Reliant Bank 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Reliant Bank 1736 Carothers Parkway Brentwood, TN 37027 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 1,127 |
| Total Mortgage Loan Application Amount | $277,785,000 |
| Average Mortgage Loan Application Amount | $211,000 |
| Highest Mortgage Loan Application Amount | $3,905,000 |
| Average Applicant Income | $111,800 |
| Highest Applicant Income | $7,868,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Reliant Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Reliant Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Reliant Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Reliant Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Reliant Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Reliant Bank's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Davidson County Tennessee | 174 | $ 61,820,000 | $ 355,000 | $ 151,000 |
| Maury County Tennessee | 109 | $ 18,675,000 | $ 171,000 | $ 72,000 |
| Pulaski County Arkansas | 85 | $ 13,925,000 | $ 163,000 | $ 71,000 |
| Sumner County Tennessee | 82 | $ 16,590,000 | $ 202,000 | $ 199,000 |
| Williamson County Tennessee | 65 | $ 26,745,000 | $ 411,000 | $ 190,000 |
| Garland County Arkansas | 64 | $ 10,310,000 | $ 161,000 | $ 102,000 |
| Hamilton County Tennessee | 56 | $ 17,660,000 | $ 315,000 | $ 163,000 |
| Robertson County Tennessee | 51 | $ 8,215,000 | $ 161,000 | $ 112,000 |
| Saline County Arkansas | 43 | $ 8,475,000 | $ 197,000 | $ 74,000 |
| Hickman County Tennessee | 40 | $ 4,890,000 | $ 122,000 | $ 82,000 |
| Rutherford County Tennessee | 37 | $ 8,645,000 | $ 233,000 | $ 112,000 |
| Wilson County Tennessee | 27 | $ 6,925,000 | $ 256,000 | $ 116,000 |
| Lonoke County Arkansas | 26 | $ 4,120,000 | $ 158,000 | $ 77,000 |
| Shelby County Tennessee | 24 | $ 7,510,000 | $ 312,000 | $ 92,000 |
| Hot Spring County Arkansas | 16 | $ 1,950,000 | $ 121,000 | $ 89,000 |
| Montgomery County Tennessee | 14 | $ 3,490,000 | $ 249,000 | $ 69,000 |
| Faulkner County Arkansas | 13 | $ 1,765,000 | $ 135,000 | $ 52,000 |
| Lawrence County Tennessee | 11 | $ 1,735,000 | $ 157,000 | $ 76,000 |
| Jefferson County Arkansas | 9 | $ 1,245,000 | $ 138,000 | $ 91,000 |
| Clark County Arkansas | 7 | $ 1,075,000 | $ 153,000 | $ 119,000 |
| Cheatham County Tennessee | 7 | $ 1,625,000 | $ 232,000 | $ 127,000 |
| Knox County Tennessee | 7 | $ 1,225,000 | $ 175,000 | $ 1,600,000 |
| Sevier County Tennessee | 6 | $ 2,350,000 | $ 391,000 | $ 312,000 |
| Dickson County Tennessee | 5 | $ 805,000 | $ 161,000 | $ 66,000 |
| Giles County Tennessee | 5 | $ 485,000 | $ 97,000 | $ 55,000 |
| Grant County Arkansas | 4 | $ 580,000 | $ 145,000 | $ 55,000 |
| White County Arkansas | 4 | $ 440,000 | $ 110,000 | $ 61,000 |
| DeKalb County Tennessee | 4 | $ 1,470,000 | $ 367,000 | $ 195,000 |
| Marshall County Tennessee | 4 | $ 1,070,000 | $ 267,000 | $ 81,000 |
| Jefferson County Alabama | 3 | $ 1,055,000 | $ 351,000 | $ 142,000 |
| Ashley County Arkansas | 3 | $ 325,000 | $ 108,000 | $ 72,000 |
| Montgomery County Arkansas | 3 | $ 585,000 | $ 195,000 | $ 81,000 |
| Logan County Kentucky | 3 | $ 205,000 | $ 68,000 | $ 34,000 |
