Communityamerica Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Communityamerica Credit Union 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Communityamerica Credit Union 9777 Ridge Dr Lenexa, KS 66219 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 8,109 |
| Total Mortgage Loan Application Amount | $1,347,935,000 |
| Average Mortgage Loan Application Amount | $155,800 |
| Highest Mortgage Loan Application Amount | $4,005,000 |
| Average Applicant Income | $137,200 |
| Highest Applicant Income | $3,147,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Communityamerica Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Communityamerica Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Communityamerica Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Communityamerica Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Communityamerica Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Communityamerica Credit Union's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Jackson County Missouri | 2,268 | $ 301,270,000 | $ 132,000 | $ 124,000 |
| Johnson County Kansas | 2,163 | $ 435,945,000 | $ 201,000 | $ 177,000 |
| Clay County Missouri | 1,320 | $ 174,130,000 | $ 131,000 | $ 122,000 |
| Platte County Missouri | 467 | $ 74,725,000 | $ 160,000 | $ 145,000 |
| Wyandotte County Kansas | 352 | $ 43,150,000 | $ 122,000 | $ 95,000 |
| Cass County Missouri | 280 | $ 51,850,000 | $ 185,000 | $ 157,000 |
| Leavenworth County Kansas | 193 | $ 38,195,000 | $ 197,000 | $ 118,000 |
| Miami County Kansas | 74 | $ 12,260,000 | $ 165,000 | $ 132,000 |
| Ray County Missouri | 68 | $ 7,810,000 | $ 114,000 | $ 108,000 |
| Clinton County Missouri | 65 | $ 9,275,000 | $ 142,000 | $ 126,000 |
| Lafayette County Missouri | 48 | $ 8,020,000 | $ 167,000 | $ 118,000 |
| Douglas County Kansas | 45 | $ 8,305,000 | $ 184,000 | $ 130,000 |
| Shawnee County Kansas | 41 | $ 6,085,000 | $ 148,000 | $ 136,000 |
| Johnson County Missouri | 39 | $ 4,755,000 | $ 121,000 | $ 127,000 |
| St. Louis County Missouri | 32 | $ 4,180,000 | $ 130,000 | $ 133,000 |
| Buchanan County Missouri | 24 | $ 3,200,000 | $ 133,000 | $ 84,000 |
| Franklin County Kansas | 17 | $ 2,755,000 | $ 162,000 | $ 136,000 |
| Benton County Missouri | 13 | $ 1,375,000 | $ 105,000 | $ 133,000 |
| Morgan County Missouri | 13 | $ 3,535,000 | $ 271,000 | $ 240,000 |
| Jefferson County Kansas | 12 | $ 1,990,000 | $ 165,000 | $ 121,000 |
| Camden County Missouri | 12 | $ 2,570,000 | $ 214,000 | $ 180,000 |
| St. Charles County Missouri | 12 | $ 1,320,000 | $ 110,000 | $ 122,000 |
| Maricopa County Arizona | 11 | $ 4,535,000 | $ 412,000 | $ 180,000 |
| Caldwell County Missouri | 10 | $ 960,000 | $ 96,000 | $ 114,000 |
| Henry County Missouri | 10 | $ 1,550,000 | $ 155,000 | $ 82,000 |
| Sedgwick County Kansas | 9 | $ 2,285,000 | $ 253,000 | $ 173,000 |
| Bates County Missouri | 9 | $ 745,000 | $ 82,000 | $ 143,000 |
