Bbva Usa
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Bbva Usa 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bbva Usa 15 South 20Th Street Birmingham, AL 35233 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 12,791 |
| Total Mortgage Loan Application Amount | $1,940,872,000 |
| Average Mortgage Loan Application Amount | $1,048,606 |
| Highest Mortgage Loan Application Amount | $25,000,000 |
| Average Applicant Income | $187,439 |
| Highest Applicant Income | $9,100,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Bbva Usa. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bbva Usa's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Bbva Usa's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bbva Usa serves its applicants.
Each category highlights the total number of mortgage applications processed by Bbva Usa, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bbva Usa's mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Harris County Texas | 922 | $ 120,333,000 | $ 130,000 | $ 130,000 |
| Bexar County Texas | 739 | $ 111,161,000 | $ 150,000 | $ 116,000 |
| Jefferson County Alabama | 701 | $ 99,533,000 | $ 141,000 | $ 81,000 |
| Dallas County Texas | 609 | $ 109,822,000 | $ 180,000 | $ 119,000 |
| Maricopa County Arizona | 603 | $ 126,574,000 | $ 209,000 | $ 157,000 |
| Duval County Florida | 461 | $ 50,081,000 | $ 108,000 | $ 67,000 |
| Mobile County Alabama | 435 | $ 35,709,000 | $ 82,000 | $ 65,000 |
| Pima County Arizona | 414 | $ 54,018,000 | $ 130,000 | $ 56,000 |
| Tarrant County Texas | 399 | $ 31,630,000 | $ 79,000 | $ 83,000 |
| Travis County Texas | 350 | $ 76,849,000 | $ 219,000 | $ 95,000 |
| Madison County Alabama | 292 | $ 56,444,000 | $ 193,000 | $ 78,000 |
| Montgomery County Alabama | 260 | $ 34,600,000 | $ 133,000 | $ 68,000 |
| DeKalb County Alabama | 234 | $ 17,115,000 | $ 73,000 | $ 52,000 |
| Collin County Texas | 218 | $ 19,716,000 | $ 90,000 | $ 112,000 |
| Baldwin County Alabama | 199 | $ 36,959,000 | $ 185,000 | $ 111,000 |
| Bernalillo County New Mexico | 192 | $ 21,938,000 | $ 114,000 | $ 67,000 |
| Denton County Texas | 175 | $ 17,378,000 | $ 99,000 | $ 115,000 |
| Shelby County Alabama | 168 | $ 32,798,000 | $ 195,000 | $ 103,000 |
| Bell County Texas | 159 | $ 17,681,000 | $ 111,000 | $ 91,000 |
| Montgomery County Texas | 146 | $ 12,586,000 | $ 86,000 | $ 122,000 |
| Alachua County Florida | 143 | $ 29,234,000 | $ 204,000 | $ 63,000 |
| Williamson County Texas | 141 | $ 15,104,000 | $ 107,000 | $ 89,000 |
| Tuscaloosa County Alabama | 136 | $ 18,908,000 | $ 139,000 | $ 66,000 |
| Fort Bend County Texas | 134 | $ 12,237,000 | $ 91,000 | $ 113,000 |
| Walker County Alabama | 110 | $ 7,913,000 | $ 71,000 | $ 54,000 |
| Brazoria County Texas | 109 | $ 10,302,000 | $ 94,000 | $ 88,000 |
| Clay County Florida | 104 | $ 15,122,000 | $ 145,000 | $ 60,000 |
| Escambia County Florida | 101 | $ 16,720,000 | $ 165,000 | $ 89,000 |
| Lee County Alabama | 97 | $ 16,550,000 | $ 170,000 | $ 116,000 |
| Houston County Alabama | 94 | $ 9,826,000 | $ 104,000 | $ 49,000 |
| Cochise County Arizona | 94 | $ 6,530,000 | $ 69,000 | $ 46,000 |
| Limestone County Alabama | 90 | $ 10,750,000 | $ 119,000 | $ 73,000 |
| Denver County Colorado | 90 | $ 15,055,000 | $ 167,000 | $ 117,000 |
| Etowah County Alabama | 89 | $ 10,018,000 | $ 112,000 | $ 60,000 |
| Morgan County Alabama | 89 | $ 12,056,000 | $ 135,000 | $ 66,000 |
| Okaloosa County Florida | 89 | $ 13,419,000 | $ 150,000 | $ 83,000 |
| Lauderdale County Alabama | 88 | $ 9,152,000 | $ 104,000 | $ 65,000 |
| Coconino County Arizona | 88 | $ 16,501,000 | $ 187,000 | $ 81,000 |
| St. Johns County Florida | 86 | $ 14,327,000 | $ 166,000 | $ 80,000 |
| McLennan County Texas | 83 | $ 8,986,000 | $ 108,000 | $ 74,000 |
| Brazos County Texas | 81 | $ 10,960,000 | $ 135,000 | $ 82,000 |
| Colbert County Alabama | 80 | $ 10,215,000 | $ 127,000 | $ 46,000 |
| Adams County Colorado | 79 | $ 12,439,000 | $ 157,000 | $ 81,000 |
| Nassau County Florida | 78 | $ 12,335,000 | $ 158,000 | $ 182,000 |
| Calhoun County Alabama | 75 | $ 6,474,000 | $ 86,000 | $ 56,000 |
