Commerce Bank, Na
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Commerce Bank, Na 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Commerce Bank, Na 2059 Spingdale Road Cherry Hill, NJ 08003 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 10,877 |
| Total Mortgage Loan Application Amount | $1,228,589,000 |
| Average Mortgage Loan Application Amount | $141,000 |
| Highest Mortgage Loan Application Amount | $30,000,000 |
| Average Applicant Income | $103,666 |
| Highest Applicant Income | $4,776,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Commerce Bank, Na. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Commerce Bank, Na's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Commerce Bank, Na's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Commerce Bank, Na serves its applicants.
Each category highlights the total number of mortgage applications processed by Commerce Bank, Na, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Commerce Bank, Na's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Camden County New Jersey | 909 | $ 58,549,000 | $ 64,000 | $ 82,000 |
| Ocean County New Jersey | 816 | $ 88,599,000 | $ 108,000 | $ 89,000 |
| Philadelphia County Pennsylvania | 785 | $ 62,183,000 | $ 79,000 | $ 63,000 |
| Gloucester County New Jersey | 586 | $ 42,709,000 | $ 72,000 | $ 93,000 |
| Burlington County New Jersey | 515 | $ 46,101,000 | $ 89,000 | $ 104,000 |
| Montgomery County Pennsylvania | 416 | $ 42,612,000 | $ 102,000 | $ 104,000 |
| Delaware County Pennsylvania | 393 | $ 26,583,000 | $ 67,000 | $ 79,000 |
| Bergen County New Jersey | 388 | $ 63,817,000 | $ 164,000 | $ 126,000 |
| Bucks County Pennsylvania | 383 | $ 34,096,000 | $ 89,000 | $ 117,000 |
| Monmouth County New Jersey | 376 | $ 50,406,000 | $ 134,000 | $ 116,000 |
| Atlantic County New Jersey | 367 | $ 29,019,000 | $ 79,000 | $ 80,000 |
| Suffolk County New York | 367 | $ 81,365,000 | $ 221,000 | $ 123,000 |
| Nassau County New York | 353 | $ 45,250,000 | $ 128,000 | $ 119,000 |
| Queens County New York | 323 | $ 44,355,000 | $ 137,000 | $ 88,000 |
| New Castle County Delaware | 249 | $ 14,130,000 | $ 56,000 | $ 78,000 |
| Richmond County New York | 243 | $ 26,659,000 | $ 109,000 | $ 100,000 |
| Middlesex County New Jersey | 240 | $ 26,213,000 | $ 109,000 | $ 91,000 |
| Kings County New York | 211 | $ 34,631,000 | $ 164,000 | $ 106,000 |
| Morris County New Jersey | 191 | $ 27,809,000 | $ 145,000 | $ 129,000 |
| Union County New Jersey | 152 | $ 24,051,000 | $ 158,000 | $ 115,000 |
| Chester County Pennsylvania | 151 | $ 16,266,000 | $ 107,000 | $ 106,000 |
| Passaic County New Jersey | 146 | $ 15,495,000 | $ 106,000 | $ 91,000 |
| Essex County New Jersey | 144 | $ 20,499,000 | $ 142,000 | $ 102,000 |
| Mercer County New Jersey | 142 | $ 12,502,000 | $ 88,000 | $ 95,000 |
| Somerset County New Jersey | 134 | $ 14,227,000 | $ 106,000 | $ 100,000 |
| New York County New York | 128 | $ 55,774,000 | $ 435,000 | $ 189,000 |
| Cape May County New Jersey | 120 | $ 20,090,000 | $ 167,000 | $ 174,000 |
| Cumberland County New Jersey | 116 | $ 5,954,000 | $ 51,000 | $ 66,000 |
| Westchester County New York | 109 | $ 19,321,000 | $ 177,000 | $ 170,000 |
| Palm Beach County Florida | 88 | $ 14,981,000 | $ 170,000 | $ 128,000 |
| Bronx County New York | 77 | $ 5,228,000 | $ 67,000 | $ 71,000 |
