Bbva Usa
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Bbva Usa 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bbva Usa 15 South 20Th Street Birmingham, AL 35233 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 12,791 |
| Total Mortgage Loan Application Amount | $1,940,872,000 |
| Average Mortgage Loan Application Amount | $1,048,606 |
| Highest Mortgage Loan Application Amount | $25,000,000 |
| Average Applicant Income | $187,439 |
| Highest Applicant Income | $9,100,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Bbva Usa. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bbva Usa's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Bbva Usa's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bbva Usa serves its applicants.
Each category highlights the total number of mortgage applications processed by Bbva Usa, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bbva Usa's mortgage activity for 2004.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| HOUSTON-BAYTOWN-SUGAR LAND, TX | 1,406 | $ 163,474,000 | $ 116,000 | $ 111,000 |
| DALLAS-PLANO-IRVING, TX | 1,098 | $ 152,525,000 | $ 138,000 | $ 109,000 |
| BIRMINGHAM-HOOVER, AL | 1,084 | $ 148,100,000 | $ 136,000 | $ 75,000 |
| SAN ANTONIO, TX | 875 | $ 129,309,000 | $ 147,000 | $ 121,000 |
| JACKSONVILLE, FL | 730 | $ 91,932,000 | $ 125,000 | $ 80,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 669 | $ 131,631,000 | $ 196,000 | $ 128,000 |
| AUSTIN-ROUND ROCK, TX | 565 | $ 101,359,000 | $ 179,000 | $ 96,000 |
| FORT WORTH-ARLINGTON, TX | 441 | $ 34,943,000 | $ 79,000 | $ 77,000 |
| MOBILE, AL | 435 | $ 35,709,000 | $ 82,000 | $ 65,000 |
| TUCSON, AZ | 414 | $ 54,018,000 | $ 130,000 | $ 56,000 |
| HUNTSVILLE, AL | 382 | $ 67,194,000 | $ 175,000 | $ 76,000 |
| DENVER-AURORA, CO | 346 | $ 58,107,000 | $ 167,000 | $ 96,000 |
| MONTGOMERY, AL | 302 | $ 41,130,000 | $ 136,000 | $ 83,000 |
| ALBUQUERQUE, NM | 237 | $ 26,032,000 | $ 109,000 | $ 63,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 178 | $ 19,024,000 | $ 106,000 | $ 93,000 |
| FLORENCE-MUSCLE SHOALS, AL | 168 | $ 19,367,000 | $ 115,000 | $ 55,000 |
| GAINESVILLE, FL | 145 | $ 29,591,000 | $ 204,000 | $ 63,000 |
| TUSCALOOSA, AL | 140 | $ 19,079,000 | $ 136,000 | $ 66,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 133 | $ 21,215,000 | $ 159,000 | $ 83,000 |
| DECATUR, AL | 117 | $ 14,191,000 | $ 121,000 | $ 61,000 |
| DOTHAN, AL | 117 | $ 11,414,000 | $ 97,000 | $ 59,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 113 | $ 14,737,000 | $ 130,000 | $ 61,000 |
| AUBURN-OPELIKA, AL | 97 | $ 16,550,000 | $ 170,000 | $ 116,000 |
| COLLEGE STATION-BRYAN, TX | 91 | $ 11,610,000 | $ 127,000 | $ 77,000 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 89 | $ 13,419,000 | $ 150,000 | $ 83,000 |
| GADSDEN, AL | 89 | $ 10,018,000 | $ 112,000 | $ 60,000 |
| FLAGSTAFF, AZ | 88 | $ 16,501,000 | $ 187,000 | $ 81,000 |
| WACO, TX | 83 | $ 8,986,000 | $ 108,000 | $ 74,000 |
| ANNISTON-OXFORD, AL | 75 | $ 6,474,000 | $ 86,000 | $ 56,000 |
| PRESCOTT, AZ | 71 | $ 10,000,000 | $ 140,000 | $ 67,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 55 | $ 31,266,000 | $ 568,000 | $ 74,000 |
| BOULDER, CO | 47 | $ 10,636,000 | $ 226,000 | $ 177,000 |
