Connexus Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Connexus Credit Union 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Connexus Credit Union 2600 Pine Ridge Wausau, WI 54401 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 850 |
| Total Mortgage Loan Application Amount | $111,755,000 |
| Average Mortgage Loan Application Amount | $112,666 |
| Highest Mortgage Loan Application Amount | $1,000,000 |
| Average Applicant Income | $146,666 |
| Highest Applicant Income | $2,500,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Connexus Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Connexus Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Connexus Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Connexus Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Connexus Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Connexus Credit Union's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Marathon County Wisconsin | 124 | $ 14,709,000 | $ 118,000 | $ 96,000 |
| Hennepin County Minnesota | 115 | $ 15,279,000 | $ 132,000 | $ 142,000 |
| Miami-Dade County Florida | 29 | $ 2,253,000 | $ 77,000 | $ 194,000 |
| Collier County Florida | 25 | $ 2,631,000 | $ 105,000 | $ 223,000 |
| Strafford County New Hampshire | 17 | $ 3,135,000 | $ 184,000 | $ 135,000 |
| Cook County Illinois | 12 | $ 1,000,000 | $ 83,000 | $ 195,000 |
| Anoka County Minnesota | 12 | $ 906,000 | $ 75,000 | $ 170,000 |
| Dakota County Minnesota | 11 | $ 677,000 | $ 61,000 | $ 189,000 |
| Rockingham County New Hampshire | 11 | $ 2,852,000 | $ 259,000 | $ 179,000 |
| Hamilton County Ohio | 11 | $ 1,130,000 | $ 102,000 | $ 109,000 |
| Wright County Minnesota | 10 | $ 476,000 | $ 47,000 | $ 121,000 |
| Broward County Florida | 9 | $ 513,000 | $ 57,000 | $ 115,000 |
| Lee County Florida | 8 | $ 591,000 | $ 73,000 | $ 164,000 |
| Ramsey County Minnesota | 8 | $ 418,000 | $ 52,000 | $ 156,000 |
| Sherburne County Minnesota | 8 | $ 579,000 | $ 72,000 | $ 112,000 |
| Middlesex County Massachusetts | 6 | $ 558,000 | $ 93,000 | $ 202,000 |
| Suffolk County Massachusetts | 5 | $ 458,000 | $ 91,000 | $ 653,000 |
| Carver County Minnesota | 5 | $ 304,000 | $ 60,000 | $ 130,000 |
| Scott County Minnesota | 5 | $ 486,000 | $ 97,000 | $ 255,000 |
| Washington County Minnesota | 5 | $ 309,000 | $ 61,000 | $ 155,000 |
| Norfolk County Massachusetts | 4 | $ 351,000 | $ 87,000 | $ 176,000 |
| Maricopa County Arizona | 3 | $ 121,000 | $ 40,000 | $ 133,000 |
| Los Angeles County California | 3 | $ 316,000 | $ 105,000 | $ 187,000 |
| Johnson County Kansas | 3 | $ 225,000 | $ 75,000 | $ 139,000 |
| Kenton County Kentucky | 3 | $ 242,000 | $ 80,000 | $ 112,000 |
| Butler County Ohio | 3 | $ 458,000 | $ 152,000 | $ 76,000 |
| Franklin County Florida | 2 | $ 313,000 | $ 156,000 | $ 366,000 |
| Marion County Florida | 2 | $ 59,000 | $ 29,000 | $ 51,000 |
| Palm Beach County Florida | 2 | $ 147,000 | $ 73,000 | $ 125,000 |
| DuPage County Illinois | 2 | $ 140,000 | $ 70,000 | $ 107,000 |
| Lake County Illinois | 2 | $ 174,000 | $ 87,000 | $ 325,000 |
| Wabasha County Minnesota | 2 | $ 40,000 | $ 20,000 | $ 21,000 |
| Jackson County Missouri | 2 | $ 72,000 | $ 36,000 | $ 80,000 |
| Clark County Wisconsin | 2 | $ 32,000 | $ 16,000 | $ 102,000 |
