Community National Bank & Trust
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Community National Bank & Trust 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Community National Bank & Trust 14 N Lincoln Chanute, KS 66720 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,523 |
| Total Mortgage Loan Application Amount | $200,925,000 |
| Average Mortgage Loan Application Amount | $107,000 |
| Highest Mortgage Loan Application Amount | $4,505,000 |
| Average Applicant Income | $104,200 |
| Highest Applicant Income | $2,390,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Community National Bank & Trust. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Community National Bank & Trust's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Community National Bank & Trust's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Community National Bank & Trust serves its applicants.
Each category highlights the total number of mortgage applications processed by Community National Bank & Trust, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Community National Bank & Trust's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Butler County Kansas | 188 | $ 25,140,000 | $ 133,000 | $ 129,000 |
| Benton County Missouri | 177 | $ 18,105,000 | $ 102,000 | $ 84,000 |
| Montgomery County Kansas | 164 | $ 13,700,000 | $ 83,000 | $ 80,000 |
| Cowley County Kansas | 153 | $ 17,095,000 | $ 111,000 | $ 103,000 |
| Sedgwick County Kansas | 117 | $ 18,785,000 | $ 160,000 | $ 135,000 |
| Crawford County Kansas | 101 | $ 18,325,000 | $ 181,000 | $ 133,000 |
| Neosho County Kansas | 79 | $ 9,395,000 | $ 118,000 | $ 100,000 |
| Kay County Oklahoma | 67 | $ 5,195,000 | $ 77,000 | $ 102,000 |
| Allen County Kansas | 50 | $ 4,200,000 | $ 84,000 | $ 86,000 |
| Vernon County Missouri | 41 | $ 5,295,000 | $ 129,000 | $ 81,000 |
| Lyon County Kansas | 32 | $ 4,290,000 | $ 134,000 | $ 143,000 |
| Labette County Kansas | 30 | $ 3,200,000 | $ 106,000 | $ 77,000 |
| Jasper County Missouri | 29 | $ 9,555,000 | $ 329,000 | $ 120,000 |
| Barton County Missouri | 24 | $ 2,020,000 | $ 84,000 | $ 51,000 |
| Wilson County Kansas | 21 | $ 1,705,000 | $ 81,000 | $ 95,000 |
| Cedar County Missouri | 21 | $ 2,585,000 | $ 123,000 | $ 72,000 |
| Greenwood County Kansas | 15 | $ 1,015,000 | $ 67,000 | $ 65,000 |
| Johnson County Missouri | 15 | $ 2,125,000 | $ 141,000 | $ 90,000 |
| Sumner County Kansas | 13 | $ 1,475,000 | $ 113,000 | $ 128,000 |
| Harvey County Kansas | 11 | $ 1,645,000 | $ 149,000 | $ 102,000 |
| Henry County Missouri | 11 | $ 975,000 | $ 88,000 | $ 60,000 |
| Reno County Kansas | 10 | $ 1,290,000 | $ 129,000 | $ 86,000 |
| Marion County Kansas | 9 | $ 805,000 | $ 89,000 | $ 102,000 |
| Pettis County Missouri | 9 | $ 1,045,000 | $ 116,000 | $ 73,000 |
| Cherokee County Kansas | 7 | $ 905,000 | $ 129,000 | $ 81,000 |
| Hickory County Missouri | 7 | $ 985,000 | $ 140,000 | $ 97,000 |
| Delaware County Oklahoma | 7 | $ 2,975,000 | $ 425,000 | $ 317,000 |
| Jackson County Missouri | 6 | $ 1,340,000 | $ 223,000 | $ 144,000 |
| Washington County Oklahoma | 6 | $ 900,000 | $ 150,000 | $ 79,000 |
| Bourbon County Kansas | 5 | $ 525,000 | $ 105,000 | $ 121,000 |
| Coffey County Kansas | 5 | $ 1,665,000 | $ 333,000 | $ 239,000 |