| Hudson County New Jersey | 76 | $ 12,501,000 | $ 164,000 | $ 115,000 |
| Hunterdon County New Jersey | 75 | $ 7,457,000 | $ 99,000 | $ 115,000 |
| Rockland County New York | 61 | $ 9,042,000 | $ 148,000 | $ 135,000 |
| Lehigh County Pennsylvania | 60 | $ 3,913,000 | $ 65,000 | $ 76,000 |
| Kent County Delaware | 59 | $ 3,235,000 | $ 54,000 | $ 58,000 |
| Fairfield County Connecticut | 45 | $ 11,315,000 | $ 251,000 | $ 164,000 |
| Broward County Florida | 44 | $ 8,290,000 | $ 188,000 | $ 174,000 |
| Sussex County New Jersey | 38 | $ 4,323,000 | $ 113,000 | $ 88,000 |
| Northampton County Pennsylvania | 35 | $ 2,816,000 | $ 80,000 | $ 88,000 |
| Orange County New York | 32 | $ 3,181,000 | $ 99,000 | $ 97,000 |
| Berks County Pennsylvania | 32 | $ 2,916,000 | $ 91,000 | $ 57,000 |
| Salem County New Jersey | 31 | $ 8,579,000 | $ 276,000 | $ 84,000 |
| Fairfax County Virginia | 28 | $ 6,996,000 | $ 249,000 | $ 232,000 |
| Prince William County Virginia | 26 | $ 1,695,000 | $ 65,000 | $ 74,000 |
| Warren County New Jersey | 23 | $ 1,236,000 | $ 53,000 | $ 90,000 |
| Montgomery County Maryland | 20 | $ 1,780,000 | $ 89,000 | $ 99,000 |
| District of Columbia County District Of Columbia | 19 | $ 3,723,000 | $ 195,000 | $ 145,000 |
| Miami-Dade County Florida | 19 | $ 5,799,000 | $ 305,000 | $ 259,000 |
| New Haven County Connecticut | 18 | $ 1,446,000 | $ 80,000 | $ 96,000 |
| Monroe County Pennsylvania | 12 | $ 840,000 | $ 70,000 | $ 99,000 |
| Prince George's County Maryland | 11 | $ 470,000 | $ 42,000 | $ 117,000 |
| Loudoun County Virginia | 11 | $ 2,632,000 | $ 239,000 | $ 223,000 |
| Carbon County Pennsylvania | 10 | $ 1,188,000 | $ 118,000 | $ 129,000 |
| Sussex County Delaware | 9 | $ 1,444,000 | $ 160,000 | $ 179,000 |
| Putnam County New York | 9 | $ 697,000 | $ 77,000 | $ 115,000 |
| Lancaster County Pennsylvania | 9 | $ 579,000 | $ 64,000 | $ 101,000 |
| Pike County Pennsylvania | 9 | $ 1,111,000 | $ 123,000 | $ 123,000 |
| Luzerne County Pennsylvania | 8 | $ 214,000 | $ 26,000 | $ 55,000 |
| Alexandria County Virginia | 7 | $ 1,436,000 | $ 205,000 | $ 130,000 |
| Dutchess County New York | 6 | $ 791,000 | $ 131,000 | $ 84,000 |
| Anne Arundel County Maryland | 5 | $ 518,000 | $ 103,000 | $ 99,000 |
| Cecil County Maryland | 5 | $ 342,000 | $ 68,000 | $ 84,000 |
| Worcester County Maryland | 5 | $ 668,000 | $ 133,000 | $ 86,000 |
| Sullivan County New York | 5 | $ 465,000 | $ 93,000 | $ 112,000 |
| Ulster County New York | 5 | $ 742,000 | $ 148,000 | $ 92,000 |
| Brevard County Florida | 4 | $ 695,000 | $ 173,000 | $ 108,000 |
| Martin County Florida | 4 | $ 466,000 | $ 116,000 | $ 107,000 |
| Osceola County Florida | 4 | $ 630,000 | $ 157,000 | $ 152,000 |
| Pinellas County Florida | 4 | $ 572,000 | $ 143,000 | $ 329,000 |
| York County Pennsylvania | 4 | $ 410,000 | $ 102,000 | $ 55,000 |
| Arlington County Virginia | 4 | $ 561,000 | $ 140,000 | $ 74,000 |
| Flagler County Florida | 3 | $ 650,000 | $ 216,000 | $ 121,000 |
| Lee County Florida | 3 | $ 383,000 | $ 127,000 | $ 133,000 |
| Orange County Florida | 3 | $ 584,000 | $ 194,000 | $ 116,000 |
| Volusia County Florida | 3 | $ 395,000 | $ 131,000 | $ 62,000 |
| Baltimore County Maryland | 3 | $ 132,000 | $ 44,000 | $ 68,000 |
| Frederick County Maryland | 3 | $ 20,000 | $ 6,000 | $ 76,000 |