| Franklin County Ohio | 3 | $ 905,000 | $ 301,000 | $ 0 |
| Cumberland County Tennessee | 3 | $ 465,000 | $ 155,000 | $ 87,000 |
| Fayette County Tennessee | 3 | $ 695,000 | $ 231,000 | $ 126,000 |
| Macon County Tennessee | 3 | $ 345,000 | $ 115,000 | $ 30,000 |
| Trousdale County Tennessee | 3 | $ 505,000 | $ 168,000 | $ 61,000 |
| Cleburne County Arkansas | 2 | $ 260,000 | $ 130,000 | $ 154,000 |
| Conway County Arkansas | 2 | $ 260,000 | $ 130,000 | $ 60,000 |
| Mississippi County Arkansas | 2 | $ 560,000 | $ 280,000 | $ 95,000 |
| Santa Clara County California | 2 | $ 1,200,000 | $ 600,000 | $ 0 |
| Ventura County California | 2 | $ 1,350,000 | $ 675,000 | $ 360,000 |
| Walton County Florida | 2 | $ 1,520,000 | $ 760,000 | $ 0 |
| DeKalb County Georgia | 2 | $ 180,000 | $ 90,000 | $ 60,000 |
| Cedar County Iowa | 2 | $ 230,000 | $ 115,000 | $ 56,000 |
| Simpson County Kentucky | 2 | $ 1,210,000 | $ 605,000 | $ 55,000 |
| Warren County Kentucky | 2 | $ 320,000 | $ 160,000 | $ 59,000 |
| Prince George's County Maryland | 2 | $ 190,000 | $ 95,000 | $ 202,000 |
| Monmouth County New Jersey | 2 | $ 590,000 | $ 295,000 | $ 0 |
| Fairfax County Virginia | 2 | $ 1,610,000 | $ 805,000 | $ 48,000 |
| Baldwin County Alabama | 1 | $ 1,105,000 | $ 1,105,000 | $ 82,000 |
| Houston County Alabama | 1 | $ 215,000 | $ 215,000 | $ 75,000 |
| Limestone County Alabama | 1 | $ 235,000 | $ 235,000 | $ 87,000 |
| Maricopa County Arizona | 1 | $ 1,305,000 | $ 1,305,000 | $ 1,510,000 |
| Arkansas County Arkansas | 1 | $ 85,000 | $ 85,000 | $ 43,000 |
| Cleveland County Arkansas | 1 | $ 215,000 | $ 215,000 | $ 101,000 |
| Dallas County Arkansas | 1 | $ 155,000 | $ 155,000 | $ 32,000 |
| Howard County Arkansas | 1 | $ 65,000 | $ 65,000 | $ 174,000 |
| Ouachita County Arkansas | 1 | $ 185,000 | $ 185,000 | $ 70,000 |
| Prairie County Arkansas | 1 | $ 115,000 | $ 115,000 | $ 46,000 |
| Searcy County Arkansas | 1 | $ 145,000 | $ 145,000 | $ 42,000 |
| Union County Arkansas | 1 | $ 285,000 | $ 285,000 | $ 96,000 |
| Riverside County California | 1 | $ 365,000 | $ 365,000 | $ 0 |
| San Mateo County California | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Arapahoe County Colorado | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Denver County Colorado | 1 | $ 315,000 | $ 315,000 | $ 59,000 |
| Charlotte County Florida | 1 | $ 295,000 | $ 295,000 | $ 114,000 |
| Escambia County Florida | 1 | $ 245,000 | $ 245,000 | $ 76,000 |
| Gulf County Florida | 1 | $ 705,000 | $ 705,000 | $ 612,000 |
| Hillsborough County Florida | 1 | $ 415,000 | $ 415,000 | $ 209,000 |
| Miami-Dade County Florida | 1 | $ 85,000 | $ 85,000 | $ 94,000 |
| Monroe County Florida | 1 | $ 1,305,000 | $ 1,305,000 | $ 0 |
| Okaloosa County Florida | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Orange County Florida | 1 | $ 875,000 | $ 875,000 | $ 0 |
| Palm Beach County Florida | 1 | $ 405,000 | $ 405,000 | $ 112,000 |
| Pinellas County Florida | 1 | $ 335,000 | $ 335,000 | $ 168,000 |
| St. Johns County Florida | 1 | $ 575,000 | $ 575,000 | $ 0 |
| Catoosa County Georgia | 1 | $ 335,000 | $ 335,000 | $ 139,000 |
