Community Trust Bank, Inc.
Mortgage Loan Application
Totals and Details
for 2020
Find mortgage loan statistics, lending data, and loan application totals for Kentucky.
The mortgage statistics and data below are specific to mortgage loan applications for Community Trust Bank, Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Community Trust Bank, Inc. 346 North Mayo Trail Pikeville, KY 41502 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,437 |
| Total Mortgage Loan Application Amount | $858,905,000 |
| Average Mortgage Loan Application Amount | $127,600 |
| Highest Mortgage Loan Application Amount | $3,205,000 |
| Average Applicant Income | $98,200 |
| Highest Applicant Income | $4,413,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in KY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Pike County Kentucky | 640 | $ 95,190,000 | $ 148,000 | $ 111,000 |
| Fayette County Kentucky | 396 | $ 92,610,000 | $ 233,000 | $ 137,000 |
| Floyd County Kentucky | 233 | $ 34,475,000 | $ 147,000 | $ 113,000 |
| Whitley County Kentucky | 221 | $ 25,105,000 | $ 113,000 | $ 65,000 |
| Madison County Kentucky | 193 | $ 29,175,000 | $ 151,000 | $ 85,000 |
| Letcher County Kentucky | 168 | $ 14,440,000 | $ 85,000 | $ 74,000 |
| Campbell County Tennessee | 162 | $ 29,290,000 | $ 180,000 | $ 124,000 |
| Perry County Kentucky | 160 | $ 24,210,000 | $ 151,000 | $ 115,000 |
| Boyd County Kentucky | 145 | $ 18,245,000 | $ 125,000 | $ 87,000 |
| Taylor County Kentucky | 138 | $ 16,190,000 | $ 117,000 | $ 69,000 |
| Fleming County Kentucky | 135 | $ 14,935,000 | $ 110,000 | $ 82,000 |
| Clark County Kentucky | 128 | $ 18,690,000 | $ 146,000 | $ 78,000 |
| Franklin County Kentucky | 116 | $ 18,860,000 | $ 162,000 | $ 94,000 |
| Laurel County Kentucky | 114 | $ 15,750,000 | $ 138,000 | $ 77,000 |
| Scott County Kentucky | 111 | $ 22,355,000 | $ 201,000 | $ 102,000 |
| Montgomery County Kentucky | 109 | $ 13,145,000 | $ 120,000 | $ 78,000 |
| Rockcastle County Kentucky | 100 | $ 11,650,000 | $ 116,000 | $ 69,000 |
| Knott County Kentucky | 98 | $ 12,700,000 | $ 129,000 | $ 98,000 |
| Pulaski County Kentucky | 95 | $ 11,685,000 | $ 123,000 | $ 93,000 |
| Marion County Kentucky | 89 | $ 11,205,000 | $ 125,000 | $ 82,000 |
| Greenup County Kentucky | 88 | $ 12,190,000 | $ 138,000 | $ 108,000 |
| Johnson County Kentucky | 87 | $ 14,145,000 | $ 162,000 | $ 92,000 |
| Jessamine County Kentucky | 85 | $ 23,745,000 | $ 279,000 | $ 144,000 |
| Woodford County Kentucky | 76 | $ 17,430,000 | $ 229,000 | $ 99,000 |
| Green County Kentucky | 75 | $ 6,405,000 | $ 85,000 | $ 66,000 |
| Boyle County Kentucky | 72 | $ 11,180,000 | $ 155,000 | $ 115,000 |
| Mercer County Kentucky | 69 | $ 8,965,000 | $ 129,000 | $ 85,000 |
| Bell County Kentucky | 67 | $ 6,525,000 | $ 97,000 | $ 69,000 |
| Russell County Kentucky | 62 | $ 7,370,000 | $ 118,000 | $ 76,000 |
| Adair County Kentucky | 60 | $ 5,970,000 | $ 99,000 | $ 61,000 |
| Mingo County West Virginia | 58 | $ 4,850,000 | $ 83,000 | $ 80,000 |
| Anderson County Tennessee | 54 | $ 13,200,000 | $ 244,000 | $ 103,000 |
| Knox County Kentucky | 48 | $ 6,260,000 | $ 130,000 | $ 86,000 |
| Knox County Tennessee | 40 | $ 11,930,000 | $ 298,000 | $ 184,000 |
| Lawrence County Kentucky | 37 | $ 4,515,000 | $ 122,000 | $ 99,000 |