| Lincoln County Wisconsin | 2 | $ 159,000 | $ 79,000 | $ 93,000 |
| Mobile County Alabama | 1 | $ 35,000 | $ 35,000 | $ 137,000 |
| Matanuska-Susitna County Alaska | 1 | $ 100,000 | $ 100,000 | $ 164,000 |
| Contra Costa County California | 1 | $ 40,000 | $ 40,000 | $ 54,000 |
| Orange County California | 1 | $ 124,000 | $ 124,000 | $ 238,000 |
| Riverside County California | 1 | $ 52,000 | $ 52,000 | $ 206,000 |
| San Diego County California | 1 | $ 150,000 | $ 150,000 | $ 192,000 |
| Solano County California | 1 | $ 45,000 | $ 45,000 | $ 130,000 |
| Sonoma County California | 1 | $ 50,000 | $ 50,000 | $ 142,000 |
| Ventura County California | 1 | $ 66,000 | $ 66,000 | $ 372,000 |
| New Castle County Delaware | 1 | $ 25,000 | $ 25,000 | $ 226,000 |
| Charlotte County Florida | 1 | $ 200,000 | $ 200,000 | $ 99,000 |
| Manatee County Florida | 1 | $ 44,000 | $ 44,000 | $ 119,000 |
| Seminole County Florida | 1 | $ 80,000 | $ 80,000 | $ 187,000 |
| St. Johns County Florida | 1 | $ 500,000 | $ 500,000 | $ 183,000 |
| Cobb County Georgia | 1 | $ 50,000 | $ 50,000 | $ 151,000 |
| Douglas County Georgia | 1 | $ 17,000 | $ 17,000 | $ 80,000 |
| Fulton County Georgia | 1 | $ 155,000 | $ 155,000 | $ 110,000 |
| Kane County Illinois | 1 | $ 41,000 | $ 41,000 | $ 191,000 |
| Ogle County Illinois | 1 | $ 25,000 | $ 25,000 | $ 186,000 |
| St. Joseph County Indiana | 1 | $ 35,000 | $ 35,000 | $ 135,000 |
| White County Indiana | 1 | $ 30,000 | $ 30,000 | $ 158,000 |
| Jefferson County Kentucky | 1 | $ 37,000 | $ 37,000 | $ 124,000 |
| York County Maine | 1 | $ 87,000 | $ 87,000 | $ 300,000 |
| Bristol County Massachusetts | 1 | $ 122,000 | $ 122,000 | $ 130,000 |
| Essex County Massachusetts | 1 | $ 100,000 | $ 100,000 | $ 232,000 |
| Aitkin County Minnesota | 1 | $ 100,000 | $ 100,000 | $ 287,000 |
| Crow Wing County Minnesota | 1 | $ 18,000 | $ 18,000 | $ 92,000 |
| Goodhue County Minnesota | 1 | $ 50,000 | $ 50,000 | $ 100,000 |
| Isanti County Minnesota | 1 | $ 150,000 | $ 150,000 | $ 141,000 |
| Kanabec County Minnesota | 1 | $ 18,000 | $ 18,000 | $ 62,000 |
| Lake County Minnesota | 1 | $ 98,000 | $ 98,000 | $ 36,000 |
| Le Sueur County Minnesota | 1 | $ 85,000 | $ 85,000 | $ 190,000 |
| Mille Lacs County Minnesota | 1 | $ 76,000 | $ 76,000 | $ 117,000 |
| Platte County Missouri | 1 | $ 80,000 | $ 80,000 | $ 438,000 |
| St. Louis County Missouri | 1 | $ 119,000 | $ 119,000 | $ 200,000 |
| Belknap County New Hampshire | 1 | $ 30,000 | $ 30,000 | $ 113,000 |
| Cheshire County New Hampshire | 1 | $ 42,000 | $ 42,000 | $ 135,000 |
| Hillsborough County New Hampshire | 1 | $ 64,000 | $ 64,000 | $ 219,000 |
| Brunswick County North Carolina | 1 | $ 57,000 | $ 57,000 | $ 132,000 |
| Franklin County Ohio | 1 | $ 70,000 | $ 70,000 | $ 370,000 |
| Allegheny County Pennsylvania | 1 | $ 18,000 | $ 18,000 | $ 152,000 |
| Huntingdon County Pennsylvania | 1 | $ 20,000 | $ 20,000 | $ 166,000 |
| Lawrence County Pennsylvania | 1 | $ 20,000 | $ 20,000 | $ 158,000 |
| Lebanon County Pennsylvania | 1 | $ 143,000 | $ 143,000 | $ 187,000 |
| York County Pennsylvania | 1 | $ 320,000 | $ 320,000 | $ 456,000 |
| Greenville County South Carolina | 1 | $ 77,000 | $ 77,000 | $ 162,000 |
| Deuel County South Dakota | 1 | $ 60,000 | $ 60,000 | $ 147,000 |
