Viewpoint Bankers Mortgage Inc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Viewpoint Bankers Mortgage Inc 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Viewpoint Bankers Mortgage Inc 720 E. Arapaho Richardson, TX 75081 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 4,638 |
| Total Mortgage Loan Application Amount | $887,799,000 |
| Average Mortgage Loan Application Amount | $227,666 |
| Highest Mortgage Loan Application Amount | $1,500,000 |
| Average Applicant Income | $115,333 |
| Highest Applicant Income | $2,378,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Viewpoint Bankers Mortgage Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Viewpoint Bankers Mortgage Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Viewpoint Bankers Mortgage Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Viewpoint Bankers Mortgage Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by Viewpoint Bankers Mortgage Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Viewpoint Bankers Mortgage Inc's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dallas County Texas | 1,114 | $ 232,637,000 | $ 208,000 | $ 112,000 |
| Collin County Texas | 864 | $ 173,842,000 | $ 201,000 | $ 104,000 |
| Tarrant County Texas | 621 | $ 111,869,000 | $ 180,000 | $ 95,000 |
| Denton County Texas | 383 | $ 81,530,000 | $ 212,000 | $ 102,000 |
| Harris County Texas | 320 | $ 45,769,000 | $ 143,000 | $ 61,000 |
| Bexar County Texas | 312 | $ 51,668,000 | $ 165,000 | $ 76,000 |
| Ellis County Texas | 125 | $ 21,249,000 | $ 169,000 | $ 86,000 |
| Rockwall County Texas | 87 | $ 19,450,000 | $ 223,000 | $ 118,000 |
| Parker County Texas | 84 | $ 15,230,000 | $ 181,000 | $ 98,000 |
| Fort Bend County Texas | 61 | $ 10,314,000 | $ 169,000 | $ 72,000 |
| Travis County Texas | 61 | $ 15,419,000 | $ 252,000 | $ 134,000 |
| Galveston County Texas | 48 | $ 8,512,000 | $ 177,000 | $ 120,000 |
| Hunt County Texas | 43 | $ 6,035,000 | $ 140,000 | $ 57,000 |
| Kaufman County Texas | 36 | $ 6,411,000 | $ 178,000 | $ 66,000 |
| Brazoria County Texas | 31 | $ 5,386,000 | $ 173,000 | $ 78,000 |
| Palo Pinto County Texas | 26 | $ 3,173,000 | $ 122,000 | $ 63,000 |
| Henderson County Texas | 25 | $ 4,891,000 | $ 195,000 | $ 105,000 |
| Johnson County Texas | 25 | $ 4,005,000 | $ 160,000 | $ 78,000 |
| Williamson County Texas | 23 | $ 5,025,000 | $ 218,000 | $ 100,000 |
| Montgomery County Texas | 19 | $ 3,679,000 | $ 193,000 | $ 75,000 |
| Comal County Texas | 16 | $ 3,286,000 | $ 205,000 | $ 95,000 |
| Grayson County Texas | 16 | $ 2,446,000 | $ 152,000 | $ 67,000 |
| Wilson County Texas | 16 | $ 2,285,000 | $ 142,000 | $ 61,000 |
| Hood County Texas | 15 | $ 3,599,000 | $ 239,000 | $ 141,000 |
| Smith County Texas | 13 | $ 1,794,000 | $ 138,000 | $ 58,000 |
| Van Zandt County Texas | 13 | $ 2,425,000 | $ 186,000 | $ 149,000 |
| Wise County Texas | 11 | $ 2,192,000 | $ 199,000 | $ 82,000 |
| Guadalupe County Texas | 9 | $ 1,193,000 | $ 132,000 | $ 84,000 |
| Kendall County Texas | 9 | $ 3,041,000 | $ 337,000 | $ 172,000 |
| Navarro County Texas | 9 | $ 1,012,000 | $ 112,000 | $ 63,000 |
| Brazos County Texas | 8 | $ 1,113,000 | $ 139,000 | $ 184,000 |
| Hill County Texas | 7 | $ 680,000 | $ 97,000 | $ 59,000 |
| Oklahoma County Oklahoma | 6 | $ 727,000 | $ 121,000 | $ 51,000 |
| Fannin County Texas | 6 | $ 956,000 | $ 159,000 | $ 56,000 |