| Claiborne County Tennessee | 34 | $ 5,850,000 | $ 172,000 | $ 89,000 |
| Jefferson County Kentucky | 31 | $ 7,435,000 | $ 239,000 | $ 154,000 |
| Anderson County Kentucky | 29 | $ 5,525,000 | $ 190,000 | $ 98,000 |
| Breathitt County Kentucky | 29 | $ 3,295,000 | $ 113,000 | $ 90,000 |
| Leslie County Kentucky | 28 | $ 3,460,000 | $ 123,000 | $ 88,000 |
| Wayne County West Virginia | 28 | $ 3,340,000 | $ 119,000 | $ 110,000 |
| Bourbon County Kentucky | 26 | $ 9,000,000 | $ 346,000 | $ 324,000 |
| Lincoln County West Virginia | 26 | $ 2,340,000 | $ 90,000 | $ 92,000 |
| Garrard County Kentucky | 22 | $ 2,870,000 | $ 130,000 | $ 75,000 |
| Blount County Tennessee | 21 | $ 6,025,000 | $ 286,000 | $ 95,000 |
| Cabell County West Virginia | 21 | $ 3,865,000 | $ 184,000 | $ 108,000 |
| Mason County Kentucky | 20 | $ 2,830,000 | $ 141,000 | $ 92,000 |
| Hamblen County Tennessee | 20 | $ 5,590,000 | $ 279,000 | $ 284,000 |
| Lawrence County Ohio | 18 | $ 3,580,000 | $ 198,000 | $ 161,000 |
| Magoffin County Kentucky | 16 | $ 2,730,000 | $ 170,000 | $ 86,000 |
| Powell County Kentucky | 16 | $ 1,780,000 | $ 111,000 | $ 122,000 |
| Washington County Kentucky | 15 | $ 2,355,000 | $ 157,000 | $ 88,000 |
| Bath County Kentucky | 14 | $ 1,690,000 | $ 120,000 | $ 94,000 |
| Casey County Kentucky | 14 | $ 1,660,000 | $ 118,000 | $ 68,000 |
| Nicholas County Kentucky | 14 | $ 1,870,000 | $ 133,000 | $ 91,000 |
| Jefferson County Tennessee | 14 | $ 5,810,000 | $ 415,000 | $ 343,000 |
| Nicholas County West Virginia | 14 | $ 1,620,000 | $ 115,000 | $ 82,000 |
| Grainger County Tennessee | 13 | $ 2,555,000 | $ 196,000 | $ 113,000 |
| Buchanan County Virginia | 12 | $ 1,640,000 | $ 136,000 | $ 88,000 |
| Clay County Kentucky | 11 | $ 1,865,000 | $ 169,000 | $ 94,000 |
| Harlan County Kentucky | 11 | $ 1,165,000 | $ 105,000 | $ 75,000 |
| Jackson County Kentucky | 11 | $ 1,265,000 | $ 115,000 | $ 62,000 |
| Nelson County Kentucky | 11 | $ 1,675,000 | $ 152,000 | $ 92,000 |
| Scioto County Ohio | 11 | $ 1,995,000 | $ 181,000 | $ 144,000 |
| Carter County Kentucky | 10 | $ 1,520,000 | $ 152,000 | $ 116,000 |
| Harrison County Kentucky | 10 | $ 1,450,000 | $ 145,000 | $ 69,000 |
| Wayne County Kentucky | 10 | $ 1,090,000 | $ 109,000 | $ 76,000 |
| Lee County Virginia | 10 | $ 1,610,000 | $ 161,000 | $ 55,000 |
| Martin County Kentucky | 9 | $ 1,855,000 | $ 206,000 | $ 109,000 |
| Shelby County Kentucky | 9 | $ 3,205,000 | $ 356,000 | $ 105,000 |
| Logan County West Virginia | 9 | $ 1,285,000 | $ 142,000 | $ 85,000 |
| Bullitt County Kentucky | 8 | $ 1,970,000 | $ 246,000 | $ 177,000 |
| Estill County Kentucky | 8 | $ 1,170,000 | $ 146,000 | $ 85,000 |
| Hamilton County Ohio | 8 | $ 3,610,000 | $ 451,000 | $ 104,000 |
| Scott County Tennessee | 8 | $ 1,020,000 | $ 127,000 | $ 100,000 |
| Sevier County Tennessee | 8 | $ 1,900,000 | $ 237,000 | $ 261,000 |
| Putnam County West Virginia | 8 | $ 1,390,000 | $ 173,000 | $ 99,000 |
| Lincoln County Kentucky | 7 | $ 775,000 | $ 110,000 | $ 63,000 |
| McCreary County Kentucky | 7 | $ 735,000 | $ 105,000 | $ 74,000 |
| Menifee County Kentucky | 7 | $ 745,000 | $ 106,000 | $ 73,000 |
| Oldham County Kentucky | 7 | $ 2,155,000 | $ 307,000 | $ 156,000 |
| Pendleton County Kentucky | 7 | $ 1,325,000 | $ 189,000 | $ 90,000 |
| Lewis County Kentucky | 6 | $ 530,000 | $ 88,000 | $ 63,000 |
