Origin Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Origin Bank 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Origin Bank 2211 North 7Th Choudrant, LA 71291 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 2,247 |
| Total Mortgage Loan Application Amount | $1,018,625,000 |
| Average Mortgage Loan Application Amount | $2,584,800 |
| Highest Mortgage Loan Application Amount | $54,415,000 |
| Average Applicant Income | $451,600 |
| Highest Applicant Income | $9,800,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Origin Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Origin Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Origin Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Origin Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Origin Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Origin Bank's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Ouachita County Louisiana | 373 | $ 88,625,000 | $ 237,000 | $ 139,000 |
| Dallas County Texas | 245 | $ 150,405,000 | $ 613,000 | $ 256,000 |
| Lincoln County Louisiana | 216 | $ 55,930,000 | $ 258,000 | $ 141,000 |
| Harris County Texas | 135 | $ 193,385,000 | $ 1,432,000 | $ 448,000 |
| Tarrant County Texas | 107 | $ 56,945,000 | $ 532,000 | $ 431,000 |
| Rankin County Mississippi | 102 | $ 25,950,000 | $ 254,000 | $ 102,000 |
| Bossier County Louisiana | 93 | $ 17,625,000 | $ 189,000 | $ 104,000 |
| Caddo County Louisiana | 92 | $ 20,410,000 | $ 221,000 | $ 144,000 |
| Hinds County Mississippi | 72 | $ 13,720,000 | $ 190,000 | $ 94,000 |
| Union County Louisiana | 64 | $ 7,640,000 | $ 119,000 | $ 92,000 |
| Madison County Mississippi | 60 | $ 28,080,000 | $ 468,000 | $ 262,000 |
| Collin County Texas | 46 | $ 22,810,000 | $ 495,000 | $ 364,000 |
| Lafayette County Mississippi | 41 | $ 10,015,000 | $ 244,000 | $ 118,000 |
| Denton County Texas | 28 | $ 12,720,000 | $ 454,000 | $ 201,000 |
| Travis County Texas | 27 | $ 39,695,000 | $ 1,470,000 | $ 273,000 |
| Jackson County Louisiana | 21 | $ 4,565,000 | $ 217,000 | $ 214,000 |
| Morehouse County Louisiana | 21 | $ 2,565,000 | $ 122,000 | $ 79,000 |
| Fort Bend County Texas | 15 | $ 6,865,000 | $ 457,000 | $ 216,000 |
| Montgomery County Texas | 15 | $ 8,375,000 | $ 558,000 | $ 369,000 |
| Kaufman County Texas | 14 | $ 4,510,000 | $ 322,000 | $ 93,000 |
| Henderson County Texas | 12 | $ 4,880,000 | $ 406,000 | $ 167,000 |
| Warren County Mississippi | 11 | $ 1,825,000 | $ 165,000 | $ 56,000 |
| East Baton Rouge County Louisiana | 10 | $ 3,780,000 | $ 378,000 | $ 344,000 |
| Brazoria County Texas | 10 | $ 4,400,000 | $ 440,000 | $ 170,000 |
| Galveston County Texas | 10 | $ 21,080,000 | $ 2,108,000 | $ 1,039,000 |
| Webster County Louisiana | 9 | $ 1,115,000 | $ 123,000 | $ 84,000 |
| Hunt County Texas | 9 | $ 3,485,000 | $ 387,000 | $ 113,000 |
| Parker County Texas | 9 | $ 3,585,000 | $ 398,000 | $ 110,000 |
| Williamson County Texas | 8 | $ 3,410,000 | $ 426,000 | $ 152,000 |
| Rapides County Louisiana | 7 | $ 3,225,000 | $ 460,000 | $ 84,000 |
| Richland County Louisiana | 7 | $ 1,355,000 | $ 193,000 | $ 125,000 |
| Comal County Texas | 7 | $ 2,955,000 | $ 422,000 | $ 526,000 |
| Ellis County Texas | 7 | $ 2,385,000 | $ 340,000 | $ 80,000 |
