Reliant Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Reliant Bank 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Reliant Bank 1736 Carothers Parkway Brentwood, TN 37027 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 9,143 |
| Total Mortgage Loan Application Amount | $1,327,485,000 |
| Average Mortgage Loan Application Amount | $216,800 |
| Highest Mortgage Loan Application Amount | $15,845,000 |
| Average Applicant Income | $134,000 |
| Highest Applicant Income | $6,189,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Reliant Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Reliant Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Reliant Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Reliant Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Reliant Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Reliant Bank's mortgage activity for 2020.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NA (OUTSIDE OF MSA/MD) | 2,639 | $ 219,255,000 | $ 386,277 | $ 161,055 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 1,157 | $ 333,885,000 | $ 288,000 | $ 133,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 342 | $ 52,460,000 | $ 153,000 | $ 87,000 |
| CLARKSVILLE, TN-KY | 229 | $ 66,575,000 | $ 245,500 | $ 342,500 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 197 | $ 17,235,000 | $ 87,000 | $ 84,000 |
| JACKSON, MS | 179 | $ 11,695,000 | $ 65,000 | $ 48,000 |
| BATON ROUGE, LA | 112 | $ 8,570,000 | $ 76,000 | $ 61,000 |
| CHATTANOOGA, TN-GA | 107 | $ 26,925,000 | $ 240,500 | $ 158,000 |
| SHREVEPORT-BOSSIER CITY, LA | 104 | $ 8,960,000 | $ 86,000 | $ 48,000 |
| TEXARKANA, TX-AR | 103 | $ 7,485,000 | $ 72,000 | $ 85,500 |
| BEAUMONT-PORT ARTHUR, TX | 99 | $ 7,705,000 | $ 77,000 | $ 70,000 |
| HAMMOND, LA | 98 | $ 6,370,000 | $ 65,000 | $ 55,000 |
| BIRMINGHAM-HOOVER, AL | 88 | $ 6,630,000 | $ 75,000 | $ 59,000 |
| HOT SPRINGS, AR | 87 | $ 16,205,000 | $ 186,000 | $ 85,000 |
| LAKE CHARLES, LA | 74 | $ 5,430,000 | $ 73,000 | $ 58,000 |
| COLLEGE STATION-BRYAN, TX | 65 | $ 5,045,000 | $ 77,000 | $ 61,000 |
| HATTIESBURG, MS | 62 | $ 3,880,000 | $ 62,000 | $ 45,000 |
| MONROE, LA | 62 | $ 5,600,000 | $ 90,000 | $ 60,000 |
| LAFAYETTE, LA | 56 | $ 3,800,000 | $ 67,000 | $ 64,000 |
| MEMPHIS, TN-MS-AR | 55 | $ 5,765,000 | $ 133,000 | $ 100,500 |
| DALLAS-PLANO-IRVING, TX | 41 | $ 7,765,000 | $ 189,000 | $ 109,000 |
| ALEXANDRIA, LA | 39 | $ 3,065,000 | $ 78,000 | $ 65,000 |
| FORT WORTH-ARLINGTON, TX | 39 | $ 5,525,000 | $ 141,000 | $ 90,000 |
| NEW ORLEANS-METAIRIE, LA | 39 | $ 11,145,000 | $ 285,000 | $ 166,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 38 | $ 41,160,000 | $ 1,083,000 | $ 301,000 |
| SHERMAN-DENISON, TX | 38 | $ 3,660,000 | $ 96,000 | $ 136,000 |
| OKLAHOMA CITY, OK | 35 | $ 2,695,000 | $ 77,000 | $ 55,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 32 | $ 2,390,000 | $ 74,000 | $ 54,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 31 | $ 4,065,000 | $ 131,000 | $ 82,000 |
