Commerce Bank, Na
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Commerce Bank, Na 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Commerce Bank, Na 2059 Spingdale Road Cherry Hill, NJ 08003 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 32,698 |
| Total Mortgage Loan Application Amount | $3,473,160,000 |
| Average Mortgage Loan Application Amount | $134,666 |
| Highest Mortgage Loan Application Amount | $15,600,000 |
| Average Applicant Income | $107,666 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Commerce Bank, Na. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Commerce Bank, Na's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Commerce Bank, Na's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Commerce Bank, Na serves its applicants.
Each category highlights the total number of mortgage applications processed by Commerce Bank, Na, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Commerce Bank, Na's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Camden County New Jersey | 3,212 | $ 216,142,000 | $ 67,000 | $ 82,000 |
| Ocean County New Jersey | 2,381 | $ 215,999,000 | $ 90,000 | $ 91,000 |
| Philadelphia County Pennsylvania | 2,262 | $ 165,776,000 | $ 73,000 | $ 72,000 |
| Gloucester County New Jersey | 2,103 | $ 141,053,000 | $ 67,000 | $ 86,000 |
| Burlington County New Jersey | 1,998 | $ 165,614,000 | $ 82,000 | $ 96,000 |
| Montgomery County Pennsylvania | 1,500 | $ 142,020,000 | $ 94,000 | $ 105,000 |
| Atlantic County New Jersey | 1,497 | $ 129,146,000 | $ 86,000 | $ 83,000 |
| Delaware County Pennsylvania | 1,351 | $ 92,829,000 | $ 68,000 | $ 88,000 |
| Bucks County Pennsylvania | 1,321 | $ 109,210,000 | $ 82,000 | $ 96,000 |
| Middlesex County New Jersey | 1,281 | $ 122,108,000 | $ 95,000 | $ 109,000 |
| Monmouth County New Jersey | 1,237 | $ 161,979,000 | $ 130,000 | $ 120,000 |
| Nassau County New York | 1,052 | $ 160,103,000 | $ 152,000 | $ 137,000 |
| New Castle County Delaware | 990 | $ 66,476,000 | $ 67,000 | $ 79,000 |
| Suffolk County New York | 876 | $ 143,320,000 | $ 163,000 | $ 138,000 |
| Queens County New York | 755 | $ 87,263,000 | $ 115,000 | $ 84,000 |
| Kings County New York | 590 | $ 93,360,000 | $ 158,000 | $ 85,000 |
| Chester County Pennsylvania | 569 | $ 67,634,000 | $ 118,000 | $ 132,000 |
| Richmond County New York | 533 | $ 63,416,000 | $ 118,000 | $ 98,000 |
| Cape May County New Jersey | 511 | $ 94,141,000 | $ 184,000 | $ 175,000 |
| Morris County New Jersey | 473 | $ 64,139,000 | $ 135,000 | $ 128,000 |
| Union County New Jersey | 461 | $ 49,496,000 | $ 107,000 | $ 99,000 |
| Mercer County New Jersey | 438 | $ 38,205,000 | $ 87,000 | $ 105,000 |
| Somerset County New Jersey | 432 | $ 44,781,000 | $ 103,000 | $ 104,000 |
| Cumberland County New Jersey | 431 | $ 23,276,000 | $ 54,000 | $ 58,000 |
| New York County New York | 400 | $ 152,547,000 | $ 381,000 | $ 207,000 |
| Hunterdon County New Jersey | 298 | $ 33,453,000 | $ 112,000 | $ 118,000 |
| Westchester County New York | 251 | $ 58,711,000 | $ 233,000 | $ 171,000 |
| Bergen County New Jersey | 248 | $ 101,311,000 | $ 408,000 | $ 223,000 |
| Palm Beach County Florida | 245 | $ 51,256,000 | $ 209,000 | $ 170,000 |
| Bronx County New York | 198 | $ 15,355,000 | $ 77,000 | $ 70,000 |
| Rockland County New York | 183 | $ 19,567,000 | $ 106,000 | $ 115,000 |
| Essex County New Jersey | 150 | $ 35,938,000 | $ 239,000 | $ 148,000 |
| Kent County Delaware | 146 | $ 9,732,000 | $ 66,000 | $ 60,000 |
| Fairfield County Connecticut | 127 | $ 28,056,000 | $ 220,000 | $ 151,000 |
| Salem County New Jersey | 125 | $ 10,325,000 | $ 82,000 | $ 81,000 |
| Lehigh County Pennsylvania | 118 | $ 7,875,000 | $ 66,000 | $ 69,000 |
