Origin Bank 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Origin Bank 2211 North 7Th Choudrant, LA 71291 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 1,806 |
| Total Mortgage Loan Application Amount | $651,480,000 |
| Average Mortgage Loan Application Amount | $244,600 |
| Highest Mortgage Loan Application Amount | $17,635,000 |
| Average Applicant Income | $236,400 |
| Highest Applicant Income | $9,408,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Origin Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Origin Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Origin Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Origin Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Origin Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Origin Bank's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dallas County Texas | 278 | $ 161,870,000 | $ 582,000 | $ 307,000 |
| Ouachita County Louisiana | 249 | $ 54,965,000 | $ 220,000 | $ 115,000 |
| Caddo County Louisiana | 143 | $ 34,095,000 | $ 238,000 | $ 103,000 |
| Lincoln County Louisiana | 139 | $ 33,855,000 | $ 243,000 | $ 134,000 |
| Bossier County Louisiana | 137 | $ 32,715,000 | $ 238,000 | $ 104,000 |
| Harris County Texas | 92 | $ 55,140,000 | $ 599,000 | $ 373,000 |
| Tarrant County Texas | 80 | $ 36,390,000 | $ 454,000 | $ 396,000 |
| Hinds County Mississippi | 71 | $ 15,445,000 | $ 217,000 | $ 91,000 |
| Rankin County Mississippi | 50 | $ 13,950,000 | $ 279,000 | $ 113,000 |
| Union County Louisiana | 41 | $ 6,695,000 | $ 163,000 | $ 97,000 |
| Smith County Texas | 37 | $ 15,015,000 | $ 405,000 | $ 344,000 |
| Denton County Texas | 32 | $ 15,850,000 | $ 495,000 | $ 224,000 |
| Madison County Mississippi | 31 | $ 10,405,000 | $ 335,000 | $ 173,000 |
| Lafayette County Mississippi | 23 | $ 5,685,000 | $ 247,000 | $ 174,000 |
| Collin County Texas | 22 | $ 10,670,000 | $ 485,000 | $ 319,000 |
| Morehouse County Louisiana | 21 | $ 2,585,000 | $ 123,000 | $ 71,000 |
| Gregg County Texas | 19 | $ 4,105,000 | $ 216,000 | $ 212,000 |
| Jackson County Louisiana | 16 | $ 2,580,000 | $ 161,000 | $ 116,000 |
| Kaufman County Texas | 13 | $ 4,225,000 | $ 325,000 | $ 106,000 |
| Wood County Texas | 13 | $ 1,695,000 | $ 130,000 | $ 109,000 |
| Johnson County Texas | 11 | $ 2,915,000 | $ 265,000 | $ 92,000 |
| Rusk County Texas | 11 | $ 2,445,000 | $ 222,000 | $ 165,000 |
| Richland County Louisiana | 10 | $ 1,080,000 | $ 108,000 | $ 126,000 |
| Brazoria County Texas | 10 | $ 2,810,000 | $ 281,000 | $ 121,000 |
| Harrison County Texas | 10 | $ 2,130,000 | $ 213,000 | $ 151,000 |
| Claiborne County Louisiana | 9 | $ 1,775,000 | $ 197,000 | $ 226,000 |
| Henderson County Texas | 9 | $ 6,675,000 | $ 741,000 | $ 1,654,000 |
| Hunt County Texas | 9 | $ 2,965,000 | $ 329,000 | $ 92,000 |
| Montgomery County Texas | 9 | $ 8,115,000 | $ 901,000 | $ 425,000 |
| De Soto County Louisiana | 8 | $ 1,600,000 | $ 200,000 | $ 299,000 |
| Galveston County Texas | 7 | $ 3,815,000 | $ 545,000 | $ 306,000 |
| Baldwin County Alabama | 6 | $ 2,640,000 | $ 440,000 | $ 348,000 |
| East Baton Rouge County Louisiana | 6 | $ 1,730,000 | $ 288,000 | $ 299,000 |
| Ellis County Texas | 6 | $ 1,930,000 | $ 321,000 | $ 213,000 |
| Rockwall County Texas | 6 | $ 3,730,000 | $ 621,000 | $ 263,000 |
| Bienville County Louisiana | 5 | $ 225,000 | $ 45,000 | $ 89,000 |
| Webster County Louisiana | 5 | $ 705,000 | $ 141,000 | $ 63,000 |
| Calhoun County Mississippi | 5 | $ 955,000 | $ 191,000 | $ 79,000 |