| Jackson County Alabama | 72 | $ 5,068,000 | $ 70,000 | $ 54,000 |
| Yavapai County Arizona | 71 | $ 10,000,000 | $ 140,000 | $ 67,000 |
| Pinal County Arizona | 66 | $ 5,057,000 | $ 76,000 | $ 49,000 |
| Arapahoe County Colorado | 66 | $ 10,627,000 | $ 161,000 | $ 77,000 |
| Galveston County Texas | 64 | $ 6,193,000 | $ 96,000 | $ 88,000 |
| Marshall County Alabama | 59 | $ 7,914,000 | $ 134,000 | $ 128,000 |
| Jefferson County Colorado | 58 | $ 10,207,000 | $ 175,000 | $ 82,000 |
| Cullman County Alabama | 56 | $ 5,890,000 | $ 105,000 | $ 53,000 |
| Mohave County Arizona | 56 | $ 3,459,000 | $ 61,000 | $ 51,000 |
| Blount County Alabama | 52 | $ 3,546,000 | $ 68,000 | $ 60,000 |
| Hays County Texas | 50 | $ 7,152,000 | $ 143,000 | $ 119,000 |
| Boulder County Colorado | 47 | $ 10,636,000 | $ 226,000 | $ 177,000 |
| Comal County Texas | 47 | $ 7,621,000 | $ 162,000 | $ 147,000 |
| Walton County Florida | 45 | $ 17,781,000 | $ 395,000 | $ 160,000 |
| St. Clair County Alabama | 43 | $ 3,624,000 | $ 84,000 | $ 53,000 |
| Hernando County Florida | 43 | $ 3,689,000 | $ 85,000 | $ 49,000 |
| Ellis County Texas | 43 | $ 1,672,000 | $ 38,000 | $ 80,000 |
| Yuma County Arizona | 38 | $ 2,455,000 | $ 64,000 | $ 50,000 |
| Douglas County Colorado | 36 | $ 5,524,000 | $ 153,000 | $ 124,000 |
| Marion County Florida | 32 | $ 5,075,000 | $ 158,000 | $ 57,000 |
| Santa Rosa County Florida | 32 | $ 4,495,000 | $ 140,000 | $ 70,000 |
| Talladega County Alabama | 31 | $ 2,605,000 | $ 84,000 | $ 51,000 |
| Gila County Arizona | 30 | $ 3,324,000 | $ 110,000 | $ 46,000 |
| Lawrence County Alabama | 28 | $ 2,135,000 | $ 76,000 | $ 48,000 |
| Hillsborough County Florida | 28 | $ 7,564,000 | $ 270,000 | $ 77,000 |
| Barbour County Alabama | 27 | $ 1,981,000 | $ 73,000 | $ 53,000 |
| Larimer County Colorado | 27 | $ 4,531,000 | $ 167,000 | $ 59,000 |
| Sandoval County New Mexico | 27 | $ 2,771,000 | $ 102,000 | $ 61,000 |
| Guadalupe County Texas | 27 | $ 1,320,000 | $ 48,000 | $ 86,000 |
| Navajo County Arizona | 26 | $ 2,926,000 | $ 112,000 | $ 83,000 |
| Pinellas County Florida | 26 | $ 2,442,000 | $ 93,000 | $ 75,000 |
| Kendall County Texas | 25 | $ 5,449,000 | $ 217,000 | $ 174,000 |
| El Paso County Colorado | 24 | $ 1,811,000 | $ 75,000 | $ 66,000 |
| Elmore County Alabama | 23 | $ 3,918,000 | $ 170,000 | $ 122,000 |
| Kaufman County Texas | 21 | $ 1,482,000 | $ 70,000 | $ 80,000 |
| Rockwall County Texas | 21 | $ 1,610,000 | $ 76,000 | $ 107,000 |
| Tallapoosa County Alabama | 19 | $ 2,596,000 | $ 136,000 | $ 151,000 |
| Bastrop County Texas | 19 | $ 1,922,000 | $ 101,000 | $ 98,000 |
| Johnson County Texas | 19 | $ 1,341,000 | $ 70,000 | $ 71,000 |
| Cherokee County Alabama | 17 | $ 1,125,000 | $ 66,000 | $ 59,000 |
| Coryell County Texas | 17 | $ 1,273,000 | $ 74,000 | $ 110,000 |
| Citrus County Florida | 16 | $ 1,384,000 | $ 86,000 | $ 55,000 |
| Pasco County Florida | 16 | $ 1,042,000 | $ 65,000 | $ 39,000 |
| Nueces County Texas | 16 | $ 2,229,000 | $ 139,000 | $ 209,000 |
| Winston County Alabama | 15 | $ 2,078,000 | $ 138,000 | $ 130,000 |
| Bay County Florida | 15 | $ 3,714,000 | $ 247,000 | $ 275,000 |
| Putnam County Florida | 15 | $ 1,462,000 | $ 97,000 | $ 78,000 |
| Weld County Colorado | 14 | $ 1,689,000 | $ 120,000 | $ 44,000 |
| Flagler County Florida | 14 | $ 1,290,000 | $ 92,000 | $ 48,000 |
| Valencia County New Mexico | 14 | $ 926,000 | $ 66,000 | $ 50,000 |
| Parker County Texas | 14 | $ 1,172,000 | $ 83,000 | $ 54,000 |
| Wilson County Texas | 14 | $ 1,883,000 | $ 134,000 | $ 98,000 |
| Autauga County Alabama | 13 | $ 1,743,000 | $ 134,000 | $ 90,000 |
| Dale County Alabama | 13 | $ 1,236,000 | $ 95,000 | $ 48,000 |
| Burnet County Texas | 13 | $ 1,500,000 | $ 115,000 | $ 66,000 |
| Henry County Alabama | 12 | $ 656,000 | $ 54,000 | $ 52,000 |
| Franklin County Alabama | 11 | $ 1,070,000 | $ 97,000 | $ 70,000 |
| Geneva County Alabama | 11 | $ 932,000 | $ 84,000 | $ 104,000 |
| Santa Cruz County Arizona | 11 | $ 1,053,000 | $ 95,000 | $ 35,000 |
| Hunt County Texas | 11 | $ 845,000 | $ 76,000 | $ 73,000 |
| Chambers County Alabama | 10 | $ 641,000 | $ 64,000 | $ 38,000 |
