Communityamerica Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Communityamerica Credit Union 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Communityamerica Credit Union 9777 Ridge Dr Lenexa, KS 66219 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,266 |
| Total Mortgage Loan Application Amount | $1,040,644,000 |
| Average Mortgage Loan Application Amount | $197,000 |
| Highest Mortgage Loan Application Amount | $47,500,000 |
| Average Applicant Income | $100,000 |
| Highest Applicant Income | $1,651,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Communityamerica Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Communityamerica Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Communityamerica Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Communityamerica Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Communityamerica Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Communityamerica Credit Union's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Johnson County Kansas | 1,709 | $ 452,504,000 | $ 264,000 | $ 122,000 |
| Jackson County Missouri | 1,113 | $ 166,350,000 | $ 149,000 | $ 83,000 |
| Clay County Missouri | 956 | $ 156,352,000 | $ 163,000 | $ 85,000 |
| Platte County Missouri | 397 | $ 75,600,000 | $ 190,000 | $ 101,000 |
| Wyandotte County Kansas | 161 | $ 19,446,000 | $ 120,000 | $ 69,000 |
| Leavenworth County Kansas | 109 | $ 19,901,000 | $ 182,000 | $ 88,000 |
| Cass County Missouri | 106 | $ 22,401,000 | $ 211,000 | $ 113,000 |
| Miami County Kansas | 42 | $ 9,142,000 | $ 217,000 | $ 103,000 |
| Ray County Missouri | 39 | $ 5,136,000 | $ 131,000 | $ 81,000 |
| St. Charles County Missouri | 34 | $ 6,131,000 | $ 180,000 | $ 89,000 |
| Clinton County Missouri | 33 | $ 4,505,000 | $ 136,000 | $ 77,000 |
| Douglas County Kansas | 32 | $ 5,968,000 | $ 186,000 | $ 118,000 |
| St. Louis County Missouri | 31 | $ 4,731,000 | $ 152,000 | $ 82,000 |
| Camden County Missouri | 28 | $ 4,426,000 | $ 158,000 | $ 167,000 |
| Lafayette County Missouri | 26 | $ 3,225,000 | $ 124,000 | $ 67,000 |
| Shawnee County Kansas | 24 | $ 3,327,000 | $ 138,000 | $ 88,000 |
| Buchanan County Missouri | 15 | $ 2,308,000 | $ 153,000 | $ 97,000 |
| Johnson County Missouri | 14 | $ 2,519,000 | $ 179,000 | $ 109,000 |
| Tarrant County Texas | 14 | $ 2,403,000 | $ 171,000 | $ 90,000 |
| Franklin County Kansas | 12 | $ 1,894,000 | $ 157,000 | $ 84,000 |
| Cook County Illinois | 11 | $ 3,123,000 | $ 283,000 | $ 210,000 |
| Benton County Missouri | 9 | $ 819,000 | $ 91,000 | $ 82,000 |
| Riverside County California | 7 | $ 1,560,000 | $ 222,000 | $ 63,000 |
| San Bernardino County California | 6 | $ 1,004,000 | $ 167,000 | $ 70,000 |
| Andrew County Missouri | 6 | $ 1,059,000 | $ 176,000 | $ 77,000 |
| Barry County Missouri | 6 | $ 876,000 | $ 146,000 | $ 84,000 |
| Morgan County Missouri | 6 | $ 688,000 | $ 114,000 | $ 143,000 |
| Shelby County Tennessee | 6 | $ 1,015,000 | $ 169,000 | $ 53,000 |
| Denton County Texas | 6 | $ 1,308,000 | $ 218,000 | $ 78,000 |
