Commerce Bank, Na
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Commerce Bank, Na 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Commerce Bank, Na 2059 Spingdale Road Cherry Hill, NJ 08003 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 32,649 |
| Total Mortgage Loan Application Amount | $3,474,322,000 |
| Average Mortgage Loan Application Amount | $133,000 |
| Highest Mortgage Loan Application Amount | $7,000,000 |
| Average Applicant Income | $109,000 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Commerce Bank, Na. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Commerce Bank, Na's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Commerce Bank, Na's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Commerce Bank, Na serves its applicants.
Each category highlights the total number of mortgage applications processed by Commerce Bank, Na, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Commerce Bank, Na's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Camden County New Jersey | 2,916 | $ 206,352,000 | $ 70,000 | $ 85,000 |
| Ocean County New Jersey | 2,400 | $ 230,953,000 | $ 96,000 | $ 90,000 |
| Philadelphia County Pennsylvania | 2,181 | $ 153,139,000 | $ 70,000 | $ 69,000 |
| Gloucester County New Jersey | 1,817 | $ 122,203,000 | $ 67,000 | $ 93,000 |
| Burlington County New Jersey | 1,725 | $ 148,081,000 | $ 85,000 | $ 105,000 |
| Delaware County Pennsylvania | 1,357 | $ 99,197,000 | $ 73,000 | $ 88,000 |
| Montgomery County Pennsylvania | 1,351 | $ 142,054,000 | $ 105,000 | $ 121,000 |
| Atlantic County New Jersey | 1,320 | $ 106,104,000 | $ 80,000 | $ 84,000 |
| Nassau County New York | 1,277 | $ 182,717,000 | $ 143,000 | $ 124,000 |
| Bucks County Pennsylvania | 1,210 | $ 109,963,000 | $ 90,000 | $ 103,000 |
| Monmouth County New Jersey | 1,184 | $ 139,968,000 | $ 118,000 | $ 123,000 |
| Suffolk County New York | 1,002 | $ 136,691,000 | $ 136,000 | $ 127,000 |
| Queens County New York | 953 | $ 117,698,000 | $ 123,000 | $ 93,000 |
| New Castle County Delaware | 944 | $ 53,355,000 | $ 56,000 | $ 80,000 |
| Middlesex County New Jersey | 886 | $ 87,795,000 | $ 99,000 | $ 100,000 |
| Kings County New York | 728 | $ 108,613,000 | $ 149,000 | $ 92,000 |
| Richmond County New York | 650 | $ 74,321,000 | $ 114,000 | $ 95,000 |
| Chester County Pennsylvania | 563 | $ 60,866,000 | $ 108,000 | $ 131,000 |
| Union County New Jersey | 515 | $ 57,077,000 | $ 110,000 | $ 133,000 |
| Cape May County New Jersey | 514 | $ 89,431,000 | $ 173,000 | $ 158,000 |
| Mercer County New Jersey | 459 | $ 49,916,000 | $ 108,000 | $ 98,000 |
| Morris County New Jersey | 459 | $ 57,876,000 | $ 126,000 | $ 128,000 |
| Somerset County New Jersey | 410 | $ 50,240,000 | $ 122,000 | $ 124,000 |
| New York County New York | 384 | $ 138,688,000 | $ 361,000 | $ 256,000 |
| Palm Beach County Florida | 361 | $ 70,428,000 | $ 195,000 | $ 151,000 |
| Westchester County New York | 361 | $ 63,829,000 | $ 176,000 | $ 140,000 |
| Cumberland County New Jersey | 347 | $ 22,614,000 | $ 65,000 | $ 62,000 |
| Bronx County New York | 336 | $ 28,565,000 | $ 85,000 | $ 71,000 |