| Baldwin County Alabama | 6 | $ 2,080,000 | $ 346,000 | $ 118,000 |
| Claiborne County Louisiana | 6 | $ 890,000 | $ 148,000 | $ 64,000 |
| Leflore County Mississippi | 6 | $ 720,000 | $ 120,000 | $ 41,000 |
| Hays County Texas | 6 | $ 2,810,000 | $ 468,000 | $ 181,000 |
| Lafayette County Louisiana | 5 | $ 1,405,000 | $ 281,000 | $ 109,000 |
| West Carroll County Louisiana | 5 | $ 635,000 | $ 127,000 | $ 80,000 |
| Calhoun County Mississippi | 5 | $ 745,000 | $ 149,000 | $ 68,000 |
| Yalobusha County Mississippi | 5 | $ 725,000 | $ 145,000 | $ 80,000 |
| Bexar County Texas | 5 | $ 3,345,000 | $ 669,000 | $ 228,000 |
| Okaloosa County Florida | 4 | $ 1,410,000 | $ 352,000 | $ 338,000 |
| Johnson County Kansas | 4 | $ 1,390,000 | $ 347,000 | $ 136,000 |
| Madison County Louisiana | 4 | $ 430,000 | $ 107,000 | $ 317,000 |
| Orleans County Louisiana | 4 | $ 1,270,000 | $ 317,000 | $ 218,000 |
| Attala County Mississippi | 4 | $ 330,000 | $ 82,000 | $ 46,000 |
| Oklahoma County Oklahoma | 4 | $ 920,000 | $ 230,000 | $ 107,000 |
| Shelby County Tennessee | 4 | $ 1,430,000 | $ 357,000 | $ 197,000 |
| Bell County Texas | 4 | $ 3,810,000 | $ 952,000 | $ 115,000 |
| Gregg County Texas | 4 | $ 870,000 | $ 217,000 | $ 120,000 |
| Rockwall County Texas | 4 | $ 2,120,000 | $ 530,000 | $ 188,000 |
| Smith County Texas | 4 | $ 1,460,000 | $ 365,000 | $ 214,000 |
| Garland County Arkansas | 3 | $ 515,000 | $ 171,000 | $ 198,000 |
| Miami-Dade County Florida | 3 | $ 14,365,000 | $ 4,788,000 | $ 2,022,000 |
| Bienville County Louisiana | 3 | $ 385,000 | $ 128,000 | $ 48,000 |
| Calcasieu County Louisiana | 3 | $ 855,000 | $ 285,000 | $ 197,000 |
| Caldwell County Louisiana | 3 | $ 425,000 | $ 141,000 | $ 57,000 |
| De Soto County Louisiana | 3 | $ 955,000 | $ 318,000 | $ 184,000 |
| Lee County Mississippi | 3 | $ 475,000 | $ 158,000 | $ 70,000 |
| Panola County Mississippi | 3 | $ 605,000 | $ 201,000 | $ 34,000 |
| Simpson County Mississippi | 3 | $ 375,000 | $ 125,000 | $ 82,000 |
| Tate County Mississippi | 3 | $ 795,000 | $ 265,000 | $ 127,000 |
| Union County Mississippi | 3 | $ 695,000 | $ 231,000 | $ 78,000 |
| McCurtain County Oklahoma | 3 | $ 3,065,000 | $ 1,021,000 | $ 531,000 |
| Hamilton County Tennessee | 3 | $ 1,035,000 | $ 345,000 | $ 467,000 |
| Austin County Texas | 3 | $ 1,225,000 | $ 408,000 | $ 344,000 |
| Fayette County Texas | 3 | $ 2,795,000 | $ 931,000 | $ 90,000 |
| Grimes County Texas | 3 | $ 1,335,000 | $ 445,000 | $ 156,000 |
| Hidalgo County Texas | 3 | $ 7,125,000 | $ 2,375,000 | $ 0 |
| Johnson County Texas | 3 | $ 1,095,000 | $ 365,000 | $ 278,000 |
| Kendall County Texas | 3 | $ 1,815,000 | $ 605,000 | $ 174,000 |
| Midland County Texas | 3 | $ 745,000 | $ 248,000 | $ 149,000 |
| Van Zandt County Texas | 3 | $ 1,225,000 | $ 408,000 | $ 103,000 |
| Walker County Texas | 3 | $ 1,475,000 | $ 491,000 | $ 167,000 |
| Tuscaloosa County Alabama | 2 | $ 260,000 | $ 130,000 | $ 100,000 |
| Ashley County Arkansas | 2 | $ 260,000 | $ 130,000 | $ 89,000 |
| Baxter County Arkansas | 2 | $ 510,000 | $ 255,000 | $ 534,000 |
| Benton County Arkansas | 2 | $ 350,000 | $ 175,000 | $ 0 |
| White County Arkansas | 2 | $ 150,000 | $ 75,000 | $ 100,000 |
| Kern County California | 2 | $ 640,000 | $ 320,000 | $ 123,000 |
