Community Trust Bank, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Community Trust Bank, Inc. 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Community Trust Bank, Inc. 346 North Mayo Trail Pikeville, KY 41502 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,437 |
| Total Mortgage Loan Application Amount | $858,905,000 |
| Average Mortgage Loan Application Amount | $127,600 |
| Highest Mortgage Loan Application Amount | $3,205,000 |
| Average Applicant Income | $98,200 |
| Highest Applicant Income | $4,413,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Community Trust Bank, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Community Trust Bank, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Community Trust Bank, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Community Trust Bank, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Community Trust Bank, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Community Trust Bank, Inc.'s mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Pike County Kentucky | 640 | $ 95,190,000 | $ 148,000 | $ 111,000 |
| Fayette County Kentucky | 396 | $ 92,610,000 | $ 233,000 | $ 137,000 |
| Floyd County Kentucky | 233 | $ 34,475,000 | $ 147,000 | $ 113,000 |
| Whitley County Kentucky | 221 | $ 25,105,000 | $ 113,000 | $ 65,000 |
| Madison County Kentucky | 193 | $ 29,175,000 | $ 151,000 | $ 85,000 |
| Letcher County Kentucky | 168 | $ 14,440,000 | $ 85,000 | $ 74,000 |
| Campbell County Tennessee | 162 | $ 29,290,000 | $ 180,000 | $ 124,000 |
| Perry County Kentucky | 160 | $ 24,210,000 | $ 151,000 | $ 115,000 |
| Boyd County Kentucky | 145 | $ 18,245,000 | $ 125,000 | $ 87,000 |
| Taylor County Kentucky | 138 | $ 16,190,000 | $ 117,000 | $ 69,000 |
| Fleming County Kentucky | 135 | $ 14,935,000 | $ 110,000 | $ 82,000 |
| Clark County Kentucky | 128 | $ 18,690,000 | $ 146,000 | $ 78,000 |
| Franklin County Kentucky | 116 | $ 18,860,000 | $ 162,000 | $ 94,000 |
| Laurel County Kentucky | 114 | $ 15,750,000 | $ 138,000 | $ 77,000 |
| Scott County Kentucky | 111 | $ 22,355,000 | $ 201,000 | $ 102,000 |
| Montgomery County Kentucky | 109 | $ 13,145,000 | $ 120,000 | $ 78,000 |
| Rockcastle County Kentucky | 100 | $ 11,650,000 | $ 116,000 | $ 69,000 |
| Knott County Kentucky | 98 | $ 12,700,000 | $ 129,000 | $ 98,000 |
| Pulaski County Kentucky | 95 | $ 11,685,000 | $ 123,000 | $ 93,000 |
| Marion County Kentucky | 89 | $ 11,205,000 | $ 125,000 | $ 82,000 |
| Greenup County Kentucky | 88 | $ 12,190,000 | $ 138,000 | $ 108,000 |
| Johnson County Kentucky | 87 | $ 14,145,000 | $ 162,000 | $ 92,000 |
| Jessamine County Kentucky | 85 | $ 23,745,000 | $ 279,000 | $ 144,000 |
| Woodford County Kentucky | 76 | $ 17,430,000 | $ 229,000 | $ 99,000 |
| Green County Kentucky | 75 | $ 6,405,000 | $ 85,000 | $ 66,000 |
| Boyle County Kentucky | 72 | $ 11,180,000 | $ 155,000 | $ 115,000 |
| Mercer County Kentucky | 69 | $ 8,965,000 | $ 129,000 | $ 85,000 |
| Bell County Kentucky | 67 | $ 6,525,000 | $ 97,000 | $ 69,000 |
| Russell County Kentucky | 62 | $ 7,370,000 | $ 118,000 | $ 76,000 |
| Adair County Kentucky | 60 | $ 5,970,000 | $ 99,000 | $ 61,000 |
| Mingo County West Virginia | 58 | $ 4,850,000 | $ 83,000 | $ 80,000 |
| Anderson County Tennessee | 54 | $ 13,200,000 | $ 244,000 | $ 103,000 |
| Knox County Kentucky | 48 | $ 6,260,000 | $ 130,000 | $ 86,000 |
