Community First Bank
Mortgage Loan Application
Totals and Details
for 2011

Find mortgage loan statistics, lending data, and loan application totals for Maryland.
The mortgage statistics and data below are specific to mortgage loan applications for Community First Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address Community First Bank
11426 York Road
Hunt Valley, MD 21030
Tel #: available with data download
Federal Regulator * available with data download
Years 2012  2011  
Total Number of Mortgage Applications 280
Total Mortgage Loan Application Amount $50,991,000
Average Mortgage Loan Application Amount $173,666
Highest Mortgage Loan Application Amount $711,000
Average Applicant Income $62,666
Highest Applicant Income $380,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MD, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Community First Bank by Metropolitan Area in 2011

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
CHICAGO-JOLIET-NAPERVILLE, IL 18 $ 3,212,000 $ 178,000 $ 91,000
HARTFORD-WEST HARTFORD-EAST HARTFORD, CT 15 $ 2,442,000 $ 162,000 $ 114,000
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 14 $ 4,277,000 $ 307,666 $ 89,000
EDISON-NEW BRUNSWICK, NJ 10 $ 2,802,000 $ 280,000 $ 111,000
PHILADELPHIA, PA 8 $ 2,303,000 $ 287,000 $ 103,000
SALISBURY, MD 6 $ 577,000 $ 96,000 $ 0
PITTSBURGH, PA 5 $ 555,000 $ 111,000 $ 19,000
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 5 $ 991,000 $ 198,000 $ 96,000
BALTIMORE-TOWSON, MD 4 $ 1,030,000 $ 257,000 $ 136,000
KANSAS CITY, MO-KS 4 $ 681,000 $ 170,000 $ 42,500
RICHMOND, VA 4 $ 422,000 $ 105,000 $ 12,000
BETHESDA-ROCKVILLE-FREDERICK, MD 3 $ 1,315,000 $ 438,000 $ 148,000
CAMDEN, NJ 3 $ 764,000 $ 254,000 $ 113,000
CINCINNATI-MIDDLETOWN, OH-KY-IN 3 $ 540,000 $ 180,000 $ 82,000
COLUMBIA, SC 3 $ 626,000 $ 208,000 $ 16,000
FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO 3 $ 417,000 $ 139,000 $ 61,000
GREENSBORO-HIGH POINT, NC 3 $ 333,000 $ 111,000 $ 33,000
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR 3 $ 572,000 $ 190,000 $ 0
MILWAUKEE-WAUKESHA-WEST ALLIS, WI 3 $ 519,000 $ 173,000 $ 49,000
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN 3 $ 284,000 $ 94,000 $ 54,000
NEW HAVEN-MILFORD, CT 3 $ 666,000 $ 222,000 $ 58,000
PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA 3 $ 321,000 $ 107,000 $ 53,000
ST. LOUIS, MO-IL 3 $ 376,000 $ 125,000 $ 51,000
WORCESTER, MA 3 $ 407,000 $ 135,000 $ 76,000
AKRON, OH 2 $ 171,000 $ 85,000 $ 77,000
ALBANY-SCHENECTADY-TROY, NY 2 $ 225,000 $ 112,000 $ 0
ATLANTA-SANDY SPRINGS-MARIETTA, GA 2 $ 366,000 $ 183,000 $ 93,000
AUGUSTA-RICHMOND COUNTY, GA-SC 2 $ 208,000 $ 104,000 $ 76,000
BATON ROUGE, LA 2 $ 223,000 $ 111,000 $ 52,000
BOSTON-QUINCY, MA 2 $ 472,000 $ 236,000 $ 75,000
BRIDGEPORT-STAMFORD-NORWALK, CT 2 $ 655,000 $ 327,000 $ 78,000
CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC 2 $ 611,000 $ 305,000 $ 62,000
