Wright Patman Congressional Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Wright Patman Congressional Federal Credit Union 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Wright Patman Congressional Federal Credit Union 10461 White Granite Drive Oakton, VA 22124 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 772 |
| Total Mortgage Loan Application Amount | $208,673,000 |
| Average Mortgage Loan Application Amount | $261,333 |
| Highest Mortgage Loan Application Amount | $1,600,000 |
| Average Applicant Income | $161,666 |
| Highest Applicant Income | $2,904,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Wright Patman Congressional Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wright Patman Congressional Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Wright Patman Congressional Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wright Patman Congressional Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Wright Patman Congressional Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wright Patman Congressional Federal Credit Union's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| District of Columbia County District Of Columbia | 120 | $ 35,896,000 | $ 299,000 | $ 165,000 |
| Fairfax County Virginia | 102 | $ 33,542,000 | $ 328,000 | $ 200,000 |
| Montgomery County Maryland | 53 | $ 17,092,000 | $ 322,000 | $ 190,000 |
| Prince George's County Maryland | 53 | $ 9,544,000 | $ 180,000 | $ 98,000 |
| Arlington County Virginia | 42 | $ 13,673,000 | $ 325,000 | $ 184,000 |
| Prince William County Virginia | 26 | $ 6,272,000 | $ 241,000 | $ 118,000 |
| Alexandria County Virginia | 25 | $ 7,377,000 | $ 295,000 | $ 280,000 |
| Anne Arundel County Maryland | 21 | $ 4,665,000 | $ 222,000 | $ 160,000 |
| Loudoun County Virginia | 18 | $ 4,960,000 | $ 275,000 | $ 143,000 |
| Charles County Maryland | 12 | $ 1,620,000 | $ 135,000 | $ 121,000 |
| Wake County North Carolina | 10 | $ 1,897,000 | $ 189,000 | $ 115,000 |
| Calvert County Maryland | 8 | $ 1,400,000 | $ 175,000 | $ 266,000 |
| Howard County Maryland | 7 | $ 2,874,000 | $ 410,000 | $ 166,000 |
| Cook County Illinois | 6 | $ 2,654,000 | $ 442,000 | $ 308,000 |
| Broward County Florida | 5 | $ 1,080,000 | $ 216,000 | $ 185,000 |
| Fulton County Georgia | 5 | $ 878,000 | $ 175,000 | $ 199,000 |
| Alameda County California | 4 | $ 997,000 | $ 249,000 | $ 157,000 |
| San Diego County California | 4 | $ 1,435,000 | $ 358,000 | $ 143,000 |
| Sussex County Delaware | 4 | $ 1,376,000 | $ 344,000 | $ 120,000 |
| Miami-Dade County Florida | 4 | $ 1,670,000 | $ 417,000 | $ 237,000 |
| Pinellas County Florida | 4 | $ 1,003,000 | $ 250,000 | $ 169,000 |
| Frederick County Maryland | 4 | $ 1,090,000 | $ 272,000 | $ 153,000 |
| Fairfax City County Virginia | 4 | $ 793,000 | $ 198,000 | $ 116,000 |
| Falls Church County Virginia | 4 | $ 2,689,000 | $ 672,000 | $ 546,000 |
| King George County Virginia | 4 | $ 973,000 | $ 243,000 | $ 134,000 |
| Stafford County Virginia | 4 | $ 865,000 | $ 216,000 | $ 179,000 |
| San Francisco County California | 3 | $ 1,065,000 | $ 355,000 | $ 143,000 |
| New Castle County Delaware | 3 | $ 910,000 | $ 303,000 | $ 99,000 |
| Palm Beach County Florida | 3 | $ 979,000 | $ 326,000 | $ 481,000 |