| Warren County Kentucky | 6 | $ 1,150,000 | $ 191,000 | $ 132,000 |
| Wolfe County Kentucky | 6 | $ 980,000 | $ 163,000 | $ 91,000 |
| Wise County Virginia | 6 | $ 540,000 | $ 90,000 | $ 140,000 |
| Kanawha County West Virginia | 6 | $ 910,000 | $ 151,000 | $ 64,000 |
| Kenton County Kentucky | 5 | $ 2,885,000 | $ 577,000 | $ 158,000 |
| Robertson County Kentucky | 5 | $ 755,000 | $ 151,000 | $ 74,000 |
| Rowan County Kentucky | 5 | $ 485,000 | $ 97,000 | $ 73,000 |
| Sullivan County Tennessee | 5 | $ 1,825,000 | $ 365,000 | $ 87,000 |
| Union County Tennessee | 5 | $ 1,195,000 | $ 239,000 | $ 128,000 |
| Campbell County Kentucky | 4 | $ 510,000 | $ 127,000 | $ 61,000 |
| Carroll County Kentucky | 4 | $ 560,000 | $ 140,000 | $ 133,000 |
| Owen County Kentucky | 4 | $ 410,000 | $ 102,000 | $ 77,000 |
| Mecklenburg County North Carolina | 4 | $ 1,290,000 | $ 322,000 | $ 253,000 |
| Brown County Ohio | 4 | $ 680,000 | $ 170,000 | $ 84,000 |
| Butler County Ohio | 4 | $ 3,170,000 | $ 792,000 | $ 253,000 |
| Boone County West Virginia | 4 | $ 350,000 | $ 87,000 | $ 93,000 |
| Bay County Florida | 3 | $ 485,000 | $ 161,000 | $ 112,000 |
| Palm Beach County Florida | 3 | $ 735,000 | $ 245,000 | $ 198,000 |
| Barren County Kentucky | 3 | $ 465,000 | $ 155,000 | $ 110,000 |
| Boone County Kentucky | 3 | $ 595,000 | $ 198,000 | $ 99,000 |
| Hart County Kentucky | 3 | $ 505,000 | $ 168,000 | $ 72,000 |
| Spencer County Kentucky | 3 | $ 815,000 | $ 271,000 | $ 114,000 |
| Montgomery County Ohio | 3 | $ 605,000 | $ 201,000 | $ 223,000 |
| Horry County South Carolina | 3 | $ 1,045,000 | $ 348,000 | $ 551,000 |
| Harrison County West Virginia | 3 | $ 415,000 | $ 138,000 | $ 61,000 |
| Brevard County Florida | 2 | $ 540,000 | $ 270,000 | $ 107,000 |
| Citrus County Florida | 2 | $ 310,000 | $ 155,000 | $ 36,000 |
| Manatee County Florida | 2 | $ 800,000 | $ 400,000 | $ 158,000 |
| Sarasota County Florida | 2 | $ 330,000 | $ 165,000 | $ 116,000 |
| Dearborn County Indiana | 2 | $ 900,000 | $ 450,000 | $ 258,000 |
| Delaware County Indiana | 2 | $ 420,000 | $ 210,000 | $ 171,000 |
| Bracken County Kentucky | 2 | $ 120,000 | $ 60,000 | $ 81,000 |
| Breckinridge County Kentucky | 2 | $ 170,000 | $ 85,000 | $ 84,000 |
| Clinton County Kentucky | 2 | $ 320,000 | $ 160,000 | $ 389,000 |
| Cumberland County Kentucky | 2 | $ 400,000 | $ 200,000 | $ 122,000 |
| Grant County Kentucky | 2 | $ 250,000 | $ 125,000 | $ 52,000 |
| Hardin County Kentucky | 2 | $ 340,000 | $ 170,000 | $ 100,000 |
| Henderson County Kentucky | 2 | $ 370,000 | $ 185,000 | $ 70,000 |
| Larue County Kentucky | 2 | $ 450,000 | $ 225,000 | $ 71,000 |
| Meade County Kentucky | 2 | $ 40,000 | $ 20,000 | $ 40,000 |
| Morgan County Kentucky | 2 | $ 160,000 | $ 80,000 | $ 185,000 |
| Clinton County Ohio | 2 | $ 460,000 | $ 230,000 | $ 124,000 |
| Greene County Ohio | 2 | $ 840,000 | $ 420,000 | $ 148,000 |
| Muskingum County Ohio | 2 | $ 150,000 | $ 75,000 | $ 78,000 |
| Warren County Ohio | 2 | $ 1,510,000 | $ 755,000 | $ 250,000 |
| Beaufort County South Carolina | 2 | $ 1,080,000 | $ 540,000 | $ 540,000 |
| Hawkins County Tennessee | 2 | $ 110,000 | $ 55,000 | $ 90,000 |
| Madison County Alabama | 1 | $ 125,000 | $ 125,000 | $ 63,000 |
| Charlotte County Florida | 1 | $ 285,000 | $ 285,000 | $ 119,000 |
