Wright Patman Congressional Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Wright Patman Congressional Federal Credit Union 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Wright Patman Congressional Federal Credit Union 10461 White Granite Drive Oakton, VA 22124 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 555 |
| Total Mortgage Loan Application Amount | $138,865,000 |
| Average Mortgage Loan Application Amount | $211,333 |
| Highest Mortgage Loan Application Amount | $1,505,000 |
| Average Applicant Income | $163,500 |
| Highest Applicant Income | $942,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Wright Patman Congressional Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wright Patman Congressional Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Wright Patman Congressional Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wright Patman Congressional Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Wright Patman Congressional Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wright Patman Congressional Federal Credit Union's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| District of Columbia County District Of Columbia | 79 | $ 28,905,000 | $ 365,000 | $ 212,000 |
| Fairfax County Virginia | 71 | $ 19,585,000 | $ 275,000 | $ 157,000 |
| Prince George's County Maryland | 56 | $ 8,960,000 | $ 160,000 | $ 108,000 |
| Montgomery County Maryland | 33 | $ 8,595,000 | $ 260,000 | $ 188,000 |
| Arlington County Virginia | 28 | $ 7,640,000 | $ 272,000 | $ 215,000 |
| Alexandria County Virginia | 18 | $ 6,880,000 | $ 382,000 | $ 185,000 |
| Prince William County Virginia | 15 | $ 3,205,000 | $ 213,000 | $ 137,000 |
| Anne Arundel County Maryland | 14 | $ 3,140,000 | $ 224,000 | $ 124,000 |
| Loudoun County Virginia | 13 | $ 4,285,000 | $ 329,000 | $ 196,000 |
| Baltimore City County Maryland | 7 | $ 975,000 | $ 139,000 | $ 120,000 |
| St. Mary's County Maryland | 7 | $ 1,195,000 | $ 170,000 | $ 126,000 |
| Charles County Maryland | 6 | $ 1,390,000 | $ 231,000 | $ 128,000 |
| Howard County Maryland | 6 | $ 1,670,000 | $ 278,000 | $ 93,000 |
| Los Angeles County California | 5 | $ 1,365,000 | $ 273,000 | $ 98,000 |
| Calvert County Maryland | 5 | $ 585,000 | $ 117,000 | $ 163,000 |
| Hillsborough County Florida | 4 | $ 280,000 | $ 70,000 | $ 184,000 |
| Baltimore County Maryland | 4 | $ 850,000 | $ 212,000 | $ 127,000 |
| Frederick County Maryland | 4 | $ 110,000 | $ 27,000 | $ 0 |
| Wake County North Carolina | 4 | $ 720,000 | $ 180,000 | $ 141,000 |
| Delaware County Pennsylvania | 4 | $ 600,000 | $ 150,000 | $ 209,000 |
| Stafford County Virginia | 4 | $ 900,000 | $ 225,000 | $ 139,000 |
| Sacramento County California | 3 | $ 965,000 | $ 321,000 | $ 511,000 |
| Fairfield County Connecticut | 3 | $ 345,000 | $ 115,000 | $ 141,000 |
| Cook County Illinois | 3 | $ 745,000 | $ 248,000 | $ 154,000 |
| Contra Costa County California | 2 | $ 440,000 | $ 220,000 | $ 0 |
| San Diego County California | 2 | $ 340,000 | $ 170,000 | $ 139,000 |
| Jefferson County Colorado | 2 | $ 520,000 | $ 260,000 | $ 0 |
| Palm Beach County Florida | 2 | $ 430,000 | $ 215,000 | $ 358,000 |
| DeKalb County Georgia | 2 | $ 620,000 | $ 310,000 | $ 103,000 |
| Fulton County Georgia | 2 | $ 350,000 | $ 175,000 | $ 88,000 |
| Marion County Indiana | 2 | $ 560,000 | $ 280,000 | $ 174,000 |
| Kalamazoo County Michigan | 2 | $ 450,000 | $ 225,000 | $ 62,000 |
| Douglas County Nebraska | 2 | $ 350,000 | $ 175,000 | $ 54,000 |
| Clark County Nevada | 2 | $ 200,000 | $ 100,000 | $ 57,000 |
| Forsyth County North Carolina | 2 | $ 230,000 | $ 115,000 | $ 55,000 |
| Mecklenburg County North Carolina | 2 | $ 970,000 | $ 485,000 | $ 65,000 |
| Greenville County South Carolina | 2 | $ 240,000 | $ 120,000 | $ 147,000 |
| Denton County Texas | 2 | $ 390,000 | $ 195,000 | $ 107,000 |
| Travis County Texas | 2 | $ 810,000 | $ 405,000 | $ 212,000 |
| Albemarle County Virginia | 2 | $ 150,000 | $ 75,000 | $ 0 |
| Chesterfield County Virginia | 2 | $ 150,000 | $ 75,000 | $ 0 |
| Fairfax City County Virginia | 2 | $ 420,000 | $ 210,000 | $ 0 |
| Falls Church County Virginia | 2 | $ 1,250,000 | $ 625,000 | $ 239,000 |
| Fauquier County Virginia | 2 | $ 240,000 | $ 120,000 | $ 178,000 |
| Maricopa County Arizona | 1 | $ 505,000 | $ 505,000 | $ 925,000 |
| Pima County Arizona | 1 | $ 165,000 | $ 165,000 | $ 102,000 |
| Alameda County California | 1 | $ 735,000 | $ 735,000 | $ 0 |
