteret, North Carolina | 1 | $ 141,000 | $ 141,000 | $ 631,000 |
| Durham, North Carolina | 1 | $ 135,000 | $ 135,000 | $ 60,000 |
| Harnett, North Carolina | 1 | $ 10,000 | $ 10,000 | $ 44,000 |
| Johnston, North Carolina | 1 | $ 110,000 | $ 110,000 | $ 267,000 |
| Lincoln, North Carolina | 1 | $ 15,000 | $ 15,000 | $ 92,000 |
| Onslow, North Carolina | 1 | $ 104,000 | $ 104,000 | $ 49,000 |
| Union, North Carolina | 1 | $ 130,000 | $ 130,000 | $ 69,000 |
| Cuyahoga, Ohio | 1 | $ 15,000 | $ 15,000 | $ 1,000 |
| Hancock, Ohio | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Marion, Ohio | 1 | $ 28,000 | $ 28,000 | $ 48,000 |
| Portage, Ohio | 1 | $ 14,000 | $ 14,000 | $ 28,000 |
| Summit, Ohio | 1 | $ 30,000 | $ 30,000 | $ 59,000 |
| Carter, Oklahoma | 1 | $ 36,000 | $ 36,000 | $ 28,000 |
| Comanche, Oklahoma | 1 | $ 90,000 | $ 90,000 | $ 39,000 |
| Clackamas, Oregon | 1 | $ 65,000 | $ 65,000 | $ 900,000 |
| Curry, Oregon | 1 | $ 25,000 | $ 25,000 | $ 31,000 |
| Deschutes, Oregon | 1 | $ 30,000 | $ 30,000 | $ 22,000 |
| Jackson, Oregon | 1 | $ 40,000 | $ 40,000 | $ 36,000 |
| Lane, Oregon | 1 | $ 60,000 | $ 60,000 | $ 19,000 |
| Linn, Oregon | 1 | $ 8,000 | $ 8,000 | $ 150,000 |
| Marion, Oregon | 1 | $ 30,000 | $ 30,000 | $ 34,000 |
| Bedford, Pennsylvania | 1 | $ 40,000 | $ 40,000 | $ 36,000 |
| Butler, Pennsylvania | 1 | $ 70,000 | $ 70,000 | $ 109,000 |
| Cambria, Pennsylvania | 1 | $ 18,000 | $ 18,000 | $ 36,000 |
| Erie, Pennsylvania | 1 | $ 26,000 | $ 26,000 | $ 22,000 |
| Fayette, Pennsylvania | 1 | $ 100,000 | $ 100,000 | $ 108,000 |
| Greene, Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 93,000 |
| Lycoming, Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 100,000 |
| Mercer, Pennsylvania | 1 | $ 80,000 | $ 80,000 | $ 50,000 |
| Mifflin, Pennsylvania | 1 | $ 5,000 | $ 5,000 | $ 48,000 |
| Perry, Pennsylvania | 1 | $ 210,000 | $ 210,000 | $ 129,000 |
| Somerset, Pennsylvania | 1 | $ 320,000 | $ 320,000 | $ 169,000 |
| Sullivan, Pennsylvania | 1 | $ 60,000 | $ 60,000 | $ 53,000 |
| Westmoreland, Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 32,000 |
| Penuelas, Puerto Rico | 1 | $ 1,000 | $ 1,000 | $ 26,000 |
| Aiken, South Carolina | 1 | $ 90,000 | $ 90,000 | $ 25,000 |
| Berkeley, South Carolina | 1 | $ 35,000 | $ 35,000 | $ 88,000 |
| Charleston, South Carolina | 1 | $ 175,000 | $ 175,000 | $ 60,000 |
| Dorchester, South Carolina | 1 | $ 40,000 | $ 40,000 | $ 85,000 |
| Georgetown, South Carolina | 1 | $ 310,000 | $ 310,000 | $ 175,000 |
| Lexington, South Carolina | 1 | $ 95,000 | $ 95,000 | $ 43,000 |
| Orangeburg, South Carolina | 1 | $ 5,000 | $ 5,000 | $ 30,000 |
| Bedford, Tennessee | 1 | $ 50,000 | $ 50,000 | $ 68,000 |
| Loudon, Tennessee | 1 | $ 134,000 | $ 134,000 | $ 177,000 |
| Washington, Tennessee | 1 | $ 60,000 | $ 60,000 | $ 25,000 |
