Origin Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019

Origin Bank 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Origin Bank
2211 North 7Th
Choudrant, LA 71291
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  
Total Number of Mortgage Applications 2,578
Total Mortgage Loan Application Amount $708,830,000
Average Mortgage Loan Application Amount $188,833
Highest Mortgage Loan Application Amount $15,055,000
Average Applicant Income $137,166
Highest Applicant Income $5,225,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Origin Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Origin Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2019 breaks down Origin Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Origin Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by Origin Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Origin Bank's mortgage activity for 2019.

Mortgage Loan Application Totals for Origin Bank by Metropolitan Area in 2019

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
NA (OUTSIDE OF MSA/MD) 556 $ 117,100,000 $ 415,363 $ 219,000
DALLAS-PLANO-IRVING, TX 506 $ 154,580,000 $ 305,000 $ 137,000
MONROE, LA 394 $ 67,320,000 $ 170,000 $ 128,000
HOUSTON-THE WOODLANDS-SUGAR LAND, TX 284 $ 120,680,000 $ 424,000 $ 299,000
SHREVEPORT-BOSSIER CITY, LA 204 $ 45,680,000 $ 223,000 $ 123,000
FORT WORTH-ARLINGTON, TX 160 $ 46,830,000 $ 292,000 $ 145,000
JACKSON, MS 143 $ 40,385,000 $ 282,000 $ 195,000
AUSTIN-ROUND ROCK, TX 102 $ 30,610,000 $ 300,000 $ 142,000
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN 51 $ 13,275,000 $ 260,000 $ 100,000
NEW ORLEANS-METAIRIE, LA 18 $ 6,100,000 $ 338,000 $ 242,000
OKLAHOMA CITY, OK 14 $ 4,200,000 $ 300,000 $ 84,000
KANSAS CITY, MO-KS 10 $ 1,890,000 $ 173,500 $ 100,500
LAFAYETTE, LA 10 $ 2,790,000 $ 279,000 $ 114,000
BATON ROUGE, LA 8 $ 2,430,000 $ 303,000 $ 254,000
HATTIESBURG, MS 8 $ 1,610,000 $ 201,000 $ 76,000
SAN ANTONIO-NEW BRAUNFELS, TX 8 $ 3,640,000 $ 455,000 $ 183,000
SHERMAN-DENISON, TX 8 $ 870,000 $ 108,000 $ 186,000
ATLANTA-SANDY SPRINGS-ROSWELL, GA 5 $ 4,995,000 $ 999,000 $ 86,000
DENVER-AURORA-LAKEWOOD, CO 5 $ 2,475,000 $ 495,000 $ 160,000
MEMPHIS, TN-MS-AR 5 $ 1,925,000 $ 410,500 $ 281,000
FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO 4 $ 1,180,000 $ 295,000 $ 92,000
GULFPORT-BILOXI-PASCAGOULA, MS 4 $ 440,000 $ 110,000 $ 84,000
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR 4 $ 390,000 $ 97,000 $ 58,000
BEAUMONT-PORT ARTHUR, TX 3 $ 1,165,000 $ 388,000 $ 129,000
COLUMBUS, GA-AL 3 $ 185,000 $ 61,000 $ 97,000
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL 3 $ 2,005,000 $ 668,000 $ 502,000
DAPHNE-FAIRHOPE-FOLEY, AL 3 $ 895,000 $ 298,000 $ 228,000
LONGVIEW, TX 3 $ 1,085,000 $ 361,000 $ 95,000
COLLEGE STATION-BRYAN, TX 2 $ 610,000 $ 305,000 $ 763,000
DES MOINES-WEST DES MOINES, IA 2 $ 350,000 $ 175,000 $ 90,000
FORT COLLINS, CO 2 $ 980,000 $ 490,000 $ 443,000
LAKE CHARLES, LA 2 $ 240,000 $ 120,000 $ 91,000
OMAHA-COUNCIL BLUFFS, NE-IA 2 $ 330,000 $ 165,000 $ 99,000
PANAMA CITY, FL 2 $ 520,000 $ 260,000 $ 94,000
PENSACOLA-FERRY PASS-BRENT, FL 2 $ 630,000 $ 315,000 $ 0
PHOENIX-MESA-SCOTTSDALE, AZ 2 $ 1,180,000 $ 590,000 $ 250,000
SPRINGFIELD, MO 2 $ 290,000 $ 145,000 $ 48,000
WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL 2 $ 2,560,000 $ 1,280,000 $ 385,000
AMARILLO, TX 1 $ 415,000 $ 415,000 $ 158,000
ANAHEIM-SANTA ANA-IRVINE, CA 1 $ 675,000 $ 675,000 $ 0
ATHENS-CLARKE COUNTY, GA 1 $ 145,000 $ 145,000 $ 59,000
CARBONDALE-MARION, IL 1 $ 175,000 $ 175,000 $ 56,000
CHARLOTTE-CONCORD-GASTONIA, NC-SC 1 $ 185,000 $ 185,000 $ 69,000
CLARKSVILLE, TN-KY 1 $ 145,000 $ 145,000 $ 37,000
CORPUS CHRISTI, TX 1 $ 245,000 $ 245,000 $ 80,000
DOTHAN, AL 1 $ 65,000 $ 65,000 $ 19,000
FLINT, MI 1 $ 135,000 $ 135,000 $ 90,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 1 $ 355,000 $ 355,000 $ 95,000
GREELEY, CO 1 $ 415,000 $ 415,000 $ 69,000
HAMMOND, LA 1 $ 365,000 $ 365,000 $ 0
HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC 1 $ 285,000 $ 285,000 $ 0
HOUMA-THIBODAUX, LA 1 $ 15,055,000 $ 15,055,000 $ 0
KNOXVILLE, TN 1 $ 175,000 $ 175,000 $ 127,000
LAKE COUNTY-KENOSHA COUNTY, IL-WI 1 $ 395,000 $ 395,000 $ 260,000
LOS ANGELES-LONG BEACH-GLENDALE, CA 1 $ 715,000 $ 715,000 $ 152,000
LOUISVILLE/JEFFERSON COUNTY, KY-IN 1 $ 225,000 $ 225,000 $ 48,000
LUBBOCK, TX 1 $ 405,000 $ 405,000 $ 2,873,000
MIDLAND, TX 1 $ 325,000 $ 325,000 $ 111,000
MORRISTOWN, TN 1 $ 65,000 $ 65,000 $ 73,000
NORTH PORT-SARASOTA-BRADENTON, FL 1 $ 1,425,000 $ 1,425,000 $ 3,840,000
OCALA, FL 1 $ 245,000 $ 245,000 $ 96,000
ORLANDO-KISSIMMEE-SANFORD, FL 1 $ 295,000 $ 295,000 $ 1,909,000
PUEBLO, CO 1 $ 105,000 $ 105,000 $ 20,000
TEXARKANA, TX-AR 1 $ 195,000 $ 195,000 $ 70,000
TUCSON, AZ 1 $ 235,000 $ 235,000 $ 169,000
TYLER, TX 1 $ 135,000 $ 135,000 $ 84,000
WACO, TX 1 $ 485,000 $ 485,000 $ 621,000
WICHITA FALLS, TX 1 $ 165,000 $ 165,000 $ 130,000
WICHITA, KS 1 $ 145,000 $ 145,000 $ 60,000