| Douglas County Colorado | 5 | $ 1,699,000 | $ 339,000 | $ 242,000 |
| Broward County Florida | 5 | $ 1,565,000 | $ 313,000 | $ 148,000 |
| Palm Beach County Florida | 5 | $ 1,608,000 | $ 321,000 | $ 141,000 |
| Linn County Kansas | 5 | $ 419,000 | $ 83,000 | $ 84,000 |
| Henry County Missouri | 5 | $ 942,000 | $ 188,000 | $ 70,000 |
| Stone County Missouri | 5 | $ 448,000 | $ 89,000 | $ 101,000 |
| Davidson County Tennessee | 5 | $ 618,000 | $ 123,000 | $ 55,000 |
| Manatee County Florida | 4 | $ 1,075,000 | $ 268,000 | $ 95,000 |
| Will County Illinois | 4 | $ 961,000 | $ 240,000 | $ 77,000 |
| Jefferson County Kansas | 4 | $ 350,000 | $ 87,000 | $ 74,000 |
| DeKalb County Missouri | 4 | $ 404,000 | $ 101,000 | $ 71,000 |
| Warren County Missouri | 4 | $ 944,000 | $ 236,000 | $ 92,000 |
| Collin County Texas | 4 | $ 1,069,000 | $ 267,000 | $ 94,000 |
| Benton County Arkansas | 3 | $ 781,000 | $ 260,000 | $ 128,000 |
| Lake County Colorado | 3 | $ 458,000 | $ 152,000 | $ 56,000 |
| Weld County Colorado | 3 | $ 1,037,000 | $ 345,000 | $ 166,000 |
| Hillsborough County Florida | 3 | $ 917,000 | $ 305,000 | $ 118,000 |
| Lee County Florida | 3 | $ 498,000 | $ 166,000 | $ 167,000 |
| Pinellas County Florida | 3 | $ 353,000 | $ 117,000 | $ 88,000 |
| Glynn County Georgia | 3 | $ 574,000 | $ 191,000 | $ 261,000 |
| Ogle County Illinois | 3 | $ 300,000 | $ 100,000 | $ 67,000 |
| Sedgwick County Kansas | 3 | $ 471,000 | $ 157,000 | $ 60,000 |
| Caldwell County Missouri | 3 | $ 604,000 | $ 201,000 | $ 114,000 |
| Cedar County Missouri | 3 | $ 419,000 | $ 139,000 | $ 203,000 |
| Daviess County Missouri | 3 | $ 472,000 | $ 157,000 | $ 112,000 |
| Hickory County Missouri | 3 | $ 196,000 | $ 65,000 | $ 134,000 |
| Jefferson County Missouri | 3 | $ 621,000 | $ 207,000 | $ 102,000 |
| St. Louis City County Missouri | 3 | $ 202,000 | $ 67,000 | $ 81,000 |
| Taney County Missouri | 3 | $ 355,000 | $ 118,000 | $ 109,000 |
| Cabarrus County North Carolina | 3 | $ 649,000 | $ 216,000 | $ 89,000 |
| Mecklenburg County North Carolina | 3 | $ 525,000 | $ 175,000 | $ 69,000 |
| Lancaster County Pennsylvania | 3 | $ 598,000 | $ 199,000 | $ 80,000 |
| Harris County Texas | 3 | $ 360,000 | $ 120,000 | $ 142,000 |
| Fresno County California | 2 | $ 378,000 | $ 189,000 | $ 80,000 |
| Los Angeles County California | 2 | $ 381,000 | $ 190,000 | $ 181,000 |
| Orange County California | 2 | $ 875,000 | $ 437,000 | $ 90,000 |
| San Diego County California | 2 | $ 557,000 | $ 278,000 | $ 138,000 |
| San Joaquin County California | 2 | $ 475,000 | $ 237,000 | $ 130,000 |
| Arapahoe County Colorado | 2 | $ 573,000 | $ 286,000 | $ 90,000 |
| Jefferson County Colorado | 2 | $ 486,000 | $ 243,000 | $ 68,000 |
| Mineral County Colorado | 2 | $ 1,270,000 | $ 635,000 | $ 0 |
| Brevard County Florida | 2 | $ 513,000 | $ 256,000 | $ 99,000 |
| Lake County Florida | 2 | $ 359,000 | $ 179,000 | $ 71,000 |
| Orange County Florida | 2 | $ 627,000 | $ 313,000 | $ 49,000 |
| Osceola County Florida | 2 | $ 245,000 | $ 122,000 | $ 39,000 |
| Polk County Florida | 2 | $ 665,000 | $ 332,000 | $ 167,000 |