| Worcester County Massachusetts | 3 | $ 144,000 | $ 48,000 | $ 77,000 |
| Monroe County New York | 3 | $ 127,000 | $ 42,000 | $ 101,000 |
| Schuylkill County Pennsylvania | 3 | $ 453,000 | $ 151,000 | $ 83,000 |
| Wayne County Pennsylvania | 3 | $ 96,000 | $ 32,000 | $ 79,000 |
| Manassas County Virginia | 3 | $ 236,000 | $ 78,000 | $ 39,000 |
| Middlesex County Connecticut | 2 | $ 80,000 | $ 40,000 | $ 96,000 |
| Citrus County Florida | 2 | $ 505,000 | $ 252,000 | $ 80,000 |
| Duval County Florida | 2 | $ 318,000 | $ 159,000 | $ 129,000 |
| Sarasota County Florida | 2 | $ 183,000 | $ 91,000 | $ 44,000 |
| St. Johns County Florida | 2 | $ 101,000 | $ 50,000 | $ 46,000 |
| Delaware County New York | 2 | $ 100,000 | $ 50,000 | $ 39,000 |
| Greene County New York | 2 | $ 320,000 | $ 160,000 | $ 162,000 |
| Hamilton County New York | 2 | $ 110,000 | $ 55,000 | $ 54,000 |
| Mecklenburg County North Carolina | 2 | $ 62,000 | $ 31,000 | $ 144,000 |
| Adams County Pennsylvania | 2 | $ 149,000 | $ 74,000 | $ 35,000 |
| Clearfield County Pennsylvania | 2 | $ 90,000 | $ 45,000 | $ 91,000 |
| Lackawanna County Pennsylvania | 2 | $ 68,000 | $ 34,000 | $ 46,000 |
| Susquehanna County Pennsylvania | 2 | $ 324,000 | $ 162,000 | $ 503,000 |
| Stafford County Virginia | 2 | $ 128,000 | $ 64,000 | $ 57,000 |
| Virginia Beach County Virginia | 2 | $ 500,000 | $ 250,000 | $ 637,000 |
| Maricopa County Arizona | 1 | $ 10,000 | $ 10,000 | $ 55,000 |
| Imperial County California | 1 | $ 1,000 | $ 1,000 | $ 55,000 |
| San Mateo County California | 1 | $ 415,000 | $ 415,000 | $ 225,000 |
| Stanislaus County California | 1 | $ 65,000 | $ 65,000 | $ 140,000 |
| Boulder County Colorado | 1 | $ 5,000 | $ 5,000 | $ 12,000 |
| Hartford County Connecticut | 1 | $ 99,000 | $ 99,000 | $ 145,000 |
| New London County Connecticut | 1 | $ 28,000 | $ 28,000 | $ 117,000 |
| Charlotte County Florida | 1 | $ 280,000 | $ 280,000 | $ 250,000 |
| Collier County Florida | 1 | $ 125,000 | $ 125,000 | $ 176,000 |
| Hernando County Florida | 1 | $ 60,000 | $ 60,000 | $ 72,000 |
| Hillsborough County Florida | 1 | $ 650,000 | $ 650,000 | $ 500,000 |
| Indian River County Florida | 1 | $ 257,000 | $ 257,000 | $ 234,000 |
| Lake County Florida | 1 | $ 155,000 | $ 155,000 | $ 96,000 |
| Manatee County Florida | 1 | $ 120,000 | $ 120,000 | $ 78,000 |
| Monroe County Florida | 1 | $ 15,000 | $ 15,000 | $ 53,000 |
| Pasco County Florida | 1 | $ 15,000 | $ 15,000 | $ 8,000 |
| Polk County Florida | 1 | $ 30,000 | $ 30,000 | $ 93,000 |
| St. Lucie County Florida | 1 | $ 95,000 | $ 95,000 | $ 85,000 |
| Sumter County Florida | 1 | $ 247,000 | $ 247,000 | $ 177,000 |
| Fayette County Georgia | 1 | $ 522,000 | $ 522,000 | $ 157,000 |
| Fulton County Georgia | 1 | $ 100,000 | $ 100,000 | $ 76,000 |
| Gwinnett County Georgia | 1 | $ 5,000 | $ 5,000 | $ 48,000 |
| Cook County Illinois | 1 | $ 105,000 | $ 105,000 | $ 150,000 |
| Shelby County Indiana | 1 | $ 270,000 | $ 270,000 | $ 65,000 |
| Johnson County Kansas | 1 | $ 35,000 | $ 35,000 | $ 109,000 |
| Kearny County Kansas | 1 | $ 15,000 | $ 15,000 | $ 42,000 |
| Hancock County Maine | 1 | $ 1,000 | $ 1,000 | $ 45,000 |
| York County Maine | 1 | $ 352,000 | $ 352,000 | $ 166,000 |
| Baltimore City County Maryland | 1 | $ 4,000 | $ 4,000 | $ 36,000 |