| Armstrong, Texas | 1 | $ 40,000 | $ 40,000 | $ 30,000 |
| Childress, Texas | 1 | $ 45,000 | $ 45,000 | $ 38,000 |
| Collin, Texas | 1 | $ 155,000 | $ 155,000 | $ 52,000 |
| Dallas, Texas | 1 | $ 14,000 | $ 14,000 | $ 57,000 |
| Fort Bend, Texas | 1 | $ 9,000 | $ 9,000 | $ 0 |
| Gregg, Texas | 1 | $ 55,000 | $ 55,000 | $ 16,000 |
| Harris, Texas | 1 | $ 1,000 | $ 1,000 | $ 20,000 |
| Hays, Texas | 1 | $ 50,000 | $ 50,000 | $ 38,000 |
| Lubbock, Texas | 1 | $ 7,000 | $ 7,000 | $ 37,000 |
| Nolan, Texas | 1 | $ 25,000 | $ 25,000 | $ 30,000 |
| Orange, Texas | 1 | $ 85,000 | $ 85,000 | $ 71,000 |
| Smith, Texas | 1 | $ 25,000 | $ 25,000 | $ 35,000 |
| Washington, Texas | 1 | $ 10,000 | $ 10,000 | $ 19,000 |
| Summit, Utah | 1 | $ 16,000 | $ 16,000 | $ 103,000 |
| Rutland, Vermont | 1 | $ 248,000 | $ 248,000 | $ 990,000 |
| Windsor, Vermont | 1 | $ 164,000 | $ 164,000 | $ 244,000 |
| Caroline, Virginia | 1 | $ 8,000 | $ 8,000 | $ 101,000 |
| Danville, Virginia | 1 | $ 174,000 | $ 174,000 | $ 122,000 |
| Hopewell, Virginia | 1 | $ 161,000 | $ 161,000 | $ 59,000 |
| Louisa, Virginia | 1 | $ 152,000 | $ 152,000 | $ 355,000 |
| Mecklenburg, Virginia | 1 | $ 20,000 | $ 20,000 | $ 25,000 |
| Norfolk, Virginia | 1 | $ 33,000 | $ 33,000 | $ 33,000 |
| Northumberland, Virginia | 1 | $ 150,000 | $ 150,000 | $ 250,000 |
| Page, Virginia | 1 | $ 139,000 | $ 139,000 | $ 51,000 |
| Petersburg, Virginia | 1 | $ 200,000 | $ 200,000 | $ 32,000 |
| Rockingham, Virginia | 1 | $ 13,000 | $ 13,000 | $ 26,000 |
| Staunton, Virginia | 1 | $ 49,000 | $ 49,000 | $ 33,000 |
| Suffolk, Virginia | 1 | $ 75,000 | $ 75,000 | $ 90,000 |
| Warren, Virginia | 1 | $ 50,000 | $ 50,000 | $ 184,000 |
| Clark, Washington | 1 | $ 45,000 | $ 45,000 | $ 24,000 |
| King, Washington | 1 | $ 1,000 | $ 1,000 | $ 54,000 |
| Okanogan, Washington | 1 | $ 70,000 | $ 70,000 | $ 31,000 |
| Snohomish, Washington | 1 | $ 417,000 | $ 417,000 | $ 182,000 |
| Spokane, Washington | 1 | $ 35,000 | $ 35,000 | $ 42,000 |
| Yakima, Washington | 1 | $ 65,000 | $ 65,000 | $ 22,000 |
| Harrison, West Virginia | 1 | $ 5,000 | $ 5,000 | $ 31,000 |
| Mingo, West Virginia | 1 | $ 50,000 | $ 50,000 | $ 24,000 |
| Preston, West Virginia | 1 | $ 87,000 | $ 87,000 | $ 26,000 |
| Barron, Wisconsin | 1 | $ 85,000 | $ 85,000 | $ 36,000 |
| Marinette, Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 47,000 |
| Natrona, Wyoming | 1 | $ 65,000 | $ 65,000 | $ 34,000 |
Mortgage Loan Application Detail Totals for Commerce Bank, NA in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 17,412 | $831,890,000 | $47,000 | $2,250,000 | $87,000 | $5,000,000 |
| Refinancing | 9,022 | $1,298,840,000 | $143,000 | $6,800,000 | $117,000 | $9,999,000 |
| Home Purchase | 6,264 | $1,342,430,000 | $214,000 | $15,600,000 | $119,000 | $9,999,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 22,004 | $2,356,692,000 | $107,000 | $6,800,000 | $107,000 | $9,999,000 |