| YUMA, AZ | 38 | $ 2,455,000 | $ 64,000 | $ 50,000 |
| OCALA, FL | 32 | $ 5,075,000 | $ 158,000 | $ 57,000 |
| COLORADO SPRINGS, CO | 27 | $ 1,913,000 | $ 70,000 | $ 65,000 |
| FORT COLLINS-LOVELAND, CO | 27 | $ 4,531,000 | $ 167,000 | $ 59,000 |
| CORPUS CHRISTI, TX | 24 | $ 3,088,000 | $ 128,000 | $ 215,000 |
| PANAMA CITY-LYNN HAVEN, FL | 15 | $ 3,714,000 | $ 247,000 | $ 275,000 |
| GREELEY, CO | 14 | $ 1,689,000 | $ 120,000 | $ 44,000 |
| TALLAHASSEE, FL | 12 | $ 981,000 | $ 81,000 | $ 57,000 |
| ORLANDO, FL | 10 | $ 495,000 | $ 49,000 | $ 50,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 10 | $ 8,570,000 | $ 857,000 | $ 686,000 |
| SANTA FE, NM | 10 | $ 1,713,000 | $ 171,000 | $ 79,000 |
| SHERMAN-DENISON, TX | 10 | $ 484,000 | $ 48,000 | $ 65,000 |
| DALTON, GA | 9 | $ 522,000 | $ 58,000 | $ 34,000 |
| COLUMBUS, GA-AL | 7 | $ 254,000 | $ 36,000 | $ 38,000 |
| GRAND JUNCTION, CO | 6 | $ 855,000 | $ 142,000 | $ 53,000 |
| LAKELAND, FL | 6 | $ 588,000 | $ 98,000 | $ 58,000 |
| TYLER, TX | 6 | $ 1,051,000 | $ 175,000 | $ 224,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 5 | $ 446,000 | $ 89,000 | $ 61,000 |
| MACON, GA | 5 | $ 211,000 | $ 42,000 | $ 53,000 |
| PASCAGOULA, MS | 5 | $ 17,336,000 | $ 3,467,000 | $ 27,000 |
| PUEBLO, CO | 5 | $ 263,000 | $ 52,000 | $ 40,000 |
| SARASOTA-BRADENTON-VENICE, FL | 5 | $ 1,087,000 | $ 217,000 | $ 181,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 5 | $ 24,871,000 | $ 4,974,000 | $ 1,844,000 |
| ATHENS-CLARKE COUNTY, GA | 4 | $ 3,549,000 | $ 887,000 | $ 27,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 4 | $ 1,156,000 | $ 289,000 | $ 65,000 |
| LAS VEGAS-PARADISE, NV | 4 | $ 895,000 | $ 223,000 | $ 332,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 4 | $ 2,800,000 | $ 700,000 | $ 1,319,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 4 | $ 1,685,000 | $ 421,000 | $ 300,000 |
| BROWNSVILLE-HARLINGEN, TX | 3 | $ 292,000 | $ 97,000 | $ 162,000 |
| BRUNSWICK, GA | 3 | $ 940,000 | $ 313,000 | $ 284,000 |
| CAPE CORAL-FORT MYERS, FL | 3 | $ 2,260,000 | $ 753,000 | $ 538,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 3 | $ 830,000 | $ 276,000 | $ 786,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 3 | $ 1,192,000 | $ 397,000 | $ 113,000 |
| OKLAHOMA CITY, OK | 3 | $ 514,000 | $ 171,000 | $ 49,000 |
| OLYMPIA, WA | 3 | $ 965,000 | $ 321,000 | $ 262,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 3 | $ 412,000 | $ 137,000 | $ 66,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 3 | $ 811,000 | $ 270,000 | $ 131,000 |
| VICTORIA, TX | 3 | $ 321,000 | $ 107,000 | $ 68,000 |
| ABILENE, TX | 2 | $ 628,000 | $ 314,000 | $ 132,000 |
| AMARILLO, TX | 2 | $ 122,000 | $ 61,000 | $ 49,000 |
| BALTIMORE-TOWSON, MD | 2 | $ 1,152,000 | $ 576,000 | $ 2,025,000 |
| BATON ROUGE, LA | 2 | $ 285,000 | $ 142,000 | $ 59,000 |
| EL PASO, TX | 2 | $ 115,000 | $ 57,000 | $ 48,000 |
| LAS CRUCES, NM | 2 | $ 153,000 | $ 76,000 | $ 52,000 |
| NAPLES-MARCO ISLAND, FL | 2 | $ 2,310,000 | $ 1,155,000 | $ 22,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO, TN | 2 | $ 477,000 | $ 238,000 | $ 265,000 |
| NEW YORK-WAYNE-WHITE PLAINS, NY-NJ | 2 | $ 2,521,000 | $ 1,260,000 | $ 869,000 |
