Origin Bank 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Origin Bank 2211 North 7Th Choudrant, LA 71291 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 4,271 |
| Total Mortgage Loan Application Amount | $1,185,375,000 |
| Average Mortgage Loan Application Amount | $194,800 |
| Highest Mortgage Loan Application Amount | $22,355,000 |
| Average Applicant Income | $128,200 |
| Highest Applicant Income | $5,942,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Origin Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Origin Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Origin Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Origin Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Origin Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Origin Bank's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Ouachita County Louisiana | 697 | $ 154,515,000 | $ 221,000 | $ 107,000 |
| Lincoln County Louisiana | 511 | $ 118,535,000 | $ 231,000 | $ 118,000 |
| Dallas County Texas | 424 | $ 141,550,000 | $ 333,000 | $ 155,000 |
| Harris County Texas | 254 | $ 132,160,000 | $ 520,000 | $ 254,000 |
| Tarrant County Texas | 236 | $ 72,100,000 | $ 305,000 | $ 147,000 |
| Caddo County Louisiana | 166 | $ 35,820,000 | $ 215,000 | $ 136,000 |
| Collin County Texas | 162 | $ 57,670,000 | $ 355,000 | $ 190,000 |
| Rankin County Mississippi | 159 | $ 37,095,000 | $ 233,000 | $ 114,000 |
| Bossier County Louisiana | 137 | $ 30,625,000 | $ 223,000 | $ 111,000 |
| Madison County Mississippi | 125 | $ 36,375,000 | $ 291,000 | $ 146,000 |
| Union County Louisiana | 122 | $ 19,510,000 | $ 159,000 | $ 109,000 |
| Travis County Texas | 99 | $ 32,265,000 | $ 325,000 | $ 160,000 |
| Denton County Texas | 97 | $ 33,815,000 | $ 348,000 | $ 193,000 |
| Hinds County Mississippi | 60 | $ 15,020,000 | $ 250,000 | $ 128,000 |
| Morehouse County Louisiana | 44 | $ 4,720,000 | $ 107,000 | $ 113,000 |
| Jackson County Louisiana | 35 | $ 5,745,000 | $ 164,000 | $ 82,000 |
| Lafayette County Mississippi | 34 | $ 14,670,000 | $ 431,000 | $ 140,000 |
| Fort Bend County Texas | 32 | $ 7,730,000 | $ 241,000 | $ 169,000 |
| Montgomery County Texas | 31 | $ 12,515,000 | $ 403,000 | $ 189,000 |
| Davidson County Tennessee | 30 | $ 7,190,000 | $ 239,000 | $ 127,000 |
| Cumberland County Tennessee | 27 | $ 4,545,000 | $ 168,000 | $ 74,000 |
| Kaufman County Texas | 27 | $ 6,605,000 | $ 244,000 | $ 79,000 |
| Williamson County Texas | 23 | $ 7,015,000 | $ 305,000 | $ 165,000 |
| Galveston County Texas | 22 | $ 6,320,000 | $ 287,000 | $ 238,000 |
| Hunt County Texas | 21 | $ 3,935,000 | $ 187,000 | $ 65,000 |
| Ellis County Texas | 19 | $ 5,075,000 | $ 267,000 | $ 120,000 |
| Sumner County Tennessee | 18 | $ 4,670,000 | $ 259,000 | $ 97,000 |
| East Baton Rouge County Louisiana | 17 | $ 5,465,000 | $ 321,000 | $ 138,000 |
| Grayson County Texas | 16 | $ 4,030,000 | $ 251,000 | $ 141,000 |
| Parker County Texas | 15 | $ 5,135,000 | $ 342,000 | $ 141,000 |
| Putnam County Tennessee | 14 | $ 2,260,000 | $ 161,000 | $ 79,000 |
| White County Tennessee | 14 | $ 2,140,000 | $ 152,000 | $ 64,000 |
| Brazoria County Texas | 14 | $ 2,680,000 | $ 191,000 | $ 92,000 |
| Johnson County Texas | 14 | $ 3,580,000 | $ 255,000 | $ 127,000 |