| Sarasota County Florida | 2 | $ 250,000 | $ 125,000 | $ 60,000 |
| Seminole County Florida | 2 | $ 449,000 | $ 224,000 | $ 136,000 |
| Volusia County Florida | 2 | $ 226,000 | $ 113,000 | $ 120,000 |
| DeKalb County Georgia | 2 | $ 708,000 | $ 354,000 | $ 163,000 |
| Jefferson County Illinois | 2 | $ 297,000 | $ 148,000 | $ 170,000 |
| Madison County Illinois | 2 | $ 233,000 | $ 116,000 | $ 106,000 |
| Crawford County Kansas | 2 | $ 121,000 | $ 60,000 | $ 60,000 |
| Osage County Kansas | 2 | $ 287,000 | $ 143,000 | $ 244,000 |
| Hennepin County Minnesota | 2 | $ 678,000 | $ 339,000 | $ 126,000 |
| Adair County Missouri | 2 | $ 94,000 | $ 47,000 | $ 68,000 |
| Cole County Missouri | 2 | $ 227,000 | $ 113,000 | $ 80,000 |
| Jasper County Missouri | 2 | $ 248,000 | $ 124,000 | $ 147,000 |
| Lincoln County Missouri | 2 | $ 638,000 | $ 319,000 | $ 120,000 |
| Polk County Missouri | 2 | $ 192,000 | $ 96,000 | $ 40,000 |
| Shannon County Missouri | 2 | $ 228,000 | $ 114,000 | $ 48,000 |
| St. Clair County Missouri | 2 | $ 208,000 | $ 104,000 | $ 93,000 |
| Stoddard County Missouri | 2 | $ 329,000 | $ 164,000 | $ 93,000 |
| Vernon County Missouri | 2 | $ 263,000 | $ 131,000 | $ 68,000 |
| Lancaster County Nebraska | 2 | $ 328,000 | $ 164,000 | $ 145,000 |
| Davidson County North Carolina | 2 | $ 191,000 | $ 95,000 | $ 64,000 |
| Oklahoma County Oklahoma | 2 | $ 435,000 | $ 217,000 | $ 149,000 |
| Allegheny County Pennsylvania | 2 | $ 172,000 | $ 86,000 | $ 47,000 |
| Delaware County Pennsylvania | 2 | $ 242,000 | $ 121,000 | $ 30,000 |
| Hartley County Texas | 2 | $ 514,000 | $ 257,000 | $ 120,000 |
| King County Washington | 2 | $ 536,000 | $ 268,000 | $ 61,000 |
| Dane County Wisconsin | 2 | $ 700,000 | $ 350,000 | $ 147,000 |
| Polk County Arkansas | 1 | $ 62,000 | $ 62,000 | $ 77,000 |
| Washington County Arkansas | 1 | $ 417,000 | $ 417,000 | $ 200,000 |
| Alameda County California | 1 | $ 325,000 | $ 325,000 | $ 126,000 |
| Calaveras County California | 1 | $ 394,000 | $ 394,000 | $ 117,000 |
| Contra Costa County California | 1 | $ 599,000 | $ 599,000 | $ 134,000 |
| Marin County California | 1 | $ 700,000 | $ 700,000 | $ 287,000 |
| Placer County California | 1 | $ 331,000 | $ 331,000 | $ 107,000 |
| Sacramento County California | 1 | $ 132,000 | $ 132,000 | $ 160,000 |
| San Luis Obispo County California | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Solano County California | 1 | $ 571,000 | $ 571,000 | $ 401,000 |
| Ventura County California | 1 | $ 66,000 | $ 66,000 | $ 51,000 |
| Denver County Colorado | 1 | $ 355,000 | $ 355,000 | $ 0 |
| El Paso County Colorado | 1 | $ 282,000 | $ 282,000 | $ 115,000 |
| Grand County Colorado | 1 | $ 84,000 | $ 84,000 | $ 182,000 |
| Larimer County Colorado | 1 | $ 200,000 | $ 200,000 | $ 78,000 |
| Alachua County Florida | 1 | $ 139,000 | $ 139,000 | $ 72,000 |
| Gulf County Florida | 1 | $ 840,000 | $ 840,000 | $ 211,000 |
| Monroe County Florida | 1 | $ 705,000 | $ 705,000 | $ 244,000 |
| Santa Rosa County Florida | 1 | $ 198,000 | $ 198,000 | $ 112,000 |
