Reliant Bank Mortgage Lending & HMDA Data, 2020

In 2020, Reliant Bank of Brentwood, TN reported 9,143 mortgage applications totaling $1.3 billion, up 711% from 2019. The average application was for $145,191, and applicants reported an average income of $83,921. 29% of its applications resulted in an originated loan and 39% were denied. Its largest markets were Nashville-Davidson--Murfreesboro--Franklin, TN (1,157), Little Rock-North Little Rock-Conway, AR (342) and Clarksville, TN-KY (229) (applications in parentheses).

Mortgage Company & Address Reliant Bank
1736 Carothers Parkway
Brentwood, TN 37027
Tel #: available with data download
Federal Regulator * available with data download
Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  
Total Number of Mortgage Applications 9,143
Total Mortgage Loan Application Amount $1,327,485,000
Average Mortgage Loan Application Amount $145,191
Highest Mortgage Loan Application Amount $15,845,000
Average Applicant Income $83,921
Highest Applicant Income $6,189,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Reliant Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Reliant Bank by County in 2020

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Davidson, Tennessee 326 $ 113,390,000 $ 347,822 $ 150,000
Montgomery, Tennessee 215 $ 61,925,000 $ 288,023 $ 125,000
Williamson, Tennessee 205 $ 79,465,000 $ 387,634 $ 163,000
Maury, Tennessee 183 $ 34,925,000 $ 190,846 $ 101,000
Sumner, Tennessee 148 $ 37,950,000 $ 256,418 $ 159,000
Pulaski, Arkansas 136 $ 21,350,000 $ 156,985 $ 101,000
Ashley, Arkansas 122 $ 15,150,000 $ 124,180 $ 81,000
Saline, Arkansas 102 $ 18,390,000 $ 180,294 $ 77,000
Tangipahoa, Louisiana 98 $ 6,370,000 $ 65,000 $ 55,000
Hamilton, Tennessee 91 $ 24,205,000 $ 265,989 $ 163,000
Garland, Arkansas 87 $ 16,205,000 $ 186,264 $ 85,000
Robertson, Tennessee 87 $ 18,205,000 $ 209,252 $ 91,000
Rutherford, Tennessee 74 $ 20,910,000 $ 282,567 $ 128,000
Montgomery, Texas 68 $ 4,560,000 $ 67,058 $ 53,000
Calcasieu, Louisiana 67 $ 4,925,000 $ 73,507 $ 57,000
Bowie, Texas 64 $ 4,670,000 $ 72,968 $ 52,000
Faulkner, Arkansas 63 $ 7,435,000 $ 118,015 $ 82,000
Lincoln, Mississippi 59 $ 3,935,000 $ 66,694 $ 71,000
Hardin, Texas 56 $ 4,130,000 $ 73,750 $ 65,000
Jasper, Texas 56 $ 3,690,000 $ 65,892 $ 58,000
Cheatham, Tennessee 50 $ 9,800,000 $ 196,000 $ 108,000
Brazos, Texas 47 $ 3,635,000 $ 77,340 $ 57,000
Hickman, Tennessee 46 $ 4,810,000 $ 104,565 $ 68,000
Liberty, Texas 46 $ 3,000,000 $ 65,217 $ 68,000
Laurel, Kentucky 45 $ 3,115,000 $ 69,222 $ 48,000
Copiah, Mississippi 45 $ 2,705,000 $ 60,111 $ 56,000
Livingston, Louisiana 43 $ 3,145,000 $ 73,139 $ 51,000
Wilson, Tennessee 43 $ 12,635,000 $ 293,837 $ 109,000
Monroe, Mississippi 42 $ 2,450,000 $ 58,333 $ 37,000
Jefferson Davis, Mississippi 41 $ 2,335,000 $ 56,951 $ 33,000
Bossier, Louisiana 40 $ 3,350,000 $ 83,750 $ 53,000
Franklin, Louisiana 39 $ 2,425,000 $ 62,179 $ 57,000
Chilton, Alabama 38 $ 2,990,000 $ 78,684 $ 44,000
Los Angeles, California 38 $ 41,160,000 $ 1,083,157 $ 301,000
Grayson, Texas 38 $ 3,660,000 $ 96,315 $ 136,000
Caddo, Louisiana 36 $ 3,190,000 $ 88,611 $ 42,000
Ouachita, Louisiana 35 $ 2,855,000 $ 81,571 $ 53,000
Rankin, Mississippi 33 $ 2,405,000 $ 72,878 $ 43,000
Lonoke, Arkansas 31 $ 4,625,000 $ 149,193 $ 69,000
Rapides, Louisiana 31 $ 2,385,000 $ 76,935 $ 65,000
Cullman, Alabama 30 $ 2,150,000 $ 71,666 $ 44,000
Miller, Arkansas 30 $ 2,150,000 $ 71,666 $ 142,000
Pike, Mississippi 30 $ 2,100,000 $ 70,000 $ 44,000
Bryan, Oklahoma 29 $ 2,135,000 $ 73,620 $ 62,000
Newton, Texas 29 $ 2,105,000 $ 72,586 $ 73,000
Orange, Texas 29 $ 2,405,000 $ 82,931 $ 79,000
