Origin Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Origin Bank 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Origin Bank 2211 North 7Th Choudrant, LA 71291 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 2,578 |
| Total Mortgage Loan Application Amount | $708,830,000 |
| Average Mortgage Loan Application Amount | $188,833 |
| Highest Mortgage Loan Application Amount | $15,055,000 |
| Average Applicant Income | $137,166 |
| Highest Applicant Income | $5,225,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Origin Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Origin Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Origin Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Origin Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Origin Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Origin Bank's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dallas County Texas | 341 | $ 103,495,000 | $ 303,000 | $ 135,000 |
| Lincoln County Louisiana | 312 | $ 63,330,000 | $ 202,000 | $ 116,000 |
| Ouachita County Louisiana | 272 | $ 54,430,000 | $ 200,000 | $ 142,000 |
| Harris County Texas | 204 | $ 93,770,000 | $ 459,000 | $ 333,000 |
| Tarrant County Texas | 140 | $ 41,240,000 | $ 294,000 | $ 149,000 |
| Caddo County Louisiana | 102 | $ 25,040,000 | $ 245,000 | $ 139,000 |
| Bossier County Louisiana | 93 | $ 18,475,000 | $ 198,000 | $ 111,000 |
| Union County Louisiana | 91 | $ 10,035,000 | $ 110,000 | $ 98,000 |
| Travis County Texas | 82 | $ 25,880,000 | $ 315,000 | $ 147,000 |
| Rankin County Mississippi | 69 | $ 17,555,000 | $ 254,000 | $ 127,000 |
| Denton County Texas | 64 | $ 18,870,000 | $ 294,000 | $ 144,000 |
| Collin County Texas | 59 | $ 22,075,000 | $ 374,000 | $ 176,000 |
| Madison County Mississippi | 57 | $ 18,895,000 | $ 331,000 | $ 270,000 |
| Jackson County Louisiana | 31 | $ 5,485,000 | $ 176,000 | $ 74,000 |
| Morehouse County Louisiana | 31 | $ 2,855,000 | $ 92,000 | $ 107,000 |
| Montgomery County Texas | 30 | $ 15,740,000 | $ 524,000 | $ 260,000 |
| Davidson County Tennessee | 27 | $ 6,955,000 | $ 257,000 | $ 110,000 |
| Fort Bend County Texas | 25 | $ 6,515,000 | $ 260,000 | $ 165,000 |
| Lafayette County Mississippi | 22 | $ 5,430,000 | $ 246,000 | $ 155,000 |
| Kaufman County Texas | 22 | $ 5,080,000 | $ 230,000 | $ 84,000 |
| Putnam County Tennessee | 19 | $ 3,995,000 | $ 210,000 | $ 98,000 |
| Cumberland County Tennessee | 17 | $ 2,955,000 | $ 173,000 | $ 65,000 |
| Galveston County Texas | 16 | $ 2,670,000 | $ 166,000 | $ 220,000 |
| Hinds County Mississippi | 15 | $ 3,555,000 | $ 237,000 | $ 239,000 |
| Ellis County Texas | 14 | $ 3,310,000 | $ 236,000 | $ 96,000 |
| Overton County Tennessee | 13 | $ 1,695,000 | $ 130,000 | $ 67,000 |
| Williamson County Texas | 13 | $ 3,105,000 | $ 238,000 | $ 118,000 |
| White County Tennessee | 12 | $ 1,990,000 | $ 165,000 | $ 68,000 |
| Bienville County Louisiana | 10 | $ 1,400,000 | $ 140,000 | $ 49,000 |
| Sumner County Tennessee | 10 | $ 2,570,000 | $ 257,000 | $ 84,000 |