| Passaic County New Jersey | 113 | $ 27,118,000 | $ 239,000 | $ 88,000 |
| Northampton County Pennsylvania | 109 | $ 9,066,000 | $ 83,000 | $ 72,000 |
| Hudson County New Jersey | 90 | $ 23,974,000 | $ 266,000 | $ 169,000 |
| Warren County New Jersey | 87 | $ 8,941,000 | $ 102,000 | $ 93,000 |
| Fairfax County Virginia | 86 | $ 12,031,000 | $ 139,000 | $ 126,000 |
| Sussex County New Jersey | 71 | $ 7,283,000 | $ 102,000 | $ 101,000 |
| Berks County Pennsylvania | 70 | $ 5,488,000 | $ 78,000 | $ 64,000 |
| Orange County New York | 63 | $ 7,879,000 | $ 125,000 | $ 118,000 |
| Broward County Florida | 55 | $ 9,626,000 | $ 175,000 | $ 177,000 |
| Prince William County Virginia | 45 | $ 4,950,000 | $ 110,000 | $ 98,000 |
| Monroe County Pennsylvania | 36 | $ 3,803,000 | $ 105,000 | $ 98,000 |
| New Haven County Connecticut | 35 | $ 2,834,000 | $ 80,000 | $ 90,000 |
| Sussex County Delaware | 35 | $ 3,657,000 | $ 104,000 | $ 116,000 |
| Cecil County Maryland | 34 | $ 2,609,000 | $ 76,000 | $ 78,000 |
| District of Columbia County District Of Columbia | 33 | $ 6,739,000 | $ 204,000 | $ 157,000 |
| Lee County Florida | 24 | $ 4,758,000 | $ 198,000 | $ 206,000 |
| Miami-Dade County Florida | 23 | $ 4,150,000 | $ 180,000 | $ 133,000 |
| Manassas County Virginia | 22 | $ 2,410,000 | $ 109,000 | $ 62,000 |
| Putnam County New York | 21 | $ 2,680,000 | $ 127,000 | $ 126,000 |
| Pike County Pennsylvania | 19 | $ 1,956,000 | $ 102,000 | $ 88,000 |
| Prince George's County Maryland | 18 | $ 1,594,000 | $ 88,000 | $ 89,000 |
| Carbon County Pennsylvania | 18 | $ 1,535,000 | $ 85,000 | $ 99,000 |
| Collier County Florida | 17 | $ 6,439,000 | $ 378,000 | $ 260,000 |
| Lancaster County Pennsylvania | 17 | $ 1,840,000 | $ 108,000 | $ 70,000 |
| Osceola County Florida | 16 | $ 1,890,000 | $ 118,000 | $ 92,000 |
| Dutchess County New York | 16 | $ 1,956,000 | $ 122,000 | $ 107,000 |
| Lackawanna County Pennsylvania | 15 | $ 917,000 | $ 61,000 | $ 67,000 |
| Arlington County Virginia | 15 | $ 3,238,000 | $ 215,000 | $ 151,000 |
| Loudoun County Virginia | 15 | $ 3,910,000 | $ 260,000 | $ 156,000 |
| Baltimore County Maryland | 14 | $ 1,458,000 | $ 104,000 | $ 72,000 |
| Luzerne County Pennsylvania | 14 | $ 1,486,000 | $ 106,000 | $ 85,000 |
| Montgomery County Maryland | 12 | $ 2,216,000 | $ 184,000 | $ 123,000 |
| Sullivan County New York | 11 | $ 1,102,000 | $ 100,000 | $ 137,000 |
| Manassas Park County Virginia | 11 | $ 901,000 | $ 81,000 | $ 86,000 |
| Brevard County Florida | 9 | $ 722,000 | $ 80,000 | $ 65,000 |
| Orange County Florida | 9 | $ 1,414,000 | $ 157,000 | $ 91,000 |
| Susquehanna County Pennsylvania | 9 | $ 680,000 | $ 75,000 | $ 133,000 |
| York County Pennsylvania | 9 | $ 487,000 | $ 54,000 | $ 41,000 |
| Cumberland County Pennsylvania | 8 | $ 701,000 | $ 87,000 | $ 85,000 |
| Wayne County Pennsylvania | 8 | $ 830,000 | $ 103,000 | $ 98,000 |
| Charlotte County Florida | 7 | $ 1,402,000 | $ 200,000 | $ 141,000 |
| Hillsborough County Florida | 7 | $ 1,053,000 | $ 150,000 | $ 130,000 |
| Pasco County Florida | 7 | $ 714,000 | $ 102,000 | $ 100,000 |
| St. Johns County Florida | 7 | $ 1,017,000 | $ 145,000 | $ 112,000 |
| Sumter County Florida | 7 | $ 1,007,000 | $ 143,000 | $ 144,000 |
| Greene County New York | 7 | $ 780,000 | $ 111,000 | $ 110,000 |
| Ulster County New York | 7 | $ 985,000 | $ 140,000 | $ 129,000 |
| Horry County South Carolina | 7 | $ 1,078,000 | $ 154,000 | $ 141,000 |
| Fauquier County Virginia | 7 | $ 1,064,000 | $ 152,000 | $ 126,000 |
| Manatee County Florida | 6 | $ 562,000 | $ 93,000 | $ 100,000 |
| Pinellas County Florida | 6 | $ 799,000 | $ 133,000 | $ 84,000 |
| Sarasota County Florida | 6 | $ 1,163,000 | $ 193,000 | $ 175,000 |