| Hunterdon County New Jersey | 260 | $ 29,559,000 | $ 113,000 | $ 117,000 |
| Bergen County New Jersey | 198 | $ 59,779,000 | $ 301,000 | $ 155,000 |
| Essex County New Jersey | 192 | $ 40,542,000 | $ 211,000 | $ 106,000 |
| Rockland County New York | 165 | $ 20,827,000 | $ 126,000 | $ 116,000 |
| Fairfield County Connecticut | 149 | $ 36,806,000 | $ 247,000 | $ 315,000 |
| Kent County Delaware | 149 | $ 9,987,000 | $ 67,000 | $ 63,000 |
| Northampton County Pennsylvania | 143 | $ 11,941,000 | $ 83,000 | $ 86,000 |
| Lehigh County Pennsylvania | 141 | $ 8,789,000 | $ 62,000 | $ 76,000 |
| Broward County Florida | 139 | $ 22,679,000 | $ 163,000 | $ 133,000 |
| Salem County New Jersey | 121 | $ 7,873,000 | $ 65,000 | $ 83,000 |
| Sussex County New Jersey | 121 | $ 16,075,000 | $ 132,000 | $ 109,000 |
| Passaic County New Jersey | 113 | $ 29,920,000 | $ 264,000 | $ 95,000 |
| Hudson County New Jersey | 111 | $ 23,737,000 | $ 213,000 | $ 145,000 |
| Prince William County Virginia | 102 | $ 8,945,000 | $ 87,000 | $ 108,000 |
| Warren County New Jersey | 99 | $ 9,193,000 | $ 92,000 | $ 87,000 |
| Fairfax County Virginia | 97 | $ 13,393,000 | $ 138,000 | $ 163,000 |
| Berks County Pennsylvania | 79 | $ 7,415,000 | $ 93,000 | $ 71,000 |
| Prince George's County Maryland | 59 | $ 4,864,000 | $ 82,000 | $ 79,000 |
| Orange County New York | 52 | $ 6,344,000 | $ 122,000 | $ 98,000 |
| New Haven County Connecticut | 51 | $ 4,877,000 | $ 95,000 | $ 91,000 |
| Monroe County Pennsylvania | 48 | $ 3,630,000 | $ 75,000 | $ 102,000 |
| Miami-Dade County Florida | 47 | $ 15,676,000 | $ 333,000 | $ 228,000 |
| Montgomery County Maryland | 41 | $ 5,526,000 | $ 134,000 | $ 125,000 |
| Sussex County Delaware | 38 | $ 5,299,000 | $ 139,000 | $ 103,000 |
| Putnam County New York | 33 | $ 3,963,000 | $ 120,000 | $ 141,000 |
| District of Columbia County District Of Columbia | 31 | $ 6,694,000 | $ 215,000 | $ 141,000 |
| Stafford County Virginia | 29 | $ 1,668,000 | $ 57,000 | $ 71,000 |
| Cecil County Maryland | 27 | $ 2,336,000 | $ 86,000 | $ 81,000 |
| Loudoun County Virginia | 21 | $ 4,526,000 | $ 215,000 | $ 131,000 |
| Lee County Florida | 19 | $ 3,180,000 | $ 167,000 | $ 218,000 |
| Collier County Florida | 18 | $ 6,128,000 | $ 340,000 | $ 343,000 |
| Lancaster County Pennsylvania | 18 | $ 1,705,000 | $ 94,000 | $ 96,000 |
| Pike County Pennsylvania | 18 | $ 1,446,000 | $ 80,000 | $ 78,000 |
| Alexandria County Virginia | 18 | $ 4,420,000 | $ 245,000 | $ 161,000 |
| Carbon County Pennsylvania | 17 | $ 1,739,000 | $ 102,000 | $ 93,000 |
| Osceola County Florida | 15 | $ 1,819,000 | $ 121,000 | $ 124,000 |
| Dauphin County Pennsylvania | 14 | $ 1,497,000 | $ 106,000 | $ 69,000 |
| Manassas County Virginia | 14 | $ 502,000 | $ 35,000 | $ 65,000 |
| St. Lucie County Florida | 13 | $ 2,445,000 | $ 188,000 | $ 176,000 |
| Lackawanna County Pennsylvania | 13 | $ 1,073,000 | $ 82,000 | $ 99,000 |
| Luzerne County Pennsylvania | 12 | $ 1,554,000 | $ 129,000 | $ 86,000 |
| Manassas Park County Virginia | 12 | $ 1,530,000 | $ 127,000 | $ 98,000 |