| Gwinnett County Georgia | 3 | $ 688,000 | $ 229,000 | $ 98,000 |
| Baltimore City County Maryland | 3 | $ 382,000 | $ 127,000 | $ 71,000 |
| St. Mary's County Maryland | 3 | $ 317,000 | $ 105,000 | $ 158,000 |
| Queens County New York | 3 | $ 265,000 | $ 88,000 | $ 101,000 |
| Buncombe County North Carolina | 3 | $ 421,000 | $ 140,000 | $ 136,000 |
| Durham County North Carolina | 3 | $ 308,000 | $ 102,000 | $ 53,000 |
| Guilford County North Carolina | 3 | $ 436,000 | $ 145,000 | $ 174,000 |
| Mecklenburg County North Carolina | 3 | $ 988,000 | $ 329,000 | $ 182,000 |
| Dallas County Texas | 3 | $ 989,000 | $ 329,000 | $ 131,000 |
| Henrico County Virginia | 3 | $ 477,000 | $ 159,000 | $ 157,000 |
| Maricopa County Arizona | 2 | $ 827,000 | $ 413,000 | $ 236,000 |
| Los Angeles County California | 2 | $ 694,000 | $ 347,000 | $ 221,000 |
| Monterey County California | 2 | $ 468,000 | $ 234,000 | $ 61,000 |
| San Bernardino County California | 2 | $ 311,000 | $ 155,000 | $ 104,000 |
| Arapahoe County Colorado | 2 | $ 347,000 | $ 173,000 | $ 59,000 |
| Boulder County Colorado | 2 | $ 134,000 | $ 67,000 | $ 106,000 |
| Fairfield County Connecticut | 2 | $ 1,192,000 | $ 596,000 | $ 240,000 |
| Hartford County Connecticut | 2 | $ 408,000 | $ 204,000 | $ 206,000 |
| St. Johns County Florida | 2 | $ 293,000 | $ 146,000 | $ 80,000 |
| Volusia County Florida | 2 | $ 100,000 | $ 50,000 | $ 146,000 |
| Cobb County Georgia | 2 | $ 198,000 | $ 99,000 | $ 85,000 |
| Forsyth County Georgia | 2 | $ 640,000 | $ 320,000 | $ 290,000 |
| Lafayette County Louisiana | 2 | $ 517,000 | $ 258,000 | $ 205,000 |
| Baltimore County Maryland | 2 | $ 545,000 | $ 272,000 | $ 139,000 |
| Carroll County Maryland | 2 | $ 879,000 | $ 439,000 | $ 181,000 |
| Worcester County Maryland | 2 | $ 274,000 | $ 137,000 | $ 107,000 |
| Essex County Massachusetts | 2 | $ 885,000 | $ 442,000 | $ 219,000 |
| Muskegon County Michigan | 2 | $ 270,000 | $ 135,000 | $ 159,000 |
| Wayne County Michigan | 2 | $ 226,000 | $ 113,000 | $ 83,000 |
| Santa Fe County New Mexico | 2 | $ 325,000 | $ 162,000 | $ 198,000 |
| Monroe County New York | 2 | $ 187,000 | $ 93,000 | $ 227,000 |
| Westchester County New York | 2 | $ 1,050,000 | $ 525,000 | $ 264,000 |
| Dare County North Carolina | 2 | $ 551,000 | $ 275,000 | $ 179,000 |
| Moore County North Carolina | 2 | $ 752,000 | $ 376,000 | $ 87,000 |
| Franklin County Ohio | 2 | $ 509,000 | $ 254,000 | $ 167,000 |
| Multnomah County Oregon | 2 | $ 765,000 | $ 382,000 | $ 227,000 |
| Allegheny County Pennsylvania | 2 | $ 213,000 | $ 106,000 | $ 54,000 |
| Chester County Pennsylvania | 2 | $ 360,000 | $ 180,000 | $ 54,000 |
| Beaufort County South Carolina | 2 | $ 639,000 | $ 319,000 | $ 100,000 |
| Richland County South Carolina | 2 | $ 420,000 | $ 210,000 | $ 152,000 |
| Harris County Texas | 2 | $ 1,159,000 | $ 579,000 | $ 407,000 |
| Chesterfield County Virginia | 2 | $ 248,000 | $ 124,000 | $ 145,000 |
| Clarke County Virginia | 2 | $ 856,000 | $ 428,000 | $ 90,000 |
| Page County Virginia | 2 | $ 160,000 | $ 80,000 | $ 111,000 |
| Richmond City County Virginia | 2 | $ 150,000 | $ 75,000 | $ 183,000 |
| Shenandoah County Virginia | 2 | $ 362,000 | $ 181,000 | $ 84,000 |