| Parker County Texas | 10 | $ 2,760,000 | $ 276,000 | $ 116,000 |
| De Soto County Louisiana | 9 | $ 2,165,000 | $ 240,000 | $ 83,000 |
| St. Tammany County Louisiana | 9 | $ 2,775,000 | $ 308,000 | $ 161,000 |
| Johnson County Kansas | 8 | $ 1,550,000 | $ 193,000 | $ 100,000 |
| Brazoria County Texas | 8 | $ 1,710,000 | $ 213,000 | $ 262,000 |
| Grayson County Texas | 8 | $ 870,000 | $ 108,000 | $ 186,000 |
| East Baton Rouge County Louisiana | 7 | $ 2,355,000 | $ 336,000 | $ 295,000 |
| Lafayette County Louisiana | 7 | $ 2,055,000 | $ 293,000 | $ 120,000 |
| Lamar County Mississippi | 7 | $ 1,435,000 | $ 205,000 | $ 78,000 |
| Wise County Texas | 7 | $ 1,865,000 | $ 266,000 | $ 105,000 |
| Claiborne County Louisiana | 6 | $ 850,000 | $ 141,000 | $ 100,000 |
| Oklahoma County Oklahoma | 6 | $ 2,400,000 | $ 400,000 | $ 82,000 |
| Hays County Texas | 6 | $ 1,480,000 | $ 246,000 | $ 143,000 |
| Orleans County Louisiana | 5 | $ 2,025,000 | $ 405,000 | $ 731,000 |
| Pickett County Tennessee | 5 | $ 735,000 | $ 147,000 | $ 88,000 |
| Robertson County Tennessee | 5 | $ 1,195,000 | $ 239,000 | $ 76,000 |
| Tensas County Louisiana | 4 | $ 900,000 | $ 225,000 | $ 236,000 |
| Alcorn County Mississippi | 4 | $ 1,170,000 | $ 292,000 | $ 30,000 |
| Lowndes County Mississippi | 4 | $ 550,000 | $ 137,000 | $ 49,000 |
| Canadian County Oklahoma | 4 | $ 750,000 | $ 187,000 | $ 0 |
| Rockwall County Texas | 4 | $ 1,190,000 | $ 297,000 | $ 132,000 |
| Baldwin County Alabama | 3 | $ 895,000 | $ 298,000 | $ 228,000 |
| Ashley County Arkansas | 3 | $ 395,000 | $ 131,000 | $ 64,000 |
| Pulaski County Arkansas | 3 | $ 235,000 | $ 78,000 | $ 48,000 |
| Washington County Arkansas | 3 | $ 895,000 | $ 298,000 | $ 99,000 |
| Muscogee County Georgia | 3 | $ 185,000 | $ 61,000 | $ 97,000 |
| Pierce County Georgia | 3 | $ 545,000 | $ 181,000 | $ 97,000 |
| Jefferson County Louisiana | 3 | $ 1,065,000 | $ 355,000 | $ 56,000 |
| Richland County Louisiana | 3 | $ 1,275,000 | $ 425,000 | $ 167,000 |
| St. Martin County Louisiana | 3 | $ 735,000 | $ 245,000 | $ 97,000 |
| Jackson County Mississippi | 3 | $ 375,000 | $ 125,000 | $ 84,000 |
| Lauderdale County Mississippi | 3 | $ 445,000 | $ 148,000 | $ 79,000 |
| Union County Mississippi | 3 | $ 515,000 | $ 171,000 | $ 62,000 |
| Warren County Mississippi | 3 | $ 895,000 | $ 298,000 | $ 96,000 |
| Cleveland County Oklahoma | 3 | $ 955,000 | $ 318,000 | $ 0 |
| McCurtain County Oklahoma | 3 | $ 1,085,000 | $ 361,000 | $ 178,000 |
| Jackson County Tennessee | 3 | $ 405,000 | $ 135,000 | $ 54,000 |
| Rutherford County Tennessee | 3 | $ 535,000 | $ 178,000 | $ 52,000 |
| Wilson County Tennessee | 3 | $ 1,005,000 | $ 335,000 | $ 95,000 |
| Bexar County Texas | 3 | $ 795,000 | $ 265,000 | $ 167,000 |
| Comal County Texas | 3 | $ 1,155,000 | $ 385,000 | $ 236,000 |
| Fannin County Texas | 3 | $ 765,000 | $ 255,000 | $ 172,000 |
| Hood County Texas | 3 | $ 745,000 | $ 248,000 | $ 227,000 |
| Johnson County Texas | 3 | $ 965,000 | $ 321,000 | $ 123,000 |
