Community Central Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Community Central Bank 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Community Central Bank 120 N. Main Street Mount Clemens, MI 48043 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 594 |
| Total Mortgage Loan Application Amount | $89,649,000 |
| Average Mortgage Loan Application Amount | $119,000 |
| Highest Mortgage Loan Application Amount | $4,200,000 |
| Average Applicant Income | $61,666 |
| Highest Applicant Income | $665,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Community Central Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Community Central Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Community Central Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Community Central Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Community Central Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Community Central Bank's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lake County Indiana | 177 | $ 22,554,000 | $ 127,000 | $ 56,000 |
| Macomb County Michigan | 80 | $ 12,320,000 | $ 154,000 | $ 80,000 |
| Porter County Indiana | 50 | $ 7,739,000 | $ 154,000 | $ 72,000 |
| Wayne County Michigan | 39 | $ 6,667,000 | $ 170,000 | $ 120,000 |
| Bay County Michigan | 31 | $ 2,886,000 | $ 93,000 | $ 37,000 |
| Oakland County Michigan | 27 | $ 7,884,000 | $ 292,000 | $ 83,000 |
| Winnebago County Illinois | 22 | $ 1,761,000 | $ 80,000 | $ 64,000 |
| Franklin County Ohio | 18 | $ 1,648,000 | $ 91,000 | $ 55,000 |
| Stephenson County Illinois | 15 | $ 1,120,000 | $ 74,000 | $ 52,000 |
| St. Clair County Michigan | 10 | $ 1,407,000 | $ 140,000 | $ 61,000 |
| Lee County Florida | 9 | $ 1,822,000 | $ 202,000 | $ 87,000 |
| Jasper County Indiana | 9 | $ 1,299,000 | $ 144,000 | $ 61,000 |
| Marion County Indiana | 6 | $ 652,000 | $ 108,000 | $ 40,000 |
| Orange County Florida | 4 | $ 557,000 | $ 139,000 | $ 61,000 |
| LaPorte County Indiana | 4 | $ 373,000 | $ 93,000 | $ 46,000 |
| Genesee County Michigan | 4 | $ 1,337,000 | $ 334,000 | $ 158,000 |
| Carroll County Illinois | 3 | $ 133,000 | $ 44,000 | $ 60,000 |
| Cook County Illinois | 3 | $ 285,000 | $ 95,000 | $ 64,000 |
| Hamilton County Indiana | 3 | $ 440,000 | $ 146,000 | $ 72,000 |
| Newton County Indiana | 3 | $ 376,000 | $ 125,000 | $ 57,000 |
| Midland County Michigan | 3 | $ 254,000 | $ 84,000 | $ 25,000 |
| Ogemaw County Michigan | 3 | $ 218,000 | $ 72,000 | $ 34,000 |
| Durham County North Carolina | 3 | $ 537,000 | $ 179,000 | $ 46,000 |
| Wake County North Carolina | 3 | $ 294,000 | $ 98,000 | $ 44,000 |
| Perry County Ohio | 3 | $ 526,000 | $ 175,000 | $ 63,000 |
| Loudoun County Virginia | 3 | $ 1,280,000 | $ 426,000 | $ 205,000 |
| Marion County Florida | 2 | $ 213,000 | $ 106,000 | $ 72,000 |
| Kane County Illinois | 2 | $ 283,000 | $ 141,000 | $ 0 |
| Hendricks County Indiana | 2 | $ 358,000 | $ 179,000 | $ 84,000 |
| Starke County Indiana | 2 | $ 254,000 | $ 127,000 | $ 39,000 |
| Allegan County Michigan | 2 | $ 234,000 | $ 117,000 | $ 31,000 |
| Livingston County Michigan | 2 | $ 283,000 | $ 141,000 | $ 14,000 |
| Delaware County Ohio | 2 | $ 192,000 | $ 96,000 | $ 53,000 |
| Orange County California | 1 | $ 1,000,000 | $ 1,000,000 | $ 296,000 |
| Boulder County Colorado | 1 | $ 1,000,000 | $ 1,000,000 | $ 0 |
| Brevard County Florida | 1 | $ 110,000 | $ 110,000 | $ 108,000 |
| Broward County Florida | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Citrus County Florida | 1 | $ 90,000 | $ 90,000 | $ 39,000 |
| Collier County Florida | 1 | $ 140,000 | $ 140,000 | $ 70,000 |
| Hernando County Florida | 1 | $ 154,000 | $ 154,000 | $ 56,000 |
| Lake County Florida | 1 | $ 207,000 | $ 207,000 | $ 70,000 |
| Osceola County Florida | 1 | $ 90,000 | $ 90,000 | $ 104,000 |
| Sarasota County Florida | 1 | $ 330,000 | $ 330,000 | $ 0 |
| Lee County Illinois | 1 | $ 115,000 | $ 115,000 | $ 58,000 |
| Will County Illinois | 1 | $ 100,000 | $ 100,000 | $ 35,000 |