| Knox County Tennessee | 40 | $ 11,930,000 | $ 298,000 | $ 184,000 |
| Lawrence County Kentucky | 37 | $ 4,515,000 | $ 122,000 | $ 99,000 |
| Claiborne County Tennessee | 34 | $ 5,850,000 | $ 172,000 | $ 89,000 |
| Jefferson County Kentucky | 31 | $ 7,435,000 | $ 239,000 | $ 154,000 |
| Anderson County Kentucky | 29 | $ 5,525,000 | $ 190,000 | $ 98,000 |
| Breathitt County Kentucky | 29 | $ 3,295,000 | $ 113,000 | $ 90,000 |
| Leslie County Kentucky | 28 | $ 3,460,000 | $ 123,000 | $ 88,000 |
| Wayne County West Virginia | 28 | $ 3,340,000 | $ 119,000 | $ 110,000 |
| Bourbon County Kentucky | 26 | $ 9,000,000 | $ 346,000 | $ 324,000 |
| Lincoln County West Virginia | 26 | $ 2,340,000 | $ 90,000 | $ 92,000 |
| Garrard County Kentucky | 22 | $ 2,870,000 | $ 130,000 | $ 75,000 |
| Blount County Tennessee | 21 | $ 6,025,000 | $ 286,000 | $ 95,000 |
| Cabell County West Virginia | 21 | $ 3,865,000 | $ 184,000 | $ 108,000 |
| Mason County Kentucky | 20 | $ 2,830,000 | $ 141,000 | $ 92,000 |
| Hamblen County Tennessee | 20 | $ 5,590,000 | $ 279,000 | $ 284,000 |
| Lawrence County Ohio | 18 | $ 3,580,000 | $ 198,000 | $ 161,000 |
| Magoffin County Kentucky | 16 | $ 2,730,000 | $ 170,000 | $ 86,000 |
| Powell County Kentucky | 16 | $ 1,780,000 | $ 111,000 | $ 122,000 |
| Washington County Kentucky | 15 | $ 2,355,000 | $ 157,000 | $ 88,000 |
| Bath County Kentucky | 14 | $ 1,690,000 | $ 120,000 | $ 94,000 |
| Casey County Kentucky | 14 | $ 1,660,000 | $ 118,000 | $ 68,000 |
| Nicholas County Kentucky | 14 | $ 1,870,000 | $ 133,000 | $ 91,000 |
| Jefferson County Tennessee | 14 | $ 5,810,000 | $ 415,000 | $ 343,000 |
| Nicholas County West Virginia | 14 | $ 1,620,000 | $ 115,000 | $ 82,000 |
| Grainger County Tennessee | 13 | $ 2,555,000 | $ 196,000 | $ 113,000 |
| Buchanan County Virginia | 12 | $ 1,640,000 | $ 136,000 | $ 88,000 |
| Clay County Kentucky | 11 | $ 1,865,000 | $ 169,000 | $ 94,000 |
| Harlan County Kentucky | 11 | $ 1,165,000 | $ 105,000 | $ 75,000 |
| Jackson County Kentucky | 11 | $ 1,265,000 | $ 115,000 | $ 62,000 |
| Nelson County Kentucky | 11 | $ 1,675,000 | $ 152,000 | $ 92,000 |
| Scioto County Ohio | 11 | $ 1,995,000 | $ 181,000 | $ 144,000 |
| Carter County Kentucky | 10 | $ 1,520,000 | $ 152,000 | $ 116,000 |
| Harrison County Kentucky | 10 | $ 1,450,000 | $ 145,000 | $ 69,000 |
| Wayne County Kentucky | 10 | $ 1,090,000 | $ 109,000 | $ 76,000 |
| Lee County Virginia | 10 | $ 1,610,000 | $ 161,000 | $ 55,000 |
| Martin County Kentucky | 9 | $ 1,855,000 | $ 206,000 | $ 109,000 |
| Shelby County Kentucky | 9 | $ 3,205,000 | $ 356,000 | $ 105,000 |
| Logan County West Virginia | 9 | $ 1,285,000 | $ 142,000 | $ 85,000 |
| Bullitt County Kentucky | 8 | $ 1,970,000 | $ 246,000 | $ 177,000 |
| Estill County Kentucky | 8 | $ 1,170,000 | $ 146,000 | $ 85,000 |
| Hamilton County Ohio | 8 | $ 3,610,000 | $ 451,000 | $ 104,000 |
| Scott County Tennessee | 8 | $ 1,020,000 | $ 127,000 | $ 100,000 |
| Sevier County Tennessee | 8 | $ 1,900,000 | $ 237,000 | $ 261,000 |
| Putnam County West Virginia | 8 | $ 1,390,000 | $ 173,000 | $ 99,000 |
| Lincoln County Kentucky | 7 | $ 775,000 | $ 110,000 | $ 63,000 |
| McCreary County Kentucky | 7 | $ 735,000 | $ 105,000 | $ 74,000 |
| Menifee County Kentucky | 7 | $ 745,000 | $ 106,000 | $ 73,000 |
| Oldham County Kentucky | 7 | $ 2,155,000 | $ 307,000 | $ 156,000 |