| Orange County Florida | 11 | $ 1,580,000 | $ 143,000 | $ 99,000 |
| Sarasota County Florida | 11 | $ 2,920,000 | $ 265,000 | $ 208,000 |
| Dutchess County New York | 11 | $ 941,000 | $ 85,000 | $ 72,000 |
| Baltimore County Maryland | 10 | $ 4,130,000 | $ 413,000 | $ 134,000 |
| Baltimore City County Maryland | 10 | $ 1,831,000 | $ 183,000 | $ 163,000 |
| Greene County New York | 10 | $ 1,538,000 | $ 153,000 | $ 129,000 |
| Pinellas County Florida | 9 | $ 1,108,000 | $ 123,000 | $ 174,000 |
| Sullivan County New York | 9 | $ 976,000 | $ 108,000 | $ 168,000 |
| Ulster County New York | 9 | $ 1,830,000 | $ 203,000 | $ 159,000 |
| York County Pennsylvania | 9 | $ 731,000 | $ 81,000 | $ 64,000 |
| Horry County South Carolina | 9 | $ 1,538,000 | $ 170,000 | $ 95,000 |
| Arlington County Virginia | 9 | $ 1,987,000 | $ 220,000 | $ 293,000 |
| Worcester County Maryland | 8 | $ 636,000 | $ 79,000 | $ 116,000 |
| Martin County Florida | 7 | $ 1,568,000 | $ 224,000 | $ 133,000 |
| St. Louis County Missouri | 7 | $ 164,000 | $ 23,000 | $ 60,000 |
| Delaware County New York | 7 | $ 635,000 | $ 90,000 | $ 107,000 |
| Fauquier County Virginia | 7 | $ 1,325,000 | $ 189,000 | $ 62,000 |
| Pasco County Florida | 6 | $ 551,000 | $ 91,000 | $ 112,000 |
| Albany County New York | 6 | $ 253,000 | $ 42,000 | $ 120,000 |
| Litchfield County Connecticut | 5 | $ 190,000 | $ 38,000 | $ 102,000 |
| Hillsborough County Florida | 5 | $ 1,929,000 | $ 385,000 | $ 193,000 |
| Volusia County Florida | 5 | $ 414,000 | $ 82,000 | $ 83,000 |
| Anne Arundel County Maryland | 5 | $ 1,322,000 | $ 264,000 | $ 284,000 |
| Charles County Maryland | 5 | $ 260,000 | $ 52,000 | $ 73,000 |
| Plymouth County Massachusetts | 5 | $ 561,000 | $ 112,000 | $ 83,000 |
| Schenectady County New York | 5 | $ 367,000 | $ 73,000 | $ 51,000 |
| Centre County Pennsylvania | 5 | $ 673,000 | $ 134,000 | $ 187,000 |
| Spotsylvania County Virginia | 5 | $ 164,000 | $ 32,000 | $ 61,000 |
| Maricopa County Arizona | 4 | $ 500,000 | $ 125,000 | $ 101,000 |
| Brevard County Florida | 4 | $ 185,000 | $ 46,000 | $ 96,000 |
| Sumter County Florida | 4 | $ 917,000 | $ 229,000 | $ 185,000 |
| Columbia County New York | 4 | $ 1,202,000 | $ 300,000 | $ 140,000 |
| Warren County New York | 4 | $ 995,000 | $ 248,000 | $ 197,000 |
| Mecklenburg County North Carolina | 4 | $ 843,000 | $ 210,000 | $ 115,000 |
| Cumberland County Pennsylvania | 4 | $ 487,000 | $ 121,000 | $ 89,000 |
| Chesterfield County Virginia | 4 | $ 1,410,000 | $ 352,000 | $ 125,000 |
| Hartford County Connecticut | 3 | $ 315,000 | $ 105,000 | $ 143,000 |
| Middlesex County Connecticut | 3 | $ 321,000 | $ 107,000 | $ 97,000 |
| Charlotte County Florida | 3 | $ 507,000 | $ 169,000 | $ 214,000 |
| Citrus County Florida | 3 | $ 197,000 | $ 65,000 | $ 192,000 |
| Indian River County Florida | 3 | $ 495,000 | $ 165,000 | $ 92,000 |
| Lake County Florida | 3 | $ 765,000 | $ 255,000 | $ 136,000 |
| Leon County Florida | 3 | $ 110,000 | $ 36,000 | $ 62,000 |
| Marion County Florida | 3 | $ 317,000 | $ 105,000 | $ 114,000 |
| Polk County Florida | 3 | $ 206,000 | $ 68,000 | $ 49,000 |