| Marin County California | 1 | $ 985,000 | $ 985,000 | $ 209,000 |
| Monterey County California | 1 | $ 465,000 | $ 465,000 | $ 75,000 |
| Orange County California | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Santa Clara County California | 1 | $ 575,000 | $ 575,000 | $ 183,000 |
| Shasta County California | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Boulder County Colorado | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Larimer County Colorado | 1 | $ 395,000 | $ 395,000 | $ 130,000 |
| Hartford County Connecticut | 1 | $ 115,000 | $ 115,000 | $ 77,000 |
| New Castle County Delaware | 1 | $ 175,000 | $ 175,000 | $ 91,000 |
| Sussex County Delaware | 1 | $ 925,000 | $ 925,000 | $ 279,000 |
| Broward County Florida | 1 | $ 95,000 | $ 95,000 | $ 72,000 |
| Flagler County Florida | 1 | $ 235,000 | $ 235,000 | $ 108,000 |
| Lee County Florida | 1 | $ 345,000 | $ 345,000 | $ 142,000 |
| Marion County Florida | 1 | $ 215,000 | $ 215,000 | $ 317,000 |
| Miami-Dade County Florida | 1 | $ 255,000 | $ 255,000 | $ 170,000 |
| Orange County Florida | 1 | $ 165,000 | $ 165,000 | $ 43,000 |
| Pinellas County Florida | 1 | $ 125,000 | $ 125,000 | $ 70,000 |
| Polk County Florida | 1 | $ 125,000 | $ 125,000 | $ 36,000 |
| Seminole County Florida | 1 | $ 145,000 | $ 145,000 | $ 88,000 |
| Walton County Florida | 1 | $ 305,000 | $ 305,000 | $ 109,000 |
| Bryan County Georgia | 1 | $ 445,000 | $ 445,000 | $ 141,000 |
| Henry County Georgia | 1 | $ 175,000 | $ 175,000 | $ 100,000 |
| Kootenai County Idaho | 1 | $ 15,000 | $ 15,000 | $ 0 |
| DuPage County Illinois | 1 | $ 465,000 | $ 465,000 | $ 261,000 |
| Madison County Illinois | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Allen County Indiana | 1 | $ 215,000 | $ 215,000 | $ 127,000 |
| Johnson County Kansas | 1 | $ 245,000 | $ 245,000 | $ 150,000 |
| Madison County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 328,000 |
| Orleans County Louisiana | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Knox County Maine | 1 | $ 735,000 | $ 735,000 | $ 283,000 |
| Garrett County Maryland | 1 | $ 195,000 | $ 195,000 | $ 64,000 |
| Harford County Maryland | 1 | $ 385,000 | $ 385,000 | $ 142,000 |
| Queen Anne's County Maryland | 1 | $ 155,000 | $ 155,000 | $ 159,000 |
| Wicomico County Maryland | 1 | $ 95,000 | $ 95,000 | $ 150,000 |
| Worcester County Maryland | 1 | $ 165,000 | $ 165,000 | $ 80,000 |
| Middlesex County Massachusetts | 1 | $ 495,000 | $ 495,000 | $ 106,000 |
| Emmet County Michigan | 1 | $ 205,000 | $ 205,000 | $ 190,000 |
| Oakland County Michigan | 1 | $ 85,000 | $ 85,000 | $ 150,000 |
| Wayne County Michigan | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Hennepin County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Wright County Minnesota | 1 | $ 255,000 | $ 255,000 | $ 31,000 |
| Rankin County Mississippi | 1 | $ 15,000 | $ 15,000 | $ 0 |
| St. Charles County Missouri | 1 | $ 25,000 | $ 25,000 | $ 0 |
| St. Louis City County Missouri | 1 | $ 115,000 | $ 115,000 | $ 88,000 |
| Washoe County Nevada | 1 | $ 235,000 | $ 235,000 | $ 121,000 |
| Merrimack County New Hampshire | 1 | $ 165,000 | $ 165,000 | $ 114,000 |
| Burlington County New Jersey | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Camden County New Jersey | 1 | $ 55,000 | $ 55,000 | $ 33,000 |
| Cape May County New Jersey | 1 | $ 205,000 | $ 205,000 | $ 209,000 |
| Ocean County New Jersey | 1 | $ 245,000 | $ 245,000 | $ 72,000 |
| Orange County New York | 1 | $ 445,000 | $ 445,000 | $ 200,000 |
| Saratoga County New York | 1 | $ 275,000 | $ 275,000 | $ 137,000 |
| Warren County New York | 1 | $ 105,000 | $ 105,000 | $ 54,000 |
| Dare County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Durham County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 95,000 |
| Granville County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 44,000 |
| Guilford County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 216,000 |
| Johnston County North Carolina | 1 | $ 315,000 | $ 315,000 | $ 246,000 |
| Northampton County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Butler County Ohio | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Allegheny County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 100,000 |
| Bucks County Pennsylvania | 1 | $ 425,000 | $ 425,000 | $ 219,000 |
| Indiana County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Lancaster County Pennsylvania | 1 | $ 295,000 | $ 295,000 | $ 250,000 |