| Harford County Maryland | 1 | $ 70,000 | $ 70,000 | $ 87,000 |
| Howard County Maryland | 1 | $ 776,000 | $ 776,000 | $ 242,000 |
| Kent County Maryland | 1 | $ 417,000 | $ 417,000 | $ 600,000 |
| Talbot County Maryland | 1 | $ 50,000 | $ 50,000 | $ 173,000 |
| Washington County Maryland | 1 | $ 34,000 | $ 34,000 | $ 27,000 |
| Oakland County Michigan | 1 | $ 90,000 | $ 90,000 | $ 188,000 |
| Clark County Nevada | 1 | $ 175,000 | $ 175,000 | $ 72,000 |
| Chenango County New York | 1 | $ 120,000 | $ 120,000 | $ 93,000 |
| Erie County New York | 1 | $ 248,000 | $ 248,000 | $ 74,000 |
| Essex County New York | 1 | $ 100,000 | $ 100,000 | $ 132,000 |
| Fulton County New York | 1 | $ 20,000 | $ 20,000 | $ 38,000 |
| Montgomery County New York | 1 | $ 30,000 | $ 30,000 | $ 26,000 |
| Oneida County New York | 1 | $ 47,000 | $ 47,000 | $ 39,000 |
| Schoharie County New York | 1 | $ 200,000 | $ 200,000 | $ 150,000 |
| St. Lawrence County New York | 1 | $ 25,000 | $ 25,000 | $ 17,000 |
| Steuben County New York | 1 | $ 50,000 | $ 50,000 | $ 55,000 |
| Tompkins County New York | 1 | $ 90,000 | $ 90,000 | $ 39,000 |
| Washington County New York | 1 | $ 76,000 | $ 76,000 | $ 54,000 |
| Brunswick County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 69,000 |
| Davidson County North Carolina | 1 | $ 15,000 | $ 15,000 | $ 48,000 |
| Rowan County North Carolina | 1 | $ 16,000 | $ 16,000 | $ 205,000 |
| Hocking County Ohio | 1 | $ 15,000 | $ 15,000 | $ 80,000 |
| Lorain County Ohio | 1 | $ 6,000 | $ 6,000 | $ 79,000 |
| Blair County Pennsylvania | 1 | $ 122,000 | $ 122,000 | $ 34,000 |
| Clinton County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 50,000 |
| Cumberland County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 120,000 |
| Dauphin County Pennsylvania | 1 | $ 144,000 | $ 144,000 | $ 41,000 |
| Franklin County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 78,000 |
| Lebanon County Pennsylvania | 1 | $ 158,000 | $ 158,000 | $ 71,000 |
| Perry County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 72,000 |
| Wyoming County Pennsylvania | 1 | $ 70,000 | $ 70,000 | $ 54,000 |
| Coamo County Puerto Rico | 1 | $ 5,000 | $ 5,000 | $ 33,000 |
| Berkeley County South Carolina | 1 | $ 410,000 | $ 410,000 | $ 102,000 |
| Horry County South Carolina | 1 | $ 700,000 | $ 700,000 | $ 952,000 |
| York County South Carolina | 1 | $ 200,000 | $ 200,000 | $ 69,000 |
| Pennington County South Dakota | 1 | $ 10,000 | $ 10,000 | $ 30,000 |
| Sevier County Tennessee | 1 | $ 4,000 | $ 4,000 | $ 21,000 |
| Dallas County Texas | 1 | $ 25,000 | $ 25,000 | $ 441,000 |
| Harris County Texas | 1 | $ 2,000 | $ 2,000 | $ 175,000 |
| Franklin County Vermont | 1 | $ 15,000 | $ 15,000 | $ 72,000 |
| Windham County Vermont | 1 | $ 185,000 | $ 185,000 | $ 76,000 |
| Accomack County Virginia | 1 | $ 99,000 | $ 99,000 | $ 56,000 |
| Culpeper County Virginia | 1 | $ 60,000 | $ 60,000 | $ 67,000 |
| Fairfax City County Virginia | 1 | $ 80,000 | $ 80,000 | $ 46,000 |
| Henrico County Virginia | 1 | $ 50,000 | $ 50,000 | $ 98,000 |
| King and Queen County Virginia | 1 | $ 417,000 | $ 417,000 | $ 169,000 |
| Prince George County Virginia | 1 | $ 7,000 | $ 7,000 | $ 42,000 |
| Richmond City County Virginia | 1 | $ 50,000 | $ 50,000 | $ 150,000 |