| King County Washington | 2 | $ 868,000 | $ 434,000 | $ 156,000 |
| Monongalia County West Virginia | 2 | $ 413,000 | $ 206,000 | $ 130,000 |
| Benton County Arkansas | 1 | $ 252,000 | $ 252,000 | $ 102,000 |
| Marin County California | 1 | $ 250,000 | $ 250,000 | $ 150,000 |
| Orange County California | 1 | $ 302,000 | $ 302,000 | $ 219,000 |
| Stanislaus County California | 1 | $ 262,000 | $ 262,000 | $ 64,000 |
| Ventura County California | 1 | $ 200,000 | $ 200,000 | $ 221,000 |
| Denver County Colorado | 1 | $ 228,000 | $ 228,000 | $ 70,000 |
| Douglas County Colorado | 1 | $ 360,000 | $ 360,000 | $ 463,000 |
| Eagle County Colorado | 1 | $ 475,000 | $ 475,000 | $ 253,000 |
| Summit County Colorado | 1 | $ 380,000 | $ 380,000 | $ 463,000 |
| Escambia County Florida | 1 | $ 150,000 | $ 150,000 | $ 65,000 |
| Hillsborough County Florida | 1 | $ 228,000 | $ 228,000 | $ 134,000 |
| Indian River County Florida | 1 | $ 25,000 | $ 25,000 | $ 84,000 |
| Martin County Florida | 1 | $ 209,000 | $ 209,000 | $ 191,000 |
| Pasco County Florida | 1 | $ 199,000 | $ 199,000 | $ 45,000 |
| Sarasota County Florida | 1 | $ 820,000 | $ 820,000 | $ 350,000 |
| Seminole County Florida | 1 | $ 225,000 | $ 225,000 | $ 100,000 |
| St. Lucie County Florida | 1 | $ 110,000 | $ 110,000 | $ 73,000 |
| Clarke County Georgia | 1 | $ 150,000 | $ 150,000 | $ 150,000 |
| Columbia County Georgia | 1 | $ 43,000 | $ 43,000 | $ 120,000 |
| Murray County Georgia | 1 | $ 120,000 | $ 120,000 | $ 77,000 |
| Elmore County Idaho | 1 | $ 60,000 | $ 60,000 | $ 203,000 |
| DuPage County Illinois | 1 | $ 30,000 | $ 30,000 | $ 147,000 |
| Harrison County Indiana | 1 | $ 128,000 | $ 128,000 | $ 100,000 |
| Fayette County Kentucky | 1 | $ 310,000 | $ 310,000 | $ 19,000 |
| Orleans County Louisiana | 1 | $ 122,000 | $ 122,000 | $ 100,000 |
| Cumberland County Maine | 1 | $ 35,000 | $ 35,000 | $ 105,000 |
| Hancock County Maine | 1 | $ 40,000 | $ 40,000 | $ 137,000 |
| Oxford County Maine | 1 | $ 40,000 | $ 40,000 | $ 29,000 |
| Caroline County Maryland | 1 | $ 136,000 | $ 136,000 | $ 66,000 |
| Garrett County Maryland | 1 | $ 170,000 | $ 170,000 | $ 47,000 |
| Kent County Maryland | 1 | $ 109,000 | $ 109,000 | $ 40,000 |
| Queen Anne's County Maryland | 1 | $ 559,000 | $ 559,000 | $ 102,000 |
| Talbot County Maryland | 1 | $ 290,000 | $ 290,000 | $ 164,000 |
| Barnstable County Massachusetts | 1 | $ 120,000 | $ 120,000 | $ 525,000 |
| Franklin County Massachusetts | 1 | $ 227,000 | $ 227,000 | $ 143,000 |
| Plymouth County Massachusetts | 1 | $ 290,000 | $ 290,000 | $ 276,000 |
| Worcester County Massachusetts | 1 | $ 413,000 | $ 413,000 | $ 173,000 |
| Berrien County Michigan | 1 | $ 255,000 | $ 255,000 | $ 105,000 |
| Ingham County Michigan | 1 | $ 23,000 | $ 23,000 | $ 45,000 |
| Oakland County Michigan | 1 | $ 159,000 | $ 159,000 | $ 94,000 |
| Dakota County Minnesota | 1 | $ 406,000 | $ 406,000 | $ 235,000 |
| Hennepin County Minnesota | 1 | $ 81,000 | $ 81,000 | $ 101,000 |
| Ramsey County Minnesota | 1 | $ 150,000 | $ 150,000 | $ 235,000 |
| Jackson County Missouri | 1 | $ 246,000 | $ 246,000 | $ 43,000 |
| Clark County Nevada | 1 | $ 188,000 | $ 188,000 | $ 61,000 |
| Washoe County Nevada | 1 | $ 255,000 | $ 255,000 | $ 86,000 |