| Charles County Maryland | 6 | $ 528,000 | $ 88,000 | $ 77,000 |
| Harford County Maryland | 6 | $ 945,000 | $ 157,000 | $ 88,000 |
| Delaware County New York | 6 | $ 862,000 | $ 143,000 | $ 106,000 |
| Indian River County Florida | 5 | $ 1,096,000 | $ 219,000 | $ 107,000 |
| Lake County Florida | 5 | $ 623,000 | $ 124,000 | $ 47,000 |
| Martin County Florida | 5 | $ 1,878,000 | $ 375,000 | $ 166,000 |
| Polk County Florida | 5 | $ 690,000 | $ 138,000 | $ 83,000 |
| St. Lucie County Florida | 5 | $ 695,000 | $ 139,000 | $ 69,000 |
| Volusia County Florida | 5 | $ 582,000 | $ 116,000 | $ 174,000 |
| Anne Arundel County Maryland | 5 | $ 320,000 | $ 64,000 | $ 69,000 |
| Mecklenburg County North Carolina | 5 | $ 334,000 | $ 66,000 | $ 63,000 |
| Allegheny County Pennsylvania | 5 | $ 331,000 | $ 66,000 | $ 85,000 |
| Dauphin County Pennsylvania | 5 | $ 336,000 | $ 67,000 | $ 67,000 |
| Alexandria County Virginia | 5 | $ 1,019,000 | $ 203,000 | $ 124,000 |
| Chesterfield County Virginia | 5 | $ 350,000 | $ 70,000 | $ 102,000 |
| Maricopa County Arizona | 4 | $ 633,000 | $ 158,000 | $ 83,000 |
| Clark County Nevada | 4 | $ 1,495,000 | $ 373,000 | $ 358,000 |
| Erie County New York | 4 | $ 355,000 | $ 88,000 | $ 79,000 |
| Schenectady County New York | 4 | $ 279,000 | $ 69,000 | $ 67,000 |
| Bradford County Pennsylvania | 4 | $ 367,000 | $ 91,000 | $ 98,000 |
| Columbia County Pennsylvania | 4 | $ 397,000 | $ 99,000 | $ 36,000 |
| Lebanon County Pennsylvania | 4 | $ 5,663,000 | $ 1,415,000 | $ 33,000 |
| Stafford County Virginia | 4 | $ 551,000 | $ 137,000 | $ 82,000 |
| Sonoma County California | 3 | $ 735,000 | $ 245,000 | $ 91,000 |
| Hartford County Connecticut | 3 | $ 70,000 | $ 23,000 | $ 92,000 |
| Litchfield County Connecticut | 3 | $ 1,159,000 | $ 386,000 | $ 263,000 |
| New London County Connecticut | 3 | $ 94,000 | $ 31,000 | $ 50,000 |
| Duval County Florida | 3 | $ 426,000 | $ 142,000 | $ 53,000 |
| Flagler County Florida | 3 | $ 305,000 | $ 101,000 | $ 68,000 |
| Marion County Florida | 3 | $ 217,000 | $ 72,000 | $ 50,000 |
| Shawnee County Kansas | 3 | $ 82,000 | $ 27,000 | $ 27,000 |
| Wicomico County Maryland | 3 | $ 92,000 | $ 30,000 | $ 58,000 |
| Worcester County Maryland | 3 | $ 447,000 | $ 149,000 | $ 138,000 |
| Essex County Massachusetts | 3 | $ 228,000 | $ 76,000 | $ 62,000 |
| Chenango County New York | 3 | $ 140,000 | $ 46,000 | $ 84,000 |
| Jefferson County New York | 3 | $ 150,000 | $ 50,000 | $ 38,000 |
| Warren County New York | 3 | $ 253,000 | $ 84,000 | $ 121,000 |
| Wake County North Carolina | 3 | $ 428,000 | $ 142,000 | $ 101,000 |
| Centre County Pennsylvania | 3 | $ 542,000 | $ 180,000 | $ 151,000 |
| Northumberland County Pennsylvania | 3 | $ 128,000 | $ 42,000 | $ 67,000 |
| Potter County Pennsylvania | 3 | $ 130,000 | $ 43,000 | $ 73,000 |
| Newport County Rhode Island | 3 | $ 957,000 | $ 319,000 | $ 297,000 |
| Travis County Texas | 3 | $ 195,000 | $ 65,000 | $ 47,000 |
| Henrico County Virginia | 3 | $ 416,000 | $ 138,000 | $ 75,000 |
| Spotsylvania County Virginia | 3 | $ 250,000 | $ 83,000 | $ 78,000 |
| Virginia Beach County Virginia | 3 | $ 245,000 | $ 81,000 | $ 75,000 |
| Navajo County Arizona | 2 | $ 254,000 | $ 127,000 | $ 126,000 |
| Orange County California | 2 | $ 2,642,000 | $ 1,321,000 | $ 202,000 |
| San Bernardino County California | 2 | $ 105,000 | $ 52,000 | $ 70,000 |
| San Diego County California | 2 | $ 160,000 | $ 80,000 | $ 38,000 |
| Middlesex County Connecticut | 2 | $ 594,000 | $ 297,000 | $ 310,000 |
| Monroe County Florida | 2 | $ 554,000 | $ 277,000 | $ 206,000 |
| Okeechobee County Florida | 2 | $ 600,000 | $ 300,000 | $ 168,000 |