| Atascosa County Texas | 5 | $ 704,000 | $ 140,000 | $ 71,000 |
| Bell County Texas | 5 | $ 529,000 | $ 105,000 | $ 49,000 |
| El Paso County Texas | 5 | $ 1,983,000 | $ 396,000 | $ 153,000 |
| Hays County Texas | 5 | $ 957,000 | $ 191,000 | $ 74,000 |
| Cleveland County Oklahoma | 4 | $ 457,000 | $ 114,000 | $ 39,000 |
| Cameron County Texas | 4 | $ 456,000 | $ 114,000 | $ 50,000 |
| Hidalgo County Texas | 4 | $ 571,000 | $ 142,000 | $ 37,000 |
| Kerr County Texas | 4 | $ 642,000 | $ 160,000 | $ 117,000 |
| Santa Clara County California | 3 | $ 1,699,000 | $ 566,000 | $ 186,000 |
| Canadian County Oklahoma | 3 | $ 350,000 | $ 116,000 | $ 36,000 |
| Bastrop County Texas | 3 | $ 518,000 | $ 172,000 | $ 58,000 |
| Cooke County Texas | 3 | $ 600,000 | $ 200,000 | $ 303,000 |
| Erath County Texas | 3 | $ 209,000 | $ 69,000 | $ 44,000 |
| Jefferson County Texas | 3 | $ 360,000 | $ 120,000 | $ 47,000 |
| Lubbock County Texas | 3 | $ 405,000 | $ 135,000 | $ 99,000 |
| Somervell County Texas | 3 | $ 676,000 | $ 225,000 | $ 56,000 |
| Taylor County Texas | 3 | $ 312,000 | $ 104,000 | $ 131,000 |
| Tom Green County Texas | 3 | $ 805,000 | $ 268,000 | $ 94,000 |
| Garland County Arkansas | 2 | $ 614,000 | $ 307,000 | $ 178,000 |
| Washington County Arkansas | 2 | $ 143,000 | $ 71,000 | $ 45,000 |
| Broward County Florida | 2 | $ 675,000 | $ 337,000 | $ 201,000 |
| Fulton County Georgia | 2 | $ 751,000 | $ 375,000 | $ 175,000 |
| Marion County Indiana | 2 | $ 388,000 | $ 194,000 | $ 48,000 |
| Jefferson County Louisiana | 2 | $ 399,000 | $ 199,000 | $ 28,000 |
| Santa Fe County New Mexico | 2 | $ 623,000 | $ 311,000 | $ 1,414,000 |
| Beaufort County South Carolina | 2 | $ 639,000 | $ 319,000 | $ 170,000 |
| Shelby County Tennessee | 2 | $ 557,000 | $ 278,000 | $ 135,000 |
| Burnet County Texas | 2 | $ 153,000 | $ 76,000 | $ 50,000 |
| Caldwell County Texas | 2 | $ 411,000 | $ 205,000 | $ 116,000 |
| Chambers County Texas | 2 | $ 370,000 | $ 185,000 | $ 66,000 |
| Comanche County Texas | 2 | $ 230,000 | $ 115,000 | $ 103,000 |
| Franklin County Texas | 2 | $ 633,000 | $ 316,000 | $ 220,000 |
| Gregg County Texas | 2 | $ 147,000 | $ 73,000 | $ 35,000 |
| Hamilton County Texas | 2 | $ 323,000 | $ 161,000 | $ 79,000 |
| Hopkins County Texas | 2 | $ 420,000 | $ 210,000 | $ 146,000 |
| Matagorda County Texas | 2 | $ 253,000 | $ 126,000 | $ 57,000 |
| Midland County Texas | 2 | $ 406,000 | $ 203,000 | $ 141,000 |
| Nueces County Texas | 2 | $ 420,000 | $ 210,000 | $ 51,000 |
| Maricopa County Arizona | 1 | $ 122,000 | $ 122,000 | $ 45,000 |
| Benton County Arkansas | 1 | $ 313,000 | $ 313,000 | $ 80,000 |
| Johnson County Arkansas | 1 | $ 89,000 | $ 89,000 | $ 35,000 |
| Pulaski County Arkansas | 1 | $ 400,000 | $ 400,000 | $ 215,000 |
| Saline County Arkansas | 1 | $ 186,000 | $ 186,000 | $ 59,000 |
| Santa Barbara County California | 1 | $ 189,000 | $ 189,000 | $ 0 |
| Ventura County California | 1 | $ 160,000 | $ 160,000 | $ 198,000 |
| Archuleta County Colorado | 1 | $ 201,000 | $ 201,000 | $ 158,000 |
| Eagle County Colorado | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Gunnison County Colorado | 1 | $ 270,000 | $ 270,000 | $ 526,000 |
| New London County Connecticut | 1 | $ 189,000 | $ 189,000 | $ 49,000 |
| Manatee County Florida | 1 | $ 164,000 | $ 164,000 | $ 52,000 |