| McCurtain County Oklahoma | 13 | $ 5,165,000 | $ 397,000 | $ 341,000 |
| De Soto County Louisiana | 12 | $ 2,930,000 | $ 244,000 | $ 100,000 |
| Lauderdale County Mississippi | 12 | $ 1,770,000 | $ 147,000 | $ 73,000 |
| Overton County Tennessee | 12 | $ 1,230,000 | $ 102,000 | $ 55,000 |
| St. Tammany County Louisiana | 11 | $ 2,825,000 | $ 256,000 | $ 138,000 |
| Richland County Louisiana | 10 | $ 1,430,000 | $ 143,000 | $ 119,000 |
| Orleans County Louisiana | 9 | $ 2,635,000 | $ 292,000 | $ 147,000 |
| Williamson County Tennessee | 9 | $ 3,955,000 | $ 439,000 | $ 170,000 |
| Rockwall County Texas | 9 | $ 2,065,000 | $ 229,000 | $ 135,000 |
| Oktibbeha County Mississippi | 8 | $ 1,270,000 | $ 158,000 | $ 112,000 |
| Oklahoma County Oklahoma | 8 | $ 1,420,000 | $ 177,000 | $ 68,000 |
| Wilson County Tennessee | 8 | $ 2,780,000 | $ 347,000 | $ 103,000 |
| Hays County Texas | 8 | $ 3,410,000 | $ 426,000 | $ 276,000 |
| Wise County Texas | 8 | $ 2,660,000 | $ 332,000 | $ 109,000 |
| Johnson County Kansas | 7 | $ 1,115,000 | $ 159,000 | $ 83,000 |
| Calcasieu County Louisiana | 7 | $ 2,675,000 | $ 382,000 | $ 283,000 |
| Jefferson County Louisiana | 7 | $ 2,425,000 | $ 346,000 | $ 128,000 |
| Lafayette County Louisiana | 7 | $ 1,905,000 | $ 272,000 | $ 153,000 |
| Rutherford County Tennessee | 7 | $ 1,515,000 | $ 216,000 | $ 58,000 |
| Hood County Texas | 7 | $ 1,885,000 | $ 269,000 | $ 176,000 |
| Baldwin County Alabama | 6 | $ 1,450,000 | $ 241,000 | $ 101,000 |
| Claiborne County Louisiana | 6 | $ 1,200,000 | $ 200,000 | $ 224,000 |
| Jackson County Mississippi | 6 | $ 1,570,000 | $ 261,000 | $ 145,000 |
| Bell County Texas | 6 | $ 1,830,000 | $ 305,000 | $ 69,000 |
| Bexar County Texas | 6 | $ 1,770,000 | $ 295,000 | $ 139,000 |
| Brazos County Texas | 6 | $ 1,770,000 | $ 295,000 | $ 164,000 |
| Lamar County Texas | 6 | $ 930,000 | $ 155,000 | $ 77,000 |
| Pulaski County Arkansas | 5 | $ 1,725,000 | $ 345,000 | $ 117,000 |
| Walton County Florida | 5 | $ 3,145,000 | $ 629,000 | $ 358,000 |
| Tangipahoa County Louisiana | 5 | $ 1,095,000 | $ 219,000 | $ 121,000 |
| West Carroll County Louisiana | 5 | $ 725,000 | $ 145,000 | $ 89,000 |
| Union County Mississippi | 5 | $ 715,000 | $ 143,000 | $ 71,000 |
| Henderson County Texas | 5 | $ 2,395,000 | $ 479,000 | $ 438,000 |
| Walker County Texas | 5 | $ 1,965,000 | $ 393,000 | $ 125,000 |
| Webster County Louisiana | 4 | $ 990,000 | $ 247,000 | $ 107,000 |
| Attala County Mississippi | 4 | $ 420,000 | $ 105,000 | $ 62,000 |
| Bolivar County Mississippi | 4 | $ 520,000 | $ 130,000 | $ 67,000 |
| Lamar County Mississippi | 4 | $ 880,000 | $ 220,000 | $ 170,000 |
| Warren County Mississippi | 4 | $ 1,320,000 | $ 330,000 | $ 86,000 |
| Canadian County Oklahoma | 4 | $ 720,000 | $ 180,000 | $ 110,000 |
| Robertson County Tennessee | 4 | $ 930,000 | $ 232,000 | $ 136,000 |
| Comal County Texas | 4 | $ 1,150,000 | $ 287,000 | $ 143,000 |
| Lubbock County Texas | 4 | $ 650,000 | $ 162,000 | $ 128,000 |
| McLennan County Texas | 4 | $ 1,960,000 | $ 490,000 | $ 351,000 |
| Mohave County Arizona | 3 | $ 1,065,000 | $ 355,000 | $ 80,000 |
| Bienville County Louisiana | 3 | $ 255,000 | $ 85,000 | $ 41,000 |