| CHICAGO-NAPERVILLE, IL | 28 | $ 10,370,000 | $ 370,000 | $ 128,000 |
| NEW YORK-NEWARK, NY | 28 | $ 8,180,000 | $ 292,000 | $ 94,000 |
| AUBURN-OPELIKA, AL | 25 | $ 1,895,000 | $ 75,000 | $ 49,000 |
| SAN DIEGO-CARLSBAD, CA | 25 | $ 17,505,000 | $ 700,000 | $ 205,000 |
| LUBBOCK, TX | 23 | $ 1,515,000 | $ 65,000 | $ 60,000 |
| TUSCALOOSA, AL | 23 | $ 1,525,000 | $ 66,000 | $ 45,000 |
| AUSTIN-ROUND ROCK, TX | 22 | $ 1,610,000 | $ 73,000 | $ 62,000 |
| KNOXVILLE, TN | 21 | $ 6,615,000 | $ 315,000 | $ 114,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 20 | $ 13,690,000 | $ 684,000 | $ 277,000 |
| MCALLEN-EDINBURG-MISSION, TX | 20 | $ 1,210,000 | $ 60,000 | $ 59,000 |
| PINE BLUFF, AR | 19 | $ 2,525,000 | $ 132,000 | $ 91,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 18 | $ 20,120,000 | $ 1,117,000 | $ 343,000 |
| MONTGOMERY, AL | 17 | $ 1,255,000 | $ 73,000 | $ 56,000 |
| LONGVIEW, TX | 15 | $ 1,505,000 | $ 100,000 | $ 55,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 15 | $ 10,515,000 | $ 701,000 | $ 357,000 |
| DECATUR, AL | 14 | $ 1,110,000 | $ 79,000 | $ 40,000 |
| DENVER-AURORA-LAKEWOOD, CO | 12 | $ 9,410,000 | $ 784,000 | $ 317,000 |
| HUNTSVILLE, AL | 12 | $ 1,200,000 | $ 100,000 | $ 57,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 12 | $ 3,740,000 | $ 311,000 | $ 144,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 11 | $ 7,705,000 | $ 700,000 | $ 383,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 11 | $ 8,065,000 | $ 733,000 | $ 296,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 11 | $ 5,975,000 | $ 543,000 | $ 124,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 10 | $ 1,970,000 | $ 197,000 | $ 86,000 |
| NEWARK, NJ-PA | 9 | $ 2,065,000 | $ 179,000 | $ 89,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 9 | $ 5,415,000 | $ 601,000 | $ 212,000 |
| WACO, TX | 9 | $ 555,000 | $ 61,000 | $ 37,000 |
| AMARILLO, TX | 8 | $ 630,000 | $ 78,000 | $ 41,000 |
| COLUMBUS, OH | 8 | $ 2,170,000 | $ 271,000 | $ 201,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 8 | $ 5,520,000 | $ 690,000 | $ 218,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 7 | $ 4,015,000 | $ 573,000 | $ 356,000 |
| KILLEEN-TEMPLE, TX | 7 | $ 535,000 | $ 76,000 | $ 50,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 7 | $ 6,835,000 | $ 976,000 | $ 126,000 |
| TULSA, OK | 7 | $ 985,000 | $ 140,000 | $ 58,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 6 | $ 2,360,000 | $ 393,000 | $ 300,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 6 | $ 2,820,000 | $ 470,000 | $ 115,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 6 | $ 1,420,000 | $ 204,000 | $ 114,500 |
| ELGIN, IL | 6 | $ 1,220,000 | $ 203,000 | $ 127,000 |
| FLORENCE-MUSCLE SHOALS, AL | 6 | $ 1,010,000 | $ 168,000 | $ 130,000 |
| LAREDO, TX | 6 | $ 300,000 | $ 50,000 | $ 59,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 6 | $ 2,940,000 | $ 490,000 | $ 364,000 |
| JACKSON, TN | 5 | $ 695,000 | $ 139,000 | $ 64,000 |