| DeKalb County Georgia | 3 | $ 77,000 | $ 25,000 | $ 51,000 |
| Frederick County Maryland | 3 | $ 461,000 | $ 153,000 | $ 77,000 |
| Broome County New York | 3 | $ 300,000 | $ 100,000 | $ 92,000 |
| Schuylkill County Pennsylvania | 3 | $ 48,000 | $ 16,000 | $ 45,000 |
| Susquehanna County Pennsylvania | 3 | $ 618,000 | $ 206,000 | $ 342,000 |
| Wayne County Pennsylvania | 3 | $ 291,000 | $ 97,000 | $ 124,000 |
| Louisa County Virginia | 3 | $ 415,000 | $ 138,000 | $ 70,000 |
| Los Angeles County California | 2 | $ 6,970,000 | $ 3,485,000 | $ 1,648,000 |
| Duval County Florida | 2 | $ 90,000 | $ 45,000 | $ 55,000 |
| Flagler County Florida | 2 | $ 195,000 | $ 97,000 | $ 110,000 |
| Hernando County Florida | 2 | $ 552,000 | $ 276,000 | $ 116,000 |
| Manatee County Florida | 2 | $ 509,000 | $ 254,000 | $ 77,000 |
| Monroe County Florida | 2 | $ 300,000 | $ 150,000 | $ 69,000 |
| Seminole County Florida | 2 | $ 167,000 | $ 83,000 | $ 183,000 |
| Fulton County Georgia | 2 | $ 225,000 | $ 112,000 | $ 116,000 |
| Cook County Illinois | 2 | $ 231,000 | $ 115,000 | $ 431,000 |
| York County Maine | 2 | $ 330,000 | $ 165,000 | $ 324,000 |
| Calvert County Maryland | 2 | $ 155,000 | $ 77,000 | $ 138,000 |
| Harford County Maryland | 2 | $ 123,000 | $ 61,000 | $ 56,000 |
| Somerset County Maryland | 2 | $ 48,000 | $ 24,000 | $ 67,000 |
| Middlesex County Massachusetts | 2 | $ 352,000 | $ 176,000 | $ 617,000 |
| Suffolk County Massachusetts | 2 | $ 74,000 | $ 37,000 | $ 170,000 |
| Grafton County New Hampshire | 2 | $ 125,000 | $ 62,000 | $ 98,000 |
| Erie County New York | 2 | $ 60,000 | $ 30,000 | $ 70,000 |
| Hamilton County New York | 2 | $ 442,000 | $ 221,000 | $ 240,000 |
| Niagara County New York | 2 | $ 50,000 | $ 25,000 | $ 93,000 |
| Oneida County New York | 2 | $ 80,000 | $ 40,000 | $ 79,000 |
| Onondaga County New York | 2 | $ 23,000 | $ 11,000 | $ 147,000 |
| Otsego County New York | 2 | $ 116,000 | $ 58,000 | $ 230,000 |
| Saratoga County New York | 2 | $ 40,000 | $ 20,000 | $ 57,000 |
| Brunswick County North Carolina | 2 | $ 135,000 | $ 67,000 | $ 39,000 |
| Henderson County North Carolina | 2 | $ 303,000 | $ 151,000 | $ 53,000 |
| Allegheny County Pennsylvania | 2 | $ 338,000 | $ 169,000 | $ 62,000 |
| Cambria County Pennsylvania | 2 | $ 113,000 | $ 56,000 | $ 71,000 |
| Columbia County Pennsylvania | 2 | $ 262,000 | $ 131,000 | $ 88,000 |
| Lebanon County Pennsylvania | 2 | $ 144,000 | $ 72,000 | $ 90,000 |
| Lycoming County Pennsylvania | 2 | $ 210,000 | $ 105,000 | $ 180,000 |
| Tioga County Pennsylvania | 2 | $ 115,000 | $ 57,000 | $ 19,000 |
| Providence County Rhode Island | 2 | $ 304,000 | $ 152,000 | $ 141,000 |
| Spartanburg County South Carolina | 2 | $ 271,000 | $ 135,000 | $ 35,000 |
| Gloucester County Virginia | 2 | $ 208,000 | $ 104,000 | $ 153,000 |
| Suffolk County Virginia | 2 | $ 422,000 | $ 211,000 | $ 152,000 |
| Mohave County Arizona | 1 | $ 85,000 | $ 85,000 | $ 98,000 |
| Amador County California | 1 | $ 500,000 | $ 500,000 | $ 0 |
| El Dorado County California | 1 | $ 525,000 | $ 525,000 | $ 0 |
