Viewpoint Bankers Mortgage Inc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Viewpoint Bankers Mortgage Inc 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Viewpoint Bankers Mortgage Inc 720 E. Arapaho Richardson, TX 75081 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 3,766 |
| Total Mortgage Loan Application Amount | $714,667,000 |
| Average Mortgage Loan Application Amount | $211,333 |
| Highest Mortgage Loan Application Amount | $4,400,000 |
| Average Applicant Income | $110,000 |
| Highest Applicant Income | $3,429,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Viewpoint Bankers Mortgage Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Viewpoint Bankers Mortgage Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Viewpoint Bankers Mortgage Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Viewpoint Bankers Mortgage Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by Viewpoint Bankers Mortgage Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Viewpoint Bankers Mortgage Inc's mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dallas County Texas | 920 | $ 178,324,000 | $ 193,000 | $ 107,000 |
| Collin County Texas | 711 | $ 140,451,000 | $ 197,000 | $ 111,000 |
| Tarrant County Texas | 435 | $ 78,380,000 | $ 180,000 | $ 97,000 |
| Denton County Texas | 359 | $ 74,815,000 | $ 208,000 | $ 102,000 |
| Harris County Texas | 262 | $ 42,952,000 | $ 163,000 | $ 75,000 |
| Bexar County Texas | 182 | $ 30,065,000 | $ 165,000 | $ 87,000 |
| Travis County Texas | 89 | $ 21,771,000 | $ 244,000 | $ 154,000 |
| Parker County Texas | 80 | $ 13,960,000 | $ 174,000 | $ 83,000 |
| Ellis County Texas | 76 | $ 13,201,000 | $ 173,000 | $ 72,000 |
| Tulsa County Oklahoma | 71 | $ 11,439,000 | $ 161,000 | $ 83,000 |
| Rockwall County Texas | 62 | $ 15,543,000 | $ 250,000 | $ 121,000 |
| Galveston County Texas | 39 | $ 6,898,000 | $ 176,000 | $ 86,000 |
| Hunt County Texas | 31 | $ 3,796,000 | $ 122,000 | $ 60,000 |
| Kaufman County Texas | 30 | $ 4,748,000 | $ 158,000 | $ 85,000 |
| Williamson County Texas | 29 | $ 5,557,000 | $ 191,000 | $ 81,000 |
| Wilson County Texas | 27 | $ 3,680,000 | $ 136,000 | $ 57,000 |
| Comal County Texas | 20 | $ 4,724,000 | $ 236,000 | $ 95,000 |
| Fort Bend County Texas | 19 | $ 3,389,000 | $ 178,000 | $ 72,000 |
| Grayson County Texas | 18 | $ 2,688,000 | $ 149,000 | $ 97,000 |
| Calcasieu County Louisiana | 16 | $ 1,451,000 | $ 90,000 | $ 30,000 |
| Brazoria County Texas | 16 | $ 2,566,000 | $ 160,000 | $ 107,000 |
| Guadalupe County Texas | 15 | $ 2,386,000 | $ 159,000 | $ 126,000 |
| Wagoner County Oklahoma | 13 | $ 2,089,000 | $ 160,000 | $ 58,000 |
| Hays County Texas | 11 | $ 2,988,000 | $ 271,000 | $ 121,000 |
| Montgomery County Texas | 11 | $ 3,769,000 | $ 342,000 | $ 181,000 |
| Palo Pinto County Texas | 11 | $ 1,480,000 | $ 134,000 | $ 51,000 |
| Medina County Texas | 9 | $ 1,578,000 | $ 175,000 | $ 86,000 |
| Navarro County Texas | 9 | $ 892,000 | $ 99,000 | $ 55,000 |
| Wise County Texas | 9 | $ 1,891,000 | $ 210,000 | $ 93,000 |
| Johnson County Texas | 8 | $ 1,485,000 | $ 185,000 | $ 75,000 |
| Smith County Texas | 8 | $ 1,323,000 | $ 165,000 | $ 91,000 |