| Stone County Missouri | 9 | $ 1,915,000 | $ 212,000 | $ 182,000 |
| Crawford County Kansas | 8 | $ 1,100,000 | $ 137,000 | $ 167,000 |
| Linn County Kansas | 8 | $ 830,000 | $ 103,000 | $ 111,000 |
| Riley County Kansas | 8 | $ 1,700,000 | $ 212,000 | $ 137,000 |
| Anderson County Kansas | 7 | $ 965,000 | $ 137,000 | $ 110,000 |
| Atchison County Kansas | 5 | $ 725,000 | $ 145,000 | $ 106,000 |
| Daviess County Missouri | 5 | $ 2,155,000 | $ 431,000 | $ 201,000 |
| DeKalb County Missouri | 5 | $ 285,000 | $ 57,000 | $ 96,000 |
| Hickory County Missouri | 5 | $ 545,000 | $ 109,000 | $ 79,000 |
| St. Louis City County Missouri | 5 | $ 485,000 | $ 97,000 | $ 75,000 |
| Taney County Missouri | 5 | $ 1,255,000 | $ 251,000 | $ 211,000 |
| Collin County Texas | 5 | $ 3,245,000 | $ 649,000 | $ 199,000 |
| Harris County Texas | 5 | $ 1,135,000 | $ 227,000 | $ 87,000 |
| Volusia County Florida | 4 | $ 750,000 | $ 187,000 | $ 293,000 |
| Fulton County Georgia | 4 | $ 1,270,000 | $ 317,000 | $ 273,000 |
| Ellis County Kansas | 4 | $ 700,000 | $ 175,000 | $ 120,000 |
| Jackson County Kansas | 4 | $ 280,000 | $ 70,000 | $ 122,000 |
| Andrew County Missouri | 4 | $ 250,000 | $ 62,000 | $ 145,000 |
| Greene County Missouri | 4 | $ 670,000 | $ 167,000 | $ 64,000 |
| Hillsborough County Florida | 3 | $ 1,585,000 | $ 528,000 | $ 514,000 |
| Cook County Illinois | 3 | $ 485,000 | $ 161,000 | $ 144,000 |
| Harrison County Missouri | 3 | $ 245,000 | $ 81,000 | $ 64,000 |
| Livingston County Missouri | 3 | $ 465,000 | $ 155,000 | $ 142,000 |
| Miller County Missouri | 3 | $ 445,000 | $ 148,000 | $ 141,000 |
| Oklahoma County Oklahoma | 3 | $ 965,000 | $ 321,000 | $ 158,000 |
| Montgomery County Texas | 3 | $ 935,000 | $ 311,000 | $ 103,000 |
| Baldwin County Alabama | 2 | $ 1,110,000 | $ 555,000 | $ 306,000 |
| Baxter County Arkansas | 2 | $ 580,000 | $ 290,000 | $ 99,000 |
| Pulaski County Arkansas | 2 | $ 330,000 | $ 165,000 | $ 76,000 |
| Sacramento County California | 2 | $ 690,000 | $ 345,000 | $ 183,000 |
| El Paso County Colorado | 2 | $ 1,320,000 | $ 660,000 | $ 253,000 |
| Broward County Florida | 2 | $ 880,000 | $ 440,000 | $ 172,000 |
| Charlotte County Florida | 2 | $ 630,000 | $ 315,000 | $ 134,000 |
| Collier County Florida | 2 | $ 1,990,000 | $ 995,000 | $ 218,000 |
| Flagler County Florida | 2 | $ 650,000 | $ 325,000 | $ 171,000 |
| Pasco County Florida | 2 | $ 580,000 | $ 290,000 | $ 105,000 |
| Allen County Kansas | 2 | $ 110,000 | $ 55,000 | $ 78,000 |
| Butler County Kansas | 2 | $ 480,000 | $ 240,000 | $ 157,000 |
| Doniphan County Kansas | 2 | $ 200,000 | $ 100,000 | $ 315,000 |
| Labette County Kansas | 2 | $ 120,000 | $ 60,000 | $ 29,000 |
| Pottawatomie County Kansas | 2 | $ 680,000 | $ 340,000 | $ 116,000 |
| Saline County Kansas | 2 | $ 310,000 | $ 155,000 | $ 87,000 |
| Callaway County Missouri | 2 | $ 250,000 | $ 125,000 | $ 135,000 |