| Washington County Texas | 3 | $ 1,805,000 | $ 601,000 | $ 322,000 |
| Maricopa County Arizona | 2 | $ 1,180,000 | $ 590,000 | $ 250,000 |
| Arapahoe County Colorado | 2 | $ 820,000 | $ 410,000 | $ 153,000 |
| Larimer County Colorado | 2 | $ 980,000 | $ 490,000 | $ 443,000 |
| Pitkin County Colorado | 2 | $ 2,130,000 | $ 1,065,000 | $ 960,000 |
| Summit County Colorado | 2 | $ 670,000 | $ 335,000 | $ 135,000 |
| Bay County Florida | 2 | $ 520,000 | $ 260,000 | $ 94,000 |
| Escambia County Florida | 2 | $ 630,000 | $ 315,000 | $ 0 |
| Palm Beach County Florida | 2 | $ 2,560,000 | $ 1,280,000 | $ 385,000 |
| Walton County Florida | 2 | $ 1,490,000 | $ 745,000 | $ 502,000 |
| Cobb County Georgia | 2 | $ 700,000 | $ 350,000 | $ 86,000 |
| Calcasieu County Louisiana | 2 | $ 240,000 | $ 120,000 | $ 91,000 |
| Webster County Louisiana | 2 | $ 330,000 | $ 165,000 | $ 96,000 |
| DeSoto County Mississippi | 2 | $ 660,000 | $ 330,000 | $ 163,000 |
| Marion County Mississippi | 2 | $ 270,000 | $ 135,000 | $ 61,000 |
| Newton County Mississippi | 2 | $ 380,000 | $ 190,000 | $ 79,000 |
| Oktibbeha County Mississippi | 2 | $ 360,000 | $ 180,000 | $ 216,000 |
| Pontotoc County Mississippi | 2 | $ 360,000 | $ 180,000 | $ 72,000 |
| Prentiss County Mississippi | 2 | $ 130,000 | $ 65,000 | $ 24,000 |
| Scott County Mississippi | 2 | $ 270,000 | $ 135,000 | $ 83,000 |
| Washington County Mississippi | 2 | $ 320,000 | $ 160,000 | $ 167,000 |
| Yalobusha County Mississippi | 2 | $ 80,000 | $ 40,000 | $ 60,000 |
| Yazoo County Mississippi | 2 | $ 380,000 | $ 190,000 | $ 87,000 |
| Greene County Missouri | 2 | $ 290,000 | $ 145,000 | $ 48,000 |
| Sarpy County Nebraska | 2 | $ 330,000 | $ 165,000 | $ 99,000 |
| Shelby County Tennessee | 2 | $ 1,080,000 | $ 540,000 | $ 424,000 |
| Williamson County Tennessee | 2 | $ 830,000 | $ 415,000 | $ 180,000 |
| Brazos County Texas | 2 | $ 610,000 | $ 305,000 | $ 763,000 |
| Cooke County Texas | 2 | $ 610,000 | $ 305,000 | $ 123,000 |
| Harrison County Texas | 2 | $ 380,000 | $ 190,000 | $ 95,000 |
| Hunt County Texas | 2 | $ 560,000 | $ 280,000 | $ 87,000 |
| Orange County Texas | 2 | $ 930,000 | $ 465,000 | $ 0 |
| Trinity County Texas | 2 | $ 490,000 | $ 245,000 | $ 88,000 |
| Houston County Alabama | 1 | $ 65,000 | $ 65,000 | $ 19,000 |
| Pima County Arizona | 1 | $ 235,000 | $ 235,000 | $ 169,000 |
| Benton County Arkansas | 1 | $ 285,000 | $ 285,000 | $ 79,000 |
| Clark County Arkansas | 1 | $ 185,000 | $ 185,000 | $ 56,000 |
| Conway County Arkansas | 1 | $ 55,000 | $ 55,000 | $ 62,000 |
| Saline County Arkansas | 1 | $ 155,000 | $ 155,000 | $ 90,000 |
| Woodruff County Arkansas | 1 | $ 185,000 | $ 185,000 | $ 1,070,000 |
| Los Angeles County California | 1 | $ 715,000 | $ 715,000 | $ 152,000 |
| Orange County California | 1 | $ 675,000 | $ 675,000 | $ 0 |
| Denver County Colorado | 1 | $ 805,000 | $ 805,000 | $ 207,000 |
| Douglas County Colorado | 1 | $ 365,000 | $ 365,000 | $ 142,000 |
| Jefferson County Colorado | 1 | $ 485,000 | $ 485,000 | $ 145,000 |
