Community First
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Community First 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Community First 1575 Dresang Way Neenah, WI 54956 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,692 |
| Total Mortgage Loan Application Amount | $557,570,000 |
| Average Mortgage Loan Application Amount | $102,600 |
| Highest Mortgage Loan Application Amount | $10,425,000 |
| Average Applicant Income | $95,400 |
| Highest Applicant Income | $6,000,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Community First. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Community First's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Community First's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Community First serves its applicants.
Each category highlights the total number of mortgage applications processed by Community First, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Community First's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outagamie County Wisconsin | 1,508 | $ 182,350,000 | $ 120,000 | $ 93,000 |
| Winnebago County Wisconsin | 1,154 | $ 126,600,000 | $ 109,000 | $ 91,000 |
| Brown County Wisconsin | 566 | $ 86,740,000 | $ 153,000 | $ 98,000 |
| Waupaca County Wisconsin | 385 | $ 38,155,000 | $ 99,000 | $ 82,000 |
| Calumet County Wisconsin | 370 | $ 46,440,000 | $ 125,000 | $ 96,000 |
| Manitowoc County Wisconsin | 244 | $ 21,110,000 | $ 86,000 | $ 79,000 |
| Waushara County Wisconsin | 84 | $ 7,990,000 | $ 95,000 | $ 73,000 |
| Oconto County Wisconsin | 63 | $ 7,055,000 | $ 111,000 | $ 88,000 |
| Fond du Lac County Wisconsin | 52 | $ 5,820,000 | $ 111,000 | $ 106,000 |
| Shawano County Wisconsin | 39 | $ 4,215,000 | $ 108,000 | $ 80,000 |
| Portage County Wisconsin | 26 | $ 3,550,000 | $ 136,000 | $ 115,000 |
| Marinette County Wisconsin | 24 | $ 1,640,000 | $ 68,000 | $ 73,000 |
| Green Lake County Wisconsin | 23 | $ 1,985,000 | $ 86,000 | $ 66,000 |
| Door County Wisconsin | 19 | $ 4,175,000 | $ 219,000 | $ 129,000 |
| Kewaunee County Wisconsin | 15 | $ 1,745,000 | $ 116,000 | $ 79,000 |
| Sheboygan County Wisconsin | 10 | $ 1,320,000 | $ 132,000 | $ 95,000 |
| Milwaukee County Wisconsin | 9 | $ 1,075,000 | $ 119,000 | $ 106,000 |
| Oneida County Wisconsin | 9 | $ 905,000 | $ 100,000 | $ 122,000 |
| Lincoln County Wisconsin | 7 | $ 995,000 | $ 142,000 | $ 84,000 |
| Marathon County Wisconsin | 6 | $ 530,000 | $ 88,000 | $ 84,000 |
| Vilas County Wisconsin | 6 | $ 1,190,000 | $ 198,000 | $ 138,000 |
| Waukesha County Wisconsin | 6 | $ 870,000 | $ 145,000 | $ 100,000 |
| Sawyer County Wisconsin | 5 | $ 525,000 | $ 105,000 | $ 71,000 |
| Dodge County Wisconsin | 4 | $ 480,000 | $ 120,000 | $ 80,000 |
| Langlade County Wisconsin | 4 | $ 500,000 | $ 125,000 | $ 97,000 |
| Menominee County Wisconsin | 4 | $ 1,090,000 | $ 272,000 | $ 113,000 |
| Bayfield County Wisconsin | 3 | $ 215,000 | $ 71,000 | $ 537,000 |
| Marquette County Wisconsin | 3 | $ 85,000 | $ 28,000 | $ 60,000 |
| Price County Wisconsin | 3 | $ 395,000 | $ 131,000 | $ 100,000 |
| Maricopa County Arizona | 2 | $ 1,580,000 | $ 790,000 | $ 428,000 |
| Wapello County Iowa | 2 | $ 20,000 | $ 10,000 | $ 374,000 |
| Grand Traverse County Michigan | 2 | $ 220,000 | $ 110,000 | $ 128,000 |
| Adams County Wisconsin | 2 | $ 330,000 | $ 165,000 | $ 94,000 |
| Columbia County Wisconsin | 2 | $ 400,000 | $ 200,000 | $ 117,000 |
| Dane County Wisconsin | 2 | $ 50,000 | $ 25,000 | $ 168,000 |
| Florence County Wisconsin | 2 | $ 250,000 | $ 125,000 | $ 107,000 |
| Forest County Wisconsin | 2 | $ 150,000 | $ 75,000 | $ 97,000 |
| Rock County Wisconsin | 2 | $ 180,000 | $ 90,000 | $ 72,000 |
| Taylor County Wisconsin | 2 | $ 170,000 | $ 85,000 | $ 37,000 |
| Washington County Wisconsin | 2 | $ 460,000 | $ 230,000 | $ 73,000 |
| Placer County California | 1 | $ 45,000 | $ 45,000 | $ 96,000 |
| Clay County Florida | 1 | $ 35,000 | $ 35,000 | $ 116,000 |
| Nassau County Florida | 1 | $ 45,000 | $ 45,000 | $ 84,000 |
| Pinellas County Florida | 1 | $ 755,000 | $ 755,000 | $ 2,397,000 |