| Caldwell County Louisiana | 3 | $ 495,000 | $ 165,000 | $ 226,000 |
| Franklin County Louisiana | 3 | $ 435,000 | $ 145,000 | $ 63,000 |
| Harrison County Mississippi | 3 | $ 935,000 | $ 311,000 | $ 167,000 |
| Lowndes County Mississippi | 3 | $ 255,000 | $ 85,000 | $ 36,000 |
| Neshoba County Mississippi | 3 | $ 305,000 | $ 101,000 | $ 89,000 |
| Simpson County Mississippi | 3 | $ 475,000 | $ 158,000 | $ 92,000 |
| Washington County Mississippi | 3 | $ 385,000 | $ 128,000 | $ 79,000 |
| Yazoo County Mississippi | 3 | $ 605,000 | $ 201,000 | $ 69,000 |
| Cleveland County Oklahoma | 3 | $ 1,485,000 | $ 495,000 | $ 74,000 |
| Cooke County Texas | 3 | $ 1,255,000 | $ 418,000 | $ 145,000 |
| Harrison County Texas | 3 | $ 515,000 | $ 171,000 | $ 92,000 |
| Llano County Texas | 3 | $ 1,435,000 | $ 478,000 | $ 210,000 |
| Smith County Texas | 3 | $ 565,000 | $ 188,000 | $ 66,000 |
| Jefferson County Alabama | 2 | $ 240,000 | $ 120,000 | $ 26,000 |
| Garland County Arkansas | 2 | $ 240,000 | $ 120,000 | $ 66,000 |
| Polk County Arkansas | 2 | $ 110,000 | $ 55,000 | $ 115,000 |
| Pueblo County Colorado | 2 | $ 320,000 | $ 160,000 | $ 189,000 |
| Okaloosa County Florida | 2 | $ 1,190,000 | $ 595,000 | $ 0 |
| Wayne County Georgia | 2 | $ 140,000 | $ 70,000 | $ 70,000 |
| Dallas County Iowa | 2 | $ 470,000 | $ 235,000 | $ 67,000 |
| Polk County Iowa | 2 | $ 360,000 | $ 180,000 | $ 72,000 |
| Franklin County Kansas | 2 | $ 290,000 | $ 145,000 | $ 49,000 |
| Wyandotte County Kansas | 2 | $ 290,000 | $ 145,000 | $ 76,000 |
| Ascension County Louisiana | 2 | $ 440,000 | $ 220,000 | $ 80,000 |
| Natchitoches County Louisiana | 2 | $ 380,000 | $ 190,000 | $ 62,000 |
| Rapides County Louisiana | 2 | $ 390,000 | $ 195,000 | $ 75,000 |
| St. Landry County Louisiana | 2 | $ 240,000 | $ 120,000 | $ 56,000 |
| Tensas County Louisiana | 2 | $ 820,000 | $ 410,000 | $ 664,000 |
| West Feliciana County Louisiana | 2 | $ 270,000 | $ 135,000 | $ 161,000 |
| Jones County Mississippi | 2 | $ 140,000 | $ 70,000 | $ 69,000 |
| Lee County Mississippi | 2 | $ 330,000 | $ 165,000 | $ 122,000 |
| Leflore County Mississippi | 2 | $ 280,000 | $ 140,000 | $ 147,000 |
| Panola County Mississippi | 2 | $ 380,000 | $ 190,000 | $ 50,000 |
| Greene County Missouri | 2 | $ 240,000 | $ 120,000 | $ 70,000 |
| Platte County Missouri | 2 | $ 690,000 | $ 345,000 | $ 97,000 |
| Comanche County Oklahoma | 2 | $ 260,000 | $ 130,000 | $ 154,000 |
| Payne County Oklahoma | 2 | $ 260,000 | $ 130,000 | $ 659,000 |
| Tulsa County Oklahoma | 2 | $ 580,000 | $ 290,000 | $ 185,000 |
| Wagoner County Oklahoma | 2 | $ 330,000 | $ 165,000 | $ 97,000 |
| Monroe County Tennessee | 2 | $ 230,000 | $ 115,000 | $ 70,000 |
| Pickett County Tennessee | 2 | $ 230,000 | $ 115,000 | $ 46,000 |
| Warren County Tennessee | 2 | $ 270,000 | $ 135,000 | $ 56,000 |
| Bowie County Texas | 2 | $ 430,000 | $ 215,000 | $ 140,000 |
| Fannin County Texas | 2 | $ 200,000 | $ 100,000 | $ 212,000 |
| Hidalgo County Texas | 2 | $ 2,560,000 | $ 1,280,000 | $ 0 |
| Jefferson County Texas | 2 | $ 530,000 | $ 265,000 | $ 140,000 |
| Liberty County Texas | 2 | $ 250,000 | $ 125,000 | $ 92,000 |
| Rains County Texas | 2 | $ 220,000 | $ 110,000 | $ 56,000 |