| Christian County Missouri | 2 | $ 500,000 | $ 250,000 | $ 265,000 |
| Franklin County Missouri | 2 | $ 380,000 | $ 190,000 | $ 85,000 |
| Grundy County Missouri | 2 | $ 150,000 | $ 75,000 | $ 61,000 |
| Jasper County Missouri | 2 | $ 160,000 | $ 80,000 | $ 117,000 |
| Jefferson County Missouri | 2 | $ 120,000 | $ 60,000 | $ 214,000 |
| Lincoln County Missouri | 2 | $ 320,000 | $ 160,000 | $ 126,000 |
| Newton County Missouri | 2 | $ 270,000 | $ 135,000 | $ 43,000 |
| Pettis County Missouri | 2 | $ 360,000 | $ 180,000 | $ 93,000 |
| Phelps County Missouri | 2 | $ 240,000 | $ 120,000 | $ 171,000 |
| Warren County Missouri | 2 | $ 120,000 | $ 60,000 | $ 185,000 |
| Hall County Nebraska | 2 | $ 490,000 | $ 245,000 | $ 71,000 |
| Sarpy County Nebraska | 2 | $ 760,000 | $ 380,000 | $ 132,000 |
| Clark County Nevada | 2 | $ 1,070,000 | $ 535,000 | $ 166,000 |
| Cibola County New Mexico | 2 | $ 520,000 | $ 260,000 | $ 78,000 |
| Mecklenburg County North Carolina | 2 | $ 590,000 | $ 295,000 | $ 107,000 |
| Stark County North Dakota | 2 | $ 540,000 | $ 270,000 | $ 83,000 |
| Summit County Ohio | 2 | $ 440,000 | $ 220,000 | $ 86,000 |
| Chester County Pennsylvania | 2 | $ 1,060,000 | $ 530,000 | $ 288,000 |
| Dickson County Tennessee | 2 | $ 420,000 | $ 210,000 | $ 73,000 |
| Shelby County Tennessee | 2 | $ 560,000 | $ 280,000 | $ 81,000 |
| Sullivan County Tennessee | 2 | $ 850,000 | $ 425,000 | $ 238,000 |
| Denton County Texas | 2 | $ 1,080,000 | $ 540,000 | $ 159,000 |
| Hidalgo County Texas | 2 | $ 420,000 | $ 210,000 | $ 93,000 |
| Randall County Texas | 2 | $ 810,000 | $ 405,000 | $ 275,000 |
| Travis County Texas | 2 | $ 1,100,000 | $ 550,000 | $ 270,000 |
| Williamson County Texas | 2 | $ 890,000 | $ 445,000 | $ 165,000 |
| Etowah County Alabama | 1 | $ 245,000 | $ 245,000 | $ 112,000 |
| Jackson County Alabama | 1 | $ 465,000 | $ 465,000 | $ 145,000 |
| Limestone County Alabama | 1 | $ 225,000 | $ 225,000 | $ 66,000 |
| Madison County Alabama | 1 | $ 335,000 | $ 335,000 | $ 96,000 |
| Montgomery County Alabama | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Benton County Arkansas | 1 | $ 455,000 | $ 455,000 | $ 144,000 |
| Greene County Arkansas | 1 | $ 185,000 | $ 185,000 | $ 160,000 |
| Sebastian County Arkansas | 1 | $ 505,000 | $ 505,000 | $ 200,000 |
| Washington County Arkansas | 1 | $ 215,000 | $ 215,000 | $ 150,000 |
| Los Angeles County California | 1 | $ 205,000 | $ 205,000 | $ 100,000 |
| Orange County California | 1 | $ 1,185,000 | $ 1,185,000 | $ 315,000 |
| San Bernardino County California | 1 | $ 355,000 | $ 355,000 | $ 73,000 |
| Adams County Colorado | 1 | $ 805,000 | $ 805,000 | $ 263,000 |
| Boulder County Colorado | 1 | $ 1,045,000 | $ 1,045,000 | $ 352,000 |
| Douglas County Colorado | 1 | $ 855,000 | $ 855,000 | $ 278,000 |
| Jefferson County Colorado | 1 | $ 435,000 | $ 435,000 | $ 120,000 |
| Summit County Colorado | 1 | $ 305,000 | $ 305,000 | $ 289,000 |