| Bay County Florida | 2 | $ 1,630,000 | $ 815,000 | $ 4,632,000 |
| Collier County Florida | 2 | $ 6,890,000 | $ 3,445,000 | $ 2,014,000 |
| Sarasota County Florida | 2 | $ 540,000 | $ 270,000 | $ 0 |
| Walton County Florida | 2 | $ 5,010,000 | $ 2,505,000 | $ 302,000 |
| Jefferson County Louisiana | 2 | $ 530,000 | $ 265,000 | $ 277,000 |
| Natchitoches County Louisiana | 2 | $ 390,000 | $ 195,000 | $ 127,000 |
| Sabine County Louisiana | 2 | $ 350,000 | $ 175,000 | $ 242,000 |
| St. Tammany County Louisiana | 2 | $ 870,000 | $ 435,000 | $ 154,000 |
| Adams County Mississippi | 2 | $ 450,000 | $ 225,000 | $ 85,000 |
| Alcorn County Mississippi | 2 | $ 240,000 | $ 120,000 | $ 52,000 |
| Harrison County Mississippi | 2 | $ 470,000 | $ 235,000 | $ 173,000 |
| Pontotoc County Mississippi | 2 | $ 450,000 | $ 225,000 | $ 90,000 |
| Prentiss County Mississippi | 2 | $ 180,000 | $ 90,000 | $ 68,000 |
| Tunica County Mississippi | 2 | $ 1,950,000 | $ 975,000 | $ 12,000 |
| Yazoo County Mississippi | 2 | $ 470,000 | $ 235,000 | $ 75,000 |
| Rogers County Oklahoma | 2 | $ 230,000 | $ 115,000 | $ 68,000 |
| Anderson County Texas | 2 | $ 460,000 | $ 230,000 | $ 40,000 |
| Brazos County Texas | 2 | $ 380,000 | $ 190,000 | $ 50,000 |
| Eastland County Texas | 2 | $ 3,820,000 | $ 1,910,000 | $ 0 |
| Grayson County Texas | 2 | $ 840,000 | $ 420,000 | $ 157,000 |
| Harrison County Texas | 2 | $ 700,000 | $ 350,000 | $ 201,000 |
| Lamar County Texas | 2 | $ 450,000 | $ 225,000 | $ 49,000 |
| Montague County Texas | 2 | $ 1,070,000 | $ 535,000 | $ 110,000 |
| Shelby County Texas | 2 | $ 150,000 | $ 75,000 | $ 0 |
| Washington County Texas | 2 | $ 2,920,000 | $ 1,460,000 | $ 773,000 |
| Wise County Texas | 2 | $ 430,000 | $ 215,000 | $ 186,000 |
| Summit County Utah | 2 | $ 4,610,000 | $ 2,305,000 | $ 753,000 |
| Cullman County Alabama | 1 | $ 455,000 | $ 455,000 | $ 508,000 |
| Jefferson County Alabama | 1 | $ 475,000 | $ 475,000 | $ 110,000 |
| Montgomery County Alabama | 1 | $ 465,000 | $ 465,000 | $ 200,000 |
| St. Clair County Alabama | 1 | $ 155,000 | $ 155,000 | $ 91,000 |
| Winston County Alabama | 1 | $ 425,000 | $ 425,000 | $ 135,000 |
| Maricopa County Arizona | 1 | $ 2,055,000 | $ 2,055,000 | $ 3,123,000 |
| Pima County Arizona | 1 | $ 105,000 | $ 105,000 | $ 56,000 |
| Miller County Arkansas | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Polk County Arkansas | 1 | $ 35,000 | $ 35,000 | $ 128,000 |
| Pope County Arkansas | 1 | $ 135,000 | $ 135,000 | $ 32,000 |
| Pulaski County Arkansas | 1 | $ 265,000 | $ 265,000 | $ 55,000 |
| Saline County Arkansas | 1 | $ 265,000 | $ 265,000 | $ 169,000 |
| Washington County Arkansas | 1 | $ 275,000 | $ 275,000 | $ 197,000 |
| Los Angeles County California | 1 | $ 2,255,000 | $ 2,255,000 | $ 449,000 |
| Marin County California | 1 | $ 8,255,000 | $ 8,255,000 | $ 2,478,000 |
| Napa County California | 1 | $ 3,085,000 | $ 3,085,000 | $ 0 |
| Sonoma County California | 1 | $ 3,555,000 | $ 3,555,000 | $ 0 |
| Denver County Colorado | 1 | $ 205,000 | $ 205,000 | $ 114,000 |
| Douglas County Colorado | 1 | $ 535,000 | $ 535,000 | $ 175,000 |
| Larimer County Colorado | 1 | $ 1,045,000 | $ 1,045,000 | $ 1,105,000 |