| Rusk County Texas | 2 | $ 570,000 | $ 285,000 | $ 136,000 |
| Van Zandt County Texas | 2 | $ 270,000 | $ 135,000 | $ 138,000 |
| Washington County Texas | 2 | $ 810,000 | $ 405,000 | $ 97,000 |
| Autauga County Alabama | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Butler County Alabama | 1 | $ 145,000 | $ 145,000 | $ 42,000 |
| Calhoun County Alabama | 1 | $ 185,000 | $ 185,000 | $ 99,000 |
| Madison County Alabama | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Mobile County Alabama | 1 | $ 345,000 | $ 345,000 | $ 335,000 |
| Russell County Alabama | 1 | $ 95,000 | $ 95,000 | $ 38,000 |
| St. Clair County Alabama | 1 | $ 175,000 | $ 175,000 | $ 122,000 |
| Ashley County Arkansas | 1 | $ 45,000 | $ 45,000 | $ 64,000 |
| Carroll County Arkansas | 1 | $ 65,000 | $ 65,000 | $ 140,000 |
| Cleburne County Arkansas | 1 | $ 515,000 | $ 515,000 | $ 450,000 |
| Grant County Arkansas | 1 | $ 235,000 | $ 235,000 | $ 110,000 |
| Logan County Arkansas | 1 | $ 235,000 | $ 235,000 | $ 43,000 |
| Union County Arkansas | 1 | $ 245,000 | $ 245,000 | $ 52,000 |
| Washington County Arkansas | 1 | $ 245,000 | $ 245,000 | $ 136,000 |
| El Dorado County California | 1 | $ 35,000 | $ 35,000 | $ 45,000 |
| Orange County California | 1 | $ 485,000 | $ 485,000 | $ 80,000 |
| Riverside County California | 1 | $ 245,000 | $ 245,000 | $ 93,000 |
| Denver County Colorado | 1 | $ 1,715,000 | $ 1,715,000 | $ 474,000 |
| Eagle County Colorado | 1 | $ 475,000 | $ 475,000 | $ 2,060,000 |
| El Paso County Colorado | 1 | $ 405,000 | $ 405,000 | $ 342,000 |
| Gunnison County Colorado | 1 | $ 675,000 | $ 675,000 | $ 800,000 |
| Mesa County Colorado | 1 | $ 305,000 | $ 305,000 | $ 91,000 |
| Summit County Colorado | 1 | $ 435,000 | $ 435,000 | $ 148,000 |
| Duval County Florida | 1 | $ 205,000 | $ 205,000 | $ 174,000 |
| Manatee County Florida | 1 | $ 275,000 | $ 275,000 | $ 89,000 |
| Miami-Dade County Florida | 1 | $ 315,000 | $ 315,000 | $ 193,000 |
| Palm Beach County Florida | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Pinellas County Florida | 1 | $ 345,000 | $ 345,000 | $ 111,000 |
| Santa Rosa County Florida | 1 | $ 1,085,000 | $ 1,085,000 | $ 602,000 |
| Sarasota County Florida | 1 | $ 685,000 | $ 685,000 | $ 0 |
| Bacon County Georgia | 1 | $ 125,000 | $ 125,000 | $ 116,000 |
| Carroll County Georgia | 1 | $ 295,000 | $ 295,000 | $ 80,000 |
| DeKalb County Georgia | 1 | $ 385,000 | $ 385,000 | $ 656,000 |
| Forsyth County Georgia | 1 | $ 285,000 | $ 285,000 | $ 86,000 |
| Fulton County Georgia | 1 | $ 785,000 | $ 785,000 | $ 290,000 |
| Muscogee County Georgia | 1 | $ 85,000 | $ 85,000 | $ 111,000 |
| Pierce County Georgia | 1 | $ 155,000 | $ 155,000 | $ 120,000 |
| Richmond County Georgia | 1 | $ 2,205,000 | $ 2,205,000 | $ 0 |
| Ware County Georgia | 1 | $ 265,000 | $ 265,000 | $ 85,000 |
| Cook County Illinois | 1 | $ 415,000 | $ 415,000 | $ 149,000 |
| Lake County Indiana | 1 | $ 205,000 | $ 205,000 | $ 98,000 |
| Fayette County Iowa | 1 | $ 65,000 | $ 65,000 | $ 45,000 |
| Douglas County Kansas | 1 | $ 225,000 | $ 225,000 | $ 79,000 |
| Shawnee County Kansas | 1 | $ 145,000 | $ 145,000 | $ 106,000 |
| Fayette County Kentucky | 1 | $ 255,000 | $ 255,000 | $ 83,000 |