| Warren County Mississippi | 5 | $ 795,000 | $ 159,000 | $ 48,000 |
| Yalobusha County Mississippi | 5 | $ 775,000 | $ 155,000 | $ 62,000 |
| Brazos County Texas | 5 | $ 1,135,000 | $ 227,000 | $ 0 |
| Grayson County Texas | 5 | $ 965,000 | $ 193,000 | $ 104,000 |
| Upshur County Texas | 5 | $ 1,365,000 | $ 273,000 | $ 531,000 |
| Hays County Texas | 4 | $ 3,150,000 | $ 787,000 | $ 625,000 |
| Cook County Illinois | 3 | $ 785,000 | $ 261,000 | $ 462,000 |
| Franklin County Louisiana | 3 | $ 415,000 | $ 138,000 | $ 56,000 |
| Oktibbeha County Mississippi | 3 | $ 535,000 | $ 178,000 | $ 1,105,000 |
| Panola County Mississippi | 3 | $ 975,000 | $ 325,000 | $ 152,000 |
| Lamar County Texas | 3 | $ 385,000 | $ 128,000 | $ 0 |
| Parker County Texas | 3 | $ 1,735,000 | $ 578,000 | $ 190,000 |
| Benton County Arkansas | 2 | $ 1,160,000 | $ 580,000 | $ 389,000 |
| Bay County Florida | 2 | $ 690,000 | $ 345,000 | $ 0 |
| Okaloosa County Florida | 2 | $ 690,000 | $ 345,000 | $ 0 |
| Caldwell County Louisiana | 2 | $ 680,000 | $ 340,000 | $ 44,000 |
| Jefferson County Louisiana | 2 | $ 760,000 | $ 380,000 | $ 156,000 |
| Rapides County Louisiana | 2 | $ 530,000 | $ 265,000 | $ 103,000 |
| Tensas County Louisiana | 2 | $ 840,000 | $ 420,000 | $ 865,000 |
| Adams County Mississippi | 2 | $ 250,000 | $ 125,000 | $ 99,000 |
| Harrison County Mississippi | 2 | $ 280,000 | $ 140,000 | $ 83,000 |
| Union County Mississippi | 2 | $ 570,000 | $ 285,000 | $ 107,000 |
| Bell County Texas | 2 | $ 520,000 | $ 260,000 | $ 108,000 |
| Fort Bend County Texas | 2 | $ 1,240,000 | $ 620,000 | $ 243,000 |
| Travis County Texas | 2 | $ 2,180,000 | $ 1,090,000 | $ 3,624,000 |
| Van Zandt County Texas | 2 | $ 490,000 | $ 245,000 | $ 112,000 |
| Jefferson County Alabama | 1 | $ 435,000 | $ 435,000 | $ 165,000 |
| Bradley County Arkansas | 1 | $ 115,000 | $ 115,000 | $ 361,000 |
| Izard County Arkansas | 1 | $ 655,000 | $ 655,000 | $ 638,000 |
| Nevada County Arkansas | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Pope County Arkansas | 1 | $ 325,000 | $ 325,000 | $ 113,000 |
| Saline County Arkansas | 1 | $ 255,000 | $ 255,000 | $ 71,000 |
| Sebastian County Arkansas | 1 | $ 315,000 | $ 315,000 | $ 132,000 |
| Union County Arkansas | 1 | $ 235,000 | $ 235,000 | $ 133,000 |
| Los Angeles County California | 1 | $ 1,345,000 | $ 1,345,000 | $ 0 |
| Arapahoe County Colorado | 1 | $ 405,000 | $ 405,000 | $ 92,000 |
| Denver County Colorado | 1 | $ 245,000 | $ 245,000 | $ 118,000 |
| Douglas County Colorado | 1 | $ 405,000 | $ 405,000 | $ 105,000 |
| Ouray County Colorado | 1 | $ 1,285,000 | $ 1,285,000 | $ 1,295,000 |
| Routt County Colorado | 1 | $ 1,365,000 | $ 1,365,000 | $ 0 |
| Escambia County Florida | 1 | $ 805,000 | $ 805,000 | $ 0 |
| Hillsborough County Florida | 1 | $ 825,000 | $ 825,000 | $ 246,000 |
| Leon County Florida | 1 | $ 215,000 | $ 215,000 | $ 47,000 |
| Manatee County Florida | 1 | $ 1,005,000 | $ 1,005,000 | $ 609,000 |
| Palm Beach County Florida | 1 | $ 1,325,000 | $ 1,325,000 | $ 390,000 |
| Walton County Florida | 1 | $ 1,755,000 | $ 1,755,000 | $ 0 |
| Camden County Georgia | 1 | $ 325,000 | $ 325,000 | $ 91,000 |
| Fannin County Georgia | 1 | $ 875,000 | $ 875,000 | $ 1,191,000 |
| LaPorte County Indiana | 1 | $ 55,000 | $ 55,000 | $ 62,000 |
| Shawnee County Kansas | 1 | $ 75,000 | $ 75,000 | $ 100,000 |
| Acadia County Louisiana | 1 | $ 375,000 | $ 375,000 | $ 139,000 |
| La Salle County Louisiana | 1 | $ 255,000 | $ 255,000 | $ 117,000 |
