Community First Bank
Mortgage Loan Application
Totals and Details
for 2008
Find mortgage loan statistics, lending data, and loan application totals for Maryland.
The mortgage statistics and data below are specific to mortgage loan applications for Community First Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Community First Bank 3725 Old Court Road Baltimore, MD 21208 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,714 |
| Total Mortgage Loan Application Amount | $313,678,000 |
| Average Mortgage Loan Application Amount | $179,000 |
| Highest Mortgage Loan Application Amount | $706,000 |
| Average Applicant Income | $71,000 |
| Highest Applicant Income | $432,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MD, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Johnston County North Carolina | 1 | $ 122,000 | $ 122,000 | $ 39,000 |
| Lee County North Carolina | 1 | $ 231,000 | $ 231,000 | $ 76,000 |
| Lincoln County North Carolina | 1 | $ 137,000 | $ 137,000 | $ 34,000 |
| Montgomery County North Carolina | 1 | $ 96,000 | $ 96,000 | $ 23,000 |
| Moore County North Carolina | 1 | $ 61,000 | $ 61,000 | $ 45,000 |
| Randolph County North Carolina | 1 | $ 169,000 | $ 169,000 | $ 38,000 |
| Richmond County North Carolina | 1 | $ 68,000 | $ 68,000 | $ 16,000 |
| Robeson County North Carolina | 1 | $ 216,000 | $ 216,000 | $ 49,000 |
| Rutherford County North Carolina | 1 | $ 72,000 | $ 72,000 | $ 33,000 |
| Sampson County North Carolina | 1 | $ 69,000 | $ 69,000 | $ 40,000 |
| Wayne County North Carolina | 1 | $ 73,000 | $ 73,000 | $ 25,000 |
| Wilson County North Carolina | 1 | $ 184,000 | $ 184,000 | $ 79,000 |
| Grand Forks County North Dakota | 1 | $ 114,000 | $ 114,000 | $ 80,000 |
| Brown County Ohio | 1 | $ 140,000 | $ 140,000 | $ 74,000 |
| Erie County Ohio | 1 | $ 87,000 | $ 87,000 | $ 37,000 |
| Fayette County Ohio | 1 | $ 74,000 | $ 74,000 | $ 44,000 |
| Hancock County Ohio | 1 | $ 95,000 | $ 95,000 | $ 45,000 |
| Madison County Ohio | 1 | $ 86,000 | $ 86,000 | $ 43,000 |
| Medina County Ohio | 1 | $ 108,000 | $ 108,000 | $ 50,000 |
| Miami County Ohio | 1 | $ 156,000 | $ 156,000 | $ 59,000 |
| Muskingum County Ohio | 1 | $ 276,000 | $ 276,000 | $ 78,000 |
| Ottawa County Ohio | 1 | $ 53,000 | $ 53,000 | $ 172,000 |
| Paulding County Ohio | 1 | $ 98,000 | $ 98,000 | $ 0 |
| Preble County Ohio | 1 | $ 116,000 | $ 116,000 | $ 41,000 |
| Scioto County Ohio | 1 | $ 51,000 | $ 51,000 | $ 19,000 |
| Stark County Ohio | 1 | $ 259,000 | $ 259,000 | $ 172,000 |
| Wood County Ohio | 1 | $ 164,000 | $ 164,000 | $ 87,000 |
| Comanche County Oklahoma | 1 | $ 151,000 | $ 151,000 | $ 86,000 |
| Kay County Oklahoma | 1 | $ 74,000 | $ 74,000 | $ 73,000 |
| McCurtain County Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 78,000 |
| Oklahoma County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 27,000 |
| Pontotoc County Oklahoma | 1 | $ 76,000 | $ 76,000 | $ 28,000 |
| Pottawatomie County Oklahoma | 1 | $ 52,000 | $ 52,000 | $ 33,000 |
| Seminole County Oklahoma | 1 | $ 210,000 | $ 210,000 | $ 85,000 |
| Wagoner County Oklahoma | 1 | $ 141,000 | $ 141,000 | $ 83,000 |
| Clatsop County Oregon | 1 | $ 152,000 | $ 152,000 | $ 53,000 |
| Coos County Oregon | 1 | $ 112,000 | $ 112,000 | $ 26,000 |
| Douglas County Oregon | 1 | $ 178,000 | $ 178,000 | $ 57,000 |
| Linn County Oregon | 1 | $ 188,000 | $ 188,000 | $ 56,000 |
| Yamhill County Oregon | 1 | $ 159,000 | $ 159,000 | $ 140,000 |
| Armstrong County Pennsylvania | 1 | $ 66,000 | $ 66,000 | $ 33,000 |