| MOBILE, AL | 5 | $ 305,000 | $ 61,000 | $ 40,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 5 | $ 3,935,000 | $ 787,000 | $ 207,000 |
| COLUMBUS, GA-AL | 4 | $ 590,000 | $ 206,500 | $ 72,500 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 4 | $ 590,000 | $ 147,000 | $ 102,000 |
| LEXINGTON-FAYETTE, KY | 4 | $ 620,000 | $ 155,000 | $ 177,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 4 | $ 3,600,000 | $ 900,000 | $ 327,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 4 | $ 2,760,000 | $ 611,500 | $ 288,000 |
| SALT LAKE CITY, UT | 4 | $ 5,580,000 | $ 1,395,000 | $ 0 |
| SEATTLE-BELLEVUE-EVERETT, WA | 4 | $ 2,930,000 | $ 732,000 | $ 254,000 |
| ASHEVILLE, NC | 3 | $ 645,000 | $ 215,000 | $ 107,000 |
| BOULDER, CO | 3 | $ 3,095,000 | $ 1,031,000 | $ 680,000 |
| BROWNSVILLE-HARLINGEN, TX | 3 | $ 135,000 | $ 45,000 | $ 34,000 |
| CAPE CORAL-FORT MYERS, FL | 3 | $ 485,000 | $ 161,000 | $ 106,000 |
| CINCINNATI, OH-KY-IN | 3 | $ 555,000 | $ 172,500 | $ 40,000 |
| HOUMA-THIBODAUX, LA | 3 | $ 165,000 | $ 55,000 | $ 30,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 3 | $ 3,625,000 | $ 1,208,000 | $ 637,000 |
| JACKSONVILLE, FL | 3 | $ 685,000 | $ 228,000 | $ 110,000 |
| JONESBORO, AR | 3 | $ 345,000 | $ 115,000 | $ 121,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 3 | $ 3,425,000 | $ 1,141,000 | $ 428,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 3 | $ 1,595,000 | $ 531,000 | $ 662,000 |
| ODESSA, TX | 3 | $ 445,000 | $ 148,000 | $ 48,000 |
| PANAMA CITY, FL | 3 | $ 815,000 | $ 271,000 | $ 237,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 3 | $ 1,645,000 | $ 472,500 | $ 148,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 3 | $ 2,405,000 | $ 801,000 | $ 404,000 |
| SAN RAFAEL, CA | 3 | $ 2,055,000 | $ 685,000 | $ 559,000 |
| SANTA MARIA-SANTA BARBARA, CA | 3 | $ 2,085,000 | $ 695,000 | $ 183,000 |
| SPOKANE-SPOKANE VALLEY, WA | 3 | $ 1,295,000 | $ 431,000 | $ 70,000 |
| SPRINGFIELD, MO | 3 | $ 745,000 | $ 248,000 | $ 85,000 |
| WICHITA FALLS, TX | 3 | $ 215,000 | $ 71,000 | $ 80,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 2 | $ 480,000 | $ 240,000 | $ 81,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 2 | $ 160,000 | $ 80,000 | $ 0 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 2 | $ 1,060,000 | $ 530,000 | $ 197,000 |
| BOISE CITY, ID | 2 | $ 810,000 | $ 405,000 | $ 178,000 |
| BOWLING GREEN, KY | 2 | $ 400,000 | $ 200,000 | $ 58,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 2 | $ 620,000 | $ 310,000 | $ 158,000 |
| BURLINGTON, NC | 2 | $ 250,000 | $ 125,000 | $ 81,000 |
| CLEVELAND, TN | 2 | $ 250,000 | $ 125,000 | $ 0 |
| COLORADO SPRINGS, CO | 2 | $ 620,000 | $ 310,000 | $ 0 |
| FORT COLLINS, CO | 2 | $ 1,930,000 | $ 965,000 | $ 478,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 2 | $ 760,000 | $ 380,000 | $ 219,500 |
| OCALA, FL | 2 | $ 340,000 | $ 170,000 | $ 100,000 |
| OCEAN CITY, NJ | 2 | $ 2,300,000 | $ 1,150,000 | $ 278,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 2 | $ 480,000 | $ 240,000 | $ 351,000 |