| Gwinnett County Georgia | 2 | $ 160,000 | $ 80,000 | $ 78,000 |
| Idaho County Idaho | 2 | $ 53,000 | $ 26,000 | $ 29,000 |
| Douglas County Kansas | 2 | $ 185,000 | $ 92,000 | $ 54,000 |
| East Baton Rouge County Louisiana | 2 | $ 176,000 | $ 88,000 | $ 45,000 |
| Jefferson County Louisiana | 2 | $ 65,000 | $ 32,000 | $ 62,000 |
| Calvert County Maryland | 2 | $ 220,000 | $ 110,000 | $ 53,000 |
| Somerset County Maryland | 2 | $ 100,000 | $ 50,000 | $ 9,000 |
| Berkshire County Massachusetts | 2 | $ 252,000 | $ 126,000 | $ 61,000 |
| Middlesex County Massachusetts | 2 | $ 1,720,000 | $ 860,000 | $ 264,000 |
| Plymouth County Massachusetts | 2 | $ 338,000 | $ 169,000 | $ 43,000 |
| Wayne County Michigan | 2 | $ 36,000 | $ 18,000 | $ 11,000 |
| Anoka County Minnesota | 2 | $ 29,000 | $ 14,000 | $ 48,000 |
| Hinds County Mississippi | 2 | $ 145,000 | $ 72,000 | $ 51,000 |
| Clay County Missouri | 2 | $ 30,000 | $ 15,000 | $ 34,000 |
| Greene County Missouri | 2 | $ 34,000 | $ 17,000 | $ 52,000 |
| Jackson County Missouri | 2 | $ 12,000 | $ 6,000 | $ 48,000 |
| Jefferson County Missouri | 2 | $ 40,000 | $ 20,000 | $ 41,000 |
| Cedar County Nebraska | 2 | $ 120,000 | $ 60,000 | $ 33,000 |
| Columbia County New York | 2 | $ 150,000 | $ 75,000 | $ 81,000 |
| Hamilton County New York | 2 | $ 164,000 | $ 82,000 | $ 142,000 |
| Onondaga County New York | 2 | $ 256,000 | $ 128,000 | $ 69,000 |
| Ontario County New York | 2 | $ 69,000 | $ 34,000 | $ 38,000 |
| Rensselaer County New York | 2 | $ 229,000 | $ 114,000 | $ 47,000 |
| Brunswick County North Carolina | 2 | $ 409,000 | $ 204,000 | $ 221,000 |
| Guilford County North Carolina | 2 | $ 210,000 | $ 105,000 | $ 65,000 |
| Iredell County North Carolina | 2 | $ 387,000 | $ 193,000 | $ 32,000 |
| New Hanover County North Carolina | 2 | $ 193,000 | $ 96,000 | $ 128,000 |
| Lincoln County Oregon | 2 | $ 305,000 | $ 152,000 | $ 45,000 |
| Franklin County Pennsylvania | 2 | $ 180,000 | $ 90,000 | $ 40,000 |
| Schuylkill County Pennsylvania | 2 | $ 84,000 | $ 42,000 | $ 20,000 |
| Wyoming County Pennsylvania | 2 | $ 220,000 | $ 110,000 | $ 195,000 |
| Beaufort County South Carolina | 2 | $ 3,856,000 | $ 1,928,000 | $ 541,000 |
| Hamilton County Tennessee | 2 | $ 137,000 | $ 68,000 | $ 34,000 |
| Bexar County Texas | 2 | $ 150,000 | $ 75,000 | $ 47,000 |
| Albemarle County Virginia | 2 | $ 516,000 | $ 258,000 | $ 203,000 |
| Culpeper County Virginia | 2 | $ 19,000 | $ 9,000 | $ 65,000 |
| Frederick County Virginia | 2 | $ 144,000 | $ 72,000 | $ 52,000 |
| Harrisonburg County Virginia | 2 | $ 252,000 | $ 126,000 | $ 64,000 |
| Sweetwater County Wyoming | 2 | $ 191,000 | $ 95,000 | $ 55,000 |
| St. Clair County Alabama | 1 | $ 80,000 | $ 80,000 | $ 60,000 |
| Tallapoosa County Alabama | 1 | $ 7,000 | $ 7,000 | $ 24,000 |
| Cochise County Arizona | 1 | $ 7,000 | $ 7,000 | $ 19,000 |
| Coconino County Arizona | 1 | $ 752,000 | $ 752,000 | $ 215,000 |
| Mohave County Arizona | 1 | $ 40,000 | $ 40,000 | $ 47,000 |
| Benton County Arkansas | 1 | $ 8,000 | $ 8,000 | $ 48,000 |
| Franklin County Arkansas | 1 | $ 2,000 | $ 2,000 | $ 32,000 |
| Pulaski County Arkansas | 1 | $ 400,000 | $ 400,000 | $ 30,000 |
| Butte County California | 1 | $ 9,000 | $ 9,000 | $ 22,000 |
| Calaveras County California | 1 | $ 5,000 | $ 5,000 | $ 19,000 |
| El Dorado County California | 1 | $ 150,000 | $ 150,000 | $ 70,000 |
| Kern County California | 1 | $ 210,000 | $ 210,000 | $ 72,000 |
| Los Angeles County California | 1 | $ 5,520,000 | $ 5,520,000 | $ 1,538,000 |
| Riverside County California | 1 | $ 80,000 | $ 80,000 | $ 55,000 |
| San Francisco County California | 1 | $ 450,000 | $ 450,000 | $ 251,000 |