| Coffee County Alabama | 10 | $ 786,000 | $ 78,000 | $ 62,000 |
| San Diego County California | 10 | $ 8,570,000 | $ 857,000 | $ 686,000 |
| Cobb County Georgia | 10 | $ 1,549,000 | $ 154,000 | $ 101,000 |
| Santa Fe County New Mexico | 10 | $ 1,713,000 | $ 171,000 | $ 79,000 |
| Bandera County Texas | 10 | $ 902,000 | $ 90,000 | $ 124,000 |
| Grayson County Texas | 10 | $ 484,000 | $ 48,000 | $ 65,000 |
| Hood County Texas | 10 | $ 752,000 | $ 75,000 | $ 73,000 |
| Llano County Texas | 10 | $ 2,024,000 | $ 202,000 | $ 217,000 |
| Medina County Texas | 10 | $ 768,000 | $ 76,000 | $ 129,000 |
| Walker County Texas | 10 | $ 769,000 | $ 76,000 | $ 161,000 |
| Clarke County Alabama | 9 | $ 631,000 | $ 70,000 | $ 42,000 |
| Randolph County Alabama | 9 | $ 804,000 | $ 89,000 | $ 116,000 |
| Washington County Alabama | 9 | $ 501,000 | $ 55,000 | $ 51,000 |
| Leon County Florida | 9 | $ 893,000 | $ 99,000 | $ 65,000 |
| Liberty County Texas | 9 | $ 443,000 | $ 49,000 | $ 70,000 |
| Wise County Texas | 9 | $ 800,000 | $ 88,000 | $ 55,000 |
| Macon County Alabama | 8 | $ 483,000 | $ 60,000 | $ 59,000 |
| Levy County Florida | 8 | $ 546,000 | $ 68,000 | $ 37,000 |
| DeKalb County Georgia | 8 | $ 2,291,000 | $ 286,000 | $ 46,000 |
| Chambers County Texas | 8 | $ 391,000 | $ 48,000 | $ 72,000 |
| Waller County Texas | 8 | $ 527,000 | $ 65,000 | $ 97,000 |
| Washington County Texas | 8 | $ 1,627,000 | $ 203,000 | $ 59,000 |
| Monroe County Alabama | 7 | $ 339,000 | $ 48,000 | $ 36,000 |
| Bradford County Florida | 7 | $ 384,000 | $ 54,000 | $ 41,000 |
| Fulton County Georgia | 7 | $ 1,350,000 | $ 192,000 | $ 175,000 |
| Cibola County New Mexico | 7 | $ 665,000 | $ 95,000 | $ 34,000 |
| Robertson County Texas | 7 | $ 507,000 | $ 72,000 | $ 63,000 |
| Coosa County Alabama | 6 | $ 630,000 | $ 105,000 | $ 75,000 |
| Covington County Alabama | 6 | $ 481,000 | $ 80,000 | $ 69,000 |
| Lowndes County Alabama | 6 | $ 869,000 | $ 144,000 | $ 149,000 |
| Russell County Alabama | 6 | $ 323,000 | $ 53,000 | $ 51,000 |
| Mesa County Colorado | 6 | $ 855,000 | $ 142,000 | $ 53,000 |
| Pitkin County Colorado | 6 | $ 9,169,000 | $ 1,528,000 | $ 1,048,000 |
| Columbia County Florida | 6 | $ 320,000 | $ 53,000 | $ 90,000 |
| Lake County Florida | 6 | $ 336,000 | $ 56,000 | $ 42,000 |
| Polk County Florida | 6 | $ 588,000 | $ 98,000 | $ 58,000 |
| Whitfield County Georgia | 6 | $ 378,000 | $ 63,000 | $ 32,000 |
| Austin County Texas | 6 | $ 462,000 | $ 77,000 | $ 47,000 |
| Grimes County Texas | 6 | $ 433,000 | $ 72,000 | $ 76,000 |
| Kerr County Texas | 6 | $ 456,000 | $ 76,000 | $ 83,000 |
| Limestone County Texas | 6 | $ 405,000 | $ 67,000 | $ 63,000 |
| Smith County Texas | 6 | $ 1,051,000 | $ 175,000 | $ 224,000 |
| Bibb County Alabama | 5 | $ 486,000 | $ 97,000 | $ 62,000 |
| Bullock County Alabama | 5 | $ 324,000 | $ 64,000 | $ 40,000 |
| Chilton County Alabama | 5 | $ 200,000 | $ 40,000 | $ 54,000 |
| Cleburne County Alabama | 5 | $ 285,000 | $ 57,000 | $ 26,000 |
| Dallas County Alabama | 5 | $ 411,000 | $ 82,000 | $ 60,000 |
| Fayette County Alabama | 5 | $ 354,000 | $ 70,000 | $ 52,000 |
| Pike County Alabama | 5 | $ 374,000 | $ 74,000 | $ 45,000 |
| Apache County Arizona | 5 | $ 455,000 | $ 91,000 | $ 65,000 |
| Elbert County Colorado | 5 | $ 1,782,000 | $ 356,000 | $ 144,000 |
| Gilpin County Colorado | 5 | $ 1,203,000 | $ 240,000 | $ 89,000 |
| Pueblo County Colorado | 5 | $ 263,000 | $ 52,000 | $ 40,000 |
| Palm Beach County Florida | 5 | $ 24,871,000 | $ 4,974,000 | $ 1,844,000 |
| Muscogee County Georgia | 5 | $ 212,000 | $ 42,000 | $ 24,000 |
| Jackson County Mississippi | 5 | $ 17,336,000 | $ 3,467,000 | $ 27,000 |
| Aransas County Texas | 5 | $ 814,000 | $ 162,000 | $ 320,000 |
| Caldwell County Texas | 5 | $ 332,000 | $ 66,000 | $ 59,000 |
| Falls County Texas | 5 | $ 329,000 | $ 65,000 | $ 62,000 |
| Wharton County Texas | 5 | $ 367,000 | $ 73,000 | $ 156,000 |
| Butler County Alabama | 4 | $ 152,000 | $ 38,000 | $ 49,000 |
| Clay County Alabama | 4 | $ 268,000 | $ 67,000 | $ 61,000 |
| Marion County Alabama | 4 | $ 493,000 | $ 123,000 | $ 78,000 |
| Los Angeles County California | 4 | $ 2,800,000 | $ 700,000 | $ 1,319,000 |