| San Diego County California | 1 | $ 250,000 | $ 250,000 | $ 110,000 |
| Santa Clara County California | 1 | $ 249,000 | $ 249,000 | $ 100,000 |
| Tulare County California | 1 | $ 280,000 | $ 280,000 | $ 100,000 |
| Denver County Colorado | 1 | $ 262,000 | $ 262,000 | $ 159,000 |
| Douglas County Colorado | 1 | $ 850,000 | $ 850,000 | $ 140,000 |
| Mesa County Colorado | 1 | $ 40,000 | $ 40,000 | $ 43,000 |
| Tolland County Connecticut | 1 | $ 45,000 | $ 45,000 | $ 118,000 |
| Pike County Georgia | 1 | $ 50,000 | $ 50,000 | $ 42,000 |
| Honolulu County Hawaii | 1 | $ 50,000 | $ 50,000 | $ 26,000 |
| Clinton County Illinois | 1 | $ 40,000 | $ 40,000 | $ 55,000 |
| DuPage County Illinois | 1 | $ 5,000 | $ 5,000 | $ 21,000 |
| Mason County Illinois | 1 | $ 10,000 | $ 10,000 | $ 228,000 |
| Scott County Illinois | 1 | $ 6,000 | $ 6,000 | $ 35,000 |
| Porter County Indiana | 1 | $ 608,000 | $ 608,000 | $ 0 |
| Crawford County Kansas | 1 | $ 60,000 | $ 60,000 | $ 30,000 |
| Johnson County Kansas | 1 | $ 15,000 | $ 15,000 | $ 90,000 |
| Cumberland County Maine | 1 | $ 205,000 | $ 205,000 | $ 55,000 |
| Allegany County Maryland | 1 | $ 40,000 | $ 40,000 | $ 148,000 |
| Caroline County Maryland | 1 | $ 1,000 | $ 1,000 | $ 53,000 |
| Washington County Maryland | 1 | $ 95,000 | $ 95,000 | $ 36,000 |
| Wicomico County Maryland | 1 | $ 191,000 | $ 191,000 | $ 48,000 |
| Norfolk County Massachusetts | 1 | $ 270,000 | $ 270,000 | $ 50,000 |
| Worcester County Massachusetts | 1 | $ 15,000 | $ 15,000 | $ 64,000 |
| Eaton County Michigan | 1 | $ 85,000 | $ 85,000 | $ 61,000 |
| Kent County Michigan | 1 | $ 20,000 | $ 20,000 | $ 49,000 |
| Wayne County Michigan | 1 | $ 5,000 | $ 5,000 | $ 50,000 |
| Winston County Mississippi | 1 | $ 25,000 | $ 25,000 | $ 28,000 |
| Dade County Missouri | 1 | $ 40,000 | $ 40,000 | $ 53,000 |
| Jackson County Missouri | 1 | $ 70,000 | $ 70,000 | $ 135,000 |
| St. Charles County Missouri | 1 | $ 20,000 | $ 20,000 | $ 97,000 |
| Clark County Nevada | 1 | $ 292,000 | $ 292,000 | $ 75,000 |
| Livingston County New York | 1 | $ 15,000 | $ 15,000 | $ 70,000 |
| Madison County New York | 1 | $ 50,000 | $ 50,000 | $ 36,000 |
| Yates County New York | 1 | $ 110,000 | $ 110,000 | $ 120,000 |
| Alamance County North Carolina | 1 | $ 48,000 | $ 48,000 | $ 90,000 |
| Buncombe County North Carolina | 1 | $ 182,000 | $ 182,000 | $ 102,000 |
| Cleveland County North Carolina | 1 | $ 10,000 | $ 10,000 | $ 26,000 |
| Cumberland County North Carolina | 1 | $ 1,000 | $ 1,000 | $ 15,000 |
| Guilford County North Carolina | 1 | $ 4,000 | $ 4,000 | $ 55,000 |
| Moore County North Carolina | 1 | $ 153,000 | $ 153,000 | $ 51,000 |
| Nash County North Carolina | 1 | $ 133,000 | $ 133,000 | $ 75,000 |
| Robeson County North Carolina | 1 | $ 10,000 | $ 10,000 | $ 65,000 |
| Rutherford County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 57,000 |
| Wayne County North Carolina | 1 | $ 15,000 | $ 15,000 | $ 14,000 |
| Clermont County Ohio | 1 | $ 10,000 | $ 10,000 | $ 45,000 |
| Hamilton County Ohio | 1 | $ 67,000 | $ 67,000 | $ 63,000 |
| Washington County Ohio | 1 | $ 60,000 | $ 60,000 | $ 180,000 |