| Johnson County Kansas | 5 | $ 1,075,000 | $ 215,000 | $ 125,000 |
| Woodson County Kansas | 5 | $ 215,000 | $ 43,000 | $ 43,000 |
| Camden County Missouri | 5 | $ 1,565,000 | $ 313,000 | $ 143,000 |
| Tulsa County Oklahoma | 5 | $ 915,000 | $ 183,000 | $ 167,000 |
| McPherson County Kansas | 4 | $ 610,000 | $ 152,000 | $ 98,000 |
| Newton County Missouri | 4 | $ 350,000 | $ 87,000 | $ 139,000 |
| Wyandotte County Kansas | 3 | $ 815,000 | $ 271,000 | $ 95,000 |
| Platte County Missouri | 3 | $ 1,075,000 | $ 358,000 | $ 162,000 |
| Garfield County Oklahoma | 3 | $ 295,000 | $ 98,000 | $ 74,000 |
| Dickinson County Kansas | 2 | $ 310,000 | $ 155,000 | $ 0 |
| Pottawatomie County Kansas | 2 | $ 1,350,000 | $ 675,000 | $ 351,000 |
| Cass County Missouri | 2 | $ 2,510,000 | $ 1,255,000 | $ 27,000 |
| Clay County Missouri | 2 | $ 1,360,000 | $ 680,000 | $ 34,000 |
| Lawrence County Missouri | 2 | $ 140,000 | $ 70,000 | $ 28,000 |
| Miller County Missouri | 2 | $ 60,000 | $ 30,000 | $ 23,000 |
| Morgan County Missouri | 2 | $ 910,000 | $ 455,000 | $ 89,000 |
| St. Clair County Missouri | 2 | $ 270,000 | $ 135,000 | $ 44,000 |
| Nowata County Oklahoma | 2 | $ 330,000 | $ 165,000 | $ 119,000 |
| Osage County Oklahoma | 2 | $ 70,000 | $ 35,000 | $ 125,000 |
| Benton County Arkansas | 1 | $ 385,000 | $ 385,000 | $ 171,000 |
| Randolph County Arkansas | 1 | $ 45,000 | $ 45,000 | $ 48,000 |
| San Diego County California | 1 | $ 505,000 | $ 505,000 | $ 317,000 |
| Lee County Florida | 1 | $ 985,000 | $ 985,000 | $ 0 |
| Lake County Illinois | 1 | $ 125,000 | $ 125,000 | $ 79,000 |
| Anderson County Kansas | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Elk County Kansas | 1 | $ 305,000 | $ 305,000 | $ 107,000 |
| Franklin County Kansas | 1 | $ 645,000 | $ 645,000 | $ 70,000 |
| Hodgeman County Kansas | 1 | $ 25,000 | $ 25,000 | $ 76,000 |
| Jefferson County Kansas | 1 | $ 215,000 | $ 215,000 | $ 286,000 |
| Kingman County Kansas | 1 | $ 305,000 | $ 305,000 | $ 100,000 |
| Leavenworth County Kansas | 1 | $ 405,000 | $ 405,000 | $ 120,000 |
| Linn County Kansas | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Miami County Kansas | 1 | $ 45,000 | $ 45,000 | $ 77,000 |
| Morris County Kansas | 1 | $ 115,000 | $ 115,000 | $ 56,000 |
| Morton County Kansas | 1 | $ 75,000 | $ 75,000 | $ 155,000 |
| Rice County Kansas | 1 | $ 205,000 | $ 205,000 | $ 175,000 |
| Rooks County Kansas | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Shawnee County Kansas | 1 | $ 65,000 | $ 65,000 | $ 127,000 |
| Stafford County Kansas | 1 | $ 35,000 | $ 35,000 | $ 61,000 |
| Barry County Missouri | 1 | $ 255,000 | $ 255,000 | $ 72,000 |
| Bates County Missouri | 1 | $ 45,000 | $ 45,000 | $ 73,000 |
| Callaway County Missouri | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Christian County Missouri | 1 | $ 395,000 | $ 395,000 | $ 94,000 |
| Dade County Missouri | 1 | $ 105,000 | $ 105,000 | $ 123,000 |
| Pulaski County Missouri | 1 | $ 135,000 | $ 135,000 | $ 45,000 |
| Stone County Missouri | 1 | $ 1,265,000 | $ 1,265,000 | $ 0 |
| Taney County Missouri | 1 | $ 15,000 | $ 15,000 | $ 153,000 |
| Cape May County New Jersey | 1 | $ 275,000 | $ 275,000 | $ 554,000 |
| Cibola County New Mexico | 1 | $ 115,000 | $ 115,000 | $ 66,000 |