| Miami-Dade County Florida | 1 | $ 347,000 | $ 347,000 | $ 0 |
| Monroe County Florida | 1 | $ 360,000 | $ 360,000 | $ 743,000 |
| Orange County Florida | 1 | $ 120,000 | $ 120,000 | $ 87,000 |
| Chatham County Georgia | 1 | $ 417,000 | $ 417,000 | $ 212,000 |
| Gwinnett County Georgia | 1 | $ 180,000 | $ 180,000 | $ 103,000 |
| Cook County Illinois | 1 | $ 167,000 | $ 167,000 | $ 120,000 |
| Hamilton County Indiana | 1 | $ 233,000 | $ 233,000 | $ 87,000 |
| St. Joseph County Indiana | 1 | $ 107,000 | $ 107,000 | $ 137,000 |
| Sedgwick County Kansas | 1 | $ 76,000 | $ 76,000 | $ 97,000 |
| Madison County Kentucky | 1 | $ 265,000 | $ 265,000 | $ 108,000 |
| Caddo County Louisiana | 1 | $ 127,000 | $ 127,000 | $ 55,000 |
| Calcasieu County Louisiana | 1 | $ 130,000 | $ 130,000 | $ 33,000 |
| St. Helena County Louisiana | 1 | $ 133,000 | $ 133,000 | $ 40,000 |
| Kennebec County Maine | 1 | $ 232,000 | $ 232,000 | $ 71,000 |
| Prince George's County Maryland | 1 | $ 369,000 | $ 369,000 | $ 130,000 |
| Suffolk County Massachusetts | 1 | $ 216,000 | $ 216,000 | $ 224,000 |
| Grand Traverse County Michigan | 1 | $ 417,000 | $ 417,000 | $ 413,000 |
| Shiawassee County Michigan | 1 | $ 217,000 | $ 217,000 | $ 125,000 |
| St. Charles County Missouri | 1 | $ 114,000 | $ 114,000 | $ 105,000 |
| Taney County Missouri | 1 | $ 88,000 | $ 88,000 | $ 37,000 |
| Bergen County New Jersey | 1 | $ 312,000 | $ 312,000 | $ 150,000 |
| Hudson County New Jersey | 1 | $ 410,000 | $ 410,000 | $ 207,000 |
| Colfax County New Mexico | 1 | $ 168,000 | $ 168,000 | $ 145,000 |
| Jackson County North Carolina | 1 | $ 238,000 | $ 238,000 | $ 198,000 |
| Delaware County Oklahoma | 1 | $ 162,000 | $ 162,000 | $ 139,000 |
| Grady County Oklahoma | 1 | $ 117,000 | $ 117,000 | $ 57,000 |
| Marshall County Oklahoma | 1 | $ 208,000 | $ 208,000 | $ 33,000 |
| McCurtain County Oklahoma | 1 | $ 118,000 | $ 118,000 | $ 248,000 |
| Tulsa County Oklahoma | 1 | $ 129,000 | $ 129,000 | $ 54,000 |
| Benton County Oregon | 1 | $ 348,000 | $ 348,000 | $ 450,000 |
| Richland County South Carolina | 1 | $ 192,000 | $ 192,000 | $ 125,000 |
| Anderson County Texas | 1 | $ 125,000 | $ 125,000 | $ 125,000 |
| Aransas County Texas | 1 | $ 149,000 | $ 149,000 | $ 123,000 |
| Bandera County Texas | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Cass County Texas | 1 | $ 221,000 | $ 221,000 | $ 434,000 |
| Cherokee County Texas | 1 | $ 64,000 | $ 64,000 | $ 26,000 |
| Ector County Texas | 1 | $ 152,000 | $ 152,000 | $ 84,000 |
| Frio County Texas | 1 | $ 77,000 | $ 77,000 | $ 0 |
| Goliad County Texas | 1 | $ 215,000 | $ 215,000 | $ 105,000 |
| Gonzales County Texas | 1 | $ 148,000 | $ 148,000 | $ 48,000 |
| Harrison County Texas | 1 | $ 251,000 | $ 251,000 | $ 277,000 |
| Karnes County Texas | 1 | $ 130,000 | $ 130,000 | $ 73,000 |
| Leon County Texas | 1 | $ 119,000 | $ 119,000 | $ 0 |
| Llano County Texas | 1 | $ 305,000 | $ 305,000 | $ 50,000 |
| Marion County Texas | 1 | $ 96,000 | $ 96,000 | $ 70,000 |
| McLennan County Texas | 1 | $ 99,000 | $ 99,000 | $ 31,000 |
| Milam County Texas | 1 | $ 205,000 | $ 205,000 | $ 105,000 |
| Montague County Texas | 1 | $ 345,000 | $ 345,000 | $ 231,000 |
| Polk County Texas | 1 | $ 219,000 | $ 219,000 | $ 185,000 |
| Randall County Texas | 1 | $ 124,000 | $ 124,000 | $ 69,000 |
| Terry County Texas | 1 | $ 95,000 | $ 95,000 | $ 62,000 |