| Spotsylvania County Virginia | 1 | $ 48,000 | $ 48,000 | $ 33,000 |
| Warren County Virginia | 1 | $ 260,000 | $ 260,000 | $ 65,000 |
| Winchester County Virginia | 1 | $ 60,000 | $ 60,000 | $ 114,000 |
Mortgage Loan Application Detail Totals for Commerce Bank, Na in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 5,549 | $279,743,000 | $50,000 | $11,000,000 | $88,000 | $1,767,000 |
| Refinancing | 3,415 | $530,818,000 | $155,000 | $7,300,000 | $113,000 | $4,776,000 |
| Home Purchase | 1,913 | $418,028,000 | $218,000 | $30,000,000 | $110,000 | $3,500,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,282 | $783,986,000 | $107,000 | $4,800,000 | $105,000 | $4,776,000 |
| Not Provided | 1,396 | $145,526,000 | $104,000 | $2,870,000 | $108,000 | $2,450,000 |
| Black or African American | 840 | $64,071,000 | $76,000 | $776,000 | $66,000 | $595,000 |
| Hispanic | 774 | $77,584,000 | $100,000 | $2,800,000 | $78,000 | $3,500,000 |
| Asian | 451 | $60,879,000 | $134,000 | $1,650,000 | $100,000 | $2,331,000 |
| Native Hawaiian or Other Pacific Islander | 49 | $5,938,000 | $121,000 | $620,000 | $99,000 | $512,000 |
| Not applicable | 45 | $87,608,000 | $1,946,000 | $30,000,000 | $0 | $0 |
| American Indian or Alaskan Native | 40 | $2,997,000 | $74,000 | $390,000 | $88,000 | $250,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 10,728 | $1,194,134,000 | $111,000 | $30,000,000 | $100,000 | $4,776,000 |
| FHA-insured (Federal Housing Administration) | 149 | $34,455,000 | $231,000 | $1,146,000 | $75,000 | $214,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,697 | $593,447,000 | $126,000 | $11,000,000 | $110,000 | $3,025,000 |
| Application Denied By Financial Institution | 4,551 | $366,470,000 | $80,000 | $7,000,000 | $80,000 | $1,209,000 |
| Application Approved But Not Accepted | 1,255 | $149,941,000 | $119,000 | $2,800,000 | $119,000 | $4,776,000 |
| Application Withdrawn By Applicant | 268 | $87,957,000 | $328,000 | $30,000,000 | $148,000 | $1,587,000 |
| File Closed For Incompleteness | 59 | $18,087,000 | $306,000 | $1,200,000 | $136,000 | $597,000 |
| Preapproval Denied by Financial Institution | 46 | $12,485,000 | $271,000 | $2,870,000 | $82,000 | $1,369,000 |
| Preapproval Approved but not Accepted | 1 | $202,000 | $202,000 | $202,000 | $49,000 | $49,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 2,577 | $139,331,000 | $54,000 | $2,870,000 | $72,000 | $1,369,000 |
| Debt-To-Income Ratio | 989 | $105,187,000 | $106,000 | $1,498,000 | $69,000 | $370,000 |
| Collateral | 596 | $77,175,000 | $129,000 | $2,100,000 | $114,000 | $1,209,000 |
| Other | 303 | $33,177,000 | $109,000 | $2,187,000 | $110,000 | $810,000 |
| Unverifiable Information | 56 | $6,930,000 | $123,000 | $700,000 | $108,000 | $480,000 |
| Employment History | 29 | $2,015,000 | $69,000 | $335,000 | $86,000 | $593,000 |
| Credit Application Incomplete | 17 | $974,000 | $57,000 | $220,000 | $55,000 | $107,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 15 | $11,058,000 | $737,000 | $7,000,000 | $135,000 | $685,000 |
| Mortgage Insurance Denied | 15 | $3,108,000 | $207,000 | $317,000 | $59,000 | $98,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Commerce Bank, Na's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Commerce Bank, Na's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.