| New Castle County Delaware | 1 | $ 625,000 | $ 625,000 | $ 395,000 |
| Bay County Florida | 1 | $ 195,000 | $ 195,000 | $ 97,000 |
| Brevard County Florida | 1 | $ 225,000 | $ 225,000 | $ 109,000 |
| Duval County Florida | 1 | $ 415,000 | $ 415,000 | $ 204,000 |
| Escambia County Florida | 1 | $ 225,000 | $ 225,000 | $ 94,000 |
| Lee County Florida | 1 | $ 305,000 | $ 305,000 | $ 93,000 |
| Marion County Florida | 1 | $ 155,000 | $ 155,000 | $ 206,000 |
| Okaloosa County Florida | 1 | $ 405,000 | $ 405,000 | $ 208,000 |
| Orange County Florida | 1 | $ 845,000 | $ 845,000 | $ 432,000 |
| Pinellas County Florida | 1 | $ 205,000 | $ 205,000 | $ 94,000 |
| Santa Rosa County Florida | 1 | $ 55,000 | $ 55,000 | $ 123,000 |
| Sarasota County Florida | 1 | $ 375,000 | $ 375,000 | $ 139,000 |
| Seminole County Florida | 1 | $ 235,000 | $ 235,000 | $ 64,000 |
| Sumter County Florida | 1 | $ 325,000 | $ 325,000 | $ 258,000 |
| Bartow County Georgia | 1 | $ 175,000 | $ 175,000 | $ 72,000 |
| Chatham County Georgia | 1 | $ 305,000 | $ 305,000 | $ 635,000 |
| Cobb County Georgia | 1 | $ 155,000 | $ 155,000 | $ 81,000 |
| Franklin County Illinois | 1 | $ 95,000 | $ 95,000 | $ 67,000 |
| Kane County Illinois | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Will County Illinois | 1 | $ 275,000 | $ 275,000 | $ 240,000 |
| St. Joseph County Indiana | 1 | $ 95,000 | $ 95,000 | $ 82,000 |
| Wells County Indiana | 1 | $ 355,000 | $ 355,000 | $ 82,000 |
| Kossuth County Iowa | 1 | $ 495,000 | $ 495,000 | $ 172,000 |
| Polk County Iowa | 1 | $ 255,000 | $ 255,000 | $ 74,000 |
| Scott County Iowa | 1 | $ 55,000 | $ 55,000 | $ 73,000 |
| Barton County Kansas | 1 | $ 25,000 | $ 25,000 | $ 336,000 |
| Bourbon County Kansas | 1 | $ 145,000 | $ 145,000 | $ 71,000 |
| Dickinson County Kansas | 1 | $ 355,000 | $ 355,000 | $ 266,000 |
| Elk County Kansas | 1 | $ 85,000 | $ 85,000 | $ 173,000 |
| Geary County Kansas | 1 | $ 105,000 | $ 105,000 | $ 152,000 |
| Greenwood County Kansas | 1 | $ 85,000 | $ 85,000 | $ 130,000 |
| Harper County Kansas | 1 | $ 105,000 | $ 105,000 | $ 139,000 |
| Marion County Kansas | 1 | $ 185,000 | $ 185,000 | $ 73,000 |
| Nemaha County Kansas | 1 | $ 45,000 | $ 45,000 | $ 128,000 |
| Neosho County Kansas | 1 | $ 125,000 | $ 125,000 | $ 148,000 |
| Osage County Kansas | 1 | $ 25,000 | $ 25,000 | $ 95,000 |
| Reno County Kansas | 1 | $ 105,000 | $ 105,000 | $ 78,000 |
| Russell County Kansas | 1 | $ 85,000 | $ 85,000 | $ 67,000 |
| Hardin County Kentucky | 1 | $ 225,000 | $ 225,000 | $ 103,000 |
| Pike County Kentucky | 1 | $ 265,000 | $ 265,000 | $ 80,000 |
| Jefferson County Louisiana | 1 | $ 125,000 | $ 125,000 | $ 97,000 |
| Knox County Maine | 1 | $ 155,000 | $ 155,000 | $ 92,000 |
| Worcester County Massachusetts | 1 | $ 535,000 | $ 535,000 | $ 190,000 |
| Livingston County Michigan | 1 | $ 385,000 | $ 385,000 | $ 123,000 |