| San Joaquin County California | 1 | $ 280,000 | $ 280,000 | $ 75,000 |
| San Luis Obispo County California | 1 | $ 75,000 | $ 75,000 | $ 120,000 |
| Santa Clara County California | 1 | $ 200,000 | $ 200,000 | $ 50,000 |
| Tulare County California | 1 | $ 100,000 | $ 100,000 | $ 69,000 |
| Tuolumne County California | 1 | $ 217,000 | $ 217,000 | $ 47,000 |
| Ventura County California | 1 | $ 155,000 | $ 155,000 | $ 55,000 |
| El Paso County Colorado | 1 | $ 40,000 | $ 40,000 | $ 45,000 |
| Larimer County Colorado | 1 | $ 265,000 | $ 265,000 | $ 246,000 |
| Otero County Colorado | 1 | $ 30,000 | $ 30,000 | $ 36,000 |
| Pitkin County Colorado | 1 | $ 1,000,000 | $ 1,000,000 | $ 470,000 |
| Alachua County Florida | 1 | $ 60,000 | $ 60,000 | $ 30,000 |
| Bay County Florida | 1 | $ 71,000 | $ 71,000 | $ 83,000 |
| Citrus County Florida | 1 | $ 236,000 | $ 236,000 | $ 96,000 |
| Escambia County Florida | 1 | $ 60,000 | $ 60,000 | $ 49,000 |
| Gadsden County Florida | 1 | $ 80,000 | $ 80,000 | $ 32,000 |
| Holmes County Florida | 1 | $ 140,000 | $ 140,000 | $ 150,000 |
| Nassau County Florida | 1 | $ 516,000 | $ 516,000 | $ 418,000 |
| Putnam County Florida | 1 | $ 40,000 | $ 40,000 | $ 2,000 |
| Chatham County Georgia | 1 | $ 245,000 | $ 245,000 | $ 9,999,000 |
| Chattahoochee County Georgia | 1 | $ 50,000 | $ 50,000 | $ 78,000 |
| Crawford County Georgia | 1 | $ 87,000 | $ 87,000 | $ 19,000 |
| Haralson County Georgia | 1 | $ 50,000 | $ 50,000 | $ 84,000 |
| Liberty County Georgia | 1 | $ 80,000 | $ 80,000 | $ 30,000 |
| Telfair County Georgia | 1 | $ 30,000 | $ 30,000 | $ 60,000 |
| Toombs County Georgia | 1 | $ 40,000 | $ 40,000 | $ 86,000 |
| Honolulu County Hawaii | 1 | $ 130,000 | $ 130,000 | $ 59,000 |
| Twin Falls County Idaho | 1 | $ 95,000 | $ 95,000 | $ 31,000 |
| Cook County Illinois | 1 | $ 150,000 | $ 150,000 | $ 30,000 |
| Iroquois County Illinois | 1 | $ 98,000 | $ 98,000 | $ 65,000 |
| Kankakee County Illinois | 1 | $ 80,000 | $ 80,000 | $ 65,000 |
| LaSalle County Illinois | 1 | $ 70,000 | $ 70,000 | $ 30,000 |
| Macon County Illinois | 1 | $ 6,000 | $ 6,000 | $ 23,000 |
| Peoria County Illinois | 1 | $ 25,000 | $ 25,000 | $ 38,000 |
| Rock Island County Illinois | 1 | $ 15,000 | $ 15,000 | $ 80,000 |
| Williamson County Illinois | 1 | $ 80,000 | $ 80,000 | $ 48,000 |
| Allen County Indiana | 1 | $ 50,000 | $ 50,000 | $ 36,000 |
| Hancock County Indiana | 1 | $ 120,000 | $ 120,000 | $ 51,000 |
| Hendricks County Indiana | 1 | $ 10,000 | $ 10,000 | $ 85,000 |
| Johnson County Indiana | 1 | $ 108,000 | $ 108,000 | $ 198,000 |
| LaPorte County Indiana | 1 | $ 25,000 | $ 25,000 | $ 122,000 |
| Marion County Indiana | 1 | $ 10,000 | $ 10,000 | $ 27,000 |
| Barton County Kansas | 1 | $ 22,000 | $ 22,000 | $ 51,000 |
| Leavenworth County Kansas | 1 | $ 48,000 | $ 48,000 | $ 82,000 |
| Clark County Kentucky | 1 | $ 70,000 | $ 70,000 | $ 23,000 |
| Johnson County Kentucky | 1 | $ 6,000 | $ 6,000 | $ 70,000 |
| Whitley County Kentucky | 1 | $ 46,000 | $ 46,000 | $ 69,000 |
| Avoyelles County Louisiana | 1 | $ 50,000 | $ 50,000 | $ 40,000 |
| St. John the Baptist County Louisiana | 1 | $ 25,000 | $ 25,000 | $ 43,000 |
| Cumberland County Maine | 1 | $ 64,000 | $ 64,000 | $ 46,000 |
| Knox County Maine | 1 | $ 266,000 | $ 266,000 | $ 600,000 |
| Lincoln County Maine | 1 | $ 1,360,000 | $ 1,360,000 | $ 1,275,000 |
| York County Maine | 1 | $ 80,000 | $ 80,000 | $ 52,000 |
| Baltimore City County Maryland | 1 | $ 40,000 | $ 40,000 | $ 50,000 |
| Dorchester County Maryland | 1 | $ 20,000 | $ 20,000 | $ 30,000 |
| Kent County Maryland | 1 | $ 215,000 | $ 215,000 | $ 58,000 |
| Talbot County Maryland | 1 | $ 750,000 | $ 750,000 | $ 180,000 |