| Bergen County New Jersey | 1 | $ 30,000 | $ 30,000 | $ 145,000 |
| Burlington County New Jersey | 1 | $ 35,000 | $ 35,000 | $ 100,000 |
| Mercer County New Jersey | 1 | $ 208,000 | $ 208,000 | $ 151,000 |
| Ocean County New Jersey | 1 | $ 324,000 | $ 324,000 | $ 185,000 |
| Somerset County New Jersey | 1 | $ 400,000 | $ 400,000 | $ 182,000 |
| Bernalillo County New Mexico | 1 | $ 463,000 | $ 463,000 | $ 165,000 |
| Dona Ana County New Mexico | 1 | $ 40,000 | $ 40,000 | $ 65,000 |
| Columbia County New York | 1 | $ 45,000 | $ 45,000 | $ 125,000 |
| Onondaga County New York | 1 | $ 285,000 | $ 285,000 | $ 218,000 |
| Ontario County New York | 1 | $ 402,000 | $ 402,000 | $ 195,000 |
| Putnam County New York | 1 | $ 568,000 | $ 568,000 | $ 168,000 |
| Saratoga County New York | 1 | $ 210,000 | $ 210,000 | $ 120,000 |
| Suffolk County New York | 1 | $ 200,000 | $ 200,000 | $ 179,000 |
| Ulster County New York | 1 | $ 366,000 | $ 366,000 | $ 247,000 |
| Warren County New York | 1 | $ 156,000 | $ 156,000 | $ 56,000 |
| Brunswick County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 150,000 |
| Carteret County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 289,000 |
| Duplin County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 76,000 |
| Forsyth County North Carolina | 1 | $ 390,000 | $ 390,000 | $ 75,000 |
| Henderson County North Carolina | 1 | $ 190,000 | $ 190,000 | $ 131,000 |
| Iredell County North Carolina | 1 | $ 320,000 | $ 320,000 | $ 129,000 |
| Orange County North Carolina | 1 | $ 485,000 | $ 485,000 | $ 162,000 |
| Rutherford County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 96,000 |
| Union County North Carolina | 1 | $ 128,000 | $ 128,000 | $ 59,000 |
| Cuyahoga County Ohio | 1 | $ 314,000 | $ 314,000 | $ 231,000 |
| Oklahoma County Oklahoma | 1 | $ 174,000 | $ 174,000 | $ 241,000 |
| Marion County Oregon | 1 | $ 143,000 | $ 143,000 | $ 36,000 |
| Blair County Pennsylvania | 1 | $ 92,000 | $ 92,000 | $ 129,000 |
| Bradford County Pennsylvania | 1 | $ 24,000 | $ 24,000 | $ 131,000 |
| Bucks County Pennsylvania | 1 | $ 280,000 | $ 280,000 | $ 93,000 |
| Delaware County Pennsylvania | 1 | $ 90,000 | $ 90,000 | $ 86,000 |
| Northumberland County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 19,000 |
| Philadelphia County Pennsylvania | 1 | $ 750,000 | $ 750,000 | $ 480,000 |
| Kent County Rhode Island | 1 | $ 40,000 | $ 40,000 | $ 31,000 |
| Blount County Tennessee | 1 | $ 216,000 | $ 216,000 | $ 248,000 |
| Shelby County Tennessee | 1 | $ 140,000 | $ 140,000 | $ 77,000 |
| Wilson County Tennessee | 1 | $ 240,000 | $ 240,000 | $ 99,000 |
| Denton County Texas | 1 | $ 194,000 | $ 194,000 | $ 94,000 |
| Ellis County Texas | 1 | $ 251,000 | $ 251,000 | $ 289,000 |
| Hartley County Texas | 1 | $ 124,000 | $ 124,000 | $ 63,000 |
| Montague County Texas | 1 | $ 280,000 | $ 280,000 | $ 145,000 |
| Montgomery County Texas | 1 | $ 135,000 | $ 135,000 | $ 158,000 |
| Travis County Texas | 1 | $ 200,000 | $ 200,000 | $ 129,000 |
| Cache County Utah | 1 | $ 156,000 | $ 156,000 | $ 126,000 |
| Albemarle County Virginia | 1 | $ 200,000 | $ 200,000 | $ 41,000 |
| Appomattox County Virginia | 1 | $ 275,000 | $ 275,000 | $ 261,000 |
| Augusta County Virginia | 1 | $ 124,000 | $ 124,000 | $ 63,000 |