| Beaver County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 31,000 |
| Bedford County Pennsylvania | 1 | $ 50,000 | $ 50,000 | $ 18,000 |
| Butler County Pennsylvania | 1 | $ 160,000 | $ 160,000 | $ 71,000 |
| Cambria County Pennsylvania | 1 | $ 121,000 | $ 121,000 | $ 0 |
| Erie County Pennsylvania | 1 | $ 76,000 | $ 76,000 | $ 54,000 |
| Franklin County Pennsylvania | 1 | $ 194,000 | $ 194,000 | $ 81,000 |
| Lawrence County Pennsylvania | 1 | $ 136,000 | $ 136,000 | $ 30,000 |
| Lehigh County Pennsylvania | 1 | $ 202,000 | $ 202,000 | $ 45,000 |
| Luzerne County Pennsylvania | 1 | $ 216,000 | $ 216,000 | $ 0 |
| Mercer County Pennsylvania | 1 | $ 84,000 | $ 84,000 | $ 35,000 |
| Perry County Pennsylvania | 1 | $ 79,000 | $ 79,000 | $ 34,000 |
| Potter County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 54,000 |
| Snyder County Pennsylvania | 1 | $ 117,000 | $ 117,000 | $ 57,000 |
| Somerset County Pennsylvania | 1 | $ 62,000 | $ 62,000 | $ 30,000 |
| Washington County Pennsylvania | 1 | $ 80,000 | $ 80,000 | $ 44,000 |
| Wayne County Pennsylvania | 1 | $ 116,000 | $ 116,000 | $ 45,000 |
| Bristol County Rhode Island | 1 | $ 211,000 | $ 211,000 | $ 42,000 |
| Kent County Rhode Island | 1 | $ 97,000 | $ 97,000 | $ 43,000 |
| Bamberg County South Carolina | 1 | $ 134,000 | $ 134,000 | $ 68,000 |
| Darlington County South Carolina | 1 | $ 95,000 | $ 95,000 | $ 29,000 |
| Lancaster County South Carolina | 1 | $ 207,000 | $ 207,000 | $ 54,000 |
| Newberry County South Carolina | 1 | $ 71,000 | $ 71,000 | $ 26,000 |
| Pickens County South Carolina | 1 | $ 120,000 | $ 120,000 | $ 76,000 |
| Minnehaha County South Dakota | 1 | $ 129,000 | $ 129,000 | $ 63,000 |
| Carter County Tennessee | 1 | $ 100,000 | $ 100,000 | $ 47,000 |
| Chester County Tennessee | 1 | $ 113,000 | $ 113,000 | $ 72,000 |
| Clay County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 64,000 |
| Cumberland County Tennessee | 1 | $ 92,000 | $ 92,000 | $ 23,000 |
| Fayette County Tennessee | 1 | $ 106,000 | $ 106,000 | $ 24,000 |
| Jefferson County Tennessee | 1 | $ 67,000 | $ 67,000 | $ 37,000 |
| Madison County Tennessee | 1 | $ 76,000 | $ 76,000 | $ 48,000 |
| Marshall County Tennessee | 1 | $ 101,000 | $ 101,000 | $ 57,000 |
| Maury County Tennessee | 1 | $ 147,000 | $ 147,000 | $ 38,000 |
| Roane County Tennessee | 1 | $ 111,000 | $ 111,000 | $ 56,000 |
| Rutherford County Tennessee | 1 | $ 178,000 | $ 178,000 | $ 61,000 |
| Sevier County Tennessee | 1 | $ 114,000 | $ 114,000 | $ 52,000 |
| Sullivan County Tennessee | 1 | $ 126,000 | $ 126,000 | $ 68,000 |
| Tipton County Tennessee | 1 | $ 79,000 | $ 79,000 | $ 52,000 |
| Warren County Tennessee | 1 | $ 82,000 | $ 82,000 | $ 19,000 |
| Washington County Tennessee | 1 | $ 256,000 | $ 256,000 | $ 104,000 |
| Weakley County Tennessee | 1 | $ 89,000 | $ 89,000 | $ 54,000 |
| Bell County Texas | 1 | $ 143,000 | $ 143,000 | $ 75,000 |
| Fayette County Texas | 1 | $ 164,000 | $ 164,000 | $ 96,000 |
| Fort Bend County Texas | 1 | $ 120,000 | $ 120,000 | $ 44,000 |
| Jefferson County Texas | 1 | $ 172,000 | $ 172,000 | $ 119,000 |
| Johnson County Texas | 1 | $ 105,000 | $ 105,000 | $ 41,000 |
| Madison County Texas | 1 | $ 89,000 | $ 89,000 | $ 73,000 |
| Midland County Texas | 1 | $ 127,000 | $ 127,000 | $ 42,000 |
| Morris County Texas | 1 | $ 63,000 | $ 63,000 | $ 43,000 |
| Nolan County Texas | 1 | $ 87,000 | $ 87,000 | $ 0 |
| Orange County Texas | 1 | $ 123,000 | $ 123,000 | $ 32,000 |
| Rockwall County Texas | 1 | $ 138,000 | $ 138,000 | $ 42,000 |