| Gogebic County Michigan | 1 | $ 295,000 | $ 295,000 | $ 209,000 |
| Menominee County Michigan | 1 | $ 105,000 | $ 105,000 | $ 209,000 |
| Oceana County Michigan | 1 | $ 35,000 | $ 35,000 | $ 56,000 |
| Crow Wing County Minnesota | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Dakota County Minnesota | 1 | $ 265,000 | $ 265,000 | $ 146,000 |
| St. Louis County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 190,000 |
| Chippewa County Wisconsin | 1 | $ 115,000 | $ 115,000 | $ 151,000 |
| Crawford County Wisconsin | 1 | $ 55,000 | $ 55,000 | $ 29,000 |
| Iowa County Wisconsin | 1 | $ 215,000 | $ 215,000 | $ 82,000 |
| Jackson County Wisconsin | 1 | $ 85,000 | $ 85,000 | $ 82,000 |
| La Crosse County Wisconsin | 1 | $ 75,000 | $ 75,000 | $ 39,000 |
| Ozaukee County Wisconsin | 1 | $ 405,000 | $ 405,000 | $ 149,000 |
| Racine County Wisconsin | 1 | $ 215,000 | $ 215,000 | $ 158,000 |
| Walworth County Wisconsin | 1 | $ 885,000 | $ 885,000 | $ 283,000 |
| Wood County Wisconsin | 1 | $ 25,000 | $ 25,000 | $ 59,000 |
Mortgage Loan Application Detail Totals for Community First in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,401 | $254,565,000 | $181,000 | $10,425,000 | $89,000 | $2,397,000 |
| Cash-out Refinancing | 1,290 | $139,720,000 | $108,000 | $3,105,000 | $89,000 | $1,361,000 |
| Refinancing | 933 | $107,775,000 | $115,000 | $1,455,000 | $88,000 | $821,000 |
| Home Improvement | 656 | $27,090,000 | $41,000 | $545,000 | $101,000 | $1,492,000 |
| Other Purpose | 412 | $28,420,000 | $68,000 | $575,000 | $110,000 | $6,000,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,895 | $456,335,000 | $117,000 | $1,725,000 | $90,000 | $2,397,000 |
| Not Provided | 576 | $37,800,000 | $65,000 | $465,000 | $115,000 | $6,000,000 |
| Hispanic | 71 | $8,205,000 | $115,000 | $425,000 | $71,000 | $270,000 |
| Not applicable | 59 | $41,615,000 | $705,000 | $10,425,000 | $30,000 | $30,000 |
| Asian | 57 | $9,235,000 | $162,000 | $505,000 | $92,000 | $562,000 |
| American Indian or Alaskan Native | 18 | $1,980,000 | $110,000 | $255,000 | $91,000 | $167,000 |
| Black or African American | 11 | $1,835,000 | $166,000 | $285,000 | $91,000 | $155,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $60,000 | $30,000 | $45,000 | $104,000 | $108,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,692 | $557,570,000 | $118,000 | $10,425,000 | $92,000 | $6,000,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,355 | $428,625,000 | $127,000 | $10,425,000 | $93,000 | $2,397,000 |
| Application Approved But Not Accepted | 604 | $69,110,000 | $114,000 | $745,000 | $90,000 | $400,000 |
| Application Withdrawn By Applicant | 423 | $27,355,000 | $64,000 | $505,000 | $124,000 | $6,000,000 |
| Application Denied By Financial Institution | 227 | $19,315,000 | $85,000 | $405,000 | $63,000 | $720,000 |
| File Closed For Incompleteness | 83 | $13,165,000 | $158,000 | $545,000 | $22,000 | $237,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,465 | $538,255,000 | $120,000 | $10,425,000 | $94,000 | $6,000,000 |
| Credit History | 141 | $10,875,000 | $77,000 | $285,000 | $68,000 | $720,000 |
| Debt-To-Income Ratio | 51 | $5,535,000 | $108,000 | $295,000 | $54,000 | $152,000 |
| Collateral | 9 | $615,000 | $68,000 | $125,000 | $76,000 | $156,000 |
| Credit Application Incomplete | 9 | $495,000 | $55,000 | $215,000 | $64,000 | $127,000 |
| Other | 6 | $970,000 | $161,000 | $405,000 | $61,000 | $124,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $475,000 | $95,000 | $145,000 | $43,000 | $58,000 |
| Employment History | 3 | $195,000 | $65,000 | $75,000 | $24,000 | $53,000 |
| Unverifiable Information | 2 | $150,000 | $75,000 | $75,000 | $0 | $0 |
| Mortgage Insurance Denied | 1 | $5,000 | $5,000 | $5,000 | $76,000 | $76,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Community First's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Community First's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Wisconsin, download the full spreadsheet
with aggregated HMDA statistics today.