| PORT ST. LUCIE, FL | 2 | $ 500,000 | $ 250,000 | $ 157,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 2 | $ 650,000 | $ 325,000 | $ 101,000 |
| SALINAS, CA | 2 | $ 2,160,000 | $ 1,080,000 | $ 241,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 2 | $ 3,190,000 | $ 1,595,000 | $ 398,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 2 | $ 2,050,000 | $ 1,025,000 | $ 206,000 |
| THE VILLAGES, FL | 2 | $ 620,000 | $ 310,000 | $ 110,000 |
| WORCESTER, MA-CT | 2 | $ 940,000 | $ 470,000 | $ 175,000 |
| BOSTON, MA | 1 | $ 85,000 | $ 85,000 | $ 0 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 1 | $ 175,000 | $ 175,000 | $ 54,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 1 | $ 75,000 | $ 75,000 | $ 147,000 |
| DURHAM-CHAPEL HILL, NC | 1 | $ 155,000 | $ 155,000 | $ 66,000 |
| EL PASO, TX | 1 | $ 275,000 | $ 275,000 | $ 0 |
| ELIZABETHTOWN-FORT KNOX, KY | 1 | $ 95,000 | $ 95,000 | $ 85,000 |
| EVANSVILLE, IN-KY | 1 | $ 155,000 | $ 155,000 | $ 74,000 |
| FARGO, ND-MN | 1 | $ 165,000 | $ 165,000 | $ 289,000 |
| FORT SMITH, AR-OK | 1 | $ 115,000 | $ 115,000 | $ 0 |
| GARY, IN | 1 | $ 535,000 | $ 535,000 | $ 0 |
| GREENSBORO-HIGH POINT, NC | 1 | $ 115,000 | $ 115,000 | $ 0 |
| HICKORY-LENOIR-MORGANTON, NC | 1 | $ 215,000 | $ 215,000 | $ 44,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 1 | $ 265,000 | $ 265,000 | $ 75,000 |
| KANSAS CITY, MO-KS | 1 | $ 125,000 | $ 125,000 | $ 70,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 1 | $ 1,985,000 | $ 1,985,000 | $ 456,000 |
| LAWTON, OK | 1 | $ 295,000 | $ 295,000 | $ 0 |
| MANCHESTER-NASHUA, NH | 1 | $ 555,000 | $ 555,000 | $ 0 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 1 | $ 335,000 | $ 335,000 | $ 275,000 |
| MODESTO, CA | 1 | $ 385,000 | $ 385,000 | $ 166,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 1 | $ 635,000 | $ 635,000 | $ 0 |
| MORRISTOWN, TN | 1 | $ 115,000 | $ 115,000 | $ 88,000 |
| NEW HAVEN-MILFORD, CT | 1 | $ 215,000 | $ 215,000 | $ 175,000 |
| OGDEN-CLEARFIELD, UT | 1 | $ 375,000 | $ 375,000 | $ 232,000 |
| PROVO-OREM, UT | 1 | $ 1,075,000 | $ 1,075,000 | $ 0 |
| RALEIGH, NC | 1 | $ 325,000 | $ 325,000 | $ 51,000 |
| RENO, NV | 1 | $ 585,000 | $ 585,000 | $ 0 |
| RICHMOND, VA | 1 | $ 125,000 | $ 125,000 | $ 64,000 |
| SANTA ROSA, CA | 1 | $ 355,000 | $ 355,000 | $ 130,000 |
| STOCKTON-LODI, CA | 1 | $ 635,000 | $ 635,000 | $ 0 |
| SUMTER, SC | 1 | $ 255,000 | $ 255,000 | $ 66,000 |
| TACOMA-LAKEWOOD, WA | 1 | $ 255,000 | $ 255,000 | $ 0 |
| TYLER, TX | 1 | $ 125,000 | $ 125,000 | $ 0 |
| URBAN HONOLULU, HI | 1 | $ 665,000 | $ 665,000 | $ 279,000 |
| VALLEJO-FAIRFIELD, CA | 1 | $ 505,000 | $ 505,000 | $ 0 |
| WILMINGTON, NC | 1 | $ 345,000 | $ 345,000 | $ 0 |
Mortgage Loan Application Detail Totals for Reliant Bank in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 7,622 | $876,040,000 | $114,000 | $15,845,000 | $72,000 | $6,189,000 |
| Refinancing | 1,055 | $329,545,000 | $312,000 | $2,995,000 | $150,000 | $5,713,000 |
| Cash-out Refinancing | 401 | $108,685,000 | $271,000 | $2,155,000 | $127,000 | $1,006,000 |