| Val Verde County Texas | 1 | $ 143,000 | $ 143,000 | $ 45,000 |
| Waller County Texas | 1 | $ 206,000 | $ 206,000 | $ 119,000 |
| Webb County Texas | 1 | $ 149,000 | $ 149,000 | $ 106,000 |
| Wood County Texas | 1 | $ 88,000 | $ 88,000 | $ 290,000 |
| Summit County Utah | 1 | $ 210,000 | $ 210,000 | $ 240,000 |
| Loudoun County Virginia | 1 | $ 498,000 | $ 498,000 | $ 0 |
| Virginia Beach County Virginia | 1 | $ 300,000 | $ 300,000 | $ 98,000 |
Mortgage Loan Application Detail Totals for Viewpoint Bankers Mortgage Inc in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,374 | $402,113,000 | $169,000 | $1,500,000 | $88,000 | $922,000 |
| Refinancing | 2,246 | $480,254,000 | $213,000 | $1,500,000 | $110,000 | $2,378,000 |
| Home Improvement | 18 | $5,432,000 | $301,000 | $645,000 | $148,000 | $450,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,186 | $647,381,000 | $203,000 | $1,500,000 | $110,000 | $2,378,000 |
| Hispanic | 649 | $88,017,000 | $135,000 | $808,000 | $59,000 | $473,000 |
| Not Provided | 300 | $60,899,000 | $202,000 | $1,000,000 | $78,000 | $743,000 |
| Black or African American | 274 | $43,113,000 | $157,000 | $919,000 | $70,000 | $420,000 |
| Asian | 215 | $45,900,000 | $213,000 | $1,473,000 | $114,000 | $888,000 |
| American Indian or Alaskan Native | 7 | $1,129,000 | $161,000 | $275,000 | $96,000 | $164,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $1,360,000 | $194,000 | $317,000 | $137,000 | $450,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,581 | $583,905,000 | $226,000 | $1,500,000 | $130,000 | $2,378,000 |
| FHA-insured (Federal Housing Administration) | 1,850 | $266,852,000 | $144,000 | $713,000 | $59,000 | $534,000 |
| VA-guaranteed (Veterans Administration) | 187 | $34,815,000 | $186,000 | $696,000 | $60,000 | $270,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 20 | $2,227,000 | $111,000 | $172,000 | $42,000 | $70,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,626 | $689,745,000 | $190,000 | $1,013,000 | $104,000 | $2,378,000 |
| Application Approved But Not Accepted | 492 | $96,601,000 | $196,000 | $1,500,000 | $110,000 | $1,035,000 |
| Application Denied By Financial Institution | 325 | $61,466,000 | $189,000 | $1,473,000 | $78,000 | $1,514,000 |
| File Closed For Incompleteness | 185 | $38,137,000 | $206,000 | $1,000,000 | $12,000 | $300,000 |
| Application Withdrawn By Applicant | 10 | $1,850,000 | $185,000 | $236,000 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 134 | $20,945,000 | $156,000 | $1,000,000 | $48,000 | $437,000 |
| Debt-To-Income Ratio | 93 | $19,520,000 | $209,000 | $1,334,000 | $72,000 | $1,035,000 |
| Collateral | 53 | $12,689,000 | $239,000 | $1,100,000 | $130,000 | $643,000 |
| Unverifiable Information | 23 | $3,894,000 | $169,000 | $435,000 | $83,000 | $282,000 |
| Employment History | 9 | $1,591,000 | $176,000 | $300,000 | $246,000 | $1,514,000 |
| Other | 7 | $860,000 | $122,000 | $304,000 | $97,000 | $240,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $1,815,000 | $363,000 | $1,473,000 | $123,000 | $488,000 |
| Credit Application Incomplete | 1 | $152,000 | $152,000 | $152,000 | $64,000 | $64,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Viewpoint Bankers Mortgage Inc's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Viewpoint Bankers Mortgage Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.