Wright Patman Congressional Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Wright Patman Congressional Federal Credit Union 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Wright Patman Congressional Federal Credit Union 10461 White Granite Drive Oakton, VA 22124 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 643 |
| Total Mortgage Loan Application Amount | $175,825,000 |
| Average Mortgage Loan Application Amount | $244,250 |
| Highest Mortgage Loan Application Amount | $1,505,000 |
| Average Applicant Income | $163,500 |
| Highest Applicant Income | $977,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Wright Patman Congressional Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wright Patman Congressional Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Wright Patman Congressional Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wright Patman Congressional Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Wright Patman Congressional Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wright Patman Congressional Federal Credit Union's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| District of Columbia County District Of Columbia | 86 | $ 30,890,000 | $ 359,000 | $ 174,000 |
| Fairfax County Virginia | 85 | $ 27,665,000 | $ 325,000 | $ 177,000 |
| Prince George's County Maryland | 63 | $ 11,785,000 | $ 187,000 | $ 112,000 |
| Montgomery County Maryland | 46 | $ 16,080,000 | $ 349,000 | $ 182,000 |
| Anne Arundel County Maryland | 21 | $ 6,655,000 | $ 316,000 | $ 250,000 |
| Alexandria County Virginia | 19 | $ 6,755,000 | $ 355,000 | $ 259,000 |
| Arlington County Virginia | 18 | $ 7,560,000 | $ 420,000 | $ 219,000 |
| Loudoun County Virginia | 18 | $ 6,860,000 | $ 381,000 | $ 251,000 |
| Prince William County Virginia | 17 | $ 4,145,000 | $ 243,000 | $ 100,000 |
| Calvert County Maryland | 9 | $ 1,925,000 | $ 213,000 | $ 152,000 |
| Los Angeles County California | 8 | $ 3,720,000 | $ 465,000 | $ 261,000 |
| Charles County Maryland | 8 | $ 1,310,000 | $ 163,000 | $ 94,000 |
| St. Mary's County Maryland | 6 | $ 460,000 | $ 76,000 | $ 130,000 |
| Stafford County Virginia | 6 | $ 830,000 | $ 138,000 | $ 126,000 |
| Mecklenburg County North Carolina | 5 | $ 1,605,000 | $ 321,000 | $ 308,000 |
| Fauquier County Virginia | 5 | $ 705,000 | $ 141,000 | $ 54,000 |
| Fulton County Georgia | 4 | $ 930,000 | $ 232,000 | $ 99,000 |
| Baltimore City County Maryland | 4 | $ 290,000 | $ 72,000 | $ 170,000 |
| Frederick County Maryland | 4 | $ 620,000 | $ 155,000 | $ 93,000 |
| Franklin County Ohio | 4 | $ 480,000 | $ 120,000 | $ 113,000 |
| Alameda County California | 3 | $ 495,000 | $ 165,000 | $ 0 |
| Cook County Illinois | 3 | $ 1,275,000 | $ 425,000 | $ 0 |
| Baltimore County Maryland | 3 | $ 245,000 | $ 81,000 | $ 0 |
| Howard County Maryland | 3 | $ 1,085,000 | $ 361,000 | $ 0 |
| Hennepin County Minnesota | 3 | $ 625,000 | $ 208,000 | $ 175,000 |
| Douglas County Nebraska | 3 | $ 555,000 | $ 185,000 | $ 129,000 |
| Wake County North Carolina | 3 | $ 635,000 | $ 211,000 | $ 106,000 |
| Fairfax City County Virginia | 3 | $ 1,245,000 | $ 415,000 | $ 86,000 |
| Elmore County Alabama | 2 | $ 690,000 | $ 345,000 | $ 173,000 |
| Maricopa County Arizona | 2 | $ 120,000 | $ 60,000 | $ 0 |
| Broomfield County Colorado | 2 | $ 830,000 | $ 415,000 | $ 0 |
| Miami-Dade County Florida | 2 | $ 300,000 | $ 150,000 | $ 77,000 |
| Palm Beach County Florida | 2 | $ 470,000 | $ 235,000 | $ 0 |
| Volusia County Florida | 2 | $ 130,000 | $ 65,000 | $ 0 |
| DeKalb County Georgia | 2 | $ 70,000 | $ 35,000 | $ 0 |
| Queen Anne's County Maryland | 2 | $ 350,000 | $ 175,000 | $ 129,000 |
| Talbot County Maryland | 2 | $ 210,000 | $ 105,000 | $ 260,000 |
| Barnstable County Massachusetts | 2 | $ 470,000 | $ 235,000 | $ 136,000 |
| Oakland County Michigan | 2 | $ 320,000 | $ 160,000 | $ 0 |
| Lafayette County Missouri | 2 | $ 220,000 | $ 110,000 | $ 159,000 |
| Clark County Nevada | 2 | $ 260,000 | $ 130,000 | $ 65,000 |
| Middlesex County New Jersey | 2 | $ 490,000 | $ 245,000 | $ 105,000 |
| Chaves County New Mexico | 2 | $ 130,000 | $ 65,000 | $ 0 |
| Currituck County North Carolina | 2 | $ 510,000 | $ 255,000 | $ 0 |
| New Hanover County North Carolina | 2 | $ 260,000 | $ 130,000 | $ 54,000 |
| Rowan County North Carolina | 2 | $ 240,000 | $ 120,000 | $ 0 |
| Bristol County Rhode Island | 2 | $ 460,000 | $ 230,000 | $ 126,000 |
| Travis County Texas | 2 | $ 610,000 | $ 305,000 | $ 0 |
| Salt Lake County Utah | 2 | $ 910,000 | $ 455,000 | $ 0 |
| Utah County Utah | 2 | $ 880,000 | $ 440,000 | $ 278,000 |
| Chittenden County Vermont | 2 | $ 80,000 | $ 40,000 | $ 0 |
| Chesterfield County Virginia | 2 | $ 160,000 | $ 80,000 | $ 116,000 |
| Newport News County Virginia | 2 | $ 300,000 | $ 150,000 | $ 367,000 |
| Richmond City County Virginia | 2 | $ 550,000 | $ 275,000 | $ 184,000 |
| Westmoreland County Virginia | 2 | $ 260,000 | $ 130,000 | $ 103,000 |