Beauregard, Louisiana 28 $ 1,830,000 $ 65,357 $ 43,000
De Soto, Louisiana 28 $ 2,420,000 $ 86,428 $ 47,000
Lincoln, Louisiana 28 $ 1,880,000 $ 67,142 $ 36,000
Scott, Mississippi 28 $ 1,830,000 $ 65,357 $ 47,000
Hinds, Mississippi 27 $ 1,815,000 $ 67,222 $ 59,000
Panola, Mississippi 27 $ 2,065,000 $ 76,481 $ 52,000
Dickson, Tennessee 27 $ 5,365,000 $ 198,703 $ 72,000
Clark, Arkansas 26 $ 2,730,000 $ 105,000 $ 72,000
Covington, Mississippi 26 $ 1,540,000 $ 59,230 $ 41,000
Lee, Alabama 25 $ 1,895,000 $ 75,800 $ 49,000
San Diego, California 25 $ 17,505,000 $ 700,200 $ 205,000
Hot Spring, Arkansas 24 $ 2,610,000 $ 108,750 $ 57,000
Webster, Louisiana 24 $ 1,600,000 $ 66,666 $ 33,000
Simpson, Mississippi 23 $ 1,475,000 $ 64,130 $ 46,000
Harris, Texas 23 $ 5,065,000 $ 220,217 $ 232,000
Lafayette, Louisiana 22 $ 1,450,000 $ 65,909 $ 96,000
Holmes, Mississippi 22 $ 1,370,000 $ 62,272 $ 39,000
Lubbock, Texas 22 $ 1,460,000 $ 66,363 $ 60,000
Lee, Mississippi 21 $ 1,435,000 $ 68,333 $ 49,000
Marshall, Mississippi 21 $ 1,845,000 $ 87,857 $ 44,000
Neshoba, Mississippi 21 $ 1,205,000 $ 57,380 $ 44,000
Tallahatchie, Mississippi 21 $ 1,195,000 $ 56,904 $ 32,000
Warren, Mississippi 21 $ 1,525,000 $ 72,619 $ 58,000
Tarrant, Texas 21 $ 3,965,000 $ 188,809 $ 73,000
Broward, Florida 20 $ 13,690,000 $ 684,500 $ 277,000
St. Helena, Louisiana 20 $ 1,280,000 $ 64,000 $ 59,000
Jones, Mississippi 20 $ 1,150,000 $ 57,500 $ 53,000
Oktibbeha, Mississippi 20 $ 1,360,000 $ 68,000 $ 41,000
Wayne, Mississippi 20 $ 1,160,000 $ 58,000 $ 34,000
White, Tennessee 20 $ 1,490,000 $ 74,500 $ 50,000
Cass, Texas 20 $ 1,300,000 $ 65,000 $ 48,000
Hidalgo, Texas 20 $ 1,210,000 $ 60,500 $ 59,000
Talladega, Alabama 19 $ 1,215,000 $ 63,947 $ 44,000
Cook, Illinois 19 $ 7,535,000 $ 396,578 $ 112,000
Clay, Kentucky 19 $ 1,285,000 $ 67,631 $ 41,000
Richland, Louisiana 19 $ 1,235,000 $ 65,000 $ 47,000
Walthall, Mississippi 19 $ 1,365,000 $ 71,842 $ 59,000
Lawrence, Tennessee 19 $ 2,105,000 $ 110,789 $ 64,000
Tyler, Texas 19 $ 1,215,000 $ 63,947 $ 72,000
Orange, California 18 $ 20,120,000 $ 1,117,777 $ 343,000
Adams, Mississippi 18 $ 1,100,000 $ 61,111 $ 52,000
Lauderdale, Mississippi 18 $ 1,040,000 $ 57,777 $ 42,000
Union, Mississippi 18 $ 1,560,000 $ 86,666 $ 48,000
Monmouth, New Jersey 18 $ 5,710,000 $ 317,222 $ 94,000
Warren, Tennessee 18 $ 1,690,000 $ 93,888 $ 48,000
Lowndes, Mississippi 17 $ 975,000 $ 57,352 $ 39,000
Tate, Mississippi 17 $ 1,485,000 $ 87,352 $ 61,000
Bexar, Texas 17 $ 2,815,000 $ 165,588 $ 43,000
Morehouse, Louisiana 16 $ 1,800,000 $ 112,500 $ 66,000
St. Landry, Louisiana 16 $ 1,290,000 $ 80,625 $ 49,000
Washington, Louisiana 16 $ 960,000 $ 60,000 $ 38,000
Lamar, Mississippi 16 $ 920,000 $ 57,500 $ 46,000
Leake, Mississippi 16 $ 960,000 $ 60,000 $ 43,000
McCurtain, Oklahoma 16 $ 1,050,000 $ 65,625 $ 73,000
Cumberland, Tennessee 16 $ 1,050,000 $ 65,625 $ 45,000
Knox, Tennessee 16 $ 5,410,000 $ 338,125 $ 108,000
Conway, Arkansas 15 $ 1,345,000 $ 89,666 $ 59,000
Natchitoches, Louisiana 15 $ 1,295,000 $ 86,333 $ 50,000
Amite, Mississippi 15 $ 985,000 $ 65,666 $ 119,000
Claiborne, Mississippi 15 $ 755,000 $ 50,333 $ 36,000
Harrison, Mississippi 15 $ 1,035,000 $ 69,000 $ 45,000
Jefferson, Mississippi 15 $ 795,000 $ 53,000 $ 49,000
Lawrence, Mississippi 15 $ 895,000 $ 59,666 $ 59,000
Yazoo, Mississippi 15 $ 1,045,000 $ 69,666 $ 43,000
Overton, Tennessee 15 $ 1,365,000 $ 91,000 $ 54,000
Grimes, Texas 15 $ 975,000 $ 65,000 $ 64,000
Hunt, Texas 15 $ 1,025,000 $ 68,333 $ 51,000
San Jacinto, Texas 15 $ 955,000 $ 63,666 $ 77,000
Shelby, Alabama 14 $ 1,070,000 $ 76,428 $ 51,000
Nevada, Arkansas 14 $ 1,020,000 $ 72,857 $ 56,000