| Ouray County Colorado | 1 | $ 1,415,000 | $ 1,415,000 | $ 1,210,000 |
| Pitkin County Colorado | 1 | $ 2,005,000 | $ 2,005,000 | $ 4,895,000 |
| Pueblo County Colorado | 1 | $ 205,000 | $ 205,000 | $ 87,000 |
| Escambia County Florida | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Hernando County Florida | 1 | $ 205,000 | $ 205,000 | $ 82,000 |
| Palm Beach County Florida | 1 | $ 9,165,000 | $ 9,165,000 | $ 2,489,000 |
| Atkinson County Georgia | 1 | $ 65,000 | $ 65,000 | $ 31,000 |
| Forsyth County Georgia | 1 | $ 105,000 | $ 105,000 | $ 134,000 |
| Fulton County Georgia | 1 | $ 395,000 | $ 395,000 | $ 18,000 |
| Henry County Georgia | 1 | $ 445,000 | $ 445,000 | $ 64,000 |
| Rabun County Georgia | 1 | $ 1,265,000 | $ 1,265,000 | $ 576,000 |
| Hawaii County Hawaii | 1 | $ 1,765,000 | $ 1,765,000 | $ 0 |
| Lake County Indiana | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Porter County Indiana | 1 | $ 195,000 | $ 195,000 | $ 82,000 |
| Bullitt County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 118,000 |
| Marshall County Kentucky | 1 | $ 235,000 | $ 235,000 | $ 135,000 |
| Concordia County Louisiana | 1 | $ 215,000 | $ 215,000 | $ 145,000 |
| Franklin County Louisiana | 1 | $ 25,000 | $ 25,000 | $ 141,000 |
| Grant County Louisiana | 1 | $ 275,000 | $ 275,000 | $ 276,000 |
| Livingston County Louisiana | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Red River County Louisiana | 1 | $ 155,000 | $ 155,000 | $ 22,000 |
| St. Bernard County Louisiana | 1 | $ 75,000 | $ 75,000 | $ 101,000 |
| St. Landry County Louisiana | 1 | $ 55,000 | $ 55,000 | $ 28,000 |
| Tangipahoa County Louisiana | 1 | $ 1,495,000 | $ 1,495,000 | $ 0 |
| Winn County Louisiana | 1 | $ 165,000 | $ 165,000 | $ 123,000 |
| Lapeer County Michigan | 1 | $ 85,000 | $ 85,000 | $ 52,000 |
| Oakland County Michigan | 1 | $ 335,000 | $ 335,000 | $ 62,000 |
| Choctaw County Mississippi | 1 | $ 175,000 | $ 175,000 | $ 43,000 |
| Copiah County Mississippi | 1 | $ 375,000 | $ 375,000 | $ 62,000 |
| DeSoto County Mississippi | 1 | $ 155,000 | $ 155,000 | $ 33,000 |
| Itawamba County Mississippi | 1 | $ 145,000 | $ 145,000 | $ 55,000 |
| Jackson County Mississippi | 1 | $ 195,000 | $ 195,000 | $ 146,000 |
| Jones County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 19,000 |
| Lauderdale County Mississippi | 1 | $ 175,000 | $ 175,000 | $ 58,000 |
| Lowndes County Mississippi | 1 | $ 95,000 | $ 95,000 | $ 17,000 |
| Newton County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 109,000 |
| Oktibbeha County Mississippi | 1 | $ 215,000 | $ 215,000 | $ 99,000 |
| Tallahatchie County Mississippi | 1 | $ 245,000 | $ 245,000 | $ 90,000 |
| Washington County Mississippi | 1 | $ 1,085,000 | $ 1,085,000 | $ 0 |
| Winston County Mississippi | 1 | $ 95,000 | $ 95,000 | $ 26,000 |
| Barry County Missouri | 1 | $ 235,000 | $ 235,000 | $ 120,000 |
| Boone County Missouri | 1 | $ 335,000 | $ 335,000 | $ 121,000 |
| Missoula County Montana | 1 | $ 585,000 | $ 585,000 | $ 114,000 |
| Clark County Nevada | 1 | $ 605,000 | $ 605,000 | $ 0 |
| Colfax County New Mexico | 1 | $ 605,000 | $ 605,000 | $ 422,000 |
| Union County New Mexico | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Guilford County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 454,000 |