| Volusia County Florida | 4 | $ 1,156,000 | $ 289,000 | $ 65,000 |
| Bibb County Georgia | 4 | $ 176,000 | $ 44,000 | $ 48,000 |
| Camden County Georgia | 4 | $ 431,000 | $ 107,000 | $ 109,000 |
| Clarke County Georgia | 4 | $ 3,549,000 | $ 887,000 | $ 27,000 |
| Gwinnett County Georgia | 4 | $ 24,181,000 | $ 6,045,000 | $ 31,000 |
| Clark County Nevada | 4 | $ 895,000 | $ 223,000 | $ 332,000 |
| Torrance County New Mexico | 4 | $ 397,000 | $ 99,000 | $ 50,000 |
| Matagorda County Texas | 4 | $ 168,000 | $ 42,000 | $ 66,000 |
| Milam County Texas | 4 | $ 242,000 | $ 60,000 | $ 51,000 |
| Polk County Texas | 4 | $ 367,000 | $ 91,000 | $ 48,000 |
| Choctaw County Alabama | 3 | $ 195,000 | $ 65,000 | $ 30,000 |
| Escambia County Alabama | 3 | $ 282,000 | $ 94,000 | $ 73,000 |
| Lamar County Alabama | 3 | $ 118,000 | $ 39,000 | $ 51,000 |
| Broomfield County Colorado | 3 | $ 145,000 | $ 48,000 | $ 49,000 |
| Grand County Colorado | 3 | $ 696,000 | $ 232,000 | $ 118,000 |
| Park County Colorado | 3 | $ 893,000 | $ 297,000 | $ 106,000 |
| Teller County Colorado | 3 | $ 102,000 | $ 34,000 | $ 60,000 |
| Brevard County Florida | 3 | $ 811,000 | $ 270,000 | $ 131,000 |
| Jackson County Florida | 3 | $ 150,000 | $ 50,000 | $ 32,000 |
| Lee County Florida | 3 | $ 2,260,000 | $ 753,000 | $ 538,000 |
| Manatee County Florida | 3 | $ 592,000 | $ 197,000 | $ 183,000 |
| Miami-Dade County Florida | 3 | $ 830,000 | $ 276,000 | $ 786,000 |
| Orange County Florida | 3 | $ 89,000 | $ 29,000 | $ 68,000 |
| Sumter County Florida | 3 | $ 127,000 | $ 42,000 | $ 67,000 |
| Bartow County Georgia | 3 | $ 119,000 | $ 39,000 | $ 48,000 |
| Murray County Georgia | 3 | $ 144,000 | $ 48,000 | $ 38,000 |
| Blaine County Idaho | 3 | $ 2,368,000 | $ 789,000 | $ 676,000 |
| Oklahoma County Oklahoma | 3 | $ 514,000 | $ 171,000 | $ 49,000 |
| Atascosa County Texas | 3 | $ 205,000 | $ 68,000 | $ 44,000 |
| Blanco County Texas | 3 | $ 821,000 | $ 273,000 | $ 132,000 |
| Burleson County Texas | 3 | $ 143,000 | $ 47,000 | $ 36,000 |
| Cameron County Texas | 3 | $ 292,000 | $ 97,000 | $ 162,000 |
| Palo Pinto County Texas | 3 | $ 430,000 | $ 143,000 | $ 143,000 |
| San Patricio County Texas | 3 | $ 45,000 | $ 15,000 | $ 37,000 |
| Uvalde County Texas | 3 | $ 252,000 | $ 84,000 | $ 104,000 |
| Thurston County Washington | 3 | $ 965,000 | $ 321,000 | $ 262,000 |
| Greene County Alabama | 2 | $ 105,000 | $ 52,000 | $ 74,000 |
| Hale County Alabama | 2 | $ 66,000 | $ 33,000 | $ 54,000 |
| La Paz County Arizona | 2 | $ 121,000 | $ 60,000 | $ 41,000 |
| Orange County California | 2 | $ 1,275,000 | $ 637,000 | $ 239,000 |
| Eagle County Colorado | 2 | $ 2,593,000 | $ 1,296,000 | $ 840,000 |
| Fremont County Colorado | 2 | $ 89,000 | $ 44,000 | $ 92,000 |
| Moffat County Colorado | 2 | $ 129,000 | $ 64,000 | $ 16,000 |
| Calhoun County Florida | 2 | $ 135,000 | $ 67,000 | $ 31,000 |
| Charlotte County Florida | 2 | $ 170,000 | $ 85,000 | $ 83,000 |
| Collier County Florida | 2 | $ 2,310,000 | $ 1,155,000 | $ 22,000 |
| Gadsden County Florida | 2 | $ 78,000 | $ 39,000 | $ 31,000 |
| Gilchrist County Florida | 2 | $ 357,000 | $ 178,000 | $ 56,000 |
| Gulf County Florida | 2 | $ 2,581,000 | $ 1,290,000 | $ 289,000 |
| Monroe County Florida | 2 | $ 1,640,000 | $ 820,000 | $ 434,000 |
| Sarasota County Florida | 2 | $ 495,000 | $ 247,000 | $ 177,000 |
| Union County Florida | 2 | $ 85,000 | $ 42,000 | $ 89,000 |
| Barrow County Georgia | 2 | $ 104,000 | $ 52,000 | $ 65,000 |
| Carroll County Georgia | 2 | $ 72,000 | $ 36,000 | $ 56,000 |
| Chattooga County Georgia | 2 | $ 193,000 | $ 96,000 | $ 48,000 |
| Cherokee County Georgia | 2 | $ 104,000 | $ 52,000 | $ 22,000 |
| Columbia County Georgia | 2 | $ 293,000 | $ 146,000 | $ 66,000 |
| Emanuel County Georgia | 2 | $ 162,000 | $ 81,000 | $ 60,000 |
| Fayette County Georgia | 2 | $ 299,000 | $ 149,000 | $ 85,000 |
| Forsyth County Georgia | 2 | $ 324,000 | $ 162,000 | $ 51,000 |
| Glynn County Georgia | 2 | $ 902,000 | $ 451,000 | $ 412,000 |
| Gordon County Georgia | 2 | $ 114,000 | $ 57,000 | $ 49,000 |
| Hancock County Georgia | 2 | $ 98,000 | $ 49,000 | $ 227,000 |