| Other Purpose | 43 | $9,545,000 | $221,000 | $1,455,000 | $108,000 | $700,000 |
| Home Improvement | 22 | $3,670,000 | $166,000 | $495,000 | $213,000 | $1,637,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,273 | $778,735,000 | $147,000 | $2,285,000 | $99,000 | $6,189,000 |
| Black or African American | 2,138 | $164,260,000 | $76,000 | $1,985,000 | $48,000 | $641,000 |
| Hispanic | 801 | $73,665,000 | $91,000 | $1,145,000 | $66,000 | $1,800,000 |
| Not Provided | 537 | $109,235,000 | $203,000 | $1,485,000 | $115,000 | $1,608,000 |
| Not applicable | 246 | $173,890,000 | $706,000 | $15,845,000 | $0 | $0 |
| American Indian or Alaskan Native | 70 | $6,360,000 | $90,000 | $295,000 | $57,000 | $234,000 |
| Asian | 63 | $19,365,000 | $307,000 | $1,355,000 | $116,000 | $489,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $950,000 | $475,000 | $475,000 | $159,000 | $183,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,669 | $1,226,365,000 | $141,000 | $15,845,000 | $89,000 | $6,189,000 |
| VA-guaranteed (Veterans Administration) | 235 | $59,185,000 | $251,000 | $845,000 | $79,000 | $247,000 |
| FHA-insured (Federal Housing Administration) | 186 | $34,090,000 | $183,000 | $385,000 | $63,000 | $211,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 53 | $7,845,000 | $148,000 | $325,000 | $50,000 | $97,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 3,523 | $324,565,000 | $92,000 | $1,355,000 | $60,000 | $700,000 |
| Loan Originated | 2,641 | $587,405,000 | $222,000 | $3,405,000 | $113,000 | $6,189,000 |
| Application Approved But Not Accepted | 2,414 | $163,720,000 | $67,000 | $1,705,000 | $61,000 | $1,233,000 |
| Application Withdrawn By Applicant | 334 | $112,360,000 | $336,000 | $15,845,000 | $135,000 | $1,216,000 |
| Loan Purchased By The Institution | 152 | $119,330,000 | $785,000 | $2,995,000 | $0 | $0 |
| File Closed For Incompleteness | 79 | $20,105,000 | $254,000 | $725,000 | $140,000 | $491,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,620 | $1,002,920,000 | $178,000 | $15,845,000 | $91,000 | $6,189,000 |
| Credit History | 2,757 | $233,755,000 | $84,000 | $1,235,000 | $84,000 | $360,000 |
| Debt-To-Income Ratio | 492 | $51,730,000 | $105,000 | $1,205,000 | $48,000 | $380,000 |
| Other | 135 | $18,335,000 | $135,000 | $1,355,000 | $104,000 | $475,000 |
| Collateral | 51 | $9,695,000 | $190,000 | $1,255,000 | $131,000 | $446,000 |
| Employment History | 29 | $2,515,000 | $86,000 | $455,000 | $102,000 | $553,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 28 | $2,670,000 | $95,000 | $515,000 | $70,000 | $222,000 |
| Unverifiable Information | 28 | $5,410,000 | $193,000 | $1,005,000 | $199,000 | $700,000 |
| Credit Application Incomplete | 3 | $455,000 | $151,000 | $155,000 | $56,000 | $63,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Reliant Bank's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Reliant Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet
with aggregated HMDA statistics today.