| Hamilton County Ohio | 1 | $ 325,000 | $ 325,000 | $ 160,000 |
| Preble County Ohio | 1 | $ 145,000 | $ 145,000 | $ 64,000 |
| Cherokee County Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 49,000 |
| Creek County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 62,000 |
| Kingfisher County Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 67,000 |
| Le Flore County Oklahoma | 1 | $ 205,000 | $ 205,000 | $ 85,000 |
| Marshall County Oklahoma | 1 | $ 685,000 | $ 685,000 | $ 556,000 |
| Okmulgee County Oklahoma | 1 | $ 365,000 | $ 365,000 | $ 35,000 |
| Stephens County Oklahoma | 1 | $ 205,000 | $ 205,000 | $ 86,000 |
| Richland County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 51,000 |
| Clay County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 48,000 |
| Fayette County Tennessee | 1 | $ 315,000 | $ 315,000 | $ 70,000 |
| Hardin County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 35,000 |
| Lincoln County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 73,000 |
| Madison County Tennessee | 1 | $ 375,000 | $ 375,000 | $ 170,000 |
| Overton County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 105,000 |
| Roane County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 70,000 |
| White County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 36,000 |
| Aransas County Texas | 1 | $ 345,000 | $ 345,000 | $ 78,000 |
| Baylor County Texas | 1 | $ 65,000 | $ 65,000 | $ 81,000 |
| Cameron County Texas | 1 | $ 125,000 | $ 125,000 | $ 801,000 |
| Chambers County Texas | 1 | $ 575,000 | $ 575,000 | $ 203,000 |
| Colorado County Texas | 1 | $ 505,000 | $ 505,000 | $ 218,000 |
| El Paso County Texas | 1 | $ 135,000 | $ 135,000 | $ 58,000 |
| Erath County Texas | 1 | $ 165,000 | $ 165,000 | $ 231,000 |
| Fannin County Texas | 1 | $ 195,000 | $ 195,000 | $ 52,000 |
| Franklin County Texas | 1 | $ 565,000 | $ 565,000 | $ 314,000 |
| Gillespie County Texas | 1 | $ 1,195,000 | $ 1,195,000 | $ 0 |
| Hill County Texas | 1 | $ 1,985,000 | $ 1,985,000 | $ 934,000 |
| Jasper County Texas | 1 | $ 375,000 | $ 375,000 | $ 193,000 |
| Jones County Texas | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Llano County Texas | 1 | $ 1,505,000 | $ 1,505,000 | $ 654,000 |
| Madison County Texas | 1 | $ 295,000 | $ 295,000 | $ 92,000 |
| Matagorda County Texas | 1 | $ 155,000 | $ 155,000 | $ 67,000 |
| Medina County Texas | 1 | $ 1,635,000 | $ 1,635,000 | $ 774,000 |
| Navarro County Texas | 1 | $ 105,000 | $ 105,000 | $ 31,000 |
| Nueces County Texas | 1 | $ 1,075,000 | $ 1,075,000 | $ 424,000 |
| Palo Pinto County Texas | 1 | $ 3,905,000 | $ 3,905,000 | $ 0 |
| Rusk County Texas | 1 | $ 405,000 | $ 405,000 | $ 150,000 |
| San Jacinto County Texas | 1 | $ 405,000 | $ 405,000 | $ 174,000 |
| Tom Green County Texas | 1 | $ 405,000 | $ 405,000 | $ 167,000 |
| Upshur County Texas | 1 | $ 255,000 | $ 255,000 | $ 95,000 |
| Victoria County Texas | 1 | $ 6,005,000 | $ 6,005,000 | $ 0 |
| Waller County Texas | 1 | $ 685,000 | $ 685,000 | $ 354,000 |
| Webb County Texas | 1 | $ 285,000 | $ 285,000 | $ 65,000 |
| Wichita County Texas | 1 | $ 155,000 | $ 155,000 | $ 306,000 |
| Wood County Texas | 1 | $ 105,000 | $ 105,000 | $ 35,000 |