| Berkeley County West Virginia | 2 | $ 130,000 | $ 65,000 | $ 0 |
| Montgomery County Alabama | 1 | $ 75,000 | $ 75,000 | $ 117,000 |
| Shelby County Alabama | 1 | $ 365,000 | $ 365,000 | $ 178,000 |
| Pima County Arizona | 1 | $ 255,000 | $ 255,000 | $ 101,000 |
| Mendocino County California | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Santa Cruz County California | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Adams County Colorado | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Douglas County Colorado | 1 | $ 355,000 | $ 355,000 | $ 510,000 |
| Larimer County Colorado | 1 | $ 185,000 | $ 185,000 | $ 40,000 |
| Montrose County Colorado | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Alachua County Florida | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Brevard County Florida | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Broward County Florida | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Duval County Florida | 1 | $ 345,000 | $ 345,000 | $ 118,000 |
| Lake County Florida | 1 | $ 185,000 | $ 185,000 | $ 50,000 |
| Leon County Florida | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Marion County Florida | 1 | $ 95,000 | $ 95,000 | $ 128,000 |
| Martin County Florida | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Orange County Florida | 1 | $ 235,000 | $ 235,000 | $ 90,000 |
| Sarasota County Florida | 1 | $ 155,000 | $ 155,000 | $ 188,000 |
| Seminole County Florida | 1 | $ 225,000 | $ 225,000 | $ 0 |
| St. Johns County Florida | 1 | $ 15,000 | $ 15,000 | $ 0 |
| St. Lucie County Florida | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Colquitt County Georgia | 1 | $ 605,000 | $ 605,000 | $ 787,000 |
| Forsyth County Georgia | 1 | $ 325,000 | $ 325,000 | $ 151,000 |
| Hart County Georgia | 1 | $ 35,000 | $ 35,000 | $ 84,000 |
| Spalding County Georgia | 1 | $ 175,000 | $ 175,000 | $ 155,000 |
| Jackson County Illinois | 1 | $ 205,000 | $ 205,000 | $ 54,000 |
| Guthrie County Iowa | 1 | $ 275,000 | $ 275,000 | $ 211,000 |
| Jefferson County Kentucky | 1 | $ 565,000 | $ 565,000 | $ 125,000 |
| Taylor County Kentucky | 1 | $ 235,000 | $ 235,000 | $ 69,000 |
| Cumberland County Maine | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Caroline County Maryland | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Kent County Maryland | 1 | $ 75,000 | $ 75,000 | $ 237,000 |
| Hampshire County Massachusetts | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Suffolk County Massachusetts | 1 | $ 545,000 | $ 545,000 | $ 256,000 |
| Worcester County Massachusetts | 1 | $ 195,000 | $ 195,000 | $ 99,000 |
| Wayne County Michigan | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Kandiyohi County Minnesota | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Wright County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 31,000 |
| Hancock County Mississippi | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Harrison County Mississippi | 1 | $ 195,000 | $ 195,000 | $ 107,000 |
| Greene County Missouri | 1 | $ 115,000 | $ 115,000 | $ 148,000 |
| Platte County Missouri | 1 | $ 85,000 | $ 85,000 | $ 480,000 |
| St. Louis County Missouri | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Lancaster County Nebraska | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Washoe County Nevada | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Merrimack County New Hampshire | 1 | $ 235,000 | $ 235,000 | $ 500,000 |
| Sullivan County New Hampshire | 1 | $ 195,000 | $ 195,000 | $ 275,000 |
| Burlington County New Jersey | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Camden County New Jersey | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Essex County New Jersey | 1 | $ 665,000 | $ 665,000 | $ 353,000 |
| Hunterdon County New Jersey | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Mercer County New Jersey | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Monmouth County New Jersey | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Somerset County New Jersey | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Sussex County New Jersey | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Bernalillo County New Mexico | 1 | $ 225,000 | $ 225,000 | $ 175,000 |
| Erie County New York | 1 | $ 175,000 | $ 175,000 | $ 128,000 |
| Oneida County New York | 1 | $ 175,000 | $ 175,000 | $ 257,000 |
| Orange County New York | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Queens County New York | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Suffolk County New York | 1 | $ 465,000 | $ 465,000 | $ 0 |
| Bladen County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Cabarrus County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Durham County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 134,000 |
| Forsyth County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 56,000 |