| Dawson County Georgia | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Fannin County Georgia | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Fulton County Georgia | 1 | $ 335,000 | $ 335,000 | $ 74,000 |
| Walker County Georgia | 1 | $ 395,000 | $ 395,000 | $ 539,000 |
| Madison County Idaho | 1 | $ 215,000 | $ 215,000 | $ 60,000 |
| Cook County Illinois | 1 | $ 195,000 | $ 195,000 | $ 58,000 |
| Henry County Illinois | 1 | $ 175,000 | $ 175,000 | $ 72,000 |
| Kane County Illinois | 1 | $ 345,000 | $ 345,000 | $ 116,000 |
| Edmonson County Kentucky | 1 | $ 265,000 | $ 265,000 | $ 0 |
| McCracken County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 91,000 |
| East Baton Rouge County Louisiana | 1 | $ 85,000 | $ 85,000 | $ 133,000 |
| Baltimore County Maryland | 1 | $ 275,000 | $ 275,000 | $ 74,000 |
| Montgomery County Maryland | 1 | $ 655,000 | $ 655,000 | $ 0 |
| Hinds County Mississippi | 1 | $ 285,000 | $ 285,000 | $ 117,000 |
| Camden County New Jersey | 1 | $ 1,085,000 | $ 1,085,000 | $ 0 |
| Buncombe County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 112,000 |
| Durham County North Carolina | 1 | $ 535,000 | $ 535,000 | $ 0 |
| Guilford County North Carolina | 1 | $ 315,000 | $ 315,000 | $ 354,000 |
| Mecklenburg County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 48,000 |
| New Hanover County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Union County North Carolina | 1 | $ 975,000 | $ 975,000 | $ 0 |
| Wake County North Carolina | 1 | $ 615,000 | $ 615,000 | $ 0 |
| Bucks County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 118,000 |
| Bedford County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 59,000 |
| Benton County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 101,000 |
| Coffee County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 50,000 |
| Decatur County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 222,000 |
| Dyer County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Gibson County Tennessee | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Grainger County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Grundy County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 99,000 |
| Lewis County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 75,000 |
| Loudon County Tennessee | 1 | $ 935,000 | $ 935,000 | $ 0 |
| Madison County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 17,000 |
| Rhea County Tennessee | 1 | $ 1,015,000 | $ 1,015,000 | $ 0 |
| Roane County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 172,000 |
| Warren County Tennessee | 1 | $ 385,000 | $ 385,000 | $ 69,000 |
| White County Tennessee | 1 | $ 25,000 | $ 25,000 | $ 218,000 |
| Brazoria County Texas | 1 | $ 255,000 | $ 255,000 | $ 110,000 |
| Burnet County Texas | 1 | $ 585,000 | $ 585,000 | $ 0 |
| Collin County Texas | 1 | $ 785,000 | $ 785,000 | $ 384,000 |
| Ellis County Texas | 1 | $ 245,000 | $ 245,000 | $ 93,000 |
| Hidalgo County Texas | 1 | $ 395,000 | $ 395,000 | $ 0 |
| McLennan County Texas | 1 | $ 95,000 | $ 95,000 | $ 30,000 |
| Tarrant County Texas | 1 | $ 355,000 | $ 355,000 | $ 149,000 |
| Arlington County Virginia | 1 | $ 895,000 | $ 895,000 | $ 0 |