| Pendleton County Kentucky | 7 | $ 1,325,000 | $ 189,000 | $ 90,000 |
| Lewis County Kentucky | 6 | $ 530,000 | $ 88,000 | $ 63,000 |
| Warren County Kentucky | 6 | $ 1,150,000 | $ 191,000 | $ 132,000 |
| Wolfe County Kentucky | 6 | $ 980,000 | $ 163,000 | $ 91,000 |
| Wise County Virginia | 6 | $ 540,000 | $ 90,000 | $ 140,000 |
| Kanawha County West Virginia | 6 | $ 910,000 | $ 151,000 | $ 64,000 |
| Kenton County Kentucky | 5 | $ 2,885,000 | $ 577,000 | $ 158,000 |
| Robertson County Kentucky | 5 | $ 755,000 | $ 151,000 | $ 74,000 |
| Rowan County Kentucky | 5 | $ 485,000 | $ 97,000 | $ 73,000 |
| Sullivan County Tennessee | 5 | $ 1,825,000 | $ 365,000 | $ 87,000 |
| Union County Tennessee | 5 | $ 1,195,000 | $ 239,000 | $ 128,000 |
| Campbell County Kentucky | 4 | $ 510,000 | $ 127,000 | $ 61,000 |
| Carroll County Kentucky | 4 | $ 560,000 | $ 140,000 | $ 133,000 |
| Owen County Kentucky | 4 | $ 410,000 | $ 102,000 | $ 77,000 |
| Mecklenburg County North Carolina | 4 | $ 1,290,000 | $ 322,000 | $ 253,000 |
| Brown County Ohio | 4 | $ 680,000 | $ 170,000 | $ 84,000 |
| Butler County Ohio | 4 | $ 3,170,000 | $ 792,000 | $ 253,000 |
| Boone County West Virginia | 4 | $ 350,000 | $ 87,000 | $ 93,000 |
| Bay County Florida | 3 | $ 485,000 | $ 161,000 | $ 112,000 |
| Palm Beach County Florida | 3 | $ 735,000 | $ 245,000 | $ 198,000 |
| Barren County Kentucky | 3 | $ 465,000 | $ 155,000 | $ 110,000 |
| Boone County Kentucky | 3 | $ 595,000 | $ 198,000 | $ 99,000 |
| Hart County Kentucky | 3 | $ 505,000 | $ 168,000 | $ 72,000 |
| Spencer County Kentucky | 3 | $ 815,000 | $ 271,000 | $ 114,000 |
| Montgomery County Ohio | 3 | $ 605,000 | $ 201,000 | $ 223,000 |
| Horry County South Carolina | 3 | $ 1,045,000 | $ 348,000 | $ 551,000 |
| Harrison County West Virginia | 3 | $ 415,000 | $ 138,000 | $ 61,000 |
| Brevard County Florida | 2 | $ 540,000 | $ 270,000 | $ 107,000 |
| Citrus County Florida | 2 | $ 310,000 | $ 155,000 | $ 36,000 |
| Manatee County Florida | 2 | $ 800,000 | $ 400,000 | $ 158,000 |
| Sarasota County Florida | 2 | $ 330,000 | $ 165,000 | $ 116,000 |
| Dearborn County Indiana | 2 | $ 900,000 | $ 450,000 | $ 258,000 |
| Delaware County Indiana | 2 | $ 420,000 | $ 210,000 | $ 171,000 |
| Bracken County Kentucky | 2 | $ 120,000 | $ 60,000 | $ 81,000 |
| Breckinridge County Kentucky | 2 | $ 170,000 | $ 85,000 | $ 84,000 |
| Clinton County Kentucky | 2 | $ 320,000 | $ 160,000 | $ 389,000 |
| Cumberland County Kentucky | 2 | $ 400,000 | $ 200,000 | $ 122,000 |
| Grant County Kentucky | 2 | $ 250,000 | $ 125,000 | $ 52,000 |
| Hardin County Kentucky | 2 | $ 340,000 | $ 170,000 | $ 100,000 |
| Henderson County Kentucky | 2 | $ 370,000 | $ 185,000 | $ 70,000 |
| Larue County Kentucky | 2 | $ 450,000 | $ 225,000 | $ 71,000 |
| Meade County Kentucky | 2 | $ 40,000 | $ 20,000 | $ 40,000 |
| Morgan County Kentucky | 2 | $ 160,000 | $ 80,000 | $ 185,000 |
| Clinton County Ohio | 2 | $ 460,000 | $ 230,000 | $ 124,000 |
| Greene County Ohio | 2 | $ 840,000 | $ 420,000 | $ 148,000 |
| Muskingum County Ohio | 2 | $ 150,000 | $ 75,000 | $ 78,000 |
| Warren County Ohio | 2 | $ 1,510,000 | $ 755,000 | $ 250,000 |
| Beaufort County South Carolina | 2 | $ 1,080,000 | $ 540,000 | $ 540,000 |
| Hawkins County Tennessee | 2 | $ 110,000 | $ 55,000 | $ 90,000 |
| Madison County Alabama | 1 | $ 125,000 | $ 125,000 | $ 63,000 |