White, Arkansas 14 $ 1,270,000 $ 90,714 $ 45,000
Jackson, Louisiana 14 $ 940,000 $ 67,142 $ 55,000
Jasper, Mississippi 14 $ 810,000 $ 57,857 $ 40,000
Madison, Mississippi 14 $ 880,000 $ 62,857 $ 49,000
Noxubee, Mississippi 14 $ 800,000 $ 57,142 $ 41,000
Smith, Mississippi 14 $ 850,000 $ 60,714 $ 41,000
Jefferson, Texas 14 $ 1,170,000 $ 83,571 $ 62,000
Waller, Texas 14 $ 790,000 $ 56,428 $ 102,000
St. Clair, Alabama 13 $ 1,025,000 $ 78,846 $ 67,000
Union, Arkansas 13 $ 1,575,000 $ 121,153 $ 112,000
Knox, Kentucky 13 $ 1,145,000 $ 88,076 $ 46,000
Jefferson Davis, Louisiana 13 $ 975,000 $ 75,000 $ 102,000
Atoka, Oklahoma 13 $ 995,000 $ 76,538 $ 46,000
Brazoria, Texas 13 $ 895,000 $ 68,846 $ 67,000
Polk, Texas 13 $ 855,000 $ 65,769 $ 85,000
Autauga, Alabama 12 $ 880,000 $ 73,333 $ 55,000
Walker, Alabama 12 $ 970,000 $ 80,833 $ 58,000
Jefferson, Arkansas 12 $ 2,080,000 $ 173,333 $ 102,000
Lake, Illinois 12 $ 3,740,000 $ 311,666 $ 144,000
Concordia, Louisiana 12 $ 810,000 $ 67,500 $ 39,000
Vernon, Louisiana 12 $ 1,080,000 $ 90,000 $ 73,000
Clay, Mississippi 12 $ 610,000 $ 50,833 $ 48,000
Pearl River, Mississippi 12 $ 700,000 $ 58,333 $ 37,000
Wilkinson, Mississippi 12 $ 620,000 $ 51,666 $ 42,000
Winston, Mississippi 12 $ 650,000 $ 54,166 $ 51,000
Van Buren, Tennessee 12 $ 1,020,000 $ 85,000 $ 48,000
Bastrop, Texas 12 $ 610,000 $ 50,833 $ 53,000
Burleson, Texas 12 $ 900,000 $ 75,000 $ 76,000
Fayette, Texas 12 $ 1,200,000 $ 100,000 $ 73,000
Sabine, Texas 12 $ 750,000 $ 62,500 $ 93,000
Hempstead, Arkansas 11 $ 905,000 $ 82,272 $ 75,000
Miami-Dade, Florida 11 $ 7,705,000 $ 700,454 $ 383,000
Palm Beach, Florida 11 $ 5,975,000 $ 543,181 $ 124,000
Whitley, Kentucky 11 $ 695,000 $ 63,181 $ 41,000
Acadia, Louisiana 11 $ 815,000 $ 74,090 $ 34,000
East Baton Rouge, Louisiana 11 $ 895,000 $ 81,363 $ 95,000
Iberville, Louisiana 11 $ 645,000 $ 58,636 $ 42,000
Sabine, Louisiana 11 $ 905,000 $ 82,272 $ 71,000
Union, Louisiana 11 $ 945,000 $ 85,909 $ 75,000
Vermilion, Louisiana 11 $ 715,000 $ 65,000 $ 47,000
Perry, Mississippi 11 $ 775,000 $ 70,454 $ 49,000
Grundy, Tennessee 11 $ 565,000 $ 51,363 $ 39,000
Lewis, Tennessee 11 $ 1,185,000 $ 107,727 $ 48,000
Sevier, Tennessee 11 $ 3,795,000 $ 345,000 $ 202,000
Austin, Texas 11 $ 745,000 $ 67,727 $ 41,000
Collin, Texas 11 $ 2,375,000 $ 215,909 $ 182,000
Fort Bend, Texas 11 $ 1,535,000 $ 139,545 $ 98,000
Walker, Texas 11 $ 735,000 $ 66,818 $ 48,000
Washington, Texas 11 $ 595,000 $ 54,090 $ 41,000
Madison, Alabama 10 $ 1,070,000 $ 107,000 $ 52,000
Tuscaloosa, Alabama 10 $ 810,000 $ 81,000 $ 46,000
Riverside, California 10 $ 7,460,000 $ 746,000 $ 307,000
Hillsborough, Florida 10 $ 7,350,000 $ 735,000 $ 276,000
East Feliciana, Louisiana 10 $ 730,000 $ 73,000 $ 69,000
St. Martin, Louisiana 10 $ 700,000 $ 70,000 $ 26,000
Hancock, Mississippi 10 $ 790,000 $ 79,000 $ 47,000
Newton, Mississippi 10 $ 620,000 $ 62,000 $ 42,000
Yalobusha, Mississippi 10 $ 850,000 $ 85,000 $ 64,000
Lincoln, Oklahoma 10 $ 740,000 $ 74,000 $ 53,000
Pottawatomie, Oklahoma 10 $ 870,000 $ 87,000 $ 93,000
Putnam, Tennessee 10 $ 810,000 $ 81,000 $ 36,000
Colorado, Texas 10 $ 770,000 $ 77,000 $ 80,000
Coosa, Alabama 9 $ 545,000 $ 60,555 $ 46,000
Jefferson, Alabama 9 $ 615,000 $ 68,333 $ 71,000
Morgan, Alabama 9 $ 765,000 $ 85,000 $ 37,000
Pickens, Alabama 9 $ 425,000 $ 47,222 $ 41,000
Tallapoosa, Alabama 9 $ 625,000 $ 69,444 $ 52,000
Maricopa, Arizona 9 $ 5,415,000 $ 601,666 $ 212,000
Columbia, Arkansas 9 $ 555,000 $ 61,666 $ 24,000
Little River, Arkansas 9 $ 665,000 $ 73,888 $ 63,000
Ouachita, Arkansas 9 $ 795,000 $ 88,333 $ 50,000