| Chippewa County Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 93,000 |
Mortgage Loan Application Detail Totals for Origin Bank in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,450 | $545,350,000 | $376,000 | $10,005,000 | $175,000 | $8,996,000 |
| Refinancing | 460 | $267,480,000 | $581,000 | $24,005,000 | $304,000 | $7,200,000 |
| Cash-out Refinancing | 324 | $148,100,000 | $457,000 | $9,005,000 | $273,000 | $8,531,000 |
| Home Improvement | 8 | $380,000 | $47,000 | $105,000 | $1,465,000 | $9,800,000 |
| Other Purpose | 5 | $57,315,000 | $11,463,000 | $54,415,000 | $41,000 | $41,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,231 | $509,745,000 | $414,000 | $8,255,000 | $226,000 | $8,531,000 |
| Not applicable | 356 | $267,890,000 | $752,000 | $54,415,000 | $0 | $0 |
| Black or African American | 242 | $55,690,000 | $230,000 | $1,305,000 | $114,000 | $4,110,000 |
| Hispanic | 238 | $69,820,000 | $293,000 | $8,005,000 | $111,000 | $2,178,000 |
| Not Provided | 113 | $69,965,000 | $619,000 | $9,165,000 | $542,000 | $9,800,000 |
| Asian | 55 | $42,105,000 | $765,000 | $10,005,000 | $336,000 | $3,970,000 |
| American Indian or Alaskan Native | 11 | $3,345,000 | $304,000 | $765,000 | $125,000 | $381,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,891 | $937,745,000 | $495,000 | $54,415,000 | $252,000 | $9,800,000 |
| FHA-insured (Federal Housing Administration) | 240 | $48,570,000 | $202,000 | $435,000 | $69,000 | $260,000 |
| VA-guaranteed (Veterans Administration) | 70 | $23,980,000 | $342,000 | $1,125,000 | $96,000 | $324,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 46 | $8,330,000 | $181,000 | $335,000 | $60,000 | $100,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,637 | $802,425,000 | $490,000 | $54,415,000 | $230,000 | $9,800,000 |
| Application Withdrawn By Applicant | 387 | $147,235,000 | $380,000 | $8,005,000 | $242,000 | $7,200,000 |
| Application Denied By Financial Institution | 120 | $22,670,000 | $188,000 | $865,000 | $61,000 | $222,000 |
| Application Approved But Not Accepted | 90 | $38,610,000 | $429,000 | $4,065,000 | $128,000 | $500,000 |
| File Closed For Incompleteness | 13 | $7,685,000 | $591,000 | $2,645,000 | $274,000 | $1,107,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,127 | $995,955,000 | $468,000 | $54,415,000 | $228,000 | $9,800,000 |
| Debt-To-Income Ratio | 54 | $11,800,000 | $218,000 | $865,000 | $51,000 | $193,000 |
| Credit History | 34 | $4,460,000 | $131,000 | $285,000 | $63,000 | $168,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $2,040,000 | $255,000 | $545,000 | $87,000 | $222,000 |
| Employment History | 7 | $1,055,000 | $150,000 | $215,000 | $60,000 | $74,000 |
| Collateral | 6 | $1,210,000 | $201,000 | $335,000 | $70,000 | $141,000 |
| Other | 6 | $910,000 | $151,000 | $245,000 | $66,000 | $100,000 |
| Credit Application Incomplete | 4 | $950,000 | $237,000 | $505,000 | $80,000 | $157,000 |
| Unverifiable Information | 1 | $245,000 | $245,000 | $245,000 | $71,000 | $71,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Origin Bank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Origin Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Louisiana, download the full spreadsheet
with aggregated HMDA statistics today.