| Umatilla County Oregon | 1 | $ 1,000 | $ 1,000 | $ 0 |
| Beaver County Pennsylvania | 1 | $ 1,000 | $ 1,000 | $ 21,000 |
| Blair County Pennsylvania | 1 | $ 10,000 | $ 10,000 | $ 72,000 |
| Bradford County Pennsylvania | 1 | $ 182,000 | $ 182,000 | $ 184,000 |
| Erie County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 31,000 |
| Fayette County Pennsylvania | 1 | $ 10,000 | $ 10,000 | $ 18,000 |
| Huntingdon County Pennsylvania | 1 | $ 10,000 | $ 10,000 | $ 67,000 |
| Juniata County Pennsylvania | 1 | $ 68,000 | $ 68,000 | $ 87,000 |
| Mifflin County Pennsylvania | 1 | $ 72,000 | $ 72,000 | $ 0 |
| Northumberland County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 81,000 |
| Sullivan County Pennsylvania | 1 | $ 26,000 | $ 26,000 | $ 98,000 |
| Venango County Pennsylvania | 1 | $ 30,000 | $ 30,000 | $ 37,000 |
| Warren County Pennsylvania | 1 | $ 200,000 | $ 200,000 | $ 185,000 |
| Washington County Pennsylvania | 1 | $ 2,000 | $ 2,000 | $ 22,000 |
| Penuelas County Puerto Rico | 1 | $ 25,000 | $ 25,000 | $ 80,000 |
| Washington County Rhode Island | 1 | $ 500,000 | $ 500,000 | $ 476,000 |
| Bradley County Tennessee | 1 | $ 96,000 | $ 96,000 | $ 111,000 |
| Montgomery County Tennessee | 1 | $ 1,000 | $ 1,000 | $ 30,000 |
| Putnam County Tennessee | 1 | $ 50,000 | $ 50,000 | $ 73,000 |
| Brazoria County Texas | 1 | $ 10,000 | $ 10,000 | $ 3,000 |
| Midland County Texas | 1 | $ 45,000 | $ 45,000 | $ 53,000 |
| Emery County Utah | 1 | $ 25,000 | $ 25,000 | $ 54,000 |
| Chittenden County Vermont | 1 | $ 200,000 | $ 200,000 | $ 37,000 |
| Accomack County Virginia | 1 | $ 100,000 | $ 100,000 | $ 88,000 |
| Albemarle County Virginia | 1 | $ 18,000 | $ 18,000 | $ 60,000 |
| Augusta County Virginia | 1 | $ 100,000 | $ 100,000 | $ 147,000 |
| Danville County Virginia | 1 | $ 16,000 | $ 16,000 | $ 75,000 |
| Fairfax City County Virginia | 1 | $ 45,000 | $ 45,000 | $ 101,000 |
| Floyd County Virginia | 1 | $ 162,000 | $ 162,000 | $ 65,000 |
| Fluvanna County Virginia | 1 | $ 181,000 | $ 181,000 | $ 49,000 |
| Frederick County Virginia | 1 | $ 262,000 | $ 262,000 | $ 270,000 |
| Mecklenburg County Virginia | 1 | $ 200,000 | $ 200,000 | $ 100,000 |
| Newport News County Virginia | 1 | $ 300,000 | $ 300,000 | $ 100,000 |
| Norfolk County Virginia | 1 | $ 75,000 | $ 75,000 | $ 101,000 |
| Northampton County Virginia | 1 | $ 465,000 | $ 465,000 | $ 124,000 |
| Portsmouth County Virginia | 1 | $ 30,000 | $ 30,000 | $ 75,000 |
| Richmond City County Virginia | 1 | $ 100,000 | $ 100,000 | $ 110,000 |
| Rockingham County Virginia | 1 | $ 283,000 | $ 283,000 | $ 91,000 |
| Virginia Beach County Virginia | 1 | $ 150,000 | $ 150,000 | $ 153,000 |
| Warren County Virginia | 1 | $ 75,000 | $ 75,000 | $ 109,000 |
| King County Washington | 1 | $ 30,000 | $ 30,000 | $ 35,000 |
| Berkeley County West Virginia | 1 | $ 32,000 | $ 32,000 | $ 103,000 |
| Jefferson County West Virginia | 1 | $ 30,000 | $ 30,000 | $ 77,000 |
Mortgage Loan Application Detail Totals for Commerce Bank, Na in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 17,104 | $863,424,000 | $50,000 | $5,000,000 | $90,000 | $3,329,000 |