| Lafayette County Louisiana | 1 | $ 95,000 | $ 95,000 | $ 497,000 |
| Madison County Louisiana | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Orleans County Louisiana | 1 | $ 625,000 | $ 625,000 | $ 400,000 |
| Red River County Louisiana | 1 | $ 175,000 | $ 175,000 | $ 50,000 |
| West Carroll County Louisiana | 1 | $ 45,000 | $ 45,000 | $ 39,000 |
| Winn County Louisiana | 1 | $ 125,000 | $ 125,000 | $ 56,000 |
| Bolivar County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 122,000 |
| Forrest County Mississippi | 1 | $ 205,000 | $ 205,000 | $ 81,000 |
| Jackson County Mississippi | 1 | $ 325,000 | $ 325,000 | $ 187,000 |
| Jefferson Davis County Mississippi | 1 | $ 105,000 | $ 105,000 | $ 58,000 |
| Lamar County Mississippi | 1 | $ 235,000 | $ 235,000 | $ 78,000 |
| Leflore County Mississippi | 1 | $ 235,000 | $ 235,000 | $ 87,000 |
| Marshall County Mississippi | 1 | $ 185,000 | $ 185,000 | $ 102,000 |
| Pearl River County Mississippi | 1 | $ 205,000 | $ 205,000 | $ 113,000 |
| Pike County Mississippi | 1 | $ 195,000 | $ 195,000 | $ 40,000 |
| Tishomingo County Mississippi | 1 | $ 595,000 | $ 595,000 | $ 878,000 |
| Winston County Mississippi | 1 | $ 115,000 | $ 115,000 | $ 51,000 |
| Yazoo County Mississippi | 1 | $ 195,000 | $ 195,000 | $ 53,000 |
| Stone County Missouri | 1 | $ 125,000 | $ 125,000 | $ 31,000 |
| Madison County Montana | 1 | $ 8,505,000 | $ 8,505,000 | $ 0 |
| Santa Fe County New Mexico | 1 | $ 665,000 | $ 665,000 | $ 137,000 |
| Avery County North Carolina | 1 | $ 585,000 | $ 585,000 | $ 0 |
| McCurtain County Oklahoma | 1 | $ 815,000 | $ 815,000 | $ 0 |
| Oklahoma County Oklahoma | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Richland County South Carolina | 1 | $ 195,000 | $ 195,000 | $ 83,000 |
| Shelby County Tennessee | 1 | $ 355,000 | $ 355,000 | $ 150,000 |
| Williamson County Tennessee | 1 | $ 1,225,000 | $ 1,225,000 | $ 375,000 |
| Bexar County Texas | 1 | $ 645,000 | $ 645,000 | $ 758,000 |
| Bowie County Texas | 1 | $ 195,000 | $ 195,000 | $ 98,000 |
| Colorado County Texas | 1 | $ 655,000 | $ 655,000 | $ 224,000 |
| Erath County Texas | 1 | $ 17,635,000 | $ 17,635,000 | $ 0 |
| Franklin County Texas | 1 | $ 855,000 | $ 855,000 | $ 1,843,000 |
| Hidalgo County Texas | 1 | $ 225,000 | $ 225,000 | $ 62,000 |
| Hill County Texas | 1 | $ 325,000 | $ 325,000 | $ 133,000 |
| Hood County Texas | 1 | $ 335,000 | $ 335,000 | $ 204,000 |
| Hopkins County Texas | 1 | $ 465,000 | $ 465,000 | $ 122,000 |
| Jefferson County Texas | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Llano County Texas | 1 | $ 2,005,000 | $ 2,005,000 | $ 0 |
| Matagorda County Texas | 1 | $ 215,000 | $ 215,000 | $ 185,000 |
| McLennan County Texas | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Morris County Texas | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Palo Pinto County Texas | 1 | $ 515,000 | $ 515,000 | $ 304,000 |
| Panola County Texas | 1 | $ 325,000 | $ 325,000 | $ 94,000 |
| Polk County Texas | 1 | $ 255,000 | $ 255,000 | $ 370,000 |
| Rains County Texas | 1 | $ 355,000 | $ 355,000 | $ 135,000 |
| Shelby County Texas | 1 | $ 125,000 | $ 125,000 | $ 89,000 |
| Walker County Texas | 1 | $ 405,000 | $ 405,000 | $ 212,000 |
| Washington County Texas | 1 | $ 545,000 | $ 545,000 | $ 168,000 |
| Wichita County Texas | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Wise County Texas | 1 | $ 455,000 | $ 455,000 | $ 111,000 |