| Lycoming County Pennsylvania | 1 | $ 315,000 | $ 315,000 | $ 125,000 |
| Philadelphia County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Providence County Rhode Island | 1 | $ 215,000 | $ 215,000 | $ 108,000 |
| Beaufort County South Carolina | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Knox County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 258,000 |
| Harris County Texas | 1 | $ 295,000 | $ 295,000 | $ 164,000 |
| Nueces County Texas | 1 | $ 245,000 | $ 245,000 | $ 19,000 |
| Randall County Texas | 1 | $ 235,000 | $ 235,000 | $ 146,000 |
| Windham County Vermont | 1 | $ 195,000 | $ 195,000 | $ 210,000 |
| Augusta County Virginia | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Frederick County Virginia | 1 | $ 105,000 | $ 105,000 | $ 175,000 |
| Hampton County Virginia | 1 | $ 135,000 | $ 135,000 | $ 137,000 |
| Hanover County Virginia | 1 | $ 155,000 | $ 155,000 | $ 54,000 |
| Henrico County Virginia | 1 | $ 265,000 | $ 265,000 | $ 104,000 |
| James City County Virginia | 1 | $ 185,000 | $ 185,000 | $ 455,000 |
| Manassas County Virginia | 1 | $ 125,000 | $ 125,000 | $ 105,000 |
| Norfolk County Virginia | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Orange County Virginia | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Pulaski County Virginia | 1 | $ 105,000 | $ 105,000 | $ 150,000 |
| Richmond County Virginia | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Spotsylvania County Virginia | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Warren County Virginia | 1 | $ 45,000 | $ 45,000 | $ 131,000 |
| King County Washington | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Thurston County Washington | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Jefferson County West Virginia | 1 | $ 295,000 | $ 295,000 | $ 214,000 |
| Price County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 54,000 |
| Rock County Wisconsin | 1 | $ 75,000 | $ 75,000 | $ 23,000 |
Mortgage Loan Application Detail Totals for Wright Patman Congressional Federal Credit Union in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 237 | $38,445,000 | $162,000 | $1,505,000 | $144,000 | $749,000 |
| Home Purchase | 207 | $68,785,000 | $332,000 | $1,275,000 | $164,000 | $925,000 |
| Refinancing | 80 | $27,100,000 | $338,000 | $905,000 | $186,000 | $942,000 |
| Home Improvement | 12 | $1,280,000 | $106,000 | $565,000 | $149,000 | $306,000 |
| Not Applicable | 10 | $2,780,000 | $278,000 | $735,000 | $216,000 | $348,000 |
| Other Purpose | 9 | $475,000 | $52,000 | $105,000 | $122,000 | $189,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 303 | $77,565,000 | $255,000 | $1,505,000 | $167,000 | $749,000 |
| Not Provided | 112 | $27,440,000 | $245,000 | $855,000 | $156,000 | $942,000 |
| Black or African American | 76 | $16,430,000 | $216,000 | $965,000 | $136,000 | $515,000 |
| Hispanic | 37 | $7,945,000 | $214,000 | $605,000 | $160,000 | $703,000 |
| Asian | 23 | $8,655,000 | $376,000 | $1,275,000 | $215,000 | $774,000 |
| American Indian or Alaskan Native | 3 | $355,000 | $118,000 | $225,000 | $32,000 | $32,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $475,000 | $475,000 | $475,000 | $107,000 | $107,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 554 | $138,560,000 | $250,000 | $1,505,000 | $162,000 | $942,000 |
| FHA-insured (Federal Housing Administration) | 1 | $305,000 | $305,000 | $305,000 | $130,000 | $130,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 346 | $93,750,000 | $270,000 | $1,275,000 | $180,000 | $942,000 |
| Application Denied By Financial Institution | 107 | $16,635,000 | $155,000 | $925,000 | $103,000 | $331,000 |
| Application Withdrawn By Applicant | 66 | $21,010,000 | $318,000 | $1,505,000 | $146,000 | $500,000 |
| Application Approved But Not Accepted | 24 | $4,300,000 | $179,000 | $595,000 | $137,000 | $275,000 |
| File Closed For Incompleteness | 12 | $3,170,000 | $264,000 | $685,000 | $190,000 | $348,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 555 | $138,865,000 | $250,000 | $1,505,000 | $162,000 | $942,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wright Patman Congressional Federal Credit Union's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wright Patman Congressional Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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