| Macomb County Michigan | 1 | $ 265,000 | $ 265,000 | $ 123,000 |
| Hennepin County Minnesota | 1 | $ 205,000 | $ 205,000 | $ 103,000 |
| Barry County Missouri | 1 | $ 255,000 | $ 255,000 | $ 109,000 |
| Boone County Missouri | 1 | $ 185,000 | $ 185,000 | $ 68,000 |
| Cedar County Missouri | 1 | $ 315,000 | $ 315,000 | $ 129,000 |
| Chariton County Missouri | 1 | $ 55,000 | $ 55,000 | $ 49,000 |
| Dallas County Missouri | 1 | $ 395,000 | $ 395,000 | $ 194,000 |
| Dunklin County Missouri | 1 | $ 395,000 | $ 395,000 | $ 144,000 |
| Gentry County Missouri | 1 | $ 55,000 | $ 55,000 | $ 132,000 |
| Laclede County Missouri | 1 | $ 55,000 | $ 55,000 | $ 90,000 |
| Linn County Missouri | 1 | $ 385,000 | $ 385,000 | $ 302,000 |
| Montgomery County Missouri | 1 | $ 85,000 | $ 85,000 | $ 31,000 |
| Nodaway County Missouri | 1 | $ 165,000 | $ 165,000 | $ 114,000 |
| Polk County Missouri | 1 | $ 215,000 | $ 215,000 | $ 86,000 |
| Putnam County Missouri | 1 | $ 155,000 | $ 155,000 | $ 335,000 |
| Ralls County Missouri | 1 | $ 95,000 | $ 95,000 | $ 206,000 |
| St. Clair County Missouri | 1 | $ 45,000 | $ 45,000 | $ 89,000 |
| St. Francois County Missouri | 1 | $ 25,000 | $ 25,000 | $ 40,000 |
| Vernon County Missouri | 1 | $ 25,000 | $ 25,000 | $ 70,000 |
| Webster County Missouri | 1 | $ 45,000 | $ 45,000 | $ 178,000 |
| Wright County Missouri | 1 | $ 185,000 | $ 185,000 | $ 67,000 |
| Buffalo County Nebraska | 1 | $ 185,000 | $ 185,000 | $ 70,000 |
| Clay County Nebraska | 1 | $ 225,000 | $ 225,000 | $ 75,000 |
| Douglas County Nebraska | 1 | $ 155,000 | $ 155,000 | $ 64,000 |
| Lancaster County Nebraska | 1 | $ 715,000 | $ 715,000 | $ 300,000 |
| Belknap County New Hampshire | 1 | $ 305,000 | $ 305,000 | $ 343,000 |
| Bergen County New Jersey | 1 | $ 665,000 | $ 665,000 | $ 200,000 |
| Middlesex County New Jersey | 1 | $ 325,000 | $ 325,000 | $ 1,693,000 |
| Ocean County New Jersey | 1 | $ 465,000 | $ 465,000 | $ 316,000 |
| Somerset County New Jersey | 1 | $ 265,000 | $ 265,000 | $ 128,000 |
| Buncombe County North Carolina | 1 | $ 455,000 | $ 455,000 | $ 102,000 |
| Craven County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 34,000 |
| Cumberland County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 173,000 |
| Davidson County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 31,000 |
| Forsyth County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 55,000 |
| Hertford County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 80,000 |
| Nash County North Carolina | 1 | $ 385,000 | $ 385,000 | $ 198,000 |
| Onslow County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 138,000 |
| Rutherford County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 149,000 |
| Stanly County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 49,000 |
| Wake County North Carolina | 1 | $ 325,000 | $ 325,000 | $ 130,000 |
| Cuyahoga County Ohio | 1 | $ 535,000 | $ 535,000 | $ 252,000 |