| Flagler County Florida | 1 | $ 495,000 | $ 495,000 | $ 359,000 |
| Hillsborough County Florida | 1 | $ 855,000 | $ 855,000 | $ 407,000 |
| Nassau County Florida | 1 | $ 145,000 | $ 145,000 | $ 177,000 |
| Osceola County Florida | 1 | $ 295,000 | $ 295,000 | $ 378,000 |
| Polk County Florida | 1 | $ 95,000 | $ 95,000 | $ 25,000 |
| Seminole County Florida | 1 | $ 275,000 | $ 275,000 | $ 147,000 |
| Sumter County Florida | 1 | $ 245,000 | $ 245,000 | $ 323,000 |
| Volusia County Florida | 1 | $ 435,000 | $ 435,000 | $ 180,000 |
| Walton County Florida | 1 | $ 365,000 | $ 365,000 | $ 191,000 |
| Chatham County Georgia | 1 | $ 65,000 | $ 65,000 | $ 469,000 |
| Cherokee County Georgia | 1 | $ 405,000 | $ 405,000 | $ 117,000 |
| Cobb County Georgia | 1 | $ 515,000 | $ 515,000 | $ 472,000 |
| Glynn County Georgia | 1 | $ 85,000 | $ 85,000 | $ 173,000 |
| Gwinnett County Georgia | 1 | $ 215,000 | $ 215,000 | $ 391,000 |
| Cook County Illinois | 1 | $ 235,000 | $ 235,000 | $ 94,000 |
| Kane County Illinois | 1 | $ 195,000 | $ 195,000 | $ 205,000 |
| Clark County Indiana | 1 | $ 185,000 | $ 185,000 | $ 97,000 |
| Marshall County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 88,000 |
| Metcalfe County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 67,000 |
| Trigg County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 91,000 |
| Kent County Michigan | 1 | $ 245,000 | $ 245,000 | $ 87,000 |
| Catawba County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 117,000 |
| Dare County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 187,000 |
| Jackson County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 81,000 |
| Wake County North Carolina | 1 | $ 395,000 | $ 395,000 | $ 120,000 |
| Champaign County Ohio | 1 | $ 825,000 | $ 825,000 | $ 0 |
| Clermont County Ohio | 1 | $ 125,000 | $ 125,000 | $ 79,000 |
| Licking County Ohio | 1 | $ 205,000 | $ 205,000 | $ 70,000 |
| Vinton County Ohio | 1 | $ 145,000 | $ 145,000 | $ 75,000 |
| Georgetown County South Carolina | 1 | $ 365,000 | $ 365,000 | $ 166,000 |
| Lexington County South Carolina | 1 | $ 195,000 | $ 195,000 | $ 89,000 |
| Cumberland County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 74,000 |
| Davidson County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 66,000 |
| Fentress County Tennessee | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Greene County Tennessee | 1 | $ 515,000 | $ 515,000 | $ 0 |
| Hamilton County Tennessee | 1 | $ 285,000 | $ 285,000 | $ 131,000 |
| McMinn County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 76,000 |
| Monroe County Tennessee | 1 | $ 485,000 | $ 485,000 | $ 177,000 |
| Montgomery County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 70,000 |
| Putnam County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 54,000 |
| Roane County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 38,000 |
| Robertson County Tennessee | 1 | $ 305,000 | $ 305,000 | $ 139,000 |
| Wilson County Tennessee | 1 | $ 505,000 | $ 505,000 | $ 178,000 |
| Dickenson County Virginia | 1 | $ 105,000 | $ 105,000 | $ 115,000 |
| Franklin County Virginia | 1 | $ 375,000 | $ 375,000 | $ 785,000 |
| Washington County Virginia | 1 | $ 105,000 | $ 105,000 | $ 40,000 |
| Clay County West Virginia | 1 | $ 165,000 | $ 165,000 | $ 101,000 |