| Henry County Georgia | 2 | $ 94,000 | $ 47,000 | $ 52,000 |
| Paulding County Georgia | 2 | $ 160,000 | $ 80,000 | $ 45,000 |
| Polk County Georgia | 2 | $ 84,000 | $ 42,000 | $ 61,000 |
| Richmond County Georgia | 2 | $ 97,000 | $ 48,000 | $ 63,000 |
| Rockdale County Georgia | 2 | $ 149,000 | $ 74,000 | $ 75,000 |
| Walker County Georgia | 2 | $ 47,000 | $ 23,000 | $ 56,000 |
| Ware County Georgia | 2 | $ 89,000 | $ 44,000 | $ 20,000 |
| Wayne County Georgia | 2 | $ 127,000 | $ 63,000 | $ 53,000 |
| East Baton Rouge County Louisiana | 2 | $ 285,000 | $ 142,000 | $ 59,000 |
| Orleans County Louisiana | 2 | $ 600,000 | $ 300,000 | $ 257,000 |
| Baltimore County Maryland | 2 | $ 1,152,000 | $ 576,000 | $ 2,025,000 |
| Ramsey County Minnesota | 2 | $ 858,000 | $ 429,000 | $ 165,000 |
| Lee County Mississippi | 2 | $ 432,000 | $ 216,000 | $ 2,033,000 |
| Marion County Mississippi | 2 | $ 82,000 | $ 41,000 | $ 13,000 |
| Sarpy County Nebraska | 2 | $ 348,000 | $ 174,000 | $ 82,000 |
| Dona Ana County New Mexico | 2 | $ 153,000 | $ 76,000 | $ 52,000 |
| Franklin County Tennessee | 2 | $ 535,000 | $ 267,000 | $ 270,000 |
| Lincoln County Tennessee | 2 | $ 610,000 | $ 305,000 | $ 184,000 |
| Williamson County Tennessee | 2 | $ 477,000 | $ 238,000 | $ 265,000 |
| Angelina County Texas | 2 | $ 140,000 | $ 70,000 | $ 31,000 |
| Coleman County Texas | 2 | $ 120,000 | $ 60,000 | $ 117,000 |
| Colorado County Texas | 2 | $ 105,000 | $ 52,000 | $ 88,000 |
| Cooke County Texas | 2 | $ 135,000 | $ 67,000 | $ 121,000 |
| Eastland County Texas | 2 | $ 116,000 | $ 58,000 | $ 88,000 |
| El Paso County Texas | 2 | $ 115,000 | $ 57,000 | $ 48,000 |
| Gillespie County Texas | 2 | $ 327,000 | $ 163,000 | $ 76,000 |
| Henderson County Texas | 2 | $ 934,000 | $ 467,000 | $ 226,000 |
| Hill County Texas | 2 | $ 161,000 | $ 80,000 | $ 46,000 |
| Lampasas County Texas | 2 | $ 70,000 | $ 35,000 | $ 44,000 |
| Tom Green County Texas | 2 | $ 165,000 | $ 82,000 | $ 191,000 |
| Victoria County Texas | 2 | $ 51,000 | $ 25,000 | $ 102,000 |
| King County Washington | 2 | $ 1,280,000 | $ 640,000 | $ 416,000 |
| Crenshaw County Alabama | 1 | $ 16,000 | $ 16,000 | $ 57,000 |
| Perry County Alabama | 1 | $ 46,000 | $ 46,000 | $ 73,000 |
| Pickens County Alabama | 1 | $ 18,000 | $ 18,000 | $ 24,000 |
| Sumter County Alabama | 1 | $ 118,000 | $ 118,000 | $ 14,000 |
| Graham County Arizona | 1 | $ 50,000 | $ 50,000 | $ 26,000 |
| Greenlee County Arizona | 1 | $ 40,000 | $ 40,000 | $ 19,000 |
| Placer County California | 1 | $ 88,000 | $ 88,000 | $ 40,000 |
| Riverside County California | 1 | $ 1,200,000 | $ 1,200,000 | $ 1,117,000 |
| San Mateo County California | 1 | $ 500,000 | $ 500,000 | $ 156,000 |
| Santa Barbara County California | 1 | $ 1,940,000 | $ 1,940,000 | $ 780,000 |
| Ventura County California | 1 | $ 580,000 | $ 580,000 | $ 393,000 |
| Alamosa County Colorado | 1 | $ 47,000 | $ 47,000 | $ 44,000 |
| Clear Creek County Colorado | 1 | $ 232,000 | $ 232,000 | $ 86,000 |
| Conejos County Colorado | 1 | $ 191,000 | $ 191,000 | $ 300,000 |
| Delta County Colorado | 1 | $ 35,000 | $ 35,000 | $ 108,000 |
| Garfield County Colorado | 1 | $ 216,000 | $ 216,000 | $ 178,000 |
| Gunnison County Colorado | 1 | $ 183,000 | $ 183,000 | $ 242,000 |
| La Plata County Colorado | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Lake County Colorado | 1 | $ 142,000 | $ 142,000 | $ 35,000 |
| Logan County Colorado | 1 | $ 58,000 | $ 58,000 | $ 35,000 |
| Mineral County Colorado | 1 | $ 204,000 | $ 204,000 | $ 245,000 |
| Montrose County Colorado | 1 | $ 113,000 | $ 113,000 | $ 43,000 |
| Morgan County Colorado | 1 | $ 65,000 | $ 65,000 | $ 40,000 |
| Routt County Colorado | 1 | $ 5,000,000 | $ 5,000,000 | $ 1,500,000 |
| San Miguel County Colorado | 1 | $ 560,000 | $ 560,000 | $ 351,000 |
| Fairfield County Connecticut | 1 | $ 277,000 | $ 277,000 | $ 71,000 |
| Hartford County Connecticut | 1 | $ 192,000 | $ 192,000 | $ 82,000 |
| Baker County Florida | 1 | $ 67,000 | $ 67,000 | $ 60,000 |
| Broward County Florida | 1 | $ 10,000 | $ 10,000 | $ 81,000 |
| Dixie County Florida | 1 | $ 52,000 | $ 52,000 | $ 40,000 |