| Hamilton County Ohio | 1 | $ 265,000 | $ 265,000 | $ 125,000 |
| Logan County Ohio | 1 | $ 155,000 | $ 155,000 | $ 116,000 |
| Cleveland County Oklahoma | 1 | $ 175,000 | $ 175,000 | $ 162,000 |
| Garfield County Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 128,000 |
| Tulsa County Oklahoma | 1 | $ 245,000 | $ 245,000 | $ 245,000 |
| Wagoner County Oklahoma | 1 | $ 205,000 | $ 205,000 | $ 50,000 |
| Clackamas County Oregon | 1 | $ 725,000 | $ 725,000 | $ 275,000 |
| Jackson County Oregon | 1 | $ 155,000 | $ 155,000 | $ 54,000 |
| Marion County Oregon | 1 | $ 495,000 | $ 495,000 | $ 117,000 |
| Multnomah County Oregon | 1 | $ 215,000 | $ 215,000 | $ 192,000 |
| Yamhill County Oregon | 1 | $ 465,000 | $ 465,000 | $ 118,000 |
| Allegheny County Pennsylvania | 1 | $ 585,000 | $ 585,000 | $ 195,000 |
| Beaufort County South Carolina | 1 | $ 865,000 | $ 865,000 | $ 202,000 |
| Greenville County South Carolina | 1 | $ 345,000 | $ 345,000 | $ 181,000 |
| Greenwood County South Carolina | 1 | $ 615,000 | $ 615,000 | $ 350,000 |
| Clark County South Dakota | 1 | $ 195,000 | $ 195,000 | $ 176,000 |
| Hamilton County Tennessee | 1 | $ 525,000 | $ 525,000 | $ 155,000 |
| Knox County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 228,000 |
| Montgomery County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 149,000 |
| Rutherford County Tennessee | 1 | $ 395,000 | $ 395,000 | $ 234,000 |
| Washington County Tennessee | 1 | $ 365,000 | $ 365,000 | $ 233,000 |
| Dallas County Texas | 1 | $ 455,000 | $ 455,000 | $ 214,000 |
| Guadalupe County Texas | 1 | $ 345,000 | $ 345,000 | $ 97,000 |
| Hood County Texas | 1 | $ 525,000 | $ 525,000 | $ 236,000 |
| Nueces County Texas | 1 | $ 605,000 | $ 605,000 | $ 228,000 |
| Willacy County Texas | 1 | $ 105,000 | $ 105,000 | $ 166,000 |
| Utah County Utah | 1 | $ 515,000 | $ 515,000 | $ 274,000 |
| Petersburg County Virginia | 1 | $ 245,000 | $ 245,000 | $ 230,000 |
| King County Washington | 1 | $ 345,000 | $ 345,000 | $ 151,000 |
| Kitsap County Washington | 1 | $ 1,155,000 | $ 1,155,000 | $ 701,000 |
| Thurston County Washington | 1 | $ 535,000 | $ 535,000 | $ 114,000 |
| Sawyer County Wisconsin | 1 | $ 205,000 | $ 205,000 | $ 523,000 |
| Washington County Wisconsin | 1 | $ 235,000 | $ 235,000 | $ 85,000 |
Mortgage Loan Application Detail Totals for Communityamerica Credit Union in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,781 | $822,955,000 | $295,000 | $2,925,000 | $148,000 | $3,147,000 |
| Home Improvement | 2,057 | $160,585,000 | $78,000 | $1,005,000 | $139,000 | $1,692,000 |
| Other Purpose | 1,731 | $119,885,000 | $69,000 | $1,005,000 | $124,000 | $1,640,000 |
| Refinancing | 1,097 | $158,705,000 | $144,000 | $4,005,000 | $159,000 | $1,338,000 |
| Cash-out Refinancing | 443 | $85,805,000 | $193,000 | $925,000 | $116,000 | $1,249,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,880 | $972,520,000 | $165,000 | $4,005,000 | $145,000 | $3,147,000 |