| Pueblo County Colorado | 1 | $ 105,000 | $ 105,000 | $ 20,000 |
| Weld County Colorado | 1 | $ 415,000 | $ 415,000 | $ 69,000 |
| Litchfield County Connecticut | 1 | $ 665,000 | $ 665,000 | $ 513,000 |
| Broward County Florida | 1 | $ 355,000 | $ 355,000 | $ 95,000 |
| Lake County Florida | 1 | $ 295,000 | $ 295,000 | $ 1,909,000 |
| Manatee County Florida | 1 | $ 1,425,000 | $ 1,425,000 | $ 3,840,000 |
| Marion County Florida | 1 | $ 245,000 | $ 245,000 | $ 96,000 |
| Okaloosa County Florida | 1 | $ 515,000 | $ 515,000 | $ 0 |
| Clarke County Georgia | 1 | $ 145,000 | $ 145,000 | $ 59,000 |
| DeKalb County Georgia | 1 | $ 325,000 | $ 325,000 | $ 75,000 |
| Fulton County Georgia | 1 | $ 3,905,000 | $ 3,905,000 | $ 0 |
| Pickens County Georgia | 1 | $ 65,000 | $ 65,000 | $ 98,000 |
| Wayne County Georgia | 1 | $ 195,000 | $ 195,000 | $ 172,000 |
| Lake County Illinois | 1 | $ 395,000 | $ 395,000 | $ 260,000 |
| Williamson County Illinois | 1 | $ 175,000 | $ 175,000 | $ 56,000 |
| Floyd County Indiana | 1 | $ 225,000 | $ 225,000 | $ 48,000 |
| Polk County Iowa | 1 | $ 165,000 | $ 165,000 | $ 63,000 |
| Warren County Iowa | 1 | $ 185,000 | $ 185,000 | $ 117,000 |
| Sedgwick County Kansas | 1 | $ 145,000 | $ 145,000 | $ 60,000 |
| Wyandotte County Kansas | 1 | $ 185,000 | $ 185,000 | $ 480,000 |
| Caldwell County Louisiana | 1 | $ 105,000 | $ 105,000 | $ 101,000 |
| Livingston County Louisiana | 1 | $ 75,000 | $ 75,000 | $ 52,000 |
| Sabine County Louisiana | 1 | $ 205,000 | $ 205,000 | $ 0 |
| St. Charles County Louisiana | 1 | $ 235,000 | $ 235,000 | $ 103,000 |
| St. Landry County Louisiana | 1 | $ 325,000 | $ 325,000 | $ 119,000 |
| Tangipahoa County Louisiana | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Terrebonne County Louisiana | 1 | $ 15,055,000 | $ 15,055,000 | $ 0 |
| West Carroll County Louisiana | 1 | $ 205,000 | $ 205,000 | $ 145,000 |
| Winn County Louisiana | 1 | $ 225,000 | $ 225,000 | $ 130,000 |
| Genesee County Michigan | 1 | $ 135,000 | $ 135,000 | $ 90,000 |
| Adams County Mississippi | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Benton County Mississippi | 1 | $ 125,000 | $ 125,000 | $ 82,000 |
| Bolivar County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 44,000 |
| Forrest County Mississippi | 1 | $ 175,000 | $ 175,000 | $ 62,000 |
| Grenada County Mississippi | 1 | $ 155,000 | $ 155,000 | $ 83,000 |
| Harrison County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 85,000 |
| Humphreys County Mississippi | 1 | $ 155,000 | $ 155,000 | $ 114,000 |
| Jones County Mississippi | 1 | $ 145,000 | $ 145,000 | $ 45,000 |
| Leake County Mississippi | 1 | $ 95,000 | $ 95,000 | $ 98,000 |
| Lincoln County Mississippi | 1 | $ 325,000 | $ 325,000 | $ 97,000 |
| Neshoba County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 42,000 |
| Panola County Mississippi | 1 | $ 175,000 | $ 175,000 | $ 37,000 |
| Pike County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 96,000 |
| Tate County Mississippi | 1 | $ 185,000 | $ 185,000 | $ 87,000 |