Mortgage Loan Application Detail Totals for Origin Bank in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,543 $420,385,000 $272,000 $5,005,000 $148,000 $5,225,000
Refinancing 688 $207,020,000 $300,000 $15,055,000 $174,000 $4,553,000
Cash-out Refinancing 296 $76,550,000 $258,000 $3,755,000 $147,000 $2,034,000
Other Purpose 28 $1,830,000 $65,000 $275,000 $111,000 $419,000
Home Improvement 22 $2,940,000 $133,000 $1,005,000 $243,000 $1,403,000
Not Applicable 1 $105,000 $105,000 $105,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,694 $479,570,000 $283,000 $3,755,000 $170,000 $5,225,000
Hispanic 306 $59,240,000 $193,000 $1,435,000 $76,000 $598,000
Not applicable 276 $90,660,000 $328,000 $15,055,000 $0 $0
Black or African American 126 $25,590,000 $203,000 $835,000 $108,000 $1,134,000
Not Provided 102 $31,000,000 $303,000 $2,085,000 $166,000 $960,000
Asian 63 $18,655,000 $296,000 $1,795,000 $142,000 $784,000
American Indian or Alaskan Native 4 $530,000 $132,000 $205,000 $238,000 $720,000
Native Hawaiian or Other Pacific Islander 2 $740,000 $370,000 $385,000 $132,000 $170,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,167 $628,365,000 $289,000 $15,055,000 $172,000 $5,225,000
FHA-insured (Federal Housing Administration) 269 $51,635,000 $191,000 $385,000 $73,000 $304,000
VA-guaranteed (Veterans Administration) 81 $19,975,000 $246,000 $525,000 $93,000 $209,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 61 $8,855,000 $145,000 $295,000 $56,000 $116,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,066 $570,850,000 $276,000 $15,055,000 $158,000 $5,225,000
Application Withdrawn By Applicant 253 $74,685,000 $295,000 $2,505,000 $148,000 $1,800,000
Application Denied By Financial Institution 141 $29,785,000 $211,000 $3,755,000 $118,000 $2,034,000
Application Approved But Not Accepted 81 $21,135,000 $260,000 $1,825,000 $142,000 $1,026,000
Loan Purchased By The Institution 24 $7,660,000 $319,000 $455,000 $0 $0
File Closed For Incompleteness 13 $4,715,000 $362,000 $1,005,000 $210,000 $720,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,437 $679,045,000 $278,000 $15,055,000 $157,000 $5,225,000
Credit History 54 $7,720,000 $142,000 $1,205,000 $100,000 $946,000
Debt-To-Income Ratio 52 $10,550,000 $202,000 $665,000 $79,000 $513,000
Collateral 12 $2,640,000 $220,000 $645,000 $109,000 $307,000
Other 11 $1,735,000 $157,000 $295,000 $73,000 $160,000
Unverifiable Information 7 $2,415,000 $345,000 $775,000 $487,000 $2,034,000
Insufficient Cash (Downpayment, Closing Cost) 3 $4,105,000 $1,368,000 $3,755,000 $370,000 $900,000
Employment History 2 $620,000 $310,000 $315,000 $152,000 $215,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Origin Bank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Origin Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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