Community & Southern Bank
Mortgage Loan Application
Totals and Details
for 2013

Find mortgage loan statistics, lending data, and loan application totals for Georgia.
The mortgage statistics and data below are specific to mortgage loan applications for Community & Southern Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address Community & Southern Bank
3333 Riverwood Parkway Suite #350
Atlanta, GA 30339
Tel #: available with data download
Federal Regulator * available with data download
Years 2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 1,477
Total Mortgage Loan Application Amount $351,643,000
Average Mortgage Loan Application Amount $171,000
Highest Mortgage Loan Application Amount $30,000,000
Average Applicant Income $86,333
Highest Applicant Income $3,070,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in GA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Community & Southern Bank by County in 2013

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Fulton County Georgia 202 $ 62,093,000 $ 307,000 $ 186,000
Carroll County Georgia 126 $ 9,243,000 $ 73,000 $ 67,000
Forsyth County Georgia 122 $ 28,181,000 $ 230,000 $ 118,000
Cobb County Georgia 114 $ 24,786,000 $ 217,000 $ 118,000
Haralson County Georgia 89 $ 5,784,000 $ 64,000 $ 56,000
Gwinnett County Georgia 87 $ 19,520,000 $ 224,000 $ 131,000
Gilmer County Georgia 82 $ 8,153,000 $ 99,000 $ 60,000
Cherokee County Georgia 74 $ 13,031,000 $ 176,000 $ 78,000
DeKalb County Georgia 57 $ 48,305,000 $ 847,000 $ 141,000
Barrow County Georgia 54 $ 3,923,000 $ 72,000 $ 52,000
Union County Georgia 52 $ 5,645,000 $ 108,000 $ 59,000
Fannin County Georgia 51 $ 6,825,000 $ 133,000 $ 96,000
Douglas County Georgia 46 $ 5,352,000 $ 116,000 $ 66,000
Murray County Georgia 39 $ 2,979,000 $ 76,000 $ 66,000
Hall County Georgia 21 $ 3,221,000 $ 153,000 $ 122,000
Dawson County Georgia 19 $ 3,263,000 $ 171,000 $ 101,000
Jackson County Georgia 19 $ 2,081,000 $ 109,000 $ 154,000
Lumpkin County Georgia 16 $ 2,043,000 $ 127,000 $ 88,000
Whitfield County Georgia 15 $ 1,635,000 $ 109,000 $ 67,000
Cleburne County Alabama 14 $ 733,000 $ 52,000 $ 60,000
Henry County Georgia 14 $ 1,944,000 $ 138,000 $ 56,000
Paulding County Georgia 14 $ 1,856,000 $ 132,000 $ 66,000
Pickens County Georgia 11 $ 1,759,000 $ 159,000 $ 101,000
Elbert County Georgia 9 $ 1,277,000 $ 141,000 $ 42,000
Randolph County Alabama 7 $ 566,000 $ 80,000 $ 114,000
Clarke County Georgia 6 $ 416,000 $ 69,000 $ 39,000
Clayton County Georgia 6 $ 402,000 $ 67,000 $ 34,000
Coweta County Georgia 6 $ 1,792,000 $ 298,000 $ 135,000
Fayette County Georgia 6 $ 1,664,000 $ 277,000 $ 158,000
Oconee County Georgia 6 $ 1,403,000 $ 233,000 $ 106,000
Towns County Georgia 6 $ 853,000 $ 142,000 $ 52,000
Cherokee County North Carolina 6 $ 451,000 $ 75,000 $ 53,000
Gordon County Georgia 5 $ 1,049,000 $ 209,000 $ 81,000
Walton County Georgia 4 $ 285,000 $ 71,000 $ 82,000
Baldwin County Alabama 3 $ 544,000 $ 181,000 $ 84,000
Bartow County Georgia 3 $ 164,000 $ 54,000 $ 77,000
Floyd County Georgia 3 $ 250,000 $ 83,000 $ 60,000
Hart County Georgia 3 $ 346,000 $ 115,000 $ 109,000
Beaufort County South Carolina 3 $ 614,000 $ 204,000 $ 193,000
Greenville County South Carolina 3 $ 405,000 $ 135,000 $ 71,000
Polk County Tennessee 3 $ 122,000 $ 40,000 $ 32,000
Broward County Florida 2 $ 468,000 $ 234,000 $ 80,000
Franklin County Florida 2 $ 337,000 $ 168,000 $ 84,000
Lee County Florida 2 $ 404,000 $ 202,000 $ 81,000
Walton County Florida 2 $ 1,176,000 $ 588,000 $ 212,000
Heard County Georgia 2 $ 175,000 $ 87,000 $ 81,000
Madison County Georgia 2 $ 22,000 $ 11,000 $ 278,000
Putnam County Georgia 2 $ 947,000 $ 473,000 $ 282,000
White County Georgia 2 $ 387,000 $ 193,000 $ 85,000
Fayette County Kentucky 2 $ 13,805,000 $ 6,902,000 $ 196,000
Horry County South Carolina 2 $ 1,240,000 $ 620,000 $ 1,566,000
Calhoun County Alabama 1 $ 149,000 $ 149,000 $ 57,000
Clay County Alabama 1 $ 99,000 $ 99,000 $ 36,000
Talladega County Alabama 1 $ 73,000 $ 73,000 $ 112,000