| Frederick County Virginia | 1 | $ 20,000 | $ 20,000 | $ 47,000 |
| Fredericksburg County Virginia | 1 | $ 306,000 | $ 306,000 | $ 166,000 |
| Halifax County Virginia | 1 | $ 55,000 | $ 55,000 | $ 100,000 |
| Hampton County Virginia | 1 | $ 120,000 | $ 120,000 | $ 85,000 |
| Isle of Wight County Virginia | 1 | $ 294,000 | $ 294,000 | $ 327,000 |
| Middlesex County Virginia | 1 | $ 270,000 | $ 270,000 | $ 434,000 |
| Newport News County Virginia | 1 | $ 459,000 | $ 459,000 | $ 327,000 |
| Orange County Virginia | 1 | $ 196,000 | $ 196,000 | $ 135,000 |
| Westmoreland County Virginia | 1 | $ 210,000 | $ 210,000 | $ 42,000 |
| Snohomish County Washington | 1 | $ 215,000 | $ 215,000 | $ 182,000 |
| Jefferson County West Virginia | 1 | $ 344,000 | $ 344,000 | $ 176,000 |
Mortgage Loan Application Detail Totals for Wright Patman Congressional Federal Credit Union in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 456 | $124,815,000 | $273,000 | $1,600,000 | $178,000 | $2,904,000 |
| Home Purchase | 179 | $58,412,000 | $326,000 | $1,030,000 | $155,000 | $700,000 |
| Home Improvement | 137 | $25,446,000 | $185,000 | $650,000 | $152,000 | $750,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 505 | $143,393,000 | $283,000 | $1,600,000 | $183,000 | $2,582,000 |
| Black or African American | 127 | $27,611,000 | $217,000 | $909,000 | $118,000 | $482,000 |
| Not Provided | 68 | $18,868,000 | $277,000 | $960,000 | $185,000 | $2,904,000 |
| Hispanic | 39 | $8,899,000 | $228,000 | $707,000 | $125,000 | $300,000 |
| Asian | 29 | $8,966,000 | $309,000 | $625,000 | $151,000 | $291,000 |
| American Indian or Alaskan Native | 3 | $551,000 | $183,000 | $385,000 | $131,000 | $214,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $385,000 | $385,000 | $385,000 | $158,000 | $158,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 772 | $208,673,000 | $270,000 | $1,600,000 | $168,000 | $2,904,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 396 | $111,295,000 | $281,000 | $1,572,000 | $172,000 | $1,052,000 |
| File Closed For Incompleteness | 159 | $51,366,000 | $323,000 | $1,030,000 | $195,000 | $2,904,000 |
| Application Denied By Financial Institution | 108 | $17,312,000 | $160,000 | $747,000 | $122,000 | $524,000 |
| Application Withdrawn By Applicant | 108 | $28,380,000 | $262,000 | $1,600,000 | $161,000 | $1,049,000 |
| Application Approved But Not Accepted | 1 | $320,000 | $320,000 | $320,000 | $180,000 | $180,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 38 | $5,825,000 | $153,000 | $747,000 | $124,000 | $311,000 |
| Debt-To-Income Ratio | 29 | $5,688,000 | $196,000 | $720,000 | $92,000 | $253,000 |
| Collateral | 20 | $2,634,000 | $131,000 | $324,000 | $146,000 | $524,000 |
| Mortgage Insurance Denied | 12 | $858,000 | $71,000 | $199,000 | $163,000 | $394,000 |
| Other | 2 | $433,000 | $216,000 | $318,000 | $81,000 | $102,000 |
| Employment History | 1 | $177,000 | $177,000 | $177,000 | $45,000 | $45,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wright Patman Congressional Federal Credit Union's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wright Patman Congressional Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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