Calumet County, WI Mortgage Lenders & HMDA Data, 2019

In 2019, lenders reported 2,914 mortgage applications in Calumet County, WI totaling $455.9 million, up 22% from 2018. The average application was for $156,000, and applicants reported an average income of $95,000. 68% of applications resulted in an originated loan and 8% were denied. The most active lender was Community First Credit Union, with 370 applications, followed by Associated Bank NA and Fox Communities Credit Union.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,914
Total Mortgage Loan Application Amount $455,890,000
Average Mortgage Loan Application Amount $156,000
Highest Mortgage Loan Application Amount $5,595,000
Average Applicant Income $95,000
Highest Applicant Income $2,445,000
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Top Mortgage Lenders in Calumet County, WI (2019)

Ranked by the number of mortgage applications each lender reported in Calumet County, WI in 2019.

# Mortgage Lender Mortgage Applications Total Dollar Amount Average Loan Amount Average Applicant Income
1 Community First Credit Union
Neenah, WI
370 $46,440,000 $125,000 $96,000
2 Associated Bank NA
Green Bay, WI
237 $33,285,000 $140,000 $100,000
3 Fox Communities Credit Union
Appleton, WI
185 $23,395,000 $126,000 $101,000
4 Verve, A Credit Union
Oshkosh, WI
118 $14,290,000 $121,000 $86,000
5 Wells Fargo Bank NA
Minneapolis, MN
101 $17,485,000 $173,000 $100,000
6 US Bank, N.A.
Cincinnati, OH
91 $20,515,000 $225,000 $117,000
7 Capital Credit Union
Green Bay, WI
91 $13,275,000 $145,000 $85,000
8 State Bank of Chilton
Chilton, WI
85 $11,635,000 $136,000 $76,000
9 Nicolet National Bank
Green Bay, WI
73 $15,205,000 $208,000 $148,000
10 BMO Harris Bank NA
Chicago, IL
72 $7,370,000 $102,000 $94,000

See every lender active in Calumet County, WI in 2019 »

The tables below break down 2019 mortgage applications in Calumet County, WI by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Calumet County, WI in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,156 $226,560,000 $195,000 $5,595,000 $92,000 $837,000
Refinancing 727 $117,655,000 $161,000 $785,000 $99,000 $2,445,000
Cash-out Refinancing 481 $73,795,000 $153,000 $505,000 $93,000 $507,000
Other Purpose 282 $23,210,000 $82,000 $375,000 $97,000 $515,000
Home Improvement 205 $10,145,000 $49,000 $315,000 $96,000 $290,000
Not Applicable 63 $4,525,000 $71,000 $445,000 $114,000 $117,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,404 $370,360,000 $154,000 $785,000 $95,000 $2,445,000
Not Provided 193 $28,105,000 $145,000 $425,000 $94,000 $333,000
Not applicable 183 $33,825,000 $184,000 $5,595,000 $85,000 $174,000
Asian 49 $8,465,000 $172,000 $425,000 $106,000 $837,000
Hispanic 47 $7,525,000 $160,000 $415,000 $69,000 $177,000
Black or African American 21 $5,055,000 $240,000 $495,000 $124,000 $270,000
American Indian or Alaskan Native 12 $1,930,000 $160,000 $305,000 $76,000 $171,000
Native Hawaiian or Other Pacific Islander 2 $60,000 $30,000 $45,000 $104,000 $108,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,500 $381,440,000 $152,000 $5,595,000 $98,000 $2,445,000
FHA-insured (Federal Housing Administration) 236 $38,590,000 $163,000 $325,000 $66,000 $171,000
VA-guaranteed (Veterans Administration) 162 $33,890,000 $209,000 $455,000 $75,000 $220,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 16 $1,970,000 $123,000 $175,000 $56,000 $80,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,987 $321,365,000 $161,000 $5,595,000 $98,000 $837,000
Loan Purchased By The Institution 274 $45,130,000 $164,000 $475,000 $89,000 $342,000
Application Withdrawn By Applicant 250 $38,230,000 $152,000 $575,000 $90,000 $761,000
Application Denied By Financial Institution 231 $26,385,000 $114,000 $495,000 $76,000 $2,445,000
Application Approved But Not Accepted 112 $15,560,000 $138,000 $395,000 $92,000 $360,000
File Closed For Incompleteness 59 $9,215,000 $156,000 $425,000 $73,000 $426,000
Preapproval Denied by Financial Institution 1 $5,000 $5,000 $5,000 $31,000 $31,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,383 $387,305,000 $162,000 $5,595,000 $97,000 $837,000
Debt-To-Income Ratio 384 $51,630,000 $134,000 $495,000 $80,000 $449,000
Credit History 56 $5,390,000 $96,000 $495,000 $71,000 $270,000
Collateral 35 $4,415,000 $126,000 $255,000 $142,000 $2,445,000
Other 20 $2,480,000 $124,000 $245,000 $84,000 $205,000
Credit Application Incomplete 15 $2,585,000 $172,000 $305,000 $69,000 $120,000
Insufficient Cash (Downpayment, Closing Cost) 8 $1,110,000 $138,000 $245,000 $65,000 $145,000
Unverifiable Information 7 $405,000 $57,000 $105,000 $87,000 $130,000
Employment History 6 $570,000 $95,000 $215,000 $53,000 $91,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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