| Guilford County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Iredell County North Carolina | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Johnston County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Moore County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 146,000 |
| Polk County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Wilson County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 267,000 |
| Ashtabula County Ohio | 1 | $ 105,000 | $ 105,000 | $ 223,000 |
| Lorain County Ohio | 1 | $ 45,000 | $ 45,000 | $ 77,000 |
| Pickaway County Ohio | 1 | $ 215,000 | $ 215,000 | $ 201,000 |
| Dauphin County Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 71,000 |
| Philadelphia County Pennsylvania | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Union County Pennsylvania | 1 | $ 305,000 | $ 305,000 | $ 110,000 |
| York County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Kent County Rhode Island | 1 | $ 145,000 | $ 145,000 | $ 0 |
| York County South Carolina | 1 | $ 365,000 | $ 365,000 | $ 134,000 |
| Coffee County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Hamilton County Tennessee | 1 | $ 875,000 | $ 875,000 | $ 189,000 |
| Sevier County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 259,000 |
| Bexar County Texas | 1 | $ 185,000 | $ 185,000 | $ 98,000 |
| Denton County Texas | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Galveston County Texas | 1 | $ 305,000 | $ 305,000 | $ 294,000 |
| Jones County Texas | 1 | $ 85,000 | $ 85,000 | $ 127,000 |
| Potter County Texas | 1 | $ 385,000 | $ 385,000 | $ 108,000 |
| Sanpete County Utah | 1 | $ 165,000 | $ 165,000 | $ 172,000 |
| Albemarle County Virginia | 1 | $ 135,000 | $ 135,000 | $ 84,000 |
| Falls Church County Virginia | 1 | $ 655,000 | $ 655,000 | $ 0 |
| Frederick County Virginia | 1 | $ 15,000 | $ 15,000 | $ 43,000 |
| Henrico County Virginia | 1 | $ 305,000 | $ 305,000 | $ 180,000 |
| King George County Virginia | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Lynchburg County Virginia | 1 | $ 175,000 | $ 175,000 | $ 44,000 |
| Manassas County Virginia | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Montgomery County Virginia | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Northumberland County Virginia | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Spotsylvania County Virginia | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Virginia Beach County Virginia | 1 | $ 135,000 | $ 135,000 | $ 0 |
| King County Washington | 1 | $ 515,000 | $ 515,000 | $ 231,000 |
| Jefferson County West Virginia | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Mineral County West Virginia | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Milwaukee County Wisconsin | 1 | $ 65,000 | $ 65,000 | $ 0 |
Mortgage Loan Application Detail Totals for Wright Patman Congressional Federal Credit Union in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 310 | $60,140,000 | $194,000 | $1,505,000 | $148,000 | $480,000 |
| Home Purchase | 179 | $62,215,000 | $347,000 | $1,235,000 | $178,000 | $977,000 |
| Refinancing | 150 | $53,140,000 | $354,000 | $1,205,000 | $169,000 | $602,000 |
| Other Purpose | 4 | $330,000 | $82,000 | $125,000 | $159,000 | $263,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 322 | $95,150,000 | $295,000 | $1,505,000 | $188,000 | $977,000 |
| Not Provided | 134 | $35,670,000 | $266,000 | $1,195,000 | $175,000 | $682,000 |
| Black or African American | 104 | $21,820,000 | $209,000 | $865,000 | $124,000 | $312,000 |
| Hispanic | 44 | $9,370,000 | $212,000 | $595,000 | $118,000 | $294,000 |
| Asian | 20 | $6,420,000 | $321,000 | $1,205,000 | $208,000 | $250,000 |
| American Indian or Alaskan Native | 4 | $900,000 | $225,000 | $325,000 | $188,000 | $188,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $135,000 | $135,000 | $135,000 | $0 | $0 |
| Not applicable | 1 | $875,000 | $875,000 | $875,000 | $189,000 | $189,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 643 | $175,825,000 | $273,000 | $1,505,000 | $172,000 | $977,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 447 | $125,265,000 | $280,000 | $1,235,000 | $176,000 | $977,000 |
| Application Denied By Financial Institution | 95 | $20,335,000 | $214,000 | $825,000 | $136,000 | $370,000 |
| Application Withdrawn By Applicant | 64 | $20,240,000 | $316,000 | $1,505,000 | $180,000 | $480,000 |
| File Closed For Incompleteness | 25 | $6,515,000 | $260,000 | $695,000 | $211,000 | $500,000 |
| Application Approved But Not Accepted | 12 | $3,470,000 | $289,000 | $435,000 | $145,000 | $257,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 643 | $175,825,000 | $273,000 | $1,505,000 | $172,000 | $977,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wright Patman Congressional Federal Credit Union's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wright Patman Congressional Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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