CLEVELAND-ELYRIA-MENTOR, OH 2 $ 361,000 $ 180,000 $ 98,000
GARY, IN 2 $ 235,000 $ 117,000 $ 34,000
HOUSTON-SUGAR LAND-BAYTOWN, TX 2 $ 590,000 $ 295,000 $ 119,000
KOKOMO, IN 2 $ 279,000 $ 139,000 $ 53,000
MADISON, WI 2 $ 381,000 $ 190,000 $ 59,000
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 2 $ 340,000 $ 170,000 $ 53,000
MOBILE, AL 2 $ 217,000 $ 108,000 $ 83,000
NEW ORLEANS-METAIRIE-KENNER, LA 2 $ 421,000 $ 210,000 $ 64,000
NEW YORK-WHITE PLAINS-WAYNE, NY-NJ 2 $ 533,000 $ 266,000 $ 26,000
SEATTLE-BELLEVUE-EVERETT, WA 2 $ 371,000 $ 185,000 $ 107,000
SPRINGFIELD, MA 2 $ 528,000 $ 264,000 $ 104,000
WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL 2 $ 342,000 $ 171,000 $ 0
WILMINGTON, DE-MD-NJ 2 $ 377,000 $ 188,500 $ 55,000
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ 1 $ 134,000 $ 134,000 $ 32,000
ANCHORAGE, AK 1 $ 235,000 $ 235,000 $ 0
ANDERSON, SC 1 $ 123,000 $ 123,000 $ 0
ASHEVILLE, NC 1 $ 258,000 $ 258,000 $ 72,000
AUBURN-OPELIKA, AL 1 $ 118,000 $ 118,000 $ 39,000
AUSTIN-ROUND ROCK-SAN MARCOS, TX 1 $ 219,000 $ 219,000 $ 52,000
BEND, OR 1 $ 126,000 $ 126,000 $ 40,000
BIRMINGHAM-HOOVER, AL 1 $ 100,000 $ 100,000 $ 0
BUFFALO-NIAGARA FALLS, NY 1 $ 46,000 $ 46,000 $ 0
CANTON-MASSILLON, OH 1 $ 163,000 $ 163,000 $ 80,000
CHARLESTON, WV 1 $ 55,000 $ 55,000 $ 0
COLLEGE STATION-BRYAN, TX 1 $ 171,000 $ 171,000 $ 125,000
COLORADO SPRINGS, CO 1 $ 302,000 $ 302,000 $ 64,000
DENVER-AURORA-BROOMFIELD, CO 1 $ 195,000 $ 195,000 $ 56,000
DULUTH, MN-WI 1 $ 159,000 $ 159,000 $ 63,000
DURHAM-CHAPEL HILL, NC 1 $ 112,000 $ 112,000 $ 60,000
ERIE, PA 1 $ 115,000 $ 115,000 $ 65,000
FLORENCE-MUSCLE SHOALS, AL 1 $ 147,000 $ 147,000 $ 64,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 1 $ 349,000 $ 349,000 $ 0
FORT WORTH-ARLINGTON, TX 1 $ 50,000 $ 50,000 $ 0
GREELEY, CO 1 $ 171,000 $ 171,000 $ 89,000
GREENVILLE-MAULDIN-EASLEY, SC 1 $ 141,000 $ 141,000 $ 100,000
HAGERSTOWN-MARTINSBURG, MD-WV 1 $ 119,000 $ 119,000 $ 0
HARRISBURG-CARLISLE, PA 1 $ 194,000 $ 194,000 $ 80,000
HARRISONBURG, VA 1 $ 130,000 $ 130,000 $ 39,000
HOUMA-BAYOU CANE-THIBODAUX, LA 1 $ 117,000 $ 117,000 $ 82,000
INDIANAPOLIS-CARMEL, IN 1 $ 192,000 $ 192,000 $ 46,000
JACKSON, MS 1 $ 423,000 $ 423,000 $ 0
JONESBORO, AR 1 $ 95,000 $ 95,000 $ 46,000
KENNEWICK-PASCO-RICHLAND, WA 1 $ 186,000 $ 186,000 $ 49,000
KNOXVILLE, TN 1 $ 143,000 $ 143,000 $ 0
LAKE CHARLES, LA 1 $ 63,000 $ 63,000 $ 0
LAS VEGAS-PARADISE, NV 1 $ 148,000 $ 148,000 $ 0
MANCHESTER-NASHUA, NH 1 $ 188,000 $ 188,000 $ 111,000
NAPA, CA 1 $ 326,000 $ 326,000 $ 0
NASSAU-SUFFOLK, NY 1 $ 214,000 $ 214,000 $ 0
NEWARK-UNION, NJ-PA 1 $ 124,000 $ 124,000 $ 83,000
PASCAGOULA, MS 1 $ 117,000 $ 117,000 $ 55,000
PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME 1 $ 200,000 $ 200,000 $ 99,000
PORTLAND-VANCOUVER-HILLSBORO, OR-WA 1 $ 416,000 $ 416,000 $ 204,000
PROVO-OREM, UT 1 $ 232,000 $ 232,000 $ 107,000