| Charlotte County Florida | 1 | $ 285,000 | $ 285,000 | $ 119,000 |
| Flagler County Florida | 1 | $ 495,000 | $ 495,000 | $ 359,000 |
| Hillsborough County Florida | 1 | $ 855,000 | $ 855,000 | $ 407,000 |
| Nassau County Florida | 1 | $ 145,000 | $ 145,000 | $ 177,000 |
| Osceola County Florida | 1 | $ 295,000 | $ 295,000 | $ 378,000 |
| Polk County Florida | 1 | $ 95,000 | $ 95,000 | $ 25,000 |
| Seminole County Florida | 1 | $ 275,000 | $ 275,000 | $ 147,000 |
| Sumter County Florida | 1 | $ 245,000 | $ 245,000 | $ 323,000 |
| Volusia County Florida | 1 | $ 435,000 | $ 435,000 | $ 180,000 |
| Walton County Florida | 1 | $ 365,000 | $ 365,000 | $ 191,000 |
| Chatham County Georgia | 1 | $ 65,000 | $ 65,000 | $ 469,000 |
| Cherokee County Georgia | 1 | $ 405,000 | $ 405,000 | $ 117,000 |
| Cobb County Georgia | 1 | $ 515,000 | $ 515,000 | $ 472,000 |
| Glynn County Georgia | 1 | $ 85,000 | $ 85,000 | $ 173,000 |
| Gwinnett County Georgia | 1 | $ 215,000 | $ 215,000 | $ 391,000 |
| Cook County Illinois | 1 | $ 235,000 | $ 235,000 | $ 94,000 |
| Kane County Illinois | 1 | $ 195,000 | $ 195,000 | $ 205,000 |
| Clark County Indiana | 1 | $ 185,000 | $ 185,000 | $ 97,000 |
| Marshall County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 88,000 |
| Metcalfe County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 67,000 |
| Trigg County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 91,000 |
| Kent County Michigan | 1 | $ 245,000 | $ 245,000 | $ 87,000 |
| Catawba County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 117,000 |
| Dare County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 187,000 |
| Jackson County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 81,000 |
| Wake County North Carolina | 1 | $ 395,000 | $ 395,000 | $ 120,000 |
| Champaign County Ohio | 1 | $ 825,000 | $ 825,000 | $ 0 |
| Clermont County Ohio | 1 | $ 125,000 | $ 125,000 | $ 79,000 |
| Licking County Ohio | 1 | $ 205,000 | $ 205,000 | $ 70,000 |
| Vinton County Ohio | 1 | $ 145,000 | $ 145,000 | $ 75,000 |
| Georgetown County South Carolina | 1 | $ 365,000 | $ 365,000 | $ 166,000 |
| Lexington County South Carolina | 1 | $ 195,000 | $ 195,000 | $ 89,000 |
| Cumberland County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 74,000 |
| Davidson County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 66,000 |
| Fentress County Tennessee | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Greene County Tennessee | 1 | $ 515,000 | $ 515,000 | $ 0 |
| Hamilton County Tennessee | 1 | $ 285,000 | $ 285,000 | $ 131,000 |
| McMinn County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 76,000 |
| Monroe County Tennessee | 1 | $ 485,000 | $ 485,000 | $ 177,000 |
| Montgomery County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 70,000 |
| Putnam County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 54,000 |
| Roane County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 38,000 |
| Robertson County Tennessee | 1 | $ 305,000 | $ 305,000 | $ 139,000 |
| Wilson County Tennessee | 1 | $ 505,000 | $ 505,000 | $ 178,000 |
| Dickenson County Virginia | 1 | $ 105,000 | $ 105,000 | $ 115,000 |
| Franklin County Virginia | 1 | $ 375,000 | $ 375,000 | $ 785,000 |
| Washington County Virginia | 1 | $ 105,000 | $ 105,000 | $ 40,000 |
| Clay County West Virginia | 1 | $ 165,000 | $ 165,000 | $ 101,000 |