Yavapai County Arizona 1 $ 8,500,000 $ 8,500,000 $ 0
Alachua County Florida 1 $ 338,000 $ 338,000 $ 110,000
Bay County Florida 1 $ 110,000 $ 110,000 $ 184,000
Okaloosa County Florida 1 $ 412,000 $ 412,000 $ 279,000
Seminole County Florida 1 $ 167,000 $ 167,000 $ 184,000
Sumter County Florida 1 $ 16,900,000 $ 16,900,000 $ 0
Baldwin County Georgia 1 $ 230,000 $ 230,000 $ 76,000
Banks County Georgia 1 $ 12,000 $ 12,000 $ 278,000
Chatham County Georgia 1 $ 296,000 $ 296,000 $ 107,000
Greene County Georgia 1 $ 417,000 $ 417,000 $ 93,000
Houston County Georgia 1 $ 267,000 $ 267,000 $ 144,000
Jefferson County Georgia 1 $ 164,000 $ 164,000 $ 118,000
Lincoln County Georgia 1 $ 223,000 $ 223,000 $ 409,000
Meriwether County Georgia 1 $ 249,000 $ 249,000 $ 199,000
Newton County Georgia 1 $ 77,000 $ 77,000 $ 32,000
Rabun County Georgia 1 $ 68,000 $ 68,000 $ 68,000
Spalding County Georgia 1 $ 7,000 $ 7,000 $ 103,000
Stephens County Georgia 1 $ 60,000 $ 60,000 $ 104,000
Wilkes County Georgia 1 $ 185,000 $ 185,000 $ 0
Berrien County Michigan 1 $ 7,000 $ 7,000 $ 55,000
Washtenaw County Michigan 1 $ 345,000 $ 345,000 $ 122,000
St. Charles County Missouri 1 $ 228,000 $ 228,000 $ 140,000
Mecklenburg County North Carolina 1 $ 323,000 $ 323,000 $ 80,000
Union County North Carolina 1 $ 66,000 $ 66,000 $ 55,000
Hamilton County Ohio 1 $ 19,500,000 $ 19,500,000 $ 0
Tulsa County Oklahoma 1 $ 7,725,000 $ 7,725,000 $ 0
Oconee County South Carolina 1 $ 234,000 $ 234,000 $ 94,000
York County South Carolina 1 $ 293,000 $ 293,000 $ 113,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Georgia, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Community & Southern Bank in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 790 $207,957,000 $263,000 $30,000,000 $98,000 $3,070,000
Home Purchase 663 $142,843,000 $215,000 $13,618,000 $116,000 $741,000
Home Improvement 24 $843,000 $35,000 $95,000 $45,000 $104,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,103 $178,804,000 $162,000 $1,000,000 $107,000 $3,070,000
Not Provided 132 $32,813,000 $248,000 $906,000 $140,000 $741,000
Black or African American 80 $13,044,000 $163,000 $660,000 $91,000 $395,000
Hispanic 71 $8,624,000 $121,000 $417,000 $80,000 $600,000
Not applicable 52 $107,944,000 $2,075,000 $30,000,000 $7,000 $106,000
Asian 39 $10,414,000 $267,000 $900,000 $131,000 $692,000
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,263 $316,282,000 $250,000 $30,000,000 $113,000 $3,070,000
FHA-insured (Federal Housing Administration) 183 $29,526,000 $161,000 $413,000 $60,000 $233,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 16 $2,069,000 $129,000 $306,000 $47,000 $91,000
VA-guaranteed (Veterans Administration) 15 $3,766,000 $251,000 $422,000 $72,000 $160,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 867 $240,222,000 $277,000 $30,000,000 $104,000 $1,403,000
Application Denied By Financial Institution 393 $69,904,000 $177,000 $929,000 $99,000 $741,000
Application Withdrawn By Applicant 174 $36,619,000 $210,000 $1,000,000 $122,000 $3,070,000
Application Approved But Not Accepted 43 $4,898,000 $113,000 $895,000 $105,000 $392,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 113 $15,202,000 $134,000 $900,000 $81,000 $543,000
Credit Application Incomplete 108 $26,950,000 $249,000 $913,000 $133,000 $741,000
Debt-To-Income Ratio 63 $8,030,000 $127,000 $540,000 $65,000 $395,000
Collateral 52 $10,209,000 $196,000 $929,000 $115,000 $575,000
Other 16 $3,074,000 $192,000 $690,000 $138,000 $357,000
Employment History 11 $1,771,000 $161,000 $417,000 $111,000 $395,000
Unverifiable Information 10 $1,829,000 $182,000 $417,000 $90,000 $240,000
Insufficient Cash (Downpayment, Closing Cost) 9 $1,161,000 $129,000 $230,000 $59,000 $115,000
Mortgage Insurance Denied 1 $185,000 $185,000 $185,000 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in GA, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Georgia, and search similar information at your convenience.

Download the Georgia Lender List