| Hill County Texas | 6 | $ 464,000 | $ 77,000 | $ 29,000 |
| Taylor County Texas | 6 | $ 1,010,000 | $ 168,000 | $ 118,000 |
| Nueces County Texas | 5 | $ 934,000 | $ 186,000 | $ 178,000 |
| Creek County Oklahoma | 4 | $ 532,000 | $ 133,000 | $ 46,000 |
| Bastrop County Texas | 4 | $ 611,000 | $ 152,000 | $ 22,000 |
| El Paso County Texas | 4 | $ 1,629,000 | $ 407,000 | $ 187,000 |
| Llano County Texas | 4 | $ 897,000 | $ 224,000 | $ 302,000 |
| Midland County Texas | 4 | $ 664,000 | $ 166,000 | $ 90,000 |
| Cook County Illinois | 3 | $ 843,000 | $ 281,000 | $ 109,000 |
| Rogers County Oklahoma | 3 | $ 583,000 | $ 194,000 | $ 71,000 |
| Atascosa County Texas | 3 | $ 241,000 | $ 80,000 | $ 44,000 |
| Henderson County Texas | 3 | $ 450,000 | $ 150,000 | $ 41,000 |
| Kendall County Texas | 3 | $ 796,000 | $ 265,000 | $ 128,000 |
| Polk County Texas | 3 | $ 643,000 | $ 214,000 | $ 193,000 |
| Maricopa County Arizona | 2 | $ 552,000 | $ 276,000 | $ 179,000 |
| Pima County Arizona | 2 | $ 360,000 | $ 180,000 | $ 91,000 |
| Washington County Arkansas | 2 | $ 543,000 | $ 271,000 | $ 105,000 |
| Alameda County California | 2 | $ 974,000 | $ 487,000 | $ 24,000 |
| Chatham County Georgia | 2 | $ 380,000 | $ 190,000 | $ 128,000 |
| Liberty County Georgia | 2 | $ 188,000 | $ 94,000 | $ 152,000 |
| DuPage County Illinois | 2 | $ 728,000 | $ 364,000 | $ 211,000 |
| Will County Illinois | 2 | $ 676,000 | $ 338,000 | $ 245,000 |
| Johnson County Kansas | 2 | $ 458,000 | $ 229,000 | $ 45,000 |
| Caddo County Louisiana | 2 | $ 383,000 | $ 191,000 | $ 99,000 |
| St. Bernard County Louisiana | 2 | $ 247,000 | $ 123,000 | $ 53,000 |
| Cleveland County Oklahoma | 2 | $ 1,606,000 | $ 803,000 | $ 855,000 |
| Marshall County Oklahoma | 2 | $ 390,000 | $ 195,000 | $ 0 |
| Oklahoma County Oklahoma | 2 | $ 176,000 | $ 88,000 | $ 29,000 |
| Bell County Texas | 2 | $ 497,000 | $ 248,000 | $ 84,000 |
| Bosque County Texas | 2 | $ 386,000 | $ 193,000 | $ 99,000 |
| Brazos County Texas | 2 | $ 214,000 | $ 107,000 | $ 116,000 |
| Coryell County Texas | 2 | $ 265,000 | $ 132,000 | $ 66,000 |
| Delta County Texas | 2 | $ 200,000 | $ 100,000 | $ 126,000 |
| Franklin County Texas | 2 | $ 481,000 | $ 240,000 | $ 235,000 |
| Hood County Texas | 2 | $ 515,000 | $ 257,000 | $ 106,000 |
| Lamar County Texas | 2 | $ 252,000 | $ 126,000 | $ 26,000 |
| Lubbock County Texas | 2 | $ 227,000 | $ 113,000 | $ 139,000 |
| McLennan County Texas | 2 | $ 275,000 | $ 137,000 | $ 67,000 |
| Rains County Texas | 2 | $ 249,000 | $ 124,000 | $ 104,000 |
| Randall County Texas | 2 | $ 269,000 | $ 134,000 | $ 50,000 |
| Uvalde County Texas | 2 | $ 356,000 | $ 178,000 | $ 83,000 |
| Jefferson County Arkansas | 1 | $ 181,000 | $ 181,000 | $ 167,000 |
| Pulaski County Arkansas | 1 | $ 371,000 | $ 371,000 | $ 167,000 |
| Union County Arkansas | 1 | $ 87,000 | $ 87,000 | $ 37,000 |
| Orange County California | 1 | $ 149,000 | $ 149,000 | $ 64,000 |
| San Bernardino County California | 1 | $ 127,000 | $ 127,000 | $ 134,000 |
| Arapahoe County Colorado | 1 | $ 346,000 | $ 346,000 | $ 398,000 |
| Eagle County Colorado | 1 | $ 608,000 | $ 608,000 | $ 180,000 |
| El Paso County Colorado | 1 | $ 196,000 | $ 196,000 | $ 35,000 |