Evangeline, Louisiana 9 $ 595,000 $ 66,111 $ 42,000
St. Tammany, Louisiana 9 $ 705,000 $ 78,333 $ 38,000
Chickasaw, Mississippi 9 $ 705,000 $ 78,333 $ 28,000
Forrest, Mississippi 9 $ 645,000 $ 71,666 $ 49,000
Marion, Mississippi 9 $ 655,000 $ 72,777 $ 43,000
Oklahoma, Oklahoma 9 $ 665,000 $ 73,888 $ 49,000
Franklin, Tennessee 9 $ 2,585,000 $ 287,222 $ 179,000
Giles, Tennessee 9 $ 675,000 $ 75,000 $ 49,000
Jackson, Tennessee 9 $ 805,000 $ 89,444 $ 41,000
Marshall, Tennessee 9 $ 1,385,000 $ 153,888 $ 83,000
Chambers, Texas 9 $ 515,000 $ 57,222 $ 56,000
Harrison, Texas 9 $ 925,000 $ 102,777 $ 44,000
Panola, Texas 9 $ 735,000 $ 81,666 $ 104,000
Blount, Alabama 8 $ 550,000 $ 68,750 $ 86,000
Benton, Arkansas 8 $ 1,770,000 $ 221,250 $ 80,000
Drew, Arkansas 8 $ 1,030,000 $ 128,750 $ 81,000
Lafayette, Arkansas 8 $ 570,000 $ 71,250 $ 36,000
Van Buren, Arkansas 8 $ 680,000 $ 85,000 $ 69,000
Ventura, California 8 $ 5,520,000 $ 690,000 $ 218,000
Allen, Louisiana 8 $ 570,000 $ 71,250 $ 33,000
Grant, Louisiana 8 $ 680,000 $ 85,000 $ 63,000
Orleans, Louisiana 8 $ 8,550,000 $ 1,068,750 $ 436,000
Franklin, Mississippi 8 $ 410,000 $ 51,250 $ 40,000
Pontotoc, Mississippi 8 $ 470,000 $ 58,750 $ 32,000
Tippah, Mississippi 8 $ 420,000 $ 52,500 $ 30,000
Franklin, Ohio 8 $ 2,170,000 $ 271,250 $ 201,000
Cannon, Tennessee 8 $ 810,000 $ 101,250 $ 47,000
Coffee, Tennessee 8 $ 620,000 $ 77,500 $ 46,000
Shelby, Tennessee 8 $ 1,470,000 $ 183,750 $ 149,000
Stewart, Tennessee 8 $ 3,460,000 $ 432,500 $ 242,000
Dallas, Texas 8 $ 3,840,000 $ 480,000 $ 202,000
Leon, Texas 8 $ 590,000 $ 73,750 $ 40,000
Shelby, Texas 8 $ 810,000 $ 101,250 $ 44,000
Wharton, Texas 8 $ 550,000 $ 68,750 $ 62,000
Chambers, Alabama 7 $ 435,000 $ 62,142 $ 38,000
Lamar, Alabama 7 $ 465,000 $ 66,428 $ 34,000
Cleburne, Arkansas 7 $ 595,000 $ 85,000 $ 112,000
Sevier, Arkansas 7 $ 485,000 $ 69,285 $ 58,000
Jackson, Kentucky 7 $ 435,000 $ 62,142 $ 31,000
Ascension, Louisiana 7 $ 1,125,000 $ 160,714 $ 105,000
Bienville, Louisiana 7 $ 485,000 $ 69,285 $ 78,000
Cameron, Louisiana 7 $ 505,000 $ 72,142 $ 69,000
Plaquemines, Louisiana 7 $ 495,000 $ 70,714 $ 49,000
Winn, Louisiana 7 $ 445,000 $ 63,571 $ 32,000
Bolivar, Mississippi 7 $ 525,000 $ 75,000 $ 56,000
Choctaw, Mississippi 7 $ 355,000 $ 50,714 $ 31,000
DeSoto, Mississippi 7 $ 785,000 $ 112,142 $ 44,000
George, Mississippi 7 $ 475,000 $ 67,857 $ 43,000
Humphreys, Mississippi 7 $ 325,000 $ 46,428 $ 54,000
Itawamba, Mississippi 7 $ 395,000 $ 56,428 $ 40,000
Lafayette, Mississippi 7 $ 395,000 $ 56,428 $ 41,000
Marshall, Oklahoma 7 $ 505,000 $ 72,142 $ 33,000
Bedford, Tennessee 7 $ 995,000 $ 142,142 $ 86,000
Frio, Texas 7 $ 605,000 $ 86,428 $ 101,000
Lee, Texas 7 $ 425,000 $ 60,714 $ 49,000
Madison, Texas 7 $ 475,000 $ 67,857 $ 51,000
McLennan, Texas 7 $ 445,000 $ 63,571 $ 44,000
Parker, Texas 7 $ 575,000 $ 82,142 $ 102,000
Red River, Texas 7 $ 535,000 $ 76,428 $ 66,000
Wise, Texas 7 $ 575,000 $ 82,142 $ 42,000
Bibb, Alabama 6 $ 380,000 $ 63,333 $ 63,000
Clay, Alabama 6 $ 380,000 $ 63,333 $ 60,000
Winston, Alabama 6 $ 380,000 $ 63,333 $ 29,000
Grant, Arkansas 6 $ 290,000 $ 48,333 $ 50,000
Pike, Arkansas 6 $ 720,000 $ 120,000 $ 110,000
Pope, Arkansas 6 $ 370,000 $ 61,666 $ 80,000
Walton, Florida 6 $ 3,730,000 $ 621,666 $ 422,000
DuPage, Illinois 6 $ 2,230,000 $ 371,666 $ 172,000
Knott, Kentucky 6 $ 350,000 $ 58,333 $ 71,000
Pulaski, Kentucky 6 $ 390,000 $ 65,000 $ 37,000
Claiborne, Louisiana 6 $ 430,000 $ 71,666 $ 131,000
La Salle, Louisiana 6 $ 410,000 $ 68,333 $ 76,000
St. James, Louisiana 6 $ 360,000 $ 60,000 $ 51,000
Tensas, Louisiana 6 $ 270,000 $ 45,000 $ 200,000
Coahoma, Mississippi 6 $ 480,000 $ 80,000 $ 115,000