| Smith County Texas | 1 | $ 132,000 | $ 132,000 | $ 36,000 |
| Waller County Texas | 1 | $ 374,000 | $ 374,000 | $ 261,000 |
| Webb County Texas | 1 | $ 143,000 | $ 143,000 | $ 129,000 |
| Wichita County Texas | 1 | $ 142,000 | $ 142,000 | $ 51,000 |
| Williamson County Texas | 1 | $ 134,000 | $ 134,000 | $ 68,000 |
| Washington County Utah | 1 | $ 280,000 | $ 280,000 | $ 91,000 |
| Orange County Vermont | 1 | $ 136,000 | $ 136,000 | $ 32,000 |
| Alexandria County Virginia | 1 | $ 280,000 | $ 280,000 | $ 115,000 |
| Alleghany County Virginia | 1 | $ 87,000 | $ 87,000 | $ 49,000 |
| Chesapeake County Virginia | 1 | $ 265,000 | $ 265,000 | $ 88,000 |
| Goochland County Virginia | 1 | $ 327,000 | $ 327,000 | $ 120,000 |
| Hampton County Virginia | 1 | $ 169,000 | $ 169,000 | $ 62,000 |
| Hanover County Virginia | 1 | $ 229,000 | $ 229,000 | $ 66,000 |
| Harrisonburg County Virginia | 1 | $ 204,000 | $ 204,000 | $ 44,000 |
| Henry County Virginia | 1 | $ 300,000 | $ 300,000 | $ 62,000 |
| James City County Virginia | 1 | $ 223,000 | $ 223,000 | $ 68,000 |
| Loudoun County Virginia | 1 | $ 150,000 | $ 150,000 | $ 184,000 |
| Lynchburg County Virginia | 1 | $ 150,000 | $ 150,000 | $ 32,000 |
| Manassas County Virginia | 1 | $ 236,000 | $ 236,000 | $ 47,000 |
| Norfolk County Virginia | 1 | $ 168,000 | $ 168,000 | $ 52,000 |
| Petersburg County Virginia | 1 | $ 154,000 | $ 154,000 | $ 51,000 |
| Portsmouth County Virginia | 1 | $ 144,000 | $ 144,000 | $ 84,000 |
| Prince George County Virginia | 1 | $ 202,000 | $ 202,000 | $ 94,000 |
| Rappahannock County Virginia | 1 | $ 410,000 | $ 410,000 | $ 117,000 |
| Richmond City County Virginia | 1 | $ 105,000 | $ 105,000 | $ 27,000 |
| Roanoke County Virginia | 1 | $ 178,000 | $ 178,000 | $ 82,000 |
| Rockingham County Virginia | 1 | $ 176,000 | $ 176,000 | $ 37,000 |
| Virginia Beach County Virginia | 1 | $ 348,000 | $ 348,000 | $ 204,000 |
| Washington County Virginia | 1 | $ 100,000 | $ 100,000 | $ 23,000 |
| York County Virginia | 1 | $ 331,000 | $ 331,000 | $ 61,000 |
| Asotin County Washington | 1 | $ 229,000 | $ 229,000 | $ 43,000 |
| Benton County Washington | 1 | $ 152,000 | $ 152,000 | $ 59,000 |
| Clark County Washington | 1 | $ 228,000 | $ 228,000 | $ 43,000 |
| Cowlitz County Washington | 1 | $ 185,000 | $ 185,000 | $ 44,000 |
| Grant County Washington | 1 | $ 62,000 | $ 62,000 | $ 58,000 |
| Island County Washington | 1 | $ 260,000 | $ 260,000 | $ 116,000 |
| Spokane County Washington | 1 | $ 175,000 | $ 175,000 | $ 60,000 |
| Thurston County Washington | 1 | $ 361,000 | $ 361,000 | $ 107,000 |
| Whitman County Washington | 1 | $ 188,000 | $ 188,000 | $ 90,000 |
| Berkeley County West Virginia | 1 | $ 117,000 | $ 117,000 | $ 25,000 |
| Braxton County West Virginia | 1 | $ 106,000 | $ 106,000 | $ 72,000 |
| Harrison County West Virginia | 1 | $ 50,000 | $ 50,000 | $ 38,000 |
| Jefferson County West Virginia | 1 | $ 333,000 | $ 333,000 | $ 60,000 |
| Wetzel County West Virginia | 1 | $ 162,000 | $ 162,000 | $ 85,000 |
| Bayfield County Wisconsin | 1 | $ 104,000 | $ 104,000 | $ 30,000 |
| Dodge County Wisconsin | 1 | $ 90,000 | $ 90,000 | $ 55,000 |
| Door County Wisconsin | 1 | $ 242,000 | $ 242,000 | $ 68,000 |
| Douglas County Wisconsin | 1 | $ 201,000 | $ 201,000 | $ 57,000 |
| Jefferson County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 53,000 |
| Juneau County Wisconsin | 1 | $ 150,000 | $ 150,000 | $ 44,000 |
| La Crosse County Wisconsin | 1 | $ 102,000 | $ 102,000 | $ 28,000 |