| Greenbrier County West Virginia | 1 | $ 1,005,000 | $ 1,005,000 | $ 280,000 |
| Jackson County West Virginia | 1 | $ 195,000 | $ 195,000 | $ 124,000 |
| Mercer County West Virginia | 1 | $ 125,000 | $ 125,000 | $ 89,000 |
| Taylor County West Virginia | 1 | $ 295,000 | $ 295,000 | $ 117,000 |
| Webster County West Virginia | 1 | $ 185,000 | $ 185,000 | $ 120,000 |
Mortgage Loan Application Detail Totals for Community Trust Bank, Inc. in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,164 | $369,840,000 | $170,000 | $1,975,000 | $104,000 | $1,291,000 |
| Home Purchase | 1,643 | $314,805,000 | $191,000 | $3,205,000 | $105,000 | $4,413,000 |
| Cash-out Refinancing | 753 | $124,595,000 | $165,000 | $705,000 | $100,000 | $3,120,000 |
| Home Improvement | 458 | $25,080,000 | $54,000 | $1,005,000 | $100,000 | $2,146,000 |
| Other Purpose | 419 | $24,585,000 | $58,000 | $505,000 | $82,000 | $700,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,015 | $767,995,000 | $153,000 | $2,965,000 | $102,000 | $4,413,000 |
| Not applicable | 157 | $42,095,000 | $268,000 | $3,205,000 | $0 | $0 |
| Not Provided | 113 | $21,595,000 | $191,000 | $955,000 | $82,000 | $503,000 |
| Asian | 55 | $12,535,000 | $227,000 | $865,000 | $142,000 | $1,291,000 |
| Black or African American | 44 | $6,100,000 | $138,000 | $1,005,000 | $63,000 | $207,000 |
| Hispanic | 43 | $6,235,000 | $145,000 | $425,000 | $84,000 | $317,000 |
| American Indian or Alaskan Native | 4 | $610,000 | $152,000 | $295,000 | $268,000 | $477,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $25,000 | $25,000 | $25,000 | $36,000 | $36,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,437 | $858,905,000 | $157,000 | $3,205,000 | $102,000 | $4,413,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,225 | $698,635,000 | $165,000 | $3,205,000 | $108,000 | $4,413,000 |
| Application Denied By Financial Institution | 635 | $70,375,000 | $110,000 | $865,000 | $68,000 | $1,008,000 |
| Application Withdrawn By Applicant | 428 | $68,540,000 | $160,000 | $1,605,000 | $93,000 | $772,000 |
| Application Approved But Not Accepted | 149 | $21,355,000 | $143,000 | $515,000 | $108,000 | $3,120,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,802 | $788,530,000 | $164,000 | $3,205,000 | $107,000 | $4,413,000 |
| Credit History | 279 | $26,675,000 | $95,000 | $505,000 | $65,000 | $1,008,000 |
| Debt-To-Income Ratio | 160 | $19,660,000 | $122,000 | $505,000 | $51,000 | $164,000 |
| Other | 72 | $8,300,000 | $115,000 | $865,000 | $90,000 | $562,000 |
| Credit Application Incomplete | 59 | $8,205,000 | $139,000 | $455,000 | $97,000 | $516,000 |
| Collateral | 37 | $4,105,000 | $110,000 | $355,000 | $84,000 | $381,000 |
| Unverifiable Information | 13 | $1,525,000 | $117,000 | $315,000 | $54,000 | $167,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 11 | $1,235,000 | $112,000 | $185,000 | $68,000 | $182,000 |
| Employment History | 3 | $555,000 | $185,000 | $285,000 | $66,000 | $83,000 |
| Mortgage Insurance Denied | 1 | $115,000 | $115,000 | $115,000 | $66,000 | $66,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Community Trust Bank, Inc.'s 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Community Trust Bank, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kentucky, download the full spreadsheet
with aggregated HMDA statistics today.