| Greenbrier County West Virginia | 1 | $ 1,005,000 | $ 1,005,000 | $ 280,000 |
| Jackson County West Virginia | 1 | $ 195,000 | $ 195,000 | $ 124,000 |
| Mercer County West Virginia | 1 | $ 125,000 | $ 125,000 | $ 89,000 |
| Taylor County West Virginia | 1 | $ 295,000 | $ 295,000 | $ 117,000 |
| Webster County West Virginia | 1 | $ 185,000 | $ 185,000 | $ 120,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Kentucky,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Community Trust Bank, Inc. in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,164 | $369,840,000 | $170,000 | $1,975,000 | $104,000 | $1,291,000 |
| Home Purchase | 1,643 | $314,805,000 | $191,000 | $3,205,000 | $105,000 | $4,413,000 |
| Cash-out Refinancing | 753 | $124,595,000 | $165,000 | $705,000 | $100,000 | $3,120,000 |
| Home Improvement | 458 | $25,080,000 | $54,000 | $1,005,000 | $100,000 | $2,146,000 |
| Other Purpose | 419 | $24,585,000 | $58,000 | $505,000 | $82,000 | $700,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,015 | $767,995,000 | $153,000 | $2,965,000 | $102,000 | $4,413,000 |
| Not applicable | 157 | $42,095,000 | $268,000 | $3,205,000 | $0 | $0 |
| Not Provided | 113 | $21,595,000 | $191,000 | $955,000 | $82,000 | $503,000 |
| Asian | 55 | $12,535,000 | $227,000 | $865,000 | $142,000 | $1,291,000 |
| Black or African American | 44 | $6,100,000 | $138,000 | $1,005,000 | $63,000 | $207,000 |
| Hispanic | 43 | $6,235,000 | $145,000 | $425,000 | $84,000 | $317,000 |
| American Indian or Alaskan Native | 4 | $610,000 | $152,000 | $295,000 | $268,000 | $477,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $25,000 | $25,000 | $25,000 | $36,000 | $36,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,437 | $858,905,000 | $157,000 | $3,205,000 | $102,000 | $4,413,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,225 | $698,635,000 | $165,000 | $3,205,000 | $108,000 | $4,413,000 |
| Application Denied By Financial Institution | 635 | $70,375,000 | $110,000 | $865,000 | $68,000 | $1,008,000 |
| Application Withdrawn By Applicant | 428 | $68,540,000 | $160,000 | $1,605,000 | $93,000 | $772,000 |
| Application Approved But Not Accepted | 149 | $21,355,000 | $143,000 | $515,000 | $108,000 | $3,120,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,802 | $788,530,000 | $164,000 | $3,205,000 | $107,000 | $4,413,000 |
| Credit History | 279 | $26,675,000 | $95,000 | $505,000 | $65,000 | $1,008,000 |
| Debt-To-Income Ratio | 160 | $19,660,000 | $122,000 | $505,000 | $51,000 | $164,000 |
| Other | 72 | $8,300,000 | $115,000 | $865,000 | $90,000 | $562,000 |
| Credit Application Incomplete | 59 | $8,205,000 | $139,000 | $455,000 | $97,000 | $516,000 |
| Collateral | 37 | $4,105,000 | $110,000 | $355,000 | $84,000 | $381,000 |
| Unverifiable Information | 13 | $1,525,000 | $117,000 | $315,000 | $54,000 | $167,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 11 | $1,235,000 | $112,000 | $185,000 | $68,000 | $182,000 |
| Employment History | 3 | $555,000 | $185,000 | $285,000 | $66,000 | $83,000 |
| Mortgage Insurance Denied | 1 | $115,000 | $115,000 | $115,000 | $66,000 | $66,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in KY, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Kentucky, and search similar information at your convenience.