| Sumter County Florida | 1 | $ 276,000 | $ 276,000 | $ 127,000 |
| Walton County Florida | 1 | $ 87,000 | $ 87,000 | $ 34,000 |
| Washington County Florida | 1 | $ 185,000 | $ 185,000 | $ 72,000 |
| Cherokee County Georgia | 1 | $ 329,000 | $ 329,000 | $ 125,000 |
| Cobb County Georgia | 1 | $ 61,000 | $ 61,000 | $ 46,000 |
| Gwinnett County Georgia | 1 | $ 300,000 | $ 300,000 | $ 108,000 |
| Haralson County Georgia | 1 | $ 69,000 | $ 69,000 | $ 56,000 |
| Paulding County Georgia | 1 | $ 137,000 | $ 137,000 | $ 72,000 |
| DuPage County Illinois | 1 | $ 245,000 | $ 245,000 | $ 62,000 |
| Kane County Illinois | 1 | $ 135,000 | $ 135,000 | $ 80,000 |
| McHenry County Illinois | 1 | $ 200,000 | $ 200,000 | $ 73,000 |
| Winnebago County Illinois | 1 | $ 120,000 | $ 120,000 | $ 60,000 |
| Hendricks County Indiana | 1 | $ 159,000 | $ 159,000 | $ 52,000 |
| Marion County Indiana | 1 | $ 86,000 | $ 86,000 | $ 73,000 |
| Humboldt County Iowa | 1 | $ 333,000 | $ 333,000 | $ 125,000 |
| Warren County Iowa | 1 | $ 92,000 | $ 92,000 | $ 40,000 |
| Webster County Iowa | 1 | $ 186,000 | $ 186,000 | $ 87,000 |
| Bourbon County Kansas | 1 | $ 100,000 | $ 100,000 | $ 85,000 |
| Brown County Kansas | 1 | $ 32,000 | $ 32,000 | $ 50,000 |
| Butler County Kansas | 1 | $ 164,000 | $ 164,000 | $ 65,000 |
| Cherokee County Kansas | 1 | $ 36,000 | $ 36,000 | $ 41,000 |
| Coffey County Kansas | 1 | $ 277,000 | $ 277,000 | $ 132,000 |
| Dickinson County Kansas | 1 | $ 93,000 | $ 93,000 | $ 111,000 |
| Jackson County Kansas | 1 | $ 50,000 | $ 50,000 | $ 23,000 |
| McPherson County Kansas | 1 | $ 185,000 | $ 185,000 | $ 116,000 |
| Morris County Kansas | 1 | $ 228,000 | $ 228,000 | $ 79,000 |
| Pottawatomie County Kansas | 1 | $ 219,000 | $ 219,000 | $ 108,000 |
| Rice County Kansas | 1 | $ 76,000 | $ 76,000 | $ 70,000 |
| Riley County Kansas | 1 | $ 232,000 | $ 232,000 | $ 136,000 |
| Saline County Kansas | 1 | $ 98,000 | $ 98,000 | $ 60,000 |
| Seward County Kansas | 1 | $ 208,000 | $ 208,000 | $ 134,000 |
| Wabaunsee County Kansas | 1 | $ 39,000 | $ 39,000 | $ 111,000 |
| Anoka County Minnesota | 1 | $ 190,000 | $ 190,000 | $ 52,000 |
| Dakota County Minnesota | 1 | $ 318,000 | $ 318,000 | $ 107,000 |
| Ramsey County Minnesota | 1 | $ 238,000 | $ 238,000 | $ 58,000 |
| Rice County Minnesota | 1 | $ 71,000 | $ 71,000 | $ 45,000 |
| Bolivar County Mississippi | 1 | $ 116,000 | $ 116,000 | $ 53,000 |
| DeSoto County Mississippi | 1 | $ 260,000 | $ 260,000 | $ 119,000 |
| Barton County Missouri | 1 | $ 154,000 | $ 154,000 | $ 30,000 |
| Boone County Missouri | 1 | $ 98,000 | $ 98,000 | $ 58,000 |
| Dallas County Missouri | 1 | $ 138,000 | $ 138,000 | $ 35,000 |
| Franklin County Missouri | 1 | $ 103,000 | $ 103,000 | $ 56,000 |
| Greene County Missouri | 1 | $ 140,000 | $ 140,000 | $ 93,000 |
| Lawrence County Missouri | 1 | $ 88,000 | $ 88,000 | $ 30,000 |
| Mercer County Missouri | 1 | $ 34,000 | $ 34,000 | $ 37,000 |
| Miller County Missouri | 1 | $ 45,000 | $ 45,000 | $ 29,000 |
| Nodaway County Missouri | 1 | $ 127,000 | $ 127,000 | $ 38,000 |