Ocean, New Jersey 6 $ 1,330,000 $ 221,666 $ 91,000
Johnston, Oklahoma 6 $ 560,000 $ 93,333 $ 67,000
Fentress, Tennessee 6 $ 300,000 $ 50,000 $ 90,000
Perry, Tennessee 6 $ 760,000 $ 126,666 $ 138,000
Fannin, Texas 6 $ 650,000 $ 108,333 $ 60,000
Nacogdoches, Texas 6 $ 400,000 $ 66,666 $ 41,000
Navarro, Texas 6 $ 740,000 $ 123,333 $ 66,000
Robertson, Texas 6 $ 510,000 $ 85,000 $ 52,000
Webb, Texas 6 $ 300,000 $ 50,000 $ 59,000
DeKalb, Alabama 5 $ 1,215,000 $ 243,000 $ 67,000
Lawrence, Alabama 5 $ 345,000 $ 69,000 $ 52,000
Mobile, Alabama 5 $ 305,000 $ 61,000 $ 40,000
Cleveland, Arkansas 5 $ 345,000 $ 69,000 $ 74,000
Howard, Arkansas 5 $ 355,000 $ 71,000 $ 42,000
Jefferson, Colorado 5 $ 3,285,000 $ 657,000 $ 222,000
Pinellas, Florida 5 $ 3,165,000 $ 633,000 $ 502,000
Kane, Illinois 5 $ 1,055,000 $ 211,000 $ 122,000
Leslie, Kentucky 5 $ 295,000 $ 59,000 $ 54,000
Caldwell, Louisiana 5 $ 415,000 $ 83,000 $ 63,000
Catahoula, Louisiana 5 $ 245,000 $ 49,000 $ 34,000
Red River, Louisiana 5 $ 375,000 $ 75,000 $ 40,000
St. Mary, Louisiana 5 $ 415,000 $ 83,000 $ 74,000
Attala, Mississippi 5 $ 245,000 $ 49,000 $ 31,000
Calhoun, Mississippi 5 $ 255,000 $ 51,000 $ 23,000
Clarke, Mississippi 5 $ 295,000 $ 59,000 $ 25,000
Greene, Mississippi 5 $ 325,000 $ 65,000 $ 32,000
Sharkey, Mississippi 5 $ 285,000 $ 57,000 $ 28,000
Union, New Jersey 5 $ 1,555,000 $ 311,000 $ 143,000
Logan, Oklahoma 5 $ 365,000 $ 73,000 $ 47,000
Marion, Tennessee 5 $ 365,000 $ 73,000 $ 39,000
McMinn, Tennessee 5 $ 1,005,000 $ 201,000 $ 54,000
Atascosa, Texas 5 $ 335,000 $ 67,000 $ 51,000
Bell, Texas 5 $ 365,000 $ 73,000 $ 44,000
Cooke, Texas 5 $ 525,000 $ 105,000 $ 83,000
Lamar, Texas 5 $ 435,000 $ 87,000 $ 31,000
Medina, Texas 5 $ 395,000 $ 79,000 $ 158,000
Morris, Texas 5 $ 425,000 $ 85,000 $ 115,000
Travis, Texas 5 $ 285,000 $ 57,000 $ 65,000
Baldwin, Alabama 4 $ 590,000 $ 147,500 $ 102,000
Cherokee, Alabama 4 $ 280,000 $ 70,000 $ 34,000
Choctaw, Alabama 4 $ 190,000 $ 47,500 $ 26,000
Elmore, Alabama 4 $ 290,000 $ 72,500 $ 59,000
Lauderdale, Alabama 4 $ 830,000 $ 207,500 $ 174,000
Macon, Alabama 4 $ 300,000 $ 75,000 $ 27,000
Chicot, Arkansas 4 $ 600,000 $ 150,000 $ 71,000
Perry, Arkansas 4 $ 370,000 $ 92,500 $ 65,000
Prairie, Arkansas 4 $ 360,000 $ 90,000 $ 76,000
Searcy, Arkansas 4 $ 290,000 $ 72,500 $ 34,000
Contra Costa, California 4 $ 5,410,000 $ 1,352,500 $ 191,000
Denver, Colorado 4 $ 4,330,000 $ 1,082,500 $ 431,000
Catoosa, Georgia 4 $ 1,000,000 $ 250,000 $ 213,000
Walker, Georgia 4 $ 830,000 $ 207,500 $ 89,000
Christian, Kentucky 4 $ 810,000 $ 202,500 $ 464,000
Floyd, Kentucky 4 $ 230,000 $ 57,500 $ 48,000
Perry, Kentucky 4 $ 310,000 $ 77,500 $ 53,000
Avoyelles, Louisiana 4 $ 310,000 $ 77,500 $ 74,000
St. Charles, Louisiana 4 $ 200,000 $ 50,000 $ 27,000
Benton, Mississippi 4 $ 230,000 $ 57,500 $ 36,000
Grenada, Mississippi 4 $ 200,000 $ 50,000 $ 34,000
Jackson, Mississippi 4 $ 400,000 $ 100,000 $ 96,000
Prentiss, Mississippi 4 $ 220,000 $ 55,000 $ 16,000
Tishomingo, Mississippi 4 $ 240,000 $ 60,000 $ 47,000
Washington, Mississippi 4 $ 210,000 $ 52,500 $ 68,000
Middlesex, New Jersey 4 $ 1,140,000 $ 285,000 $ 95,000
Suffolk, New York 4 $ 3,600,000 $ 900,000 $ 327,000
Canadian, Oklahoma 4 $ 280,000 $ 70,000 $ 37,000
Coal, Oklahoma 4 $ 380,000 $ 95,000 $ 144,000
Love, Oklahoma 4 $ 260,000 $ 65,000 $ 113,000
Pittsburg, Oklahoma 4 $ 340,000 $ 85,000 $ 52,000
Seminole, Oklahoma 4 $ 300,000 $ 75,000 $ 67,000
DeKalb, Tennessee 4 $ 530,000 $ 132,500 $ 332,000
Madison, Tennessee 4 $ 640,000 $ 160,000 $ 64,000
Smith, Tennessee 4 $ 300,000 $ 75,000 $ 39,000
Caldwell, Texas 4 $ 380,000 $ 95,000 $ 40,000