| Walthall County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 56,000 |
| Wayne County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 41,000 |
| Jackson County Missouri | 1 | $ 155,000 | $ 155,000 | $ 59,000 |
| Madison County Montana | 1 | $ 1,505,000 | $ 1,505,000 | $ 0 |
| Mecklenburg County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 69,000 |
| Bryan County Oklahoma | 1 | $ 165,000 | $ 165,000 | $ 165,000 |
| Carter County Oklahoma | 1 | $ 175,000 | $ 175,000 | $ 56,000 |
| Lincoln County Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 95,000 |
| Beaufort County South Carolina | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Clay County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 99,000 |
| Jefferson County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 73,000 |
| Maury County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 115,000 |
| Montgomery County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 37,000 |
| Roane County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 127,000 |
| Aransas County Texas | 1 | $ 955,000 | $ 955,000 | $ 4,553,000 |
| Bowie County Texas | 1 | $ 195,000 | $ 195,000 | $ 70,000 |
| Burnet County Texas | 1 | $ 295,000 | $ 295,000 | $ 158,000 |
| Caldwell County Texas | 1 | $ 145,000 | $ 145,000 | $ 53,000 |
| Erath County Texas | 1 | $ 1,135,000 | $ 1,135,000 | $ 0 |
| Gregg County Texas | 1 | $ 705,000 | $ 705,000 | $ 0 |
| Guadalupe County Texas | 1 | $ 1,505,000 | $ 1,505,000 | $ 0 |
| Henderson County Texas | 1 | $ 1,445,000 | $ 1,445,000 | $ 0 |
| Hopkins County Texas | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Jefferson County Texas | 1 | $ 235,000 | $ 235,000 | $ 129,000 |
| Kendall County Texas | 1 | $ 185,000 | $ 185,000 | $ 74,000 |
| Lubbock County Texas | 1 | $ 405,000 | $ 405,000 | $ 2,873,000 |
| Marion County Texas | 1 | $ 75,000 | $ 75,000 | $ 0 |
| McLennan County Texas | 1 | $ 485,000 | $ 485,000 | $ 621,000 |
| Midland County Texas | 1 | $ 325,000 | $ 325,000 | $ 111,000 |
| Nueces County Texas | 1 | $ 245,000 | $ 245,000 | $ 80,000 |
| Polk County Texas | 1 | $ 165,000 | $ 165,000 | $ 72,000 |
| Randall County Texas | 1 | $ 415,000 | $ 415,000 | $ 158,000 |
| Smith County Texas | 1 | $ 135,000 | $ 135,000 | $ 84,000 |
| Titus County Texas | 1 | $ 205,000 | $ 205,000 | $ 81,000 |
| Waller County Texas | 1 | $ 275,000 | $ 275,000 | $ 195,000 |
| Ward County Texas | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Wharton County Texas | 1 | $ 265,000 | $ 265,000 | $ 160,000 |
| Wichita County Texas | 1 | $ 165,000 | $ 165,000 | $ 130,000 |
| Lunenburg County Virginia | 1 | $ 115,000 | $ 115,000 | $ 25,000 |
Mortgage Loan Application Detail Totals for Origin Bank in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,543 | $420,385,000 | $272,000 | $5,005,000 | $148,000 | $5,225,000 |
| Refinancing | 688 | $207,020,000 | $300,000 | $15,055,000 | $174,000 | $4,553,000 |
| Cash-out Refinancing | 296 | $76,550,000 | $258,000 | $3,755,000 | $147,000 | $2,034,000 |