| Holmes County Florida | 1 | $ 160,000 | $ 160,000 | $ 57,000 |
| Indian River County Florida | 1 | $ 320,000 | $ 320,000 | $ 143,000 |
| Jefferson County Florida | 1 | $ 10,000 | $ 10,000 | $ 35,000 |
| Madison County Florida | 1 | $ 110,000 | $ 110,000 | $ 96,000 |
| Martin County Florida | 1 | $ 15,000 | $ 15,000 | $ 75,000 |
| Osceola County Florida | 1 | $ 70,000 | $ 70,000 | $ 41,000 |
| St. Lucie County Florida | 1 | $ 200,000 | $ 200,000 | $ 84,000 |
| Suwannee County Florida | 1 | $ 102,000 | $ 102,000 | $ 240,000 |
| Taylor County Florida | 1 | $ 10,000 | $ 10,000 | $ 59,000 |
| Washington County Florida | 1 | $ 38,000 | $ 38,000 | $ 29,000 |
| Ben Hill County Georgia | 1 | $ 45,000 | $ 45,000 | $ 60,000 |
| Brantley County Georgia | 1 | $ 38,000 | $ 38,000 | $ 29,000 |
| Burke County Georgia | 1 | $ 56,000 | $ 56,000 | $ 49,000 |
| Catoosa County Georgia | 1 | $ 80,000 | $ 80,000 | $ 23,000 |
| Chattahoochee County Georgia | 1 | $ 3,000 | $ 3,000 | $ 48,000 |
| Clayton County Georgia | 1 | $ 70,000 | $ 70,000 | $ 99,000 |
| Clinch County Georgia | 1 | $ 54,000 | $ 54,000 | $ 44,000 |
| Colquitt County Georgia | 1 | $ 39,000 | $ 39,000 | $ 32,000 |
| Cook County Georgia | 1 | $ 58,000 | $ 58,000 | $ 22,000 |
| Coweta County Georgia | 1 | $ 30,000 | $ 30,000 | $ 56,000 |
| Dade County Georgia | 1 | $ 45,000 | $ 45,000 | $ 30,000 |
| Dodge County Georgia | 1 | $ 35,000 | $ 35,000 | $ 86,000 |
| Douglas County Georgia | 1 | $ 15,000 | $ 15,000 | $ 120,000 |
| Effingham County Georgia | 1 | $ 62,000 | $ 62,000 | $ 53,000 |
| Elbert County Georgia | 1 | $ 75,000 | $ 75,000 | $ 55,000 |
| Fannin County Georgia | 1 | $ 156,000 | $ 156,000 | $ 215,000 |
| Floyd County Georgia | 1 | $ 105,000 | $ 105,000 | $ 61,000 |
| Habersham County Georgia | 1 | $ 81,000 | $ 81,000 | $ 18,000 |
| Haralson County Georgia | 1 | $ 133,000 | $ 133,000 | $ 30,000 |
| Harris County Georgia | 1 | $ 39,000 | $ 39,000 | $ 102,000 |
| Houston County Georgia | 1 | $ 182,000 | $ 182,000 | $ 59,000 |
| Jenkins County Georgia | 1 | $ 60,000 | $ 60,000 | $ 57,000 |
| Laurens County Georgia | 1 | $ 20,000 | $ 20,000 | $ 36,000 |
| Long County Georgia | 1 | $ 44,000 | $ 44,000 | $ 23,000 |
| Macon County Georgia | 1 | $ 50,000 | $ 50,000 | $ 36,000 |
| Newton County Georgia | 1 | $ 53,000 | $ 53,000 | $ 50,000 |
| Peach County Georgia | 1 | $ 50,000 | $ 50,000 | $ 51,000 |
| Pike County Georgia | 1 | $ 46,000 | $ 46,000 | $ 60,000 |
| Pulaski County Georgia | 1 | $ 128,000 | $ 128,000 | $ 24,000 |
| Putnam County Georgia | 1 | $ 385,000 | $ 385,000 | $ 408,000 |
| Taylor County Georgia | 1 | $ 62,000 | $ 62,000 | $ 28,000 |
| Towns County Georgia | 1 | $ 292,000 | $ 292,000 | $ 336,000 |
| Twiggs County Georgia | 1 | $ 35,000 | $ 35,000 | $ 70,000 |
| Upson County Georgia | 1 | $ 37,000 | $ 37,000 | $ 54,000 |
| Walton County Georgia | 1 | $ 123,000 | $ 123,000 | $ 40,000 |
| Washington County Georgia | 1 | $ 115,000 | $ 115,000 | $ 49,000 |
| Wilkinson County Georgia | 1 | $ 40,000 | $ 40,000 | $ 53,000 |
| Hawaii County Hawaii | 1 | $ 1,100,000 | $ 1,100,000 | $ 895,000 |
| Honolulu County Hawaii | 1 | $ 1,000,000 | $ 1,000,000 | $ 71,000 |
| Maui County Hawaii | 1 | $ 975,000 | $ 975,000 | $ 382,000 |
| Ogle County Illinois | 1 | $ 74,000 | $ 74,000 | $ 35,000 |
| Johnson County Iowa | 1 | $ 155,000 | $ 155,000 | $ 39,000 |
| Beauregard County Louisiana | 1 | $ 162,000 | $ 162,000 | $ 105,000 |
| Bossier County Louisiana | 1 | $ 138,000 | $ 138,000 | $ 33,000 |
| Jefferson County Louisiana | 1 | $ 745,000 | $ 745,000 | $ 340,000 |
| St. Tammany County Louisiana | 1 | $ 340,000 | $ 340,000 | $ 305,000 |
| Vermilion County Louisiana | 1 | $ 180,000 | $ 180,000 | $ 149,000 |
| Frederick County Maryland | 1 | $ 440,000 | $ 440,000 | $ 122,000 |
| Prince George's County Maryland | 1 | $ 20,000,000 | $ 20,000,000 | $ 0 |
| Washington County Maryland | 1 | $ 18,000,000 | $ 18,000,000 | $ 0 |
| Lake County Michigan | 1 | $ 219,000 | $ 219,000 | $ 86,000 |
| Oakland County Michigan | 1 | $ 190,000 | $ 190,000 | $ 133,000 |
| Crow Wing County Minnesota | 1 | $ 600,000 | $ 600,000 | $ 188,000 |