| Barnstable County Massachusetts | 1 | $ 400,000 | $ 400,000 | $ 235,000 |
| Suffolk County Massachusetts | 1 | $ 125,000 | $ 125,000 | $ 60,000 |
| Macomb County Michigan | 1 | $ 80,000 | $ 80,000 | $ 40,000 |
| Monroe County Michigan | 1 | $ 170,000 | $ 170,000 | $ 44,000 |
| Oakland County Michigan | 1 | $ 20,000 | $ 20,000 | $ 43,000 |
| Washtenaw County Michigan | 1 | $ 50,000 | $ 50,000 | $ 106,000 |
| Mower County Minnesota | 1 | $ 15,000 | $ 15,000 | $ 19,000 |
| Marion County Mississippi | 1 | $ 15,000 | $ 15,000 | $ 16,000 |
| Rankin County Mississippi | 1 | $ 40,000 | $ 40,000 | $ 26,000 |
| Walthall County Mississippi | 1 | $ 5,000 | $ 5,000 | $ 0 |
| Wayne County Mississippi | 1 | $ 37,000 | $ 37,000 | $ 52,000 |
| Callaway County Missouri | 1 | $ 30,000 | $ 30,000 | $ 32,000 |
| St. Charles County Missouri | 1 | $ 20,000 | $ 20,000 | $ 50,000 |
| St. Francois County Missouri | 1 | $ 8,000 | $ 8,000 | $ 63,000 |
| St. Louis County Missouri | 1 | $ 5,000 | $ 5,000 | $ 24,000 |
| St. Louis City County Missouri | 1 | $ 50,000 | $ 50,000 | $ 13,000 |
| Lewis and Clark County Montana | 1 | $ 10,000 | $ 10,000 | $ 60,000 |
| Pawnee County Nebraska | 1 | $ 20,000 | $ 20,000 | $ 37,000 |
| Douglas County Nevada | 1 | $ 10,000 | $ 10,000 | $ 33,000 |
| Strafford County New Hampshire | 1 | $ 20,000 | $ 20,000 | $ 86,000 |
| Albany County New York | 1 | $ 21,000 | $ 21,000 | $ 103,000 |
| Chemung County New York | 1 | $ 15,000 | $ 15,000 | $ 45,000 |
| Clinton County New York | 1 | $ 65,000 | $ 65,000 | $ 21,000 |
| Essex County New York | 1 | $ 160,000 | $ 160,000 | $ 47,000 |
| Monroe County New York | 1 | $ 103,000 | $ 103,000 | $ 44,000 |
| Niagara County New York | 1 | $ 55,000 | $ 55,000 | $ 63,000 |
| Oneida County New York | 1 | $ 40,000 | $ 40,000 | $ 66,000 |
| Oswego County New York | 1 | $ 10,000 | $ 10,000 | $ 0 |
| Otsego County New York | 1 | $ 150,000 | $ 150,000 | $ 12,000 |
| St. Lawrence County New York | 1 | $ 120,000 | $ 120,000 | $ 125,000 |
| Wayne County New York | 1 | $ 10,000 | $ 10,000 | $ 57,000 |
| Buncombe County North Carolina | 1 | $ 5,000 | $ 5,000 | $ 15,000 |
| Carteret County North Carolina | 1 | $ 141,000 | $ 141,000 | $ 631,000 |
| Durham County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 60,000 |
| Harnett County North Carolina | 1 | $ 10,000 | $ 10,000 | $ 44,000 |
| Johnston County North Carolina | 1 | $ 110,000 | $ 110,000 | $ 267,000 |
| Lincoln County North Carolina | 1 | $ 15,000 | $ 15,000 | $ 92,000 |
| Onslow County North Carolina | 1 | $ 104,000 | $ 104,000 | $ 49,000 |
| Union County North Carolina | 1 | $ 130,000 | $ 130,000 | $ 69,000 |
| Cuyahoga County Ohio | 1 | $ 15,000 | $ 15,000 | $ 1,000 |
| Hancock County Ohio | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Marion County Ohio | 1 | $ 28,000 | $ 28,000 | $ 48,000 |
| Portage County Ohio | 1 | $ 14,000 | $ 14,000 | $ 28,000 |
| Summit County Ohio | 1 | $ 30,000 | $ 30,000 | $ 59,000 |
| Carter County Oklahoma | 1 | $ 36,000 | $ 36,000 | $ 28,000 |
| Comanche County Oklahoma | 1 | $ 90,000 | $ 90,000 | $ 39,000 |
| Clackamas County Oregon | 1 | $ 65,000 | $ 65,000 | $ 900,000 |
| Curry County Oregon | 1 | $ 25,000 | $ 25,000 | $ 31,000 |
| Deschutes County Oregon | 1 | $ 30,000 | $ 30,000 | $ 22,000 |
| Jackson County Oregon | 1 | $ 40,000 | $ 40,000 | $ 36,000 |
| Lane County Oregon | 1 | $ 60,000 | $ 60,000 | $ 19,000 |
| Linn County Oregon | 1 | $ 8,000 | $ 8,000 | $ 150,000 |
| Marion County Oregon | 1 | $ 30,000 | $ 30,000 | $ 34,000 |
| Bedford County Pennsylvania | 1 | $ 40,000 | $ 40,000 | $ 36,000 |
| Butler County Pennsylvania | 1 | $ 70,000 | $ 70,000 | $ 109,000 |
| Cambria County Pennsylvania | 1 | $ 18,000 | $ 18,000 | $ 36,000 |