| Pettis County Missouri | 1 | $ 100,000 | $ 100,000 | $ 121,000 |
| Phelps County Missouri | 1 | $ 94,000 | $ 94,000 | $ 206,000 |
| Putnam County Missouri | 1 | $ 186,000 | $ 186,000 | $ 91,000 |
| St. Francois County Missouri | 1 | $ 68,000 | $ 68,000 | $ 65,000 |
| Worth County Missouri | 1 | $ 39,000 | $ 39,000 | $ 21,000 |
| Sarpy County Nebraska | 1 | $ 355,000 | $ 355,000 | $ 188,000 |
| Richmond County New York | 1 | $ 400,000 | $ 400,000 | $ 106,000 |
| Durham County North Carolina | 1 | $ 226,000 | $ 226,000 | $ 174,000 |
| Forsyth County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 251,000 |
| Guilford County North Carolina | 1 | $ 172,000 | $ 172,000 | $ 91,000 |
| Person County North Carolina | 1 | $ 67,000 | $ 67,000 | $ 45,000 |
| Scotland County North Carolina | 1 | $ 120,000 | $ 120,000 | $ 45,000 |
| Transylvania County North Carolina | 1 | $ 180,000 | $ 180,000 | $ 50,000 |
| Wake County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 78,000 |
| Wayne County North Carolina | 1 | $ 360,000 | $ 360,000 | $ 165,000 |
| Cleveland County Oklahoma | 1 | $ 111,000 | $ 111,000 | $ 80,000 |
| Rogers County Oklahoma | 1 | $ 182,000 | $ 182,000 | $ 78,000 |
| Tulsa County Oklahoma | 1 | $ 361,000 | $ 361,000 | $ 135,000 |
| Woods County Oklahoma | 1 | $ 187,000 | $ 187,000 | $ 84,000 |
| Jackson County Oregon | 1 | $ 290,000 | $ 290,000 | $ 70,000 |
| Josephine County Oregon | 1 | $ 71,000 | $ 71,000 | $ 108,000 |
| Washington County Oregon | 1 | $ 86,000 | $ 86,000 | $ 45,000 |
| Westmoreland County Pennsylvania | 1 | $ 257,000 | $ 257,000 | $ 198,000 |
| Beaufort County South Carolina | 1 | $ 194,000 | $ 194,000 | $ 111,000 |
| Greenville County South Carolina | 1 | $ 203,000 | $ 203,000 | $ 72,000 |
| Horry County South Carolina | 1 | $ 146,000 | $ 146,000 | $ 56,000 |
| Richland County South Carolina | 1 | $ 217,000 | $ 217,000 | $ 67,000 |
| Sumter County South Carolina | 1 | $ 156,000 | $ 156,000 | $ 73,000 |
| Dickson County Tennessee | 1 | $ 142,000 | $ 142,000 | $ 102,000 |
| Hickman County Tennessee | 1 | $ 80,000 | $ 80,000 | $ 56,000 |
| Maury County Tennessee | 1 | $ 174,000 | $ 174,000 | $ 31,000 |
| Monroe County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 125,000 |
| Williamson County Tennessee | 1 | $ 468,000 | $ 468,000 | $ 145,000 |
| Comal County Texas | 1 | $ 275,000 | $ 275,000 | $ 187,000 |
| Hunt County Texas | 1 | $ 140,000 | $ 140,000 | $ 100,000 |
| Lubbock County Texas | 1 | $ 246,000 | $ 246,000 | $ 66,000 |
| Panola County Texas | 1 | $ 88,000 | $ 88,000 | $ 40,000 |
| Smith County Texas | 1 | $ 216,000 | $ 216,000 | $ 120,000 |
| Val Verde County Texas | 1 | $ 187,000 | $ 187,000 | $ 118,000 |
| Pierce County Washington | 1 | $ 375,000 | $ 375,000 | $ 173,000 |
| Burnett County Wisconsin | 1 | $ 60,000 | $ 60,000 | $ 72,000 |
| Outagamie County Wisconsin | 1 | $ 115,000 | $ 115,000 | $ 122,000 |
| Price County Wisconsin | 1 | $ 61,000 | $ 61,000 | $ 142,000 |
| Trempealeau County Wisconsin | 1 | $ 115,000 | $ 115,000 | $ 103,000 |