| Not Provided | 684 | $117,370,000 | $171,000 | $1,205,000 | $138,000 | $1,313,000 |
| Black or African American | 651 | $96,505,000 | $148,000 | $855,000 | $111,000 | $1,018,000 |
| Hispanic | 516 | $72,600,000 | $140,000 | $1,125,000 | $120,000 | $1,640,000 |
| Asian | 239 | $63,045,000 | $263,000 | $1,105,000 | $161,000 | $1,693,000 |
| American Indian or Alaskan Native | 68 | $9,810,000 | $144,000 | $665,000 | $146,000 | $1,477,000 |
| Not applicable | 41 | $10,955,000 | $267,000 | $2,925,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 12 | $1,130,000 | $94,000 | $325,000 | $74,000 | $119,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,723 | $1,248,095,000 | $161,000 | $4,005,000 | $142,000 | $3,147,000 |
| FHA-insured (Federal Housing Administration) | 304 | $73,250,000 | $240,000 | $635,000 | $95,000 | $683,000 |
| VA-guaranteed (Veterans Administration) | 78 | $25,920,000 | $332,000 | $825,000 | $117,000 | $253,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 4 | $670,000 | $167,000 | $285,000 | $58,000 | $91,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,367 | $920,755,000 | $171,000 | $2,725,000 | $149,000 | $3,147,000 |
| Application Denied By Financial Institution | 1,453 | $140,515,000 | $96,000 | $4,005,000 | $107,000 | $1,692,000 |
| Application Withdrawn By Applicant | 764 | $184,790,000 | $241,000 | $2,925,000 | $147,000 | $1,693,000 |
| Application Approved But Not Accepted | 260 | $25,840,000 | $99,000 | $675,000 | $143,000 | $1,640,000 |
| Preapproval Approved but not Accepted | 148 | $48,520,000 | $327,000 | $1,405,000 | $118,000 | $617,000 |
| File Closed For Incompleteness | 109 | $26,215,000 | $240,000 | $925,000 | $129,000 | $635,000 |
| Preapproval Denied by Financial Institution | 7 | $1,235,000 | $176,000 | $295,000 | $57,000 | $128,000 |
| Loan Purchased By The Institution | 1 | $65,000 | $65,000 | $65,000 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 6,649 | $1,206,185,000 | $181,000 | $2,925,000 | $148,000 | $3,147,000 |
| Debt-To-Income Ratio | 479 | $49,525,000 | $103,000 | $555,000 | $73,000 | $504,000 |
| Credit Application Incomplete | 393 | $40,435,000 | $102,000 | $4,005,000 | $144,000 | $1,692,000 |
| Credit History | 350 | $26,820,000 | $76,000 | $755,000 | $99,000 | $504,000 |
| Other | 132 | $14,010,000 | $106,000 | $655,000 | $121,000 | $1,005,000 |
| Collateral | 89 | $8,575,000 | $96,000 | $405,000 | $123,000 | $462,000 |
| Employment History | 9 | $1,095,000 | $121,000 | $285,000 | $84,000 | $240,000 |
| Unverifiable Information | 8 | $1,290,000 | $161,000 | $385,000 | $171,000 | $504,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Communityamerica Credit Union's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Communityamerica Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet
with aggregated HMDA statistics today.