| PORT ST. LUCIE-FORT PIERCE, FL | 2 | $ 215,000 | $ 107,000 | $ 79,000 |
| PUNTA GORDA, FL | 2 | $ 170,000 | $ 85,000 | $ 83,000 |
| SAN ANGELO, TX | 2 | $ 165,000 | $ 82,000 | $ 191,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 2 | $ 1,275,000 | $ 637,000 | $ 239,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 2 | $ 1,280,000 | $ 640,000 | $ 416,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 2 | $ 10,264,000 | $ 5,132,000 | $ 107,000 |
| BETHESDA-FREDERICK-GAITHERSBURG, MD | 1 | $ 440,000 | $ 440,000 | $ 122,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 1 | $ 277,000 | $ 277,000 | $ 71,000 |
| CAMDEN, NJ | 1 | $ 79,000 | $ 79,000 | $ 31,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 1 | $ 197,000 | $ 197,000 | $ 37,000 |
| CHATTANOOGA, TN-GA | 1 | $ 128,000 | $ 128,000 | $ 156,000 |
| DAYTON, OH | 1 | $ 143,000 | $ 143,000 | $ 90,000 |
| DURHAM, NC | 1 | $ 133,000 | $ 133,000 | $ 39,000 |
| FARMINGTON, NM | 1 | $ 180,000 | $ 180,000 | $ 48,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 1 | $ 10,000 | $ 10,000 | $ 81,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 1 | $ 18,000,000 | $ 18,000,000 | $ 0 |
| HARRISBURG-CARLISLE, PA | 1 | $ 145,000 | $ 145,000 | $ 40,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 1 | $ 192,000 | $ 192,000 | $ 82,000 |
| HICKORY-LENOIR-MORGANTON, NC | 1 | $ 42,000 | $ 42,000 | $ 28,000 |
| HINESVILLE-FORT STEWART, GA | 1 | $ 44,000 | $ 44,000 | $ 23,000 |
| HONOLULU, HI | 1 | $ 1,000,000 | $ 1,000,000 | $ 71,000 |
| IOWA CITY, IA | 1 | $ 155,000 | $ 155,000 | $ 39,000 |
| JACKSON, MS | 1 | $ 213,000 | $ 213,000 | $ 160,000 |
| JACKSON, TN | 1 | $ 385,000 | $ 385,000 | $ 300,000 |
| JACKSONVILLE, NC | 1 | $ 360,000 | $ 360,000 | $ 432,000 |
| LAREDO, TX | 1 | $ 29,000 | $ 29,000 | $ 56,000 |
| LAWTON, OK | 1 | $ 153,000 | $ 153,000 | $ 59,000 |
| LOGAN, UT-ID | 1 | $ 404,000 | $ 404,000 | $ 100,000 |
| LUBBOCK, TX | 1 | $ 76,000 | $ 76,000 | $ 26,000 |
| MIDLAND, TX | 1 | $ 182,000 | $ 182,000 | $ 96,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC | 1 | $ 334,000 | $ 334,000 | $ 114,000 |
| ODESSA, TX | 1 | $ 20,000 | $ 20,000 | $ 96,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 1 | $ 580,000 | $ 580,000 | $ 393,000 |
| PROVO-OREM, UT | 1 | $ 155,000 | $ 155,000 | $ 40,000 |
| RALEIGH-CARY, NC | 1 | $ 25,000,000 | $ 25,000,000 | $ 0 |
| RICHMOND, VA | 1 | $ 14,000,000 | $ 14,000,000 | $ 0 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 1 | $ 1,200,000 | $ 1,200,000 | $ 1,117,000 |
| ROME, GA | 1 | $ 105,000 | $ 105,000 | $ 61,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 1 | $ 88,000 | $ 88,000 | $ 40,000 |
| SALT LAKE CITY, UT | 1 | $ 568,000 | $ 568,000 | $ 0 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 1 | $ 500,000 | $ 500,000 | $ 156,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 1 | $ 1,940,000 | $ 1,940,000 | $ 780,000 |
| SAVANNAH, GA | 1 | $ 62,000 | $ 62,000 | $ 53,000 |
| SHREVEPORT-BOSSIER CITY, LA | 1 | $ 138,000 | $ 138,000 | $ 33,000 |
| ST. LOUIS, MO-IL | 1 | $ 198,000 | $ 198,000 | $ 120,000 |
| TEXARKANA, TX-TEXARKANA, AR | 1 | $ 132,000 | $ 132,000 | $ 44,000 |
| VERO BEACH, FL | 1 | $ 320,000 | $ 320,000 | $ 143,000 |
| WARNER ROBINS, GA | 1 | $ 182,000 | $ 182,000 | $ 59,000 |