| Other Purpose | 28 | $1,830,000 | $65,000 | $275,000 | $111,000 | $419,000 |
| Home Improvement | 22 | $2,940,000 | $133,000 | $1,005,000 | $243,000 | $1,403,000 |
| Not Applicable | 1 | $105,000 | $105,000 | $105,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,694 | $479,570,000 | $283,000 | $3,755,000 | $170,000 | $5,225,000 |
| Hispanic | 306 | $59,240,000 | $193,000 | $1,435,000 | $76,000 | $598,000 |
| Not applicable | 276 | $90,660,000 | $328,000 | $15,055,000 | $0 | $0 |
| Black or African American | 126 | $25,590,000 | $203,000 | $835,000 | $108,000 | $1,134,000 |
| Not Provided | 102 | $31,000,000 | $303,000 | $2,085,000 | $166,000 | $960,000 |
| Asian | 63 | $18,655,000 | $296,000 | $1,795,000 | $142,000 | $784,000 |
| American Indian or Alaskan Native | 4 | $530,000 | $132,000 | $205,000 | $238,000 | $720,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $740,000 | $370,000 | $385,000 | $132,000 | $170,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,167 | $628,365,000 | $289,000 | $15,055,000 | $172,000 | $5,225,000 |
| FHA-insured (Federal Housing Administration) | 269 | $51,635,000 | $191,000 | $385,000 | $73,000 | $304,000 |
| VA-guaranteed (Veterans Administration) | 81 | $19,975,000 | $246,000 | $525,000 | $93,000 | $209,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 61 | $8,855,000 | $145,000 | $295,000 | $56,000 | $116,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,066 | $570,850,000 | $276,000 | $15,055,000 | $158,000 | $5,225,000 |
| Application Withdrawn By Applicant | 253 | $74,685,000 | $295,000 | $2,505,000 | $148,000 | $1,800,000 |
| Application Denied By Financial Institution | 141 | $29,785,000 | $211,000 | $3,755,000 | $118,000 | $2,034,000 |
| Application Approved But Not Accepted | 81 | $21,135,000 | $260,000 | $1,825,000 | $142,000 | $1,026,000 |
| Loan Purchased By The Institution | 24 | $7,660,000 | $319,000 | $455,000 | $0 | $0 |
| File Closed For Incompleteness | 13 | $4,715,000 | $362,000 | $1,005,000 | $210,000 | $720,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,437 | $679,045,000 | $278,000 | $15,055,000 | $157,000 | $5,225,000 |
| Credit History | 54 | $7,720,000 | $142,000 | $1,205,000 | $100,000 | $946,000 |
| Debt-To-Income Ratio | 52 | $10,550,000 | $202,000 | $665,000 | $79,000 | $513,000 |
| Collateral | 12 | $2,640,000 | $220,000 | $645,000 | $109,000 | $307,000 |
| Other | 11 | $1,735,000 | $157,000 | $295,000 | $73,000 | $160,000 |
| Unverifiable Information | 7 | $2,415,000 | $345,000 | $775,000 | $487,000 | $2,034,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $4,105,000 | $1,368,000 | $3,755,000 | $370,000 | $900,000 |
| Employment History | 2 | $620,000 | $310,000 | $315,000 | $152,000 | $215,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Origin Bank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Origin Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Louisiana, download the full spreadsheet
with aggregated HMDA statistics today.