| Craig County Oklahoma | 1 | $ 45,000 | $ 45,000 | $ 175,000 |
| Mayes County Oklahoma | 1 | $ 25,000 | $ 25,000 | $ 158,000 |
| Ottawa County Oklahoma | 1 | $ 185,000 | $ 185,000 | $ 90,000 |
| Payne County Oklahoma | 1 | $ 285,000 | $ 285,000 | $ 482,000 |
| Cooke County Texas | 1 | $ 385,000 | $ 385,000 | $ 0 |
Mortgage Loan Application Detail Totals for Community National Bank & Trust in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 714 | $116,800,000 | $163,000 | $4,505,000 | $109,000 | $1,352,000 |
| Refinancing | 348 | $44,910,000 | $129,000 | $2,385,000 | $92,000 | $1,848,000 |
| Cash-out Refinancing | 193 | $24,105,000 | $124,000 | $645,000 | $92,000 | $334,000 |
| Home Improvement | 163 | $7,075,000 | $43,000 | $275,000 | $96,000 | $516,000 |
| Other Purpose | 105 | $8,035,000 | $76,000 | $785,000 | $132,000 | $2,390,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,153 | $134,385,000 | $116,000 | $1,005,000 | $104,000 | $2,390,000 |
| Not applicable | 219 | $50,315,000 | $229,000 | $4,505,000 | $0 | $0 |
| Not Provided | 59 | $6,725,000 | $113,000 | $585,000 | $107,000 | $398,000 |
| Hispanic | 46 | $4,660,000 | $101,000 | $455,000 | $89,000 | $276,000 |
| American Indian or Alaskan Native | 20 | $2,000,000 | $100,000 | $275,000 | $102,000 | $664,000 |
| Black or African American | 15 | $1,635,000 | $109,000 | $305,000 | $93,000 | $262,000 |
| Asian | 9 | $805,000 | $89,000 | $195,000 | $81,000 | $146,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,517 | $199,965,000 | $131,000 | $4,505,000 | $104,000 | $2,390,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $285,000 | $95,000 | $115,000 | $44,000 | $68,000 |
| VA-guaranteed (Veterans Administration) | 2 | $370,000 | $185,000 | $185,000 | $97,000 | $109,000 |
| FHA-insured (Federal Housing Administration) | 1 | $305,000 | $305,000 | $305,000 | $165,000 | $165,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,253 | $164,155,000 | $131,000 | $4,505,000 | $107,000 | $2,390,000 |
| Application Withdrawn By Applicant | 127 | $20,245,000 | $159,000 | $2,385,000 | $108,000 | $780,000 |
| Application Denied By Financial Institution | 92 | $10,010,000 | $108,000 | $605,000 | $74,000 | $336,000 |
| Application Approved But Not Accepted | 38 | $5,280,000 | $138,000 | $675,000 | $86,000 | $351,000 |
| File Closed For Incompleteness | 13 | $1,235,000 | $95,000 | $245,000 | $66,000 | $203,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,431 | $190,915,000 | $133,000 | $4,505,000 | $106,000 | $2,390,000 |
| Credit History | 43 | $4,615,000 | $107,000 | $385,000 | $76,000 | $336,000 |
| Debt-To-Income Ratio | 32 | $4,290,000 | $134,000 | $605,000 | $64,000 | $228,000 |
| Collateral | 13 | $735,000 | $56,000 | $115,000 | $97,000 | $312,000 |
| Unverifiable Information | 2 | $200,000 | $100,000 | $125,000 | $67,000 | $97,000 |
| Other | 1 | $65,000 | $65,000 | $65,000 | $22,000 | $22,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $105,000 | $105,000 | $105,000 | $46,000 | $46,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Community National Bank & Trust's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Community National Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet
with aggregated HMDA statistics today.