| Larimer County Colorado | 1 | $ 170,000 | $ 170,000 | $ 194,000 |
| Summit County Colorado | 1 | $ 399,000 | $ 399,000 | $ 268,000 |
| Broward County Florida | 1 | $ 1,200,000 | $ 1,200,000 | $ 0 |
| Duval County Florida | 1 | $ 57,000 | $ 57,000 | $ 223,000 |
| Sumter County Florida | 1 | $ 138,000 | $ 138,000 | $ 64,000 |
| Fulton County Georgia | 1 | $ 89,000 | $ 89,000 | $ 34,000 |
| Paulding County Georgia | 1 | $ 171,000 | $ 171,000 | $ 97,000 |
| Kendall County Illinois | 1 | $ 270,000 | $ 270,000 | $ 111,000 |
| Sedgwick County Kansas | 1 | $ 90,000 | $ 90,000 | $ 59,000 |
| Shawnee County Kansas | 1 | $ 384,000 | $ 384,000 | $ 111,000 |
| East Feliciana County Louisiana | 1 | $ 169,000 | $ 169,000 | $ 125,000 |
| Frederick County Maryland | 1 | $ 388,000 | $ 388,000 | $ 152,000 |
| Lafayette County Mississippi | 1 | $ 160,000 | $ 160,000 | $ 234,000 |
| Hillsborough County New Hampshire | 1 | $ 405,000 | $ 405,000 | $ 180,000 |
| Dona Ana County New Mexico | 1 | $ 112,000 | $ 112,000 | $ 27,000 |
| Randolph County North Carolina | 1 | $ 173,000 | $ 173,000 | $ 0 |
| Clark County Ohio | 1 | $ 126,000 | $ 126,000 | $ 33,000 |
| Canadian County Oklahoma | 1 | $ 139,000 | $ 139,000 | $ 0 |
| Grady County Oklahoma | 1 | $ 136,000 | $ 136,000 | $ 45,000 |
| McClain County Oklahoma | 1 | $ 129,000 | $ 129,000 | $ 252,000 |
| McIntosh County Oklahoma | 1 | $ 182,000 | $ 182,000 | $ 175,000 |
| Okfuskee County Oklahoma | 1 | $ 70,000 | $ 70,000 | $ 61,000 |
| Washington County Oklahoma | 1 | $ 200,000 | $ 200,000 | $ 146,000 |
| Washington County Oregon | 1 | $ 109,000 | $ 109,000 | $ 47,000 |
| Philadelphia County Pennsylvania | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Anderson County South Carolina | 1 | $ 144,000 | $ 144,000 | $ 94,000 |
| Haywood County Tennessee | 1 | $ 100,000 | $ 100,000 | $ 105,000 |
| Austin County Texas | 1 | $ 120,000 | $ 120,000 | $ 30,000 |
| Bowie County Texas | 1 | $ 188,000 | $ 188,000 | $ 88,000 |
| Burnet County Texas | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Calhoun County Texas | 1 | $ 109,000 | $ 109,000 | $ 132,000 |
| Cameron County Texas | 1 | $ 306,000 | $ 306,000 | $ 188,000 |
| Camp County Texas | 1 | $ 212,000 | $ 212,000 | $ 113,000 |
| Erath County Texas | 1 | $ 80,000 | $ 80,000 | $ 47,000 |
| Fayette County Texas | 1 | $ 99,000 | $ 99,000 | $ 0 |
| Gillespie County Texas | 1 | $ 150,000 | $ 150,000 | $ 65,000 |
| Gregg County Texas | 1 | $ 118,000 | $ 118,000 | $ 108,000 |
| Jack County Texas | 1 | $ 101,000 | $ 101,000 | $ 53,000 |
| Jefferson County Texas | 1 | $ 128,000 | $ 128,000 | $ 46,000 |
| Lee County Texas | 1 | $ 200,000 | $ 200,000 | $ 82,000 |
| Leon County Texas | 1 | $ 119,000 | $ 119,000 | $ 76,000 |
| Morris County Texas | 1 | $ 51,000 | $ 51,000 | $ 30,000 |
| Terry County Texas | 1 | $ 162,000 | $ 162,000 | $ 60,000 |
| Tyler County Texas | 1 | $ 73,000 | $ 73,000 | $ 17,000 |
| Van Zandt County Texas | 1 | $ 160,000 | $ 160,000 | $ 64,000 |
| Walker County Texas | 1 | $ 139,000 | $ 139,000 | $ 62,000 |
| Waller County Texas | 1 | $ 91,000 | $ 91,000 | $ 62,000 |
| Webb County Texas | 1 | $ 163,000 | $ 163,000 | $ 133,000 |
| Wood County Texas | 1 | $ 100,000 | $ 100,000 | $ 62,000 |