| Vernon County Wisconsin | 1 | $ 76,000 | $ 76,000 | $ 155,000 |
Mortgage Loan Application Detail Totals for Communityamerica Credit Union in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,713 | $538,029,000 | $198,000 | $1,400,000 | $99,000 | $1,113,000 |
| Refinancing | 2,553 | $502,615,000 | $196,000 | $47,500,000 | $101,000 | $1,651,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,943 | $749,642,000 | $190,000 | $1,400,000 | $103,000 | $1,651,000 |
| Not Provided | 674 | $129,459,000 | $192,000 | $705,000 | $98,000 | $627,000 |
| Black or African American | 234 | $38,583,000 | $164,000 | $514,000 | $78,000 | $340,000 |
| Hispanic | 179 | $28,401,000 | $158,000 | $760,000 | $82,000 | $495,000 |
| Asian | 154 | $35,821,000 | $232,000 | $600,000 | $115,000 | $460,000 |
| American Indian or Alaskan Native | 45 | $7,267,000 | $161,000 | $440,000 | $85,000 | $316,000 |
| Not applicable | 29 | $50,053,000 | $1,725,000 | $47,500,000 | $0 | $0 |
| Native Hawaiin or Other Pacific Islander | 8 | $1,418,000 | $177,000 | $324,000 | $67,000 | $160,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,464 | $908,212,000 | $203,000 | $47,500,000 | $106,000 | $1,651,000 |
| FHA-insured (Federal Housing Administration) | 583 | $86,931,000 | $149,000 | $351,000 | $62,000 | $264,000 |
| VA-guaranteed (Veterans Administration) | 194 | $41,864,000 | $215,000 | $705,000 | $76,000 | $401,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 25 | $3,637,000 | $145,000 | $252,000 | $52,000 | $87,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,520 | $727,662,000 | $206,000 | $47,500,000 | $102,000 | $1,651,000 |
| Application Withdrawn By Applicant | 1,185 | $222,808,000 | $188,000 | $1,164,000 | $105,000 | $1,200,000 |
| Application Denied By Financial Institution | 316 | $45,968,000 | $145,000 | $490,000 | $67,000 | $448,000 |
| File Closed For Incompleteness | 150 | $27,361,000 | $182,000 | $486,000 | $98,000 | $270,000 |
| Application Approved But Not Accepted | 95 | $16,845,000 | $177,000 | $760,000 | $98,000 | $406,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 92 | $14,959,000 | $162,000 | $490,000 | $50,000 | $165,000 |
| Credit History | 86 | $12,463,000 | $144,000 | $440,000 | $76,000 | $200,000 |
| Other | 56 | $7,679,000 | $137,000 | $356,000 | $72,000 | $448,000 |
| Collateral | 48 | $6,307,000 | $131,000 | $414,000 | $83,000 | $233,000 |
| Employment History | 12 | $1,465,000 | $122,000 | $181,000 | $49,000 | $88,000 |
| Unverifiable Information | 10 | $1,415,000 | $141,000 | $204,000 | $59,000 | $127,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $1,282,000 | $142,000 | $235,000 | $66,000 | $100,000 |
| Credit Application Incomplete | 2 | $346,000 | $173,000 | $215,000 | $106,000 | $146,000 |
| Mortgage Insurance Denied | 1 | $52,000 | $52,000 | $52,000 | $25,000 | $25,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Communityamerica Credit Union's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Communityamerica Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet
with aggregated HMDA statistics today.