| Acadia County Louisiana | 1 | $ 95,000 | $ 95,000 | $ 61,000 |
| Concordia County Louisiana | 1 | $ 185,000 | $ 185,000 | $ 109,000 |
| East Carroll County Louisiana | 1 | $ 75,000 | $ 75,000 | $ 31,000 |
| Pointe Coupee County Louisiana | 1 | $ 755,000 | $ 755,000 | $ 1,701,000 |
| St. Charles County Louisiana | 1 | $ 325,000 | $ 325,000 | $ 88,000 |
| St. Martin County Louisiana | 1 | $ 195,000 | $ 195,000 | $ 68,000 |
| West Baton Rouge County Louisiana | 1 | $ 315,000 | $ 315,000 | $ 109,000 |
| Rice County Minnesota | 1 | $ 295,000 | $ 295,000 | $ 221,000 |
| Adams County Mississippi | 1 | $ 975,000 | $ 975,000 | $ 0 |
| Calhoun County Mississippi | 1 | $ 135,000 | $ 135,000 | $ 63,000 |
| Carroll County Mississippi | 1 | $ 255,000 | $ 255,000 | $ 186,000 |
| Clarke County Mississippi | 1 | $ 165,000 | $ 165,000 | $ 51,000 |
| Coahoma County Mississippi | 1 | $ 35,000 | $ 35,000 | $ 30,000 |
| Covington County Mississippi | 1 | $ 145,000 | $ 145,000 | $ 62,000 |
| DeSoto County Mississippi | 1 | $ 185,000 | $ 185,000 | $ 91,000 |
| Forrest County Mississippi | 1 | $ 125,000 | $ 125,000 | $ 40,000 |
| Grenada County Mississippi | 1 | $ 255,000 | $ 255,000 | $ 80,000 |
| Holmes County Mississippi | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Marion County Mississippi | 1 | $ 95,000 | $ 95,000 | $ 35,000 |
| Monroe County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 51,000 |
| Pike County Mississippi | 1 | $ 95,000 | $ 95,000 | $ 150,000 |
| Smith County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 43,000 |
| Tunica County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 56,000 |
| Wayne County Mississippi | 1 | $ 125,000 | $ 125,000 | $ 43,000 |
| Wilkinson County Mississippi | 1 | $ 185,000 | $ 185,000 | $ 165,000 |
| Winston County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 42,000 |
| Cass County Missouri | 1 | $ 265,000 | $ 265,000 | $ 152,000 |
| Christian County Missouri | 1 | $ 125,000 | $ 125,000 | $ 54,000 |
| Stone County Missouri | 1 | $ 195,000 | $ 195,000 | $ 171,000 |
| Middlesex County New Jersey | 1 | $ 325,000 | $ 325,000 | $ 1,241,000 |
| Colfax County New Mexico | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Taos County New Mexico | 1 | $ 955,000 | $ 955,000 | $ 0 |
| Jackson County North Carolina | 1 | $ 705,000 | $ 705,000 | $ 648,000 |
| Mitchell County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 96,000 |
| Surry County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 38,000 |
| Fairfield County Ohio | 1 | $ 85,000 | $ 85,000 | $ 24,000 |
| Tuscarawas County Ohio | 1 | $ 225,000 | $ 225,000 | $ 93,000 |
| Beckham County Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 52,000 |
| Cherokee County Oklahoma | 1 | $ 25,000 | $ 25,000 | $ 58,000 |
| Creek County Oklahoma | 1 | $ 175,000 | $ 175,000 | $ 73,000 |
| Custer County Oklahoma | 1 | $ 285,000 | $ 285,000 | $ 135,000 |
| Harper County Oklahoma | 1 | $ 145,000 | $ 145,000 | $ 94,000 |
| McClain County Oklahoma | 1 | $ 435,000 | $ 435,000 | $ 180,000 |
| Murray County Oklahoma | 1 | $ 85,000 | $ 85,000 | $ 39,000 |
| Pawnee County Oklahoma | 1 | $ 375,000 | $ 375,000 | $ 163,000 |
| Pushmataha County Oklahoma | 1 | $ 515,000 | $ 515,000 | $ 227,000 |