| Refinancing | 9,711 | $1,431,612,000 | $147,000 | $6,880,000 | $120,000 | $9,999,000 |
| Home Purchase | 5,834 | $1,179,286,000 | $202,000 | $7,000,000 | $117,000 | $9,999,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 21,728 | $2,344,228,000 | $107,000 | $6,920,000 | $110,000 | $9,999,000 |
| Not Provided | 4,217 | $478,537,000 | $113,000 | $6,500,000 | $115,000 | $9,999,000 |
| Black or African American | 2,636 | $187,289,000 | $71,000 | $1,100,000 | $67,000 | $1,104,000 |
| Hispanic | 2,408 | $220,317,000 | $91,000 | $3,400,000 | $73,000 | $949,000 |
| Asian | 1,310 | $171,962,000 | $131,000 | $1,340,000 | $104,000 | $1,317,000 |
| American Indian or Alaskan Native | 132 | $10,717,000 | $81,000 | $700,000 | $86,000 | $518,000 |
| Native Hawaiian or Other Pacific Islander | 127 | $11,161,000 | $87,000 | $600,000 | $85,000 | $670,000 |
| Not applicable | 91 | $50,111,000 | $550,000 | $7,000,000 | $13,000 | $188,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 32,483 | $3,438,685,000 | $105,000 | $7,000,000 | $104,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 166 | $35,637,000 | $214,000 | $536,000 | $73,000 | $222,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 16,022 | $1,868,990,000 | $116,000 | $6,920,000 | $116,000 | $9,999,000 |
| Application Denied By Financial Institution | 12,357 | $938,879,000 | $75,000 | $6,000,000 | $80,000 | $2,870,000 |
| Application Approved But Not Accepted | 3,429 | $471,830,000 | $137,000 | $4,300,000 | $122,000 | $9,770,000 |
| Application Withdrawn By Applicant | 583 | $126,895,000 | $217,000 | $7,000,000 | $153,000 | $9,999,000 |
| Loan Purchased By The Institution | 109 | $22,314,000 | $204,000 | $546,000 | $79,000 | $515,000 |
| File Closed For Incompleteness | 77 | $30,064,000 | $390,000 | $3,500,000 | $169,000 | $1,104,000 |
| Preapproval Denied by Financial Institution | 70 | $14,946,000 | $213,000 | $700,000 | $66,000 | $176,000 |
| Preapproval Approved but not Accepted | 2 | $404,000 | $202,000 | $309,000 | $48,000 | $50,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 6,921 | $350,887,000 | $50,000 | $6,000,000 | $71,000 | $2,870,000 |
| Debt-To-Income Ratio | 2,974 | $296,753,000 | $99,000 | $6,000,000 | $74,000 | $1,039,000 |
| Collateral | 1,240 | $168,012,000 | $135,000 | $3,240,000 | $121,000 | $1,437,000 |
| Other | 916 | $89,404,000 | $97,000 | $1,800,000 | $101,000 | $800,000 |
| Unverifiable Information | 209 | $32,049,000 | $153,000 | $975,000 | $151,000 | $2,580,000 |
| Employment History | 85 | $8,779,000 | $103,000 | $1,000,000 | $69,000 | $900,000 |
| Credit Application Incomplete | 60 | $4,347,000 | $72,000 | $500,000 | $63,000 | $237,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 21 | $3,564,000 | $169,000 | $417,000 | $73,000 | $226,000 |
| Mortgage Insurance Denied | 1 | $30,000 | $30,000 | $30,000 | $188,000 | $188,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Commerce Bank, Na's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Commerce Bank, Na's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.