| Clallam County Washington | 1 | $ 425,000 | $ 425,000 | $ 151,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 724 | $180,660,000 | $249,000 | $3,905,000 | $128,000 | $7,868,000 |
| Refinancing | 223 | $57,955,000 | $259,000 | $2,265,000 | $117,000 | $1,705,000 |
| Cash-out Refinancing | 135 | $32,195,000 | $238,000 | $1,995,000 | $100,000 | $1,583,000 |
| Home Improvement | 23 | $3,415,000 | $148,000 | $705,000 | $137,000 | $612,000 |
| Other Purpose | 22 | $3,560,000 | $161,000 | $575,000 | $77,000 | $183,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 778 | $174,780,000 | $224,000 | $3,905,000 | $132,000 | $7,868,000 |
| Not applicable | 126 | $60,740,000 | $482,000 | $2,795,000 | $0 | $0 |
| Black or African American | 104 | $16,330,000 | $157,000 | $455,000 | $67,000 | $212,000 |
| Not Provided | 62 | $14,250,000 | $229,000 | $1,105,000 | $100,000 | $470,000 |
| Hispanic | 27 | $5,275,000 | $195,000 | $415,000 | $87,000 | $423,000 |
| Asian | 24 | $5,580,000 | $232,000 | $785,000 | $114,000 | $438,000 |
| American Indian or Alaskan Native | 4 | $540,000 | $135,000 | $155,000 | $48,000 | $62,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $75,000 | $75,000 | $75,000 | $120,000 | $120,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 836 | $228,190,000 | $272,000 | $3,905,000 | $146,000 | $7,868,000 |
| FHA-insured (Federal Housing Administration) | 209 | $34,165,000 | $163,000 | $425,000 | $62,000 | $303,000 |
| VA-guaranteed (Veterans Administration) | 52 | $11,110,000 | $213,000 | $505,000 | $71,000 | $230,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 30 | $4,320,000 | $144,000 | $305,000 | $45,000 | $95,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 720 | $178,350,000 | $247,000 | $3,905,000 | $134,000 | $7,868,000 |
| Application Withdrawn By Applicant | 152 | $34,370,000 | $226,000 | $1,105,000 | $96,000 | $384,000 |
| Application Denied By Financial Institution | 121 | $22,105,000 | $182,000 | $885,000 | $77,000 | $800,000 |
| File Closed For Incompleteness | 66 | $18,460,000 | $279,000 | $1,995,000 | $134,000 | $1,583,000 |
| Loan Purchased By The Institution | 41 | $19,215,000 | $468,000 | $1,305,000 | $0 | $0 |
| Application Approved But Not Accepted | 27 | $5,285,000 | $195,000 | $785,000 | $136,000 | $705,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,006 | $255,680,000 | $254,000 | $3,905,000 | $127,000 | $7,868,000 |
| Credit History | 38 | $6,650,000 | $175,000 | $685,000 | $82,000 | $354,000 |
| Debt-To-Income Ratio | 34 | $5,710,000 | $167,000 | $525,000 | $52,000 | $159,000 |
| Other | 20 | $5,400,000 | $270,000 | $885,000 | $109,000 | $408,000 |
| Collateral | 14 | $1,610,000 | $115,000 | $235,000 | $53,000 | $100,000 |
| Unverifiable Information | 6 | $1,400,000 | $233,000 | $695,000 | $183,000 | $800,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $760,000 | $126,000 | $175,000 | $41,000 | $65,000 |
| Employment History | 3 | $575,000 | $191,000 | $365,000 | $84,000 | $84,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Reliant Bank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Reliant Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet
with aggregated HMDA statistics today.