| Scott County Minnesota | 1 | $ 334,000 | $ 334,000 | $ 62,000 |
| Lauderdale County Mississippi | 1 | $ 29,000 | $ 29,000 | $ 84,000 |
| Oktibbeha County Mississippi | 1 | $ 112,000 | $ 112,000 | $ 56,000 |
| Rankin County Mississippi | 1 | $ 213,000 | $ 213,000 | $ 160,000 |
| Ripley County Missouri | 1 | $ 60,000 | $ 60,000 | $ 124,000 |
| St. Louis County Missouri | 1 | $ 198,000 | $ 198,000 | $ 120,000 |
| Flathead County Montana | 1 | $ 225,000 | $ 225,000 | $ 221,000 |
| Gallatin County Montana | 1 | $ 109,000 | $ 109,000 | $ 0 |
| Cass County Nebraska | 1 | $ 64,000 | $ 64,000 | $ 34,000 |
| Keith County Nebraska | 1 | $ 157,000 | $ 157,000 | $ 138,000 |
| Camden County New Jersey | 1 | $ 79,000 | $ 79,000 | $ 31,000 |
| Hudson County New Jersey | 1 | $ 20,000,000 | $ 20,000,000 | $ 0 |
| Colfax County New Mexico | 1 | $ 400,000 | $ 400,000 | $ 346,000 |
| Luna County New Mexico | 1 | $ 100,000 | $ 100,000 | $ 77,000 |
| Mora County New Mexico | 1 | $ 212,000 | $ 212,000 | $ 133,000 |
| San Juan County New Mexico | 1 | $ 180,000 | $ 180,000 | $ 48,000 |
| Taos County New Mexico | 1 | $ 284,000 | $ 284,000 | $ 108,000 |
| Chenango County New York | 1 | $ 51,000 | $ 51,000 | $ 23,000 |
| Jefferson County New York | 1 | $ 190,000 | $ 190,000 | $ 120,000 |
| Kings County New York | 1 | $ 621,000 | $ 621,000 | $ 200,000 |
| New York County New York | 1 | $ 1,900,000 | $ 1,900,000 | $ 1,538,000 |
| Steuben County New York | 1 | $ 210,000 | $ 210,000 | $ 165,000 |
| Caldwell County North Carolina | 1 | $ 42,000 | $ 42,000 | $ 28,000 |
| Durham County North Carolina | 1 | $ 133,000 | $ 133,000 | $ 39,000 |
| Graham County North Carolina | 1 | $ 83,000 | $ 83,000 | $ 45,000 |
| Onslow County North Carolina | 1 | $ 360,000 | $ 360,000 | $ 432,000 |
| Wake County North Carolina | 1 | $ 25,000,000 | $ 25,000,000 | $ 0 |
| Watauga County North Carolina | 1 | $ 38,000 | $ 38,000 | $ 71,000 |
| Greene County Ohio | 1 | $ 143,000 | $ 143,000 | $ 90,000 |
| Bryan County Oklahoma | 1 | $ 158,000 | $ 158,000 | $ 400,000 |
| Comanche County Oklahoma | 1 | $ 153,000 | $ 153,000 | $ 59,000 |
| Dauphin County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 40,000 |
| Beaufort County South Carolina | 1 | $ 200,000 | $ 200,000 | $ 187,000 |
| Charleston County South Carolina | 1 | $ 197,000 | $ 197,000 | $ 37,000 |
| Horry County South Carolina | 1 | $ 334,000 | $ 334,000 | $ 114,000 |
| Giles County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 80,000 |
| Hamilton County Tennessee | 1 | $ 128,000 | $ 128,000 | $ 156,000 |
| Madison County Tennessee | 1 | $ 385,000 | $ 385,000 | $ 300,000 |
| Sevier County Tennessee | 1 | $ 400,000 | $ 400,000 | $ 0 |
| Bosque County Texas | 1 | $ 155,000 | $ 155,000 | $ 36,000 |
| Bowie County Texas | 1 | $ 132,000 | $ 132,000 | $ 44,000 |
| Brown County Texas | 1 | $ 39,000 | $ 39,000 | $ 224,000 |
| Calhoun County Texas | 1 | $ 270,000 | $ 270,000 | $ 0 |
| Callahan County Texas | 1 | $ 28,000 | $ 28,000 | $ 13,000 |
| Cherokee County Texas | 1 | $ 15,000 | $ 15,000 | $ 89,000 |
| Ector County Texas | 1 | $ 20,000 | $ 20,000 | $ 96,000 |
| Erath County Texas | 1 | $ 15,000 | $ 15,000 | $ 63,000 |
| Fannin County Texas | 1 | $ 750,000 | $ 750,000 | $ 0 |
| Franklin County Texas | 1 | $ 300,000 | $ 300,000 | $ 790,000 |
| Frio County Texas | 1 | $ 31,000 | $ 31,000 | $ 76,000 |
| Jack County Texas | 1 | $ 5,000 | $ 5,000 | $ 75,000 |
| Jasper County Texas | 1 | $ 26,000 | $ 26,000 | $ 78,000 |
| Kimble County Texas | 1 | $ 38,000 | $ 38,000 | $ 54,000 |
| Lee County Texas | 1 | $ 62,000 | $ 62,000 | $ 86,000 |
| Leon County Texas | 1 | $ 50,000 | $ 50,000 | $ 43,000 |
| Lubbock County Texas | 1 | $ 76,000 | $ 76,000 | $ 26,000 |
| Midland County Texas | 1 | $ 182,000 | $ 182,000 | $ 96,000 |
| Montague County Texas | 1 | $ 24,000 | $ 24,000 | $ 81,000 |
| Navarro County Texas | 1 | $ 78,000 | $ 78,000 | $ 41,000 |
| Potter County Texas | 1 | $ 107,000 | $ 107,000 | $ 60,000 |
| Rains County Texas | 1 | $ 435,000 | $ 435,000 | $ 408,000 |
| Randall County Texas | 1 | $ 15,000 | $ 15,000 | $ 38,000 |
| Sabine County Texas | 1 | $ 50,000 | $ 50,000 | $ 29,000 |