| Fairfax County Virginia | 1 | $ 472,000 | $ 472,000 | $ 144,000 |
| Norfolk County Virginia | 1 | $ 105,000 | $ 105,000 | $ 97,000 |
| Prince William County Virginia | 1 | $ 511,000 | $ 511,000 | $ 193,000 |
| Pierce County Washington | 1 | $ 212,000 | $ 212,000 | $ 88,000 |
Mortgage Loan Application Detail Totals for Viewpoint Bankers Mortgage Inc in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,073 | $358,189,000 | $172,000 | $4,400,000 | $89,000 | $1,841,000 |
| Refinancing | 1,675 | $351,928,000 | $210,000 | $2,000,000 | $115,000 | $3,429,000 |
| Home Improvement | 18 | $4,550,000 | $252,000 | $650,000 | $126,000 | $321,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,516 | $515,193,000 | $204,000 | $4,400,000 | $114,000 | $1,841,000 |
| Hispanic | 555 | $72,325,000 | $130,000 | $800,000 | $59,000 | $960,000 |
| Black or African American | 281 | $41,740,000 | $148,000 | $919,000 | $73,000 | $1,500,000 |
| Not Provided | 217 | $43,589,000 | $200,000 | $1,086,000 | $64,000 | $657,000 |
| Asian | 185 | $39,078,000 | $211,000 | $1,500,000 | $124,000 | $3,429,000 |
| American Indian or Alaskan Native | 7 | $1,697,000 | $242,000 | $619,000 | $75,000 | $154,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $1,045,000 | $209,000 | $388,000 | $115,000 | $229,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,181 | $488,612,000 | $224,000 | $4,400,000 | $132,000 | $3,429,000 |
| FHA-insured (Federal Housing Administration) | 1,438 | $199,163,000 | $138,000 | $701,000 | $56,000 | $647,000 |
| VA-guaranteed (Veterans Administration) | 117 | $23,318,000 | $199,000 | $619,000 | $73,000 | $261,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 30 | $3,574,000 | $119,000 | $185,000 | $41,000 | $81,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,674 | $482,277,000 | $180,000 | $1,499,000 | $102,000 | $1,459,000 |
| Application Denied By Financial Institution | 496 | $96,241,000 | $194,000 | $4,400,000 | $80,000 | $1,841,000 |
| Application Approved But Not Accepted | 440 | $92,981,000 | $211,000 | $1,500,000 | $129,000 | $3,429,000 |
| File Closed For Incompleteness | 156 | $43,168,000 | $276,000 | $2,000,000 | $59,000 | $1,500,000 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 192 | $27,893,000 | $145,000 | $601,000 | $52,000 | $947,000 |
| Debt-To-Income Ratio | 112 | $20,987,000 | $187,000 | $1,000,000 | $66,000 | $300,000 |
| Credit Application Incomplete | 111 | $31,840,000 | $286,000 | $4,400,000 | $123,000 | $1,841,000 |
| Collateral | 36 | $6,712,000 | $186,000 | $640,000 | $107,000 | $338,000 |
| Unverifiable Information | 20 | $3,672,000 | $183,000 | $578,000 | $122,000 | $333,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 11 | $1,224,000 | $111,000 | $224,000 | $79,000 | $240,000 |
| Other | 10 | $3,256,000 | $325,000 | $975,000 | $115,000 | $420,000 |
| Employment History | 4 | $657,000 | $164,000 | $186,000 | $81,000 | $100,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Viewpoint Bankers Mortgage Inc's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Viewpoint Bankers Mortgage Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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