RACINE, WI 1 $ 102,000 $ 102,000 $ 50,000
READING, PA 1 $ 242,000 $ 242,000 $ 76,000
SAN DIEGO-CARLSBAD-SAN MARCOS, CA 1 $ 260,000 $ 260,000 $ 0
SANTA ANA-ANAHEIM-IRVINE, CA 1 $ 274,000 $ 274,000 $ 0
SANTA FE, NM 1 $ 135,000 $ 135,000 $ 49,000
SCRANTON--WILKES-BARRE, PA 1 $ 78,000 $ 78,000 $ 0
STEUBENVILLE-WEIRTON, OH-WV 1 $ 75,000 $ 75,000 $ 0
SYRACUSE, NY 1 $ 62,000 $ 62,000 $ 0
TACOMA, WA 1 $ 142,000 $ 142,000 $ 51,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 1 $ 70,000 $ 70,000 $ 0
TRENTON-EWING, NJ 1 $ 352,000 $ 352,000 $ 115,000
TUCSON, AZ 1 $ 199,000 $ 199,000 $ 0
TULSA, OK 1 $ 198,000 $ 198,000 $ 87,000
WACO, TX 1 $ 202,000 $ 202,000 $ 101,000
WARREN-TROY-FARMINGTON HILLS, MI 1 $ 101,000 $ 101,000 $ 0
WICHITA, KS 1 $ 98,000 $ 98,000 $ 0
WILMINGTON, NC 1 $ 213,000 $ 213,000 $ 84,000
YORK-HANOVER, PA 1 $ 247,000 $ 247,000 $ 119,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Maryland, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Community First Bank in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 192 $35,701,000 $185,000 $711,000 $61,000 $356,000
Home Purchase 68 $12,112,000 $178,000 $421,000 $72,000 $380,000
Home Improvement 20 $3,178,000 $158,000 $417,000 $55,000 $281,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 208 $39,447,000 $189,000 $711,000 $66,000 $380,000
Black or African American 40 $5,247,000 $131,000 $421,000 $53,000 $291,000
Hispanic 14 $2,534,000 $181,000 $320,000 $51,000 $123,000
Not Provided 10 $1,661,000 $166,000 $352,000 $30,000 $115,000
Asian 8 $2,102,000 $262,000 $581,000 $110,000 $179,000
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 198 $33,595,000 $169,000 $605,000 $44,000 $346,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 81 $16,781,000 $207,000 $711,000 $110,000 $380,000
VA-guaranteed (Veterans Administration) 1 $615,000 $615,000 $615,000 $100,000 $100,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 201 $38,194,000 $190,000 $711,000 $75,000 $380,000
Application Denied By Financial Institution 53 $8,037,000 $151,000 $615,000 $32,000 $291,000
Application Approved But Not Accepted 20 $3,675,000 $183,000 $416,000 $54,000 $204,000
Application Withdrawn By Applicant 6 $1,085,000 $180,000 $423,000 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 36 $4,852,000 $134,000 $349,000 $29,000 $291,000
Other 7 $1,141,000 $163,000 $333,000 $26,000 $89,000
Credit History 3 $487,000 $162,000 $182,000 $50,000 $78,000
Debt-To-Income Ratio 3 $943,000 $314,000 $615,000 $69,000 $100,000
Insufficient Cash (Downpayment, Closing Cost) 2 $314,000 $157,000 $189,000 $0 $0
Unverifiable Information 1 $117,000 $117,000 $117,000 $59,000 $59,000
Employment History 1 $183,000 $183,000 $183,000 $45,000 $45,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MD, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Maryland, and search similar information at your convenience.

Download the Maryland Lender List