| Boone County Indiana | 1 | $ 153,000 | $ 153,000 | $ 37,000 |
| Delaware County Indiana | 1 | $ 110,000 | $ 110,000 | $ 21,000 |
| Pulaski County Indiana | 1 | $ 59,000 | $ 59,000 | $ 27,000 |
| Alcona County Michigan | 1 | $ 63,000 | $ 63,000 | $ 79,000 |
| Arenac County Michigan | 1 | $ 174,000 | $ 174,000 | $ 66,000 |
| Gladwin County Michigan | 1 | $ 39,000 | $ 39,000 | $ 16,000 |
| Ingham County Michigan | 1 | $ 122,000 | $ 122,000 | $ 52,000 |
| Mecosta County Michigan | 1 | $ 104,000 | $ 104,000 | $ 37,000 |
| Monroe County Michigan | 1 | $ 253,000 | $ 253,000 | $ 74,000 |
| Oscoda County Michigan | 1 | $ 79,000 | $ 79,000 | $ 33,000 |
| Roscommon County Michigan | 1 | $ 144,000 | $ 144,000 | $ 176,000 |
| Saginaw County Michigan | 1 | $ 52,000 | $ 52,000 | $ 17,000 |
| Sanilac County Michigan | 1 | $ 70,000 | $ 70,000 | $ 45,000 |
| Franklin County North Carolina | 1 | $ 70,000 | $ 70,000 | $ 37,000 |
| Johnston County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 36,000 |
| Coshocton County Ohio | 1 | $ 145,000 | $ 145,000 | $ 109,000 |
| Fairfield County Ohio | 1 | $ 204,000 | $ 204,000 | $ 76,000 |
| Licking County Ohio | 1 | $ 129,000 | $ 129,000 | $ 43,000 |
| Stark County Ohio | 1 | $ 186,000 | $ 186,000 | $ 300,000 |
| Calumet County Wisconsin | 1 | $ 153,000 | $ 153,000 | $ 60,000 |
| Ozaukee County Wisconsin | 1 | $ 211,000 | $ 211,000 | $ 72,000 |
Mortgage Loan Application Detail Totals for Community Central Bank in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 367 | $52,050,000 | $141,000 | $4,200,000 | $63,000 | $660,000 |
| Refinancing | 218 | $37,184,000 | $170,000 | $3,600,000 | $74,000 | $665,000 |
| Home Improvement | 9 | $415,000 | $46,000 | $240,000 | $48,000 | $108,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 466 | $67,686,000 | $145,000 | $3,600,000 | $70,000 | $665,000 |
| Black or African American | 50 | $6,301,000 | $126,000 | $346,000 | $60,000 | $302,000 |
| Hispanic | 41 | $4,990,000 | $121,000 | $247,000 | $65,000 | $480,000 |
| Not applicable | 25 | $8,299,000 | $331,000 | $4,200,000 | $12,000 | $191,000 |
| Not Provided | 7 | $1,534,000 | $219,000 | $1,000,000 | $87,000 | $296,000 |
| Asian | 3 | $676,000 | $225,000 | $528,000 | $126,000 | $180,000 |
| American Indian or Alaskan Native | 2 | $163,000 | $81,000 | $130,000 | $69,000 | $69,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 371 | $63,037,000 | $169,000 | $4,200,000 | $76,000 | $665,000 |
| FHA-insured (Federal Housing Administration) | 206 | $24,225,000 | $117,000 | $279,000 | $51,000 | $180,000 |
| VA-guaranteed (Veterans Administration) | 17 | $2,387,000 | $140,000 | $263,000 | $59,000 | $110,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 448 | $65,437,000 | $146,000 | $4,200,000 | $67,000 | $665,000 |
| Application Withdrawn By Applicant | 49 | $6,615,000 | $135,000 | $950,000 | $63,000 | $380,000 |
| Loan Purchased By The Institution | 43 | $11,059,000 | $257,000 | $3,600,000 | $81,000 | $347,000 |
| Application Denied By Financial Institution | 41 | $4,746,000 | $115,000 | $275,000 | $58,000 | $480,000 |
| Application Approved But Not Accepted | 8 | $1,035,000 | $129,000 | $238,000 | $45,000 | $79,000 |
| File Closed For Incompleteness | 5 | $757,000 | $151,000 | $240,000 | $58,000 | $164,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 20 | $2,300,000 | $115,000 | $204,000 | $50,000 | $87,000 |
| Credit History | 9 | $1,075,000 | $119,000 | $247,000 | $90,000 | $480,000 |
| Other | 8 | $826,000 | $103,000 | $178,000 | $38,000 | $66,000 |
| Collateral | 2 | $205,000 | $102,000 | $173,000 | $97,000 | $142,000 |
| Employment History | 2 | $340,000 | $170,000 | $275,000 | $37,000 | $57,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Community Central Bank's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Community Central Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Michigan, download the full spreadsheet
with aggregated HMDA statistics today.