DeWitt, Texas 4 $ 270,000 $ 67,500 $ 71,000
Johnson, Texas 4 $ 410,000 $ 102,500 $ 121,000
Lavaca, Texas 4 $ 350,000 $ 87,500 $ 55,000
Milam, Texas 4 $ 310,000 $ 77,500 $ 46,000
Montague, Texas 4 $ 420,000 $ 105,000 $ 80,000
Potter, Texas 4 $ 420,000 $ 105,000 $ 42,000
Randall, Texas 4 $ 210,000 $ 52,500 $ 40,000
Salt Lake, Utah 4 $ 5,580,000 $ 1,395,000 $ 0
Fayette, Alabama 3 $ 205,000 $ 68,333 $ 33,000
Hale, Alabama 3 $ 215,000 $ 71,666 $ 44,000
Randolph, Alabama 3 $ 205,000 $ 68,333 $ 50,000
Russell, Alabama 3 $ 265,000 $ 88,333 $ 29,000
Sumter, Alabama 3 $ 275,000 $ 91,666 $ 54,000
Craighead, Arkansas 3 $ 345,000 $ 115,000 $ 121,000
Polk, Arkansas 3 $ 245,000 $ 81,666 $ 50,000
Yell, Arkansas 3 $ 335,000 $ 111,666 $ 119,000
Alameda, California 3 $ 1,425,000 $ 475,000 $ 94,000
Marin, California 3 $ 2,055,000 $ 685,000 $ 559,000
Santa Barbara, California 3 $ 2,085,000 $ 695,000 $ 183,000
Boulder, Colorado 3 $ 3,095,000 $ 1,031,666 $ 680,000
Bay, Florida 3 $ 815,000 $ 271,666 $ 237,000
Collier, Florida 3 $ 3,425,000 $ 1,141,666 $ 428,000
Lee, Florida 3 $ 485,000 $ 161,666 $ 106,000
Harlan, Kentucky 3 $ 125,000 $ 41,666 $ 48,000
Lawrence, Kentucky 3 $ 215,000 $ 71,666 $ 45,000
Pike, Kentucky 3 $ 305,000 $ 101,666 $ 72,000
Assumption, Louisiana 3 $ 245,000 $ 81,666 $ 35,000
Jefferson, Louisiana 3 $ 745,000 $ 248,333 $ 277,000
Madison, Louisiana 3 $ 195,000 $ 65,000 $ 67,000
Pointe Coupee, Louisiana 3 $ 275,000 $ 91,666 $ 87,000
West Feliciana, Louisiana 3 $ 165,000 $ 55,000 $ 26,000
Alcorn, Mississippi 3 $ 225,000 $ 75,000 $ 0
Kemper, Mississippi 3 $ 155,000 $ 51,666 $ 41,000
Quitman, Mississippi 3 $ 215,000 $ 71,666 $ 40,000
Stone, Mississippi 3 $ 165,000 $ 55,000 $ 53,000
Sunflower, Mississippi 3 $ 305,000 $ 101,666 $ 95,000
Christian, Missouri 3 $ 745,000 $ 248,333 $ 85,000
Hunterdon, New Jersey 3 $ 395,000 $ 131,666 $ 43,000
Mecklenburg, North Carolina 3 $ 1,075,000 $ 358,333 $ 121,000
Carter, Oklahoma 3 $ 155,000 $ 51,666 $ 41,000
Choctaw, Oklahoma 3 $ 225,000 $ 75,000 $ 135,000
McClain, Oklahoma 3 $ 355,000 $ 118,333 $ 37,000
Okmulgee, Oklahoma 3 $ 255,000 $ 85,000 $ 41,000
Berkeley, South Carolina 3 $ 1,755,000 $ 585,000 $ 135,000
Clay, Tennessee 3 $ 195,000 $ 65,000 $ 52,000
Decatur, Tennessee 3 $ 265,000 $ 88,333 $ 140,000
Lincoln, Tennessee 3 $ 295,000 $ 98,333 $ 0
Loudon, Tennessee 3 $ 525,000 $ 175,000 $ 104,000
Moore, Tennessee 3 $ 425,000 $ 141,666 $ 41,000
Sequatchie, Tennessee 3 $ 525,000 $ 175,000 $ 171,000
Angelina, Texas 3 $ 375,000 $ 125,000 $ 154,000
Bee, Texas 3 $ 195,000 $ 65,000 $ 63,000
Cameron, Texas 3 $ 135,000 $ 45,000 $ 34,000
Clay, Texas 3 $ 215,000 $ 71,666 $ 80,000
Dimmit, Texas 3 $ 285,000 $ 95,000 $ 0
Ector, Texas 3 $ 445,000 $ 148,333 $ 48,000
Gaines, Texas 3 $ 275,000 $ 91,666 $ 47,000
Henderson, Texas 3 $ 175,000 $ 58,333 $ 77,000
Houston, Texas 3 $ 165,000 $ 55,000 $ 54,000
Kaufman, Texas 3 $ 245,000 $ 81,666 $ 44,000
Matagorda, Texas 3 $ 175,000 $ 58,333 $ 45,000
Rusk, Texas 3 $ 265,000 $ 88,333 $ 93,000
San Augustine, Texas 3 $ 265,000 $ 88,333 $ 170,000
Titus, Texas 3 $ 265,000 $ 88,333 $ 97,000
King, Washington 3 $ 2,665,000 $ 888,333 $ 254,000
Spokane, Washington 3 $ 1,295,000 $ 431,666 $ 70,000
Bullock, Alabama 2 $ 120,000 $ 60,000 $ 40,000
Calhoun, Alabama 2 $ 160,000 $ 80,000 $ 0
Clarke, Alabama 2 $ 160,000 $ 80,000 $ 54,000
Colbert, Alabama 2 $ 180,000 $ 90,000 $ 65,000
Escambia, Alabama 2 $ 160,000 $ 80,000 $ 29,000
Franklin, Alabama 2 $ 270,000 $ 135,000 $ 0
Limestone, Alabama 2 $ 130,000 $ 65,000 $ 81,000
Marengo, Alabama 2 $ 100,000 $ 50,000 $ 50,000
Marshall, Alabama 2 $ 150,000 $ 75,000 $ 174,000
Perry, Alabama 2 $ 140,000 $ 70,000 $ 52,000