| Not Provided | 4,569 | $531,424,000 | $116,000 | $8,000,000 | $104,000 | $9,999,000 |
| Black or African American | 2,297 | $139,948,000 | $60,000 | $618,000 | $66,000 | $5,000,000 |
| Hispanic | 2,141 | $171,394,000 | $80,000 | $2,310,000 | $73,000 | $1,248,000 |
| Asian | 1,278 | $166,642,000 | $130,000 | $1,750,000 | $102,000 | $1,441,000 |
| American Indian or Alaskan Native | 141 | $11,678,000 | $82,000 | $960,000 | $90,000 | $375,000 |
| Not applicable | 138 | $84,014,000 | $608,000 | $15,600,000 | $32,000 | $1,658,000 |
| Native Hawaiian or Other Pacific Islander | 130 | $11,368,000 | $87,000 | $580,000 | $176,000 | $9,999,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 32,576 | $3,450,355,000 | $105,000 | $15,600,000 | $101,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 121 | $22,420,000 | $185,000 | $401,000 | $68,000 | $168,000 |
| VA-guaranteed (Veterans Administration) | 1 | $385,000 | $385,000 | $385,000 | $83,000 | $83,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 16,898 | $1,997,104,000 | $118,000 | $6,800,000 | $115,000 | $9,999,000 |
| Application Denied By Financial Institution | 11,585 | $801,696,000 | $69,000 | $5,300,000 | $75,000 | $5,000,000 |
| Application Approved But Not Accepted | 3,582 | $483,248,000 | $134,000 | $6,800,000 | $116,000 | $7,237,000 |
| Application Withdrawn By Applicant | 472 | $144,124,000 | $305,000 | $15,600,000 | $139,000 | $3,428,000 |
| Preapproval Denied by Financial Institution | 75 | $20,239,000 | $269,000 | $1,200,000 | $87,000 | $459,000 |
| File Closed For Incompleteness | 46 | $17,453,000 | $379,000 | $1,750,000 | $163,000 | $666,000 |
| Loan Purchased By The Institution | 40 | $9,296,000 | $232,000 | $417,000 | $84,000 | $182,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 6,474 | $311,078,000 | $48,000 | $1,700,000 | $68,000 | $5,000,000 |
| Debt-To-Income Ratio | 2,990 | $270,873,000 | $90,000 | $2,632,000 | $67,000 | $1,407,000 |
| Other | 962 | $104,609,000 | $108,000 | $5,300,000 | $107,000 | $3,428,000 |
| Collateral | 780 | $79,207,000 | $101,000 | $1,200,000 | $109,000 | $1,710,000 |
| Unverifiable Information | 221 | $34,626,000 | $156,000 | $2,500,000 | $140,000 | $1,800,000 |
| Employment History | 117 | $7,491,000 | $64,000 | $632,000 | $53,000 | $306,000 |
| Credit Application Incomplete | 90 | $7,689,000 | $85,000 | $750,000 | $57,000 | $400,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 26 | $6,362,000 | $244,000 | $800,000 | $93,000 | $304,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Commerce Bank, NA's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Commerce Bank, NA's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet
with aggregated HMDA statistics today.
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