| Young County Texas | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Salt Lake County Utah | 1 | $ 565,000 | $ 565,000 | $ 1,916,000 |
| Chesterfield County Virginia | 1 | $ 375,000 | $ 375,000 | $ 145,000 |
| Whatcom County Washington | 1 | $ 305,000 | $ 305,000 | $ 349,000 |
| Teton County Wyoming | 1 | $ 805,000 | $ 805,000 | $ 591,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,334 | $466,500,000 | $349,000 | $8,505,000 | $180,000 | $9,112,000 |
| Refinancing | 306 | $144,810,000 | $473,000 | $17,635,000 | $385,000 | $7,600,000 |
| Cash-out Refinancing | 151 | $38,895,000 | $257,000 | $2,505,000 | $242,000 | $9,408,000 |
| Home Improvement | 11 | $1,095,000 | $99,000 | $275,000 | $270,000 | $1,125,000 |
| Other Purpose | 4 | $180,000 | $45,000 | $85,000 | $105,000 | $151,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 896 | $327,930,000 | $365,000 | $4,545,000 | $230,000 | $6,349,000 |
| Hispanic | 293 | $86,915,000 | $296,000 | $6,005,000 | $135,000 | $9,112,000 |
| Not applicable | 276 | $115,580,000 | $418,000 | $17,635,000 | $0 | $0 |
| Black or African American | 217 | $54,885,000 | $252,000 | $2,505,000 | $108,000 | $1,916,000 |
| Not Provided | 82 | $39,460,000 | $481,000 | $2,795,000 | $429,000 | $9,408,000 |
| Asian | 32 | $24,240,000 | $757,000 | $4,495,000 | $682,000 | $7,600,000 |
| American Indian or Alaskan Native | 9 | $2,225,000 | $247,000 | $525,000 | $87,000 | $232,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $245,000 | $245,000 | $245,000 | $171,000 | $171,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,383 | $547,345,000 | $395,000 | $17,635,000 | $261,000 | $9,408,000 |
| FHA-insured (Federal Housing Administration) | 248 | $59,240,000 | $238,000 | $485,000 | $87,000 | $386,000 |
| VA-guaranteed (Veterans Administration) | 136 | $37,990,000 | $279,000 | $905,000 | $96,000 | $275,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 39 | $6,905,000 | $177,000 | $295,000 | $72,000 | $110,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,313 | $493,745,000 | $376,000 | $17,635,000 | $242,000 | $9,408,000 |
| Application Withdrawn By Applicant | 332 | $112,090,000 | $337,000 | $2,705,000 | $167,000 | $4,821,000 |
| Application Denied By Financial Institution | 94 | $24,440,000 | $260,000 | $1,725,000 | $101,000 | $920,000 |
| Application Approved But Not Accepted | 65 | $20,155,000 | $310,000 | $1,205,000 | $136,000 | $858,000 |
| File Closed For Incompleteness | 2 | $1,050,000 | $525,000 | $565,000 | $164,000 | $179,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,712 | $627,040,000 | $366,000 | $17,635,000 | $221,000 | $9,408,000 |
| Debt-To-Income Ratio | 36 | $8,660,000 | $240,000 | $945,000 | $72,000 | $405,000 |
| Credit History | 24 | $6,930,000 | $288,000 | $1,725,000 | $158,000 | $920,000 |
| Collateral | 9 | $1,585,000 | $176,000 | $405,000 | $71,000 | $234,000 |
| Other | 9 | $2,155,000 | $239,000 | $365,000 | $156,000 | $317,000 |
| Unverifiable Information | 6 | $2,830,000 | $471,000 | $1,105,000 | $45,000 | $106,000 |
| Credit Application Incomplete | 5 | $1,225,000 | $245,000 | $465,000 | $91,000 | $204,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $695,000 | $231,000 | $385,000 | $87,000 | $142,000 |
| Employment History | 2 | $360,000 | $180,000 | $215,000 | $39,000 | $46,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Origin Bank's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Origin Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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