| WARREN-FARMINGTON HILLS-TROY, MI | 1 | $ 190,000 | $ 190,000 | $ 133,000 |
| WICHITA FALLS, TX | 1 | $ 50,000 | $ 50,000 | $ 641,000 |
Mortgage Loan Application Detail Totals for Bbva Usa in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 6,272 | $859,339,000 | $272,791 | $8,000,000 | $224,333 | $6,996,000 |
| Home Purchase | 4,129 | $991,909,000 | $1,797,424 | $25,000,000 | $194,303 | $9,100,000 |
| Home Improvement | 2,390 | $89,624,000 | $371,777 | $2,256,000 | $63,888 | $6,392,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,438 | $1,099,651,000 | $264,937 | $5,000,000 | $174,250 | $9,100,000 |
| Not Provided | 3,675 | $315,772,000 | $308,357 | $3,394,000 | $732,071 | $4,000,000 |
| Hispanic | 856 | $84,923,000 | $188,888 | $1,200,000 | $61,444 | $867,000 |
| Not applicable | 780 | $329,247,000 | $6,347,500 | $25,000,000 | $14,142 | $1,253,000 |
| Black or African American | 758 | $69,652,000 | $174,500 | $1,200,000 | $126,666 | $2,760,000 |
| Asian | 177 | $29,852,000 | $154,000 | $884,000 | $101,428 | $1,020,000 |
| American Indian or Alaskan Native | 73 | $8,479,000 | $279,571 | $1,350,000 | $192,285 | $6,392,000 |
| Native Hawaiian or Other Pacific Islander | 34 | $3,296,000 | $98,600 | $536,000 | $96,200 | $476,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 12,631 | $1,923,573,000 | $1,153,151 | $25,000,000 | $196,484 | $9,100,000 |
| FHA-insured (Federal Housing Administration) | 113 | $11,130,000 | $107,000 | $208,000 | $50,333 | $136,000 |
| VA-guaranteed (Veterans Administration) | 47 | $6,169,000 | $138,000 | $270,000 | $48,500 | $148,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,745 | $1,225,056,000 | $463,625 | $25,000,000 | $229,093 | $9,100,000 |
| Application Denied By Financial Institution | 3,309 | $266,613,000 | $4,968,454 | $20,000,000 | $47,545 | $6,392,000 |
| Application Withdrawn By Applicant | 1,945 | $345,697,000 | $1,625,611 | $20,000,000 | $189,555 | $6,996,000 |
| Loan Purchased By The Institution | 594 | $48,713,000 | $81,000 | $195,000 | $37,166 | $471,000 |
| File Closed For Incompleteness | 123 | $25,442,000 | $208,000 | $1,600,000 | $84,666 | $1,000,000 |
| Application Approved But Not Accepted | 75 | $29,351,000 | $2,225,125 | $16,000,000 | $200,125 | $1,695,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 1,758 | $92,699,000 | $59,142 | $800,000 | $79,857 | $6,392,000 |
| Debt-To-Income Ratio | 1,014 | $78,130,000 | $75,125 | $2,359,000 | $50,250 | $1,241,000 |
| Collateral | 226 | $34,354,000 | $2,550,875 | $20,000,000 | $87,500 | $1,680,000 |
| Other | 209 | $55,932,000 | $3,974,111 | $20,000,000 | $49,666 | $1,721,000 |
| Employment History | 86 | $4,251,000 | $36,333 | $286,000 | $45,166 | $461,000 |
| Credit Application Incomplete | 10 | $770,000 | $70,000 | $286,000 | $68,333 | $204,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $401,000 | $100,000 | $190,000 | $37,000 | $110,000 |
| Unverifiable Information | 2 | $76,000 | $38,000 | $58,000 | $60,000 | $66,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bbva Usa's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bbva Usa's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Alabama, download the full spreadsheet
with aggregated HMDA statistics today.