Yavapai, Arizona 2 $ 650,000 $ 325,000 $ 101,000
Baxter, Arkansas 2 $ 130,000 $ 65,000 $ 41,000
Bradley, Arkansas 2 $ 150,000 $ 75,000 $ 262,000
Dallas, Arkansas 2 $ 140,000 $ 70,000 $ 33,000
Desha, Arkansas 2 $ 190,000 $ 95,000 $ 40,000
Greene, Arkansas 2 $ 320,000 $ 160,000 $ 62,000
Independence, Arkansas 2 $ 210,000 $ 105,000 $ 65,000
Lee, Arkansas 2 $ 110,000 $ 55,000 $ 51,000
Lincoln, Arkansas 2 $ 100,000 $ 50,000 $ 42,000
Monroe, Arkansas 2 $ 60,000 $ 30,000 $ 23,000
Montgomery, Arkansas 2 $ 640,000 $ 320,000 $ 216,000
Phillips, Arkansas 2 $ 610,000 $ 305,000 $ 85,000
St. Francis, Arkansas 2 $ 250,000 $ 125,000 $ 0
Stone, Arkansas 2 $ 150,000 $ 75,000 $ 46,000
Washington, Arkansas 2 $ 200,000 $ 100,000 $ 109,000
Monterey, California 2 $ 2,160,000 $ 1,080,000 $ 241,000
Sacramento, California 2 $ 1,400,000 $ 700,000 $ 0
Santa Clara, California 2 $ 2,050,000 $ 1,025,000 $ 206,000
Douglas, Colorado 2 $ 1,100,000 $ 550,000 $ 191,000
El Paso, Colorado 2 $ 620,000 $ 310,000 $ 0
Larimer, Colorado 2 $ 1,930,000 $ 965,000 $ 478,000
Fairfield, Connecticut 2 $ 620,000 $ 310,000 $ 158,000
Brevard, Florida 2 $ 480,000 $ 240,000 $ 351,000
Duval, Florida 2 $ 360,000 $ 180,000 $ 114,000
Lake, Florida 2 $ 440,000 $ 220,000 $ 87,000
Marion, Florida 2 $ 340,000 $ 170,000 $ 100,000
Monroe, Florida 2 $ 1,770,000 $ 885,000 $ 420,000
Orange, Florida 2 $ 1,900,000 $ 950,000 $ 1,006,000
Sarasota, Florida 2 $ 470,000 $ 235,000 $ 94,000
Sumter, Florida 2 $ 620,000 $ 310,000 $ 110,000
Fulton, Georgia 2 $ 440,000 $ 220,000 $ 82,000
McHenry, Illinois 2 $ 360,000 $ 180,000 $ 140,000
Hamilton, Indiana 2 $ 2,330,000 $ 1,165,000 $ 548,000
Clark, Kentucky 2 $ 170,000 $ 85,000 $ 80,000
Cumberland, Kentucky 2 $ 120,000 $ 60,000 $ 0
Estill, Kentucky 2 $ 190,000 $ 95,000 $ 105,000
Johnson, Kentucky 2 $ 140,000 $ 70,000 $ 63,000
Metcalfe, Kentucky 2 $ 170,000 $ 85,000 $ 54,000
Rockcastle, Kentucky 2 $ 140,000 $ 70,000 $ 66,000
Trigg, Kentucky 2 $ 380,000 $ 190,000 $ 746,000
Wayne, Kentucky 2 $ 190,000 $ 95,000 $ 80,000
Iberia, Louisiana 2 $ 120,000 $ 60,000 $ 44,000
Lafourche, Louisiana 2 $ 90,000 $ 45,000 $ 31,000
West Carroll, Louisiana 2 $ 170,000 $ 85,000 $ 105,000
Issaquena, Mississippi 2 $ 30,000 $ 15,000 $ 30,000
Bergen, New Jersey 2 $ 1,720,000 $ 860,000 $ 475,000
Cape May, New Jersey 2 $ 2,300,000 $ 1,150,000 $ 278,000
Alamance, North Carolina 2 $ 250,000 $ 125,000 $ 81,000
Buncombe, North Carolina 2 $ 590,000 $ 295,000 $ 96,000
Gaston, North Carolina 2 $ 190,000 $ 95,000 $ 112,000
Beckham, Oklahoma 2 $ 80,000 $ 40,000 $ 33,000
Cleveland, Oklahoma 2 $ 130,000 $ 65,000 $ 164,000
Grady, Oklahoma 2 $ 160,000 $ 80,000 $ 0
Hughes, Oklahoma 2 $ 140,000 $ 70,000 $ 36,000
Kingfisher, Oklahoma 2 $ 220,000 $ 110,000 $ 0
McIntosh, Oklahoma 2 $ 160,000 $ 80,000 $ 45,000
Pontotoc, Oklahoma 2 $ 110,000 $ 55,000 $ 62,000
Stephens, Oklahoma 2 $ 120,000 $ 60,000 $ 60,000
Clackamas, Oregon 2 $ 1,400,000 $ 700,000 $ 219,000
Northampton, Pennsylvania 2 $ 480,000 $ 240,000 $ 81,000
Charleston, South Carolina 2 $ 740,000 $ 370,000 $ 118,000
Bledsoe, Tennessee 2 $ 120,000 $ 60,000 $ 13,000
Macon, Tennessee 2 $ 130,000 $ 65,000 $ 73,000
Meigs, Tennessee 2 $ 970,000 $ 485,000 $ 0
Monroe, Tennessee 2 $ 650,000 $ 325,000 $ 0
Pickett, Tennessee 2 $ 90,000 $ 45,000 $ 32,000
Blanco, Texas 2 $ 130,000 $ 65,000 $ 37,000
Comal, Texas 2 $ 410,000 $ 205,000 $ 126,000
Dallam, Texas 2 $ 110,000 $ 55,000 $ 36,000
Erath, Texas 2 $ 170,000 $ 85,000 $ 69,000
Falls, Texas 2 $ 110,000 $ 55,000 $ 30,000
Galveston, Texas 2 $ 130,000 $ 65,000 $ 0
Guadalupe, Texas 2 $ 110,000 $ 55,000 $ 84,000
Hill, Texas 2 $ 220,000 $ 110,000 $ 0