| Manitowoc County Wisconsin | 1 | $ 76,000 | $ 76,000 | $ 47,000 |
| Marinette County Wisconsin | 1 | $ 267,000 | $ 267,000 | $ 61,000 |
| Ozaukee County Wisconsin | 1 | $ 169,000 | $ 169,000 | $ 54,000 |
| Racine County Wisconsin | 1 | $ 185,000 | $ 185,000 | $ 68,000 |
| Sauk County Wisconsin | 1 | $ 126,000 | $ 126,000 | $ 0 |
| Sheboygan County Wisconsin | 1 | $ 186,000 | $ 186,000 | $ 46,000 |
| Trempealeau County Wisconsin | 1 | $ 146,000 | $ 146,000 | $ 45,000 |
| Wood County Wisconsin | 1 | $ 94,000 | $ 94,000 | $ 40,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Maryland,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Community First Bank in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,045 | $195,460,000 | $187,000 | $648,000 | $67,000 | $432,000 |
| Home Purchase | 482 | $85,758,000 | $177,000 | $576,000 | $78,000 | $416,000 |
| Home Improvement | 187 | $32,460,000 | $173,000 | $706,000 | $68,000 | $234,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,046 | $189,208,000 | $180,000 | $706,000 | $71,000 | $416,000 |
| Not Provided | 280 | $51,028,000 | $182,000 | $511,000 | $68,000 | $266,000 |
| Black or African American | 280 | $50,493,000 | $180,000 | $540,000 | $67,000 | $432,000 |
| Hispanic | 82 | $16,976,000 | $207,000 | $513,000 | $72,000 | $198,000 |
| Asian | 12 | $3,495,000 | $291,000 | $450,000 | $122,000 | $252,000 |
| American Indian or Alaskan Native | 7 | $1,097,000 | $156,000 | $315,000 | $59,000 | $102,000 |
| Not applicable | 6 | $991,000 | $165,000 | $225,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 1 | $390,000 | $390,000 | $390,000 | $147,000 | $147,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 1,037 | $183,558,000 | $177,000 | $545,000 | $65,000 | $432,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 433 | $85,908,000 | $198,000 | $706,000 | $89,000 | $416,000 |
| VA-guaranteed (Veterans Administration) | 244 | $44,212,000 | $181,000 | $576,000 | $62,000 | $266,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,112 | $204,876,000 | $184,000 | $706,000 | $72,000 | $416,000 |
| Application Denied By Financial Institution | 321 | $57,099,000 | $177,000 | $523,000 | $65,000 | $432,000 |
| Application Approved But Not Accepted | 240 | $44,466,000 | $185,000 | $648,000 | $71,000 | $396,000 |
| Application Withdrawn By Applicant | 32 | $5,499,000 | $171,000 | $540,000 | $77,000 | $240,000 |
| File Closed For Incompleteness | 8 | $1,688,000 | $211,000 | $317,000 | $50,000 | $84,000 |
| Loan Purchased By The Institution | 1 | $50,000 | $50,000 | $50,000 | $111,000 | $111,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 121 | $22,215,000 | $183,000 | $460,000 | $66,000 | $180,000 |
| Debt-To-Income Ratio | 78 | $14,127,000 | $181,000 | $523,000 | $61,000 | $172,000 |
| Credit History | 63 | $9,033,000 | $143,000 | $396,000 | $57,000 | $135,000 |
| Other | 25 | $4,624,000 | $184,000 | $374,000 | $91,000 | $432,000 |
| Employment History | 12 | $2,257,000 | $188,000 | $318,000 | $62,000 | $98,000 |
| Unverifiable Information | 11 | $2,854,000 | $259,000 | $446,000 | $96,000 | $240,000 |
| Mortgage Insurance Denied | 6 | $938,000 | $156,000 | $281,000 | $54,000 | $104,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $814,000 | $203,000 | $314,000 | $53,000 | $77,000 |
| Credit Application Incomplete | 1 | $237,000 | $237,000 | $237,000 | $61,000 | $61,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MD, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Maryland, and search similar information at your convenience.