| Richland County South Carolina | 1 | $ 185,000 | $ 185,000 | $ 73,000 |
| Bledsoe County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 235,000 |
| Cheatham County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 106,000 |
| Clay County Tennessee | 1 | $ 25,000 | $ 25,000 | $ 28,000 |
| DeKalb County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 39,000 |
| Fayette County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 74,000 |
| Hamilton County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 67,000 |
| Madison County Tennessee | 1 | $ 305,000 | $ 305,000 | $ 145,000 |
| Montgomery County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 87,000 |
| Moore County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 125,000 |
| Rhea County Tennessee | 1 | $ 385,000 | $ 385,000 | $ 167,000 |
| Sequatchie County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 85,000 |
| Angelina County Texas | 1 | $ 185,000 | $ 185,000 | $ 68,000 |
| Aransas County Texas | 1 | $ 605,000 | $ 605,000 | $ 380,000 |
| Austin County Texas | 1 | $ 405,000 | $ 405,000 | $ 117,000 |
| Burnet County Texas | 1 | $ 2,005,000 | $ 2,005,000 | $ 864,000 |
| Camp County Texas | 1 | $ 75,000 | $ 75,000 | $ 156,000 |
| Chambers County Texas | 1 | $ 355,000 | $ 355,000 | $ 162,000 |
| Colorado County Texas | 1 | $ 1,125,000 | $ 1,125,000 | $ 591,000 |
| Comanche County Texas | 1 | $ 305,000 | $ 305,000 | $ 220,000 |
| Ector County Texas | 1 | $ 155,000 | $ 155,000 | $ 75,000 |
| Erath County Texas | 1 | $ 145,000 | $ 145,000 | $ 113,000 |
| Falls County Texas | 1 | $ 375,000 | $ 375,000 | $ 488,000 |
| Fayette County Texas | 1 | $ 805,000 | $ 805,000 | $ 473,000 |
| Franklin County Texas | 1 | $ 665,000 | $ 665,000 | $ 0 |
| Freestone County Texas | 1 | $ 165,000 | $ 165,000 | $ 206,000 |
| Gillespie County Texas | 1 | $ 305,000 | $ 305,000 | $ 129,000 |
| Gregg County Texas | 1 | $ 95,000 | $ 95,000 | $ 72,000 |
| Grimes County Texas | 1 | $ 385,000 | $ 385,000 | $ 162,000 |
| Guadalupe County Texas | 1 | $ 515,000 | $ 515,000 | $ 484,000 |
| Hopkins County Texas | 1 | $ 145,000 | $ 145,000 | $ 54,000 |
| Howard County Texas | 1 | $ 405,000 | $ 405,000 | $ 237,000 |
| Jack County Texas | 1 | $ 265,000 | $ 265,000 | $ 90,000 |
| Kendall County Texas | 1 | $ 2,005,000 | $ 2,005,000 | $ 1,676,000 |
| Midland County Texas | 1 | $ 205,000 | $ 205,000 | $ 120,000 |
| Nueces County Texas | 1 | $ 155,000 | $ 155,000 | $ 58,000 |
| Polk County Texas | 1 | $ 165,000 | $ 165,000 | $ 72,000 |
| Potter County Texas | 1 | $ 1,505,000 | $ 1,505,000 | $ 0 |
| Real County Texas | 1 | $ 295,000 | $ 295,000 | $ 150,000 |
| Somervell County Texas | 1 | $ 275,000 | $ 275,000 | $ 140,000 |
| Upshur County Texas | 1 | $ 175,000 | $ 175,000 | $ 120,000 |
| Waller County Texas | 1 | $ 275,000 | $ 275,000 | $ 95,000 |
| Wharton County Texas | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Wood County Texas | 1 | $ 145,000 | $ 145,000 | $ 23,000 |
| Young County Texas | 1 | $ 135,000 | $ 135,000 | $ 83,000 |
| Charlottesville County Virginia | 1 | $ 365,000 | $ 365,000 | $ 107,000 |
| Klickitat County Washington | 1 | $ 855,000 | $ 855,000 | $ 0 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,934 | $522,780,000 | $270,000 | $4,895,000 | $131,000 | $5,942,000 |