| Erie County Pennsylvania | 1 | $ 26,000 | $ 26,000 | $ 22,000 |
| Fayette County Pennsylvania | 1 | $ 100,000 | $ 100,000 | $ 108,000 |
| Greene County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 93,000 |
| Lycoming County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 100,000 |
| Mercer County Pennsylvania | 1 | $ 80,000 | $ 80,000 | $ 50,000 |
| Mifflin County Pennsylvania | 1 | $ 5,000 | $ 5,000 | $ 48,000 |
| Perry County Pennsylvania | 1 | $ 210,000 | $ 210,000 | $ 129,000 |
| Somerset County Pennsylvania | 1 | $ 320,000 | $ 320,000 | $ 169,000 |
| Sullivan County Pennsylvania | 1 | $ 60,000 | $ 60,000 | $ 53,000 |
| Westmoreland County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 32,000 |
| Penuelas County Puerto Rico | 1 | $ 1,000 | $ 1,000 | $ 26,000 |
| Aiken County South Carolina | 1 | $ 90,000 | $ 90,000 | $ 25,000 |
| Berkeley County South Carolina | 1 | $ 35,000 | $ 35,000 | $ 88,000 |
| Charleston County South Carolina | 1 | $ 175,000 | $ 175,000 | $ 60,000 |
| Dorchester County South Carolina | 1 | $ 40,000 | $ 40,000 | $ 85,000 |
| Georgetown County South Carolina | 1 | $ 310,000 | $ 310,000 | $ 175,000 |
| Lexington County South Carolina | 1 | $ 95,000 | $ 95,000 | $ 43,000 |
| Orangeburg County South Carolina | 1 | $ 5,000 | $ 5,000 | $ 30,000 |
| Bedford County Tennessee | 1 | $ 50,000 | $ 50,000 | $ 68,000 |
| Loudon County Tennessee | 1 | $ 134,000 | $ 134,000 | $ 177,000 |
| Washington County Tennessee | 1 | $ 60,000 | $ 60,000 | $ 25,000 |
| Armstrong County Texas | 1 | $ 40,000 | $ 40,000 | $ 30,000 |
| Childress County Texas | 1 | $ 45,000 | $ 45,000 | $ 38,000 |
| Collin County Texas | 1 | $ 155,000 | $ 155,000 | $ 52,000 |
| Dallas County Texas | 1 | $ 14,000 | $ 14,000 | $ 57,000 |
| Fort Bend County Texas | 1 | $ 9,000 | $ 9,000 | $ 0 |
| Gregg County Texas | 1 | $ 55,000 | $ 55,000 | $ 16,000 |
| Harris County Texas | 1 | $ 1,000 | $ 1,000 | $ 20,000 |
| Hays County Texas | 1 | $ 50,000 | $ 50,000 | $ 38,000 |
| Lubbock County Texas | 1 | $ 7,000 | $ 7,000 | $ 37,000 |
| Nolan County Texas | 1 | $ 25,000 | $ 25,000 | $ 30,000 |
| Orange County Texas | 1 | $ 85,000 | $ 85,000 | $ 71,000 |
| Smith County Texas | 1 | $ 25,000 | $ 25,000 | $ 35,000 |
| Washington County Texas | 1 | $ 10,000 | $ 10,000 | $ 19,000 |
| Summit County Utah | 1 | $ 16,000 | $ 16,000 | $ 103,000 |
| Rutland County Vermont | 1 | $ 248,000 | $ 248,000 | $ 990,000 |
| Windsor County Vermont | 1 | $ 164,000 | $ 164,000 | $ 244,000 |
| Caroline County Virginia | 1 | $ 8,000 | $ 8,000 | $ 101,000 |
| Danville County Virginia | 1 | $ 174,000 | $ 174,000 | $ 122,000 |
| Hopewell County Virginia | 1 | $ 161,000 | $ 161,000 | $ 59,000 |
| Louisa County Virginia | 1 | $ 152,000 | $ 152,000 | $ 355,000 |
| Mecklenburg County Virginia | 1 | $ 20,000 | $ 20,000 | $ 25,000 |
| Norfolk County Virginia | 1 | $ 33,000 | $ 33,000 | $ 33,000 |
| Northumberland County Virginia | 1 | $ 150,000 | $ 150,000 | $ 250,000 |
| Page County Virginia | 1 | $ 139,000 | $ 139,000 | $ 51,000 |
| Petersburg County Virginia | 1 | $ 200,000 | $ 200,000 | $ 32,000 |
| Rockingham County Virginia | 1 | $ 13,000 | $ 13,000 | $ 26,000 |
| Staunton County Virginia | 1 | $ 49,000 | $ 49,000 | $ 33,000 |
| Suffolk County Virginia | 1 | $ 75,000 | $ 75,000 | $ 90,000 |
| Warren County Virginia | 1 | $ 50,000 | $ 50,000 | $ 184,000 |
| Clark County Washington | 1 | $ 45,000 | $ 45,000 | $ 24,000 |
| King County Washington | 1 | $ 1,000 | $ 1,000 | $ 54,000 |
| Okanogan County Washington | 1 | $ 70,000 | $ 70,000 | $ 31,000 |
| Snohomish County Washington | 1 | $ 417,000 | $ 417,000 | $ 182,000 |
| Spokane County Washington | 1 | $ 35,000 | $ 35,000 | $ 42,000 |
