Plaquemines Parish, LA Mortgage Lenders & HMDA Data, 2020

In 2020, lenders reported 1,416 mortgage applications in Plaquemines Parish, LA totaling $354.3 million, up 80% from 2019. The average application was for $250,000, and applicants reported an average income of $121,000. 52% of applications resulted in an originated loan and 15% were denied. The most active lender was Regions Bank, with 123 applications, followed by Gulf Coast Bank and Trust and 21st Mortgage.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,416
Total Mortgage Loan Application Amount $354,260,000
Average Mortgage Loan Application Amount $250,000
Highest Mortgage Loan Application Amount $1,675,000
Average Applicant Income $121,000
Highest Applicant Income $2,310,000
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Top Mortgage Lenders in Plaquemines Parish, LA (2020)

Ranked by the number of mortgage applications each lender reported in Plaquemines Parish, LA in 2020.

# Mortgage Lender Mortgage Applications Total Dollar Amount Average Loan Amount Average Applicant Income
1 Regions Bank
Birmingham, AL
123 $25,635,000 $208,000 $115,000
2 Gulf Coast Bank and Trust
New Orleans, LA
122 $35,620,000 $291,000 $118,000
3 21st Mortgage
Knoxville, TN
67 $5,155,000 $76,000 $56,000
4 Hancock Whitney Bank
Gulfport, MS
62 $13,120,000 $211,000 $186,000
5 Vanderbilt Mortgage and Finance, Inc
Maryville, TN
52 $3,750,000 $72,000 $67,000
6 Freedom Mortgage Corporation
Boca Raton, FL
51 $13,265,000 $260,000 $120,000
7 Wells Fargo Bank NA
Minneapolis, MN
49 $11,795,000 $240,000 $125,000
8 Dsld Mortgage LLC
Baton Rouge, LA
46 $12,790,000 $278,000 $93,000
9 Fidelity Bank
New Orleans, LA
40 $10,730,000 $268,000 $136,000
10 PennyMac Loan Services LLC
Westlake Village, CA
39 $11,855,000 $303,000 $116,000

See every lender active in Plaquemines Parish, LA in 2020 »

The tables below break down 2020 mortgage applications in Plaquemines Parish, LA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Plaquemines Parish, LA in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 542 $133,240,000 $245,000 $725,000 $100,000 $1,312,000
Refinancing 525 $148,815,000 $283,000 $715,000 $149,000 $2,310,000
Cash-out Refinancing 228 $58,030,000 $254,000 $1,675,000 $120,000 $420,000
Other Purpose 55 $6,175,000 $112,000 $415,000 $117,000 $488,000
Home Improvement 44 $4,400,000 $100,000 $385,000 $111,000 $232,000
Not Applicable 22 $3,600,000 $163,000 $315,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 918 $228,160,000 $248,000 $1,675,000 $120,000 $2,310,000
Not applicable 161 $44,915,000 $278,000 $725,000 $160,000 $2,013,000
Not Provided 128 $33,110,000 $258,000 $715,000 $125,000 $618,000
Black or African American 117 $21,805,000 $186,000 $725,000 $80,000 $227,000
Hispanic 51 $15,945,000 $312,000 $695,000 $153,000 $930,000
Asian 30 $8,380,000 $279,000 $515,000 $185,000 $2,013,000
American Indian or Alaskan Native 7 $1,605,000 $229,000 $335,000 $73,000 $120,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,086 $260,740,000 $240,000 $1,675,000 $125,000 $2,310,000
VA-guaranteed (Veterans Administration) 192 $63,400,000 $330,000 $725,000 $112,000 $488,000
FHA-insured (Federal Housing Administration) 119 $26,405,000 $221,000 $335,000 $83,000 $187,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 19 $3,715,000 $195,000 $275,000 $64,000 $104,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 735 $203,945,000 $277,000 $725,000 $123,000 $2,013,000
Application Denied By Financial Institution 211 $30,485,000 $144,000 $675,000 $91,000 $618,000
Loan Purchased By The Institution 201 $56,045,000 $278,000 $725,000 $138,000 $2,013,000
Application Withdrawn By Applicant 145 $38,255,000 $263,000 $715,000 $138,000 $1,312,000
File Closed For Incompleteness 91 $19,465,000 $213,000 $1,675,000 $133,000 $2,310,000
Application Approved But Not Accepted 32 $5,790,000 $180,000 $485,000 $105,000 $333,000
Preapproval Denied by Financial Institution 1 $275,000 $275,000 $275,000 $70,000 $70,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,193 $320,005,000 $268,000 $1,675,000 $125,000 $2,310,000
Credit History 77 $7,125,000 $92,000 $305,000 $84,000 $618,000
Debt-To-Income Ratio 66 $11,840,000 $179,000 $515,000 $106,000 $2,013,000
Credit Application Incomplete 25 $5,715,000 $228,000 $505,000 $117,000 $269,000
Collateral 19 $3,515,000 $185,000 $495,000 $147,000 $450,000
Unverifiable Information 18 $2,440,000 $135,000 $495,000 $91,000 $227,000
Other 10 $2,390,000 $239,000 $675,000 $142,000 $543,000
Insufficient Cash (Downpayment, Closing Cost) 5 $655,000 $131,000 $265,000 $67,000 $114,000
Employment History 3 $575,000 $191,000 $235,000 $57,000 $76,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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