| Refinancing | 1,745 | $494,845,000 | $283,000 | $22,355,000 | $148,000 | $4,187,000 |
| Cash-out Refinancing | 565 | $165,975,000 | $293,000 | $5,285,000 | $150,000 | $1,477,000 |
| Home Improvement | 17 | $1,195,000 | $70,000 | $135,000 | $88,000 | $215,000 |
| Other Purpose | 10 | $580,000 | $58,000 | $245,000 | $124,000 | $350,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,965 | $803,955,000 | $271,000 | $3,815,000 | $148,000 | $5,942,000 |
| Hispanic | 408 | $83,880,000 | $205,000 | $2,005,000 | $79,000 | $1,676,000 |
| Not applicable | 324 | $137,060,000 | $423,000 | $22,355,000 | $0 | $0 |
| Black or African American | 240 | $50,360,000 | $209,000 | $965,000 | $95,000 | $1,701,000 |
| Not Provided | 190 | $67,460,000 | $355,000 | $3,525,000 | $197,000 | $3,180,000 |
| Asian | 120 | $35,130,000 | $292,000 | $1,045,000 | $156,000 | $1,241,000 |
| American Indian or Alaskan Native | 18 | $4,360,000 | $242,000 | $495,000 | $123,000 | $394,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $345,000 | $345,000 | $345,000 | $166,000 | $166,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,460 | $1,023,960,000 | $295,000 | $22,355,000 | $159,000 | $5,942,000 |
| FHA-insured (Federal Housing Administration) | 491 | $93,985,000 | $191,000 | $435,000 | $66,000 | $193,000 |
| VA-guaranteed (Veterans Administration) | 170 | $44,910,000 | $264,000 | $515,000 | $90,000 | $247,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 150 | $22,520,000 | $150,000 | $315,000 | $53,000 | $100,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,208 | $897,780,000 | $279,000 | $22,355,000 | $142,000 | $5,942,000 |
| Application Withdrawn By Applicant | 596 | $170,930,000 | $286,000 | $3,525,000 | $152,000 | $3,180,000 |
| Application Denied By Financial Institution | 272 | $63,770,000 | $234,000 | $1,505,000 | $97,000 | $2,448,000 |
| Application Approved But Not Accepted | 141 | $42,485,000 | $301,000 | $2,885,000 | $152,000 | $1,274,000 |
| File Closed For Incompleteness | 54 | $10,410,000 | $192,000 | $515,000 | $122,000 | $1,178,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,999 | $1,121,605,000 | $280,000 | $22,355,000 | $143,000 | $5,942,000 |
| Debt-To-Income Ratio | 112 | $26,120,000 | $233,000 | $1,165,000 | $66,000 | $350,000 |
| Credit History | 88 | $18,910,000 | $214,000 | $1,485,000 | $125,000 | $2,448,000 |
| Collateral | 20 | $6,340,000 | $317,000 | $1,505,000 | $103,000 | $420,000 |
| Credit Application Incomplete | 18 | $3,800,000 | $211,000 | $405,000 | $102,000 | $210,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 10 | $2,300,000 | $230,000 | $475,000 | $87,000 | $141,000 |
| Other | 9 | $2,595,000 | $288,000 | $515,000 | $116,000 | $375,000 |
| Unverifiable Information | 9 | $2,145,000 | $238,000 | $465,000 | $150,000 | $366,000 |
| Employment History | 6 | $1,560,000 | $260,000 | $475,000 | $103,000 | $300,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Origin Bank's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Origin Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Louisiana, download the full spreadsheet
with aggregated HMDA statistics today.