| Yakima County Washington | 1 | $ 65,000 | $ 65,000 | $ 22,000 |
| Harrison County West Virginia | 1 | $ 5,000 | $ 5,000 | $ 31,000 |
| Mingo County West Virginia | 1 | $ 50,000 | $ 50,000 | $ 24,000 |
| Preston County West Virginia | 1 | $ 87,000 | $ 87,000 | $ 26,000 |
| Barron County Wisconsin | 1 | $ 85,000 | $ 85,000 | $ 36,000 |
| Marinette County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 47,000 |
| Natrona County Wyoming | 1 | $ 65,000 | $ 65,000 | $ 34,000 |
Mortgage Loan Application Detail Totals for Commerce Bank, Na in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 17,412 | $831,890,000 | $47,000 | $2,250,000 | $87,000 | $5,000,000 |
| Refinancing | 9,022 | $1,298,840,000 | $143,000 | $6,800,000 | $117,000 | $9,999,000 |
| Home Purchase | 6,264 | $1,342,430,000 | $214,000 | $15,600,000 | $119,000 | $9,999,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 22,004 | $2,356,692,000 | $107,000 | $6,800,000 | $107,000 | $9,999,000 |
| Not Provided | 4,569 | $531,424,000 | $116,000 | $8,000,000 | $104,000 | $9,999,000 |
| Black or African American | 2,297 | $139,948,000 | $60,000 | $618,000 | $66,000 | $5,000,000 |
| Hispanic | 2,141 | $171,394,000 | $80,000 | $2,310,000 | $73,000 | $1,248,000 |
| Asian | 1,278 | $166,642,000 | $130,000 | $1,750,000 | $102,000 | $1,441,000 |
| American Indian or Alaskan Native | 141 | $11,678,000 | $82,000 | $960,000 | $90,000 | $375,000 |
| Not applicable | 138 | $84,014,000 | $608,000 | $15,600,000 | $32,000 | $1,658,000 |
| Native Hawaiian or Other Pacific Islander | 130 | $11,368,000 | $87,000 | $580,000 | $176,000 | $9,999,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 32,576 | $3,450,355,000 | $105,000 | $15,600,000 | $101,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 121 | $22,420,000 | $185,000 | $401,000 | $68,000 | $168,000 |
| VA-guaranteed (Veterans Administration) | 1 | $385,000 | $385,000 | $385,000 | $83,000 | $83,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 16,898 | $1,997,104,000 | $118,000 | $6,800,000 | $115,000 | $9,999,000 |
| Application Denied By Financial Institution | 11,585 | $801,696,000 | $69,000 | $5,300,000 | $75,000 | $5,000,000 |
| Application Approved But Not Accepted | 3,582 | $483,248,000 | $134,000 | $6,800,000 | $116,000 | $7,237,000 |
| Application Withdrawn By Applicant | 472 | $144,124,000 | $305,000 | $15,600,000 | $139,000 | $3,428,000 |
| Preapproval Denied by Financial Institution | 75 | $20,239,000 | $269,000 | $1,200,000 | $87,000 | $459,000 |
| File Closed For Incompleteness | 46 | $17,453,000 | $379,000 | $1,750,000 | $163,000 | $666,000 |
| Loan Purchased By The Institution | 40 | $9,296,000 | $232,000 | $417,000 | $84,000 | $182,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 6,474 | $311,078,000 | $48,000 | $1,700,000 | $68,000 | $5,000,000 |
| Debt-To-Income Ratio | 2,990 | $270,873,000 | $90,000 | $2,632,000 | $67,000 | $1,407,000 |
| Other | 962 | $104,609,000 | $108,000 | $5,300,000 | $107,000 | $3,428,000 |
| Collateral | 780 | $79,207,000 | $101,000 | $1,200,000 | $109,000 | $1,710,000 |
| Unverifiable Information | 221 | $34,626,000 | $156,000 | $2,500,000 | $140,000 | $1,800,000 |
| Employment History | 117 | $7,491,000 | $64,000 | $632,000 | $53,000 | $306,000 |
| Credit Application Incomplete | 90 | $7,689,000 | $85,000 | $750,000 | $57,000 | $400,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 26 | $6,362,000 | $244,000 | $800,000 | $93,000 | $304,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Commerce Bank, Na's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Commerce Bank, Na's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet
with aggregated HMDA statistics today.