| Williamson County Tennessee | 1 | $ 122,000 | $ 122,000 | $ 247,000 |
| Clark County Washington | 1 | $ 140,000 | $ 140,000 | $ 211,000 |
| King County Washington | 1 | $ 86,000 | $ 86,000 | $ 50,000 |
| Kitsap County Washington | 1 | $ 50,000 | $ 50,000 | $ 210,000 |
| Brown County Wisconsin | 1 | $ 12,000 | $ 12,000 | $ 129,000 |
| Iowa County Wisconsin | 1 | $ 73,000 | $ 73,000 | $ 145,000 |
| Milwaukee County Wisconsin | 1 | $ 40,000 | $ 40,000 | $ 200,000 |
| Oneida County Wisconsin | 1 | $ 31,000 | $ 31,000 | $ 73,000 |
| Price County Wisconsin | 1 | $ 55,000 | $ 55,000 | $ 105,000 |
| Walworth County Wisconsin | 1 | $ 75,000 | $ 75,000 | $ 384,000 |
| Wood County Wisconsin | 1 | $ 24,000 | $ 24,000 | $ 138,000 |
Mortgage Loan Application Detail Totals for Connexus Credit Union in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 417 | $63,101,000 | $151,000 | $1,000,000 | $133,000 | $1,776,000 |
| Home Purchase | 312 | $42,340,000 | $135,000 | $747,000 | $159,000 | $2,500,000 |
| Home Improvement | 121 | $6,314,000 | $52,000 | $202,000 | $148,000 | $411,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 659 | $89,026,000 | $135,000 | $1,000,000 | $145,000 | $2,500,000 |
| Not Provided | 114 | $13,673,000 | $119,000 | $417,000 | $150,000 | $445,000 |
| Asian | 33 | $3,890,000 | $117,000 | $417,000 | $122,000 | $627,000 |
| Hispanic | 23 | $2,426,000 | $105,000 | $360,000 | $161,000 | $544,000 |
| Black or African American | 17 | $2,082,000 | $122,000 | $400,000 | $104,000 | $203,000 |
| Native Hawaiin or Other Pacific Islander | 2 | $168,000 | $84,000 | $111,000 | $173,000 | $215,000 |
| American Indian or Alaskan Native | 2 | $490,000 | $245,000 | $400,000 | $206,000 | $256,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 850 | $111,755,000 | $131,000 | $1,000,000 | $145,000 | $2,500,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 559 | $74,776,000 | $133,000 | $747,000 | $148,000 | $2,500,000 |
| Application Denied By Financial Institution | 139 | $18,234,000 | $131,000 | $720,000 | $113,000 | $875,000 |
| Application Withdrawn By Applicant | 101 | $8,627,000 | $85,000 | $500,000 | $172,000 | $627,000 |
| File Closed For Incompleteness | 35 | $8,203,000 | $234,000 | $1,000,000 | $175,000 | $1,776,000 |
| Preapproval Denied by Financial Institution | 16 | $1,915,000 | $119,000 | $260,000 | $65,000 | $147,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 49 | $6,981,000 | $142,000 | $720,000 | $101,000 | $325,000 |
| Debt-To-Income Ratio | 38 | $4,640,000 | $122,000 | $417,000 | $78,000 | $267,000 |
| Collateral | 29 | $4,693,000 | $161,000 | $480,000 | $143,000 | $875,000 |
| Other | 26 | $2,277,000 | $87,000 | $335,000 | $132,000 | $245,000 |
| Employment History | 7 | $792,000 | $113,000 | $183,000 | $102,000 | $365,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $364,000 | $182,000 | $184,000 | $111,000 | $127,000 |
| Unverifiable Information | 2 | $283,000 | $141,000 | $222,000 | $49,000 | $98,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Connexus Credit Union's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Connexus Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Wisconsin, download the full spreadsheet
with aggregated HMDA statistics today.