Limestone, Texas 2 $ 110,000 $ 55,000 $ 114,000
Marion, Texas 2 $ 90,000 $ 45,000 $ 53,000
Maverick, Texas 2 $ 90,000 $ 45,000 $ 18,000
Reeves, Texas 2 $ 160,000 $ 80,000 $ 114,000
Rockwall, Texas 2 $ 180,000 $ 90,000 $ 56,000
Upshur, Texas 2 $ 80,000 $ 40,000 $ 52,000
Zavala, Texas 2 $ 220,000 $ 110,000 $ 38,000
Mason, Washington 2 $ 530,000 $ 265,000 $ 82,000
Butler, Alabama 1 $ 115,000 $ 115,000 $ 0
Coffee, Alabama 1 $ 85,000 $ 85,000 $ 0
Dallas, Alabama 1 $ 55,000 $ 55,000 $ 0
Greene, Alabama 1 $ 75,000 $ 75,000 $ 79,000
Jackson, Alabama 1 $ 95,000 $ 95,000 $ 50,000
Lowndes, Alabama 1 $ 85,000 $ 85,000 $ 0
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Mortgage Loan Application Detail Totals for Reliant Bank in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 7,622 $876,040,000 $114,000 $15,845,000 $72,000 $6,189,000
Refinancing 1,055 $329,545,000 $312,000 $2,995,000 $150,000 $5,713,000
Cash-out Refinancing 401 $108,685,000 $271,000 $2,155,000 $127,000 $1,006,000
Other Purpose 43 $9,545,000 $221,000 $1,455,000 $108,000 $700,000
Home Improvement 22 $3,670,000 $166,000 $495,000 $213,000 $1,637,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,273 $778,735,000 $147,000 $2,285,000 $99,000 $6,189,000
Black or African American 2,138 $164,260,000 $76,000 $1,985,000 $48,000 $641,000
Hispanic 801 $73,665,000 $91,000 $1,145,000 $66,000 $1,800,000
Not Provided 537 $109,235,000 $203,000 $1,485,000 $115,000 $1,608,000
Not applicable 246 $173,890,000 $706,000 $15,845,000 $0 $0
American Indian or Alaskan Native 70 $6,360,000 $90,000 $295,000 $57,000 $234,000
Asian 63 $19,365,000 $307,000 $1,355,000 $116,000 $489,000
Native Hawaiian or Other Pacific Islander 2 $950,000 $475,000 $475,000 $159,000 $183,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 8,669 $1,226,365,000 $141,000 $15,845,000 $89,000 $6,189,000
VA-guaranteed (Veterans Administration) 235 $59,185,000 $251,000 $845,000 $79,000 $247,000
FHA-insured (Federal Housing Administration) 186 $34,090,000 $183,000 $385,000 $63,000 $211,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 53 $7,845,000 $148,000 $325,000 $50,000 $97,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 3,523 $324,565,000 $92,000 $1,355,000 $60,000 $700,000
Loan Originated 2,641 $587,405,000 $222,000 $3,405,000 $113,000 $6,189,000
Application Approved But Not Accepted 2,414 $163,720,000 $67,000 $1,705,000 $61,000 $1,233,000
Application Withdrawn By Applicant 334 $112,360,000 $336,000 $15,845,000 $135,000 $1,216,000
Loan Purchased By The Institution 152 $119,330,000 $785,000 $2,995,000 $0 $0
File Closed For Incompleteness 79 $20,105,000 $254,000 $725,000 $140,000 $491,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 5,620 $1,002,920,000 $178,000 $15,845,000 $91,000 $6,189,000
Credit History 2,757 $233,755,000 $84,000 $1,235,000 $84,000 $360,000
Debt-To-Income Ratio 492 $51,730,000 $105,000 $1,205,000 $48,000 $380,000
Other 135 $18,335,000 $135,000 $1,355,000 $104,000 $475,000
Collateral 51 $9,695,000 $190,000 $1,255,000 $131,000 $446,000
Employment History 29 $2,515,000 $86,000 $455,000 $102,000 $553,000
Insufficient Cash (Downpayment, Closing Cost) 28 $2,670,000 $95,000 $515,000 $70,000 $222,000
Unverifiable Information 28 $5,410,000 $193,000 $1,005,000 $199,000 $700,000
Credit Application Incomplete 3 $455,000 $151,000 $155,000 $56,000 $63,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Reliant Bank's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Reliant Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet with aggregated HMDA statistics today.

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