| Somervell County Texas | 1 | $ 60,000 | $ 60,000 | $ 43,000 |
| Taylor County Texas | 1 | $ 600,000 | $ 600,000 | $ 252,000 |
| Titus County Texas | 1 | $ 65,000 | $ 65,000 | $ 72,000 |
| Tyler County Texas | 1 | $ 50,000 | $ 50,000 | $ 516,000 |
| Val Verde County Texas | 1 | $ 65,000 | $ 65,000 | $ 65,000 |
| Van Zandt County Texas | 1 | $ 85,000 | $ 85,000 | $ 77,000 |
| Webb County Texas | 1 | $ 29,000 | $ 29,000 | $ 56,000 |
| Wichita County Texas | 1 | $ 50,000 | $ 50,000 | $ 641,000 |
| Cache County Utah | 1 | $ 404,000 | $ 404,000 | $ 100,000 |
| Summit County Utah | 1 | $ 568,000 | $ 568,000 | $ 0 |
| Utah County Utah | 1 | $ 155,000 | $ 155,000 | $ 40,000 |
| Fairfax County Virginia | 1 | $ 186,000 | $ 186,000 | $ 83,000 |
| James City County Virginia | 1 | $ 264,000 | $ 264,000 | $ 215,000 |
| Richmond City County Virginia | 1 | $ 14,000,000 | $ 14,000,000 | $ 0 |
| Suffolk County Virginia | 1 | $ 10,000,000 | $ 10,000,000 | $ 0 |
| Clark County Washington | 1 | $ 165,000 | $ 165,000 | $ 37,000 |
Mortgage Loan Application Detail Totals for Bbva Usa in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 6,272 | $859,339,000 | $272,791 | $8,000,000 | $224,333 | $6,996,000 |
| Home Purchase | 4,129 | $991,909,000 | $1,797,424 | $25,000,000 | $194,303 | $9,100,000 |
| Home Improvement | 2,390 | $89,624,000 | $371,777 | $2,256,000 | $63,888 | $6,392,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,438 | $1,099,651,000 | $264,937 | $5,000,000 | $174,250 | $9,100,000 |
| Not Provided | 3,675 | $315,772,000 | $308,357 | $3,394,000 | $732,071 | $4,000,000 |
| Hispanic | 856 | $84,923,000 | $188,888 | $1,200,000 | $61,444 | $867,000 |
| Not applicable | 780 | $329,247,000 | $6,347,500 | $25,000,000 | $14,142 | $1,253,000 |
| Black or African American | 758 | $69,652,000 | $174,500 | $1,200,000 | $126,666 | $2,760,000 |
| Asian | 177 | $29,852,000 | $154,000 | $884,000 | $101,428 | $1,020,000 |
| American Indian or Alaskan Native | 73 | $8,479,000 | $279,571 | $1,350,000 | $192,285 | $6,392,000 |
| Native Hawaiian or Other Pacific Islander | 34 | $3,296,000 | $98,600 | $536,000 | $96,200 | $476,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 12,631 | $1,923,573,000 | $1,153,151 | $25,000,000 | $196,484 | $9,100,000 |
| FHA-insured (Federal Housing Administration) | 113 | $11,130,000 | $107,000 | $208,000 | $50,333 | $136,000 |
| VA-guaranteed (Veterans Administration) | 47 | $6,169,000 | $138,000 | $270,000 | $48,500 | $148,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,745 | $1,225,056,000 | $463,625 | $25,000,000 | $229,093 | $9,100,000 |
| Application Denied By Financial Institution | 3,309 | $266,613,000 | $4,968,454 | $20,000,000 | $47,545 | $6,392,000 |
| Application Withdrawn By Applicant | 1,945 | $345,697,000 | $1,625,611 | $20,000,000 | $189,555 | $6,996,000 |
| Loan Purchased By The Institution | 594 | $48,713,000 | $81,000 | $195,000 | $37,166 | $471,000 |
| File Closed For Incompleteness | 123 | $25,442,000 | $208,000 | $1,600,000 | $84,666 | $1,000,000 |
| Application Approved But Not Accepted | 75 | $29,351,000 | $2,225,125 | $16,000,000 | $200,125 | $1,695,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 1,758 | $92,699,000 | $59,142 | $800,000 | $79,857 | $6,392,000 |
| Debt-To-Income Ratio | 1,014 | $78,130,000 | $75,125 | $2,359,000 | $50,250 | $1,241,000 |
| Collateral | 226 | $34,354,000 | $2,550,875 | $20,000,000 | $87,500 | $1,680,000 |
| Other | 209 | $55,932,000 | $3,974,111 | $20,000,000 | $49,666 | $1,721,000 |
| Employment History | 86 | $4,251,000 | $36,333 | $286,000 | $45,166 | $461,000 |
| Credit Application Incomplete | 10 | $770,000 | $70,000 | $286,000 | $68,333 | $204,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $401,000 | $100,000 | $190,000 | $37,000 | $110,000 |
| Unverifiable Information | 2 | $76,000 | $38,000 | $58,000 | $60,000 | $66,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bbva Usa's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bbva Usa's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Alabama, download the full spreadsheet
with aggregated HMDA statistics today.